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Ernesto Martell from Miami, FL

Age 44
📍 11337 161st Pl, Miami, FL 33196
📞 (305) 408-5365, (305) 226-8326, (305) 408-5365
✉️ ymartell@bellsouth.net
👨‍👩‍👧 Relatives: Rafael R Martell,Hilberto Martel,Sonia M Martell,Yoelsys Betancourt,Yolaisys Betancourt,Soto William Martell,Ernie Martell

Ernesto Martell

Age 48 b. 1978-03-25
📍 3165 Destiny Point Dr, El Paso Tx
📞 (915) 313-4787, (915) 494-1423
✉️ ERNESTO_MARTELL@YAHOO.COM, ernesto_martell@yahoo.com

Ernesto Martell

Age 43 b. 1983-03-29
📍 10111 Sw 2nd St, Miami Fl
📞 (305) 984-5234, (305) 967-1343
✉️ MARTELL2655@YAHOO.ES, martell2655@yahoo.es

Ernesto Martell

Age 43 b. 1982-05-25
📍 1705 Margurite Dr, Dixon Ca
📞 (530) 400-0144, (530) 219-7264
✉️ ERNESTOPUMAS@SBCGLOBAL.NET

Mr Ernesto Martell Jr from Homestead, FL

Age 34 b. 10/26/1991
📍 1465 Se 26th Ave, #homestead, FL 33035-2183
👨‍👩‍👧 Relatives: Ernesto Martell,Claudia H Garcia,Euridice Martell,Rancel Millet,Albert I Hernandez,Alejandro M Garcia,Amado L Garcia,Amarilis C Hernandez,Amarilys D Hernandez,Antonia Hernandezcabral,Barbara Garcia,Barbara G Gonzalez,Carlos Garcia,Claudia Garcia,Claudia Hernandez,Claudia Garcia Quezada,Cynthia L Garcia,Diana D Martinez,Dunia Garcia,Fredrick S Bilello,Guadalupe Garcia,Harold Garcia,Isidoro L Riguero Jr,Janette D Hernandez,Jeffrey Anthony Hernandez,Jennifer Suzanne Garcia,Jorge Buergo-Hernandez,Jorge L Garcia,Jorge Guzman Garcia,Jorge L Hernandez,Juan Garcia,Juan N Garcia Grille,Juan Garcia Hernandez,Lourdes Vazquez,Maria Garcia,Maria G Hernandez,Mayren Hiebra,Michael Manuel Hernandez,Nettie V Vila,Nicolas G Garcia,Rene Perez,Richard P Bilello,Rosa Maria Garcia,Rosa A Garcia,Rosa Del Perez,Rosa Perez,Ruben F Perez Sr,Tamara F Hernandez,Yagen B Gutierrez,Yoskania Hernandez
🕐 4 previous addresses

Ernesto Martell

📍 2436 Chartres Dr Apt H Apt H, Gastonia Nc
📞 (980) 677-6163, (980) 238-7708
✉️ TONY_25@HOTMAIL.COM

Ernesto Martell from Dixon, CA

Age 58 b. 1968 Male
📍 1705 Margurite Dr
📞 (707) 693-1347
✉️ ernesto.martell@icloud.com

Mr Ernesto Martell from Miami, FL

Age 43 b. 3/29/1983
📍 5077 Nw 7th St, Apt 1104, #miami, FL 33126-3464
🕐 3 previous addresses

Ernesto Martell from Winters, CA

Male
📍 P.o. Box 371
📞 (530) 867-3439 (AT&T MOBILITY)

Ernesto Martell from Philadelphia, PA

Age 69 b. Sep 1956 Philadelphia Co.
📍 148 N Broad St

Ernesto Martell from Dixon, CA

📍 1705 Margurite Dr, Dixon, CA 95620
📞 (707) 693-1347

Ernesto Martell from San Juan, PR

San Juan Co.
📍 Po Box 21184

Ernesto Martell from Philadelphia, PA

Philadelphia Co.
📍 2851 N Darien St

Ernesto Martell from Mayaguez, PR

Mayaguez Co.
📍 Pob Rura 329 Bo Mira Urb Ln

Ernesto Martell from Miami, FL

Miami Dade Co.
📍 7601 Sw 22nd St

Ernesto Martell from Mayaguez, PR

Mayaguez Co.
📍 680 Nm Parc Rio Hondo Gg 38

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 17 contact records for Ernesto Martell across 4 states. The most recent address on file is in Dixon, California. Of these records, 10 include phone numbers and 6 include email addresses. The listed age is 44. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Martell Ernesto

Philadelphia County
PIN: 036N140077
· 2933 N Fairhill St, Philadelphia pa

Martell Ernesto D

Solano County
· 1705 Margurite Drive, Dixon Ca 95620

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Ernesto Martell in Dixon. Values shown are from county assessor records and may differ from current market prices.

