Fernando Arruda from New Bedford, MA

Age 71
๐Ÿ“ 76 Forest St, New Bedford, MA 02740
๐Ÿ“ž (508) 996-8530, (508) 992-2547, (508) 994-8947, (508) 996-8530, (508) 994-0466
โœ‰๏ธ camara@verizon.com, camara1@verizon.com, ranger3368@live.com, tweety22690@hotmail.com, tweey@hotmail.com, tweey22690@hotmail.com

Fernando Arruda from East Taunton, MA

Age 46
๐Ÿ“ 47 Tynan Ave, East Taunton, MA 02718
๐Ÿ“ž (508) 823-0238, (508) 697-4667, (508) 823-0238, (508) 823-9663, (508) 677-1837
โœ‰๏ธ fdr8950@mediaone.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Brenda A Arruda,Kathleen Arruda,Paulo J Arruda,Jose M Arruda,Zelia A Arruda

Fernando Arruda from Fall River, MA

Age 62
๐Ÿ“ 623 Robeson St, Fall River, MA 02720
๐Ÿ“ž (508) 678-6568, (508) 679-5997, (508) 677-6974

Fernando Arruda from Fall River, MA

Age 41
๐Ÿ“ 162 Covel St #2, Fall River, MA 02723
๐Ÿ“ž (508) 567-3134, (508) 646-9298, (508) 567-3134

Fernando Arruda from Fall River, MA

Age 50
๐Ÿ“ 25 Terry Ln #1, Fall River, MA 02720
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Joseph V Arruda,John R Arruda,Maria F Arruda,Adriana M Arruda,Leslie S Arruda,Fatima Arruda

Fernando Arruda from New Bedford, MA

Age 60 b. Oct 1965
๐Ÿ“ 76 Forest St
๐Ÿ“ž (508) 994-0466

Fernando Arruda from Richmond, VA

Age 52 b. Nov 1973 Chesterfield Co.
๐Ÿ“ 11225 Lady Slipper Ln
๐Ÿ“ž (706) 550-0696
๐Ÿ‘ค aka Fernando Andrade Arruda

Fernando Arruda from Midlothian, VA

Age 82 b. Jul 1943
๐Ÿ“ 428 Water Pointe Ln
๐Ÿ“ž (508) 996-8530

Fernando Arruda from Fall River, MA

Age 53 b. Feb 1973 Bristol Co.
๐Ÿ“ 87 Columbia St
๐Ÿ“ž (508) 679-6626

Fernando Arruda from New Bedford, MA

0
๐Ÿ“ 18 Stevens, New Bedford, MA 02745
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jose S Arruda

Fernando Arruda from Escondido, CA

Male
๐Ÿ“ 345 E Park Ave
๐Ÿ“ž (760) 578-5289 (SPRINT)

Fernando Arruda from Ponte Vedra Beach, FL

0000 Male
๐Ÿ“ 107 Abalone Ln W
๐Ÿ“ž (904) 535-4589

Fernando Arruda from San Diego, CA

Age 51 b. Sep 1974 San Diego Co.
๐Ÿ“ 1440 Thomas Ave 3

Fernando Arruda from Fall River, MA

Age 74 b. Dec 1951
๐Ÿ“ 292 Stockton St

Fernando Arruda from Fall River, MA

Age 62 b. Jan 1964
๐Ÿ“ 25 Terry Ln 1

Fernando Arruda from Miami, FL

Age 48 b. Apr 1977
๐Ÿ“ 13755 Sw 147th Circle Ln Apt 1

Fernando Arruda from Sarasota, FL

Age 75 b. 1951 Male
๐Ÿ“ 5122 Northridge Rd Unit 107
๐Ÿ’ผ 1702
๐Ÿ“ž (941) 921-2746

Fernando Arruda from Boston, MA

0
๐Ÿ“ 130 Bowdoin St #707, Boston, MA 02108

Fernando Arruda from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 3730 Dufresne Ct
๐Ÿ“ž (310) 287-4743

