Brandy Burney

Age 43 b. 1982-05-02
๐Ÿ“ 542 Hastings Way, Jonesboro Ga
๐Ÿ“ž (770) 369-4666, (770) 369-4577
โœ‰๏ธ BRANDY1568@ATT.NET

Brandy Burney from Rocky Ford, CO

Female
๐Ÿ“ Po Box 89
๐Ÿ“ž (719) 469-0837 (VERIZON WIRELESS)

Brandy Burney from Indianapolis, IN

Age 57 b. Feb 1969 Marion Co.
๐Ÿ“ 1426 N Warman Ave
๐Ÿ“ž (808) 668-9067
๐Ÿ‘ค aka Brandy R Chandler

Brandy Burney from Atlanta, GA

Age 43 b. May 1982 Fulton Co.
๐Ÿ“ 2978 Palm Spring Ct
๐Ÿ“ž (404) 768-5522

Brandy Burney from Vero Beach, FL

0000 Female
๐Ÿ“ 921 19th Pl
๐Ÿ“ž (772) 563-4952

Brandy Burney from Edwards, MS

Age 47 b. Jul 1978 Hinds Co.
๐Ÿ“ 5950 Adams Station Rd

Brandy Burney from Rocky Ford, CO

Female
๐Ÿ“ 29835 State Highway 71
๐Ÿ“ž (719) 468-0870

Brandy Burney from Jackson, MS

๐Ÿ“ 1426 Marwood Rd
๐Ÿ“ž (601) 936-7455

Brandy Burney from Atlanta, GA

Fulton Co.
๐Ÿ“ 2978 Palm Springs Ct
๐Ÿ“ž (404) 768-5522

Brandy Burney from Orlando, FL

Orange Co.
๐Ÿ“ 3024 North Ln

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 11 contact records for Brandy Burney across 5 states. The most recent address on file is in Rocky Ford, Colorado. Of these records, 9 include phone numbers and 2 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2007 Honda Odyssey
ยท Registered to: Brandy Burney
ยท VIN: 5FNRL387X7B047064
·
29835 State Highway 71, Rocky Ford, CO, 81067-9582

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Brandy Burney. Registered makes include Honda. The most recent model year on record is 2007. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Brandy Burney

Key Holder
Dollar General
Wilmington, North Carolina, United States Retail

Brandy Burney

Staff Nurse
Tennessee

Testprep.com

Brandy BurneyExecutive
(910) 380-4557leaburney@yahoo.com
1510 White Rd, Wilmington, NC28405
testprep.com

Kaboodlenet.com

Brandy BurneyPresident
brandy.burney@hotmail.com
Po Box 89, Rocky Ford, CO81067

Brandy Burney

key holder at Dollar

Jefferson Club

Brandy BurneyCeo
(719) 469-0837brandy.burney@hotmail.com
Po Box 89, Rocky Ford, CO81067

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 18 business affiliations were found for Brandy Burney. Companies include Dollar General, Kaboodlenet.com, Jefferson Club. Roles listed include Executive and Ceo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Brandy Burney

Claxton High School - Claxton, GA, GA
2001

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Brandy Burney has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Brandy N Burney

Age 35 Female
·
681 Flint River Rd, Jonesboro, GA 30238 (Clayton County)
33.5180, -84.3690
· (678) 379-0364
TZ: Eastern
Edu: High School
Multi-Family
MP

Brandy Burney

Female
·
921 19th Pl, Vero Beach, FL 32960 (Indian River County)
27.6370, -80.3922
TZ: Eastern
Single Family
MP

Brandy L Burney

Age 34 Female
·
123 Marion St, Clarksville, TN 37040 (Montgomery County)
36.5331, -87.3619
TZ: Central
Multi-Family
MP

Brandy M Burney

Age 39 Female
·
1574 Volley Campbell Rd, Terry, MS 39170 (Hinds County)
32.0790, -90.3226
· (601) 878-9011
Marital: Married TZ: Central
Homeowner Single Family Built 2007 Purchased 1991
MP

Brandy Burney

Female
·
249 26th Ave SW, Vero Beach, FL 32962 (Indian River County)
27.5994, -80.4131
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Brandy Burney. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Brandy Burney. These loans were issued to businesses, not individuals.

