OpenDataUSA

Quick Navigation

Carey Patterson from Hazel Green, AL

Age 62 b. Mar 1964 Male
📍 251 Monroe Nunley Rd
📞 (256) 585-5432 (Cell), (256) 828-4054, (256) 828-2983, (256) 797-5039
✉️ carey.patterson@yahoo.com

Carey Patterson from Milwaukee, WI

📍 4474 N 21st St, #milwaukee, WI 53209-6340
✉️ cap@aol.net
👨‍👩‍👧 Relatives: Alma B Patterson,Carey Patterson Sr,Carey L Patterson Jr,Carol G Tolbert,Danielle Patterson,Debra J Patterson,Isaac Deandre Patterson,Isaac Patterson,Nmi Patterson Carey Sr,Rosie T Taylor,Shauntise A Patterson,Shoranda Patterson,Takievia D Patterson,Tenesha S Patterson,Terry Laverne Taylor Jr,Alma T Tolbert,Bradley S Taylor,Calvin A Taylor Jr,Calvin A Taylor,Carmen Michelle Durrah,Chiqueta Lasha Patterson,Claudia D Taylor,Clifford D Taylor,Dolores Taylor,Ernest L Taylor Sr,Francelle Roberson,Jeffrey Alan Schmidt,John E Taylor,John E Taylor,John Ventors,Kathy M Wright,Kenneth Andre Bennett Jr,Kenneth A Bennett Sr,Latara V Wright,Lymon L Taylor,Margarite Denise Taylor,Marquan J Taylor,Nicole Taylor,Rose L Taylor,Sharon D Bennett,Sharon D Bennett,Shauna M Bennett Prather,Shoranda Patterson,Stacy D Bennett,Tamara Patrice Allen,Taylor Lymon,Taylor Lymon Jr,Terrance O Wright,Tommic A Tolbert,Tommie L Tolbert Jr

Carey Patterson from Milwaukee, WI

Age 85
📍 4474 21st St, Milwaukee, WI 53209
📞 (414) 447-6647, (414) 447-6647
👨‍👩‍👧 Relatives: Shauntise A Patterson,Debra J Richardson,Carey L Patterson,Carol C Patterson,Terry L Patterson,Alma E Patterson,Shauntise Patterson,Isaac A Patterson,Issac D Patterson

Carey Patterson from Hazel Green, AL

Age 71
📍 245 Monroe Nunley Rd, Hazel Green, AL 35750
📞 (256) 829-0991, (256) 828-3971, (256) 828-0992, (256) 828-2983, (256) 828-9928, (256) 829-0991, (205) 828-5836
👨‍👩‍👧 Relatives: Doris F Patterson,Faye Patterson,Xaye Patterson,Dickey Patterson,Leigh Ann Patterson,Kimberly D Thomason,Jacqueline T Patterson,Orris J Patterson,Mike Patterson

Carey Patterson from Hazel Green, AL

Age 83 b. Nov 1942
📍 245 Monroe Nunley Rd
📞 (256) 828-4054
👤 aka C D Patterson, Dickey Carey Patterson, Dickey Patterson

Carey Patterson from Milwaukee, WI

Age 96 b. Jun 1929 Milwaukee Co.
📍 4474 N 21st St
📞 (414) 447-6647

Carey Patterson from Albuquerque, NM

Age 54 b. 1972 U
📍 3116 Britt St Ne
📞 (575) 760-4263

Carey Patterson from Albuquerque, NM

Age 54 b. Mar 1972 Bernalillo Co.
📍 3214 Morningside Dr

Carey Patterson from Newport News, VA

Age 66 b. Nov 1959 Newport News City Co.
📍 21 Lighthouse Way

Carey Patterson from Bethlehem, PA

Age 93 b. Sep 1932
📍 2311 Kirkland Village Cir
👤 aka Carey B Patterson

Carey Patterson from Milwaukee, WI

Age 70 b. Jun 1955 Milwaukee Co.
📍 1641 N Van Buren St

Carey Patterson from Cleveland, TN

Age 76 b. Sep 1949 Bradley Co.
📍 3300 Somerset Dr

Carey Patterson from Laurel, FL

Age 72 b. Aug 1953
📍 554 Po Box
👤 aka Carey Junior Patterson, Cary Junior Patterson, Cary Patterson

