Betty Ratcliffe from Colfax, CA

Age 98 b. Aug 1927 Female
๐Ÿ“ 1000 Buckeye Ridge Pl
๐Ÿ’ผ 2710
๐Ÿ“ž (530) 305-6589 (Cell), (530) 346-6222

Ms Betty J Ratcliffe from Chuckey, TN

Age 72
๐Ÿ“ 1270 Corby Bridge Rd, #chuckey, TN 37641-2026
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Roger Dale Ratcliffe,April Michelle Ratcliffe
๐Ÿ• 5 previous addresses

Betty Ratcliffe from Georgetown, KY

Age 90 b. 1936 Scott Co.
๐Ÿ“ 161 Barren River Blvd
๐Ÿ“ž (502) 863-5459, (540) 921-3229

Betty Ratcliffe from New Orleans, LA

Age 63
๐Ÿ“ 4826 Redwood St, New Orleans, LA 70127
๐Ÿ“ž (504) 241-6928, (504) 241-6677, (504) 241-6928
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lacy B Ratcliff,Billy Ratcliff
๐Ÿช New Life Church Of Christ (holiness) Usa

Betty Ratcliffe from Chuckey, TN

Age 76 b. Sep 1949
๐Ÿ“ 120 Lonnie Shelton Rd
๐Ÿ“ž (423) 257-2541

Betty Ratcliffe from Suffolk, VA

Age 93 b. 1933 Suffolk City Co.
๐Ÿ“ 1161 Nansemond Pkwy Trlr 193
๐Ÿ“ž (757) 538-8945

Betty Ratcliffe from Grants Pass, OR

Age 103 b. Oct 1922 Josephine Co.
๐Ÿ“ 1492 Ben Aire Cir
๐Ÿ“ž (541) 474-2525

Betty Ratcliffe from Fort Mill, SC

Age 85 b. Jun 1940 Lancaster Co.
๐Ÿ“ 26471 Sandpiper Ct
๐Ÿ“ž (704) 365-1458

Betty Ratcliffe from Chuckey, TN

Age 67
๐Ÿ“ 120 Lonnie Shelton Rd, Chuckey, TN 37641
๐Ÿ“ž (423) 257-2541
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Roger D Ratcliffe,April Ratcliffe

Betty Ratcliffe from Taylorsville, MS

Age 66
๐Ÿ“ 106 Magnolia Ln, Taylorsville, MS 39168
๐Ÿ“ž (601) 729-8458, (601) 729-8648, (601) 729-3258
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mondrian Deshea Brown,Mondrian Ubrown

Betty Ratcliffe from Largo, FL

Age 80
๐Ÿ“ 140 Cypress Ln, Largo, FL 33770
๐Ÿ“ž (727) 586-6397, (813) 586-6397
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William E Ratcliffe

Betty Ratcliffe from Brooksville, FL

Age 99 b. Jan 1927 Hernando Co.
๐Ÿ“ 20043 Rainbow Dr
๐Ÿ“ž (352) 796-6109

Betty Ratcliffe from Walkertown, NC

Age 69 b. Jul 1956 Forsyth Co.
๐Ÿ“ 4603 Effie Ln
๐Ÿ“ž (336) 595-4267

Betty Ratcliffe from Rockville, IN

Age 96 b. Nov 1929 Parke Co.
๐Ÿ“ 115 W Pennsylvania St
๐Ÿ“ž (765) 569-6770

Betty Ratcliffe from Fayetteville, NC

Age 49
๐Ÿ“ 2109 Elvira St #802, Fayetteville, NC 28303
๐Ÿ“ž (334) 262-9037

Betty Ratcliffe from High Point, NC

Female
๐Ÿ“ 3993 Clubhouse Ct
๐Ÿ“ž (336) 473-0356 (T-MOBILE)

Betty Ratcliffe from Kernersville, NC

Age 69 b. Jul 1956 Forsyth Co.
๐Ÿ“ 310 Crooked Tree Dr

Betty Ratcliffe from Starke, FL

Age 87 b. Sep 1938
๐Ÿ“ 801 S Water St 601

Betty Ratcliffe from Natchez, MS

Age 100 b. Oct 1925 Adams Co.
๐Ÿ“ 131 Winchester Rd 394
๐Ÿ‘ค aka Ratcliff Betty L

