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Charles Carollo from Marksville, LA

Age 48
📍 3685 Highway 452, Marksville, LA 71351
📞 (318) 253-4546, (318) 253-9330, (504) 277-2211, (504) 400-7687
✉️ tcarollo@mediaone.net
👨‍👩‍👧 Relatives: Daniel Carollo,Janis Roy Carollo,Carmen Mosteiro Carollo,Scott M Carollo,Anthony Joseph Carollo,Anthony Joseph Carollo,Danielle Schenck Carollo,Kimberley Anna Carollo,Ann E Carollo
🏪 Carollo & Sons Contractors, Inc, Aj

Charles Carollo

Age 61 b. 1964-12-03
📍 61687 Highway 1091, Pearl River La
📞 (504) 495-4697, (985) 867-4004
✉️ CAROLLOC1964@YAHOO.COM, carolloc1964@yahoo.com

Charles Carollo from Greenwood, MS

Age 62
📍 1367 Virden Ave, Greenwood, MS 38930
📞 (662) 455-1776, (662) 455-1776
✉️ cewhite@att.net, cewhite@netdoor.com
👨‍👩‍👧 Relatives: Claudia Wooten Carollo,Claudia W White

Charles Carollo from Winona, MS

Age 47
📍 107 Hampton St, Winona, MS 38967
📞 (662) 283-4825, (662) 283-4825, (662) 222-2242
✉️ ccarollo@network-one.com
👨‍👩‍👧 Relatives: Sonya Fayebyars Carollo,Donald R Bethley,Churck Carollo

Charles Carollo from Leland, MS

Age 84
📍 145 Rr 1 #145, Leland, MS 38756
📞 (601) 982-1843, (662) 338-5111, (601) 634-6162, (601) 981-4209, (601) 982-1843, (662) 338-5111
👨‍👩‍👧 Relatives: Charles F Carolls,Thomas Noal Herrod,Harrison Lonzola Joy,Amy L Carollo,Frances C Carollo,Herrod Carollo
🏪 Robert D Ward, Inc

Charles Carollo from Picayune, MS

Age 49
📍 23110 Felix Rd, Picayune, MS 39466
📞 (601) 749-4677, (504) 277-6346, (504) 277-8850
👨‍👩‍👧 Relatives: Stephanie M Carollo,Benny A Carollo,Charles D Carollo

Charles Carollo from Lynbrook, NY

Age 51
📍 43 Arthur Ave, Lynbrook, NY 11563
📞 (516) 868-1438, (516) 887-4355, (516) 825-1517, (631) 586-3978
👨‍👩‍👧 Relatives: Luis A Soto,Nancy Soto,Gonzalez Luis Soto,Nancy C Carol,John J Carrollo,Miguelina Carollo,Marie Carrollo,John Carollo,Louis Soto

Charles Carollo from Pocono Lake, PA

Age 76 b. Nov 1949 Monroe Co.
📍 Po Box 830
📞 (570) 646-0645, (860) 480-1589

Charles Carollo from Brooklyn, NY

Age 71
📍 1023 72nd St #2, Brooklyn, NY 11228
👨‍👩‍👧 Relatives: Rosemarie M Carollo,Rosemarie Marie Carollo,Franchesca Carollo,Giuseppe C Carollo,Carol A Carollo,John Carollo,Maria Carollo

Charles Carollo from Slidell, LA

Age 105
📍 808 Kostmayer Ave, Slidell, LA 70458
📞 (985) 643-0991, (985) 643-0991
👨‍👩‍👧 Relatives: Yvonne R Carollo
🏪 Royalcrest Corp

Charles Carollo from Lynbrook, NY

Age 63 b. Oct 1962 Nassau Co.
📍 12 Roxy Place Pl
📞 (708) 922-0488

Charles Carollo from Mascotte, FL

Age 56 b. Jul 1969 Lake Co.
📍 653 Orange St
📞 (612) 734-4877
👤 aka Charles L Carolloiii, Charles S Carollo

Charles Carollo from Pocono Lake, PA

Age 64
📍 830 Po Box, Pocono Lake, PA 18347
📞 (570) 646-0645, (718) 646-0645
👨‍👩‍👧 Relatives: Jack W Carollo,Laura A Carollo

Charles Carollo from Leland, MS

0
📍 617 3rd St, Leland, MS 38756
📞 (662) 686-7607
👨‍👩‍👧 Relatives: Grace Miller Carollo,Grace M Ncarollo