Carey Patterson from Savannah, GA

Age 37 b. Mar 1989
📍 18 Vista Point Dr
👤 aka Carey Patterson Jones, Carey C Patterson, Carey C Jones

Carey Patterson from Citra, FL

Marion Co.
📍 2525 Nw 148th St
📞 (404) 763-4430

Carey Patterson from Milwaukee, WI

Milwaukee Co.
📍 2212 N 52nd St 2
📞 (803) 764-3206

Carey Patterson from Bethlehem, PA

Northampton Co.
📍 1865 W Union Bl

Carey Patterson from Wichita Falls, TX

Wichita Co.
📍 3204 Carol Ann St

Carey Patterson from Ardmore, AL

📍 29785 Elkwood Section Rd

Carey Patterson from Portsmouth, VA

Portsmouth City Co.
📍 4316 Deep Crk Bl

Carey Patterson from Bethlehem, PA

📍 2306 Kirkland Village Cir
👤 aka Carey Patterson

Carey Patterson from Altoona, PA

📍 1648 Saint Francis Ln

Carey Patterson from Ogden, UT

Weber Co.
📍 4971 Quail Ln

Carey Patterson from Salem, OR

Marion Co.
📍 1843 Capitol St

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for Carey Patterson across 11 states. The most recent address on file is in Hazel Green, Alabama. Of these records, 8 include phone numbers and 2 include email addresses. Ages range from 71 to 85, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Patterson Carey

Sarasota County
PIN: 0383120019
· 707 Wallace St, Nokomis 34275
Value: $40,100

Patterson Carey

Sarasota County
PIN: 383120019
· 707 Wallace St, Nokomis
Built: 1946.0
Assessed: $66,900

Patterson, Carey

Vermilion County
PIN: 22-03-251-002
Lot: 316,268sqft

Patterson Carey A & Rudene

Lee County
· 1332 Lee Rd 0052, Auburn-Opelika

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 4 property records linked to Carey Patterson in Auburn-Opelika. Values shown are from county assessor records and may differ from current market prices.

Carey D Patterson

Democrat Reg: 03/25/1961
2311 Kirkland Village Cir, Bethlehem, PA, 18017
DOB: 09/27/1932 Gender: Female

Carey Ralpheal Patterson

14030 SW 48th Avenue Rd, Ocala, , 34473

Carey D Patterson

2311 Kirkland Village Cir
DOB: 09/27/1932 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Carey Patterson in Pennsylvania, . Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Ford F350
· Registered to: Carey Patterson
· VIN: 1FTWF3B57AEA91324
·
72497 640 Ave, Auburn, NE, 68305
·
(402) 274-4110
2012 FORD F-250 SUPER DUTY
· Registered to: Carey Patterson
· VIN: 1FT7W2BT6CED07941
·
72497 640 Ave, Auburn, NE, 68305-8255
2007 CHEVROLET Silverado 1500
· Registered to: Carey Patterson
· VIN: 2GCEK13Z871160206
·
3116 Britt St Ne, Albuquerque, NM, 87111-4955
·
(505) 298-0782
2006 BMW 3 SERIES 4DR SEDAN
· Registered to: Carey Patterson
· VIN: WBAVB33536KR75563
·
3101 Summerhouse Dr, Suffolk, VA, 23435
2012 BMW 5 SERIES
· Registered to: Carey Patterson
· VIN: WBAXG5C57CDX04527
·
3101 Summerhouse Dr, Suffolk, VA, 23435-0019
·
(757) 686-1760

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Carey Patterson. Registered makes include Ford, Chevrolet, Bmw. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bio-Reference Laboratories Inc

Carey Patterson
carey.patterson@gmail.com
1805 W Union Blvd, Bethlehem, pa18018

Carey Patterson

Manager Building And Property Services
cpatterson@mvcc.vic.gov.au
Melbourne,
LinkedIn

C PS Laundromat

Owner
(414) 288-7160
Milwaukee, WI
Personal Services (Services)

East Bay Car Detailing

Owner
(414) 273-2891
Milwaukee, WI
Automotive Services, Parking and Repair (Automotive)

