Bridget Renfroe from Milan, TN

Age 45
๐Ÿ“ 2043 Algee Ln, Milan, TN 38358
๐Ÿ“ž (731) 686-7003, (254) 542-7304, (731) 686-7003, (731) 686-3375
โœ‰๏ธ bpminc@rcn.com, happynten@yahoo.com

Bridget Renfroe

Age 68 b. 1957-05-13
๐Ÿ“ 6032 Forest Ln, Fort Worth Tx 76112
๐Ÿ“ž (850) 217-5242, (903) 818-9987
โœ‰๏ธ BRENFROE513@HOTMAIL.COM, brenfroe513@hotmail.com

Bridget Michele Renfroe from Panama City, FL

Age 46
๐Ÿ“ 908 Ashwood Cir, Panama City, FL 32405
๐Ÿ“ž (601) 259-9641, (850) 419-7015, (850) 837-2912, (601) 661-8176

Bridget Renfroe from Troy, AL

Age 54 b. May 1971 Pike Co.
๐Ÿ“ 105 Glenwood Ave
๐Ÿ“ž (334) 566-5138, (334) 799-5230

Bridget Renfroe from Troy, AL

Age 43
๐Ÿ“ 5352 County Road 3304, Troy, AL 36079
๐Ÿ“ž (334) 566-5138, (334) 670-0224, (334) 566-5138, (334) 670-0224, (334) 799-5230
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Larry M Renfroe,Christopher Paul Reddick,Eleanor Renfroe

Bridget Renfroe

๐Ÿ“ 908 Ashwood Cir, Panama City Fl
๐Ÿ“ž (850) 419-7015, (850) 419-7015
โœ‰๏ธ FOLEYBRIDGET4@GMAIL.COM

Bridget Renfroe from Crestview, FL

Age 68 b. May 1957 Okaloosa Co.
๐Ÿ“ 6064 Bud Moulton Rd

Bridget Renfroe from Little Rock, AR

Age 57 b. Nov 1968 Pulaski Co.
๐Ÿ“ 2209 S Chester St

Bridget Renfroe from Troy, AL

Age 55 b. 1971 Female
๐Ÿ“ Po Box 896

Bridget Renfroe from Troy, AL

๐Ÿ“ 805 County Road 63

Bridget Renfroe from Copperas Cove, TX

Coryell Co.
๐Ÿ“ 212 Wagontrain Ci

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 12 contact records for Bridget Renfroe across 5 states. The most recent address on file is in Panama City, Florida. Of these records, 7 include phone numbers and 4 include email addresses. Ages range from 43 to 46, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Renfroe Bridget & Charles R

Walton County
· 306 Cocobolo Dr, Walton-Beaches 32459.0
Built: 2013.0
Assessed: $212,772 ยท Sale: $99,800 (2017/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Bridget Renfroe in Walton-Beaches. Values shown are from county assessor records and may differ from current market prices.

Bridget Michele Renfroe

908 Ashwood Cir, Panama City, , 32405

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Bridget Renfroe in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2019 Lexus Rx 350
ยท Registered to: Bridget Renfroe
ยท VIN: 2T2ZZMCA5KC128604
·
821 Fm 406, Denison, TX, 75020

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 1 vehicle registration record is associated with Bridget Renfroe. Registered makes include Lexus. The most recent model year on record is 2019. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Grayson College Foundation

Bridget RenfroeDirector
Denison, TX

Bridget Renfroe

United States

Bridget Renfroe

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Bridget Renfroe. Roles listed include Director. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 3292 N Sh 289, Sherman, TX, 75092
TX
Director: Bridget Renfroe

Court Appointed Special Advocates Of Grayson County, INC.

Addr: 3292 N Sh 289, Sherman, TX, 75092
TX
Director: Bridget Renfroe

Court Appointed Special Advocates Of Grayson County, INC.

ID: 0127207601
Addr: 3292 N Sh 289, Sherman, TX, 75092
TX
Director: Bridget Renfroe

