Anne Pfeffer

Age 71 b. 1954-11-16
๐Ÿ“ 7734 Post Bridge Rd, Spring Tx
๐Ÿ“ž (713) 775-6586, (713) 775-6586, (281) 719-4022
โœ‰๏ธ ANNE_PFEFFER@HUNTSMAN.COM, anne_pfeffer@huntsman.com

Anne Marie Pfeffer from Darby, PA

Age 72 b. 10/7/1953
๐Ÿ“ 1120 Glen Avon Rd, #darby, PA 19023-1414
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dominique D Pfeffer,Anne Marie Pfeffer,Danielle C Pfeffer,Dominic Pfeffer,Dominique D Pfeffer
๐Ÿ• 8 previous addresses

Anne Pfeffer from Albany, NY

Age 79 b. Feb 1947 Albany Co.
๐Ÿ“ 124 Lenox Ave
๐Ÿ“ž (518) 482-7057, (518) 852-3900

Anne Pfeffer from Albany, NY

Age 67
๐Ÿ“ 124 Lenox Ave, Albany, NY 12203
๐Ÿ“ž (518) 272-7445, (518) 482-7057, (518) 852-3900, (301) 469-0754
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Brandon J Pfeffer,Jerry L Pfeffer,Jack Pfeffer,Kira M Pfeffer

Anne Pfeffer from Nederland, CO

Age 64
๐Ÿ“ 142 Range Rd, Nederland, CO 80466
๐Ÿ“ž (303) 258-7035, (303) 258-7035
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William Tad Pfeffer,Tad Pfeffer

Anne Pfeffer from Woodstown, NJ

Age 28
๐Ÿ“ 780 State Hwy #45, Woodstown, NJ 08098
๐Ÿ“ž (856) 769-1410
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Richard Steven Pfeffer

Anne Pfeffer from Woodinville, WA

Age 71 b. Jan 1955 King Co.
๐Ÿ“ 15210 163rd Pl Ne
๐Ÿ“ž (425) 482-9456

Anne Pfeffer from San Anselmo, CA

Age 74 b. May 1951 Marin Co.
๐Ÿ“ 21 Rosemont Ave
๐Ÿ“ž (847) 255-3243

Anne Pfeffer from Washington, DC

Age 76 b. Mar 1950
๐Ÿ“ 1408 21st St Nw Apt B
๐Ÿ“ž (845) 897-4477

Anne Pfeffer from Adrian, MI

Age 46 b. Feb 1980 Lenawee Co.
๐Ÿ“ 1545 Evergreen Dr
๐Ÿ“ž (517) 263-0279

Anne Pfeffer from Santa Monica, CA

Age 71 b. 1955 Female
๐Ÿ“ 1325 Arizona Ave Unit 301
๐Ÿ’ผ 2101
๐Ÿ“ž (323) 839-2658 (Cell)

Anne Pfeffer from West Hollywood, CA

Age 71 b. 1955 Female
๐Ÿ“ 900 N West Knoll Dr
๐Ÿ“ž (310) 289-1764

Anne Pfeffer from Woodstown, NJ

Age 104 b. Jun 1921 Salem Co.
๐Ÿ“ 780 State Hwy N Apt 45

Anne Pfeffer from Nederland, CO

Age 76 b. Mar 1950 Boulder Co.
๐Ÿ“ 1 Star 1

Anne Pfeffer from Kalamazoo, MI

Age 46 b. Feb 1980 Kalamazoo Co.
๐Ÿ“ 622 Eldridge Hall
๐Ÿ‘ค aka Pfeffer Anne Michelle

Anne Pfeffer from Los Angeles, CA

Age 71 b. Jan 1955 Los Angeles Co.
๐Ÿ“ 2233 Nichols Canyon Rd
๐Ÿ‘ค aka Ann Tolone