Fernando Arruda from East Taunton, MA

Bristol Co.
๐Ÿ“ 47 Tynan Ave

Fernando Arruda from Hermosa Beach, CA

Los Angeles Co.
๐Ÿ“ 653 1 St St 1

Fernando Arruda from San Diego, CA

San Diego Co.
๐Ÿ“ 9740 Mesa Springs Way Apt 55

Fernando Arruda from San Diego, CA

San Diego Co.
๐Ÿ“ 1402 Grand Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 26 contact records for Fernando Arruda across 4 states. The most recent address on file is in New Bedford, Massachusetts. Of these records, 15 include phone numbers and 4 include email addresses. Ages range from 41 to 71, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Arruda Fernando

Duval County
PIN: 1541662444R
· 8539 W Gate Pkwy 9322, Jacksonville 32216
Value: $69,000

Arruda Fernando

Duval County
PIN: 1541662444R
· 8539 W Gate Pkwy 9322, Jacksonville
Built: 2007.0
Assessed: $99,000

Arruda Fernando

Duval County
· 8539 W Gate Pkwy 9322, Jacksonville-East 32216.0
Built: 2007.0
Assessed: $99,000

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Fernando Arruda in Jacksonville-East. Values shown are from county assessor records and may differ from current market prices.

Fernando Diogo Medeiros Arruda

5122 Northridge Rd, Sarasota, , 34238

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Fernando Arruda in . Voter data is released as public information under state election laws and reflects status at time of the state data release.

2005 DODGE MAGNUM
ยท Registered to: Fernando Arruda
ยท VIN: 2D4FV48V25H167162
·
47 Tynan Ave, East Taunton, MA, 02718
·
(508) 823-0238
2011 Kia Optima
ยท Registered to: Fernando Arruda
ยท VIN: KNAGN4A79B5087807
·
47 Tynan Ave, East Taunton, MA, 02718
·
(508) 823-0238
2002 HYUNDAI ELANTRA CAR BASIC ECONOMY
ยท Registered to: Fernando Arruda
ยท VIN: KMHDN45D62U333414
·
103 Nina Ct, Ponte Vedra Beach, FL, 32082
2008 MAZDA RX-8
ยท Registered to: Fernando Arruda
ยท VIN: JM1FE173280216445
·
8539 Gate Pkwy W Unit 9322, Jacksonville, FL, 32216
1995 MERCURY TRACER 4DR SEDAN
ยท Registered to: Fernando Arruda
ยท VIN: 3MASM10J8SR661810
·
4141 Rosemeade Pkwy Apt 3101, Dallas, TX, 75287
2002
ยท Registered to: Fernando Arruda
·
869 Sawyer Run Ln, Ponte Vedra Beach, FL, 32082
ยท Registered to: Fernando Arruda
·
121 Natures Isle Dr, Ponte Vedra Beach, FL, 32082

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Fernando Arruda. Registered makes include Dodge, Kia, Hyundai, Mazda and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Fernando Arruda

Realtor
Realtor Sales Agent Site Agent
Florida

Four Seasons Landscape Mtrls

Fernando ArrudaProgram Director
farruda@yahoo.com
3730 Dufresne Ct, Los Angeles, CA90034
fourseasonsmaterials.com

Fernando Kill ARRUDA

United States

Four Seasons Landscape Mtrls

Fernando ArrudaProgram Director
farruda@yahoo.com
3730 Dufresne Ct, Los Angeles, CA90034

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 22 business affiliations were found for Fernando Arruda. Companies include Four Seasons Landscape Mtrls. Roles listed include Null and Sound Designer Live Sound. Records are compiled from state business registries, SEC filings, and professional networking databases.

fernando ANDRADE arruda

Age 52
Freshwater/Saltwater Fishing - 1 year
Addr: 20 Eustis Pt, Saint Augustine, FL 32084
County: Saint Johns

fernando ANDRADE arruda

Freshwater/Saltwater Fishing - 1 year
Addr: Saint Augustine, FL 32084
County: Saint Johns

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Fernando Arruda holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Fernando ARRUDA - Essenheim, DE

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Fernando Arruda is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Fernando Arruda

