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Crystal Ann Everhart from Lexington, NC

Age 37
📍 3 Smith Ave, #lexington, NC 27292-5135
📞 (336) 247-2366, (336) 596-3862, (336) 956-6766, (336) 300-7460
✉️ crystaleverhart@mediaone.net, timsrednekgurl@hotmail.com
👨‍👩‍👧 Relatives: Crystal Everhart,Harold Gene Everhart,Jahana Ela Blackwelder,Samantha F Mcdonald,Addie M Everhart,Addie Mae Everhart,Andrew Bass Everhart,Billy Joe Mcmanus,Bradley W Everhart,Cathy E Allred,Chris Everhart,Chris Everhart,Christopher H Everhart,Corey Mcclain Everhart,H Everhart,Jahana E Mcmanus,Jennie Ann Mcmanus,Melissa E Forrest,Michael B Everhart,Phyllis Jones Smith,Rebecca D Mcdonald,Samantha Everhart,Samantha Everhart,Samantha Mcdonald,Samantha Faye Mcdonald,Samantha Mcdonald,Steven T Mcdonald Jr,Steven T Mcdonald,Anna Ruth Lilly,Bill W Everhart,Christina Lee Poe,Cynthia D Harron,Hayley L Langston,Jimmy D Forrest Sr,Kyle S Allred,Macy A Dawson,Mc Donald C,Mc Donald C,Mc Donald C,Mc Donald C,Mc Donald C,Mc Donald C,Mc Donald C,Mc Donald C,Raymond D Steed,Rodney Wayne Everhart,Sherry Lou Kesler,William Robbert Dupoy Jr
🕐 12 previous addresses

Ms Crystal Anne Everhart from Ingalls, IN

Age 44
📍 10865 Grace Dr, #ingalls, IN 46048-9524
✉️ crystal.everhart@gmail.com, crystal.everhart@hotmail.com
👨‍👩‍👧 Relatives: Ricky D Everhart,Alyssa Denise Everhart,Barbara S Dowden,Cori Megan Bowlin,Erik G Ellis,Gregory H Ellis,Kari R Ellis,Karl R Ellis,Kaylee Danielle Everhart,Barbara Sue Ellis-Harney,Cautt Nathan Dowden Jr,Cautt N Dowden Jr,Chelsea R Caulk,Cherelle M Dowden,Cheryl L Harney,Christina D Ellis,Elizabeth M Mcdaniel,Gregory H Ellis,James O Dowden,Jeffrey A Walsh,John Logan Caulk,Jordan G Caulk,Justin Thomas Bowlin,Justin Bowlin,Justin D Dowden,Leona M Dowden,Michelle R Goodson,Peggy Denise Dowden,Pete Dowden,Rachel Michelle Ellis,Rebecka K Harney,Shawn A Moore,Steven J Harney,Teresa Lynn Bowlin,Terry W Ellis Jr,William F Dowden,Carolyn Campbell Ellis,Donald Ray Ellis,Donald R Ellis Sr,Dustin G Caulk,Heather Dawn Adams,Mandy J Wood,Matthew Alan Velazco,Randy E Baldwin,Rella M Bash,Sherrie L Ellis,Thomas C Bowlin
🕐 15 previous addresses

Crystal Everhart

Age 41 b. 1984-05-26
📍 9100 N Dixie Dr, Dayton Oh
📞 (937) 718-1610, (937) 520-5179
✉️ CEVERHART@FFALAW.COM

Ms Crystal D Everhart from Columbia, MO

Age 32
📍 2207 Limestone Ave, #columbia, MO 65203-8524
👨‍👩‍👧 Relatives: Connie F Browning,Bill E Everhart,Brenda Everhart,Cathy Everhart,Kedric D Mcclain Hill,Kedric Dean Mcclain-Hill,William E Everhart,Brian J Everhart,Brian Mcclain,Connie Browning,Connie F Browning,Elaine Cockrum,Elaine Mcclain,Felicia Emc Mcclain,Felicia Elaine Mcclain,Gary L Cockrum,Heating Cooling Cockrum,J Elaine Rozell,J Elaine Rozell,J Elaine Rozell,J Elaine Rozell,Jason D Cockrum,Jason Edward Everhart,Jennifer M Archuleta,Joyce Elaine Cockrum,Kendra R Mcclain,Kindra Mcclain,Larry Mcclain,Linda J Everhart,Ray S Cockrum,Raymond Tyrone Mitchell,Sharon Kay Everhart,Shirley J Tichenor,Terri Ann Tremaine,Wilbert Mc Clain,Albert J Archuleta,Alexander R Archuleta,Angie D Cockrum,Anthony J Archuleta,Darrell L Mccubbins,Ricky D Ray,Ruby Jean Mitchell
🕐 15 previous addresses

