David Ozier from Springdale, AR

Age 46
๐Ÿ“ 4146 Tara St, Springdale, AR 72762
๐Ÿ“ž (870) 935-6913, (501) 751-6874, (972) 834-5530, (972) 839-1908, (972) 839-2468, (972) 678-1908, (479) 443-4568
โœ‰๏ธ david_ozier@att.net, david_ozier@hotmail.com, david_ozier@yahoo.com, davidozier@sbcglobal.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: David M Ozier,Glenda A Ozier,Lisa Marie Ozier,Mark Ozier,Lisa R Ozier,Allen Phillip Ozier,Judy Ozier
๐Ÿช E C Barton & Company

David Ozier from Springdale, AR

Age 46
๐Ÿ“ 232 Ohara Ln, Springdale, AR 72762
๐Ÿ“ž (479) 750-1031, (972) 678-1908, (479) 750-1031, (901) 751-6874, (901) 759-9576, (972) 678-1908, (501) 521-2846
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Glenda A Ozier,David Mark Ozier,Lisa Marie Ozier,D Mark Ozier,Mark Ozier

David Ozier

๐Ÿ“ 1418 E Crestwood Dr, Memphis Tn
๐Ÿ“ž (901) 848-0233
โœ‰๏ธ MEMPHISWAREHOUSE@YAHOO.COM

David Ozier from Jonesboro, AR

Age 86 b. Aug 1939 Craighead Co.
๐Ÿ“ 2807 Greenbriar Dr
๐Ÿ“ž (870) 935-6913

David Ozier from Jonesboro, AR

Age 58 b. Feb 1968 Craighead Co.
๐Ÿ“ 1801 Covey Dr
๐Ÿ“ž (501) 935-6913

David Ozier

๐Ÿ“ 2843 Jockisch Rd, Decatur Il
๐Ÿ“ž (217) 620-4199, (317) 670-8902
โœ‰๏ธ DAOZIER@GMAIL.COM

David Ozier

๐Ÿ“ Po Box 16957, Jonesboro Ar
๐Ÿ“ž (870) 935-6913, (870) 930-6864
โœ‰๏ธ REIZO39@OUTLOOK.COM

David Ozier

๐Ÿ“ 2807 Greenbriar, Jonesboro Ar 72401
๐Ÿ“ž (870) 935-6913, (870) 930-6864
โœ‰๏ธ REIZO39@OUTLOOK.COM

David Ozier

๐Ÿ“ 759 Reddoch St, Memphis Tn
๐Ÿ“ž (901) 848-0233, (901) 628-3298
โœ‰๏ธ MEMPHISWAREHOUSE@YAHOO.COM

David Ozier from Spanaway, WA

Age 81 b. Apr 1944 Pierce Co.
๐Ÿ“ 19617 88th Ave E
๐Ÿ“ž (253) 846-6828

David Ozier from Tacoma, WA

Age 47 b. Oct 1978
๐Ÿ“ 1520 N Union Ave
๐Ÿ“ž (253) 370-7025
๐Ÿ‘ค aka D J Ozier, D Ozier, David A Ozier

David Ozier from Springdale, AR

Age 58 b. Feb 1968 Benton Co.
๐Ÿ“ 232 Ohara Ln
๐Ÿ“ž (479) 750-1031

David Ozier from Fort Wayne, IN

Age 58 b. 1968 Allen Co.
๐Ÿ“ 7321 Abernathy Dr
๐Ÿ“ž (260) 672-9290

David Ozier from La, 71

Male
๐Ÿ“ 3400 Government St
๐Ÿ“ž (318) 451-4527 (VERIZON WIRELESS)

