Winnie Richardson

Age 75 b. 1950-05-16
๐Ÿ“ 4752 Great Western Ln S, Jacksonville Fl
๐Ÿ“ž (904) 262-0290, (904) 728-9119
โœ‰๏ธ WELLIIOTT@YAHOO.COM, welliiott@yahoo.com

Winnie L Richardson

Age 53 b. 1972-10-04
๐Ÿ“ 1100 Nw 12th Ave, Chiefland Fl
๐Ÿ“ž (352) 231-2344, (352) 681-2278
โœ‰๏ธ WINNIE8403@ATT.NET

Winnie Richardson from Richland, MS

Age 78
๐Ÿ“ 106 Plainview Cir, Richland, MS 39218
๐Ÿ“ž (601) 939-2715

Winnie Richardson from Baton Rouge, LA

Age 108
๐Ÿ“ 3264 Woodcrest Dr, Baton Rouge, LA 70814
๐Ÿ“ž (225) 926-5964, (225) 926-5964
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Wilhelmina Richardson,I D Richard,George L Richardson

Winnie Richardson from El Paso, TX

Age 93
๐Ÿ“ 5621 Arrowhead Dr, El Paso, TX 79924
๐Ÿ“ž (915) 821-6936

Winnie Richardson from Port Gibson, MS

Age 50
๐Ÿ“ 288 Rr 1 #288, Port Gibson, MS 39150
๐Ÿ“ž (601) 437-8932, (662) 437-8932

Winnie Richardson from Jersey City, NJ

Age 68
๐Ÿ“ 598 Ocean Ave, Jersey City, NJ 07305
๐Ÿ“ž (201) 451-0978

Winnie Richardson from Sumter, SC

Age 73
๐Ÿ“ 204 Rr 8 #204, Sumter, SC 29153
๐Ÿ“ž (973) 742-2191, (201) 684-8831

Winnie Richardson from Beverly Hills, FL

Age 111 b. Jan 1915
๐Ÿ“ 409 Buttonbush Dr
๐Ÿ“ž (352) 746-7687, (770) 942-9289

Winnie Richardson from Farmerville, LA

Age 107
๐Ÿ“ 10336 Highway 143, Farmerville, LA 71241
๐Ÿ“ž (318) 322-0650

Winnie Richardson from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 2532 3rd Ave Apt 2
๐Ÿ“ž (517) 686-2267, (716) 681-6754

Winnie Richardson from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 423 E 68th St
๐Ÿ“ž (323) 778-2920, (520) 579-5525

Winnie Richardson from Beaufort, SC

Age 86 b. Sep 1939 Beaufort Co.
๐Ÿ“ 60 Hilanda Dr
๐Ÿ“ž (386) 755-6918

Winnie Richardson from Sumter, SC

Age 90 b. May 1935 Sumter Co.
๐Ÿ“ Rr 8 Po Box 204
๐Ÿ“ž (805) 634-0339

Winnie Richardson from Port Gibson, MS

Age 85 b. Mar 1941 Claiborne Co.
๐Ÿ“ 4044 Tillman Rd
๐Ÿ“ž (937) 399-7337

Winnie Richardson from Pelahatchie, MS

Age 105 b. Jun 1920 Rankin Co.
๐Ÿ“ 474 Stegall Rd
๐Ÿ“ž (513) 866-6322

Winnie Richardson from Memphis, TN

Age 95
๐Ÿ“ 3427 Justine St, Memphis, TN 38127
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Boyce B Richardson,Theresa L Richardson

Winnie Richardson

๐Ÿ“ Po Box 22, Philomath Or
๐Ÿ“ž (541) 207-4651, (541) 207-4651
โœ‰๏ธ 1965WRR@GMAIL.COM

Winnie Richardson

๐Ÿ“ 24578 Stovall Ln, Philomath Or 97370
๐Ÿ“ž (541) 207-4651, (541) 207-4651
โœ‰๏ธ 1965WRR@GMAIL.COM

Winnie Richardson from Chiefland, FL

Female
๐Ÿ“ 421 Sw 10th Cir
๐Ÿ“ž (352) 457-5940 (SPRINT)

