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William Jolicoeur from North Grosvenordale, CT

Age 77 b. May 1948 Male
📍 52 First St
📞 (615) 485-9517 (Cell), (301) 772-2870, (860) 923-2474, (203) 923-2474
✉️ wjolicoeur@yahoo.com

William Jolicoeur from Vero Beach, FL

Age 74
📍 210 Bermuda Bay Ln, Vero Beach, FL 32963
📞 (401) 783-7878, (772) 492-6778, (772) 492-6778, (413) 736-9618, (561) 840-0586, (401) 783-7878, (413) 788-8180
✉️ w_jolicoeur@yahoo.com
👨‍👩‍👧 Relatives: Hector C Jolicoeur,Ann C Jolicoeurthomas,Patricia A Jolicoeur,Beth A Jolicoeur
🏪 Sterling Corporation, Inc

William Jolicoeur

Age 86 b. 1939-08-27
📍 2515 4th St, Vero Beach Fl
📞 (413) 636-2303, (413) 297-2245
✉️ WILLIAMJOLICOEUR@GMAIL.COM

William Jolicoeur

Age 86 b. 1939-08-28
📍 62 Big Sky Dr, Leicester Nc
📞 (828) 712-6365, (828) 712-6365
✉️ WILLIAMJOLICOEUR@GMAIL.COM

William Jolicoeur from Holbrook, MA

Age 87
📍 32 Hillsdale Rd, Holbrook, MA 02343
📞 (781) 767-2091, (781) 767-2091
👨‍👩‍👧 Relatives: Maryjane P Jolicoeur,Theresa F Jolicoeur,Wm Jjr Jolicoeur,Jr Williamj Jolicoeur

William Jolicoeur from Holbrook, MA

Age 100 b. 1926 Norfolk Co.
📍 32 Hillsdale Rd
📞 (781) 767-2091

William Jolicoeur from Cary, NC

Age 62
📍 201 Wood Lily Ln, Cary, NC 27518
📞 (720) 272-8446, (732) 224-1214, (303) 786-9908, (718) 643-2686
👨‍👩‍👧 Relatives: Bill Jolicoeur,Leslie G Jolicoeur

William Jolicoeur

📍 62 Big Sky Dr, C/o Beth Welton, Leicester Nc
📞 (828) 712-6365, (828) 683-4872
✉️ BILLPATNC@GMAIL.COM

William Jolicoeur from Naples, FL

Age 64 b. May 1961 Collier Co.
📍 911 Bentley Dr
📞 (239) 591-3577

William Jolicoeur

📍 62 Big Sky Dr, Leicester Nc 28748
📞 (413) 636-2303, (828) 683-4872

William Jolicoeur

📍 210 Bermuda Bay Ln, Vero Beach Fl
📞 (413) 636-2303, (828) 683-4872

William Jolicoeur from Waterbury, CT

Male
📍 22sunset Avenu
📞 (860) 250-5133 (SPRINT)

William Jolicoeur from Vero Beach, FL

Age 87 b. 1939 Male
📍 210 Bermuda Bay Ln
📞 (772) 231-6825

William Jolicoeur from Wakefield, RI

Age 86 b. Aug 1939 Washington Co.
📍 87 Carpenter Dr

William Jolicoeur from Manchester, NH

Age 64 b. May 1961 Hillsborough Co.
📍 177 E Industrial Park Dr

William Jolicoeur from Omaha, NE

Age 74 b. Jan 1952 Douglas Co.
📍 8701 W Dodge Rd

William Jolicoeur from Boulder, CO

Age 73 b. May 1952 Boulder Co.
📍 2175 S Walnut St

William Jolicoeur from Watertown, CT

Age 57 b. Jul 1968 Litchfield Co.
📍 68 Trumbull St
👤 aka William N G

William Jolicoeur from Champlain, NY

Clinton Co.
📍 423 State Rte 9

William Jolicoeur from Shelby Twp, MI

📍 2133 Hillsdale

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 20 contact records for William Jolicoeur across 10 states. The most recent address on file is in North Grosvenordale, Connecticut. Of these records, 13 include phone numbers and 5 include email addresses. Ages range from 62 to 87, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Jolicoeur, William & Patricia

Indian River County
PIN: 32401800057000000024.0
· 210 Bermuda Bay Ln, Indian River Shores 32963
Value: $764,380

Jolicoeur William

St-lucie County
PIN: 1423-807-0022-000-9
· 3702 N Highway A1a 701, Saint Lucie County
Built: 2005.0
Assessed: $606,300

Jolicoeur William

Hampshire County
PIN: 31_110
· 176 Pine Grove Dr, SOUTH HADLEY ma
Built: 1988.0
Assessed: $167,600

Jolicoeur William & Patricia

Indian-river County
· 2515 4th St, Vero-Beach 32962.0
Built: 1976.0
Assessed: $258,759

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to William Jolicoeur in Vero-Beach. Values shown are from county assessor records and may differ from current market prices.