2007 TOYOTA CAMRY
· Registered to: Ernesto Martell
· VIN: 4T1BE46K97U706005
·
11337 SW 161st Pl, Miami, FL, 33196-4277
2013 GMC Yukon XL
· Registered to: Ernesto Martell
· VIN: 1GKS1HE05DR123005
·
3165 Destiny Point Dr, El Paso, TX, 79938
·
(915) 494-1414
2018 CHEVROLET SUBURBAN
· Registered to: Ernesto Martell
· VIN: 1GNSCHE0XIR111204
·
3165 Destiny Point Dr, El Paso, TX, 79938-5464
·
(915) 494-1423
2013 CHEVROLET SUBURBAN
· Registered to: Ernesto Martell
· VIN: 1GNSCHE0XDR111204
·
3165 Destiny Point Dr, El Paso, TX, 79938

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Ernesto Martell. Registered makes include Toyota, Gmc, Chevrolet. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Ernesto Martell

Propietario
Aguascalientes, Aguascalientes, Mexico Construction
LinkedIn

Ernesto Martell

United States

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 4 business affiliations were found for Ernesto Martell. Records are compiled from state business registries, SEC filings, and professional networking databases.

ernesto martell

Age 34
State Reef Fish Angler - 1 year
Addr: 16072 SW 83rd Ter, Miami, FL 33193
County: Miami-Dade
Phone: (305) 803-1212
Email: ernestomartell91@yahoo.com

ernesto martell

State Reef Fish Angler - 1 year
Addr: Miami, FL 33193
County: Miami-Dade
Phone: (305) 803-1212
Email: ernestomartell91@yahoo.com

Source: State Professional Licensing Boards · Dept. of Professional Regulation Ernesto Martell holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Ernesto Martell

Winters High School - Winters, CA, CA
2000

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ernesto Martell has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Ernesto Martell

Male
·
27553 SW 139th Psge, Homestead, FL 33032 (Miami-Dade County)
25.5261, -80.4069
Homeowner Single Family Built 2016 Purchased 2017
MP

Ernesto Martell

Male
·
2723 N Racine Ave, Chicago, IL 60614 (Cook County)
41.9319, -87.6588
TZ: Central
Homeowner Single Family Built 1995 Purchased 2006
MP

Ernesto Martell

Age 25 Male
·
11401 SW 2nd St, Miami, FL 33174 (Miami-Dade County)
25.7665, -80.3819
Marital: Single TZ: Eastern
Single Family
MP

Ernesto Martell

Age 34 Male
·
5077 NW 7th St, Miami, FL 33126 (Miami-Dade County)
25.7785, -80.2777
TZ: Eastern
Edu: High School
Multi-Family
MP

Ernesto Martell

Age 39 Male
·
PO Box 962638, El Paso, TX 79996 (El Paso County)
31.7718, -106.3040
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family
MP

Ernesto Martell

Male
·
3165 Destiny Point Dr, El Paso, TX 79938 (El Paso County)
31.7898, -106.2200
· (915) 494-1414
TZ: Mountain
Homeowner Single Family Built 2012 Purchased 2013
MP

Ernesto Martell

Male
·
1705 Margurite Dr, Dixon, CA 95620 (Solano County)
38.4633, -121.8270
TZ: Pacific
Homeowner Single Family Built 1998 Purchased 2011
MP

Ernesto Martell

Age 25 Male
·
6325 SW 138th Ct, Miami, FL 33183 (Miami-Dade County)
25.7080, -80.4173
TZ: Eastern
Edu: High School
Multi-Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Ernesto Martell. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ernesto Martell. These loans were issued to businesses, not individuals.