Anne Pfeffer from Darby, PA

Age 73 b. 1953 Delaware Co.
๐Ÿ“ 1120 Glen Avon Rd

Anne Pfeffer from Bethesda, MD

Montgomery Co.
๐Ÿ“ 6913 Hillmead Rd
๐Ÿ“ž (301) 469-0754

Anne Pfeffer from Sammamish, WA

King Co.
๐Ÿ“ 1026 212th Ave

Anne Pfeffer from Merion Station, PA

Montgomery Co.
๐Ÿ“ 257 Linden Ln

Anne Pfeffer from Potomac, MD

Montgomery Co.
๐Ÿ“ 7804 Turning Creek Ct

Anne Pfeffer from San Francisco, CA

San Francisco Co.
๐Ÿ“ 601 Van Ness Ave 2

Anne Pfeffer from Redmond, WA

King Co.
๐Ÿ“ 6825 176th Ave Ne 110

Anne Pfeffer from Woodstown, NJ

๐Ÿ“ Po Box 457

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Anne Pfeffer across 9 states. The most recent address on file is in Albany, New York. Of these records, 15 include phone numbers and 2 include email addresses. Ages range from 28 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pfeffer Anne K

Baltimore-county County
· 8332 Meadowsweet Road, Md 21208.0
Built: 2007.0
Assessed: $330,400

Pfeffer, Anne

Doc #FT_1510008548851
Record: P

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Anne Pfeffer. Values shown are from county assessor records and may differ from current market prices.

Anne Pfeffer

Democrat
142range Rd, Nederland, CO, 80466
DOB: 1950 Gender: Female Ph: 303-859-1803
County: Boulder

Anne Kalichman Pfeffer

Democrat
8332 Meadowsweet Rd, Baltimore, MD, 21208
Gender: Female
County: Baltimore County

Anne Jiu Li Pfeffer

County: St. Louis

Anne K Pfeffer

Reg: 90006418
124 Lenox Ave, 10, 12203
DOB: 19470223 Gender: Female

Anne K Pfeffer

Democrat
124 Lenox Ave, 10, 12203
DOB: 19470223 Gender: Female

Anne M Pfeffer

Reg: 10/05/1988
15210 163rd Pl, Woodinville, WA, 98072
DOB: 08/19/1954 Gender: Female
County: KI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 6 voter registration records were found for Anne Pfeffer in Colorado, Maryland, Washington. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Toyota Camry Hybrid
ยท Registered to: Anne Pfeffer
ยท VIN: 4T1BD1FK8CU017343
·
8332 Meadowsweet Rd, Pikesville, MD, 21208-6410
·
(410) 484-2506
2013 Chevrolet Malibu
ยท Registered to: Anne Pfeffer
ยท VIN: 1G11D5SRXDF171514
·
4366 Royal Glen Dr Ne, Comstock Park, MI, 49321
·
(269) 921-5299
1991 HONDA CIVIC CAR BASIC ECONOMY
ยท Registered to: Anne Pfeffer
ยท VIN: 2HGED6343MH593478
·
142 Range Rd, Nederland, CO, 80466
·
(303) 258-7035
2004 Nissan Xterra
ยท Registered to: Anne Pfeffer
ยท VIN: 5N1ED28Y04C619052
·
Po Box 607, Wrentham, MA, 2093
·
(508) 981-6392
2007 HYUNDAI SONATA GL
ยท Registered to: Anne Pfeffer
ยท VIN: 5NPET46C77H205740
·
15210 163rd Pl NE, Woodinville, WA, 98072-8942
1984 SUBARU DL WAGON
ยท Registered to: Anne Pfeffer
ยท VIN: JF2AM52B8ED475823
·
142 Range Rd, Nederland, CO, 80466
·
(303) 258-7035

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Anne Pfeffer. Registered makes include Toyota, Chevrolet, Honda, Nissan and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Huntsman Corporation

