Denise J Clevenger

Age 52 b. 1973-05-10
๐Ÿ“ 10109 Condor Loop, Waco Tx 76708
๐Ÿ“ž (915) 497-5442, (254) 883-2839
โœ‰๏ธ DCBAKER1030@YAHOO.COM, dcbaker1030@yahoo.com, dcbaker1030@gmail.com

Denise Clevenger from El Paso, TX

Age 41
๐Ÿ“ 225 Mesa Hills Dr #2418, El Paso, TX 79912
๐Ÿ“ž (915) 760-5732, (915) 590-3958, (915) 751-7737, (915) 760-5732, (915) 590-3958, (915) 751-4261
โœ‰๏ธ denijo@juno.com, denijo3@juno.com

Denise Clevenger

Age 74 b. 1952-01-09
๐Ÿ“ 309 Nw Locust St, Lees Summit Mo
๐Ÿ“ž (816) 478-4420, (816) 686-5215
โœ‰๏ธ HAYHUNT@ATT.NET

Denise Clevenger from Miami, FL

Age 53
๐Ÿ“ 10926 138th Pl, Miami, FL 33186
๐Ÿ“ž (305) 496-8296, (305) 378-0358

Denise Clevenger

Age 63 b. 1962-08-26
๐Ÿ“ 6165 Woodmill Dr, Fishers In
๐Ÿ“ž (765) 426-5279
โœ‰๏ธ DENISE826@HOTMAIL.COM

Denise Clevenger from Lees Summit, MO

Age 74 b. 1952 Jackson Co.
๐Ÿ“ 309 Nw Locust St
๐Ÿ“ž (816) 478-0711, (816) 347-0300

Denise Clevenger from Miami, FL

Age 65 b. Sep 1960 Female
๐Ÿ“ 10926 Sw 138th Pl
๐Ÿ“ž (305) 496-8296 (AT&T MOBILITY)

Denise Clevenger from Garden Grove, CA

Age 72 b. Nov 1953 Orange Co.
๐Ÿ“ 12841 Safford E
๐Ÿ“ž (313) 338-3181

Denise Clevenger from Boonville, MO

Age 56 b. 1970 Cooper Co.
๐Ÿ“ 13472 New Palestine Rd
๐Ÿ“ž (660) 838-6682

Denise Clevenger

๐Ÿ“ 745 Rockett Ln, Cedar Hill Tx
๐Ÿ“ž (915) 497-5442, (111) 111-0002
โœ‰๏ธ DCBAKER1030@GMAIL.COM

