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Mr Freddie Louis Copeland from Muscle Shoals, AL

Age 76 b. 7/30/1949
📍 2006 Ashton, #muscle Shoals, AL 35661-4711
✉️ catara@hiwaay.net, catara@comcast.net, freddie.copeland@hotmail.com
👨‍👩‍👧 Relatives: Jane G Copeland,Adrian R Copeland,Catara S Copeland,Freddie L Copeland Jr,Freddie Copeland,Freddie Copeland
🕐 8 previous addresses

Freddie Copeland from Tallahassee, FL

Age 76 b. Dec 1949 Leon Co.
📍 Po Box 7212
📞 (716) 297-2251, (407) 297-6254, (760) 295-2284

Freddie Copeland from Lake Jackson, TX

Age 54
📍 519 Huckleberry Dr, Lake Jackson, TX 77566
📞 (979) 297-2276, (979) 297-2276, (979) 265-9729
👨‍👩‍👧 Relatives: Kimberli Dawn Copeland,Sherri Lynn Copeland,Kerri Copeland,Brian Keith Copeland,Kimberly Copeland,Brian K Copeland

Freddie Copeland from Oxford, GA

Age 69
📍 30 Northwood Oak Ct, Oxford, GA 30054
📞 (770) 786-3239, (770) 786-3239, (678) 526-9957, (631) 348-7702
👨‍👩‍👧 Relatives: James E Meyers,James T Samuels,Jeffrey Samuels,Jina P Matthews,James T Samuel,Jina P Samuels,Nikky Samuels

Freddie Copeland from Red Banks, MS

Age 67
📍 93 Copeland Ln, Red Banks, MS 38661
📞 (662) 851-0029, (662) 851-7168, (662) 851-0029, (662) 851-7168
👨‍👩‍👧 Relatives: Sallie R Copeland,Jeffrey Copeland,Vickie Copeland

Freddie Copeland from Montgomery, AL

Age 79
📍 1833 Vaughn Ln, Montgomery, AL 36106
📞 (334) 395-5366, (334) 270-0790, (334) 395-5366, (334) 284-5901, (334) 213-0866
👨‍👩‍👧 Relatives: Richard Copeland,R Frank Copeland

Freddie Copeland

📍 715 River Landing Blvd Sw, Madison Al
📞 (256) 412-0363, (111) 111-0002
✉️ FLCOPELAND@HOTMAIL.COM

Freddie Copeland from Mobile, AL

Age 85 b. Aug 1940 Mobile Co.
📍 853 Palmetto Ave C
📞 (301) 448-4422

Freddie Copeland from Montgomery, AL

Age 91 b. Jan 1935 Montgomery Co.
📍 2911 Vaughn Lks
📞 (334) 613-3938

Freddie Copeland from Troy, AL

Male
📍 9 Sleepy Hollow Dr
📞 (334) 790-8760 (VERIZON WIRELESS)

Freddie Copeland from Muscle Shoals, AL

Age 48 b. 1978 Male
📍 2006 Ashton
📞 (256) 381-8234

Freddie Copeland from Gainesville, FL

Age 78 b. May 1947 Alachua Co.
📍 5906 Ne 78th Ln 12

Freddie Copeland from Troy, AL

Age 86 b. Feb 1940
📍 873 Po Box
👤 aka Freddie Lee Copeland

Freddie Copeland from Darby, PA

Age 108 b. Feb 1918 Delaware Co.
📍 2112 Penarth Ave Uppr

Freddie Copeland from Madison, AL

Male
📍 715 River Landing Blvd Sw
📞 (256) 412-0363 (Cell)

Freddie Copeland from Greer, SC

Greenville Co.
📍 701 N Rutherford Rd
📞 (864) 877-7628

Freddie Copeland from Aiken, SC

Aiken Co.
📍 338 Cherokee St Se
📞 (803) 649-0194

Freddie Copeland from Clute, TX

Brazoria Co.
📍 215 Stratton Ridge Rd 19

Freddie Copeland from Valdosta, GA

Lowndes Co.
📍 603 S Toombs St

Freddie Copeland from Florence, AL

Lauderdale Co.
📍 1131 Bradshaw Dr

Freddie Copeland from Garysburg, NC

Northampton Co.
📍 104 Perry Dr

Freddie Copeland

📍 1 Lilbourn Mo Po Box 212

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 22 contact records for Freddie Copeland across 8 states. The most recent address on file is in Tallahassee, Florida. Of these records, 14 include phone numbers and 2 include email addresses. Ages range from 54 to 79, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Copeland Freddie

White County
PIN: A093021 01102 000021 CA
· Plum Creek Rd
Lot: 1,535,839sqft

Copeland Freddie M

Lowndes County
· 206 Warren, Valdosta

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Freddie Copeland in Valdosta. Values shown are from county assessor records and may differ from current market prices.