Winnie Richardson from Lake City, FL

Age 87 b. 1939 Female
๐Ÿ“ 6365 Sw County Road 242
๐Ÿ“ž (386) 755-6918

Winnie Richardson from Tampa, FL

Age 53 b. Oct 1972 Hillsborough Co.
๐Ÿ“ 3304 N 22nd St

Winnie Richardson from Kansas City, MO

Age 59 b. May 1966
๐Ÿ“ 11719 Beacon Ave
๐Ÿ‘ค aka Winifred Bryant, Winifred Yvonne Mitchell, Winifred Y Bryant

Winnie Richardson from Sumter, SC

Age 90 b. May 1935 Sumter Co.
๐Ÿ“ 132 Moore Rd

Winnie Richardson from Houston, TX

Age 64 b. Sep 1961 Harris Co.
๐Ÿ“ 7203 Hillsboro St

Winnie Richardson from Memphis, TN

0
๐Ÿ“ 7614 Ivy Hollow Dr, Memphis, TN 38133

Winnie Richardson from Weaver, AL

0
๐Ÿ“ 731 Timber Way, Weaver, AL 36277

Winnie Richardson from Pelahatchie, MS

0
๐Ÿ“ 2 Rr 2 #224, Pelahatchie, MS 39145

Winnie Richardson from Connersville, IN

Fayette Co.
๐Ÿ“ 1512 N Elephant Hill Rd
๐Ÿ“ž (914) 968-7660

Winnie Richardson from Arlington, WA

Snohomish Co.
๐Ÿ“ 105 E Cox Ave Spc 7
๐Ÿ“ž (206) 435-3520

Winnie Richardson from Baton Rouge, LA

East Baton Rouge Co.
๐Ÿ“ 3264 Woodcost Dr
๐Ÿ“ž (718) 627-5826

Winnie Richardson from Washington, DC

District Of Columbia Co.
๐Ÿ“ 1140 N Capitol St Nw
๐Ÿ“ž (717) 652-7373

Winnie Richardson from Corning, AR

Clay Co.
๐Ÿ“ 306 W 3rd St
๐Ÿ“ž (870) 857-6420

Winnie Richardson from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 319 W Chelten Ave
๐Ÿ“ž (270) 884-7500

Winnie Richardson from Zebulon, NC

๐Ÿ“ Pob 1313
๐Ÿ“ž (919) 269-7215

Winnie Richardson from Chiefland, FL

Age 53 b. 1973 Female
๐Ÿ“ 419 S Main St Apt 5

Winnie Richardson from Newport News, VA

Newport News City Co.
๐Ÿ“ 1141 36th St

Winnie Richardson from Atlanta, GA

Fulton Co.
๐Ÿ“ 401 Angier Ave 101

Winnie Richardson from Philadelphia, PA

Philadelphia Co.
๐Ÿ“ 1315 W Seltzer St

Winnie Richardson from Jersey City, NJ

Hudson Co.
๐Ÿ“ 567 Montgomery St 4

Winnie Richardson from Lake City, FL

Columbia Co.
๐Ÿ“ Rr 5 Box 313 R

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 41 contact records for Winnie Richardson across 18 states. The most recent address on file is in Beverly Hills, Florida. Of these records, 27 include phone numbers and 4 include email addresses. Ages range from 50 to 108, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Richardson Winnie R

Columbia County
PIN: 19-4S-16-03063-001
· 6365 County Rd 242 SW
Value: $45,864

Richardson, Winnie

Hudson County
PIN: 0906_23301_26
· 598 Ocean Ave.
Lot: 2,981sqft

Richardson Winnie D

Chatham County
· 21 Culverton Ct Savannah, Savannah

Richardson, Winnie

Residential Hudson County
· 598 Ocean Ave., 07305

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 4 property records linked to Winnie Richardson in Savannah. Values shown are from county assessor records and may differ from current market prices.