Denise Clevenger from Morton, WA

Age 67 b. 1959 Lewis Co.
๐Ÿ“ Po Box 641
๐Ÿ“ž (360) 496-6295

Denise Clevenger from Libby, MT

Age 67 b. Jan 1959 Lincoln Co.
๐Ÿ“ 330 Hammer Rd
๐Ÿ“ž (714) 777-3053

Denise Clevenger from Kearney, MO

Age 74 b. Jan 1952 Clay Co.
๐Ÿ“ 614 N Grove St
๐Ÿ“ž (206) 547-4952

Denise Clevenger from Joseph, OR

Age 65 b. Jul 1960 Wallowa Co.
๐Ÿ“ 60728 Liberty Rd
๐Ÿ“ž (541) 432-0290

Denise Clevenger from Savannah, MO

Age 73 b. 1953 Female
๐Ÿ“ 502 N 10th St
๐Ÿ“ž (816) 324-5329

Denise Clevenger from North Las Vegas, NV

Age 56 b. Dec 1969 Clark Co.
๐Ÿ“ 2715 Brave Heart Ave

Denise Clevenger from Miami, FL

Age 65 b. Sep 1960 Miami Dade Co.
๐Ÿ“ 6745 Sw 132nd Ave

Denise Clevenger from Las Vegas, NV

Age 56 b. Dec 1969 Clark Co.
๐Ÿ“ 1205 N Buffalo Dr 101
๐Ÿ‘ค aka Denise Altavilla

Denise Clevenger from Cape Coral, FL

Age 43 b. Feb 1983 Lee Co.
๐Ÿ“ 613 Bolado Pkwy C

Denise Clevenger from Moreno Valley, CA

Age 65 b. Jul 1960 Riverside Co.
๐Ÿ“ 23335 Old Valley Dr

Denise Clevenger from Lees Summit, MO

Age 74 b. Jan 1952 Jackson Co.
๐Ÿ“ 6056 Ne Moonstone Dr

Denise Clevenger from Columbus, OH

Age 52 b. Dec 1973 Franklin Co.
๐Ÿ“ 1188 Wimbeldon Blvd

Denise Clevenger from Savannah, MO

Age 72 b. Oct 1953 Andrew Co.
๐Ÿ“ 308 S 4th St

Denise Clevenger from Exclsor Sprgs, MO

Clay Co.
๐Ÿ“ 336 E Broadway St
๐Ÿ“ž (419) 738-4802
๐Ÿ‘ค aka Denise Scobee

Denise Clevenger from Largo, FL

Age 64 b. 1962 Female
๐Ÿ“ 7071 Opal Dr

Denise Clevenger from Exclsor Sprgs, MO

Clay Co.
๐Ÿ“ 713 Kountry Excelsior Ln

Denise Clevenger from Savannah, MO

Andrew Co.
๐Ÿ“ 502 N 1st St Oth

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 30 contact records for Denise Clevenger across 9 states. The most recent address on file is in Lees Summit, Missouri. Of these records, 18 include phone numbers and 6 include email addresses. Ages range from 41 to 53, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Clevenger Denise Cherie

Lee County
· 425 Picturesque Ave, Lehigh-Acres 33974.0
Built: 2007.0
Assessed: $134,033

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Denise Clevenger in Lehigh-Acres. Values shown are from county assessor records and may differ from current market prices.

Denise Cherie Clevenger

425 Picturesque AVE, Lehigh Acres, , 33974

Denise M Clevenger

County: Andrew

Denise Ann Clevenger

Republican Reg: 10/4/2012
404 E 1st St, Joseph, OR, 97846
DOB: 1/1/1960
County: Wallowa

Denise S Clevenger

Republican Reg: 1/13/2018
43405 Rodgers Mountain Loop, Scio, OR, 97374
DOB: 1/1/1953
County: Linn

Denise E Clevenger

Reg: 03/25/2005
162 Short Rd, Morton, WA, 98356
DOB: 08/17/1958 Gender: Female
County: LE

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Denise Clevenger in , Oregon, Washington. Party affiliation is listed as REP. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Volkswagen Jetta
ยท Registered to: Denise Clevenger
ยท VIN: 3VWLL7AJ7CM088211
·
1823 Nw 21st St, Cape Coral, FL, 33993-3802
·
(239) 745-9095
1999 VOLKSWAGEN JETTA CAR LOWER MIDSIZE
ยท Registered to: Denise Clevenger
ยท VIN: 3VWSA29M0XM059853
·
976 Thornapple Grv, Galloway, OH, 43119
2012 NISSAN MURANO
ยท Registered to: Denise Clevenger
ยท VIN: JN8AZ1MW8CW201746
·
309 NW Locust St, Lees Summit, MO, 64064-1480
·
(816) 347-0300
2010 Ford Fusion
ยท Registered to: Denise Clevenger
ยท VIN: 3FAHP0JG7AR138605
·
309 Nw Locust St, Lees Summit, MO, 64064-1480
·
(816) 347-0300
2007 Gmc Acadia
ยท Registered to: Denise Clevenger
ยท VIN: 1GKER33737J120552
·
10926 Sw 138Th Pl, Miami, FL, 33186-3238
2011 Ford Escape
ยท Registered to: Denise Clevenger
ยท VIN: 1FMCU9DG6BKB13614
·
502 N 10th St, Savannah, MO, 64485-1108
·
(816) 324-5329

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Denise Clevenger. Registered makes include Volkswagen, Nissan, Ford, Gmc. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Wallowa County Humane Society

Denise ClevengerVice President
Enterprise, OR

Wal-Mart Stores

Denise ClevengerPharmacy Manager
(479) 277-6900denise.clevenger@wal-mart.com
Bentonville, AR

Denise Clevenger

Pharmacy manager at Walmart< ยท Columbus, Ohio Area

Denise Clevenger

Scio, OR

Denise Clevenger

Scio, OR97374

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Denise Clevenger. Companies include Wal-Mart Stores. Roles listed include Vice President. Records are compiled from state business registries, SEC filings, and professional networking databases.

