Mr Allen P Ferris from West Jordan, UT

Age 59 b. 3/31/1967
๐Ÿ“ Po Box 1327, #west Jordan, UT 84084-8327
โœ‰๏ธ aferris1@gmail.com, ferris5@uswest.net, aferris@gmail.com
๐Ÿ• 15 previous addresses

Allen Ferris

Age 51 b. 1974-11-12
๐Ÿ“ 67718 Graham Rd, Richland Twp Oh 43950
๐Ÿ“ž (740) 359-5364
โœ‰๏ธ BUELLER888@GMAIL.COM, bueller888@gmail.com

Allen Ferris from Bainbridge Island, WA

Age 68
๐Ÿ“ 12145 Arrow Point Loop, Bainbridge Island, WA 98110
๐Ÿ“ž (775) 831-1072, (925) 831-1072, (702) 833-1788, (775) 843-4637, (775) 843-5995, (775) 846-9893
โœ‰๏ธ aferriss@aol.com, aferriss417@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Christine W Ferris
๐Ÿช Corporate Advertising Specialties

Allen Ferris from West Jordan, UT

Age 47
๐Ÿ“ 3664 New Heritage Cir, West Jordan, UT 84088
๐Ÿ“ž (801) 280-1313, (801) 561-5267

Allen Ferris from Beverly, MA

Age 51
๐Ÿ“ 15 Friend St #b, Beverly, MA 01915
๐Ÿ“ž (978) 462-6268, (978) 462-6268
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Carol A Ferris

Allen Ferris from Shepherdsvlle, KY

Age 62
๐Ÿ“ 2479 Blue Lick Rd, Shepherdsvlle, KY 40165
๐Ÿ“ž (502) 543-8233, (502) 409-5421, (502) 543-8233, (502) 459-9051
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Margrette E Ferris,Brent A Ferris,Allen T Ferris

Allen Ferris from Venice, FL

Age 77 b. Jan 1949 Sarasota Co.
๐Ÿ“ 206 Gondola Park Dr
๐Ÿ“ž (920) 834-5066

Allen Ferris

๐Ÿ“ 67718 Graham Rd, Saint Clairsville Oh
๐Ÿ“ž (740) 359-5364, (740) 579-1267
โœ‰๏ธ BUELLER888@GMAIL.COM

Allen Ferris

๐Ÿ“ 67718 Graham Rd, Saint Clairsville Oh 43950
๐Ÿ“ž (740) 359-5364, (740) 579-1267
โœ‰๏ธ BUELLER888@GMAIL.COM

Allen Ferris from Streetsboro, OH

Age 84 b. Aug 1941 Portage Co.
๐Ÿ“ Po Box 2415
๐Ÿ“ž (775) 843-4637

Allen Ferris from Laurel, MD

Age 74 b. May 1951 Howard Co.
๐Ÿ“ 9110 Stebbing Way D
๐Ÿ“ž (330) 945-2862
๐Ÿ‘ค aka A Ferris Allen

Allen Ferris from West Jordan, UT

Age 59 b. 1967 Salt Lake Co.
๐Ÿ“ 3664 New Heritage Cir
๐Ÿ“ž (801) 280-1313

Allen Ferris from Northridge, CA

Age 96 b. Dec 1929 Los Angeles Co.
๐Ÿ“ 18533 Roscoe Blvd Unit 287
๐Ÿ“ž (254) 773-6346

Allen Ferris from Vinton, VA

Age 66 b. Sep 1959 Roanoke Co.
๐Ÿ“ 659 Ramada Rd
๐Ÿ“ž (540) 982-1524

Allen Ferris from San Marcos, TX

0
๐Ÿ“ 1300 Hugo Rd, San Marcos, TX 78666
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: George A Reynolds,Alan Wayne Ferris

