Mr Eric M Derosa from Novato, CA

Age 42 b. 6/12/1983
๐Ÿ“ 164 Escallonia Dr, #novato, CA 94945-1811
๐Ÿ“ž (415) 747-4543, (914) 374-1912, (415) 897-6909
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Eric M Derosa,Eric M Derosa,Mary Ellen Derosa,Robert G Derosa,E Demary,Rosa Robert G De
๐Ÿ• 2 previous addresses

Eric Derosa from Novato, CA

Age 42 b. Jun 1983
๐Ÿ“ 164 Escallonia Dr
๐Ÿ“ž (415) 897-6909
๐Ÿ‘ค aka Eric D Rosa

Eric Derosa from Libertyville, IL

Age 65 b. Apr 1960 Lake Co.
๐Ÿ“ 238 Pond Ridge Rd
๐Ÿ“ž (847) 680-9269

Eric Derosa from New York, NY

Age 36 b. Nov 1989
๐Ÿ“ 55 W 92nd St Apt 4b
๐Ÿ“ž (914) 260-8608

Eric Derosa from San Diego, CA

Male
๐Ÿ“ 1522 Lieta St
๐Ÿ“ž (619) 335-0500 (T-MOBILE)

Eric Derosa from Asheville, NC

Age 61 b. Jul 1964 Buncombe Co.
๐Ÿ“ 12 Timberlake Dr

Eric Derosa from Grand Terrace, CA

Age 82 b. Sep 1943 San Bernardino Co.
๐Ÿ“ 22110 Vivienda Ave

Eric Derosa from Derry, NH

Age 49 b. Aug 1976 Rockingham Co.
๐Ÿ“ 61 L Derryfield Rd

Eric Derosa from West Chester, PA

Age 55 b. Feb 1971 Chester Co.
๐Ÿ“ 215 S New St 2 Nd

Eric Derosa from Corona, NY

0
๐Ÿ“ 3211 Harper St, Corona, NY 11368

Eric Derosa from New York, NY

New York Co.
๐Ÿ“ 402 E 83rd St 4 C
๐Ÿ“ž (405) 844-2913

Eric Derosa from Hawthorne, NJ

๐Ÿ“ 151 Parmelee Ave
๐Ÿ“ž (773) 638-1351

Eric Derosa from Grand Terrace, CA

Age 61 b. 1965 Male
๐Ÿ“ 22175 Carhart Ave
๐Ÿ’ผ 2800

Eric Derosa from Seminole, FL

Pinellas Co.
๐Ÿ“ 13873 75th Ave

Eric Derosa from Cary, NC

Wake Co.
๐Ÿ“ 1108 Castalia Dr

Eric Derosa from Ballston Spa, NY

Saratoga Co.
๐Ÿ“ 104 Pleasant St 2

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 16 contact records for Eric Derosa across 8 states. The most recent address on file is in Novato, California. Of these records, 7 include phone numbers. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Derosa, Eric

San-bernardino County
PIN: 27527301
· 22175 Carhart Ave, GRAND TERRACE ca

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Eric Derosa. Values shown are from county assessor records and may differ from current market prices.

Eric M Derosa

Democrat
836 Roanoke Ct, Ramsey, 07446
DOB: 2/16/1971
County: Bergen

Eric A Derosa

2233 SW Halissee St, Pt St Lucie, , 34953

eric KEVIN derosa

Republican Reg: 12/09/1997
304 Fairway Vista Dr, Holly Springs, NC, 27540
DOB: 1964 Gender: Male
County: Wake

Eric Michael Derosa

Reg: 410416435
55 West 92 Street 4b
DOB: 19891117 Gender: Male
Senate: 10

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Eric Derosa in , North Carolina. Records show affiliations with D, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 CHRYSLER TOWN AND COUNTRY MINIVAN PASSENGER
ยท Registered to: Eric Derosa
ยท VIN: 2C4GP54LX4R578033
·
109 Bittercress Ct, Cary, NC, 27518
·
(919) 363-7117
2011 Volkswagen GTI
ยท Registered to: Eric Derosa
ยท VIN: WVWEV7AJ0BW316876
·
238 Pond Ridge Rd, Libertyville, IL, 60048-2156
·
(847) 308-8029
2011 BUICK ENCLAVE
ยท Registered to: Eric Derosa
ยท VIN: 5GAKRBED7BJ332019
·
109 Bittercress Ct, Cary, NC, 27518-2982
·
(919) 363-7117
2008 Chrysler 300
ยท Registered to: Eric Derosa
ยท VIN: 2C3KA63H48H336059
·
109 Bittercress Ct, Cary, NC, 27518
·
(919) 363-7117
2009 Volkswagen New Beetle
ยท Registered to: Eric Derosa
ยท VIN: 3VWPW31C69M509573
·
109 Bittercress Ct, Cary, NC, 27518-2982
·
(919) 363-7117

