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Bernice H Ayala from Cotulla, TX

Age 55 b. 7/19/1970
📍 1013 Matamoros, #cotulla, TX 78014-2713
✉️ ayalab01@yahoo.com, berniceayala@sbcglobal.net, bayala@flash.net, berniceayalacamacho@attbi.com, ayalabernice@cox-internet.com, ayalabernice@hotmail.com, bayala-camacho@yahoo.com
👨‍👩‍👧 Relatives: Frank E Ayala,Alisa Hernandez,Angelica B Ayala,Angelina B Shoultz,Anthony Hernandez Jr,Bernice Ayala-Camacho,Francisco Ernesto Ayala,Francisco V Hernandez,Hector F Hernandez,Jorge A Hernandez,Leticia Cabello,Leticia C Cabello,Maria C Hernandez,Maria C Hernandez,Marveta Hernandez,Miguel A Hernandez,Modesta Deleon Hernandez,Robert O Hernandez,Rosario Hernandez,Sonia Gutierrez,Stephanie A Mendoza,Tony Hernandez,Andrea Arlene Hernandez,Anna M Ayala,Bruce Bailey Garner Jr,Catherine D Pena,Celinda M Ayala,Christina M Mendoza,Erik M Ramos,Freddy N Pena,Graciela M Parra,Israel L Martinez,Jason A Pena,Jerry G Martinez,Joe A Hernandez,Juan Jose Hernandez,Lydia R Pena,Maria C Garza,Maria Del Hernandez,Monica G Hernandez,Orlando Pina Sr,Rebecca Rios Hernandez,Robert Hernandez Jr,Ruben E Hernandez,Sergio G Hernandez,Shellie M Russell,Victoria Ann Hernandez,Wendell Conrad Shoultz
🕐 15 previous addresses

Bernice Ruiz Ayala from Boise, ID

Age 36
📍 815 S Curtis Rd, Trlr 25, #boise, ID 83705-1875
✉️ berenice.ruiz@aol.com, chilanga6101@hotmail.com
👨‍👩‍👧 Relatives: Salvador P Cruz,Bernardo V Ruiz Jr,Cutberto V Ruiz Sr,Daniel O Ruiz,Daniel Ruiz,Delores O Ruiz,Erwin Ruiz,Erwin Ruiz,Erwin Ortiz Ruiz,Gabriela Martinez-Ruiz,Gabriela Martinez Ruiz,Imelda Ruiz Ortiz,Jairo N Ayala,Javier F Ruiz,Kavear Ruiz,Maria R Ruiz,Ortiz Imelda Ruiz,Pedro Ruiz Hernadez,Amparo Ruiz,Bernando Ruiz,Bernardo V Ruiz,Cara C Campos,Cecilia Ortiz,Cutberto Ortiz Ruiz,Ernesto Ruiz,Esequiel F Ortiz,Evangelina R Ruiz,Gabriela Ruiz,Gary Francisco Ruiz,Imeida Ruiz,Jim D Beasley,Keenan T Beasley,Kimberly G Beasley,Lilian Judith Ruiz,Melchor Ortiz,Melissa Dalrymple,Melissa D Oneal,Mireya Ayala,Pedro Ruiz,Rosa M Ruiz,Rosa M Ruiz,Rosa M Ruiz Jr,Rosendo Ortiz,Samantha Ruiz,Stephanie Dawn Lewis,Thomas D Beasley,Tia Nicole Beasley,Tom S Beasley,Tyler Beasley Keenan
🕐 9 previous addresses

Bernice Elizabeth Ayala from San Francisco, CA

Age 102 b. 11/27/1923
📍 532 Castro St, #san Francisco, CA 94114-2512
👨‍👩‍👧 Relatives: Danielle J Ayala,Ernest C Ayala,Karen C Ayala,Michael John Ayala,Nicole R Ayala,Robert J Ayala,Ttee Ayala,Anthony M Ayala,Bernice E Ayala,Gerald D Comaroto,Gerald Comaroto,Joseph M Ayala,Josephine M Comaroto,Carol Lynn Bryan,James M Bennett,Kelly Rae Preston,Lori I Olson,Rebecca C Bennett,Ana M Wilson,Angela Marie Burrows,Anthony Wilson,Beverly M Blankenship,Brian Gregory Ward,Bryan G Bennett,Daniel I Foster,Douglas R Prazak,Elizabeth Ann Usselmann,Gary Alan Winblad,Helmuth R Burrows,Hipolito A Venegas,Hollis R Foster,Jessica V Richards,John Philip Arnold,Joseph Cody Bryan,Kathryn Lee Winblad,Keri L Good,Madeline R Wilson,Maisha Mitchell Wilson,Maria Del Carmen Alvarez,Mary K Cox,Michael J Good,Randall W Couvillon,Scott K Wilson,Steven E Bergman,Susan K Bryan,Tim M Bryan,Tracy S Kataka,Tracy L Machado
🕐 11 previous addresses