Charles Carollo

📍 305 Wall St, Elmira Ny
📞 (607) 398-8992, (585) 802-2776
✉️ CHUGGGIE@YAHOO.COM

Charles Carollo from Philadelphia, PA

Age 49 b. May 1976 Philadelphia Co.
📍 620 Alburger Ave
📞 (215) 677-2371

Charles Carollo from Winona, MS

Age 59 b. Feb 1967 Montgomery Co.
📍 107 Hampton St
📞 (662) 222-2242

Charles Carollo from Slidell, LA

Age 117 b. Nov 1908 Saint Tammany Co.
📍 808 Kostmayer Ave
📞 (504) 643-0991

Charles Carollo from Manalapan, NJ

Age 58 b. Mar 1967
📍 76 Symmes Rd
📞 (918) 322-3827

Charles Carollo from Brooklyn, NY

Age 84
📍 8603 17th Ave, Brooklyn, NY 11214
📞 (718) 232-9232

Charles Carollo from Chalmette, LA

Male
📍 3711 Golden Dr
📞 (504) 400-7687 (AT&T MOBILITY)

Charles Carollo from Leland, MS

Age 96 b. Sep 1929 Washington Co.
📍 903 Highway 82 E Lot 12

Charles Carollo from Chalmette, LA

Age 61 b. Dec 1964 Saint Bernard Co.
📍 3808 Veronica Dr

Charles Carollo from Chalmette, LA

Age 59 b. Apr 1966 Saint Bernard Co.
📍 2107 Montesquieu St

Charles Carollo from Brooklyn, NY

Age 76 b. Nov 1949 Kings Co.
📍 1854 W 12 Th St

Charles Carollo from Winona, MS

Age 59 b. Feb 1967 Montgomery Co.
📍 119 Knox St

Charles Carollo from Sherman, CT

Age 82 b. May 1943
📍 4 Edmonds Rd

Charles Carollo from Dover Plains, NY

Age 56 b. Jul 1969 Dutchess Co.
📍 27 Maple Ln A
👤 aka Charles L Carolloiii, Charles S Carollo

Charles Carollo from Brooklyn, NY

Age 66 b. Feb 1960 Kings Co.
📍 1131 65th St
👤 aka Giuseppe C Carollo

Charles Carollo from Blauvelt, NY

Age 82 b. Jun 1943 Rockland Co.
📍 17 Valenza Ln

Charles Carollo from Delran, NJ

Age 55 b. Sep 1970 Burlington Co.
📍 316 Tenby Chase Dr

Charles Carollo from Brooklyn, NY

Kings Co.
📍 2144 73rd St Fl 2
📞 (718) 234-2307

Charles Carollo from Brooklyn, NY

Kings Co.
📍 7515 3 Rd Ave
📞 (541) 826-1794

Charles Carollo from Babylon, NY

Suffolk Co.
📍 105 Vesper Ct

Charles Carollo from Slidell, LA

Saint Tammany Co.
📍 203 Venus Rd

Charles Carollo from Brooklyn, NY

Kings Co.
📍 2144 73rd St Unit 2

Charles Carollo from Brooklyn, NY

Kings Co.
📍 55 Bay 23rd St 23

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 37 contact records for Charles Carollo across 7 states. The most recent address on file is in Pocono Lake, Pennsylvania. Of these records, 22 include phone numbers and 5 include email addresses. Ages range from 47 to 105, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Carollo Charles J

Montgomery County

Carollo, Charles & Deanna

Residential Monmouth County
· 76 Symmes Drive, 07726

Carollo, Charles

Doc #2015013000074001
· 41 Oakdale Sreet, Staten Island Ny 10308
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 3 property records linked to Charles Carollo in 4, Staten Island. Values shown are from county assessor records and may differ from current market prices.