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Eric Derosa. Registered makes include Chrysler, Volkswagen, Buick. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Walgreen Co.

Director Of Marketing
eric.derosa@walgreens.com
Deerfield,

Set Starter LLC

Member
(919) 363-7117
Cary, NC
Holding and Other Investment Offices (Offices)

Fonville Morisey, Realtors

Eric DeRosa
(919) 859-0800ederosa@fmrealty.com
Cary, 27511NC

Eric Derosa

Investment Banking Associate
New York

Liquid 8 Technology Inc.

Eric DerosaAccount Manager
(646) 230-8634ederosa@liquidtechnology.net
Brooklyn, NY

Eric deRosa

VP at America's Lead Sour ยท Greater San Diego Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 18 business affiliations were found for Eric Derosa. Companies include Set Starter LLC, Fonville Morisey, Realtors, Liquid 8 Technology Inc.. Roles listed include Director Of Marketing and Group Manager Proposals. Records are compiled from state business registries, SEC filings, and professional networking databases.

Set Starter, LLC

ID: 0486987
Addr: 109 Bittercressย Court, Cary, NC, 27511
Filed: Mar 4, 1999 NC Wake County
Registered Agent: Derosa, Eric

Set Starter, LLC

ID: 1034065
Addr: 109 Bittercress Ct, Cary, NC, 27518-2982
Filed: Mar 20, 2008 NC Wake County
Registered Agent: Derosa, Eric

Set Starter II, LLC

ID: 0736565
Addr: 109 Bittercress Court, Cary, NC, 27511
Filed: Jul 29, 2004 NC Wake County
Registered Agent: Derosa, Eric

Set Starter II, LLC

ID: 0736565
Addr: 109 Bittercress Court, Cary, NC, 27511
Filed: Jul 29, 2004 NC Wake County
Registered Agent: Derosa, Eric

Set Starter, LLC

ID: 1034065
Addr: 109 Bittercress Ct, Cary, NC, 27518-2982
Filed: Mar 20, 2008 NC Wake County
Registered Agent: Derosa, Eric

Set Starter, LLC

ID: 0486987
Addr: 109 Bittercressย Court, Cary, NC, 27511
Filed: Mar 4, 1999 NC Wake County
Registered Agent: Derosa, Eric

Source: Public Records Eric Derosa appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Eric Derosa - NC

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Eric Derosa is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Eric Derosa

Joliet East High School - Joliet, IL, IL
1978

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Eric Derosa has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$18 Jan 6, 2012
2012
Nc Realtors Pac
Derosa, Eric Real Estate Broker @ Fonville Morisey Lochmere Sale Cary, NC
$70 Sep 2, 2004
2004
Nc Realtors Pac
Derosa, Eric Realtor @ Fonville Morisey Realtors Cary, NC
$70 Sep 2, 2004
Nc Realtors Pac
Contributor Realtor @ Fonville Morisey Realtors Cary, NC

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Eric Derosa. Total disclosed contributions amount to $158. Recipients include Nc Realtors Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

Eric Derosa

License: 211945 Broker

Source: State Real Estate Commissions ยท NAR License Databases

MP

Eric A Derosa

Age 28 Male
·
2233 SW Halissee St, Port St Lucie, FL 34953 (Saint Lucie County)
27.2759, -80.4217
· (954) 785-5209
Marital: Single TZ: Eastern
Homeowner Single Family Built 1996 Purchased 2004
MP

Eric M Derosa

Male
·
15 Le Grande Ave, Greenwich, CT 06830 (Fairfield County)
41.0261, -73.6186
Marital: Inferred Single TZ: Eastern
Multi-Family
MP

