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David Calef

Age 69 b. 1957-02-06
📍 4055 Equestrian Ln, Norco Ca
📞 (951) 515-9814, (951) 737-2801, (951) 963-6056
✉️ DJRAMETHYST@GMAIL.COM, djramethyst@gmail.com

David Calef from Norco, CA

Age 57
📍 4055 Equestrian Ln #17, Norco, CA 92860
📞 (714) 635-3344, (951) 737-2801, (714) 774-8726, (951) 775-3871, (909) 627-7221
✉️ amerruss@amer-russ-conn.com
👨‍👩‍👧 Relatives: Debra Lynn Calef,Sharon Annette Depoy,Daniel Deau Calef,Dalsoon Soon Calef,David A Calef,Margaret A Calef,Natalia Calef,David A Calefjr,Peggy Calef
🏪 Savi Ranch Automotive Service Center, Inc

David Calef

Age 92 b. 1933-05-16
📍 1660 S Melissa Way, Anaheim Ca
📞 (714) 774-8726, (951) 941-5503
✉️ SAVIRANCH@AOL.COM, saviranch@aol.com

David Calef from Norco, CA

Age 93 b. 1933 Male
📍 4055 Equestrian Ln
💼 2204
📞 (951) 775-3871 (Cell), (951) 737-2801
✉️ dcalef@gmail.com

David Calef from Melrose, MA

Age 67
📍 115 Rowe St, Melrose, MA 02176
📞 (781) 662-9218, (781) 245-0402, (781) 662-9218, (781) 665-6922, (781) 662-3411
👨‍👩‍👧 Relatives: Sherry M Calef
🏪 Dutton Family Care Associates Llp

David Calef from Anaheim, CA

Age 92 b. May 1933 Orange Co.
📍 1660 S Melissa Way
📞 (714) 774-8726

David Calef from Spofford, NH

Age 82 b. Feb 1944
📍 Po Box 400
📞 (405) 783-4417

David Calef from East Northport, NY

Age 51
📍 14 Pomper Dr, East Northport, NY 11731
📞 (631) 499-0296
👨‍👩‍👧 Relatives: Kathleen M Welsh,Kathleen M Calef

David Calef from Worcester, MA

0
📍 476 Park Ave, Worcester, MA 01610
📞 (508) 770-1730, (617) 393-0235, (617) 625-4099

David Calef from Clearwater, FL

Age 63 b. Oct 1962 Pinellas Co.
📍 1142 Sunset Point Rd
📞 (812) 725-0288

David Calef from Columbia, SC

Age 45 b. Feb 1980 Richland Co.
📍 1681 Bywood Dr
📞 (803) 790-0849

David Calef from Melrose, MA

Age 79 b. Sep 1946 Middlesex Co.
📍 115 Rowe St
📞 (781) 662-9218

David Calef

📍 Po Box 400, Spofford Nh
📞 (603) 363-4795
✉️ DCALEF@CFASSOCIATES.COM

David Calef

📍 122 Old Chesterfield Rd, Spofford Nh 03462
📞 (603) 363-4795
✉️ DCALEF@CFASSOCIATES.COM

David Calef from New York, NY

Age 76 b. Dec 1949 New York Co.
📍 301 E 79th St Apt 27 H
👤 aka David Calef

David Calef from Melrose, MA

Middlesex Co.
📍 50 Rowe St
📞 (781) 665-6922

David Calef from Sausalito, CA

Marin Co.
📍 125 Tomales St
📞 (415) 331-9834

David Calef from Beverly Hills, CA

Los Angeles Co.
📍 217 S Clark Dr
📞 (817) 926-0307

David Calef from Chesterfield, NH

📍 Old Chest Rd

David Calef from Orange, CA

Orange Co.
📍 2672 N Meredith St

David Calef from Honolulu, HI

Honolulu Co.
📍 2825 S King St Apt 1202

David Calef from Honolulu, HI

📍 1624 Dole St Apt 1504

David Calef from Anaheim, CA

Orange Co.
📍 1660 S Melissa Wa

David Calef from Yorba Linda, CA

Orange Co.
📍 22921 Savi Ranch Pkwy

David Calef from Boston, MA

📍 37 Cooper St

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 25 contact records for David Calef across 7 states. The most recent address on file is in Norco, California. Of these records, 17 include phone numbers and 6 include email addresses. Ages range from 51 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Calef David H &

Pasco County
· 7436 Washington Street, New-Port-Richey 34652.0
Built: 1947.0
Assessed: $21,699

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to David Calef in New-Port-Richey. Values shown are from county assessor records and may differ from current market prices.