Betty Ratcliffe from Georgetown, KY

Age 87 b. Sep 1938 Scott Co.
๐Ÿ“ 401 E College St 2

Betty Ratcliffe from Picayune, MS

Age 63 b. Sep 1962 Pearl River Co.
๐Ÿ“ 1410 Holly Ct

Betty Ratcliffe from Natchez, MS

Age 89
๐Ÿ“ 394 Po Box, Natchez, MS 39121

Betty Ratcliffe from Camden, AL

0
๐Ÿ“ 41 Po Box, Camden, AL 36726

Betty Ratcliffe from Radford, VA

Radford Co.
๐Ÿ“ 401 Downey St
๐Ÿ“ž (703) 639-2651

Betty Ratcliffe from Cherry Log, GA

Fannin Co.
๐Ÿ“ 222 Olivers Trl
๐Ÿ“ž (706) 632-9897

Betty Ratcliffe from Blacksburg, VA

Montgomery Co.
๐Ÿ“ 2320 Olinger Rd
๐Ÿ“ž (540) 961-3207

Betty Ratcliffe from Christiansburg, VA

Montgomery Co.
๐Ÿ“ Po Box 2546

Betty Ratcliffe from Taylorsville, MS

Smith Co.
๐Ÿ“ Rr 2 Po Box 152

Betty Ratcliffe from West Jordan, UT

Salt Lake Co.
๐Ÿ“ 8516 S 2280 W

Betty Ratcliffe from Weeki Wachee, FL

Hernando Co.
๐Ÿ“ 1052 Rainbow Ridge Ct

Betty Ratcliffe from Cleveland, OH

Cuyahoga Co.
๐Ÿ“ 5251 Torrington Ave

Betty Ratcliffe from Largo, FL

Pinellas Co.
๐Ÿ“ 140 Cypress Ln

Betty Ratcliffe from Starke, FL

Bradford Co.
๐Ÿ“ Rr 5 Po Box 7209

Betty Ratcliffe from Christiansburg, VA

Montgomery Co.
๐Ÿ“ 3107 Spaulding Rd

Betty Ratcliffe from Saltville, VA

Smyth Co.
๐Ÿ“ 1519 E Main St

Betty Ratcliffe from Montgomery, AL

Montgomery Co.
๐Ÿ“ 940 S Lawrence St

Betty Ratcliffe from Akron, OH

Summit Co.
๐Ÿ“ 713 Wren Wa B

Betty Ratcliffe from Charlotte, NC

Mecklenburg Co.
๐Ÿ“ 145 W Wt Harris Blvd

Betty Ratcliffe from Rockville, IN

Parke Co.
๐Ÿ“ 115 W Penn S

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 41 contact records for Betty Ratcliffe across 15 states. The most recent address on file is in Colfax, California. Of these records, 21 include phone numbers and 2 include email addresses. Ages range from 49 to 89, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ratcliffe Betty

Osceola County
PIN: 012630000100740180
· 711 Minnesota Ave, Saint Cloud 34769
Value: $26,100

Ratcliffe Betty J

Washington County
· 1270 Corby Bridge Rd, Telford

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Betty Ratcliffe in Telford. Values shown are from county assessor records and may differ from current market prices.

Betty Joyce Ratcliffe

801 S Water St, Starke, , 320914579

betty GALE ratcliffe

Republican Reg: 06/25/2004
310 Crooked Tree Dr, Kernersville, NC, 27284
DOB: 1956 Gender: Female
County: Forsyth

