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Frances L Kiefer from Austin, TX

Age 101 b. 9/3/1924
📍 2500 Barton Creek Blvd, Apt 2402, #austin, TX 78735-1628
✉️ fkiefer@adelphia.net
👨‍👩‍👧 Relatives: Carol E Stewart,Dax D Kiefer,Doug D Kiefer,Dustin Kiefer,Glenda J Kiefer,Hugh M Kiefer,Jeff S Kiefer,Alicia A Kiefer,Alicia Kiefer Post,Billye L Shelton,Brooke E Stewart,Carol J Stewart,Carol Stewart,Carol Gore Stewart Jr,Caroline L Stewart,David J Stewart Sr,David M Stewart,Elizabeth M Stewart,Enrique Stewart,Gerald S Frank,Gerrard William Kiefer,Harold L Shelton,Jacy J Kiefer,Jessica Kiefer,Jessica Dawn Kiefer,Jessica Lynn Kiefer,Jimmie Sue Frank,Jordan Kiefer,Kaenan Kiefer,Kirby G Kiefer,Kohen R Kiefer,Kyle B Frank,Lee Stewart,Leslie Edward Stewart,Lori Suzette Frank,Meagan A Kiefer,Mike D Stewart,Ray E Frank,Robert E Stewart Jr,Robert Stewart,Robert E Stewart Jr,Sharon K Sewell,Theresa L Kiefer,Debbie S Maxey,Debbie Mcgriff,Dustin S Anthony,James T Sewell Jr,Ronny B Maxey,Scott P Kiefer
🕐 4 previous addresses

Frances Kiefer

Age 63 b. 1963-02-14
📍 12985 Pullman, Southgate Mi 48195
📞 (111) 111-0001, (734) 276-6472
✉️ FKIEF305695@WCCCD.EDU, fkief305695@wcccd.edu

Frances Kiefer from Signal Mountain, TN

Age 74
📍 303 Dawn St, Signal Mountain, TN 37377
📞 (423) 886-3102, (423) 842-6242, (423) 886-3102, (423) 842-6242, (423) 877-7987
👨‍👩‍👧 Relatives: Paul Carl Kiefer,Patricia K Marsden,Frances Kiefer,Patricia C Kiefer,Carl Kiefer,Paul Kiefer,Paul Kiefer

Frances Kiefer from Phoenix, AZ

Age 64 b. 1962 Female
📍 510 E Pearce Rd
📞 (602) 268-2625
✉️ franceskiefer@hotmail.com

Frances Kiefer from Weymouth, MA

Age 67
📍 268 Lake St #c, Weymouth, MA 02189
📞 (781) 337-4354
👨‍👩‍👧 Relatives: Dawn Marie Lewis

Frances Kiefer from Prt Washingtn, NY

Age 89
📍 47 Highland Ave, Prt Washingtn, NY 11050
📞 (516) 883-6536
👨‍👩‍👧 Relatives: Robert F Kiefer

Frances Kiefer from Alexandria, VA

Age 96
📍 203 Yoakun Py Pk, Alexandria, VA 22304
📞 (703) 461-0442, (215) 335-3484, (703) 461-0442
👨‍👩‍👧 Relatives: John Kiefer

Frances Kiefer from Rancho Cucamonga, CA

Age 66 b. Sep 1959 San Bernardino Co.
📍 Po Box 1237
📞 (717) 642-6066

Frances Kiefer from Schuylkill Haven, PA

Age 77 b. 1949 Schuylkill Co.
📍 24 S Margaretta St
📞 (570) 385-1617

Frances Kiefer from Perryville, MO

Age 76 b. Dec 1949 Perry Co.
📍 3224 Pcr 316
📞 (573) 547-5004

Frances Kiefer from Austin, TX

Age 102 b. 1924 Travis Co.
📍 9218 Mystic Oaks Trl
📞 (512) 258-9283

Frances Kiefer from Evanston, IL

Age 106 b. Jun 1919 Cook Co.
📍 1500 Chicago Ave Apt 415
📞 (847) 492-9097

Frances Kiefer from Signal Mountain, TN

Age 86 b. Jan 1940 Hamilton Co.
📍 303 Dawn St
📞 (423) 886-3102

Frances Kiefer from Toledo, OH

Age 94 b. Jun 1931 Lucas Co.
📍 4241 Miramar Dr
📞 (419) 381-1587

Frances Kiefer from Harris, NY

Age 46
📍 490 Po Box, Harris, NY 12742
👨‍👩‍👧 Relatives: Michelle N Pinder,Michael G Kiefer

