Bernard Clifford

Age 67 b. 1958-06-03
๐Ÿ“ 14456 Kolmar Av, Midlthn Il 60445
๐Ÿ“ž (708) 207-0869, (708) 207-3336
โœ‰๏ธ BUDD005@REAGAN.COM, budd005@reagan.com

Bernard Clifford from Roy, UT

Age 67
๐Ÿ“ 5000 1900 #27, Roy, UT 84067
๐Ÿ“ž (916) 728-0471, (916) 486-3543
โœ‰๏ธ uthaclifford@cs.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Martina Taugco Clifford,Irma S Clifford

Bernard Clifford from Worcester, MA

Age 82
๐Ÿ“ 130 May St, Worcester, MA 01602
๐Ÿ“ž (508) 755-1776, (508) 360-5587, (508) 755-1776
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Michael E Clifford,Suzanne J Clifford,Michael E Clifford,Callie J Clifford,Amy Clifford

Bernard Clifford from Houston, TX

Age 65
๐Ÿ“ 8333 Garland St, Houston, TX 77017
๐Ÿ“ž (607) 754-2797, (607) 754-2797

Bernard Clifford from Ann Arbor, MI

Age 66
๐Ÿ“ 608 Peninsula Ct #61, Ann Arbor, MI 48105
๐Ÿ“ž (303) 440-8048, (734) 996-4179, (734) 417-3606, (734) 996-4179, (303) 440-8048, (734) 973-6017, (734) 994-1135
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Clifford Bernard Meely,Connie J Clifford,Janice Clifford,Bonnie Lou Clifford

Bernard Clifford from Endicott, NY

Age 93
๐Ÿ“ 302 Airport Rd, Endicott, NY 13760
๐Ÿ“ž (607) 754-2797, (607) 754-2797, (607) 754-6037, (607) 862-3023
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Hilda J Clifford,Clifford Sandra,Peter J Clifford,Leslie Clifford

Bernard Clifford from Wilbraham, MA

Age 53
๐Ÿ“ 23 Red Gap Rd, Wilbraham, MA 01095
๐Ÿ“ž (978) 464-5006, (508) 852-6894
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Robin Ann Clifford

Bernard Clifford from Palos Heights, IL

Age 86 b. Sep 1939
๐Ÿ“ 12112 S Harold Ave
๐Ÿ“ž (708) 715-8017
๐Ÿ‘ค aka B Clifford

Bernard Clifford from Endicott, NY

Age 102 b. Feb 1924 Broome Co.
๐Ÿ“ 302 Airport Rd
๐Ÿ“ž (607) 754-2797

Bernard Clifford from Midlothian, IL

Age 67 b. Jun 1958
๐Ÿ“ 585 Po Box
๐Ÿ“ž (708) 207-0554
๐Ÿ‘ค aka Budd Clifford, B Clifford, Budd C Clifford

Bernard Clifford from Boulder, CO

Age 77 b. Jul 1948 Boulder Co.
๐Ÿ“ 3240 Iris Ave Apt 410
๐Ÿ“ž (305) 637-0902

Bernard Clifford from Ypsilanti, MI

Age 77 b. Jul 1948
๐Ÿ“ 812 Cliffs Dr Apt 301
๐Ÿ“ž (734) 483-5940
๐Ÿ‘ค aka B Clifford

Bernard Clifford from Wilson, MI

Age 66 b. Jun 1959
๐Ÿ“ N16246 County Road 557
๐Ÿ“ž (906) 497-4085

Bernard Clifford from Sarasota, FL

Age 73
๐Ÿ“ 2260 Mill Ter, Sarasota, FL 34231
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joan A Clifford

Bernard Clifford from Palos Heights, IL

Male
๐Ÿ“ 12122 S Harold Ave
๐Ÿ“ž (262) 960-2482 (AT&T MOBILITY)