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Betty Ratcliffe in , North Carolina. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2003 CHEVROLET S10
ยท Registered to: Betty Ratcliffe
ยท VIN: 1GCCS19H338196950
·
801 S Water St Apt 601, Starke, FL, 32091
·
(904) 966-2295
2012 Ford Fusion
ยท Registered to: Betty Ratcliffe
ยท VIN: 3FAHP0JA0CR443779
·
68 Kimberly Ln, Blue Ridge, GA, 30513
·
(706) 632-9897
2009 HYUNDAI SANTA FE
ยท Registered to: Betty Ratcliffe
ยท VIN: 5NMSH13EX9H295491
·
310 Crooked Tree Dr, Kernersville, NC, 27284-8965
·
(336) 473-0356
2006 TOYOTA COROLLA 4DR SEDAN
ยท Registered to: Betty Ratcliffe
ยท VIN: 2T1BR32E46C618767
·
1161 Nansemond Pkwy Trlr 193, Suffolk, VA, 23434
·
(757) 538-8945
2005 TOYOTA SIENNA VAN
ยท Registered to: Betty Ratcliffe
ยท VIN: 5TDZA23C15S259297
·
161 Barren River Blvd, Georgetown, KY, 40324
·
(502) 863-5459
2002 CADILLAC DEVILLE
ยท Registered to: Betty Ratcliffe
ยท VIN: 1G6KD54Y02U234681
·
PO Box 394, Natchez, MS, 39121-0394
·
391210394

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Betty Ratcliffe. Registered makes include Chevrolet, Ford, Hyundai, Toyota and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Betty Ratcliffe

Georgia

Betty Jane "BJ" Ratcliffe

Charlotte, North Carolina Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Betty Ratcliffe. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: Betty A Ratcliffe

Georgetown Lions Club, INC.

Addr: KY
KY
Treasurer: Betty Ratcliffe

Source: Public Records Betty Ratcliffe appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Betty Ratcliffe

John C Fremont High School - Los Angeles, CA, CA
1973

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Betty Ratcliffe has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$200 Oct 14, 2014
2014 REP
Republican National Committee
Ratcliffe, Betty Brentwood, CA
$200 Sep 16, 2014
2014 REP
Republican National Committee
Ratcliffe, Betty Brentwood, CA
$200 Dec 29, 2015
2016 REP
Republican National Committee
Ratcliffe, Betty Brentwood, CA
$200 Nov 3, 2003
2004 REP
Barbour, Haley
Ratcliffe, Betty Natchez, MS
$200 Sep 16, 2014
REP
Republican National Committee
Contributor Brentwood, CA
$200 Dec 29, 2015
Unknown Committee
Ratcliffe, Betty Mrs. Brentwood, CA
$200
2003 R
Barbour, Haley
Contributor Natchez, MS

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for Betty Ratcliffe. Total disclosed contributions amount to $1,400. Recipients include Republican National Committee, Barbour, Haley. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Betty J Ratcliffe

Age 78 Female
·
801 S Water St, Starke, FL 32091 (Bradford County)
29.9380, -82.1062
Marital: Single TZ: Eastern
Multi-Family
MP

Betty G Ratcliffe

Age 62 Female
·
310 Crooked Tree Dr, Kernersville, NC 27284 (Forsyth County)
36.1092, -80.1461
· (336) 882-3982
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 2004 Purchased 2004
MP

Betty J Ratcliffe

Age 70 Female
·
1270 Corby Bridge Rd, Chuckey, TN 37641 (Greene County)
36.1679, -82.6300
· (423) 257-7778
Marital: Married TZ: Eastern
Homeowner Single Family Built 2007 Purchased 2007
MP

Betty W Ratcliffe

Age 82 Female
·
1509 Robinhood Dr, Pearisburg, VA 24134 (Giles County)
37.3212, -80.7146
· (540) 921-3229
Marital: Inferred Married TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1953 Purchased 1995
MP

Betty M Ratcliffe

Age 90 Female
·
1000 Buckeye Ridge Pl, Colfax, CA 95713 (Placer County)
39.0750, -120.9700
· (530) 346-6222
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Built 1986 Purchased 1987
MP

Betty S Ratcliffe

Age 83 Female
·
407 Dark Creek Dr, Elliston, VA 24087 (Montgomery County)
37.2234, -80.2676
Marital: Single TZ: Eastern
Edu: Some College
Single Family
MP