David Calef

Green
2323curtis St, Denver, CO, 80205
DOB: 1994 Gender: Unknown Ph: 904-631-1401
County: Denver

David Calef

Reg: 305586247
200 West 79 Street 8f
DOB: 19491215 Gender: Male
Senate: 10

David Michael Calef

Republican Reg: 4/5/2018
3145 Spearmint St, Eugene, OR, 97404
DOB: 1/1/1987
County: Lane

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for David Calef in Colorado, Oregon. Records show affiliations with GRN, REP, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 GMC SIERRA 2500HD CLASSIC
· Registered to: David Calef
· VIN: 1GTHK24UX7E155559
·
PO Box 400, Spofford, NH, 03462-0400
1999 BUICK CENTURY CAR UPPER MIDSIZE
· Registered to: David Calef
· VIN: 2G4WS52M3X1608901
·
PO Box 400, Spofford, NH, 03462
2012 Audi S5
· Registered to: David Calef
· VIN: WAUCGAFH4CN003984
·
115 Rowe St, Melrose, MA, 02176
·
(781) 662-9218
2012 AUDI S5
· Registered to: David Calef
·
43 Pilgrim Rd, Melrose, MA, 02176-3018
·
(781) 662-9218

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with David Calef. Registered makes include Gmc, Buick, Audi. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

C & F Associates

Owner
+16033634794dcalef@cfassociates.com
Chesterfield,

Supergeeks

David CalefVice President
(808) 942-0773david@supergeeks.net
2304 S King St Ste 101, Honolulu, HI96826

C & F Assoc

Owner
(603) 363-4794David@cfassociates.com
Spofford, NH
Business Services (Services)

First Cinema

President
(802) 258-2275
Brattleboro, VT
Motion Pictures (Entertainment)

C & F Associates

President
(603) 363-4794
Spofford, NH
Engineering, Management, Accounting, Research and Related Industries (Services)

David Calef

United States
LinkedIn

Middlesex Home Health Care Inc

David CalefFamily Practice
(781) 324-7366dcalef@hallmarkhealth.org
Malden, MA

David Calef

San Francisco Bay Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 10 business affiliations were found for David Calef. Companies include Supergeeks, C & F Assoc, First Cinema and 2 more. Roles listed include Owner and President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

ID: 66550
Principal: David Calef

Unknown Corporation

Addr: 33 Avon Street, Wakefield, MA
MA
PARTNER: David Andrew Calef

Cameo Investments

Addr: 4055 Equestrian Lane, Norco, CA, 92860
CA
Officer: David Calef

Cameo Investments

Addr: 4055 Equestrian Lane, Norco, CA, 92860
CA
Officer: David Calef

Dutton Family Care Associates LLP

Addr: 33 Avon Street, Wakefield, MA, 01880-0000
MA
PARTNER: David Calef

Source: Public Records David Calef appears in 5 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

David Calef

MD
FAMILY PRACTICE
Individual Male
NPI: 1215067913
School: UNIVERSITY OF VIRGINIA SCHOOL OF MEDICINE (1975)
Org: Dutton Family Care Associates LLP

Source: CMS NPI Registry (NPPES) · State Medical Boards · Healthcare Provider Databases 1 healthcare provider record found for David Calef in the CMS National Provider Identifier registry. NPI registration is required for providers billing Medicare or Medicaid. Listing here does not constitute an endorsement of care quality.

david calef

Licensed Clinical Social Worker
Active
Addr: Fleming Island, FL

david calef

C
Addr: Spofford, NH

Source: State Professional Licensing Boards · Dept. of Professional Regulation David Calef holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