Charles Carollo

Unaffiliated
76 Symmes Dr, Manalapan, 07726
DOB: 3/3/1967
County: Monmouth

Charles Thomas Carollo

Republican Reg: 08/08/2004
991 Arrowhead Dr, Pocono Lake, PA, 18347
DOB: 11/21/1949 Gender: Male

Charles S Carollo

39132 County Rd 54, Zephyrhills, , 33542

Charles Carollo

Reg: 03647838
43 Arthur Ave, 6, 11563
DOB: 19621004 Gender: Male

Charles Thomas Carollo

991 Arrowhead Dr
DOB: 11/21/1949 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 5 voter registration records were found for Charles Carollo in Pennsylvania, . Records show affiliations with U, R, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 Cadillac STS
· Registered to: Charles Carollo
· VIN: 1G6DW677160148269
·
1000 Louisville St, Starkville, MS, 39759
·
(662) 338-5111
2004 Ford Taurus
· Registered to: Charles Carollo
· VIN: 1FAFP53U24A152143
·
4747 Red Pine Way, Wesley Chapel, FL, 33545-5064
2012 TOYOTA COROLLA
· Registered to: Charles Carollo
· VIN: 2T1BU4EE6CC836785
·
803 W Church St, Elmira, NY, 14905-2323
·
(607) 731-9355
2012 GMC Acadia
· Registered to: Charles Carollo
· VIN: 1GKKVTED1CJ395736
·
76 Symmes Rd, Manalapan, NJ, 07726-3235
·
(917) 923-0057
1995 HONDA ACCORD 4DR SEDAN
· Registered to: Charles Carollo
· VIN: 1HGCD5658SA049088
·
107 Hampton St, Winona, MS, 38967
2005 Chevrolet Avalanche
· Registered to: Charles Carollo
· VIN: 3GNEK12Z15G257972
·
76 Symmes Rd, Manalapan, NJ, 07726
·
(917) 923-0057

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Charles Carollo. Registered makes include Cadillac, Ford, Toyota, Gmc and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Charles Carollo

Owner Operator

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Charles Carollo. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 61687 Hwy 1091, Pearl River, LOUISIANA, 70452
LOUISIANA
Officer: Charles Carollo

Unknown Corporation

Addr: Brooklyn, NY
NY
Vice-President: Charles Carollo

Maggie'S Dizzy Bean, L.l.c.

Addr: 207 Camellia Cove, Pearl River, LA, 70452
LA
Manager: Charles Carollo

J.P. Morgan Securities Inc.

ID: 0006702706
Addr: Brooklyn, NY
NY
Vice-President: Charles Carollo

Source: Public Records Charles Carollo appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Charles Carollo

Chalmette High School - Chalmette, LA, LA
1984

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Charles Carollo has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Charles Carollo

Age 50 Male
·
76 Symmes Rd, Englishtown, NJ 07726 (Monmouth County)
40.2905, -74.3096
· (917) 923-0057
Marital: Married TZ: Eastern
Occ: Management Edu: High School
Homeowner Single Family Built 1988 Purchased 2004
MP

Charles F Carollo

Age 87 Male
·
1644 S Colorado St, Greenville, MS 38703 (Washington County)
33.3854, -91.0300
· (662) 378-2589
Marital: Single TZ: Central
Occ: Professional Edu: High School
Multi-Family
MP

Charles A Carollo

Age 51 Male
·
830 N Preston St, Marksville, LA 71351 (Avoyelles County)
31.1367, -92.0591
· (318) 253-9330
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Purchased 2006
MP

Charles T Carollo

Age 67 Male
·
614 Mapleview Ct, Mount Laurel, NJ 08054 (Burlington County)
39.9231, -74.9688
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1968 Purchased 2016
MP

Charles Carollo

Age 57 Male
·
313 Nicholas Dr, Riverside, NJ 08075 (Burlington County)
40.0187, -74.9322
Marital: Single TZ: Eastern
Edu: High School
Homeowner Multi-Family Built 2003 Purchased 2005
MP

Charles Carollo

Age 54 Male
·
43 Arthur Ave, Lynbrook, NY 11563 (Nassau County)
40.6640, -73.6777
· (516) 887-4355
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1954 Purchased 2001
MP

Charles J Carollo

Age 36 Male
·
7216 Fort Hamilton Pkwy, Brooklyn, NY 11228 (Kings County)
40.6271, -74.0148
Marital: Single TZ: Eastern
Homeowner Multi-Family Built 2000 Purchased 2006
MP

Charles Carollo

Age 74 Male
·
39132 County Road 54, Zephyrhills, FL 33542 (Pasco County)
28.2518, -82.1702
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Multi-Family
MP

Charles J Carollo

Age 50 Male
·
107 Hampton St, Winona, MS 38967 (Montgomery County)
33.4823, -89.7264
· (601) 283-5353
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1915
MP

Charles D Carollo

Age 52 Male
·
61687 Highway 1091, Pearl River, LA 70452 (Saint Tammany County)
30.3270, -89.7449
Marital: Inferred Single TZ: Central
Edu: High School
Homeowner Single Family Built 2012

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Charles Carollo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Charles Carollo. These loans were issued to businesses, not individuals.