Mykah Ryan

Sole Proprietorship

$19,790 Paid in Full
Address:
681 Flint River Rd Apt 34E
Jonesboro, GA30238-3477
Approved

Apr 22, 2021

Forgiven

$19,913

Jobs Reported

1

Loan #

8592098800

Loan Size

Small

Mikkiella Ford

Self-Employed Individuals

$20,833 Paid in Full
Address:
681 Flint River Rd # 44ENULL 681 Flint River Road 44enull
Jonesboro, GA30238-3455
Approved

Apr 30, 2021

Forgiven

$21,040

Jobs Reported

1

Loan #

5496838902

Loan Size

Small

Mayumi Lozada

Self-Employed Individuals

$4,821 Paid in Full
Address:
8343 Hogan Rd
Jacksonville, FL32216-3152
Approved

Mar 31, 2021

Forgiven

$4,839

Jobs Reported

1

Loan #

4065058701

Loan Size

Small

Reonne Montgomery

Sole Proprietorship

$16,665 Paid in Full
Address:
681 Flint River Rd Apt 45D
Jonesboro, GA30238-3403
Approved

Apr 20, 2021

Forgiven

$16,776

Jobs Reported

1

Loan #

6569138802

Loan Size

Small

T And J Communications LLC

Limited Liability Company(LLC

$2,357 Paid in Full
Address:
681 Flint River Rd Apt 36B
Jonesboro, GA30238-3477
Approved

May 26, 2021

Forgiven

$2,368

Jobs Reported

1

Loan #

7752989003

Loan Size

Small

Calvin Barlow

Limited Liability Company(LLC

$20,429 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 22, 2021

Forgiven

$20,479

Jobs Reported

1

Loan #

6074649001

Loan Size

Small

Emmanuel Udoh

Self-Employed Individuals

$20,000 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 20, 2021

Forgiven

$20,066

Jobs Reported

1

Loan #

4462889006

Loan Size

Small

Maria Gonzalez Aguilar

Sole Proprietorship

$20,415 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Mar 27, 2021

Forgiven

$20,534

Jobs Reported

1

Loan #

1725398701

Loan Size

Small

Sintresheia Westmoreland

Independent Contractors

$3,333 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3403
Approved

May 23, 2021

Forgiven

$3,357

Jobs Reported

1

Loan #

6761909009

Loan Size

Small

Joshua Brooks

Self-Employed Individuals

$18,394 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 26, 2021

Forgiven

$18,468

Jobs Reported

1

Loan #

2471438900

Loan Size

Small

Emon Bell

Sole Proprietorship

$20,832 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 4, 2021

Forgiven

$20,892

Jobs Reported

1

Loan #

6761238710

Loan Size

Small

Joshua Miller

Sole Proprietorship

$20,833 Paid in Full
Address:
681 Flint River Rd Apt 21B
Jonesboro, GA30238-3475
Approved

May 7, 2021

Forgiven

$20,932

Jobs Reported

1

Loan #

7306418904

Loan Size

Small

Darameka Kent

Self-Employed Individuals

$20,000 Exemption 4
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 30, 2021

Jobs Reported

1

Loan #

5517038909

Loan Size

Small

Victoria Comrie

Sole Proprietorship

$10,000 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Mar 23, 2021

Forgiven

$10,084

Jobs Reported

1

Loan #

6929258601

Loan Size

Small

Alexis Glass

Sole Proprietorship

$20,832 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3403
Approved

Apr 8, 2021

Jobs Reported

1

Loan #

9056358709

Loan Size

Small

Byron Head

Sole Proprietorship

$16,665 Paid in Full
Address:
681 Flint River Rd # APR47E
Jonesboro, GA30238-3455
Approved

Apr 3, 2021

Forgiven

$16,752

Jobs Reported

1

Loan #

6007048710

Loan Size

Small

Travis Rowe

Self-Employed Individuals

$19,222 Paid in Full
Address:
681 Flint River Rd Apt 44B
Jonesboro, GA30238-3403
Approved

Apr 23, 2021

Forgiven

$19,354

Jobs Reported

1

Loan #

8952568804

Loan Size

Small

Keneishia Jeffries

Self-Employed Individuals

$3,160 Paid in Full
Address:
681 Flint River Rd 2/B
Jonesboro, GA30238
Approved

Apr 28, 2021

Forgiven

$3,173

Jobs Reported

1

Loan #

3943528907

Loan Size

Small

Allana Willis

Sole Proprietorship

$14,069 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 12, 2021

Forgiven

$14,115

Jobs Reported

1

Loan #

2537438806

Loan Size

Small

Brittney Saunders

Self-Employed Individuals

$20,071 Paid in Full
Address:
681 Flint River Rd Apt 52D
Jonesboro, GA30238-3480
Approved

