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Floyd Hartley from New Bern, NC

Age 64
📍 540 Antioch Rd, New Bern, NC 28560
📞 (972) 312-8935, (252) 514-6506, (972) 783-4454, (252) 514-6506, (254) 666-5406, (972) 423-0354, (972) 312-8935, (619) 439-4464, (817) 666-0744
👨‍👩‍👧 Relatives: Tanya Michele Hartley,Leah Faye Haggard,Edith Williams Hartley,Leah F Hartley,Jr F Hartley,Floyd Richard Hartley,Jrfloyd R Hartley,Tanya R Hartley

Floyd Hartley from Linden, MI

Age 100 b. Feb 1926 Genesee Co.
📍 5086 Island View Dr
📞 (810) 629-9970, (313) 629-9970

Floyd Hartley from Baltimore, MD

Age 73 b. Dec 1952 Baltimore City Co.
📍 4510 Fairview Ave
📞 (410) 448-7743

Floyd Hartley from Rutland, OH

Age 61 b. Mar 1965 Meigs Co.
📍 36584 Smith Run Rd
📞 (740) 742-3218

Floyd Hartley from Belmont, OH

Age 93 b. Jan 1933 Belmont Co.
📍 109 E Main St
📞 (740) 484-1175

Floyd Hartley from Pensacola, FL

Age 111 b. May 1914 Escambia Co.
📍 3851 Gerhardt Dr
📞 (850) 433-6181

Floyd Hartley from Hartsfield, GA

Age 81 b. Jul 1944 Colquitt Co.
📍 958 Thigpen Trl
📞 (573) 722-5766
👤 aka Eddie E Hartley

Floyd Hartley from Baltimore, MD

Age 101 b. Nov 1924 Baltimore City Co.
📍 3044 E Federal St
📞 (410) 276-3258

Floyd Hartley from Baltimore, MD

Age 101 b. Aug 1924 Baltimore City Co.
📍 3533 Lyndale Ave

Floyd Hartley from Casper, WY

Age 73 b. Jul 1952 Natrona Co.
📍 714 N Lincoln St

Floyd Hartley from Mechanicsburg, PA

Age 84 b. Sep 1941 Cumberland Co.
📍 1942 Sheepford Rd

Floyd Hartley from Stephens City, VA

Age 62 b. Oct 1963 Frederick Co.
📍 Rr 1 Po Box 264

Floyd Hartley from Millinocket, ME

Age 56 b. Dec 1969 Penobscot Co.
📍 209 Katahdin Ave
👤 aka Hartley Floyd

Floyd Hartley from Troy, OH

Age 113 b. Jun 1912 Miami Co.
📍 Po Box 108

Floyd Hartley from Richardson, TX

Age 53 b. May 1972 Dallas Co.
📍 5414 Palace Dr

Floyd Hartley from Oceanside, CA

Age 75 b. Sep 1950 San Diego Co.
📍 4589 Avery St

Floyd Hartley from Morrison, CO

Age 54 b. 1972 Male
📍 7475 Rossman Gulch Rd
📞 (214) 673-9198 (Cell)

Floyd Hartley from Athens, OH

Athens Co.
📍 9 Mound St
📞 (740) 592-5985

Floyd Hartley from Winchester, VA

Frederick Co.
📍 128 Fay St Apt 13
📞 (323) 651-9341

Floyd Hartley from Farmville, VA

Prince Edward Co.
📍 183 Rr 15
📞 (909) 621-5765

Floyd Hartley from Hartsfield, GA

Colquitt Co.
📍 1 Po Box 93

Floyd Hartley from Farmville, VA

Prince Edward Co.
📍 Rr 6 Po Box 183

Floyd Hartley from Woodway, TX

Mclennan Co.
📍 1928 Ramada Dr

Floyd Hartley from Winchester, VA

Frederick Co.
📍 128 13 Fay St

Floyd Hartley from Waco, TX

Mclennan Co.
📍 2014 S 2nd St

Floyd Hartley from Glendale, CA

Los Angeles Co.
📍 211 Magnolia Ave
👤 aka Hartle Q Floyd

Floyd Hartley from El Paso, TX

El Paso Co.
📍 552 Ada 247

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 27 contact records for Floyd Hartley across 13 states. The most recent address on file is in Linden, Michigan. Of these records, 12 include phone numbers. The listed age is 64. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hartley Floyd A Sr & Linda L

Frederick County
· 2280 Hudson Hollow Rd, Opequon

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Floyd Hartley in Opequon. Values shown are from county assessor records and may differ from current market prices.