Frances Kiefer

📍 510 Pearce, Phoenix Az 85042
📞 (602) 400-2036
✉️ FRANCESKIEFER@HOTMAIL.COM

Frances Kiefer

📍 510 E Pearce Rd, Phoenix Az
📞 (602) 400-2036
✉️ FRANCESKIEFER@HOTMAIL.COM

Frances Kiefer from Somerville, TN

Age 105 b. Nov 1920 Fayette Co.
📍 605 Charleston St

Frances Kiefer from Cleveland, OH

Age 86 b. Sep 1939 Cuyahoga Co.
📍 9658 Idlewood Dr

Frances Kiefer from Ingleside, IL

Age 94 b. Sep 1931 Lake Co.
📍 36135 N Eagle Ct

Frances Kiefer from Woodstock, IL

Age 107 b. Jun 1918 Mchenry Co.
📍 831 Mchenry Ave Unit 5

Frances Kiefer from Fairfield, PA

Age 101 b. Oct 1924 Adams Co.
📍 42 Meadow Lark Trl

Frances Kiefer from Hixson, TN

Age 83 b. Sep 1942 Hamilton Co.
📍 1909 Colonial Way Ci

Frances Kiefer from Brookfield, OH

Age 107 b. Dec 1918 Trumbull Co.
📍 7298 Brookwood Dr 212

Frances Kiefer from Lagrange, IN

Age 81 b. Mar 1945 Lagrange Co.
📍 2215 S 445 E

Frances Kiefer from Houston, TX

Age 101 b. Sep 1924 Harris Co.
📍 1911 Port Royal Dr

Frances Kiefer from Bangor, PA

Age 99 b. Nov 1926 Northampton Co.
📍 4621 Mountain Pleasant Rd

Frances Kiefer from Evanston, IL

📍 1500 Chicago Ave #415
📞 (847) 878-0832 (SPRINT)

Frances Kiefer from Aberdeen, SD

Brown Co.
📍 208 N State St
📞 (619) 252-1988

Frances Kiefer from Aberdeen, SD

Brown Co.
📍 7 Linda Ln
📞 (605) 225-1879

Frances Kiefer from Jeromesville, OH

Ashland Co.
📍 1673 County Road 251
📞 (419) 368-3159

Frances Kiefer from Phoenix, AZ

Maricopa Co.
📍 915 E Valencia Dr
📞 (602) 268-2625

Frances Kiefer from Ocean City, MD

Worcester Co.
📍 11100 Coastal Hwy
📞 (410) 524-2865

Frances Kiefer from Cincinnati, OH

📍 5682 Eden Ridge Dr

Frances Kiefer from Chattanooga, TN

Hamilton Co.
📍 3 Semi Ci

Frances Kiefer from Lenoxville, PA

Susquehanna Co.
📍 7 Hc 7 Po Box 7

Frances Kiefer from Alexandria, VA

Alexandria City Co.
📍 203 Yoakum Py 314

Frances Kiefer from Palos Verdes Estates, CA

Los Angeles Co.
📍 4464 Via Pinzon

Frances Kiefer from Port Washington, NY

Nassau Co.
📍 47 Highland Ave

Frances Kiefer from Alta Loma, CA

San Bernardino Co.
📍 5321 Aquamarine Ave

Frances Kiefer from Philadelphia, PA

Philadelphia Co.
📍 6656 Walker St

Frances Kiefer from Bethlehem, PA

Northampton Co.
📍 709 Ramblewood Ln

Frances Kiefer from Dallas, TX

Collin Co.
📍 7521 Brent Ci

Frances Kiefer from Ocean City, MD

Worcester Co.
📍 1100 Coastal Hy

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 44 contact records for Frances Kiefer across 14 states. The most recent address on file is in Phoenix, Arizona. Of these records, 22 include phone numbers and 5 include email addresses. Ages range from 46 to 96, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kiefer Frances

Coconino County
PIN: 40064056C
· 17415 S San Carlos Dr
Lot: 6,996sqft

Kiefer Frances

Coconino County
· 17415 S San Carlos Dr, Flagstaff
Sale: $290,000 (2131993600.0)

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Frances Kiefer in Flagstaff. Values shown are from county assessor records and may differ from current market prices.