David Calef

Lowell High School - San Francisco, CA, CA
1967

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases David Calef has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Oct 20, 1998
1998 DEM
Festa, Michael E
Calef, David A Physician @ Dutton Family Care Associates Melrose, MA
$100 Sep 5, 2006
2006 D
Festa, Michael E
Calef, David Melrose, MA
$1,000 Nov 4, 1996
1996 DEM
Hamilton, Lee Herbert
Calef, David Icn Pharmaceuticals INC Orange, CA
$6,930 Sep 23, 1992
1992 DEM
Press, Bill
Calef, David Campaign Manager Orange, CA
$400 Oct 14, 2012
2012
Massachusetts Senate 2012
Calef, David Physician @ Self Employed Melrose, MA
$100 Sep 6, 2006
2006 D
Festa, Michael E
Calef, David Melrose, MA
$250 Sep 17, 2013
2014 DEM
Clark, Katherine
Calef, David Physician @ Self Employed Melrose, MA
$1,000 Oct 23, 1996
1996 DEM
Sanchez, Loretta
Calef, David Icn Pharmaceuticals Orange, CA
$200 Jun 19, 1999
2000 DEM
Festa, Michael E
Calef, David A Physician @ Dutton Family Care Associates Melrose, MA
$250 Sep 12, 2000
2000 DEM
Massachusetts Democratic State Committee Fed Fund
Calef, David A Physician Melrose, MA
$1,000 Sep 15, 1995
1996 DEM
Democratic State Central Committee Of California Federal
Calef, David Orange, CA
$1,000 Oct 30, 1998
1998
Americans For A Republican Majority (armpac)
Calef, David New York, NY
$1,000 Sep 11, 1987
1988 DEM
Press, Bill
Calef, David Business Consultant San Francisco, CA
$200 May 27, 1998
1998 DEM
Festa, Michael E
Calef, David A Physician @ Dutton Family Care Associates Melrose, MA
$1,000 Aug 4, 2004
2004 REP
Coors, Peter
Calef, David Sequoia National P, CA
$1,000 Sep 22, 1995
1996 DEM
Clinton, William Jefferson
Calef, David Icn Pharmaceuticals Orange, CA
$100 Mar 25, 2000
2000 DEM
Festa, Michael E
Calef, David A Physician Melrose, MA
$1,000 Sep 11, 1987
DEM
Press, Bill
Contributor Business Consultant San Francisco, CA
$1,000 Aug 4, 2004
Unknown Committee
Calef, David Sequoia National P, CA
$100
2006 D
Festa, Michael E
Contributor Physician @ Self Employed Melrose, MA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 20 political contribution records found for David Calef. Total disclosed contributions amount to $17,680. Recipients include Press, Bill, Festa, Michael E. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David A Calef

Age 37 Male
·
1681 Bywood Dr, Columbia, SC 29223 (Richland County)
34.0478, -80.9369
· (803) 306-2829
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Homeowner Single Family Built 1967 Purchased 1983
MP

David Calef

Age 69 Male
·
175 Milton St, Milton, MA 02186 (Norfolk County)
42.2321, -71.1141
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Multi-Family
MP

David A Calef

Age 60 Male
·
4055 Equestrian Ln, Norco, CA 92860 (Riverside County)
33.9181, -117.5860
· (951) 737-2801
Marital: Married TZ: Pacific
Homeowner Single Family Built 1999 Purchased 2013
MP

David A Calef

Age 60 Male
·
1660 S Melissa Way, Anaheim, CA 92802 (Orange County)
33.8058, -117.9400
· (714) 774-8726
Marital: Married TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1969 Purchased 1969
MP

David Calef

Age 23 Male
·
6315 Hillside Ave, Seminole, FL 33772 (Pinellas County)
27.8300, -82.7998
Marital: Single TZ: Eastern
Single Family
MP

David Calef

Male
·
1721 Lyon St, San Francisco, CA 94115 (San Francisco County)
37.7869, -122.4450
TZ: Pacific
Single Family
MP

David S Calef

Age 73 Male
·
PO Box 400, Spofford, NH 03462 (Cheshire County)
42.9041, -72.4127
Marital: Single TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with David Calef. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David Calef. These loans were issued to businesses, not individuals.

Takahashi Juku LTD.

Corporation

$250,000 Paid in Full
Address:
2304 S KING ST Suite 201
Honolulu, HI96826-2329
Approved

Apr 5, 2020

Forgiven

$251,685

Jobs Reported

61

Loan #

5559577005

Loan Size

Medium

Takahashi Juku LTD.