G & D Clevenger LLC

Addr: 38955 Hwy 226, Scio, OR, 97374
OR
REGISTERED AGENT: Denise Clevenger

G & D Clevenger LLC

Addr: 38955 Hwy 226, Scio, OR, 97374
OR
Officer: Denise Clevenger

Source: Public Records Denise Clevenger appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Denise Clevenger

James Madison Sr. High School - San Diego, CA, CA
1986

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Denise Clevenger has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Oct 21, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$5 Apr 22, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$130 Dec 23, 2009
2010
Wal Mart Stores INC Pac For Responsible Governmen
Clevenger, Denise Pharmacy Manager @ Wal Mart Stores INC Bentonville, AR
$5 Jun 17, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$130 Dec 22, 2011
2012
Wal Mart Stores INC Pac For Responsible Governmen
Clevenger, Denise Pharmacy Area Manag @ Wal Mart Stores INC Galloway, OH
$5 Aug 12, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$5 Sep 9, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$5 Sep 23, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$5 May 6, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$25 Sep 13, 2001
2002
Ohio Pharmacists Assoc Pharmacy Pac
Clevenger, Denise M Phar Mor Galloway, OH
$5 Oct 7, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$130 Dec 19, 2013
2014
Wal Mart Stores INC Pac For Responsible Governmen
Clevenger, Denise Pharmacy Area Manag @ Wal Mart Stores INC Galloway, OH
$5 Aug 26, 2004
2004
Wal Mart Stores INC Pac For Responsible
Clevenger, Denise 9010pharmacy Manager Galloway, OH
$130 Dec 23, 2009
Wal Mart Stores INC Pac For Responsible Governmen
Contributor Pharmacy Manager @ Wal Mart Stores INC Bentonville, AR
$130
2014
Wal Mart Stores INC Pac For Responsible Governmen
Contributor Pharmacy Area Manag @ Wal Mart Stores INC Galloway, OH

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 15 political contribution records found for Denise Clevenger. Total disclosed contributions amount to $720. Recipients include Wal Mart Stores INC Pac For Responsible Governmen. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Denise A Clevenger

Age 57 Female
·
PO Box 907, Joseph, OR 97846 (Wallowa County)
45.3530, -117.2284
· (541) 432-0290
Marital: Married TZ: Pacific
Occ: Professional Edu: Some College
Homeowner Built 1981
MP

Denise Clevenger

Female
·
551 16th St SE, Naples, FL 34117 (Collier County)
26.2212, -81.5741
TZ: Eastern
Single Family
MP

Denise Clevenger

Female
·
306 Pebble Knl, Lewisville, TX 75077 (Denton County)
33.0883, -97.0418
Marital: Married TZ: Central
Homeowner Single Family
MP

Denise Clevenger

Age 35 Female
·
2451 Zircon St NE, Canton, OH 44721 (Stark County)
40.8976, -81.3351
TZ: Eastern
Single Family
MP

Denise M Clevenger

Age 65 Female
·
309 NW Locust St, Lees Summit, MO 64064 (Jackson County)
38.9894, -94.3852
· (816) 478-4420
Marital: Single TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family
MP

Denise M Clevenger

Age 63 Female
·
502 N 10th St, Savannah, MO 64485 (Andrew County)
39.9461, -94.8363
· (816) 261-3780
Marital: Single TZ: Central
Homeowner Single Family Built 1992
MP

Denise M Clevenger

Age 43 Female
·
976 Thornapple Grv, Galloway, OH 43119 (Franklin County)
39.9714, -83.1658
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1994 Purchased 2001
MP