Allen Ferris from Pacifica, CA

Male
๐Ÿ“ 1275 Galvez Dr
โœ‰๏ธ dmdecot@sbcglobal.net

Allen Ferris from Buchanan, MI

Age 67 b. 1959 Male
๐Ÿ“ 5560 E Galien Buchanan Rd
๐Ÿ“ž (269) 695-7648

Allen Ferris from Manchaca, TX

Age 65 b. Dec 1960 Travis Co.
๐Ÿ“ 13100 Wild Turkey Dr

Allen Ferris from Shadyside, OH

Age 51 b. Nov 1974 Belmont Co.
๐Ÿ“ 4530 Grand Ave

Allen Ferris from Lafayette, CA

Age 79 b. Jun 1946 Contra Costa Co.
๐Ÿ“ 1146 Nogales St

Allen Ferris from Danville, VA

Age 77 b. Oct 1948 Danville City Co.
๐Ÿ“ 4011 Westover Dr Lot 5

Allen Ferris from Woodstock, MD

Howard Co.
๐Ÿ“ 2202 Sussex Way
๐Ÿ“ž (410) 531-3346

Allen Ferris from Bonney Lake, WA

Pierce Co.
๐Ÿ“ 10407 207th Ave E
๐Ÿ“ž (323) 353-6593

Allen Ferris from Dublin, CA

Alameda Co.
๐Ÿ“ 7542 Amarillo Rd
๐Ÿ“ž (925) 828-5205

Allen Ferris from Northridge, CA

Los Angeles Co.
๐Ÿ“ 18533 Roscoe Bl 287

Allen Ferris from Danville, VA

Danville City Co.
๐Ÿ“ 3980 Westover Dr

Allen Ferris from Louisville, KY

Jefferson Co.
๐Ÿ“ 2139 Glenworth Ave

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 29 contact records for Allen Ferris across 12 states. The most recent address on file is in Venice, Florida. Of these records, 19 include phone numbers and 6 include email addresses. Ages range from 47 to 68, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ferris Allen S

Sarasota County
PIN: 0411114422
· 1322 Gondola Park Dr 1322, Venice 34292
Value: $117,500

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Allen Ferris. Values shown are from county assessor records and may differ from current market prices.

Allen Eugene Ferris

335 Ski Way 343, Incline Village, NV, 89451
County: Washoe

Allen J Ferris

Reg: 30121059
352 State St 4a
DOB: 19910706 Gender: Male
Senate: 20

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Allen Ferris in Nevada. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 Audi Allroad
ยท Registered to: Allen Ferris
ยท VIN: WA1YD54B74N053006
·
Po Box 4051, Incline Village, NV, 89450
·
(775) 771-3687

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Allen Ferris. Registered makes include Audi. The most recent model year on record is 2004. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Creative Marketing & Design

President
aferris417@aol.com

Tahoe International Group

Allen Ferris
(775) 831-1072aferris417@aol.com
Stateline, 89449NV

Allen Ferris

Founder
Www.givedesign.com Www.aiacreativemarketing.com Www.givewarmth.org
Incline Village, Nevada, United States Marketing And Advertising

Allen Ferris

Founder
Www.givedesign.com Www.aiacreativemarketing.com Www.givewarmth.org
Nevada

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Allen Ferris. Companies include Tahoe International Group, Www.givedesign.com Www.aiacreativemarketing.com Www.givewarmth.org. Roles listed include President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Corporate Advertising Specialties

Filed: Apr 3, 1990
CEO: Allen Ferris

Allen E. Ferris

Addr: 425 2nd Tee Drive, Incline Village, NV, 89451
NV

Allen E. Ferris

Addr: 5401 Longley Ln Bldg. A Unit 10, Reno, NV, 89511
NV

Allen E. Ferris

Addr: 335 Ski Way #343, Incline Village, NV, 89451
NV

Interdigm, INC.

Addr: 1475 Terminal Way Ste E, Reno, NV, 89502
NV
Officer: Allen Ferris

Tahoe International Group, INC.

Addr: 5190 Neil Ste 430, Reno, NV, 89502
NV
Officer: Allen Ferris

Tahoe International Group, INC.

Addr: 5190 Neil Rd, Reno, NV, 89502
NV
Officer: Allen Ferris

Tahoe International Group, INC.

Addr: 5190 Neil Rd, Reno, NV, 89502
NV
Officer: Allen Ferris

Corporate Advertising Specialties

Addr: PO Box 5687, Incline Village, NV, 894505687
NV
Officer: Allen Ferris

Creative Marketing And Design, LLC

Addr: P.o. Box 3149, Incline Village, NV, 89450
NV
Officer: Allen Ferris

Interdigm, INC.

