William Razor from West Chester, OH

Age 77
๐Ÿ“ 7193 Timbernoll Dr, West Chester, OH 45069
๐Ÿ“ž (513) 777-3326, (513) 349-6642, (513) 777-3326, (302) 678-9485
โœ‰๏ธ whirbil@yahoo.com, wrazor@comcast.net, wrazor@dot-net.net, wrazor@fuse.net, wrazor@hotmail.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Louise F Razor,Connie Sue Razor,Billy G Razor
๐Ÿช Low-R Corporation, Razor & Associates, Inc

William Razor

๐Ÿ“ 505 Rusting Oak Dr, Columbia Sc
๐Ÿ“ž (203) 449-0722, (111) 111-0002
โœ‰๏ธ RAZORHOUSING@GMAIL.COM, razorhousing@gmail.com

William Razor

Age 76 b. 1949-08-08
๐Ÿ“ 648 New Stock Dr, Hopkins Sc
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ SCRAZOR69@GMAIL.COM

William Razor

๐Ÿ“ 10 Chancelor Ct, Hopkins Sc
๐Ÿ“ž (111) 111-0001
โœ‰๏ธ NATURALLYHAZELEYES@GMAIL.COM

William Razor

Age 73 b. 1952-06-27
๐Ÿ“ 880 Danmead Ave, Akron Oh
๐Ÿ“ž (330) 606-2071
โœ‰๏ธ RAZOR215627@YAHOO.COM

William Razor from Saint Louis, MO

Age 53 b. Apr 1973 Saint Louis City Co.
๐Ÿ“ 4429 Gannett St
๐Ÿ“ž (314) 351-0566

William Razor from Hopkins, SC

Age 98 b. Sep 1927 Richland Co.
๐Ÿ“ 504 Greenlake Dr
๐Ÿ“ž (803) 783-0836
๐Ÿ‘ค aka William E Ptoe, William E Razor

William Razor from Akron, OH

Age 100 b. Dec 1925 Summit Co.
๐Ÿ“ 899 Danmead Ave
๐Ÿ“ž (330) 784-2463

William Razor from Elizabeth City, NC

Age 73 b. Jul 1952 Pasquotank Co.
๐Ÿ“ 102 Pinewood Ave
๐Ÿ“ž (252) 335-1520

William Razor from Chicago Hts, IL

Age 49
๐Ÿ“ 1330 Shields Ave, Chicago Hts, IL 60411
๐Ÿ“ž (708) 757-4092, (708) 308-6034, (708) 757-4092, (815) 970-5199

William Razor from Versailles, KY

Age 86
๐Ÿ“ 1527 Cummins Ferry Rd, Versailles, KY 40383
๐Ÿ“ž (859) 873-2521, (859) 873-2521, (859) 277-8318
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Legrande B Razor,Legrandie B Razor

William Razor

๐Ÿ“ 10 Chancelor, Hpkns Sc 29061
๐Ÿ“ž (203) 449-0722, (111) 111-0002
โœ‰๏ธ RAZORHOUSING@GMAIL.COM

William Razor from Belleville, IL

Male
๐Ÿ“ 1933 Celebration Park Cir
๐Ÿ“ž (618) 581-6485 (SPRINT)
โœ‰๏ธ BIGBOSS4259@GMAIL.COM

William Razor from West Chester, OH

Age 88 b. Jun 1937 Butler Co.
๐Ÿ“ 7193 Timbernoll Dr
๐Ÿ“ž (513) 777-3326

William Razor from Lexington, KY

Age 98 b. Jan 1928 Fayette Co.
๐Ÿ“ 620 Pasadena Dr
๐Ÿ“ž (606) 277-8318

William Razor from Big Cabin, OK

Age 69 b. 1957 Mayes Co.
๐Ÿ“ 387 Leisure Land Loop
๐Ÿ“ž (918) 785-6013

William Razor from Dublin, OH

Age 53 b. Jul 1972 Franklin Co.
๐Ÿ“ 6857 Holbein Dr
๐Ÿ“ž (614) 873-2842

William Razor from Killeen, TX

Age 57 b. Jan 1969
๐Ÿ“ 1607 Prestige Loop
๐Ÿ“ž (254) 238-8526
๐Ÿ‘ค aka William E Razor, William Razor, William W Razor