Bernice Ayala

📍 604 Arturo Gonzales, Cotulla Tx
📞 (210) 609-6400, (817) 723-2646
✉️ AYALAB01@YAHOO.COM

Bernice Ayala from Montclair, CA

📍 10163 Del Mar Ave, #montclair, CA 91763-3908
👨‍👩‍👧 Relatives: Anita L Martinez,Anita L Shelby,Jose Martinez,Alissia Martinez,Arlissia Martinez,Christina M Martinez,Danny Martinez Sr,David Walker Jr,Francine E Martinez,Jesus Villegas,Jose Refugio Martinez Sr,Jose Juan Martinez,Lissie Dean Taylor,Roxanne Cavazos,Sandra M Dominguez,Teresa Martinez,Theresa D Martinez,Theresa Mary Martinez,William H Walker 3rd,A Martinez,Akilah Aisha Walker,Alfredo Z Morales,Angelique M Martinez,Anthony David Flores,Blanca L Sanandres,Christina I Martinez,Christopher J Martinez,Connie Sue Riel,Cruz E Briseno,Daniel J Roberts,Edward Morales,Gabriel Gallegos,Gilbert J Martinez,Gloria E Morales,Gregg Martinez,Hector M Martinez,Heriberto M Villegas Jr,Ida E Martinez,Ignacio J Luna Jr,Ignacio Luna Jr,John L Martinez Sr,Jose Luis Martinez,Keishal G Walker,Margarita Martinez,Marlene Pena Gutierrez,Melissa Martinez,Pablo Martinez Villegas,Sara Morales,Takisha Martin,Theresa M Martinez
🕐 1 previous address

Bernice Ayala from Cotulla, TX

Age 44
📍 1013 Matamoros, Cotulla, TX 78014
📞 (972) 313-9270, (817) 877-5230, (817) 698-0929
👨‍👩‍👧 Relatives: Francisco Ernesto Ayala,Hernandez Leticia Cabello,Modesta Deleon Hernandez,Anthony Hernandez,Angelita Hernandez,Andrea G Hernandez,Robert Hernandez

Bernice E Ayala from San Francisco, CA

📍 1463 Cayuga Ave, #san Francisco, CA 94112-3301
👨‍👩‍👧 Relatives: Ernest C Ayala,Bernice E Ayala,Danielle J Ayala,Karen C Ayala,Michael John Ayala,Nicole R Ayala,Robert J Ayala,Ttee Ayala,Anthony M Ayala,Gerald Comaroto,Gerald D Comaroto,Joseph M Ayala,Josephine M Comaroto,Kelly Rae Preston,Ailish E Bryan,Amy L Hennesey,Angela Marie Burrows,Angelica S Bryan,Audrey E Bryan,Carrie J Machado,Chad Joseph Wilson,Clifford A Preston,Daniel Lee Honeycutt,David D Bryan,Diana L Gossard,Dolores A Preston,Douglas Lee Bryan,Douglas Gordon Libby,Douglas R Prazak,Hipolito A Venegas,Jackie Jeanne Bryan,Joseph Cody Bryan,Kimberly Olson,Laura Beth Wilson,Maria Del Carmen Alvarez,Maryann Ann Rodriguez,Myranda D Cote,Randall W Couvillon,Richard Eugen Bryan,Sherry L Machado,Susan K Bryan,Thomas W Olson,Tim M Bryan,Tracy S Kataka,Tracy S Kathka,Tracy L Machado,Virginia Elaine Ward,Walter Eugene Bryan
🕐 1 previous address

Bernice Ayala from Ansonia, CT

📍 52 Liberty St
📞 (612) 924-0176, (203) 751-9610
👤 aka Bernice Velez

Bernice Ayala from Rosemead, CA

Age 83 b. 1943 Female
📍 2175 Angelus Ave
📞 (626) 927-9961
✉️ bereniceayala@gmail.com

Bernice Ayala from Northglenn, CO

Age 87
📍 451 Malley Dr #230, Northglenn, CO 80233
📞 (303) 920-0697, (303) 341-9509, (303) 920-0697
👨‍👩‍👧 Relatives: Jose F Ayala

Bernice Ayala from Victorville, CA

Age 80 b. Sep 1945 San Bernardino Co.
📍 12856 Trip Tree Te
📞 (708) 516-0170

Bernice Ayala from San Mateo, CA

Female
📍 3347 La Selva St Apt B
📞 (650) 861-0704 (T-MOBILE)