William Joseph Jolicoeur

2208 Clearwater Run, The Villages, , 32162

william HENRY jolicoeur

Unaffiliated Reg: 07/10/2004
201 Wood Lily Ln, Cary, NC, 27518
DOB: 1952 Gender: Male
County: Wake

William Normand Gerald Jolicoeur

Reg: 1017986
91 Clark Rd, 1, 12919
DOB: 19680730 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for William Jolicoeur in , North Carolina. Party affiliation is listed as UNA. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2001 CHRYSLER SEBRING CAR BASIC SPORTY
· Registered to: William Jolicoeur
· VIN: 1C3EL55U31N637317
·
1049 Alcove Loop, The Villages, FL, 32162
·
(352) 430-3001
2001 SATURN SL2 CAR BASIC ECONOMY
· Registered to: William Jolicoeur
· VIN: 1G8ZK527X1Z320717
·
1049 Alcove Loop, The Villages, FL, 32162
·
(352) 430-3001
2007 TOYOTA PRIUS
· Registered to: William Jolicoeur
· VIN: JTDKB20U577622807
·
1049 Alcove Loop, The Villages, FL, 32162-4417
2010 Toyota Prius
· Registered to: William Jolicoeur
· VIN: JTDKN3DU4A0129403
·
1049 Alcove Loop, The Villages, FL, 32162
·
(352) 430-3001
2017 MERCEDES-BENZ E-CLASS
· Registered to: William Jolicoeur
· VIN: WDDHH8JB6HB041244
·
2515 4th St, Vero Beach, FL, 32962

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with William Jolicoeur. Registered makes include Chrysler, Saturn, Toyota, Mercedes-Benz. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Clever Age

Web Development Consultant
wblancditjolicoeur@clever-age.com
Bordeaux,
LinkedIn

William Jolicoeur

Naples, Florida Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for William Jolicoeur. Roles listed include Web Development Consultant. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

SECRETARY: William C. Jolicoeur

Unknown Corporation

DIRECTOR: William C. Jolicoeur

Ojpc, INC.

Addr: MA
MA
DIRECTOR: William Jolicoeur

Source: Public Records William Jolicoeur appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

william jolicoeur

General Lines (prop & Cas)
VALID
License # A133699
Addr: The Villages, FL

william jolicoeur

NPN 255397
Addr: The Villages, FL

Source: State Professional Licensing Boards · Dept. of Professional Regulation William Jolicoeur holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

William Jolicoeur - Cary

Patent Details

William Jolicoeur
#9762726
Google Patents

Patent Details

William Jolicoeur
#8761380
Google Patents

Patent Details

William Jolicoeur
#8792624
Google Patents

Source: USPTO Patent Database · U.S. Patent & Trademark Office William Jolicoeur is listed as an inventor or co-inventor on 4 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

William Jolicoeur

Holbrook High School - Holbrook, MA, MA
1970

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases William Jolicoeur has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Oct 2, 1999
2000 328
Browne, Harry
Jolicoeur, William Owner @ Judd Paper Co W Springfield, MA
$30 Invalid Date
2018
Realtors Political Action Committee
Jolicoeur, William R Real Estate Broker Bonita Springs, FL
$250 Dec 18, 2001
2002 I
Howell, Carla (g)
Jolicoeur, William Self Employed W Springfield, MA
$500 Jan 7, 1988
1988 REP
Du Pont, Pete
Jolicoeur, William R Investor Manchester, NH
$396 Jun 30, 2007
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Madison, WI
$297 Jun 30, 2009
2010
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Shelby, MI
$396 Dec 31, 2007
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Madison, WI
$324 Oct 2, 1996
1996 328
Browne, Harry
Jolicoeur, William West Springfield, MA
$250 Jan 30, 1997
1998
Lnc Nonfederal
Jolicoeur, William Owner @ Judd Paper Co West Springfield, MA
$30 Mar 10, 2016
2016
Realtors Political Action Committee
Jolicoeur, William R Real Estate Broker Bonita Springs, FL
$0 Nov 16, 2023
2024 REP
Republican National Committee
Jolicoeur, William Retired The Villages, FL
$1,000 Jul 20, 1990
1990 REP
Zeliff, William H Jr
Jolicoeur, William R Joli Investment Manchester, NH
$25 Jan 16, 2024
2024 REP
Haley, Nikki
Jolicoeur, William Retired The Villages, FL
$250 Jul 18, 2002
2002 I
Howell, Carla (g)
Jolicoeur, William Self West Springfield, MA
$198 Sep 30, 2008
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Madison, WI
$198 Jun 30, 2008
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Madison, WI
$66 Dec 31, 2008
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Shelby, MI
$150 Aug 25, 2001
2002 I
Committee For Small Government
Jolicoeur, William West Springfield, MA
$132 Nov 24, 2008
2008
Cuna Mutual Insurance Society Political Action Committee (cuna Mutual Pac)
Jolicoeur, William J Iii Vp, Individ P&c Products @ Cuna Mutual Insurance Society Madison, WI
$30 Mar 10, 2016
Realtors Political Action Committee
Contributor Real Estate Broker Bonita Springs, FL
$1,000 Oct 2, 1999
Unknown Committee
Jolicoeur, William Judd Paper Co./Owner W Springfield, MA
$30
2016
Realtors Political Action Committee
Contributor Real Estate Broker Bonita Springs, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 22 political contribution records found for William Jolicoeur. Total disclosed contributions amount to $6,552. Recipients include Realtors Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