Addr: 1475 Terminal Way Ste E, Reno, NV, 89450
NV
Officer: Allen Ferris

Corporate Advertising Specialties

Addr: P.o. Box 5687, Incline Village, NV, 894505687
NV
Officer: Allen Ferris

International Glass Art, LLC

Addr: PO Box 3149, Incline Village, NV, 89450-3149
NV
Officer: Allen Ferris

Tahoe International Group, INC.

Addr: 5190 Neil Ste 430, Reno, NV, 89502
NV
Officer: Allen Ferris

Creative Marketing And Design, LLC

Addr: P.o. Box 3149, Incline Village, NV, 89450
NV
Officer: Allen Ferris

Tahoe International Group, INC.

Addr: 5190 Neil Rd, Reno, NV, 89502
NV
Officer: Allen Ferris

International Glass Art, LLC

Addr: PO Box 3149, Incline Village, NV, 89450-3149
NV
Officer: Allen Ferris

Paj, INC.

Addr: 465 14th Green, Incline Village, NV, 89450
NV
Officer: Allen Ferris

Paj, INC.

Addr: 465 14th Green, Incline Village, NV, 89450
NV
Officer: Allen Ferris

Corporate Advertising Specialties

Addr: P.o. Box 5687, Incline Village, NV, 894505687
NV
Officer: Allen Ferris

Corporate Advertising Specialties

Addr: PO Box 5687, Incline Village, NV, 894505687
NV
Officer: Allen Ferris

Ferris Associates, INC.

Addr: 9685 Abbeyshire Way, Mentor, OH, 44060
OH
Officer: Allen J. Ferris

Unknown Corporation

ID: 515511
Officer: Allen Ferris

Creative Marketing And Design, LLC

ID: 602950093
Officer: Allen Ferris

Unknown Corporation

Officer: Allen Ferris

Source: Public Records Allen Ferris appears in 25 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

allen ferris

A
Addr: Blackwood, NJ

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Allen Ferris holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Allen Ferris

Dublin High School - Dublin, CA, CA
1982

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Allen Ferris has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Oct 2, 2024
Unknown Committee
Ferris, Allen Not Employed Incline Village, NV

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 1 political contribution record found for Allen Ferris. Total disclosed contributions amount to $100. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Allen S Ferris

Male
·
3700 S Kernan Ave, Appleton, WI 54915 (Outagamie County)
44.2260, -88.3826
TZ: Central
Homeowner Single Family Built 1998 Purchased 2016
MP

Allen R Ferris

Age 42 Male
·
67718 Graham Rd, St Clairsvle, OH 43950 (Belmont County)
40.0650, -80.8859
· (330) 634-1696
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1974 Purchased 2010
MP

Allen J Ferris

Age 76 Male
·
429 South Ave, Tallmadge, OH 44278 (Summit County)
41.0894, -81.4413
· (330) 634-1678
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Multi-Family
MP

Allen P Ferris

Age 50 Male
·
PO Box 1327, West Jordan, UT 84084 (Salt Lake County)
40.6185, -111.9675
Marital: Married
Occ: Professional Edu: High School
Single Family
MP

Allen Ferris

Male
·
352 State St, Albany, NY 12210 (Albany County)
42.6558, -73.7643
TZ: Eastern
Homeowner Multi-Family Built 1900 Purchased 2015
MP

Allen R Ferris

Age 27 Male
·
725 Division St, Owosso, MI 48867 (Shiawassee County)
42.9891, -84.1671
· (989) 627-7792
Marital: Single TZ: Eastern
Single Family
MP

Allen Ferris

Age 62 Male
·
22 Hart St, Taunton, MA 02780 (Bristol County)
41.8830, -71.0789
· (508) 822-9846
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 2010
MP

Allen Ferris

Male
·
1275 Galvez Dr, Pacifica, CA 94044 (San Mateo County)
37.5812, -122.4900
Marital: Single TZ: Pacific
Homeowner Single Family Built 1955 Purchased 2011
MP

Allen Ferris

Age 58 Male
·
5560 E Galien Buchanan Rd, Buchanan, MI 49107 (Berrien County)
41.8127, -86.4519
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Allen Ferris. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Allen Ferris. These loans were issued to businesses, not individuals.