David Ozier from Camby, IN

Age 57 b. May 1968 Morgan Co.
๐Ÿ“ 8824 Browns Valley Ln

David Ozier from Memphis, TN

Age 48 b. Sep 1977 Shelby Co.
๐Ÿ“ 3178 Cowden Ave

David Ozier from Memphis, TN

0
๐Ÿ“ 3249 Waterway Cir, Memphis, TN 38119

David Ozier from Racine, WI

Racine Co.
๐Ÿ“ 225 Howland Ave
๐Ÿ“ž (714) 775-0581

David Ozier from Knoxville, TN

Knox Co.
๐Ÿ“ 1800 Terrace Ave 6
๐Ÿ“ž (305) 745-3064

David Ozier from Gig Harbor, WA

Pierce Co.
๐Ÿ“ 16501 E 46th

David Ozier from Alexandria, LA

Rapides Co.
๐Ÿ“ 5620 W Circle Dr

David Ozier from Novato, CA

Marin Co.
๐Ÿ“ 294 Randolph Dr

David Ozier from Memphis, TN

๐Ÿ“ 759 Reddoch St

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 24 contact records for David Ozier across 8 states. The most recent address on file is in Jonesboro, Arkansas. Of these records, 16 include phone numbers and 6 include email addresses. The listed age is 46. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ozier David James & Joy Ann

Chatham County
· 83 Falkland Ave Savannah, Spanaway

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to David Ozier in Spanaway. Values shown are from county assessor records and may differ from current market prices.

David V Ozier

2807 Greenbriar Drive, Jonesboro, AR, 72401

David C Ozier

Reg: 06/21/2004
1520 Union Ave, Tacoma, WA, 98406
DOB: 10/26/1978 Gender: Male
County: PI

David J Ozier

Reg: 04/16/1993
10333 Driftwood Ave, Gig Harbor, WA, 98332
DOB: 04/18/1944 Gender: Male
County: PI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for David Ozier in Arkansas, Washington. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Ford F-150
ยท Registered to: David Ozier
ยท VIN: 1FTFW1EVXAFA56013
·
232 Ohara Ln, Springdale, AR, 72762-9012
2013 Lincoln MKX
ยท Registered to: David Ozier
ยท VIN: 2LMDJ8JK3DBL26540
·
Po Box 16957, Jonesboro, AR, 72403
·
(870) 935-6913
2012 Honda Odyssey
ยท Registered to: David Ozier
ยท VIN: 5FNRL5H6XCB128787
·
440 Goodwyn St, Memphis, TN, 38111-3312
·
(901) 531-7920
2005 Land Rover Lr3
ยท Registered to: David Ozier
ยท VIN: SALAA25445A304712
·
Po Box 16957, Jonesboro, AR, 72403-6716
·
(870) 935-6913
2013 Mercedes-Benz E-Class
ยท Registered to: David Ozier
ยท VIN: WDDHF5KBXDA770418
·
Po Box 16957, Jonesboro, AR, 72403
·
(870) 935-6913
2009 TOYOTA COROLLA
ยท Registered to: David Ozier
ยท VIN: JTDBL40E39J010127
·
11453 Kinglet Ln NW, Gig Harbor, WA, 98332-5714
2000 TOYOTA LANDCRUISER WAGON
ยท Registered to: David Ozier
ยท VIN: JT3HT05J3Y0099831
·
440 Goodwyn St, Memphis, TN, 38111
·
(901) 746-9928
2005 Chevrolet Uplander
ยท Registered to: David Ozier
ยท VIN: 1GNDV23L65D170682
·
7321 Abernathy Dr, Fort Wayne, IN, 46814
·
(260) 918-1343
2003 INFINITI QX4 WAGON
ยท Registered to: David Ozier
ยท VIN: JNRDR09X43W250303
·
440 Goodwyn St, Memphis, TN, 38111
·
(901) 746-9928
ยท Registered to: David Ozier
·
4585 Flamingo Rd, Memphis, TN, 38117

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 10 vehicle registration records are associated with David Ozier. Registered makes include Ford, Lincoln, Honda, Land Rover and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

UWT Logistics LLC

Cfo
+19019427036dozier@uwtlogistics.com
Memphis,

Lowe's

Manager
(260) 497-9040
Fort Wayne, IN
Mobile Home Dealers, Garden Supply, Building Materials and Hardware (Construction)

Advance Memphis

David OzierDirector
Memphis, TN

David Ozier

Self Employed
Mse
Wisconsin

VonRhedey; Milka

David OzierManager
(901) 763-3678dozier@uwtlogistics.com
4585 Flamingo Rd, Memphis, TN38117
fingerlakeswinerytrails.com

David Ozier

Vancouver, Canada Area

VonRhedey; Milka

David OzierManager
(901) 763-3678dozier@uwtlogistics.com
4585 Flamingo Rd, Memphis, TN38117

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 15 business affiliations were found for David Ozier. Companies include Lowe's, VonRhedey; Milka. Roles listed include Cfo and Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Uwt Logistics, L.l.c.