Corporate Records Coordinator
+12817194022anne_pfeffer@huntsman.com
Spring,

Sparta Chamber Of Commerce

Anne PfefferVice President
Sparta, MI

Anne Pfeffer

United States

Central Pipe Supply Inc

Anne PfefferDatabase Administrators
(518) 852-3900apfeffer@centralpipe.com
124 Lenox Ave, Albany, NY12203

Infinity Staffing

Anne PfefferSales Representative
(518) 852-3900apfeffer@cs.com
124 Lenox Ave, Albany, NY12203
istaff.biz

Infinity Staffing

Anne PfefferSales Representative
(518) 852-3900apfeffer@cs.com
124 Lenox Ave, Albany, NY12203

Anne Pfeffer

Manager, Corporate Records at Hunt

Infinity Staffing

Anne PfefferSales Representative
(518) 852-3900apfeffer@cs.com
124 Lenox Ave, Albany, NY12203

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 13 business affiliations were found for Anne Pfeffer. Companies include Central Pipe Supply Inc, Infinity Staffing. Roles listed include Corporate Records Coordinator and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Anne Pfeffer

OD
OPTOMETRY
Individual Female
NPI: 1326128810
School: INDIANA UNIVERSITY - SCHOOL OF OPTOMETRY (2005)

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 1 healthcare provider record found for Anne Pfeffer in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Anne Millar Pfeffer

Registered Nurse License
RETIRED ACTIVE
Issued: 19820813 Exp: 20260819

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Anne Pfeffer holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Anne Pfeffer

Lebanon High School - Lebanon, IL, IL
1958

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Anne Pfeffer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$15 Dec 20, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Pfeffer, Anne Santa Monica, CA
$1,000 Sep 19, 2018
2018 DEM
Dccc
Pfeffer, Anne Santa Monica, CA
$15 Oct 20, 2017
2018 DEM
Dnc Services Corporation/Democratic National Committee
Pfeffer, Anne Santa Monica, CA
$15 Aug 20, 2017
2018 DEM
Dnc Services Corporation/Democratic National Committee
Pfeffer, Anne Santa Monica, CA
$15 Nov 20, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Pfeffer, Anne Santa Monica, CA
$10 Mar 28, 2012
2012 DEM
Democratic Congressional Campaign Committee
Pfeffer, Anne Not Employed Nederland, CO
$100 Jun 8, 2017
2018 DEM
Dnc Services CORP./Dem. Nat L Committee
Pfeffer, Anne Not Employed Santa Monica, CA
$15 Sep 20, 2017
2018 DEM
Dnc Services Corporation/Democratic National Committee
Pfeffer, Anne Santa Monica, CA
$15 Dec 20, 2017
DEM
Dnc Services CORP./Dem. Nat L Committee
Contributor Santa Monica, CA
$15 Aug 20, 2017
Unknown Committee
Pfeffer, Anne Santa Monica, CA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 10 political contribution records found for Anne Pfeffer. Total disclosed contributions amount to $1,215. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Anne M Pfeffer

Age 37 Female
·
879 Olin Meadows Dr, Sparta, MI 49345 (Kent County)
43.2117, -85.6497
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Purchased 2016
MP

Anne M Pfeffer

Age 63 Female
·
15210 163rd Pl NE, Woodinville, WA 98072 (King County)
47.7377, -122.1210
· (206) 999-7623
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1981 Purchased 1997
MP

Anne T Pfeffer

Age 62 Female
·
900 N West Knoll Dr, W Hollywood, CA 90069 (Los Angeles County)
34.0876, -118.3770
· (310) 289-1764
Marital: Married TZ: Pacific
Occ: Technical Edu: Graduate School
Homeowner Multi-Family Built 2005 Purchased 2012
MP

Anne Pfeffer

Female
·
7261 S Scenic Dr, New Era, MI 49446 (Oceana County)
43.5141, -86.4738
TZ: Eastern
Single Family
MP