Main Street Assets Solution

Corporation

$56,133 Paid in Full
Address:
1475 Terminal Way Ste D
Reno, NV89502
Approved

Apr 27, 2020

Forgiven

$56,882

Jobs Reported

5

Loan #

5534517209

Loan Size

Small

Nevada Commercial Services, INC.

Subchapter S Corporation

$324,000 Paid in Full
Address:
1475 Terminal Way Ste A
Reno, NV89502-3209
Approved

Apr 10, 2020

Forgiven

$325,998

Jobs Reported

37

Loan #

1744727104

Loan Size

Medium

Main Street Assets Solution INC

Corporation

$56,132 Paid in Full
Address:
1475 Terminal Way Ste D
Reno, NV89502-3225
Approved

Feb 9, 2021

Forgiven

$56,550

Jobs Reported

3

Loan #

5908018410

Loan Size

Small

Michael Perrissi

Sole Proprietorship

$1,100 Paid in Full
Address:
1300 Hugo Rd
San Marcos, TX78666-1867
Approved

Apr 6, 2021

Forgiven

$1,104

Jobs Reported

1

Loan #

7730798705

Loan Size

Small

Family Counseling Service Of Northern Nevada INC.

Non-Profit Organization

$80,000 Paid in Full
Address:
1475 Terminal Way STE B
Reno, NV89502
Approved

Apr 28, 2020

Forgiven

$81,028

Jobs Reported

7

Loan #

9799047203

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Allen Ferris. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Allen Ferris

Mega Millionsยฎ
$4
Prize Won
·Herriman, UT (Salt Lake County)
Claimed: 2021-11-15T00:00:00.000

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Allen Ferris on the map

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Allen Ferris in Richland Twp, OH: Background Summary

Location
67718 Graham Rd, Richland Twp Oh 43950, Richland Twp, OH
Other Locations
Venice, FL ยท Streetsboro, OH ยท Laurel, MD and 13 more
Profiles Found
29 people with this name
Phone Numbers
(801) 280-1313 and 18 others on file
Email
aferris1@gmail.com and 6 others on file
Possible Relatives
Desiree F Ferris, Allen P Ferris, Carrie L Ferris, Dakota Allen Ferris, Dakota Ferris and 58 more
Career
President at Tahoe International Group, Www.givedesign.com Www.aiacreativemarketing.com Www.givewarmth.org
Vehicles
1 linked โ€” 2004 Audi Allroad
Contributions
$100 total
PPP Loans
$517K for Main Street Assets Solution, Nevada Commercial Services, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Allen Ferris. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Allen Ferris

Search Complexity: High

89 public records across 18states, belonging to approximately 29 different individuals. With 29 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: Nevada (28%), followed by California and Ohio. Spans the West and Midwest regions.

NV25recordsCA8recordsOH7recordsUT5recordsMA3recordsMI3records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (49%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (25) and PPP Loan Records (5).

38
Contact & Address Records
25
Corporate Records
5
PPP Loan Records
4
Business & Corporate Filings
2
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 50 years, suggesting multiple generations. Largest group: Senior (65+) (64%).

Senior (65+)9peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Allen Ferris

Is Allen Ferris a registered voter?
Yes, voter registration records show Allen Ferris is registered in Nevada. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Allen Ferris own property?
County assessor records show 1 property associated with Allen Ferris . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Allen Ferris?
Records show 1 vehicle registration associated with Allen Ferris, including a 2004 Audi Allroad. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Allen Ferris?
We found 4 business affiliations for Allen Ferris (President). Other companies include www.givedesign.com www.aiacreativemarketing.com www.givewarmth.org. Business records are compiled from state registries, SEC filings, and professional databases.
Has Allen Ferris made political donations?
FEC disclosure records show 1 reported political contribution from Allen Ferris, totaling $100. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Allen Ferris?
Our database contains 89 total records for Allen Ferris spanning 18 states. This includes 29 distinct contact records, 19 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Allen Ferris?
The 89 records displayed for Allen Ferris are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Allen Ferris remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.