Crystal Everhart from Lewisville, NC

Age 59 b. Jun 1966 Forsyth Co.
📍 6800 Ashmont Forest Ct
📞 (336) 768-9907

Crystal Everhart from Pendleton, IN

Age 51 b. May 1974 Madison Co.
📍 5530 S 100 W
📞 (765) 393-2315

Crystal Everhart

📍 312 Smith Ave, Lexington Nc
📞 (336) 843-2243
✉️ NOEMAIL@ATT.COM

Crystal Everhart from Anaheim, CA

Female
📍 1024 S Beckett Ct
📞 (714) 280-0515 (Cell)

Crystal Everhart from Ingalls, IN

0000 Female
📍 10865 Grace Dr
📞 (317) 485-8117

Crystal Everhart from Pendleton, IN

Age 51 b. May 1974 Madison Co.
📍 210 E High St

Crystal Everhart from Monroe, NC

Age 40 b. Nov 1985
📍 2661 Nelda Dr Apt C

Crystal Everhart from Trona, CA

Age 42 b. Jun 1983 San Bernardino Co.
📍 Po Box 1211

Crystal Everhart from Santa Cruz, CA

Age 40 b. Aug 1985
📍 121 Felix St Apt 5

Crystal Everhart from Dayton, OH

Age 41 b. May 1984
📍 43 E Shadyside Dr
👤 aka Crystal Gayle Weaver, Crystal G Everhart, Crystal Gayle Everhart

Crystal Everhart from Clarksburg, OH

Age 46 b. Nov 1979
📍 10935 Main St
👤 aka Crystal G Kellis

Crystal Everhart from Johnson City, TN

Age 30 b. Jan 1996
📍 902 Ashley Rd Apt 31

Crystal Everhart from Thornville, OH

Age 72 b. Jul 1953
📍 13590 Juniper Rd Ne
👤 aka Chris L Everhart, Chris E Everhart

Crystal Everhart from Lexington, NC

Age 44 b. Oct 1981
📍 321 Wedgewood Dr

Crystal Everhart from Lexington, NC

Age 39 b. Nov 1986
📍 2538 Horseshoe Neck Rd
👤 aka Crystal Everhart, Crystal Gail Leffew, Crystal Gail Lefew

Crystal Everhart from Greeneville, TN

Greene Co.
📍 25 Cross Anchor Park
📞 (619) 375-4162

Crystal Everhart from Waxhaw, NC

Union Co.
📍 5209 Rehobeth Rd
📞 (704) 243-1138

Crystal Everhart

📍 18184 County Road 1027, Defiance Oh
📞 (419) 902-7572, (419) 902-7572

Crystal Everhart

📍 18184 County Road 1027, Defiance Oh 43512
📞 (419) 902-7572, (419) 902-7572

Crystal Everhart from Siloam Springs, AR

Female
📍 3892 E Thomas St # A

Crystal Everhart from Orange, CA

Orange Co.
📍 1130 N Main St

Crystal Everhart from Kettering, OH

Montgomery Co.
📍 620 Oakview Dr

Crystal Everhart from Cloverdale, IN

📍 None

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 27 contact records for Crystal Everhart across 7 states. The most recent address on file is in Lewisville, North Carolina. Of these records, 13 include phone numbers and 4 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Crystal Kay Everhart

751 E Hwy 16, Siloam Spgs, AR, 72761

Crystal Dawn Everhart

County: Boone

crystal BURTON everhart

Republican Reg: 10/04/1984
1247 Emanuel Church Rd, Thomasville, NC, 27360
DOB: 1963 Gender: Female
County: Davidson

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Crystal Everhart in Arkansas, North Carolina. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 CHEVROLET IMPALA
· Registered to: Crystal Everhart
· VIN: 2G1WT55K869356972
·
PO Box 232, Ingalls, IN, 46048
1995 PONTIAC GRAND AM CAR LOWER MIDSIZE
· Registered to: Crystal Everhart
· VIN: 1G2NW55MXSC840662
·
6800 Ashmont Forest Ct Apt M, Lewisville, NC, 27023
·
(336) 945-0295
1984 CHEVROLET CITATION II CAR LOWER MIDSIZE
· Registered to: Crystal Everhart
· VIN: 1G1AX68R8EW115982
·
219 Curtiss Wright Blvd, Vandalia, OH, 45377
·
(937) 898-1336
2013 Ford Focus
· Registered to: Crystal Everhart
· VIN: 1FADP3F29DL155566
·
2645 Nelda Dr, Monroe, NC, 28110
·
(704) 776-2559
2007 Chevrolet TrailBlazer
· Registered to: Crystal Everhart
· VIN: 1GNDT13S272299315
·
10865 Grace Dr, Ingalls, IN, 46048-9524
·
(765) 610-8528

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Crystal Everhart. Registered makes include Chevrolet, Pontiac, Ford. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Alternatives Incorporated Of