Bernice Ayala from San Francisco, CA

Age 102 b. Nov 1923 San Francisco Co.
📍 532 Castro St

Bernice Ayala from Montclair, CA

Age 83 b. Sep 1942 San Bernardino Co.
📍 10163 Del Mar Ave

Bernice Ayala from Arroyo Grande, CA

Age 53 b. Jun 1972 San Luis Obispo Co.
📍 Po Box 1129
👤 aka Sandez Bernice E, Arana Bernice E

Bernice Ayala from Aurora, CO

Age 98 b. Dec 1927 Arapahoe Co.
📍 830 S Ironton St B 34

Bernice Ayala from Corona, CA

Age 80 b. Nov 1945 Riverside Co.
📍 1066 Morning Sun Ln

Bernice Ayala from Tacoma, WA

Age 54 b. Jan 1972 Pierce Co.
📍 3422 86th St S

Bernice Ayala from Woodside, NY

Age 49 b. Oct 1976 Queens Co.
📍 6925 44th Avenue 3 Rd Fl 3

Bernice Ayala from Perris, CA

Age 50 b. Sep 1975 Riverside Co.
📍 605 Steamer Ln
👤 aka Vallin Bernice

Bernice Ayala from Riverside, CA

Age 66 b. Sep 1959 Riverside Co.
📍 4607 Plaza Ln 6

Bernice S Ayala from Prescott Valley, AZ

📍 4343 N Noel Ct, Prescott Valley, AZ 86314
📞 (928) 772-9448

Bernice Ayala from Sn Bernrdno, CA

San Bernardino Co.
📍 7886 Sterling Ave
📞 (508) 758-4553

Bernice Ayala from Fresh Meadows, NY

Queens Co.
📍 7114 Parsons Bl 19 A

Bernice Ayala from Aiea, HI

Honolulu Co.
📍 98 731 Moanalua Loop Lo 130

Bernice Ayala from Ansonia, CT

New Haven Co.
📍 78 Garden St

Bernice Ayala from New Haven, CT

📍 146 Plymouth St 2

Bernice Ayala from Bronx, NY

Bronx Co.
📍 2862 Crotona Ave

Bernice Ayala from Houston, TX

Harris Co.
📍 5610 Chimney Rock Rd

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 29 contact records for Bernice Ayala across 9 states. The most recent address on file is in Ansonia, Connecticut. Of these records, 13 include phone numbers and 4 include email addresses. Ages range from 44 to 87, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ayala, Bernice

Doc #2019080800948001
· 31-37 42 Street, Queens Ny 11103
Record: P

Ayala, Bernice

Doc #2021102701574001
· 31-37 42nd Street, Astoria Ny 11103
Record: P

Ayala, Bernice

Doc #FT_4990008074499
· 32-32 96th St, E Elmhurst Ny
Record: P

Ayala, Bernice

Doc #2021082000563001
Record: P

Ayala , Bernice

Doc #2004101501209001
· 87-30 87th Street, Woodhaven Ny 11421
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 5 property records linked to Bernice Ayala in Queens, Astoria, E Elmhurst and 1 other area. Values shown are from county assessor records and may differ from current market prices.

Bernice Nohemi Ayala

Reg: 05/15/2013
5001 College St, Lacey, WA, 98503
DOB: 01/18/1972 Gender: Female
County: TH

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Bernice Ayala in Washington. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 FORD TAURUS
· Registered to: Bernice Ayala
· VIN: 1FAFP53U45A193567
·
1700 Pennsylvania Ave Apt W114, Fort Worth, TX, 76104

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 1 vehicle registration record is associated with Bernice Ayala. Registered makes include Ford. The most recent model year on record is 2005. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

🏛️

Bernice Ayala

2024
Teacher- Per Session
Department: Dept Of Ed Per Session Teacher
💵 Pay: $33.18

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Bernice Ayala appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Bernice Ayala

South Gate Sr. High School - South Gate, CA, CA
1993

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Bernice Ayala has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Jul 31, 2002
2002
Public Safety Organization S Comm For A Better Retirement
Ayala, Bernice San Francisco, CA
$50 Feb 27, 2002
2002
Ward, Doris
Ayala, Bernice Awaiting Info San Francisco, CA
$50 Feb 27, 2002
Ward, Doris
Contributor Awaiting Info San Francisco, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Bernice Ayala. Total disclosed contributions amount to $200. Recipients include Ward, Doris. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Bernice Ayala