Floyd Darnelle Hartley

Democrat
3044 Federal St, Baltimore, MD, 21213
Gender: Male
County: Baltimore City

floyd RICHARD hartley

Republican Reg: 01/10/2002
540 Antioch Rd, New Bern, NC, 28560
DOB: 1950 Gender: Male
County: Craven

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Floyd Hartley in Maryland, North Carolina. Records show affiliations with DEM, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 HYUNDAI ACCENT
· Registered to: Floyd Hartley
· VIN: KMHCF35CX4U289785
·
209a Katahdin Ave, Millinocket, ME, 04462
2011 Chevrolet Traverse
· Registered to: Floyd Hartley
· VIN: 1GNKRGED9BJ352498
·
5086 Island View Dr, Linden, MI, 48451-9031
·
(810) 629-9970
2008 CADILLAC ESCALADE FULL SIZE UTILITY
· Registered to: Floyd Hartley
· VIN: 1GYFK63898R155818
·
23 Spring Creek Ln, Farmville, VA, 23901
·
(434) 392-5820
2017 Kia Optima
· Registered to: Floyd Hartley
· VIN: 5XXGT4L12HG129384
·
713 Finch Ct, Murphy, TX, 75094-3866
1979
· Registered to: Floyd Hartley
· VIN: 3R47H9M497326
·
714 N Lincoln St, Casper, WY, 82601
1985 PONTIAC FIREBIRD HCHBK 2DR
· Registered to: Floyd Hartley
· VIN: 1G2FW87H5FL631499
·
1324 E M St, Casper, WY, 82601
2013 Jeep Wrangler
· Registered to: Floyd Hartley
· VIN: 1C4HJWEG3DL580583
·
713 Finch Ct, Murphy, TX, 75094
·
(972) 423-0354
1978
· Registered to: Floyd Hartley
· VIN: 8K92T236203
·
1324 E M St, Casper, WY, 82601

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 8 vehicle registration records are associated with Floyd Hartley. Registered makes include Hyundai, Chevrolet, Cadillac, Kia and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Hughes Luce LLP

Floyd HartleyManager
(214) 319-6067hartleyf@.hughesluce.com
8105 E R L Thornton Fwy, Dallas, TX75228

Floyd Hartley

Hopewell, Virginia, United States
LinkedIn

Chambers Production Corp

Floyd HartleyOwner
nunnburg@yahoo.com
1324 E M St, Casper, wy82601
puertovallartasqueeze.com

Floyd Hartley

Dallas/Fort Worth Area

Chambers Production Corp

Floyd HartleyOwner
nunnburg@yahoo.com
1324 E M St, Casper, wy82601

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 7 business affiliations were found for Floyd Hartley. Companies include Hughes Luce LLP, Chambers Production Corp. Roles listed include Manager and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 1201 Elm Street, Dallas, TX, 75270
TX
Director: Floyd Hartley

Dallas Challenge, INC.

Addr: 1201 Elm Street, Dallas, TX, 75270
TX
Director: Floyd Hartley

Dallas Challenge, INC.

ID: 0069426201
Addr: 1201 Elm Street, Dallas, TX, 75270
TX
Director: Floyd Hartley

Source: Public Records Floyd Hartley appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Floyd Hartley

El Camino High School - Oceanside, CA, CA
1990

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Floyd Hartley has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Sep 1, 2011
2012 DEM
Obama, Barack
Hartley, Floyd Attorney @ K & L Gates Murphy, TX
$48 Aug 31, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$9 Feb 28, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$22 Jan 31, 2010
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$48 Oct 31, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$250 Apr 30, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates LLP Murphy, TX
$100 Jul 29, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates Murphy, TX
$250 Oct 24, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Partner @ K&l Gates Murphy, TX
$2,000 Sep 16, 2012
2012 DEM
Obama, Barack
Hartley, Floyd Attorney @ Godwin Ronquillo, PC Murphy, TX
$250 Oct 31, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates Murphy, TX
$5 Oct 4, 2004
2004
Uaw Michigan V Pac
Hartley, Floyd D Linden, MI
$22 Feb 28, 2010
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Nov 30, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$48 Nov 30, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$62 Jun 10, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates LLP Murphy, TX
$24 Jul 31, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$48 Sep 30, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$75 Jun 24, 2018
2018 DEM
O Rourke, Robert Beto
Hartley, Floyd Attorney @ Tay Plano, TX
$21 May 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Aug 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Sep 30, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$48 Dec 31, 2008
2008
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$11 Mar 31, 2010
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Jul 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$48 Jan 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Jun 30, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$30 Mar 26, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates LLP Murphy, TX
$21 Apr 30, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Dec 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$250 Mar 9, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates LLP Murphy, TX
$35 Sep 18, 2012
2012 DEM
Obama, Barack
Hartley, Floyd Attorney @ Godwin Ronquillo, PC Murphy, TX
$21 Mar 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$21 Oct 31, 2009
2010
K&l Gates LLP Political Action Committee (dc)
Hartley, Floyd R Jr Partner @ K&l Gates Murphy, TX
$400 Jan 29, 2008
2008 DEM
Obama, Barack
Hartley, Floyd Attorney @ K&l Gates LLP Murphy, TX
$5 Oct 4, 2004
Uaw Michigan V Pac
Contributor Linden, MI
$400 Jan 29, 2008
Unknown Committee
Hartley, Floyd Attorney @ K&L Gates Murphy, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 36 political contribution records found for Floyd Hartley. Total disclosed contributions amount to $5,695. Recipients include Uaw Michigan V Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Floyd Hartley