Crystal EverhartTrustee
Anderson, IN

Crystal Everhart

NA
Chilhowie, Virginia, United States
LinkedIn

Family Care Specialists

Crystal EverhartChief Executive Officer
crystal.everhart@gmail.com
640-b Melanie Ct, Charlotte, NC28205
fcsmg.com

Crystal (Bowers) Everhart

Senior Paralegal, Lo

Oak Hill School

Crystal EverhartExecutive Director
(336) 596-3862timsrednekgurl@hotmail.com
352 Sherwood Dr, Lexington, NC27292

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 16 business affiliations were found for Crystal Everhart. Companies include Oak Hill School. Roles listed include Trustee and Chief Executive Officer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Formycs, INC.

Filed: Dec 6, 2012
Registered Agent: Crystal Lynn Everhart

Formycs, INC.

Filed: Dec 6, 2012
CEO: Crystal Lynn Everhart

Formycs, INC.

Addr: 1024 S. Beckett Court, Anaheim, CA, 92808
CA
CEO: Crystal Lynn Everhart

Source: Public Records Crystal Everhart appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Crystal Everhart

Edgewater High School - Orlando, FL, FL
2001

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Crystal Everhart has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Crystal L Everhart

Age 31 Female
·
2538 Dobbersville Rd, Mount Olive, NC 28365 (Wayne County)
35.2380, -78.2398
Marital: Married TZ: Eastern
Homeowner Single Family
MP

Crystal M Everhart

Female
·
121 Felix St, Santa Cruz, CA 95060 (Santa Cruz County)
36.9664, -122.0320
TZ: Pacific
Multi-Family
MP

Crystal Everhart

Female
·
4101 Deer St, Columbia, MO 65202 (Boone County)
38.9921, -92.3109
TZ: Central
Single Family
MP

Crystal Everhart

Female
·
5165 Great Oaks Pl, Pomfret, MD 20675 (Charles County)
38.5720, -77.0335
TZ: Eastern
Single Family
MP

Crystal Everhart

Age 34 Female
·
736 Lee Rd, Orlando, FL 32810 (Orange County)
28.6082, -81.3917
TZ: Eastern
Single Family
MP

Crystal Everhart

Female
·
10865 Grace Dr, Ingalls, IN 46048 (Madison County)
39.9580, -85.7986
· (765) 610-8528
TZ: Eastern
Homeowner Single Family Built 2005 Purchased 2012
MP

Crystal Everhart

Female
·
1417 W 11th St, Sedalia, MO 65301 (Pettis County)
38.7021, -93.2441
TZ: Central
Single Family
MP

Crystal Everhart

Age 31 Female
·
PO Box 185, Stover, MO 65078 (Morgan County)
38.3857, -93.0071
Marital: Married TZ: Central
Homeowner
MP

Crystal G Everhart

Age 33 Female
·
54 E Fairview Ave, Dayton, OH 45405 (Montgomery County)
39.7855, -84.2092
TZ: Eastern
Single Family
MP

Crystal Everhart

Age 33 Female
·
44 E Alkaline Springs Rd, Vandalia, OH 45377 (Montgomery County)
39.8829, -84.1973
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Crystal Everhart

Female
·
7529 Greymoor Dr, Fort Wayne, IN 46815 (Allen County)
41.0989, -85.0429
TZ: Eastern
Single Family
MP

Crystal D Everhart

Age 30 Female
·
2103 Hunter Ln, Columbia, MO 65202 (Boone County)
38.9921, -92.3056
Marital: Single TZ: Central
Homeowner Single Family Built 1990 Purchased 2008
MP

Crystal Everhart

Female
·
3 Smith Ave, Lexington, NC 27292 (Davidson County)
35.8034, -80.2538
TZ: Eastern
Single Family
MP

Crystal R Everhart

Age 31 Female
·
5209 Rehobeth Rd, Waxhaw, NC 28173 (Union County)
34.9066, -80.7597
· (704) 408-3261
Marital: Married TZ: Eastern
Homeowner Single Family Built 1963 Purchased 1994
MP

Crystal C Everhart

Age 51 Female
·
6800 Ashmont Forest Ct, Lewisville, NC 27023 (Forsyth County)
36.1169, -80.3966
· (336) 945-0295
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1992 Purchased 2004
MP

Crystal Everhart

Age 43 Female
·
PO Box 232, Ingalls, IN 46048 (Madison County)
39.9541, -85.7956
TZ: Eastern
Homeowner Built 2005 Purchased 2012

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 16 demographic profiles associated with Crystal Everhart. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Crystal Everhart. These loans were issued to businesses, not individuals.

Carmody Insurance Agency INC.

