Ernesto Cespedes

Age 65 b. 1961-01-17
๐Ÿ“ 23200 Camino Del Mar Apt 707, Boca Raton Fl
๐Ÿ“ž (561) 271-3300
โœ‰๏ธ EFCMIAMI@GMAIL.COM, efcmiami@gmail.com

Ernesto Cespedes

๐Ÿ“ 12101 97th, Mia Fl 33186
๐Ÿ“ž (305) 389-0661, (111) 111-0002
โœ‰๏ธ ERNESTOCESPEDES@ATT.NET, ernestocespedes@att.net

Ernesto Cespedes

๐Ÿ“ 204 Delaronde St, New Orleans La
๐Ÿ“ž (208) 521-4789, (208) 520-8257
โœ‰๏ธ CESPEDE99@GMAIL.COM, cespede99@gmail.com

Ernesto Cespedes from Idaho Falls, ID

Age 64
๐Ÿ“ 5354 Cliffside Cir, Idaho Falls, ID 83406
๐Ÿ“ž (208) 542-6392, (208) 542-6392, (504) 888-8406, (601) 638-0011

Ernesto Cespedes from Metairie, LA

Age 95
๐Ÿ“ 7001 Amanda St, Metairie, LA 70003
๐Ÿ“ž (504) 454-0590, (504) 329-9338, (225) 335-1904, (504) 454-0590, (504) 486-3845, (225) 273-0264
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Maria F Cespedes,Sr Er Cespedes,Maria F Cespedes

Ernesto Cespedes from Coral Gables, FL

Age 91 b. Apr 1935 Miami Dade Co.
๐Ÿ“ 1607 Ponce De Leon Blvd 101
๐Ÿ“ž (512) 345-5566, (417) 678-3952

Ernesto Cespedes from Hialeah, FL

Age 43 b. Mar 1983
๐Ÿ“ 540 W 17th St
๐Ÿ“ž (786) 337-9641
๐Ÿ‘ค aka Ernesto C Cruz, Ernesto Cespedescruz, Ernesto Cespedes-Cruz

Ernesto Cespedes from San Francisco, CA

Age 64 b. Nov 1961 San Francisco Co.
๐Ÿ“ 1792 Dolores St Unit 3
๐Ÿ“ž (305) 698-1379

Ernesto Cespedes

๐Ÿ“ 12101 Sw 97th Ter, Miami Fl
๐Ÿ“ž (305) 389-0661, (111) 111-0002
โœ‰๏ธ ERNESTOCESPEDES@ATT.NET

Ernesto Cespedes

๐Ÿ“ 12101 Sw 97th St, Miami Fl
๐Ÿ“ž (305) 389-0661, (111) 111-0002
โœ‰๏ธ ERNESTOCESPEDES@ATT.NET

Ernesto Cespedes from Daly City, CA

San Mateo Co.
๐Ÿ“ 205 Southhill Ct
๐Ÿ“ž (415) 337-0900, (415) 584-3579

Ernesto Cespedes from Idaho Falls, ID

Age 76 b. Aug 1949 Bonneville Co.
๐Ÿ“ 5354 S Cliffside Cir
๐Ÿ“ž (208) 542-6392

Ernesto Cespedes from San Francisco, CA

Male
๐Ÿ“ 931 Prague St
๐Ÿ“ž (415) 786-0578 (SPRINT)

Ernesto Cespedes from San Francisco, CA

Age 65 b. Dec 1960 San Francisco Co.
๐Ÿ“ 80 W Portal Ave 131

Ernesto Cespedes from Boca Raton, FL

Age 65 b. Jan 1961
๐Ÿ“ 7050 W Palmetto Park Rd Apt 123
๐Ÿ‘ค aka Ernesto Felipe Cespedes, Ernesto Felipe Cespedes, Ernesto S Cespedes

Ernesto Cespedes from Metairie, LA

Age 107 b. May 1919 Jefferson Co.
๐Ÿ“ 7001 Amanda St
๐Ÿ‘ค aka Cespedes Ernesto

Ernesto Cespedes from Vallejo, CA

Solano Co.
๐Ÿ“ 330 Yachtsman Dr

Ernesto Cespedes from Fremont, CA

Alameda Co.
๐Ÿ“ 1910 Barrymore Cmn

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 19 contact records for Ernesto Cespedes across 4 states. The most recent address on file is in Coral Gables, Florida. Of these records, 14 include phone numbers and 5 include email addresses. Ages range from 64 to 95, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cespedes Ernesto F

Palm-beach County
· 23200 Camino Del Mar 208, Boca-Raton 33433.0
Built: 1981.0
Assessed: $189,500

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Ernesto Cespedes in Boca-Raton. Values shown are from county assessor records and may differ from current market prices.

