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Bobby Swinney

Age 50 b. 1975-12-25
📍 11161 Hwy 433 W, Bentonia Ms 39040
📞 (601) 209-9431, (662) 763-7217
✉️ PEGGYRUCKER662@YAHOO.COM, peggyrucker662@yahoo.com

Bobby Swinney

Age 79 b. 1947-04-07
📍 23495 County Rd 14, Florence Al 35633
📞 (111) 111-0001
✉️ BIGPIMP74@ATT.NET, bigpimp74@att.net

Bobby Swinney

📍 233 S Blair St, Florence Al
📞 (256) 412-4011, (256) 412-4011, (256) 412-0153
✉️ BOBBYPIMP74@GMAIL.COM, bobbypimp74@gmail.com, bobbyswinney@att.net

Bobby Swinney

Age 50 b. 1975-12-24
📍 481 Westview Dr Apt 5h, Yazoo City Ms
📞 (662) 571-1468, (662) 571-3097
✉️ BOBBYSWINNEY16@YAHOO.COM

Bobby Swinney from Booneville, MS

Age 56
📍 Jacinto Rd, Booneville, MS 38829
📞 (706) 724-6881, (662) 365-8342, (706) 724-6881
👨‍👩‍👧 Relatives: Martha B Swinney,Robert Swinney,Bobby Swinney,Bobby Swinney,Bobby C Swinney

Bobby Swinney from Odessa, TX

Age 83
📍 3816 Candy Ln, Odessa, TX 79762
📞 (432) 366-6332, (915) 366-6332
👨‍👩‍👧 Relatives: Shirley Sue Swinney,Darren Jay Swinney,Sue W Swinney,Donna Lea Swinney,Brent Alan Swinney,Heather Swinney

Bobby Swinney from Roswell, NM

Age 59
📍 1611 Richardson Ave, Roswell, NM 88203
📞 (505) 622-5699, (505) 622-7966
👨‍👩‍👧 Relatives: Jennifer P Sweeney,Kennon Q Swinney,Johnny Franklin Swinney,Pamela J Kisslingswinney,Enmmc Swinney

Bobby Swinney from Phil Campbell, AL

Age 76
📍 1566 Highway 8, Phil Campbell, AL 35581
📞 (205) 993-4313, (205) 993-4313
👨‍👩‍👧 Relatives: Robert H Swinney,Kimberly D Swinney,Marvinell B Swinney,Richard S Swinney,Nell Swinney

Bobby Swinney from Southfield, MI

Age 47 b. 1979 Oakland Co.
📍 27525 Arlington Ct
📞 (248) 356-7815, (248) 420-2809

Bobby Swinney from Carthage, MS

Age 40
📍 138 Route 8, Carthage, MS 39051
📞 (601) 267-8463
👨‍👩‍👧 Relatives: Angela Swinney,Bennie Ray Swinney,Penny Swinney,Lucille N Swinney

Bobby Swinney from Phil Campbell, AL

Age 90 b. 1936 Franklin Co.
📍 1566 Highway 8
📞 (205) 993-4313

Bobby Swinney from Bentonia, MS

Age 50 b. Dec 1975 Yazoo Co.
📍 Po Box 371
📞 (509) 826-5622

Bobby Swinney from Ash Grove, MO

Age 81 b. Sep 1944 Greene Co.
📍 14562 W Farm Road 128
📞 (417) 751-2276

Bobby Swinney from Arp, TX

Age 80
📍 301 Butler #643, Arp, TX 75750
📞 (903) 859-3005, (903) 859-3005
👨‍👩‍👧 Relatives: Betty Willingham Swinney

Bobby Swinney from Carthage, MS

Age 69 b. Feb 1957 Leake Co.
📍 2914 Remus Rd
📞 (440) 933-5738

Bobby Swinney from Odessa, TX

Age 94 b. Jul 1931 Ector Co.
📍 3816 Candy Ln
📞 (432) 366-6332

Bobby Swinney from Ivanhoe, VA

Age 79 b. Jan 1947 Wythe Co.
📍 435 Byllesby Rd
📞 (276) 744-7780

Bobby Swinney from Jackson, MS

Age 66 b. 1960 Hinds Co.
📍 9159 Highway 49 N
📞 (601) 321-1983

Bobby Swinney from Augusta, GA

Age 68 b. 1958 Richmond Co.
📍 1221 Fuller Street Ext
📞 (706) 724-6881

Bobby Swinney from Baldwyn, MS

Age 68 b. Jan 1958 Lee Co.
📍 5 County Rd 7460
📞 (402) 553-5933

Bobby Swinney from Laurel, MS

Age 52
📍 306a Po Box, Laurel, MS 39441
📞 (601) 729-2753

Bobby Swinney

📍 2707 E Bland St, Roswell Nm
📞 (575) 317-4461, (575) 317-4461
✉️ SWINNEYB@YAHOO.COM