Anne Pfeffer

Age 21 Female
·
339 Palermo Dr, Ballwin, MO 63021 (Saint Louis County)
38.5767, -90.5368
Marital: Single TZ: Central
Homeowner Single Family Built 1973 Purchased 2016
MP

Anne Pfeffer

Female
·
1325 Arizona Ave, Santa Monica, CA 90404 (Los Angeles County)
34.0251, -118.4880
· (323) 839-2658
TZ: Pacific
Homeowner Multi-Family Built 1992 Purchased 2014
MP

Anne C Pfeffer

Age 67 Female
·
84 Valeview Rd, Wilton, CT 06897 (Fairfield County)
41.1672, -73.4255
· (203) 762-3471
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1955 Purchased 1977
MP

Anne O Pfeffer

Age 67 Female
·
142 Range Rd, Nederland, CO 80466 (Boulder County)
39.9619, -105.4290
· (303) 258-7035
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1969 Purchased 1989
MP

Anne M Pfeffer

Age 36 Female
·
63 Parsons Hill Dr, Worcester, MA 01603 (Worcester County)
42.2443, -71.8551
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1984 Purchased 2005

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Anne Pfeffer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Anne Pfeffer on the map

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Anne Pfeffer in Spring, TX: Background Summary

Location
7734 Post Bridge Rd, Spring Tx, Spring, TX
Other Locations
Albany, NY ยท Woodinville, WA ยท San Anselmo, CA and 15 more
Profiles Found
26 people with this name
Phone Numbers
(425) 482-9456 and 20 others on file
Email
annepfeffer@comcast.net and 1 other on file
Possible Relatives
Michael Peter Pfeffer, Erin K Pfeffer, Matthew R Miller, Pamela D Miller, William C Pfeffer and 97 more
Career
Corporate Records Coordinator, Owner at Central Pipe Supply Inc, Infinity Staffing
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked โ€” 2012 Toyota Camry Hybrid, 2013 Chevrolet Malibu and 4 more
Contributions
$1,215 total โ€” Dnc Services CORP./Dem. Nat L Committee
Healthcare
Licensed provider โ€” OPTOMETRY

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Anne Pfeffer. Because public records are indexed by name rather than by a unique identifier, the 80 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Anne Pfeffer

Search Complexity: High

80 public records across 13states, belonging to approximately 26 different individuals. With 26 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: California (13%), followed by New York and Washington. Spans the West and Northeast regions.

CA10recordsNY9recordsWA7recordsCO6recordsMI6recordsMD5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (43%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Political Contribution Records (10).

30
Contact & Address Records
13
Business & Corporate Filings
10
Political Contribution Records
6
Voter Registration Records
6
Vehicle Registration Records
2
Property Ownership Records

Age Distribution

Age range: approximately 77 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)2peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Anne Pfeffer

Is Anne Pfeffer a registered voter?
Yes, voter registration records show Anne Pfeffer is registered in Colorado with DEM affiliation. We found 6 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Anne Pfeffer own property?
County assessor records show 2 properties associated with Anne Pfeffer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Anne Pfeffer?
Records show 6 vehicle registrations associated with Anne Pfeffer, including a 2012 Toyota Camry Hybrid. Registered makes include Toyota, Chevrolet, Honda, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Anne Pfeffer?
We found 13 business affiliations for Anne Pfeffer (Corporate Records Coordinator). Other companies include Infinity Staffing. Business records are compiled from state registries, SEC filings, and professional databases.
Is Anne Pfeffer a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Anne Pfeffer as a registered healthcare provider (NPI: 1326128810). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Anne Pfeffer made political donations?
FEC disclosure records show 10 reported political contributions from Anne Pfeffer, totaling $1,215. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Anne Pfeffer?
Our database contains 80 total records for Anne Pfeffer spanning 13 states. This includes 26 distinct contact records, 15 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Anne Pfeffer?
The 80 records displayed for Anne Pfeffer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Anne Pfeffer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.