Winnie Richardson

Savannah, 31405
DOB: 1/1/1937 Gender: Female
Congress: 001

Winnie Richardson

Democrat
598 Ocean Ave, Jersey City, 07305
DOB: 4/17/1946
County: Hudson

Winnie J Richardson

503 Skyline Drive, Harrison, AR, 72601

Winnie C Richardson

419 S Main St, Chiefland, , 32626

winnie M richardson

Democrat Reg: 01/01/1984
309 E Vance St, Zebulon, NC, 27597
DOB: 1931 Gender: Female
County: Wake

Winnie Romona Richardson

Independent Reg: 10/23/2012
24578 Stovall Ln, Philomath, OR, 97370
DOB: 1/1/1965
County: Benton

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Winnie Richardson in Arkansas, , North Carolina and 1 other state. Records show affiliations with D, DEM, IND, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 CHEVROLET IMPALA
ยท Registered to: Winnie Richardson
ยท VIN: 2G1WF52EX49129236
·
6365 SW County Road 242, Lake City, FL, 32024
·
(386) 755-6918
2012 HYUNDAI SONATA
ยท Registered to: Winnie Richardson
ยท VIN: 5NPEC4AC0CH379585
·
598 Ocean Ave, Jersey City, NJ, 07305-3505
·
(201) 451-0970

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 2 vehicle registration records are associated with Winnie Richardson. Registered makes include Chevrolet, Hyundai. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Highland County Library INC

Winnie RichardsonDirector
Monterey, VA

Winnie Richardson

Teacher
Highland County Public Schools
Monterey, Virginia, United States Education Management

Winnie Richardson

Customer Services
Pioneer Telephone

Beads And Baubles

Winnie RichardsonChief Executive
(516) 285-1361winnie1271@verizon.net
35 Carroll Ave, Valley Stream, NY11580
beadsandbaubles.net

Winnie Richardson

Customer Services at Pioneer T

Yacht Club-Flowery Branch

Winnie RichardsonSales Customer
winnier@bigfoot.com
Po Box 410622, Kansas City, MO64141

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for Winnie Richardson. Companies include Highland County Public Schools, Yacht Club-Flowery Branch. Roles listed include Director and Chief Executive. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Vice-President: Winnie J Richardson

Winjopa, INC.

Addr: 2103 Packard Ave, Savannah, GA, 31405
GA
Officer: Winnie Richardson

House Of Faith Personal Care Home, INC.

Addr: 2103 Packard Ave, Savannah, GA, 31405
GA
Officer: Winnie D Richardson

Winjopa, INC.

Addr: 2103 Packard Ave, Savannah, GA, 31405
GA
CFO: Winnie Richardson

Unknown Corporation

VICE PRESIDENT: Winnie Richardson

Source: Public Records Winnie Richardson appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Winnie Carol Richardson

Registered Nurse License
EXPIRED
Issued: 20030911 Exp: 20080721

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Winnie Richardson holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Winnie Richardson

Philomath High School - Philomath, OR, OR
1984

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Winnie Richardson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$300 Sep 23, 2009
2010
Benjamin, Stephen K
Richardson, Winnie Nurse Jersey City, NJ
$100 Sep 29, 2008
2008 REP
Republican National Committee
Richardson, Winnie Teacher @ Duval County School Board Jacksonville, FL
$10 Aug 30, 1997
2000 DEM
McCallum, Jay B
Richardson, Winnie Farmerville, LA
$20 Aug 7, 2002
2002 I
Newitt, Zane
Richardson, Winnie New Castle, CO
$20 Aug 7, 2002
I
Newitt, Zane
Contributor New Castle, CO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Winnie Richardson. Total disclosed contributions amount to $450. Recipients include Newitt, Zane. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Winnie J Richardson

Age 93 Female
·
503 Skyline Dr, Harrison, AR 72601 (Boone County)
36.2376, -93.1319
· (870) 741-7469
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family
MP

Winnie Richardson

Age 71 Female
·
598 Ocean Ave, Jersey City, NJ 07305 (Hudson County)
40.7066, -74.0782
· (201) 451-0978
Marital: Married TZ: Eastern
Homeowner Single Family Built 1994 Purchased 1994
MP

Winnie Richardson

Age 89 Female
·
50 W Oro Viejo Dr, Gold Canyon, AZ 85118 (Pinal County)
33.2893, -111.3050
· (480) 577-3431
Marital: Married TZ: Mountain
Homeowner Single Family
MP

Winnie Richardson

Age 44 Female
·
405 SE 7th Ter, Chiefland, FL 32626 (Levy County)
29.4744, -82.8540
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Winnie Richardson