Salvatore Associates, LLC

Limited Liability Company(LLC

$12,100 Paid in Full
Address:
PO Box 544
Chilmark, MA02535
Approved

May 1, 2020

Forgiven

$12,157

Jobs Reported

1

Loan #

8910067301

Loan Size

Small

Bluhm

Independent Contractors

$17,300 Paid in Full
Address:
PO Box 544
Avon, CO81620
Approved

Apr 29, 2020

Forgiven

$13,179

Jobs Reported

1

Loan #

4169497310

Loan Size

Small

L & S INC

Subchapter S Corporation

$46,200 Paid in Full
Address:
PO Box 544
Ouray, CO81427
Approved

Apr 7, 2020

Forgiven

$46,548

Jobs Reported

25

Loan #

7600457006

Loan Size

Small

Moundville Medical Plaza, INC

Corporation

$28,635 Paid in Full
Address:
PO Box 551
Moundville, AL35474-0551
Approved

Apr 14, 2020

Forgiven

$28,841

Jobs Reported

2

Loan #

6001807106

Loan Size

Small

H. Ellis Concrete Foundations

Sole Proprietorship

$15,800 Paid in Full
Address:
PO Box 551
Hubbardston, MA01452-0550
Approved

Jul 9, 2020

Forgiven

$15,960

Jobs Reported

3

Loan #

1122478103

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Charles Carollo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

🏗️

Unknown

STATEN ISLAND
A3 SIGNED OFF
🏗️

Charles Carollo

Owner STATEN ISLAND
#520234149

📍 252 BANCROFT AVENUE, STATEN ISLAND

A3 Completed/Signed

BUILDERS PAVEMENT PLAN

Source: City Building Departments · DOB Permit Databases · Construction Records Building permit records from city and county building departments. Shows construction, renovation, and demolition permits associated with properties linked to this individual. Permit data is public record maintained by local government.

Find Charles Carollo on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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4
15
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Found 65 results across 7 states

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Charles Carollo in Pearl River, LA: Background Summary

Location
61687 Highway 1091, Pearl River La, Pearl River, LA
Other Locations
Pocono Lake, PA · Lynbrook, NY · Mascotte, FL and 12 more
Profiles Found
37 people with this name
Phone Numbers
(318) 253-4546 and 23 others on file
Email
tcarollo@mediaone.net and 5 others on file
Possible Relatives
Daniel Carollo, Janis Roy Carollo, Carmen Mosteiro Carollo, Scott M Carollo, Anthony Joseph Carollo and 37 more
Voter Registration
Registered No Party Preference
Properties
2properties owned
Vehicles
6 linked — 2006 Cadillac Sts, 2004 Ford Taurus and 4 more
PPP Loans
$120K for Salvatore Associates, LLC, Bluhm

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Charles Carollo. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Charles Carollo

Search Complexity: High

85 public records across 7states, belonging to approximately 37 different individuals. With 37 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: New York (24%), followed by Louisiana and Mississippi. Spans the South and Northeast regions.

NY20recordsLA15recordsMS14recordsNJ6recordsPA4recordsFL4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (65%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (6) and Voter Registration Records (5).

47
Contact & Address Records
6
Vehicle Registration Records
5
Voter Registration Records
5
PPP Loan Records
4
Corporate Records
3
Property Ownership Records

Age Distribution

Age range: approximately 71 years, suggesting multiple generations. Largest group: Senior (65+) (42%).

Senior (65+)8peopleMiddle-Age (40-64)11people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Charles Carollo

Is Charles Carollo a registered voter?
Yes, voter registration records show Charles Carollo is registered with U affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Charles Carollo own property?
County assessor records show 3 properties associated with Charles Carollo in 4, New York and 2 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Charles Carollo?
Records show 6 vehicle registrations associated with Charles Carollo, including a 2006 Cadillac STS. Registered makes include Cadillac, Ford, Toyota, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Charles Carollo?
We found 2 business affiliations for Charles Carollo. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Charles Carollo?
Our database contains 85 total records for Charles Carollo spanning 7 states. This includes 37 distinct contact records, 22 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Charles Carollo?
The 85 records displayed for Charles Carollo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Charles Carollo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.