Yudisley Garces

Independent Contractors

$1,680 Exemption 4
Address:
5077 NW 7th St
Miami, FL33126-3461
Approved

May 23, 2021

Jobs Reported

1

Loan #

7161749010

Loan Size

Small

Alcides Rivera

Independent Contractors

$20,072 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 12, 2021

Forgiven

$20,148

Jobs Reported

1

Loan #

2331198800

Loan Size

Small

Ileider Matos

Independent Contractors

$9,835 Exemption 4
Address:
5077 NW 7th St Apt 1015
Miami, FL33126-3464
Approved

Feb 13, 2021

Jobs Reported

1

Loan #

8398528402

Loan Size

Small

Jonathan Picon

Self-Employed Individuals

$3,825 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 13, 2021

Forgiven

$3,843

Jobs Reported

1

Loan #

3021268807

Loan Size

Small

Anadaris Padron Llanes

Sole Proprietorship

$10,718 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3461
Approved

Apr 23, 2021

Forgiven

$10,776

Jobs Reported

1

Loan #

8930578806

Loan Size

Small

Naiviv Navarro Aguiar

Independent Contractors

$19,150 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Mar 15, 2021

Forgiven

$19,236

Jobs Reported

1

Loan #

2390648608

Loan Size

Small

Yannelin Rivera Bosaw

Sole Proprietorship

$20,832 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Jan 31, 2021

Forgiven

$21,025

Jobs Reported

1

Loan #

9631758305

Loan Size

Small

Maria Claudia Ramirez

Self-Employed Individuals

$3,612 Paid in Full
Address:
5077 NW 7th St 1512
Miami, FL33126
Approved

May 13, 2020

Forgiven

$3,674

Jobs Reported

1

Loan #

6018377409

Loan Size

Small

Nathalie Abdul Paghi Jabour

Self-Employed Individuals

$1,979 Paid in Full
Address:
5077 NW 7th St Apt 1003
Miami, FL33126-3461
Approved

Mar 23, 2021

Forgiven

$1,988

Jobs Reported

1

Loan #

7307148603

Loan Size

Small

Marbelys Nunez Reynoso

Self-Employed Individuals

$20,130 Paid in Full
Address:
5077 NW 7th St Apt TS14
Miami, FL33126-3688
Approved

Mar 9, 2021

Forgiven

$20,263

Jobs Reported

1

Loan #

8454138507

Loan Size

Small

A/C Cooling Systems CORP

Corporation

$2,672 Paid in Full
Address:
5077 NW 7th St Apt 702
Miami, FL33126-3462
Approved

Mar 20, 2021

Forgiven

$2,689

Jobs Reported

1

Loan #

5669108600

Loan Size

Small

Manuel Rengifo

Self-Employed Individuals

$3,537 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Mar 17, 2021

Forgiven

$3,566

Jobs Reported

1

Loan #

3727478606

Loan Size

Small

Nathalie Abdul Paghi Jabour

Self-Employed Individuals

$1,979 Paid in Full
Address:
5077 NW 7th St Apt 1003
Miami, FL33126-3464
Approved

Apr 15, 2021

Forgiven

$1,987

Jobs Reported

1

Loan #

4058148804

Loan Size

Small

Yudisley Garces

Independent Contractors

$1,680 Exemption 4
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 13, 2021

Jobs Reported

1

Loan #

2850458808

Loan Size

Small

Yeniett Hernandez

Self-Employed Individuals

$20,833 Paid in Full
Address:
5077 NW 7th St Apt 411
Miami, FL33126-3461
Approved

May 2, 2021

Forgiven

$20,948

Jobs Reported

1

Loan #

6508128904

Loan Size

Small

Lina Etemadi

Single Member LLC

$2,902 Exemption 4
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 28, 2021

Jobs Reported

1

Loan #

4321338909

Loan Size

Small

Noslen Menendez Llorente

Sole Proprietorship

$7,280 Paid in Full
Address:
5077 NW 7th St Apt 415 Edificio 4
Miami, FL33126
Approved

Mar 24, 2021

Forgiven

$7,315

Jobs Reported

1

Loan #

8030898606

Loan Size

Small

Manuel Rengifo

Self-Employed Individuals

$3,537 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 16, 2021

Forgiven

$3,561

Jobs Reported

1

Loan #

4965218805

Loan Size

Small

Jose A Sardinas

Sole Proprietorship

$5,366 Paid in Full
Address:
5077 NW 7th St Apt 1008
Miami, FL33126-3464
Approved

May 22, 2021

Forgiven

$5,384

Jobs Reported

1

Loan #

5709489001

Loan Size

Small

Ernesto Martell

Independent Contractors

$5,729 Paid in Full
Address:
27553 SW 139th Psge
Homestead, FL33032-6690
Approved