Source: Public Records Bridget Renfroe appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$5 Mar 13, 2021
2022
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$23 Apr 3, 2023
2024 REP
Trump, Donald J.
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$4 Mar 31, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 8, 2019
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$7 Mar 31, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$100 Feb 28, 2023
2024
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Jul 13, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$7 Mar 27, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Aug 8, 2021
2022 REP
Committee To Defeat The President
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$45 Jun 13, 2022
2024
Save America
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$47 Oct 1, 2023
2024
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$5 Nov 22, 2021
2022
Save America
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$10 Jun 15, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$15 Jun 15, 2020
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$6 Jul 13, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 8, 2019
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Pracritioner @ Slidell Memorial Hospital Panama City, FL
$50 Jun 15, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$11 Nov 20, 2020
2020 REP
Valadao, David
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 14, 2019
2020 REP
Republican National Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Oct 23, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 May 31, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Jul 25, 2020
2020 REP
Republican National Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$45 Dec 28, 2019
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$11 Nov 20, 2020
2020 REP
Garcia, Michael
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 8, 2020
2020 REP
The Committee To Defend The President
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$75 Dec 9, 2021
2022
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Jan 31, 2020
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$7 Mar 27, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$15 Jul 13, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$8 Oct 23, 2020
2020 REP
James, John
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Sep 27, 2020
2020 REP
Trump, Donald J
Renfroe, Bridget Retired Carrollton, GA
$100 Feb 28, 2023
2024
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$1 Nov 20, 2022
2024
Save America
Renfroe, Bridget Slidell Memorial Hospital Panama City, FL
$100 Dec 19, 2019
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$35 Mar 31, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Aug 8, 2021
2022 REP
Committee To Defeat The President
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$25 May 31, 2020
2020 REP
Graham, Lindsey O
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$1 Jan 12, 2022
2022 REP
Trump, Donald J.
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$35 Jan 5, 2020
2020 REP
Republican National Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$25 Jun 6, 2020
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Jul 17, 2020
2020
Trump Make America Great Again Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Mar 1, 2021
2022
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$25 May 7, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Oct 23, 2020
2020 REP
Republican National Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$25 Apr 3, 2023
2024
Trump Save America Joint Fundraising Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$23 Apr 3, 2023
2024 REP
Trump, Donald J.
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$25 May 31, 2020
2020 REP
Graham, Lindsey O
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Jun 18, 2020
2020 REP
Republican National Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$5 Jun 15, 2020
2020 REP
McConnell, Mitch
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 8, 2019
2020 REP
Trump, Donald J
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$50 Nov 8, 2019
REP
Trump, Donald J
Contributor Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL
$30 Apr 29, 2022
Unknown Committee
Renfroe, Bridget Neonatal Nurse Practitioner @ Slidell Memorial Hospital
$50 20230928
Paxton Jr., W. Kenneth (The Honorable)
Contributor Neonatal Nurse Practitioner @ Slidell Memorial Hospital Panama City, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 53 political contribution records found for Bridget Renfroe. Total disclosed contributions amount to $1,899. Recipients include Trump, Donald J, Paxton Jr., W. Kenneth (The Honorable). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Bridget Renfroe

Female
·
1046 Dell St, Milan, TN 38358 (Gibson County)
35.9350, -88.7619
Marital: Married TZ: Central
Single Family Built 1955
MP

Bridget R Renfroe

Female
·
PO Box 308, Crandall, TX 75114 (Kaufman County)
32.6171, -96.4423
TZ: Central
Homeowner Single Family Purchased 2006
MP

Bridget N Renfroe

Age 48 Female
·
2043 Algee Ln, Milan, TN 38358 (Gibson County)
35.9335, -88.7569
· (731) 267-0736
Marital: Married TZ: Central
Homeowner Single Family Built 1979 Purchased 2003

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 3 demographic profiles associated with Bridget Renfroe. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Bridget Renfroe. These loans were issued to businesses, not individuals.

Kevin Renfroe

Sole Proprietorship

$20,833 Paid in Full
Address:
2043 Algee Ln
Milan, TN38358-6542
Approved

Mar 28, 2021

Forgiven

$20,888

Jobs Reported

1

Loan #

2382398703

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Bridget Renfroe. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Bridget Renfroe

Scratch Tickets
$1,000
Prize Won
·Denison, TX (Grayson County)
Claimed: 2020-09-28T00:00:00.000

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Bridget Renfroe on the map

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Bridget Renfroe in Milan, TN: Background Summary

Location
2043 Algee Ln,Milan, TN 38358, Milan, TN
Other Locations
Panama City, FL ยท Troy, AL ยท Crestview, FL and 2 more
Profiles Found
12 people with this name
Phone Numbers
(731) 414-1770 and 10 others on file
Email
bridgetrenfroe@twcny.rr.com and 5 others on file
Possible Relatives
Kevin L Renfroe, Bridget Renfroe, Christina S Meyers, Holli Renfroe, Hope E Renfroe and 50 more
Career
Director
Properties
1property owned
Vehicles
1 linked โ€” 2019 Lexus Rx 350
Contributions
$1,898.72 total โ€” Trump, Donald J, Paxton Jr., W. Kenneth (The Honorable)
PPP Loans
$20,833.33 for Kevin Renfroe

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Bridget Renfroe. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Bridget Renfroe

Search Complexity: High

85 public records across 5states, belonging to approximately 12 different individuals. With 12 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Texas (11%), followed by Tennessee and Alabama. Concentrated in the South.

TX9recordsTN6recordsAL5recordsFL4recordsAR1record

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (65%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (16) and Business & Corporate Filings (5).

53
Political Contribution Records
16
Contact & Address Records
5
Business & Corporate Filings
3
Corporate Records
1
Property Ownership Records
1
Voter Registration Records

Age Distribution

Age range: approximately 26 years, suggesting multiple generations. Largest group: Senior (65+) (17%).

Senior (65+)1personMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Bridget Renfroe

Is Bridget Renfroe a registered voter?
Yes, voter registration records show Bridget Renfroe is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Bridget Renfroe own property?
County assessor records show 1 property associated with Bridget Renfroe . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Bridget Renfroe?
Records show 1 vehicle registration associated with Bridget Renfroe, including a 2019 Lexus Rx 350. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Bridget Renfroe?
We found 5 business affiliations for Bridget Renfroe (Director). Business records are compiled from state registries, SEC filings, and professional databases.
Has Bridget Renfroe made political donations?
FEC disclosure records show 53 reported political contributions from Bridget Renfroe, totaling $1,899. Recipients include Trump, Donald J and Paxton Jr., W. Kenneth (The Honorable). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Bridget Renfroe?
Our database contains 85 total records for Bridget Renfroe spanning 5 states. This includes 12 distinct contact records, 7 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Bridget Renfroe?
The 85 records displayed for Bridget Renfroe are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Bridget Renfroe remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.