Fairhaven High School - Fairhaven, MA, MA
1984

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Fernando Arruda has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$7 Aug 1, 2016
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Arruda, Fernando Fall River, MA
$9 Oct 1, 2016
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Arruda, Fernando Fall River, MA
$6 Mar 24, 2000
2000
Realtors Political Issues Committee
Arruda, Fernando Realtor Ponte Vedra Beach, FL
$6 Nov 1, 2016
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Arruda, Fernando Fall River, MA
$9 Dec 1, 2015
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Arruda, Fernando Fall River, MA
$14 Mar 24, 2000
2000
Realtors Pac Florida
Arruda, Fernando Realtor Ponte Vedra Beach, FL
$8 Sep 1, 2016
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Arruda, Fernando Fall River, MA
$6 Mar 24, 2000
Realtors Political Issues Committee
Contributor Realtor Ponte Vedra Beach, FL
$9
2016
Ma & Northern NE Laborers District Council Pol Action Comm
Contributor Fall River, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Fernando Arruda. Total disclosed contributions amount to $73. Recipients include Realtors Political Issues Committee, Ma & Northern NE Laborers District Council Pol Action Comm. Federal law requires disclosure of contributions above $200 to federal candidates.

Fernando Andrade Arruda

License: 675011 Sales Associate

Source: State Real Estate Commissions ยท NAR License Databases

MP

Fernando D Arruda

Age 65 Male
·
292 Stockton St, Fall River, MA 02721 (Bristol County)
41.6738, -71.1478
Marital: Married TZ: Eastern
Occ: Professional Edu: Some College
Single Family
MP

Fernando J Arruda

Age 53 Male
·
25 Terry Ln, Fall River, MA 02720 (Bristol County)
41.7427, -71.1283
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2001 Purchased 2001
MP

Fernando M Arruda

Age 49 Male
·
47 Tynan Ave, East Taunton, MA 02718 (Bristol County)
41.8534, -71.0325
· (508) 823-0238
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1999 Purchased 1999
MP

Fernando Arruda

Male
·
5122 Northridge Rd, Sarasota, FL 34238 (Sarasota County)
27.2635, -82.4732
TZ: Eastern
Homeowner Multi-Family Built 1999 Purchased 2015
MP

Fernando Arruda

Male
·
495 Brickell Ave, Miami, FL 33131 (Miami-Dade County)
25.7697, -80.1900
TZ: Eastern
Multi-Family
MP

Fernando Arruda

Male
·
107 Abalone Ln W, Ponte Vedra, FL 32082 (Saint Johns County)
30.2213, -81.3873
TZ: Eastern
Single Family
MP

Fernando Arruda

Male
·
276 Stockton St, Fall River, MA 02721 (Bristol County)
41.6739, -71.1481
TZ: Eastern
Single Family
MP

Fernando A Arruda

Age 43 Male
·
8539 Gate Pkwy W, Jacksonville, FL 32216 (Duval County)
30.2539, -81.5661
TZ: Eastern
Occ: White Collar Edu: High School
Homeowner Multi-Family Built 2007 Purchased 2011
MP

Fernando P Arruda

Age 44 Male
·
90 Lisbon St, Fall River, MA 02724 (Bristol County)
41.6791, -71.1617
Marital: Single TZ: Eastern
Homeowner Single Family Built 1931 Purchased 2007

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Fernando Arruda. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Fernando Arruda. These loans were issued to businesses, not individuals.

Rajkovic Logistics INC

$20,750 Exemption 4
Address:
8539 Gate Pkwy W
Approved

Jun 12, 2020

Loan #

3076937906

Loan Size

Small

Tiffany White

Self-Employed Individuals

$6,055 Paid in Full
Address:
8539 Gate Pkwy W Unit 131
Jacksonville, FL32216-1021
Approved

Feb 23, 2021

Forgiven

$6,088

Jobs Reported

1

Loan #

3227158510

Loan Size

Small

Aras Express INC

Corporation

$2,500 Paid in Full
Address:
8539 Gate Pkwy W Unit 1429
Jacksonville, FL32216-1002
Approved

Jun 1, 2020

Forgiven

$2,516

Jobs Reported

1

Loan #

6252017807

Loan Size

Small

Amanda Clark

Sole Proprietorship

$5,000 Paid in Full
Address:
8539 Gate Pkwy W Unit 1537
Jacksonville, FL32216-1046
Approved