Apr 28, 2021

Forgiven

$5,766

Jobs Reported

1

Loan #

3637928900

Loan Size

Small

Ray Rubio Rivera

Independent Contractors

$9,371 Paid in Full
Address:
5077 NW 7th St Apt 711
Miami, FL33126-3462
Approved

Apr 2, 2021

Forgiven

$9,411

Jobs Reported

1

Loan #

5470418700

Loan Size

Small

Eduardo Ruiz

Sole Proprietorship

$20,375 Paid in Full
Address:
5077 NW 7th St Ph 5
Miami, FL33126-3693
Approved

Apr 28, 2021

Forgiven

$20,453

Jobs Reported

1

Loan #

4216728906

Loan Size

Small

Ray Rubio Rivera

Independent Contractors

$9,371 Paid in Full
Address:
5077 NW 7th St Apt 711
Miami, FL33126-3462
Approved

Apr 26, 2021

Forgiven

$9,406

Jobs Reported

1

Loan #

2346928906

Loan Size

Small

Jonathan Picon

Self-Employed Individuals

$3,825 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3461
Approved

May 23, 2021

Forgiven

$3,833

Jobs Reported

1

Loan #

6696099007

Loan Size

Small

Mileidy Gonzalez

Sole Proprietorship

$20,833 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 28, 2021

Forgiven

$20,971

Jobs Reported

1

Loan #

4012108906

Loan Size

Small

Sheyla Reyes Canosa

Self-Employed Individuals

$20,366 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3469
Approved

Apr 27, 2021

Forgiven

$20,410

Jobs Reported

1

Loan #

2828678906

Loan Size

Small

Freddy Martinez

Independent Contractors

$5,112 Paid in Full
Address:
5077 NW 7th St N/A
Miami, FL33126-3469
Approved

Apr 17, 2021

Forgiven

$5,131

Jobs Reported

1

Loan #

5199628804

Loan Size

Small

Ernesto Martell

Independent Contractors

$5,729 Paid in Full
Address:
27553 SW 139th Psge
Homestead, FL33032-6690
Approved

Apr 6, 2021

Forgiven

$5,760

Jobs Reported

1

Loan #

7883158702

Loan Size

Small

Maylin Sanchez

Independent Contractors

$9,746 Paid in Full
Address:
5077 NW 7th St
Miami, FL33126-3461
Approved

Mar 30, 2021

Forgiven

$9,780

Jobs Reported

1

Loan #

3150868708

Loan Size

Small

Dayana Trejo

Independent Contractors

$924 Paid in Full
Address:
5077 NW 7th St N/A
Miami, FL33126-3469
Approved

Apr 23, 2021

Forgiven

$927

Jobs Reported

1

Loan #

9459998805

Loan Size

Small

Vista Behavior Services LLC

Limited Liability Company(LLC

$28,380 Exemption 4
Address:
5077 NW 7th St 1111
Miami, FL33126-3461
Approved

Jun 27, 2020

Jobs Reported

3

Loan #

5279658007

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 31 PPP loan records are linked to businesses associated with Ernesto Martell. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ernesto Martell on the map

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13
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Found 27 results across 5 states

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Ernesto Martell in El Paso, TX: Background Summary

Location
3165 Destiny Point Dr, El Paso Tx, El Paso, TX
Other Locations
Dixon, CA · Winters, CA · Philadelphia, PA and 3 more
Profiles Found
17 people with this name
Phone Numbers
(305) 408-5365 and 11 others on file
Email
ymartell@bellsouth.net and 5 others on file
Possible Relatives
Rafael R Martell, Hilberto Martel, Sonia M Martell, Yoelsys Betancourt, Yolaisys Betancourt and 52 more
Properties
2properties owned
Vehicles
4 linked — 2007 Toyota Camry, 2013 Gmc Yukon XL and 2 more
Licenses
2 professional licenses (State Reef Fish Angler - 1 year)
PPP Loans
$301K for Yudisley Garces, Alcides Rivera

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ernesto Martell. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ernesto Martell

Search Complexity: High

72 public records across 5states, belonging to approximately 17 different individuals. With 17 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: Florida (18%), followed by California and Texas. Spans the South and West regions.

FL13recordsCA6recordsTX4recordsPA3recordsIL1record

Record Type Breakdown

Data spans 6 record categories. Largest: PPP Loan Records (49%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (20) and Vehicle Registration Records (4).

31
PPP Loan Records
20
Contact & Address Records
4
Vehicle Registration Records
4
Business & Corporate Filings
2
Property Ownership Records
2
Professional License Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (20%).

Senior (65+)1personMiddle-Age (40-64)3peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ernesto Martell

Does Ernesto Martell own property?
County assessor records show 2 properties associated with Ernesto Martell . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ernesto Martell?
Records show 4 vehicle registrations associated with Ernesto Martell, including a 2007 TOYOTA CAMRY. Registered makes include Toyota, Gmc, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ernesto Martell?
We found 4 business affiliations for Ernesto Martell. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Ernesto Martell?
Our database contains 72 total records for Ernesto Martell spanning 5 states. This includes 17 distinct contact records, 10 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ernesto Martell?
The 72 records displayed for Ernesto Martell are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ernesto Martell remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.