Apr 18, 2021

Forgiven

$20,161

Jobs Reported

1

Loan #

5854478804

Loan Size

Small

Jahkema Wimberly

Sole Proprietorship

$12,290 Paid in Full
Address:
681 Flint River Rd Apt 11D
Jonesboro, GA30238-3416
Approved

Apr 22, 2021

Forgiven

$12,352

Jobs Reported

1

Loan #

8101308809

Loan Size

Small

Vanetta Walker

Independent Contractors

$2,791 Paid in Full
Address:
681 Flint River Rd Apt 7E
Jonesboro, GA30238-3456
Approved

May 21, 2021

Forgiven

$2,807

Jobs Reported

1

Loan #

5136499006

Loan Size

Small

Charmese Roundtree

Sole Proprietorship

$19,255 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 29, 2021

Forgiven

$19,409

Jobs Reported

1

Loan #

5028558900

Loan Size

Small

Toby Clanton

Sole Proprietorship

$20,625 Paid in Full
Address:
681 Flint River Rd Apt 11D
Jonesboro, GA30238-3416
Approved

Mar 28, 2021

Forgiven

$20,758

Jobs Reported

1

Loan #

2247388708

Loan Size

Small

Taheerah Crumbley

Sole Proprietorship

$10,415 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3403
Approved

Apr 8, 2021

Forgiven

$10,455

Jobs Reported

1

Loan #

9224428706

Loan Size

Small

Allana Willis

Sole Proprietorship

$14,069 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 11, 2021

Forgiven

$14,107

Jobs Reported

1

Loan #

8112358906

Loan Size

Small

Willie Willie

Self-Employed Individuals

$20,000 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 27, 2021

Forgiven

$20,055

Jobs Reported

1

Loan #

2639348902

Loan Size

Small

Princess Alexander

Independent Contractors

$5,207 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 12, 2021

Forgiven

$5,231

Jobs Reported

1

Loan #

9553038904

Loan Size

Small

Kentayveon Martin

Sole Proprietorship

$16,666 Paid in Full
Address:
681 Flint River Rd Apt 55D
Jonesboro, GA30238-3461
Approved

Apr 10, 2021

Forgiven

$16,716

Jobs Reported

1

Loan #

1643238804

Loan Size

Small

Takeima Mendez

Sole Proprietorship

$19,765 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 16, 2021

Forgiven

$19,825

Jobs Reported

1

Loan #

4743328808

Loan Size

Small

Quishawne Buggs

Sole Proprietorship

$20,832 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Mar 1, 2021

Forgiven

$21,007

Jobs Reported

1

Loan #

5545078504

Loan Size

Small

Keanna Brown

Sole Proprietorship

$20,832 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 7, 2021

Forgiven

$21,013

Jobs Reported

1

Loan #

8284578702

Loan Size

Small

Demontavious Snider

Sole Proprietorship

$17,468 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3403
Approved

Feb 12, 2021

Forgiven

$17,718

Jobs Reported

1

Loan #

7811198410

Loan Size

Small

Candiance White

Sole Proprietorship

$20,832 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 12, 2021

Forgiven

$20,918

Jobs Reported

1

Loan #

9411968906

Loan Size

Small

Isella Aguilar

Sole Proprietorship

$20,490 Paid in Full
Address:
681 Flint River Rd Apt 42A
Jonesboro, GA30238-3478
Approved

Mar 27, 2021

Forgiven

$20,616

Jobs Reported

1

Loan #

1442688705

Loan Size

Small

Jasmine Shumate

Independent Contractors

$20,020 Exemption 4
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

May 27, 2021

Forgiven

$20,284

Jobs Reported

1

Loan #

8109849002

Loan Size

Small

Amanda Miller

Independent Contractors

$2,854 Exemption 4
Address:
681 Flint River Rd Apt 7A
Jonesboro, GA30238-3689
Approved

Mar 18, 2021

Jobs Reported

1

Loan #

4623568609

Loan Size

Small

Jacqueline Wimberly

Sole Proprietorship

$20,415 Paid in Full
Address:
681 Flint River Rd Apt 11D
Jonesboro, GA30238-3416
Approved

Mar 28, 2021

Forgiven

$20,526

Jobs Reported

1

Loan #

2267528710

Loan Size

Small

Dimeka Jackson

Single Member LLC

$2,621 Paid in Full
Address:
681 Flint River Rd Apt 49D
Jonesboro, GA30238-3479
Approved