Ernesto Felipe Cespedes

23200 Camino Del Mar, Boca Raton, , 33433

Ernesto M Cespedes

Reg: 411064282
170 Wadsworth Avenue 2, 0, 10033
DOB: 19510415 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Ernesto Cespedes in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Volkswagen Passat
ยท Registered to: Ernesto Cespedes
ยท VIN: 1VWBH7A3XCC053145
·
12101 Sw 97th Ter, Miami, FL, 33186-2630
·
(561) 271-3300
2007 Nissan Murano
ยท Registered to: Ernesto Cespedes
ยท VIN: JN8AZ08T87W529037
·
12101 Sw 97Th Ter, Miami, FL, 33186
2013 Nissan Rogue
ยท Registered to: Ernesto Cespedes
ยท VIN: JN8AS5MT4DW540460
·
12101 Sw 97th Ter, Miami, FL, 33186
·
(305) 389-0661
2013 Honda CR-V
ยท Registered to: Ernesto Cespedes
ยท VIN: 5J6RM3H73DL029862
·
912 Olympia Cir, New Orleans, LA, 70114
·
(208) 521-4789
1996 DODGE CARAVAN VAN
ยท Registered to: Ernesto Cespedes
ยท VIN: 2B4FP25B5TR825650
·
111 Laura Lake Rd, Vicksburg, MS, 39180
2009 CHRYSLER TOWN AND COUNTRY
ยท Registered to: Ernesto Cespedes
ยท VIN: 2A8HR54189R616159
·
912 Olympia Cir, New Orleans, LA, 70114-1555
·
(208) 521-4789
ยท Registered to: Ernesto Cespedes
·
103 Lakewood Cir, Vicksburg, MS, 39180
1973
ยท Registered to: Ernesto Cespedes
ยท VIN: 1133010292
·
103 Lakewood Cir, Vicksburg, MS, 39180

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Ernesto Cespedes. Registered makes include Volkswagen, Nissan, Honda, Dodge and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Cespedes Law Group

+13057410301e@cespedeslawgroup.com

Ernesto F. Cespedes

Ernesto Cespedes
(954) 234-7222eclaw@gate.net
Boca Raton, FL33432

De Stefano Foundation For The Arts

Ernesto CespedesBoard Member
Miami, FL

Ernesto Cespedes

Sub Gerente Y Responsable Tecnico
Praxis Ecology Sac

Ernesto Cespedes

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Ernesto Cespedes. Companies include Ernesto F. Cespedes, Praxis Ecology Sac. Roles listed include Null and Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

ernesto cespedes

Age 38
State Reef Fish Angler - 1 year
Addr: 2281 Cantor Ln, North Fort Myers, FL 33917
County: Lee

ernesto cespedes

State Reef Fish Angler - 1 year
Addr: North Fort Myers, FL 33917
County: Lee

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Ernesto Cespedes holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Ernesto Cespedes - MS

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Ernesto Cespedes is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$500 Jan 28, 2008
2008
Alvarez, Carlos
Cespedes, Ernesto D Attorney Miami, FL
$500 Jan 28, 2008
Alvarez, Carlos
Contributor Attorney Miami, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Ernesto Cespedes. Total disclosed contributions amount to $1,000. Recipients include Alvarez, Carlos. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Ernesto Cespedes

Age 46 Male
·
2725 W Okeechobee Rd, Hialeah, FL 33010 (Miami-Dade County)
25.8454, -80.3108
Marital: Single TZ: Eastern
Edu: Some College
Multi-Family
MP

Ernesto Cespedes

Age 48 Male
·
845 Columbus Ave, New York, NY 10025 (New York County)
40.7972, -73.9643
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Ernesto Cespedes

Male
·
23200 Camino Del Mar, Boca Raton, FL 33433 (Palm Beach County)
26.3330, -80.1309
TZ: Eastern
Homeowner Multi-Family Built 1981 Purchased 2016
MP