Frances Kiefer

County: Perry

Frances E Kiefer

WOR
738 Budd Rd, 0, 12788
DOB: 19680322 Gender: Female

Frances J Kiefer

Republican
47 Highland Ave, 11, 11050
DOB: 19240825 Gender: Female

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Frances Kiefer. Records show affiliations with WOR, REP, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 TOYOTA AVALON
· Registered to: Frances Kiefer
· VIN: 4T1BF28B24U374712
·
303 Dawn St, Signal Mountain, TN, 37377
·
(423) 886-3102
1999 SATURN SL2
· Registered to: Frances Kiefer
· VIN: 1G8ZK5276XZ164958
·
3700 Minnesota Ave NW, Bemidji, MN, 56601
·
(218) 759-1988
1986 OLDSMOBILE CUTLASS CAR UPPER MIDSIZE
· Registered to: Frances Kiefer
· VIN: 2G3AJ19R6G9308783
·
3700 Minnesota Ave NW, Bemidji, MN, 56601
·
(218) 759-1988
2013 Ford F-150
· Registered to: Frances Kiefer
· VIN: 1FTFW1ET5DFA54026
·
915 E Valencia Dr, Phoenix, AZ, 85042
2011 LEXUS RX 350
· Registered to: Frances Kiefer
· VIN: 2T2ZK1BA3BC045015
·
303 Dawn St, Signal Mountain, TN, 37377-3022
·
(423) 886-3102
1992 BUICK REGAL COUPE
· Registered to: Frances Kiefer
· VIN: 2G4WB14L3N1446116
·
4241 Miramar Dr, Toledo, OH, 43614
·
(419) 381-1587

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Frances Kiefer. Registered makes include Toyota, Saturn, Oldsmobile, Ford and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Bradley; Eric

Frances KieferSales Customer
(845) 434-2021lilbudda16@msn.com
738 Budd Rd, Woodbourne, NY12788
buddinsinc.qpg.com

Bradley; Eric

Frances KieferSales Customer
(845) 434-2021lilbudda16@msn.com
738 Budd Rd, Woodbourne, NY12788

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for Frances Kiefer. Companies include Bradley; Eric. Roles listed include Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Frances Kiefer

ID: 08855115
Addr: 915 E Valencia Dr, Phoenix, AZ, 85042
AZ

Source: Public Records Frances Kiefer appears in 1 corporate filing from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$100 Jul 28, 2003
2004 DEM
Lawton, Barbara (ltg)
Kiefer, Frances Green Bay, WI
$50 Jun 26, 2008
2008 DEM
Lawton, Barbara (ltg)
Kiefer, Frances Green Bay, WI
$25 Oct 16, 2002
2002 DEM
Lawton, Barbara (ltg)
Kiefer, Frances Irene Green Bay, WI
$100 Jul 28, 2003
DEM
Lawton, Barbara (ltg)
Contributor Green Bay, WI
$300 Aug 8, 2024
Unknown Committee
Kiefer, Frances Not Employed Green Bay, WI
$100
2004 D
Lawton, Barbara (ltg)
Contributor Green Bay, WI

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 6 political contribution records found for Frances Kiefer. Total disclosed contributions amount to $675. Recipients include Lawton, Barbara (ltg). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Frances B Kiefer

Age 98 Female
·
2505 Orrington Ave, Evanston, IL 60201 (Cook County)
42.0634, -87.6795
· (708) 492-9097
Marital: Single TZ: Central
Homeowner Single Family Built 1909 Purchased 1988
MP

Frances E Kiefer

Age 75 Male
·
1415 Main St, Dunedin, FL 34698 (Pinellas County)
28.0194, -82.7668
Marital: Married TZ: Eastern
Edu: High School
Multi-Family
MP

Frances Kiefer

Age 92 Female
·
PO Box 468, Milbank, SD 57252 (Grant County)
45.2190, -96.6323
Marital: Married TZ: Central
Occ: Professional Edu: High School
MP

Frances G Kiefer

Age 77 Female
·
3700 Minnesota Ave NW, Bemidji, MN 56601 (Beltrami County)
47.5042, -94.8826
· (218) 759-1988
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1965
MP

Frances L Kiefer

Age 72 Female
·
2215 S 445 E, Lagrange, IN 46761 (Lagrange County)
41.6093, -85.3430
Marital: Married TZ: Eastern
Homeowner Single Family Built 1974
MP

Frances Kiefer

Age 67 Female
·
3224 Pcr 316, Perryville, MO 63775 (Perry County)
37.7205, -89.7858
· (573) 547-5004
Marital: Married TZ: Central
Occ: Professional
Homeowner Single Family
MP

Frances L Kiefer

Age 77 Female
·
303 Dawn St, Signal Mtn, TN 37377 (Hamilton County)
35.1184, -85.3357
· (423) 886-3102
Marital: Married TZ: Eastern
Homeowner Single Family Built 1962 Purchased 2006
MP