Bernard Clifford from Midlothian, IL

Age 68 b. 1958 Male
๐Ÿ“ 14456 Kolmar Ave
๐Ÿ“ž (630) 396-2146

Bernard Clifford from Auburndale, FL

Age 66 b. Jun 1959 Polk Co.
๐Ÿ“ 1234 Old Dixie Hwy

Bernard Clifford from Rancho Cordova, CA

Age 78 b. Jun 1947 Sacramento Co.
๐Ÿ“ 2404 Moraine Cir

Bernard Clifford from Wilbraham, MA

Age 64 b. Jun 1961
๐Ÿ“ 23 Red Gap Rd
๐Ÿ‘ค aka D Clifford Bernard Jr

Bernard Clifford from Worcester, MA

Age 94 b. Dec 1931
๐Ÿ“ 130 May St

Bernard Clifford from Thaxton, VA

Age 96 b. May 1929 Bedford Co.
๐Ÿ“ 337 Groundhog Rd

Bernard Clifford from Sarasota, FL

Age 85 b. Sep 1940 Sarasota Co.
๐Ÿ“ 5032 Cll Minorea

Bernard Clifford from Lisle, NY

Age 102 b. Feb 1924 Broome Co.
๐Ÿ“ 441 Caldwell Hill Rd

Bernard Clifford from Albuquerque, NM

Age 69 b. Aug 1956
๐Ÿ“ 1816 Camino Raso Nw
๐Ÿ‘ค aka B P Clifford

Bernard Clifford from Tarpon Springs, FL

0
๐Ÿ“ 852 Paradise Blvd, Tarpon Springs, FL 34689

Bernard Clifford from Tucson, AZ

Pima Co.
๐Ÿ“ 231 S Kolb Rd
๐Ÿ“ž (205) 956-9225

Bernard Clifford from Palos Park, IL

Age 87 b. 1939 Male
๐Ÿ“ 12440 S Post Rd

Bernard Clifford from East Nassau, NY

Rensselaer Co.
๐Ÿ“ 333 Tsatsawassa Lake Rd Unit 1

Bernard Clifford from Binghamton, NY

Broome Co.
๐Ÿ“ 135 Beethoven St

Bernard Clifford from Albuquerque, NM

Bernalillo Co.
๐Ÿ“ 7625 Arroyo Del Oso Ave

Bernard Clifford from Davenport, FL

Polk Co.
๐Ÿ“ 88 Davenport Hy

Bernard Clifford from Donald, PA

Washington Co.
๐Ÿ“ 3 Mc Po Box 3

Bernard Clifford from Rancho Cordova, CA

Sacramento Co.
๐Ÿ“ 2625 Aramon Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 34 contact records for Bernard Clifford across 13 states. The most recent address on file is in Palos Heights, Illinois. Of these records, 17 include phone numbers and 3 include email addresses. Ages range from 53 to 93, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Clifford Bernard Trs &

Miami Dade County
PIN: 3059040510010
· 9846 S Hammocks Blvd 101, Unincorporated County 33196
Value: $81,170

Clifford Bernard D Jr

Hampden County
· 23 Red Gap Rd, Wilbraham Ma 1095.0
Built: 1996.0
Assessed: $474,200 ยท Sale: $90,000 (1996/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Bernard Clifford in Wilbraham. Values shown are from county assessor records and may differ from current market prices.

Bernard J Clifford

Reg: 391349
302 Airport Rd
DOB: 19210401 Gender: Male
Senate: 22

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Bernard Clifford. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 Ford Focus
ยท Registered to: Bernard Clifford
ยท VIN: 1FAHP35N18W232674
·
10730 Umtanum St Se, Yelm, WA, 98597-7506
·
(360) 400-6924
2010 Honda Accord Crosstour
ยท Registered to: Bernard Clifford
ยท VIN: 5J6TF2H57AL002197
·
23 Red Gap Rd, Wilbraham, MA, 01095-2362
2006 DODGE CARAVAN MINIVAN PASSENGER
ยท Registered to: Bernard Clifford
ยท VIN: 2D4GP44L46R659660
·
713 Kenilworth Pl, Spring Valley, MN, 55975
2006 Dodge Caravan
ยท Registered to: Bernard Clifford
ยท VIN: 2D4GP44L56R877798
·
14456 Kolmar Ave, Midlothian, IL, 60445
·
(708) 436-4414
ยท Registered to: Bernard Clifford
·
10707 Lake Creek Pkwy Apt 319, Austin, TX, 78750

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Bernard Clifford. Registered makes include Ford, Honda, Dodge, N. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Riverhead Flower Shop

Bernard CliffordTeacher
(262) 960-2482bernard.clifford@juno.com
12122 S Harold Ave, Palos Heights, IL60463
riverheadflowershop.com

Bernard Clifford

Server At Server

Riverhead Flower Shop

Bernard CliffordTeacher
(262) 960-2482bernard.clifford@juno.com
12122 S Harold Ave, Palos Heights, IL60463

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Bernard Clifford. Companies include Riverhead Flower Shop. Roles listed include Teacher and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

MANAGER: Bernard D Clifford

Unknown Corporation

Addr: 10 Hospital Drive #3, Holyoke, MA
MA
REAL PROPERTY: Bernard D Clifford

Clifford & Weiss Realty, LLC

Addr: 10 Hospital Drive #3, Holyoke, MA, 01040
MA
REAL PROPERTY: Bernard Clifford

Source: Public Records Bernard Clifford appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Bernard Clifford

M.D.
Individual
NPI: 1972561843

Bernard Clifford

MD
GASTROENTEROLOGY
Individual Male
NPI: 1972561843
School: BOSTON UNIVERSITY SCHOOL OF MEDICINE (1988)
Org: Pioneer Valley Gastroenterology Associates PC

Source: CMS NPI Registry (NPPES) ยท State Medical Boards ยท Healthcare Provider Databases 2 healthcare provider records found for Bernard Clifford in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

Bernard Clifford

Real Estate
NOT RENEWED
License # 476237046
Firm: Bernard P Clifford
Addr: Oak Lawn, IL 60453

bernard clifford

Real Estate
NOT RENEWED
License # 476237046
Addr: Oak Lawn, IL 60453
County: Cook
Issued: Aug 29, 1980 Exp: Mar 31, 1993

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Bernard Clifford holds 3 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