Eric Derosa

Age 21 Male
·
1309 Dendron Dr, Hewitt, TX 76643 (McLennan County)
31.4390, -97.1981
· (254) 666-5168
Marital: Single TZ: Central
Homeowner Single Family Built 1987 Purchased 1990
MP

Eric A Derosa

Age 52 Male
·
22175 Carhart Ave, Grand Terrace, CA 92313 (San Bernardino County)
34.0363, -117.3200
Marital: Inferred Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1959 Purchased 2009
MP

Eric Derosa

Age 41 Male
·
17 Whittemore Rd, Suncook, NH 03275 (Merrimack County)
43.1638, -71.4808
TZ: Eastern
Occ: White Collar Edu: Some College
Single Family
MP

Eric Derosa

Male
·
1306 Gleneagles Pl, Lawrenceburg, IN 47025 (Dearborn County)
39.1457, -84.8485
TZ: Eastern
Single Family
MP

Eric K Derosa

Age 53 Male
·
109 Bittercress Ct, Cary, NC 27518 (Wake County)
35.7084, -78.8020
· (919) 363-7117
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 2000 Purchased 2001

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Eric Derosa. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Eric Derosa. These loans were issued to businesses, not individuals.

Gruber Photographers, INC.

Subchapter S Corporation

$26,405 Paid in Full
Address:
15 W 26th St Fl 2
New York, NY10010-1002
Approved

May 27, 2020

Forgiven

$26,680

Jobs Reported

3

Loan #

3974457808

Loan Size

Small

Grlm, LLC

Limited Liability Company(LLC

$324,137 Paid in Full
Address:
15 W 26th St Fl 4
New York, NY10010
Approved

May 1, 2020

Forgiven

$327,896

Jobs Reported

16

Loan #

1479927702

Loan Size

Medium

Velem LLC

Corporation

$545,290 Paid in Full
Address:
15 W 26th St Fl 8
New York, NY10010-1065
Approved

Mar 6, 2021

Forgiven

$548,704

Jobs Reported

34

Loan #

7538878509

Loan Size

Medium

Netamorphosis, LLC

Limited Liability Company(LLC

$149,300 Paid in Full
Address:
15 W 26th St Rm 10f
New York, NY10010-1070
Approved

Apr 28, 2020

Forgiven

$150,810

Jobs Reported

22

Loan #

8492037201

Loan Size

Small

Mesa Realty Associates LLC

Limited Liability Company(LLC

$26,070 Paid in Full
Address:
15 W 26th St
New York, NY10010-1002
Approved

Feb 19, 2021

Forgiven

$26,289

Jobs Reported

2

Loan #

1983138500

Loan Size

Small

Mauriel Kapouytian Woods LLP

Limited Liability Partnership

$314,900 Paid in Full
Address:
15 W 26th St 7th Fl
New York, NY10010
Approved

May 1, 2020

Forgiven

$438,444

Jobs Reported

16

Loan #

6701147709

Loan Size

Medium

Developmental Movement Project, INC.

Non-Profit Organization

$3,437 Paid in Full
Address:
15 W 26th St Rm 10R Babies Project
New York, NY10010
Approved

Apr 27, 2020

Forgiven

$3,461

Jobs Reported

3

Loan #

5598857205

Loan Size

Small

Gruber Photographers INC.

Subchapter S Corporation

$26,405 Paid in Full
Address:
15 W 26th St Fl 2 Gruber Photographers
New York, NY10010-1002
Approved

Mar 18, 2021

Forgiven

$26,620

Jobs Reported

3

Loan #

4625708607

Loan Size

Small

Del Deo & Barzune LLC

Limited Liability Company(LLC

$30,277 Paid in Full
Address:
15 W 26th St Ste 2r
New York, NY10010
Approved

May 1, 2020

Forgiven

$30,548

Jobs Reported

30

Loan #

2905777703

Loan Size

Small

Mauriel Kapouytian Woods LLP

Limited Liability Partnership

$433,900 Paid in Full
Address:
15 W 26th St Fl 7
New York, NY10010-1033
Approved

Mar 18, 2021

Forgiven

$436,457

Jobs Reported

14

Loan #

4470918605

Loan Size

Medium

The Study Hotels LLC

Partnership

$83,013 Paid in Full
Address:
15 W 26th St Rm 902
New York, NY10010-1026
Approved