Age 80 Female
·
2103 Packard Ave, Savannah, GA 31405 (Chatham County)
32.0576, -81.1386
· (912) 234-4395
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1960
MP

Winnie Richardson

Age 77 Female
·
6365 SW County Road 242, Lake City, FL 32024 (Columbia County)
30.0547, -82.7942
· (386) 755-6918
Marital: Single TZ: Eastern
Homeowner Single Family Built 1975
MP

Winnie M Richardson

Age 86 Female
·
309 E Vance St, Zebulon, NC 27597 (Wake County)
35.8237, -78.3075
· (919) 269-7215
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Winnie M Richardson

Age 81 Female
·
106 Plainview Cir, Richland, MS 39218 (Rankin County)
32.2061, -90.1512
· (601) 939-2715
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1958

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Winnie Richardson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Winnie Richardson. These loans were issued to businesses, not individuals.

Yahyas Food & Gas LLC

Limited Liability Company(LLC

$18,300 Paid in Full
Address:
893 PO Box
Pauls Valley, OK73075-0893
Approved

Apr 10, 2020

Forgiven

$18,427

Jobs Reported

3

Loan #

1465147104

Loan Size

Small

Robert Maxwell

Self-Employed Individuals

$20,790 Paid in Full
Address:
7614 Ivy Hollow Dr
Memphis, TN38133-5185
Approved

Apr 21, 2021

Forgiven

$20,888

Jobs Reported

1

Loan #

7278208804

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Winnie Richardson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Winnie Richardson on the map

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Winnie Richardson in Jacksonville, FL: Background Summary

Location
4752 Great Western Ln S, Jacksonville Fl, Jacksonville, FL
Other Locations
Beverly Hills, FL ยท Los Angeles, CA ยท Beaufort, SC and 18 more
Profiles Found
41 people with this name
Phone Numbers
(904) 262-0290 and 29 others on file
Email
welliiott@yahoo.com and 2 others on file
Possible Relatives
Gerald Ray Richardson, Elton Christop Richardson, Connie Gail Richardson, Jimmy D Richardson, Tammie Joanne Richardson and 37 more
Career
Director, Chief Executive at Highland County Public Schools, Yacht Club-Flowery Branch
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
2 linked โ€” 2004 Chevrolet Impala, 2012 Hyundai Sonata
Contributions
$450 total โ€” Newitt, Zane
PPP Loans
$39,090 for Yahyas Food & Gas LLC, Robert Maxwell

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Winnie Richardson. Because public records are indexed by name rather than by a unique identifier, the 102 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Winnie Richardson

Search Complexity: High

102 public records across 23states, belonging to approximately 41 different individuals. With 41 distinct profiles across 23 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 23 states. Highest concentration: Florida (12%), followed by Mississippi and Louisiana. Spans the South and West regions.

FL12recordsMS7recordsLA7recordsOR5recordsGA5recordsNJ4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (60%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (12) and Voter Registration Records (6).

56
Contact & Address Records
12
Business & Corporate Filings
6
Voter Registration Records
5
Corporate Records
5
Political Contribution Records
4
Property Ownership Records

Age Distribution

Age range: approximately 61 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)14peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Winnie Richardson

Is Winnie Richardson a registered voter?
Yes, voter registration records show Winnie Richardson is registered. We found 6 voter registration entries across 4 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Winnie Richardson own property?
County assessor records show 4 properties associated with Winnie Richardson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Winnie Richardson?
Records show 2 vehicle registrations associated with Winnie Richardson, including a 2004 CHEVROLET IMPALA. Registered makes include Chevrolet, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Winnie Richardson?
We found 12 business affiliations for Winnie Richardson (director). Other companies include Yacht Club-Flowery Branch. Business records are compiled from state registries, SEC filings, and professional databases.
Has Winnie Richardson made political donations?
FEC disclosure records show 5 reported political contributions from Winnie Richardson, totaling $450. Recipients include Newitt, Zane. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Winnie Richardson?
Our database contains 102 total records for Winnie Richardson spanning 23 states. This includes 41 distinct contact records, 27 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Winnie Richardson?
The 102 records displayed for Winnie Richardson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Winnie Richardson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.