Ernesto S Cespedes

Age 82 Male
·
12101 SW 97th Ter, Miami, FL 33186 (Miami-Dade County)
25.6773, -80.3916
· (305) 389-0661
Marital: Married TZ: Eastern
Occ: White Collar
Homeowner Single Family Built 1979 Purchased 2014
MP

Ernesto P Cespedes

Age 56 Male
·
400 Santander Dr, San Ramon, CA 94583 (Contra Costa County)
37.7623, -121.9730
· (925) 365-1012
TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1980 Purchased 2013
MP

Ernesto Cespedes

Male
·
204 Delaronde St, New Orleans, LA 70114 (Orleans County)
29.9531, -90.0535
TZ: Central
Homeowner Single Family Purchased 2012

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Ernesto Cespedes. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ernesto Cespedes. These loans were issued to businesses, not individuals.

Jorge A Gonzalez Ledesma

Independent Contractors

$7,524 Paid in Full
Address:
2350 W 12th Ave Apt A1
Hialeah, FL33010-1893
Approved

Apr 18, 2021

Forgiven

$7,547

Jobs Reported

1

Loan #

5708368808

Loan Size

Small

Francisco Enriquez

Sole Proprietorship

$18,127 Paid in Full
Address:
2350 W 12th Ave
Hialeah, FL33010-1800
Approved

Feb 24, 2021

Forgiven

$18,183

Jobs Reported

1

Loan #

3592048510

Loan Size

Small

Francisco Enriquez

Sole Proprietorship

$18,127 Paid in Full
Address:
2350 W 12th Ave
Hialeah, FL33010-1800
Approved

May 21, 2021

Forgiven

$18,201

Jobs Reported

1

Loan #

4947069005

Loan Size

Small

Nelda Aguirre

Sole Proprietorship

$20,833 Paid in Full
Address:
5901 SW 74th St Ste 405
South Miami, FL33143-5164
Approved

Mar 18, 2021

Forgiven

$21,074

Jobs Reported

1

Loan #

4330338606

Loan Size

Small

Cmgb LLC

Limited Liability Company(LLC

$35,000 Paid in Full
Address:
5901 SW 74th ST
South Miami, FL33143
Approved

Apr 29, 2020

Forgiven

$35,252

Jobs Reported

3

Loan #

2826117303

Loan Size

Small

Jorge A Gonzalez Ledesma

Independent Contractors

$7,524 Paid in Full
Address:
2350 W 12th Ave Apt A1
Hialeah, FL33010-1893
Approved

May 22, 2021

Forgiven

$7,539

Jobs Reported

1

Loan #

5476579002

Loan Size

Small

Mitchell Diaz

Self-Employed Individuals

$2,027 Paid in Full
Address:
5901 SW 74th St Suite 214
South Miami, FL33143
Approved

May 1, 2020

Forgiven

$2,044

Jobs Reported

1

Loan #

3491487703

Loan Size

Small

Enelio Tamayo

Independent Contractors

$2,247 Paid in Full
Address:
2350 W 12th Ave A4
Hialeah, FL33010-1800
Approved

Mar 13, 2021

Forgiven

$2,258

Jobs Reported

1

Loan #

2161008600

Loan Size

Small

Enelio Tamayo

Independent Contractors

$2,247 Paid in Full
Address:
2350 W 12th Ave A4
Hialeah, FL33010-1800
Approved

May 19, 2021

Forgiven

$2,255

Jobs Reported

1

Loan #

3594359008

Loan Size

Small

Karel Curras

Self-Employed Individuals

$20,833 Paid in Full
Address:
5901 SW 74th St Suite 213
Miami, FL33143
Approved

May 1, 2020

Forgiven

$20,949

Jobs Reported

1

Loan #

9164397700

Loan Size

Small

Edgewater Capital Management LLC

Limited Liability Company(LLC

$94,401 Paid in Full
Address:
5901 SW 74TH ST Suite 211
Miami, FL33143-5150
Approved

Apr 15, 2020

Forgiven

$95,642

Jobs Reported

6

Loan #

8201307102

Loan Size

Small

Kettler And Associates INC.