Racine Society For Christian Instruction

Carey PattersonDirector
Racine, WI

Carey Patterson

Passerger Service Agent
Air Wisconsin Airlines
Milwaukee, Wisconsin, United States Airlines/Aviation
carey.patterson@airwis.com
LinkedIn

Carey Patterson

Passerger Service Agent
Air Wisconsin Airlines
Wisconsin
carey.patterson@airwis.com
LinkedIn

Bio-Reference Laboratories Inc

Carey Patterson
carey.patterson@gmail.com
1805 W Union Blvd, Bethlehem, pa18018
bioreferencelaboratories.com

Carey Patterson

Indianapolis, Indiana Area

Carey Patterson

Bethlehem, PA18018-0

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 20 business affiliations were found for Carey Patterson. Companies include Bio-Reference Laboratories Inc, C PS Laundromat, East Bay Car Detailing and 1 more. Roles listed include Manager Building And Property Services and Manager Building Property Services. Records are compiled from state business registries, SEC filings, and professional networking databases.

carey patterson

E
Addr: Portsmouth, VA

Source: State Professional Licensing Boards · Dept. of Professional Regulation Carey Patterson holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Carey Patterson

Bloomsburg Area High School - Bloomsburg, PA, PA
1995

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Carey Patterson has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$2,000
2010 D
Daniels, Charlie
Contributor Nix Patterson & Roach L L P Dangerfield, TX
$75,000 20120716
Community & Military Affairs Coalition
Contributor Attorney @ Nix Patterson Roach Law Firm Texarkana, TX
$75,000 Jul 16, 2012
2012
Community & Military Affairs Coalition
Patterson, Carey Attorney @ Nix Patterson Roach Law Firm Texarkana, TX
$500 Jul 16, 2010
2010 REP
McPherson, Morgan J
Patterson, Carey Attorney Texarkana, TX
$200 Jan 2, 1998
1998 DEM
McElroy, Janice Helen
Patterson, Carey D Cedar Crest College Bethlehem, PA
-$2,500 Sep 10, 2004
2004 DEM
Nevada State Democratic Party
Patterson, Carey Attorney @ Self Employed Texarkana, TX
$20 Mar 14, 2003
2004 REP
Laughlin, Paul
Patterson, Carey D Bethlehem, PA
$2,000 Dec 28, 2009
2010 DEM
Daniels, Charlie
Patterson, Carey Attorney @ Nix Patterson & Roach L L P Dangerfield, TX
$167 Jan 4, 2007
2008 DEM
Arkansas Democratic Party
Patterson, Carey
$2,500 May 23, 2014
2018 DEM
Democratic Party Of Arkansas
Patterson, Carey P Attorney @ Self Texarkana, TX
$167 Jan 4, 2007
DEM
Arkansas Democratic Party
Contributor
$2,500 May 23, 2014
Unknown Committee
Patterson, Carey P. Attorney @ Self Texarkana, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 12 political contribution records found for Carey Patterson. Total disclosed contributions amount to $160,054. Recipients include Daniels, Charlie, Community & Military Affairs Coalition, Arkansas Democratic Party. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Carey Y Patterson

Age 89
·
211 County Road 969, Delano, TN 37325 (Polk County)
35.2746, -84.6030
Marital: Single TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Carey Patterson

Age 64 Male
·
PO Box 554, Laurel, FL 34272 (Sarasota County)
27.1383, -82.4548
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Carey L Patterson

Age 40 Female
·
1412 Ostergaard Ave, Racine, WI 53406 (Racine County)
42.7143, -87.8418
· (262) 635-8878
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family Built 1958
MP

Carey Patterson

Age 45
·
5800 Eubank Blvd NE, Albuquerque, NM 87111 (Bernalillo County)
35.1431, -106.5310
Marital: Married TZ: Mountain
Edu: High School
Multi-Family
MP

Carey D Patterson

Age 84 Female
·
2311 Kirkland Village Cir, Bethlehem, PA 18017 (Northampton County)
40.6443, -75.3703
· (610) 691-4806
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family
MP

Carey Patterson

·
17263 Puntledge Dr, Noblesville, IN 46062 (Hamilton County)
40.0387, -86.0967
TZ: Eastern
Single Family
MP