Addr: 823 E Holmes Rd, Memphis, TN, 38116-8239
TN
Registered Agent: David Ozier

Unknown Corporation

Addr: Memphis, TN
TN
Officer: david W. ozier

Joy Of Dancing LLC

ID: 602985504
Officer: David Ozier

Unknown Corporation

Officer: David Ozier

Source: Public Records David Ozier appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

David Ozier

Rector High School - Rector, AR, AR
1957

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases David Ozier has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$30 Nov 28, 2016
2016
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowe S Home Centers, LLC Decatur, IL
$70 Dec 31, 2015
2016
Lowe S Companies, INC. Political Action Committee
Ozier, David Store Manager @ Lowes Companies INC Decatur, IL
$70 Dec 31, 2011
2012
Lowe'S Companies, INC. Political Action Committee
Ozier, David Store Manager @ Lowes Companies INC Decatur, IL
$70 Dec 31, 2013
2014
Lowe S Companies, INC. Political Action Committee
Ozier, David Store Manager @ Lowes Companies INC Decatur, IL
$10 Oct 20, 2023
2024
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers LLC Bloomington, IL
$70 Dec 31, 2014
2014
Lowe'S Companies INC Political Action Committee (lowpac)
Ozier, David Store Manager @ Lowes Companies INC Decatur, IL
$20 Dec 31, 2016
2016
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers, LLC Decatur, IL
$10 Dec 16, 2022
2024
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers LLC Bloomington, IL
$130 Dec 31, 2017
2018
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers, LLC Decatur, IL
$40 Nov 26, 2018
2018
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers, LLC Decatur, IL
$10 Oct 19, 2016
2016
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers, LLC Decatur, IL
$10 Dec 16, 2022
2024
Lowe S Companies, INC. Political Action Committee
Ozier, David A Store Manager @ Lowes Home Centers LLC Bloomington, IL
$70 Dec 31, 2012
2012
Lowe S Companies, INC. Political Action Committee
Ozier, David Store Manager @ Lowes Companies INC Decatur, IL
$70 Dec 31, 2013
Lowe S Companies, INC. Political Action Committee
Contributor Store Manager @ Lowes Companies INC Decatur, IL
$50 Oct 18, 2018
Unknown Committee
Ozier, David V. Mr. Retired Jonesboro, AR

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 15 political contribution records found for David Ozier. Total disclosed contributions amount to $730. Recipients include Lowe S Companies, INC. Political Action Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

David W Ozier

Age 39 Male
·
759 Reddoch St, Memphis, TN 38120 (Shelby County)
35.1105, -89.8793
· (901) 529-7787
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1978 Purchased 2014
MP

David Ozier

Age 49 Male
·
2807 Greenbriar Dr, Jonesboro, AR 72401 (Craighead County)
35.8133, -90.7068
· (870) 935-6913
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Purchased 2006
MP

David M Ozier

Male
·
232 Ohara Ln, Springdale, AR 72762 (Washington County)
36.2108, -94.2029
· (479) 750-1031
TZ: Central
Homeowner Single Family Built 2004 Purchased 2005
MP

David W Ozier

Age 38 Male
·
3400 Government St, Alexandria, LA 71302 (Rapides County)
31.2662, -92.4524
TZ: Central
Multi-Family
MP

David A Ozier

Age 49 Male
·
2843 Jockisch Rd, Decatur, IL 62521 (Macon County)
39.8074, -89.0380
· (217) 865-2359
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1922 Purchased 2007

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with David Ozier. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with David Ozier. These loans were issued to businesses, not individuals.