William Razor from Salt Lick, KY

Age 97 b. Jan 1929 Bath Co.
๐Ÿ“ Po Box 369
๐Ÿ“ž (757) 430-3885

William Razor from Akron, OH

Age 74 b. 1952 Male
๐Ÿ“ 880 Danmead Ave
๐Ÿ“ž (330) 607-4750

William Razor from Philadelphia, PA

Age 107 b. Jan 1919 Philadelphia Co.
๐Ÿ“ 1939 67th Ave

William Razor from Chicago Heights, IL

Age 61 b. Sep 1964 Cook Co.
๐Ÿ“ 1330 Shields Ave

William Razor from Salt Lick, KY

Age 86
๐Ÿ“ 369 Po Box, Salt Lick, KY 40371

William Razor from Versailles, KY

Woodford Co.
๐Ÿ“ 1527 Cummins Ferry Rd
๐Ÿ“ž (859) 873-2521

William Razor from Terre Haute, IN

Age 34 b. 1992 Male
๐Ÿ“ 420 S 5th St Apt 1

William Razor from Sharpsburg, KY

Bath Co.
๐Ÿ“ 6074 Little Flat Ledford Rd

William Razor from Norwalk, CT

๐Ÿ“ 107 S Main St

William Razor from Marion, KS

Marion Co.
๐Ÿ“ Rr 3 Po Box 115

William Razor from Burlington, NJ

๐Ÿ“ 914 Lindsley Ct

William Razor from Norwalk, CT

๐Ÿ“ 8 Testa Pl
๐Ÿ‘ค aka Razor William

William Razor from Winter Haven, FL

Polk Co.
๐Ÿ“ 660 Avenue M

William Razor from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 1411 W Sparks St

William Razor from Orlando, FL

Orange Co.
๐Ÿ“ 3565 Tetheriline Trl
๐Ÿ‘ค aka Razor William

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 33 contact records for William Razor across 14 states. The most recent address on file is in Saint Louis, Missouri. Of these records, 21 include phone numbers and 7 include email addresses. Ages range from 49 to 86, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Razor William E & Kerry E

Union County
· 6857 Holbein Drive, Jerome Oh 43016

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to William Razor in Jerome. Values shown are from county assessor records and may differ from current market prices.

william WAYNE razor

Democrat Reg: 10/04/1976
102 Pinewood Ave, Elizabeth City, NC, 27909
DOB: 1952 Gender: Male
County: Pasquotank

William J Razor

Independent
Precinct: 660011

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for William Razor in North Carolina. Records show affiliations with DEM, IND, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Honda Pilot
ยท Registered to: William Razor
ยท VIN: 5FNYF4H90DB013737
·
6857 Holbein Dr, Dublin, OH, 43016
·
(614) 434-0770

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with William Razor. Registered makes include Honda. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Razor Upholstering Co

Owner
(314) 832-0666
St Louis, MO
Miscellaneous Repair Services (Services)

Razor Upholstery

Owner
(314) 832-0666
Saint Louis, MO
Miscellaneous Repair Services (Services)

William Razor

Kansas

William Razor

Truck Driver at Capitol

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for William Razor. Companies include Razor Upholstering Co, Razor Upholstery. Records are compiled from state business registries, SEC filings, and professional networking databases.

William E. Razor

William J. Razor

Bath County Development Authority, INC.