Bobby Swinney

📍 233 Blair, Florence Al 35630
📞 (256) 412-0153
✉️ BOBBYSWINNEY@ATT.NET

Bobby Swinney

📍 27525 Arlington Ct, Southfield Mi
📞 (248) 217-2367
✉️ BSWINNEY11@AOL.COM

Bobby Swinney

📍 2953 Highway 349, Jonesboro Ar
📞 (601) 408-8195, (601) 408-8195
✉️ BOBBY.SWINNEY@EAGLES.USM.EDU

Bobby Swinney

📍 27525 Arlington, Southfield Mi 48076
📞 (248) 217-2367
✉️ BSWINNEY11@AOL.COM

Bobby Swinney from Florence, AL

Age 67
📍 50 Po Box, Florence, AL 35631
👨‍👩‍👧 Relatives: Sylvia Louise Swinney

Bobby Swinney from Montgomery, AL

Age 88 b. Nov 1937 Montgomery Co.
📍 1010 Felder Ave

Bobby Swinney from Detroit, MI

Age 73 b. Nov 1952 Wayne Co.
📍 300 Riverfront Dr

Bobby Swinney from Wellborn, FL

Age 91 b. 1935 Suwannee Co.
📍 4360 100th St

Bobby Swinney from Cherokee, AL

0
📍 21 Po Box, Cherokee, AL 35616

Bobby Swinney from Florence, AL

0
📍 50 Rr Box, Florence, AL 35630

Bobby Swinney from Dalton, GA

Whitfield Co.
📍 1401 Warnix Dr
📞 (706) 226-8043

Bobby Swinney from Jackson, MI

Jackson Co.
📍 410 18th St 2
📞 (513) 272-2332

Bobby Swinney

📍 1566 Highway 8, Phil Campbell Al
📞 (205) 993-4313

Bobby Swinney from Elizabethton, TN

Carter Co.
📍 493 Garrison Hollow Rd 1

Bobby Swinney from Tulsa, OK

Tulsa Co.
📍 5136 W 11th St

Bobby Swinney from Dalton, GA

Whitfield Co.
📍 2150 Holcomb Rd Ne

Bobby Swinney

📍 6 Galax Va Po Box 471

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 39 contact records for Bobby Swinney across 11 states. The most recent address on file is in Southfield, Michigan. Of these records, 29 include phone numbers and 9 include email addresses. Ages range from 40 to 83, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Swinney, Bobby

Wayne County
PIN: 14005755.
· 4095 Pasadena
Built: 1925.0

Swinney Bobby Jack & Marvinel

Franklin County
· Co Hwy 16

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Bobby Swinney. Values shown are from county assessor records and may differ from current market prices.

Bobby Joe Swinney

Democrat Reg: 07/29/2011
615 E Mosser St 17, Allentown, PA, 18109
DOB: 03/01/1979