Mar 26, 2021

Forgiven

$5,040

Jobs Reported

1

Loan #

9658588607

Loan Size

Small

Nina Deese

Sole Proprietorship

$11,573 Paid in Full
Address:
8539 Gate Parkway W Unit 9311
Jacksonville, FL32216-1002
Approved

May 21, 2020

Forgiven

$11,681

Jobs Reported

1

Loan #

9989917401

Loan Size

Small

Varfee Keita

Independent Contractors

$20,833 Paid in Full
Address:
623 Robeson St
Fall River, MA02720-5423
Approved

Apr 16, 2021

Forgiven

$20,987

Jobs Reported

1

Loan #

4578378807

Loan Size

Small

Tiffany White

Sole Proprietorship

$20,370 Paid in Full
Address:
8539 Gate Pkwy W
Jacksonville, FL32216-1019
Approved

Apr 1, 2021

Forgiven

$20,561

Jobs Reported

1

Loan #

4510498703

Loan Size

Small

B2bhd.tv. LLC

Limited Liability Company(LLC

$45,000 Paid in Full
Address:
8539 Gate Pkwy W #432
Jacksonville, FL32216-1025
Approved

Apr 29, 2020

Forgiven

$45,448

Jobs Reported

3

Loan #

3596317302

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Fernando Arruda. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Fernando Arruda on the map

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Fernando Arruda in New Bedford, MA: Background Summary

Location
76 Forest St,New Bedford, MA 02740, New Bedford, MA
Other Locations
New Bedford, MA ยท Richmond, VA ยท Midlothian, VA and 9 more
Profiles Found
26 people with this name
Phone Numbers
(508) 996-8530 and 14 others on file
Email
camara@verizon.com and 8 others on file
Possible Relatives
Fernando M Arrudajr, Fred M Arruda, August Arruda, Ana P Pacheco, Joseph M Arruda and 100 more
Career
Sound Designer Live Sound, Founder at Four Seasons Landscape Mtrls
Properties
2properties owned
Vehicles
7 linked โ€” 2005 Dodge Magnum, 2011 Kia Optima and 5 more
Contributions
$73.26 total โ€” Ma & Northern NE Laborers District Council Pol Action Comm, Realtors Political Issues Committee
Licenses
2 professional licenses (Freshwater/Saltwater Fishing - 1 year)
PPP Loans
$153K for Rajkovic Logistics INC, Rajkovic Logistics INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Fernando Arruda. Because public records are indexed by name rather than by a unique identifier, the 109 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Fernando Arruda

Search Complexity: High

109 public records across 4states, belonging to approximately 26 different individuals. With 26 distinct profiles across 4 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are moderately distributed across 4 states. Highest concentration: Massachusetts (39%), followed by Florida and California. Spans the Northeast and South regions.

MA43recordsFL15recordsCA9recordsVA2records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (22) and Political Contribution Records (9).

44
Contact & Address Records
22
Business & Corporate Filings
9
Political Contribution Records
9
PPP Loan Records
7
Vehicle Registration Records
3
Property Ownership Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (27%).

Senior (65+)3peopleMiddle-Age (40-64)8people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Fernando Arruda

Is Fernando Arruda a registered voter?
Yes, voter registration records show Fernando Arruda is registered in . We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Fernando Arruda own property?
County assessor records show 3 properties associated with Fernando Arruda . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Fernando Arruda?
Records show 7 vehicle registrations associated with Fernando Arruda, including a 2005 DODGE MAGNUM. Registered makes include Dodge, Kia, Hyundai, Mazda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Fernando Arruda?
We found 22 business affiliations for Fernando Arruda (null). Business records are compiled from state registries, SEC filings, and professional databases.
Has Fernando Arruda made political donations?
FEC disclosure records show 9 reported political contributions from Fernando Arruda, totaling $73. Recipients include Realtors Political Issues Committee and Ma & Northern NE Laborers District Council Pol Action Comm. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Fernando Arruda?
Our database contains 109 total records for Fernando Arruda spanning 4 states. This includes 26 distinct contact records, 15 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Fernando Arruda?
The 109 records displayed for Fernando Arruda are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Fernando Arruda remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.