$1 Mar 26, 2004
2004
Uaw Michigan V Pac
Clifford, Bernard L Ann Arbor, MI
$20 Jul 19, 2006
2006 D
Colorado Democratic Party
Clifford, Bernard Boulder, CO
$20 Jun 14, 2004
2004
Uaw Michigan V Pac
Clifford, Bernard L Ann Arbor, MI
$20 Mar 26, 2004
2004
Uaw Michigan V Pac
Clifford, Bernard L Ann Arbor, MI
$13 Nov 11, 2020
2020 DEM
Ossoff, T. Jonathan
Clifford, Bernard Not Employed Ypsilanti, MI
$20 Jul 1, 2004
2004
Uaw Michigan V Pac
Clifford, Bernard L Ann Arbor, MI
$13 Nov 11, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Clifford, Bernard Not Employed Ypsilanti, MI
$20 Jul 19, 2006
D
Colorado Democratic Party
Contributor Boulder, CO
$20
2006 D
Colorado Democratic Party
Contributor Boulder, CO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Bernard Clifford. Total disclosed contributions amount to $146. Recipients include Colorado Democratic Party. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Bernard Clifford

Male
·
3619 W 155th St, Markham, IL 60428 (Cook County)
41.6074, -87.7081
· (708) 207-0554
TZ: Central
Homeowner Single Family Built 1941 Purchased 2011
MP

Bernard L Clifford

Age 69 Male
·
812 Cliffs Dr, Ypsilanti, MI 48198 (Washtenaw County)
42.2485, -83.5868
Marital: Married TZ: Eastern
Edu: Graduate School
Multi-Family
MP

Bernard C Clifford

Age 59 Male
·
14456 Kolmar Ave, Midlothian, IL 60445 (Cook County)
41.6291, -87.7314
· (708) 396-2146
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1951 Purchased 2011
MP

Bernard P Clifford

Age 77 Male
·
12112 S Harold Ave, Palos Heights, IL 60463 (Cook County)
41.6709, -87.8053
· (708) 361-8817
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1957 Purchased 2001

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Bernard Clifford. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Bernard Clifford. These loans were issued to businesses, not individuals.

Sanjesh Lal

Independent Contractors

$4,692 Paid in Full
Address:
10444 Coloma Rd Apt 5
Rancho Cordova, CA95670-2144
Approved

Apr 7, 2021

Forgiven

$4,718

Jobs Reported

1

Loan #

8226418702

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Bernard Clifford. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Bernard Clifford on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
3
3
5
20
13
4
1
2
7
1
1
2
1
1

Bernard Clifford in Midlthn, IL: Background Summary

Location
14456 Kolmar Av, Midlthn Il 60445, Midlthn, IL
Other Locations
Palos Heights, IL ยท Endicott, NY ยท Midlothian, IL and 17 more
Profiles Found
34 people with this name
Phone Numbers
(916) 320-3474 and 16 others on file
Email
uthaclifford@cs.com and 1 other on file
Possible Relatives
Martina T Clifford, Jerry B Burton, Jody E Sykes, Benjamin G Sykes, Bernard G Sykes JR and 62 more
Career
Teacher, Owner at Riverhead Flower Shop
Properties
1property owned
Vehicles
5 linked โ€” 2008 Ford Focus, 2010 Honda Accord Crosstour and 3 more
Contributions
$146 total โ€” Colorado Democratic Party, Colorado Democratic Party
Healthcare
Licensed provider โ€” GASTROENTEROLOGY
Licenses
2 professional licenses (REAL ESTATE)
PPP Loans
$4,692 for Sanjesh Lal

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Bernard Clifford. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Bernard Clifford

Search Complexity: High

83 public records across 15states, belonging to approximately 34 different individuals. With 34 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Illinois (24%), followed by Massachusetts and New York. Spans the Midwest and Northeast regions.

IL20recordsMA13recordsNY7recordsFL5recordsMI4recordsCO3records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (59%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (9) and Business & Corporate Filings (6).

47
Contact & Address Records
9
Political Contribution Records
6
Business & Corporate Filings
5
Vehicle Registration Records
3
Corporate Records
3
Professional License Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (94%).

Senior (65+)15peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Bernard Clifford

Is Bernard Clifford a registered voter?
Yes, voter registration records show Bernard Clifford is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Bernard Clifford own property?
County assessor records show 2 properties associated with Bernard Clifford . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Bernard Clifford?
Records show 5 vehicle registrations associated with Bernard Clifford, including a 2008 Ford Focus. Registered makes include Ford, Honda, Dodge, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Bernard Clifford?
We found 6 business affiliations for Bernard Clifford (Teacher). Business records are compiled from state registries, SEC filings, and professional databases.
Is Bernard Clifford a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Bernard Clifford as a registered healthcare provider (NPI: 1972561843). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has Bernard Clifford made political donations?
FEC disclosure records show 9 reported political contributions from Bernard Clifford, totaling $146. Recipients include Colorado Democratic Party. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Bernard Clifford?
Our database contains 83 total records for Bernard Clifford spanning 15 states. This includes 34 distinct contact records, 17 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Bernard Clifford?
The 83 records displayed for Bernard Clifford are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Bernard Clifford remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.