Male
·
109 E Main St, Belmont, OH 43718 (Belmont County)
40.0295, -81.0394
· (740) 484-1175
TZ: Eastern
Homeowner Single Family
MP

Floyd E Hartley

Age 73 Male
·
958 Thigpen Trl, Hartsfield, GA 31756 (Colquitt County)
31.2123, -83.9595
· (229) 941-5072
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family
MP

Floyd E Hartley

Age 64 Male
·
23 Spring Creek Ln, Farmville, VA 23901 (Prince Edward County)
37.3884, -78.3636
· (804) 721-8734
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2001
MP

Floyd R Hartley

Male
·
713 Finch Ct, Plano, TX 75094 (Collin County)
33.0242, -96.6289
· (972) 423-0354
TZ: Central
Homeowner Single Family Built 2004 Purchased 2005
MP

Floyd D Hartley

Age 91 Male
·
5086 Island View Dr, Linden, MI 48451 (Genesee County)
42.7904, -83.7701
· (810) 629-9970
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Floyd Hartley. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Floyd Hartley. These loans were issued to businesses, not individuals.

Godwin Bowman PC

Corporation

$1,218,766 Paid in Full
Address:
1201 Elm Street
Dallas, TX75270-2000
Approved

Apr 12, 2020

Forgiven

$1,232,156

Jobs Reported

40

Loan #

4126947107

Loan Size

Medium-Large

Source: SBA PPP Loan Data · CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Floyd Hartley. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Floyd Hartley on the map

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Found 51 results across 14 states

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Floyd Hartley in Linden, MI: Background Summary

Location
5086 Island View Dr, Linden, MI 48451
Other Locations
Baltimore, MD · Rutland, OH · Belmont, OH and 17 more
Profiles Found
27 people with this name
Phone Numbers
(972) 312-8935 and 12 others on file
Possible Relatives
Tanya Michele Hartley, Leah Faye Haggard, Edith Williams Hartley, Leah F Hartley, Jr F Hartley and 3 more
Career
Manager, Owner at Hughes Luce LLP, Chambers Production Corp
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
8 linked — 2004 Hyundai Accent, 2011 Chevrolet Traverse and 6 more
Contributions
$5,694.79 total — Uaw Michigan V Pac
PPP Loans
$1219K for Godwin Bowman PC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Floyd Hartley. Because public records are indexed by name rather than by a unique identifier, the 95 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Floyd Hartley

Search Complexity: High

95 public records across 14states, belonging to approximately 27 different individuals. With 27 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Texas (12%), followed by Virginia and Michigan. Spans the South and Midwest regions.

TX11recordsVA8recordsMI6recordsOH5recordsMD4recordsWY3records

Record Type Breakdown

Data spans 8 record categories. Largest: Political Contribution Records (40%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (31) and Vehicle Registration Records (8).

36
Political Contribution Records
31
Contact & Address Records
8
Vehicle Registration Records
7
Business & Corporate Filings
3
Corporate Records
2
Voter Registration Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (64%).

Senior (65+)9peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Floyd Hartley

Is Floyd Hartley a registered voter?
Yes, voter registration records show Floyd Hartley is registered in Maryland with DEM affiliation. We found 2 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Floyd Hartley own property?
County assessor records show 1 property associated with Floyd Hartley . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Floyd Hartley?
Records show 8 vehicle registrations associated with Floyd Hartley, including a 2004 HYUNDAI ACCENT. Registered makes include Hyundai, Chevrolet, Cadillac, Kia. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Floyd Hartley?
We found 7 business affiliations for Floyd Hartley, including Hughes Luce LLP (Manager). Other companies include Chambers Production Corp. Business records are compiled from state registries, SEC filings, and professional databases.
Has Floyd Hartley made political donations?
FEC disclosure records show 36 reported political contributions from Floyd Hartley, totaling $5,695. Recipients include Uaw Michigan V Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Floyd Hartley?
Our database contains 95 total records for Floyd Hartley spanning 14 states. This includes 27 distinct contact records, 12 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Floyd Hartley?
The 95 records displayed for Floyd Hartley are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Floyd Hartley remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.