Apr 30, 2021

Forgiven

$2,629

Jobs Reported

1

Loan #

5558238906

Loan Size

Small

Kimbria Lay

Self-Employed Individuals

$2,753 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 8, 2021

Forgiven

$2,779

Jobs Reported

1

Loan #

9454298710

Loan Size

Small

Jeremy Vitto

Sole Proprietorship

$20,833 Paid in Full
Address:
681 Flint River Rd Apt 22D
Jonesboro, GA30238-3475
Approved

Apr 19, 2021

Forgiven

$20,926

Jobs Reported

1

Loan #

6253818809

Loan Size

Small

Tyqueria Bunkley

Sole Proprietorship

$20,833 Exemption 4
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Apr 17, 2021

Jobs Reported

1

Loan #

5198378810

Loan Size

Small

Dashaundra Ryan

Independent Contractors

$20,832 Paid in Full
Address:
681 Flint River Rd Apt 34E
Jonesboro, GA30238-3477
Approved

May 12, 2021

Forgiven

$20,905

Jobs Reported

1

Loan #

9021398906

Loan Size

Small

Erica Bush

Sole Proprietorship

$20,833 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Mar 12, 2021

Forgiven

$20,917

Jobs Reported

1

Loan #

9256688501

Loan Size

Small

Erica Bush

Sole Proprietorship

$19,600 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Jan 28, 2021

Forgiven

$1,307

Jobs Reported

1

Loan #

7879958300

Loan Size

Small

Joshua Miller

Sole Proprietorship

$20,833 Paid in Full
Address:
681 Flint River Rd Apt 21B
Jonesboro, GA30238-3475
Approved

Apr 20, 2021

Forgiven

$20,940

Jobs Reported

1

Loan #

6831258810

Loan Size

Small

Sintresheia Westmoreland

Independent Contractors

$3,333 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3403
Approved

Apr 23, 2021

Forgiven

$3,366

Jobs Reported

1

Loan #

9692028803

Loan Size

Small

Dominic Flowers

Self-Employed Individuals

$20,833 Exemption 4
Address:
681 flint river Rd 19 c
Atlanta, GA30328
Approved

May 29, 2021

Jobs Reported

1

Loan #

9060729004

Loan Size

Small

Takeima Mendez

Sole Proprietorship

$19,765 Paid in Full
Address:
681 Flint River Rd
Jonesboro, GA30238-3455
Approved

Mar 24, 2021

Forgiven

$19,836

Jobs Reported

1

Loan #

7839178602

Loan Size

Small

Laketria Nesbitt

Independent Contractors

$2,077 Paid in Full
Address:
681 Flint River Rd Apt 53C
Jonesboro, GA30238-3461
Approved

May 12, 2021

Forgiven

$2,092

Jobs Reported

1

Loan #

8835118908

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Brandy Burney. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Brandy Burney on the map

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Brandy Burney in GA: Background Summary

Location
542 Hastings Way Jonesboro, GA 30238-6496
Other Locations
Rocky Ford, CO ยท Indianapolis, IN ยท Atlanta, GA and 4 more
Profiles Found
11 people with this name
Phone Numbers
(770) 369-4595 and 10 others on file
Email
bnb@prodigy.net and 4 others on file
Possible Relatives
Bea Morgan, Brandy Burney, Brandy Morgan, Cynthia H Burney, Kwame M Morgan and 40 more
Career
Executive, Ceo at Dollar General, Kaboodlenet.com
Vehicles
1 linked โ€” 2007 Honda Odyssey
PPP Loans
$773K for Mykah Ryan, Mikkiella Ford

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Brandy Burney. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Brandy Burney

Search Complexity: High

87 public records across 7states, belonging to approximately 11 different individuals. With 11 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: Colorado (10%), followed by Georgia and Florida. Spans the South and West regions.

CO9recordsGA5recordsFL4recordsNC4recordsMS4recordsTN3records

Record Type Breakdown

Data spans 4 record categories. Largest: PPP Loan Records (62%), which are tied to specific businesses and addresses. Also includes Business & Corporate Filings (18) and Contact & Address Records (12).

50
PPP Loan Records
18
Business & Corporate Filings
12
Contact & Address Records
1
Vehicle Registration Records

Frequently Asked Questions About Brandy Burney

What vehicles are registered to Brandy Burney?
Records show 1 vehicle registration associated with Brandy Burney, including a 2007 Honda Odyssey. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Brandy Burney?
We found 18 business affiliations for Brandy Burney, including dollar general. Other companies include Kaboodlenet.com, Jefferson Club. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Brandy Burney?
Our database contains 87 total records for Brandy Burney spanning 7 states. This includes 11 distinct contact records, 9 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Brandy Burney?
The 87 records displayed for Brandy Burney are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Brandy Burney remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.