Corporation

$202,493 Paid in Full
Address:
2304 S King St Ste 201
Honolulu, HI96826-2348
Approved

Feb 17, 2021

Forgiven

$203,930

Jobs Reported

33

Loan #

9529438405

Loan Size

Medium

Favorito Gardening

Sole Proprietorship

$5,520 Paid in Full
Address:
20 Porter St
Woburn, MA01801-4915
Approved

May 14, 2020

Forgiven

$11,972

Jobs Reported

1

Loan #

6287157400

Loan Size

Small

Marie Favorito

Sole Proprietorship

$18,534 Paid in Full
Address:
20 Porter St
Woburn, MA01801-4915
Approved

Mar 13, 2021

Forgiven

$18,706

Jobs Reported

1

Loan #

1535648605

Loan Size

Small

Jane Wickers

Sole Proprietorship

$20,800 Paid in Full
Address:
20 Porter St
Wenham, MA01984-1426
Approved

Jan 20, 2021

Forgiven

$20,928

Jobs Reported

1

Loan #

2305848300

Loan Size

Small

Emmanuel Audio Recording

Sole Proprietorship

$3,877 Paid in Full
Address:
43 Pilgrim Rd
Melrose, MA02176-3018
Approved

May 1, 2020

Forgiven

$3,946

Jobs Reported

1

Loan #

8165117302

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 6 PPP loan records are linked to businesses associated with David Calef. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find David Calef on the map

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Found 59 results across 10 states

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David Calef in Norco, CA: Background Summary

Location
4055 Equestrian Ln, Norco Ca, Norco, CA
Other Locations
Norco, CA · Anaheim, CA · Spofford, NH and 11 more
Profiles Found
25 people with this name
Phone Numbers
(951) 515-9814 and 16 others on file
Email
djramethyst@gmail.com and 4 others on file
Possible Relatives
Debra Lynn Calef, Sharon Annette Depoy, Daniel Deau Calef, Dalsoon Soon Calef, David A Calef and 7 more
Career
Owner, President at Supergeeks, C & F Assoc
Voter Registration
Registered Green
Properties
1property owned
Vehicles
4 linked — 2007 Gmc Sierra 2500hd Classic, 1999 Buick Century and 2 more
Contributions
$17.7K total — Press, Bill, Festa, Michael E
Healthcare
Licensed provider — FAMILY PRACTICE
Licenses
1 professional license (Licensed Clinical Social Worker)
PPP Loans
$501K for Takahashi Juku LTD., Takahashi Juku LTD.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David Calef. Because public records are indexed by name rather than by a unique identifier, the 97 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Healthcare Provider Data

Healthcare provider information is sourced from the National Plan and Provider Enumeration System (NPPES), a registry managed by the Centers for Medicare and Medicaid Services (CMS). Every healthcare provider that bills Medicare or Medicaid is required to obtain a National Provider Identifier (NPI), so the presence of an NPI listing confirms that the individual holds recognized healthcare credentials. The specialty, practice address, and taxonomy codes reflect the provider's own attestation at the time of registration or most recent update. An NPI listing does not constitute an endorsement of care quality, nor does it indicate whether the provider is currently accepting new patients.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David Calef

Search Complexity: High

97 public records across 10states, belonging to approximately 25 different individuals. With 25 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: California (22%), followed by Massachusetts and New Hampshire. Spans the Northeast and West regions.

CA21recordsMA15recordsNH10recordsHI3recordsFL3recordsNY2records

Record Type Breakdown

Data spans 10 record categories. Largest: Contact & Address Records (42%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (20) and Business & Corporate Filings (10).

37
Contact & Address Records
20
Political Contribution Records
10
Business & Corporate Filings
6
PPP Loan Records
5
Corporate Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)6peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David Calef

Is David Calef a registered voter?
Yes, voter registration records show David Calef is registered in Colorado with GRN affiliation. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David Calef own property?
County assessor records show 1 property associated with David Calef . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David Calef?
Records show 4 vehicle registrations associated with David Calef, including a 2007 GMC SIERRA 2500HD CLASSIC. Registered makes include Gmc, Buick, Audi. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David Calef?
We found 10 business affiliations for David Calef (Owner). Other companies include C & F Assoc, First Cinema. Business records are compiled from state registries, SEC filings, and professional databases.
Is David Calef a healthcare provider?
Yes, the CMS National Provider Identifier registry lists David Calef as a registered healthcare provider (NPI: 1215067913). NPI registration is required for all providers billing Medicare or Medicaid. This listing confirms enrollment in the federal healthcare system but does not indicate quality of care.
Has David Calef made political donations?
FEC disclosure records show 20 reported political contributions from David Calef, totaling $17,680. Recipients include Press, Bill and Festa, Michael E. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David Calef?
Our database contains 97 total records for David Calef spanning 10 states. This includes 25 distinct contact records, 17 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David Calef?
The 97 records displayed for David Calef are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David Calef remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.