Carey Patterson

Age 59
·
72497 640 Ave, Auburn, NE 68305 (Nemaha County)
40.3275, -95.8225
· (402) 274-4110
TZ: Central
Homeowner Single Family Built 1998 Purchased 2014
MP

Carey Patterson

Age 23
·
14030 SW 48th Avenue Rd, Ocala, FL 34473 (Marion County)
29.0174, -82.2013
Marital: Single TZ: Eastern
Single Family
MP

Carey Patterson

Age 27
·
2120 McCormick Rd, W Lafayette, IN 47906 (Tippecanoe County)
40.4476, -86.9454
Marital: Inferred Single TZ: Eastern
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Carey Patterson. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Carey Patterson. These loans were issued to businesses, not individuals.

Carla Patterson

Self-Employed Individuals

$20,833 Paid in Full
Address:
72497 640 Ave
Auburn, NE68305-8255
Approved

Jan 28, 2021

Forgiven

$20,912

Jobs Reported

1

Loan #

7645738301

Loan Size

Small

Devonte Williams

Sole Proprietorship

$19,677 Exemption 4
Address:
4474 N 21st St
Milwaukee, WI53209-6340
Approved

May 29, 2021

Jobs Reported

1

Loan #

9149899005

Loan Size

Small

Carla D Patterson

Self-Employed Individuals

$20,833 Paid in Full
Address:
72497 640 Ave
Auburn, NE68305-8255
Approved

Apr 13, 2020

Forgiven

$20,988

Jobs Reported

1

Loan #

4418427106

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Carey Patterson. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Carey Patterson on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
7
4
1
2
3
4
1
1
12
2
4
1
3
10

Found 55 results across 14 states

Fewer
More

Carey Patterson in Hazel Green, AL: Background Summary

Location
251 Monroe Nunley Rd, Hazel Green, AL 35750
Other Locations
Hazel Green, AL · Milwaukee, WI · Albuquerque, NM and 12 more
Profiles Found
25 people with this name
Phone Numbers
(256) 828-4054 and 8 others on file
Email
carey.patterson@yahoo.com and 1 other on file
Possible Relatives
Alma B Patterson, Carey Patterson SR, Carey L Patterson JR, Carol G Tolbert, Danielle Patterson and 59 more
Career
Null, Manager Building And Property Services at Bio-Reference Laboratories Inc, C PS Laundromat
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
5 linked — 2010 Ford F350, 2012 Ford F-250 Super Duty and 3 more
Contributions
$160.1K total — Community & Military Affairs Coalition, Daniels, Charlie
PPP Loans
$61,343.65 for Carla Patterson, Devonte Williams

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Carey Patterson. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Carey Patterson

Search Complexity: High

88 public records across 14states, belonging to approximately 25 different individuals. With 25 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Pennsylvania (14%), followed by Wisconsin and Alabama. Spans the South and Midwest regions.

PA12recordsWI10recordsAL7recordsTX4recordsNM4recordsFL4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (38%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (20) and Political Contribution Records (12).

30
Contact & Address Records
20
Business & Corporate Filings
12
Political Contribution Records
5
Vehicle Registration Records
4
Property Ownership Records
3
Voter Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (73%).

Senior (65+)8peopleMiddle-Age (40-64)2peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Carey Patterson

Is Carey Patterson a registered voter?
Yes, voter registration records show Carey Patterson is registered in Pennsylvania with D affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Carey Patterson own property?
County assessor records show 4 properties associated with Carey Patterson . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Carey Patterson?
Records show 5 vehicle registrations associated with Carey Patterson, including a 2010 Ford F350. Registered makes include Ford, Chevrolet, Bmw. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Carey Patterson?
We found 20 business affiliations for Carey Patterson, including Bio-Reference Laboratories Inc. Other companies include C PS Laundromat, East Bay Car Detailing. Business records are compiled from state registries, SEC filings, and professional databases.
Has Carey Patterson made political donations?
FEC disclosure records show 12 reported political contributions from Carey Patterson, totaling $160,054. Recipients include Daniels, Charlie and Community & Military Affairs Coalition and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Carey Patterson?
Our database contains 88 total records for Carey Patterson spanning 14 states. This includes 25 distinct contact records, 8 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Carey Patterson?
The 88 records displayed for Carey Patterson are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Carey Patterson remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.