Mar 30, 2021

Forgiven

$84,032

Jobs Reported

2

Loan #

2616228702

Loan Size

Small

Study Philadelphia Operating LLC

Partnership

$1,376,819 Exemption 4
Address:
15 W 26th St
New York, NY10010-1002
Approved

Mar 31, 2021

Forgiven

$1,283,440

Jobs Reported

41

Loan #

4076858700

Loan Size

Medium-Large

Hospitality 3 LLC

Limited Liability Company(LLC

$63,230 Paid in Full
Address:
15 W 26th St Rm 902
New York, NY10010-1026
Approved

Mar 27, 2021

Forgiven

$64,030

Jobs Reported

3

Loan #

1715338701

Loan Size

Small

Developmental Movement Project INC.

Non-Profit Organization

$3,437 Paid in Full
Address:
15 W 26th St Rm 10R Babies Project
New York, NY10010
Approved

Feb 13, 2021

Forgiven

$3,461

Jobs Reported

3

Loan #

8219678407

Loan Size

Small

Netamorphosis LLC

Limited Liability Company(LLC

$149,300 Paid in Full
Address:
15 W 26th St Rm 10F
New York, NY10010-1070
Approved

Feb 14, 2021

Forgiven

$150,544

Jobs Reported

12

Loan #

8998918405

Loan Size

Small

Taicoa Corporation

Corporation

$763,747 Paid in Full
Address:
15 W 26th St Fl 11
New York, NY10010-1024
Approved

Jan 29, 2021

Forgiven

$770,192

Jobs Reported

33

Loan #

8533388303

Loan Size

Medium

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 16 PPP loan records are linked to businesses associated with Eric Derosa. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Eric Derosa on the map

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Eric Derosa in CA: Background Summary

Location
164 Escallonia Dr Novato, CA 94945-1811
Other Locations
Novato, CA ยท Libertyville, IL ยท New York, NY and 9 more
Profiles Found
16 people with this name
Phone Numbers
(415) 747-4543 and 7 others on file
Possible Relatives
Eric M Derosa, Mary Ellen Derosa, Robert G Derosa, E Demary, Rosa Robert G De
Career
Director Of Marketing, Group Manager Proposals at Set Starter LLC, Fonville Morisey, Realtors
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked โ€” 2004 Chrysler Town And Country, 2011 Volkswagen Gti and 3 more
Contributions
$157.5 total โ€” Nc Realtors Pac
PPP Loans
$4320K for Gruber Photographers, INC., Grlm, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Eric Derosa. Because public records are indexed by name rather than by a unique identifier, the 83 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Eric Derosa

Search Complexity: High

83 public records across 11states, belonging to approximately 16 different individuals. With 16 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: North Carolina (19%), followed by California and New York. Spans the South and Northeast regions.

NC16recordsCA10recordsNY6recordsIL4recordsFL2recordsNH2records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (27%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (18) and PPP Loan Records (16).

20
Contact & Address Records
18
Business & Corporate Filings
16
PPP Loan Records
6
Corporate Records
5
Vehicle Registration Records
4
Voter Registration Records

Age Distribution

Age range: approximately 46 years, suggesting multiple generations. Largest group: Senior (65+) (29%).

Senior (65+)2peopleMiddle-Age (40-64)4peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Eric Derosa

Is Eric Derosa a registered voter?
Yes, voter registration records show Eric Derosa is registered with D affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Eric Derosa own property?
County assessor records show 1 property associated with Eric Derosa . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Eric Derosa?
Records show 5 vehicle registrations associated with Eric Derosa, including a 2004 CHRYSLER TOWN AND COUNTRY. Registered makes include Chrysler, Volkswagen, Buick. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Eric Derosa?
We found 18 business affiliations for Eric Derosa (Director Of Marketing). Other companies include Fonville Morisey, Realtors, Liquid 8 Technology Inc.. Business records are compiled from state registries, SEC filings, and professional databases.
Has Eric Derosa made political donations?
FEC disclosure records show 3 reported political contributions from Eric Derosa, totaling $158. Recipients include Nc Realtors Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Eric Derosa?
Our database contains 83 total records for Eric Derosa spanning 11 states. This includes 16 distinct contact records, 7 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Eric Derosa?
The 83 records displayed for Eric Derosa are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Eric Derosa remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.