Bobby G Swinney

County: Greene

Bobby Joe Swinney

615 E Mosser St 17
DOB: 03/01/1979

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Bobby Swinney in Pennsylvania. Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1983 FORD F150
· Registered to: Bobby Swinney
· VIN: 1FTEF15Y0DNA31332
·
902 NW White Springs Ave, White Springs, FL, 32096
·
(386) 397-2929
· Registered to: Bobby Swinney
· VIN: 1UJBJ02N231CA0129
·
2914 Remus Rd, Carthage, MS, 39051
·
(601) 267-8463
1988 TOYOTA PICKUP 4 X 4 COMPACT TRUCK
· Registered to: Bobby Swinney
· VIN: JT4RN63A4J8009254
·
2914 Remus Rd, Carthage, MS, 39051
·
(601) 267-8463
2011 Toyota Camry
· Registered to: Bobby Swinney
· VIN: 4T1BF3EK1BU191423
·
3020 Remus Rd, Carthage, MS, 39051-8839
2017 JEEP WRANGLER UNLIMITED
· Registered to: Bobby Swinney
· VIN: 1C4BJWDG6HL658125
·
2707 E Bland St, Roswell, NM, 88203 9212
2004 CHEVROLET SILVERADO PICKUP
· Registered to: Bobby Swinney
· VIN: 1GCEK19T34E216839
·
2914 Remus Rd, Carthage, MS, 39051
·
(601) 267-8463
1987 TOYOTA HALFTON PICKUP PICKUP
· Registered to: Bobby Swinney
· VIN: JT4RN50R3H0276799
·
PO Box 643, Arp, TX, 75750
2008 KIA RIO
· Registered to: Bobby Swinney
· VIN: KNADE123286323956
·
12609 Lost Ridge Dr, Live Oak, TX, 78233-3212
2007 DODGE DAKOTA
· Registered to: Bobby Swinney
· VIN: 1D7HE22K77S224384
·
1733 Highway 588, Ellisville, MS, 39437-8757
· Registered to: Bobby Swinney
·
PO Box 572, White Springs, FL, 32096
·
(386) 397-2929

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Bobby Swinney. Registered makes include Ford, Toyota, Jeep, Chevrolet and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bobby Swinney

Senior Voip Tier 2 Technical Support
Acn
Southfield, Michigan, United States Telecommunications
LinkedIn

Bobby Swinney

Senior Voip Tier 2 Technical Support
Acn
Michigan
LinkedIn

Bobby Swinney

Consumer Services Profe · Harrisburg, Pennsylvania

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for Bobby Swinney. Companies include Acn. Records are compiled from state business registries, SEC filings, and professional networking databases.

Bobby Swinney

INTERNAL MEDICINE
Individual Male
NPI: 1528421484
School: WILLIAM CAREY UNIVERSITY COLLEGE OF OSTEOPATHIC MEDICINE (2016)
Org: Singing River Health System

Source: CMS NPI Registry (NPPES) · State Medical Boards · Healthcare Provider Databases 1 healthcare provider record found for Bobby Swinney in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

bobby swinney

Nonres Gen Lines (prop & Cas)
VALID
License # G017977
Addr: Dearborn, MI

bobby swinney

NPN 19285077
Addr: Southfield, MI

Source: State Professional Licensing Boards · Dept. of Professional Regulation Bobby Swinney holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Bobby Swinney

Southfield-Lathrup High School - Lathrup Village, MI, MI
1997

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Bobby Swinney has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Bobby W Swinney

Age 61 Male
·
3020 Remus Rd, Carthage, MS 39051 (Leake County)
32.8780, -89.3460
· (601) 267-7463
Marital: Married TZ: Central
Homeowner Single Family
MP

Bobby Swinney

Male
·
26 Jim Arrington Rd, Laurel, MS 39443 (Jones County)
31.6994, -89.2465
TZ: Central
Single Family
MP

Bobby J Swinney

Age 79 Male
·
1566 Highway 8, Phil Campbell, AL 35581 (Franklin County)
34.3314, -87.7894
· (205) 993-4313
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Bobby Swinney

Age 43 Male
·
PO Box 322, Fries, VA 24330 (Grayson County)
36.7312, -81.0295
Marital: Inferred Married TZ: Eastern
Occ: White Collar Edu: Some College
Single Family
MP

Bobby W Swinney

Age 60 Male
·
2914 Remus Rd, Carthage, MS 39051 (Leake County)
32.8763, -89.3457
Marital: Single TZ: Central
Occ: Service Industry Edu: Some College
Homeowner Single Family
MP

Bobby J Swinney

Age 72 Male
·
4870 Highway 371 N, Waldo, AR 71770 (Columbia County)
33.3550, -93.2948
· (870) 693-2314
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family
MP

Bobby Swinney

Age 62 Male
·
2707 E Bland St, Roswell, NM 88203 (Chaves County)
33.3973, -104.5217
· (575) 317-4461
Marital: Married TZ: Mountain
Homeowner Single Family Purchased 2013
MP

Bobby L Swinney

Age 81 Male
·
266 Maxey Rd, Laurel, MS 39443 (Jones County)
31.7005, -89.2475
· (601) 729-2467
Marital: Married TZ: Central
Homeowner Single Family Built 1977
MP