Jose Mejia

Sole Proprietorship

$2,850 Paid in Full
Address:
8470 Allison Pointe Blvd Ste 130
Indianapolis, IN46250-4368
Approved

Feb 23, 2021

Forgiven

$8,961

Jobs Reported

1

Loan #

3298338502

Loan Size

Small

Robin Gonzalez Alberto

Sole Proprietorship

$16,863 Paid in Full
Address:
8470 Allison Pointe Blvd Ste 130
Indianapolis, IN46250-4368
Approved

Feb 19, 2021

Forgiven

$16,970

Jobs Reported

1

Loan #

1643018503

Loan Size

Small

Jose Mejia

Sole Proprietorship

$8,100 Paid in Full
Address:
8470 Allison Pointe Blvd #130
Indianapolis, IN46240
Approved

Apr 16, 2020

Forgiven

$8,176

Jobs Reported

1

Loan #

2811817200

Loan Size

Small

Uwt Logistics LLC

Limited Liability Company(LLC

$814,987 Paid in Full
Address:
823 E Holmes Rd
Memphis, TN38116-8239
Approved

Apr 6, 2020

Forgiven

$822,480

Jobs Reported

96

Loan #

6396907007

Loan Size

Medium

Robin Gonzalez

Sole Proprietorship

$16,863 Paid in Full
Address:
8470 Allison Pointe Blvd Ste 130
Indianapolis, IN46250-4368
Approved

Apr 26, 2021

Forgiven

$16,938

Jobs Reported

1

Loan #

1509728906

Loan Size

Small

Uwt Logistics LLC

Limited Liability Company(LLC

$877,082 Paid in Full
Address:
823 E Holmes Rd
Memphis, TN38116-8239
Approved

Mar 20, 2021

Forgiven

$883,928

Jobs Reported

88

Loan #

5987488604

Loan Size

Medium

Tishaana Lewis

Sole Proprietorship

$20,832 Paid in Full
Address:
3249 Waterway Cir
Memphis, TN38119-8079
Approved

Mar 25, 2021

Forgiven

$20,953

Jobs Reported

1

Loan #

8629918606

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with David Ozier. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find David Ozier on the map

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David Ozier in Springdale, AR: Background Summary

Location
4146 Tara St,Springdale, AR 72762, Springdale, AR
Other Locations
Jonesboro, AR ยท Spanaway, WA ยท Tacoma, WA and 9 more
Profiles Found
24 people with this name
Phone Numbers
(870) 935-6913 and 13 others on file
Email
david_ozier@att.net and 6 others on file
Possible Relatives
David M Ozier, Glenda A Ozier, Lisa Marie Ozier, Mark Ozier, Lisa R Ozier and 4 more
Career
Cfo, Human Resources Executive at Lowe's, VonRhedey; Milka
Properties
1property owned
Vehicles
10 linked โ€” 2010 Ford F-150, 2013 Lincoln Mkx and 8 more
Contributions
$730 total โ€” Lowe S Companies, INC. Political Action Committee
PPP Loans
$1758K for Jose Mejia, Robin Gonzalez Alberto

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for David Ozier. Because public records are indexed by name rather than by a unique identifier, the 93 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for David Ozier

Search Complexity: High

93 public records across 8states, belonging to approximately 24 different individuals. With 24 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: Arkansas (20%), followed by Tennessee and Washington. Spans the South and West regions.

AR19recordsTN15recordsWA5recordsIN3recordsLA3recordsIL2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (37%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Political Contribution Records (15).

32
Contact & Address Records
15
Business & Corporate Filings
15
Political Contribution Records
10
Vehicle Registration Records
7
PPP Loan Records
4
Corporate Records

Age Distribution

Age range: approximately 41 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)2peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About David Ozier

Is David Ozier a registered voter?
Yes, voter registration records show David Ozier is registered in Arkansas. We found 3 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does David Ozier own property?
County assessor records show 1 property associated with David Ozier . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to David Ozier?
Records show 10 vehicle registrations associated with David Ozier, including a 2010 Ford F-150. Registered makes include Ford, Lincoln, Honda, Land Rover. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with David Ozier?
We found 15 business affiliations for David Ozier (CFO). Other companies include VonRhedey; Milka. Business records are compiled from state registries, SEC filings, and professional databases.
Has David Ozier made political donations?
FEC disclosure records show 15 reported political contributions from David Ozier, totaling $730. Recipients include Lowe S Companies, INC. Political Action Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for David Ozier?
Our database contains 93 total records for David Ozier spanning 8 states. This includes 24 distinct contact records, 16 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for David Ozier?
The 93 records displayed for David Ozier are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can David Ozier remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.