Addr: KY
KY
Director: William J. Razor

Unknown Corporation

ID: 822809
Officer: William Razor

Unknown Corporation

ID: 3512103506
Addr: 96 N Chickasaw, Claremore, OK, 74017
OK
Agent: William J Razor
Registered Agent: William Razor

Source: Public Records William Razor appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

William Razor - Dublin

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office William Razor is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

William Razor

Lakota High School - West Chester, OH, OH
1990

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases William Razor has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$300 Oct 13, 2006
2008 REP
Fletcher, Ernie & Rudolph, Robert
Razor, William Retired Versailles, KY
$3 Jan 31, 2018
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Razor, William Not Employed West Chester, OH
$300 Jun 14, 2007
2008 REP
Fletcher, Ernie & Rudolph, Robert
Razor, William Retired Versailles, KY
$40 Dec 2, 2009
2010 DEM
Strickland, Ted & Brown, Yvette McGee
Razor, William Teacher Lebanon Correctional Institution Ohio Dep West Chester, OH
$217 May 7, 2004
2004
Ohio Education Assoc Fund For Children And Public Education
Razor, William G Oea West Chester, OH
$300 May 21, 2007
2008 REP
Fletcher, Ernie & Rudolph, Robert
Razor, William Retired Versailles, KY
$200 Aug 29, 2003
2004 REP
Fletcher, Ernie & Pence, Stephen B
Razor, William Retired Versailles, KY
-$40 Jan 27, 2010
2010 DEM
Strickland, Ted & Brown, Yvette McGee
Razor, William West Chester, OH
$217 May 7, 2004
2004
Ohio Education Assn
Razor, William Educator @ State Of Ohio West Chester, OH
$300 Aug 20, 2007
2008 REP
Fletcher, Ernie & Rudolph, Robert
Razor, William Retired Versailles, KY
$200 Aug 29, 2003
REP
Fletcher, Ernie & Pence, Stephen B
Contributor Retired Versailles, KY
$200
2003 R
Fletcher, Ernie & Pence, Stephen B
Contributor Retired @ NA Versailles, KY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 12 political contribution records found for William Razor. Total disclosed contributions amount to $2,277. Recipients include Fletcher, Ernie & Pence, Stephen B. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

William Razor

Age 21 Male
·
4745 Hinkston Pike, Mt Sterling, KY 40353 (Montgomery County)
38.1234, -83.9153
· (859) 498-3303
Marital: Single TZ: Eastern
Homeowner Single Family
MP

William E Razor

Age 45 Male
·
6857 Holbein Dr, Dublin, OH 43016 (Franklin County)
40.0664, -83.1285
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Purchased 2006
MP

William J Razor

Age 65 Male
·
387 Leisure Land Loop, Big Cabin, OK 74332 (Craig County)
36.5286, -95.2922
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 2000 Purchased 2006
MP

William T Razor

Age 65 Male
·
880 Danmead Ave, Akron, OH 44305 (Summit County)
41.0875, -81.4777
· (330) 607-4750
TZ: Eastern
Single Family
MP

William G Razor

Age 80 Male
·
7193 Timbernoll Dr, West Chester, OH 45069 (Butler County)
39.3425, -84.3860
· (513) 477-5702
Marital: Married TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Single Family Built 1987 Purchased 2007
MP

William J Razor

Male
·
20936 S Anderson Way, Claremore, OK 74017 (Rogers County)
36.3078, -95.5834
TZ: Central
Homeowner Single Family Built 1970 Purchased 2009
MP

William Razor

Male
·
4966 Legion Rd, Blackville, SC 29817 (Barnwell County)
33.3717, -81.2697
TZ: Eastern
Homeowner Single Family Purchased 1963
MP

William Razor

Male
·
1 E Chase St, Baltimore, MD 21202 (Baltimore City County)
39.3024, -76.6156
TZ: Eastern
Homeowner Multi-Family Purchased 1963
MP

William E Razor

Age 68 Male
·
34 Amelia Pl, Stamford, CT 06902 (Fairfield County)
41.0381, -73.5551
Marital: Single TZ: Eastern
Homeowner Single Family
MP

William W Razor

Age 65 Male
·
102 Pinewood Ave, Elizabeth Cty, NC 27909 (Pasquotank County)
36.2792, -76.2265
· (252) 335-1520
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

William J Razor

Age 44 Male
·
PO Box 1427, Claremore, OK 74018 (Rogers County)
36.3190, -95.5868
Marital: Married TZ: Central
Single Family
MP

William J Razor

Male
·
12340 S 4170 Rd, Claremore, OK 74017 (Rogers County)
36.3430, -95.5967
TZ: Central
Homeowner Single Family Built 1998 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with William Razor. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with William Razor. These loans were issued to businesses, not individuals.