Frances E Kiefer

Age 49 Male
·
PO Box 733, Woodbourne, NY 12788 (Sullivan County)
41.7892, -74.5950
Marital: Married TZ: Eastern
Occ: Service Industry Edu: High School
MP

Frances V Kiefer

Age 65 Male
·
1045 Preston Rd, Lancaster, PA 17601 (Lancaster County)
40.0930, -76.2690
· (717) 569-9511
Marital: Married TZ: Eastern
Occ: Professional
Homeowner Single Family Built 1965 Purchased 1994

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Frances Kiefer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Frances Kiefer. These loans were issued to businesses, not individuals.

Frank And Son Auto Body

Corporation

$105,406 Paid in Full
Address:
47 Highland Ave
Eastchester, NY10709
Approved

Apr 27, 2020

Forgiven

$106,984

Jobs Reported

12

Loan #

4124397202

Loan Size

Small

C1secure LLC

Limited Liability Company(LLC

$123,245 Paid in Full
Address:
490 PO Box
Buffalo, NY14231-0490
Approved

Apr 27, 2020

Forgiven

$124,361

Jobs Reported

12

Loan #

4279067202

Loan Size

Small

Shaunna Assalone

Sole Proprietorship

$13,868 Paid in Full
Address:
47 Highland Ave
Eastchester, NY10709-3628
Approved

Feb 17, 2021

Forgiven

$13,781

Jobs Reported

1

Loan #

9530488406

Loan Size

Small

C1search LLC

Limited Liability Company(LLC

$122,745 Paid in Full
Address:
490 PO Box
Buffalo, NY14231-0490
Approved

Apr 27, 2020

Forgiven

$123,846

Jobs Reported

5

Loan #

4039877210

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Frances Kiefer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Frances Kiefer on the map

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Found 70 results across 18 states

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Frances Kiefer in Southgate, MI: Background Summary

Location
12985 Pullman, Southgate Mi 48195, Southgate, MI
Other Locations
Phoenix, AZ · Rancho Cucamonga, CA · Schuylkill Haven, PA and 28 more
Profiles Found
44 people with this name
Phone Numbers
(512) 306-9089 and 19 others on file
Email
fkiefer@adelphia.net and 2 others on file
Possible Relatives
Carol E Stewart, Dax D Kiefer, Doug D Kiefer, Dustin Kiefer, Glenda J Kiefer and 54 more
Career
Sales Customer at Bradley; Eric
Voter Registration
Registered WOR
Properties
2properties owned
Vehicles
6 linked — 2004 Toyota Avalon, 1999 Saturn Sl2 and 4 more
Contributions
$675 total — Lawton, Barbara (ltg), Lawton, Barbara (ltg)
PPP Loans
$365K for Frank And Son Auto Body, C1secure LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Frances Kiefer. Because public records are indexed by name rather than by a unique identifier, the 85 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Frances Kiefer

Search Complexity: High

85 public records across 18states, belonging to approximately 44 different individuals. With 44 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: Pennsylvania (11%), followed by New York and Tennessee. Spans the Midwest and Northeast regions.

PA9recordsNY8recordsTN8recordsAZ6recordsIL5recordsOH5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (67%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (6) and Political Contribution Records (6).

51
Contact & Address Records
6
Vehicle Registration Records
6
Political Contribution Records
4
PPP Loan Records
3
Voter Registration Records
3
Business & Corporate Filings

Age Distribution

Age range: approximately 62 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)15peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Frances Kiefer

Is Frances Kiefer a registered voter?
Yes, voter registration records show Frances Kiefer is registered. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Frances Kiefer own property?
County assessor records show 2 properties associated with Frances Kiefer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Frances Kiefer?
Records show 6 vehicle registrations associated with Frances Kiefer, including a 2004 TOYOTA AVALON. Registered makes include Toyota, Saturn, Oldsmobile, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Frances Kiefer?
We found 3 business affiliations for Frances Kiefer (sales customer). Business records are compiled from state registries, SEC filings, and professional databases.
Has Frances Kiefer made political donations?
FEC disclosure records show 6 reported political contributions from Frances Kiefer, totaling $675. Recipients include Lawton, Barbara (ltg). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Frances Kiefer?
Our database contains 85 total records for Frances Kiefer spanning 18 states. This includes 44 distinct contact records, 22 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Frances Kiefer?
The 85 records displayed for Frances Kiefer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Frances Kiefer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.