Subchapter S Corporation

$30,205 Paid in Full
Address:
1330 Huffman Rd Ste E
Anchorage, AK99515-3597
Approved

Feb 6, 2021

Forgiven

$30,402

Jobs Reported

3

Loan #

4338098404

Loan Size

Small

Smoking Joes Incorporated

Corporation

$6,438 Paid in Full
Address:
1330 Huffman Rd Ste B
Anchorage, AK99515-3597
Approved

Mar 20, 2021

Forgiven

$6,528

Jobs Reported

1

Loan #

5688288603

Loan Size

Small

R W Gasbarre And Associates, INC

Subchapter S Corporation

$32,500 Paid in Full
Address:
44 PO Box
Wooster, OH44691-0044
Approved

Apr 8, 2020

Forgiven

$32,695

Jobs Reported

3

Loan #

8773377009

Loan Size

Small

Donald Warnke

Sole Proprietorship

$872 Paid in Full
Address:
3222 Butterfield Trl
Mora, MO65345-2906
Approved

Apr 13, 2021

Forgiven

$874

Jobs Reported

1

Loan #

2843938801

Loan Size

Small

Todd Jackson State Farm Agent

Sole Proprietorship

$105,300 Paid in Full
Address:
1330 HUFFMAN RD Ste E
Anchorage, AK99515-3566
Approved

Apr 7, 2020

Forgiven

$105,972

Jobs Reported

11

Loan #

7519877006

Loan Size

Small

Carmody Insurance Agency INC

Subchapter S Corporation

$20,800 Paid in Full
Address:
1330 Huffman Rd Ste E
Anchorage, AK99515
Approved

Apr 27, 2020

Forgiven

$20,917

Jobs Reported

1

Loan #

4822127210

Loan Size

Small

Water Under Lock INC

Subchapter S Corporation

$10,808 Paid in Full
Address:
1330 Huffman Rd Ste D
Anchorage, AK99515-3597
Approved

Feb 11, 2021

Forgiven

$10,907

Jobs Reported

1

Loan #

6850498404

Loan Size

Small

Carlos D Ascoli Zapata

Independent Contractors

$9,697 Exemption 4
Address:
823 Renaissance Pointe
Altamonte Springs, FL32714-3539
Approved

May 20, 2021

Jobs Reported

1

Loan #

4257869001

Loan Size

Small

Carlos D Ascoli Zapata

Independent Contractors

$9,697 Exemption 4
Address:
823 Renaissance Pointe
Altamonte Springs, FL32714-3539
Approved

Apr 26, 2021

Jobs Reported

1

Loan #

2232318902

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Crystal Everhart. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Crystal Everhart on the map

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Found 61 results across 9 states

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Crystal Everhart in NC: Background Summary

Location
3 Smith Ave Lexington, NC 27292-5135
Other Locations
Lewisville, NC · Pendleton, IN · Anaheim, CA and 15 more
Profiles Found
27 people with this name
Phone Numbers
(336) 247-2366 and 17 others on file
Email
crystaleverhart@mediaone.net and 5 others on file
Possible Relatives
Crystal Everhart, Harold Gene Everhart, Jahana Ela Blackwelder, Samantha F Mcdonald, Addie M Everhart and 117 more
Career
Trustee, Chief Executive Officer at Oak Hill School
Voter Registration
Registered Republican
Vehicles
5 linked — 2006 Chevrolet Impala, 1995 Pontiac Grand Am and 3 more
PPP Loans
$226K for Carmody Insurance Agency INC., Smoking Joes Incorporated

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Crystal Everhart. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Crystal Everhart

Search Complexity: High

82 public records across 9states, belonging to approximately 27 different individuals. With 27 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: North Carolina (28%), followed by Ohio and Indiana. Spans the South and Midwest regions.

NC23recordsOH10recordsIN10recordsCA6recordsMO5recordsFL2records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (16) and PPP Loan Records (9).

29
Contact & Address Records
16
Business & Corporate Filings
9
PPP Loan Records
5
Vehicle Registration Records
3
Voter Registration Records
3
Corporate Records

Age Distribution

Age range: approximately 43 years, suggesting multiple generations. Largest group: Senior (65+) (10%).

Senior (65+)1personMiddle-Age (40-64)8peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Crystal Everhart

Is Crystal Everhart a registered voter?
Yes, voter registration records show Crystal Everhart is registered in Arkansas. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Crystal Everhart?
Records show 5 vehicle registrations associated with Crystal Everhart, including a 2006 CHEVROLET IMPALA. Registered makes include Chevrolet, Pontiac, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Crystal Everhart?
We found 16 business affiliations for Crystal Everhart (TRUSTEE). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Crystal Everhart?
Our database contains 82 total records for Crystal Everhart spanning 9 states. This includes 27 distinct contact records, 13 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Crystal Everhart?
The 82 records displayed for Crystal Everhart are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Crystal Everhart remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.