Denise A Clevenger

Age 47 Female
·
2715 Brave Heart Ave, N Las Vegas, NV 89031 (Clark County)
36.2546, -115.1790
· (702) 604-8733
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1999 Purchased 2001
MP

Denise S Clevenger

Age 63 Female
·
43405 Rodgers Mountain Loop, Scio, OR 97374 (Linn County)
44.6900, -122.7780
· (503) 394-2076
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1997
MP

Denise Clevenger

Age 48 Female
·
856 Removal Rd, Diana, WV 26217 (Webster County)
38.6011, -80.4653
· (304) 847-5410
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family
MP

Denise E Clevenger

Age 59 Female
·
PO Box 641, Morton, WA 98356 (Lewis County)
46.5536, -122.3050
· (360) 496-6295
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Denise Clevenger. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Denise Clevenger. These loans were issued to businesses, not individuals.

Larry K Gray & Associates PC

Corporation

$14,387 Paid in Full
Address:
404 E 1st St
Newberg, OR97132-2908
Approved

Feb 11, 2021

Forgiven

$14,469

Jobs Reported

4

Loan #

7172598404

Loan Size

Small

Larry K Gray &amp; Associates PC

Corporation

$14,387 Paid in Full
Address:
404 E 1st St
Newberg, OR97132-2908
Approved

May 1, 2020

Forgiven

$14,505

Jobs Reported

4

Loan #

6430467708

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Denise Clevenger. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Denise Clevenger on the map

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Denise Clevenger in Waco, TX: Background Summary

Location
10109 Condor Loop, Waco Tx 76708, Waco, TX
Other Locations
Lees Summit, MO ยท Miami, FL ยท Garden Grove, CA and 13 more
Profiles Found
30 people with this name
Phone Numbers
(915) 497-5442 and 20 others on file
Email
dclevenger@canutillo-isd.org and 10 others on file
Possible Relatives
Lee F Clevenger JR, Brittany Anne Sowers, Bruce L Baker, Denise J Baker, Denise Jo Clevenger-Baker and 116 more
Career
Vice President at Wal-Mart Stores
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
6 linked โ€” 2012 Volkswagen Jetta, 1999 Volkswagen Jetta and 4 more
Contributions
$720 total โ€” Wal Mart Stores INC Pac For Responsible Governmen, Wal Mart Stores INC Pac For Responsible Governmen
PPP Loans
$28,774 for Larry K Gray & Associates PC, Larry K Gray &amp; Associates PC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Denise Clevenger. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Denise Clevenger

Search Complexity: High

90 public records across 11states, belonging to approximately 30 different individuals. With 30 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Missouri (17%), followed by Oregon and Florida. Spans the West and Midwest regions.

MO15recordsOR14recordsFL12recordsTX5recordsOH5recordsNV3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (53%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (15) and Vehicle Registration Records (6).

41
Contact & Address Records
15
Political Contribution Records
6
Vehicle Registration Records
6
Business & Corporate Filings
5
Voter Registration Records
2
Corporate Records

Age Distribution

Age range: approximately 33 years, suggesting multiple generations. Largest group: Senior (65+) (40%).

Senior (65+)4peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Denise Clevenger

Is Denise Clevenger a registered voter?
Yes, voter registration records show Denise Clevenger is registered in . We found 5 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Denise Clevenger own property?
County assessor records show 1 property associated with Denise Clevenger . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Denise Clevenger?
Records show 6 vehicle registrations associated with Denise Clevenger, including a 2012 Volkswagen Jetta. Registered makes include Volkswagen, Nissan, Ford, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Denise Clevenger?
We found 6 business affiliations for Denise Clevenger (Vice President). Business records are compiled from state registries, SEC filings, and professional databases.
Has Denise Clevenger made political donations?
FEC disclosure records show 15 reported political contributions from Denise Clevenger, totaling $720. Recipients include Wal Mart Stores INC Pac For Responsible Governmen. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Denise Clevenger?
Our database contains 90 total records for Denise Clevenger spanning 11 states. This includes 30 distinct contact records, 18 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Denise Clevenger?
The 90 records displayed for Denise Clevenger are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Denise Clevenger remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.