Bobby G Swinney

Age 70 Male
·
435 Byllesby Rd, Ivanhoe, VA 24350 (Wythe County)
36.7844, -80.9358
· (276) 744-7780
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Bobby Swinney

Male
·
11161 Highway 433 W, Bentonia, MS 39040 (Yazoo County)
32.6367, -90.3887
TZ: Central
Single Family
MP

Bobby J Swinney

Age 86 Male
·
3816 Candy Ln, Odessa, TX 79762 (Ector County)
31.8863, -102.3490
· (432) 661-9678
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1963
MP

Bobby F Swinney

Age 82 Male
·
902 NW White Springs Ave, White Springs, FL 32096 (Hamilton County)
30.3545, -82.7789
· (386) 397-2929
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1956
MP

Bobby Swinney

Male
·
20103 Ardmore St, Detroit, MI 48235 (Wayne County)
42.4410, -83.1858
TZ: Eastern
Homeowner Single Family Built 1948 Purchased 2015
MP

Bobby L Swinney

Age 70 Male
·
23495 County Road 14, Florence, AL 35633 (Lauderdale County)
34.8490, -87.8041
· (256) 275-7672
Marital: Single TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1973
MP

Bobby J Swinney

Age 83 Male
·
815 S Athena St, Troup, TX 75789 (Smith County)
32.1379, -95.1164
TZ: Central
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 15 demographic profiles associated with Bobby Swinney. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Bobby Swinney. These loans were issued to businesses, not individuals.

John Woods

Sole Proprietorship

$20,833 Exemption 4
Address:
212 Collett Sublett Rd
Kennedale, TX76060-5808
Approved

Mar 31, 2021

Jobs Reported

1

Loan #

3780268710

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Bobby Swinney. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Bobby Swinney on the map

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Found 65 results across 13 states

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Bobby Swinney in Bentonia, MS: Background Summary

Location
11161 Hwy 433 W, Bentonia Ms 39040, Bentonia, MS
Other Locations
Southfield, MI · Phil Campbell, AL · Ash Grove, MO and 13 more
Profiles Found
39 people with this name
Phone Numbers
(601) 209-9431 and 25 others on file
Email
peggyrucker662@yahoo.com and 7 others on file
Possible Relatives
Martha B Swinney, Robert Swinney, Bobby Swinney, Bobby C Swinney, Shirley Sue Swinney and 21 more
Career
Acn
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
10 linked — 1983 Ford F150, 0 and 8 more
Healthcare
Licensed provider — INTERNAL MEDICINE
Licenses
1 professional license (NONRES GEN LINES (PROP & CAS))
PPP Loans
$20,833 for John Woods

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Bobby Swinney. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Bobby Swinney

Search Complexity: High

90 public records across 13states, belonging to approximately 39 different individuals. With 39 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Mississippi (18%), followed by Alabama and Michigan. Spans the South and Midwest regions.

MS16recordsAL13recordsMI10recordsTX7recordsFL4recordsNM3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (69%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (10) and Business & Corporate Filings (4).

51
Contact & Address Records
10
Vehicle Registration Records
4
Business & Corporate Filings
3
Voter Registration Records
2
Property Ownership Records
2
Professional License Records

Age Distribution

Age range: approximately 55 years, suggesting multiple generations. Largest group: Senior (65+) (70%).

Senior (65+)14peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Bobby Swinney

Is Bobby Swinney a registered voter?
Yes, voter registration records show Bobby Swinney is registered in Pennsylvania with D affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Bobby Swinney own property?
County assessor records show 2 properties associated with Bobby Swinney . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Bobby Swinney?
Records show 10 vehicle registrations associated with Bobby Swinney, including a 1983 FORD F150. Registered makes include Ford, Toyota, Jeep, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Bobby Swinney?
We found 4 business affiliations for Bobby Swinney, including acn. Business records are compiled from state registries, SEC filings, and professional databases.
Is Bobby Swinney a healthcare provider?
Yes, the CMS National Provider Identifier registry lists Bobby Swinney as a registered healthcare provider (NPI: 1528421484). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
How many records exist for Bobby Swinney?
Our database contains 90 total records for Bobby Swinney spanning 13 states. This includes 39 distinct contact records, 29 with phone numbers, 9 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Bobby Swinney?
The 90 records displayed for Bobby Swinney are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Bobby Swinney remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.