Kierra Robinson

Self-Employed Individuals

$17,788 Paid in Full
Address:
1939 67th Ave
Philadelphia, PA19138-3119
Approved

Apr 22, 2021

Forgiven

$17,862

Jobs Reported

1

Loan #

7673428800

Loan Size

Small

Thais Cabral

Independent Contractors

$20,833 Exemption 4
Address:
80 Spruce St
Stamford, CT06902-4948
Approved

May 20, 2021

Jobs Reported

1

Loan #

4723039008

Loan Size

Small

Your Survival LLC

Limited Liability Company(LLC

$59,637 Paid in Full
Address:
80 Spruce St
Southport, CT06890-1443
Approved

Feb 24, 2021

Forgiven

$59,944

Jobs Reported

6

Loan #

3460298502

Loan Size

Small

Nafis Muhammad

Self-Employed Individuals

$17,788 Paid in Full
Address:
1939 67th Ave
Philadelphia, PA19138-3119
Approved

Apr 24, 2021

Forgiven

$17,859

Jobs Reported

1

Loan #

9944078804

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with William Razor. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find William Razor on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
3
2
5
1
1
10
1
4
4
1
14
6
2
4
1

William Razor in West Chester, OH: Background Summary

Location
7193 Timbernoll Dr,West Chester, OH 45069, West Chester, OH
Other Locations
Saint Louis, MO ยท Hopkins, SC ยท Akron, OH and 18 more
Profiles Found
33 people with this name
Phone Numbers
(513) 777-3326 and 15 others on file
Email
whirbil@yahoo.com and 9 others on file
Possible Relatives
Louise F Razor, Connie Sue Razor, Billy G Razor, Legrande B Razor, Legrandie B Razor
Career
Razor Upholstering Co, Razor Upholstery
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
1 linked โ€” 2013 Honda Pilot
Contributions
$2,277 total โ€” Fletcher, Ernie & Pence, Stephen B, Fletcher, Ernie & Pence, Stephen B
PPP Loans
$116K for Kierra Robinson, Thais Cabral

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for William Razor. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for William Razor

Search Complexity: High

86 public records across 15states, belonging to approximately 33 different individuals. With 33 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Ohio (16%), followed by Kentucky and Oklahoma. Spans the South and Midwest regions.

OH14recordsKY10recordsOK6recordsIL5recordsSC4recordsMO4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (58%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (12) and Business & Corporate Filings (5).

42
Contact & Address Records
12
Political Contribution Records
5
Business & Corporate Filings
5
Corporate Records
4
PPP Loan Records
2
Voter Registration Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)10peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About William Razor

Is William Razor a registered voter?
Yes, voter registration records show William Razor is registered in North Carolina with DEM affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does William Razor own property?
County assessor records show 1 property associated with William Razor . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to William Razor?
Records show 1 vehicle registration associated with William Razor, including a 2013 Honda Pilot. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with William Razor?
We found 5 business affiliations for William Razor, including Razor Upholstering Co. Other companies include Razor Upholstery. Business records are compiled from state registries, SEC filings, and professional databases.
Has William Razor made political donations?
FEC disclosure records show 12 reported political contributions from William Razor, totaling $2,277. Recipients include Fletcher, Ernie & Pence, Stephen B. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for William Razor?
Our database contains 86 total records for William Razor spanning 15 states. This includes 33 distinct contact records, 21 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for William Razor?
The 86 records displayed for William Razor are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can William Razor remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.