Corporation

$6,875 Paid in Full
Address:
5901 SW 74th St
Miami, FL33143-5165
Approved

Mar 26, 2021

Forgiven

$6,923

Jobs Reported

2

Loan #

1161548702

Loan Size

Small

Christian Ruiz

Self-Employed Individuals

$6,135 Paid in Full
Address:
5901 SW 74th St Ste 213
Miami, FL33143-5150
Approved

May 1, 2020

Forgiven

$6,221

Jobs Reported

1

Loan #

8702907702

Loan Size

Small

Sunset Chiropractic Associates

Corporation

$8,843 Paid in Full
Address:
5901 SW 74th St Ste 209
Miami, FL33143-5150
Approved

Apr 21, 2021

Forgiven

$8,930

Jobs Reported

2

Loan #

7487258804

Loan Size

Small

Kettler And Associates, INC.

Corporation

$13,700 Paid in Full
Address:
5901 SW 74th St
Miami, FL33143
Approved

Apr 30, 2020

Forgiven

$13,848

Jobs Reported

2

Loan #

5788617302

Loan Size

Small

David M. Lipman, P.a.

Professional Association

$179,450 Paid in Full
Address:
5901 SW 74th St Ste 304
Miami, FL33143-5150
Approved

Apr 11, 2020

Forgiven

$182,057

Jobs Reported

12

Loan #

3280817107

Loan Size

Medium

Hewitt Financial Services Group

Subchapter S Corporation

$31,200 Paid in Full
Address:
5901 SW 74th St
Miami, FL33143-5165
Approved

Feb 19, 2021

Forgiven

$20,898

Jobs Reported

1

Loan #

1605848504

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 17 PPP loan records are linked to businesses associated with Ernesto Cespedes. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ernesto Cespedes on the map

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Ernesto Cespedes in Boca Raton, FL: Background Summary

Location
23200 Camino Del Mar Apt 707, Boca Raton Fl, Boca Raton, FL
Other Locations
Coral Gables, FL ยท Hialeah, FL ยท San Francisco, CA and 5 more
Profiles Found
19 people with this name
Phone Numbers
(561) 271-3300 and 14 others on file
Email
efcmiami@gmail.com and 2 others on file
Possible Relatives
Laura Y Cespedes, Amy C Glisan, Ann M Cespedes, Elizabeth Andree Arendt, Henry Tyus and 40 more
Career
Board Member at Ernesto F. Cespedes, Praxis Ecology Sac
Properties
1property owned
Vehicles
8 linked โ€” 2012 Volkswagen Passat, 2007 Nissan Murano and 6 more
Contributions
$1,000 total โ€” Alvarez, Carlos
Licenses
2 professional licenses (State Reef Fish Angler - 1 year)
PPP Loans
$475K for Jorge A Gonzalez Ledesma, Francisco Enriquez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ernesto Cespedes. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ernesto Cespedes

Search Complexity: High

78 public records across 6states, belonging to approximately 19 different individuals. With 19 distinct profiles across 6 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 6 states. Highest concentration: Florida (26%), followed by California and Louisiana. Spans the South and West regions.

FL20recordsCA9recordsLA6recordsID4recordsMS2recordsNY1record

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (46%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (17) and Vehicle Registration Records (8).

33
Contact & Address Records
17
PPP Loan Records
8
Vehicle Registration Records
6
Business & Corporate Filings
2
Voter Registration Records
2
Professional License Records

Age Distribution

Age range: approximately 64 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)6peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ernesto Cespedes

Is Ernesto Cespedes a registered voter?
Yes, voter registration records show Ernesto Cespedes is registered in . We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ernesto Cespedes own property?
County assessor records show 1 property associated with Ernesto Cespedes . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ernesto Cespedes?
Records show 8 vehicle registrations associated with Ernesto Cespedes, including a 2012 Volkswagen Passat. Registered makes include Volkswagen, Nissan, Honda, Dodge. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ernesto Cespedes?
We found 6 business affiliations for Ernesto Cespedes (null). Other companies include praxis ecology sac. Business records are compiled from state registries, SEC filings, and professional databases.
Has Ernesto Cespedes made political donations?
FEC disclosure records show 2 reported political contributions from Ernesto Cespedes, totaling $1,000. Recipients include Alvarez, Carlos. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Ernesto Cespedes?
Our database contains 78 total records for Ernesto Cespedes spanning 6 states. This includes 19 distinct contact records, 14 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ernesto Cespedes?
The 78 records displayed for Ernesto Cespedes are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ernesto Cespedes remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.