Female
·
3137 42nd St, Astoria, NY 11103 (Queens County)
40.7594, -73.9164
TZ: Eastern
Homeowner Single Family Purchased 2003
MP

Bernice Ayala

Age 45 Female
·
2429 Baldwin Way, Santa Maria, CA 93458 (Santa Barbara County)
34.9866, -120.4470
Marital: Inferred Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2003 Purchased 2015
MP

Bernice N Ayala

Age 45 Female
·
9826 119th St SW, Lakewood, WA 98498 (Pierce County)
47.1496, -122.5680
Marital: Single TZ: Pacific
Edu: Some College
Single Family
MP

Bernice R Ayala

Age 78 Female
·
PO Box 842, Waianae, HI 96792 (Honolulu County)
21.4403, -158.1864
· (808) 695-1051
Marital: Single TZ: Hawaii
Occ: Professional
Multi-Family
MP

Bernice Ayala

Age 45 Female
·
725 Via Altamira, Montebello, CA 90640 (Los Angeles County)
34.0260, -118.1290
Marital: Single TZ: Pacific
Edu: Some College
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Bernice Ayala. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Bernice Ayala. These loans were issued to businesses, not individuals.

Ut Lam

Sole Proprietorship

$4,000 Paid in Full
Address:
815 S Curtis Rd Trlr 30
Boise, ID83705-1875
Approved

Apr 15, 2021

Forgiven

$4,022

Jobs Reported

1

Loan #

3648818810

Loan Size

Small

Dominic Gosselin

Independent Contractors

$16,665 Exemption 4
Address:
3347 La Selva St Apt E
San Mateo, CA94403-3055
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

4993488900

Loan Size

Small

Maria Y Ng

Sole Proprietorship

$16,507 Paid in Full
Address:
3347 La Selva St Apt D
San Mateo, CA94403
Approved

May 13, 2020

Forgiven

$16,580

Jobs Reported

1

Loan #

5935867406

Loan Size

Small

Nc Tile And Stone

Sole Proprietorship

$22,200 Paid in Full
Address:
815 S Curtis Rd #4
Boise, ID83705
Approved

Apr 29, 2020

Forgiven

$22,400

Jobs Reported

3

Loan #

4047427302

Loan Size

Small

Maria Ng

Sole Proprietorship

$16,507 Paid in Full
Address:
3347 La Selva St Apt D
San Mateo, CA94403-3055
Approved

Feb 19, 2021

Forgiven

$16,596

Jobs Reported

1

Loan #

1564018505

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Bernice Ayala. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Bernice Ayala on the map

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Found 44 results across 10 states

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Bernice Ayala in TX: Background Summary

Location
1013 Matamoros Cotulla, TX 78014-2713
Other Locations
Ansonia, CT · Rosemead, CA · Victorville, CA and 17 more
Profiles Found
29 people with this name
Phone Numbers
(817) 723-2646 and 19 others on file
Email
ayalab01@yahoo.com and 9 others on file
Possible Relatives
Frank E Ayala, Alisa Hernandez, Angelica B Ayala, Angelina B Shoultz, Anthony Hernandez JR and 217 more
Properties
4properties owned
Vehicles
1 linked — 2005 Ford Taurus
Contributions
$200 total — Ward, Doris
PPP Loans
$75,879 for Ut Lam, Dominic Gosselin

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Bernice Ayala. Because public records are indexed by name rather than by a unique identifier, the 54 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Bernice Ayala

Search Complexity: High

54 public records across 10states, belonging to approximately 29 different individuals. With 29 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: California (31%), followed by New York and Texas. Spans the West and Northeast regions.

CA17recordsNY8recordsTX4recordsCT4recordsWA3recordsCO2records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (68%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (5) and PPP Loan Records (5).

32
Contact & Address Records
5
Property Ownership Records
5
PPP Loan Records
3
Political Contribution Records
1
Voter Registration Records
1
Vehicle Registration Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (55%).

Senior (65+)6peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Bernice Ayala

Is Bernice Ayala a registered voter?
Yes, voter registration records show Bernice Ayala is registered in Washington. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Bernice Ayala own property?
County assessor records show 5 properties associated with Bernice Ayala in Queens, New York and 4 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Bernice Ayala?
Records show 1 vehicle registration associated with Bernice Ayala, including a 2005 FORD TAURUS. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
Has Bernice Ayala made political donations?
FEC disclosure records show 3 reported political contributions from Bernice Ayala, totaling $200. Recipients include Ward, Doris. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Bernice Ayala?
Our database contains 54 total records for Bernice Ayala spanning 10 states. This includes 29 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Bernice Ayala?
The 54 records displayed for Bernice Ayala are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Bernice Ayala remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.