Betty M Ratcliffe

Age 79 Female
·
3402 Whitehall Dr, Johnson City, TN 37604 (Washington County)
36.2944, -82.4134
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Betty Ratcliffe

Age 80 Female
·
401 Downey St, Radford, VA 24141 (Radford County)
37.1346, -80.5424
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Betty A Ratcliffe

Age 90 Female
·
1215 Lake Charles Cir, Lutz, FL 33548 (Hillsborough County)
28.1171, -82.4838
· (352) 796-6109
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Betty J Ratcliffe

Age 77 Female
·
26471 Sandpiper Ct, Fort Mill, SC 29707 (Lancaster County)
34.9768, -80.8709
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2007 Purchased 2007
MP

Betty A Ratcliffe

Age 81 Female
·
1530 Grand Park Ave, Akron, OH 44310 (Summit County)
41.1056, -81.4739
Marital: Married TZ: Eastern
Edu: Graduate School
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Betty Ratcliffe. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Betty Ratcliffe. These loans were issued to businesses, not individuals.

Clean & Brite, LLC

Limited Liability Company(LLC

$49,400 Paid in Full
Address:
Virginia Ave
Harrisonburg, VA22802-2427
Approved

Apr 13, 2020

Forgiven

$49,858

Jobs Reported

4

Loan #

5530347100

Loan Size

Small

Family Ties, LLC

Limited Liability Company(LLC

$7,589 Paid in Full
Address:
41 PO Box
Troy, AL36081-0041
Approved

Apr 27, 2020

Forgiven

$7,642

Jobs Reported

2

Loan #

3775497207

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Betty Ratcliffe. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Betty Ratcliffe on the map

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Betty Ratcliffe in TN: Background Summary

Location
3402 Whitehall Dr Johnson City, TN 37604-2718
Other Locations
Colfax, CA ยท Georgetown, KY ยท Chuckey, TN and 24 more
Profiles Found
41 people with this name
Phone Numbers
(706) 633-7825 and 24 others on file
Email
bettyratclifaz82@squirrelz.net and 3 others on file
Possible Relatives
Edward D Ratcliffe, Barbara J Jones, Brian M Jones, Jennifer L Jones, Kay M Jones and 98 more
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
6 linked โ€” 2003 Chevrolet S10, 2012 Ford Fusion and 4 more
Contributions
$1,400 total โ€” Republican National Committee, Barbour, Haley
PPP Loans
$56,989 for Clean & Brite, LLC, Family Ties, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Betty Ratcliffe. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Betty Ratcliffe

Search Complexity: High

87 public records across 15states, belonging to approximately 41 different individuals. With 41 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Virginia (14%), followed by Florida and North Carolina. Spans the South and West regions.

VA12recordsFL9recordsNC8recordsMS8recordsTN7recordsCA7records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (68%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (7) and Vehicle Registration Records (6).

51
Contact & Address Records
7
Political Contribution Records
6
Vehicle Registration Records
3
Business & Corporate Filings
2
Property Ownership Records
2
Voter Registration Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (82%).

Senior (65+)14peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Betty Ratcliffe

Is Betty Ratcliffe a registered voter?
Yes, voter registration records show Betty Ratcliffe is registered in . We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Betty Ratcliffe own property?
County assessor records show 2 properties associated with Betty Ratcliffe . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Betty Ratcliffe?
Records show 6 vehicle registrations associated with Betty Ratcliffe, including a 2003 CHEVROLET S10. Registered makes include Chevrolet, Ford, Hyundai, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Betty Ratcliffe?
We found 3 business affiliations for Betty Ratcliffe. Business records are compiled from state registries, SEC filings, and professional databases.
Has Betty Ratcliffe made political donations?
FEC disclosure records show 7 reported political contributions from Betty Ratcliffe, totaling $1,400. Recipients include Republican National Committee and Barbour, Haley. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Betty Ratcliffe?
Our database contains 87 total records for Betty Ratcliffe spanning 15 states. This includes 41 distinct contact records, 21 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Betty Ratcliffe?
The 87 records displayed for Betty Ratcliffe are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Betty Ratcliffe remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.