William R Jolicoeur

Source: State Real Estate Commissions · NAR License Databases

MP

William Jolicoeur

Male
·
176 Pine Grove Dr, South Hadley, MA 01075 (Hampshire County)
42.2313, -72.5567
Marital: Married TZ: Eastern
Homeowner Single Family Built 1988 Purchased 2004
MP

William Jolicoeur

Male
·
10387 Yorkstone Dr, Bonita Spgs, FL 34135 (Lee County)
26.3598, -81.7730
TZ: Eastern
Homeowner Single Family Built 2012 Purchased 2015
MP

William H Jolicoeur

Age 65 Male
·
201 Wood Lily Ln, Cary, NC 27518 (Wake County)
35.7374, -78.7633
· (919) 858-5799
Marital: Single TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 1993 Purchased 2002
MP

William R Jolicoeur

Age 56 Male
·
2420 Meadowbrook Ln, Westchester, IL 60154 (Cook County)
41.8431, -87.9045
· (239) 591-3577
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1999 Purchased 2016
MP

William Jolicoeur

Male
·
91 Clark Rd, Champlain, NY 12919 (Clinton County)
44.9615, -73.4053
TZ: Eastern
Homeowner Single Family Built 1996
MP

William Jolicoeur

Male
·
62 Big Sky Dr, Leicester, NC 28748 (Buncombe County)
35.6616, -82.7252
· (828) 683-4872
TZ: Eastern
Homeowner Single Family Built 2003 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with William Jolicoeur. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with William Jolicoeur. These loans were issued to businesses, not individuals.

Farmont Consulting LLC

Limited Liability Company(LLC

$14,340 Paid in Full
Address:
2800 N Ocean Dr Apt A18A
Riviera Beach, FL33404-3235
Approved

Mar 5, 2021

Forgiven

$14,450

Jobs Reported

1

Loan #

7117798500

Loan Size

Small

Rashad Barnes

Sole Proprietorship

$20,833 Paid in Full
Address:
2800 N Ocean Dr Apt B2C
Riviera Beach, FL33404-3239
Approved

May 22, 2021

Forgiven

$20,876

Jobs Reported

1

Loan #

6354069009

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with William Jolicoeur. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find William Jolicoeur on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 43 results across 11 states

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William Jolicoeur in North Grosvenordale, CT: Background Summary

Location
52 First St, North Grosvenordale, CT 06255
Other Locations
Holbrook, MA · Naples, FL · Waterbury, CT and 8 more
Profiles Found
20 people with this name
Phone Numbers
(301) 772-2870 and 13 others on file
Email
wjolicoeur@yahoo.com and 3 others on file
Possible Relatives
Hector C Jolicoeur, Ann C Jolicoeurthomas, Patricia A Jolicoeur, Beth A Jolicoeur, Maryjane P Jolicoeur and 5 more
Career
Web Development Consultant
Voter Registration
Registered No Party Preference
Properties
3properties owned
Vehicles
5 linked — 2001 Chrysler Sebring, 2001 Saturn Sl2 and 3 more
Contributions
$6,552.25 total — Realtors Political Action Committee, Realtors Political Action Committee
Licenses
1 professional license (GENERAL LINES (PROP & CAS))
PPP Loans
$35,173 for Farmont Consulting LLC, Rashad Barnes

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for William Jolicoeur. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for William Jolicoeur

Search Complexity: High

83 public records across 11states, belonging to approximately 20 different individuals. With 20 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Florida (18%), followed by Massachusetts and North Carolina. Spans the South and Northeast regions.

FL15recordsMA9recordsNC5recordsCT5recordsNY2recordsNE2records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (36%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (22) and Vehicle Registration Records (5).

27
Contact & Address Records
22
Political Contribution Records
5
Vehicle Registration Records
4
Property Ownership Records
4
Patent & Invention Records
3
Voter Registration Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)5peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About William Jolicoeur

Is William Jolicoeur a registered voter?
Yes, voter registration records show William Jolicoeur is registered in . We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does William Jolicoeur own property?
County assessor records show 4 properties associated with William Jolicoeur . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to William Jolicoeur?
Records show 5 vehicle registrations associated with William Jolicoeur, including a 2001 CHRYSLER SEBRING. Registered makes include Chrysler, Saturn, Toyota, Mercedes-Benz. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with William Jolicoeur?
We found 3 business affiliations for William Jolicoeur (Web Development Consultant). Business records are compiled from state registries, SEC filings, and professional databases.
Has William Jolicoeur made political donations?
FEC disclosure records show 22 reported political contributions from William Jolicoeur, totaling $6,552. Recipients include Realtors Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for William Jolicoeur?
Our database contains 83 total records for William Jolicoeur spanning 11 states. This includes 20 distinct contact records, 13 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for William Jolicoeur?
The 83 records displayed for William Jolicoeur are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can William Jolicoeur remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.