Freddie Copeland

Valdosta, 316027182
DOB: 1/1/1959 Gender: Male
Congress: 008

Freddie M Copeland

Reg: 19880702
2102 Houston Ave, Valdosta, 316027182
Gender: Male

freddie MACK copeland

Democrat Reg: 03/08/1984
104 Perry St, Garysburg, NC, 27831
DOB: 1959 Gender: Male
County: Northampton

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 3 voter registration records were found for Freddie Copeland in North Carolina. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2012 Hyundai Accent
· Registered to: Freddie Copeland
· VIN: KMHCT5AE7CU013218
·
2006 Ashton, Muscle Shoals, AL, 35661
·
(256) 381-8234
2013 Dodge Dart
· Registered to: Freddie Copeland
· VIN: 1C3CDFBA2DD308462
·
2275 Tidmore Bend Rd, Gadsden, AL, 35901
·
(256) 543-7374
2014 Lexus Is
· Registered to: Freddie Copeland
· VIN: JTHBF1D20E5001361
·
2006 Ashton, Muscle Shoals, AL, 35661
·
(256) 381-8234
2013 Lexus ES 350
· Registered to: Freddie Copeland
· VIN: JTHBK1GG0D2023864
·
2102 Houston Ave, Valdosta, GA, 31602
·
(229) 253-0263
· Registered to: Freddie Copeland
·
519 Huckleberry Dr, Lake Jackson, TX, 77566
·
(979) 297-2276

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Freddie Copeland. Registered makes include Hyundai, Dodge, Lexus, N. The most recent model year on record is 2014. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Garysburg Volunteer Fire Department

Freddie CopelandLieutenant
Garysburg, NC

Freddie Copeland

Muscle Shoals, Alabama, United States Mining & Metals
LinkedIn

Freddie Copeland

Retired Vice President Wi · Florence, Alabama Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 5 business affiliations were found for Freddie Copeland. Roles listed include Lieutenant. Records are compiled from state business registries, SEC filings, and professional networking databases.

freddie copeland

Age 78
Resident 65+ Hunt/Fish
Addr: 5906 NE 78th Ln Lot 12, Gainesville, FL 32609
County: Alachua
Phone: (352) 215-9210

freddie copeland

Resident 65+ Hunt/Fish
Addr: Gainesville, FL 32609
County: Alachua
Phone: (352) 215-9210

Source: State Professional Licensing Boards · Dept. of Professional Regulation Freddie Copeland holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Freddie Copeland

Group Tour
Sep 15, 2011, 07:30 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Freddie Copeland appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Freddie Copeland

Valdosta High School - Valdosta, GA, GA
1977

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Freddie Copeland has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 Jul 2, 2021
2022 DEM
Dscc
Copeland, Freddie Not Employed San Francisco, CA
$10 Oct 15, 2019
2020
Actblue California
Copeland, Freddie Shopper @ Amazon San Francisco, CA
$5 Feb 19, 2021
2022 DEM
Dscc
Copeland, Freddie Not Employed San Francisco, CA
$10 Oct 20, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$10 Mar 30, 2023
2024
Newsom For California Governor 2022
Copeland, Freddie Not Employed San Francisco, CA
$10 Nov 30, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$10 Nov 15, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$10 Dec 20, 2019
2020
Actblue California
Copeland, Freddie Shopper @ Amazon San Francisco, CA
$30 Oct 17, 2016
2016
Williams, Franklin Delano Jr
Copeland, Freddie
$10 Dec 19, 2019
2020
Actblue California
Copeland, Freddie Shopper @ Amazon San Francisco, CA
$10 Oct 20, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$10 Jul 20, 2019
2020
Actblue California
Copeland, Freddie Not Employed San Francisco, CA
$5 Aug 27, 2020
2020
Texas Farm Bureau Agfund
Copeland, Freddie Lake Jackson, TX
$10 Mar 30, 2023
2024
Newsom For California Governor 2022
Copeland, Freddie Not Employed San Francisco, CA
$10 Jul 15, 2019
2020
Actblue California
Copeland, Freddie Not Employed San Francisco, CA
$10 Mar 30, 2023
2024
Newsom For California Governor 2022
Copeland, Freddie Not Employed San Francisco, CA
$10 Nov 10, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$10 Oct 10, 2019
2020
Actblue California
Copeland, Freddie Shopper @ Amazon San Francisco, CA
$10 Dec 30, 2019
2020
Actblue California
Copeland, Freddie Shopper @ Amazon San Francisco, CA
$10 Mar 30, 2023
2024
Newsom For California Governor 2022
Copeland, Freddie Not Employed San Francisco, CA
$5 Mar 16, 2015
2016
Williams, Franklin Delano Jr
Copeland, Freddie
$10 Nov 20, 2019
2020
Newsom, Gavin
Copeland, Freddie Not Employed San Francisco, CA
$5 Mar 16, 2015
Williams, Franklin Delano Jr
Contributor
$10 Mar 30, 2023
Unknown Committee
Copeland, Freddie Not Employed San Francisco, CA
$5
2016
Williams, Franklin Delano Jr
Contributor
$5 20200826
Texas Farm Bureau AGFUND
Contributor Lake Jackson, TX

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 26 political contribution records found for Freddie Copeland. Total disclosed contributions amount to $245. Recipients include Williams, Franklin Delano Jr, Texas Farm Bureau AGFUND. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Freddie Copeland

Male
·
224 Daniel Morgan School Rd, Gaffney, SC 29341 (Cherokee County)
35.1230, -81.7756
TZ: Eastern
Single Family
MP

Freddie Copeland

Male
·
715 River Landing Blvd SW, Madison, AL 35756 (Limestone County)
34.6563, -86.8143
TZ: Central
Homeowner Single Family Built 2009 Purchased 2015
MP

Freddie Copeland

Male
·
836 N Keeler Ave, Chicago, IL 60651 (Cook County)
41.8961, -87.7311
TZ: Central
Multi-Family
MP

Freddie L Copeland

Age 39 Male
·
2006 Ashton, Muscle Shoals, AL 35661 (Colbert County)
34.7251, -87.6474
· (256) 381-8234
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1994
MP

Freddie Copeland

Male
·
1165 Oakdale Ave, San Francisco, CA 94124 (San Francisco County)
37.7297, -122.3820
TZ: Pacific
Multi-Family
MP

Freddie A Copeland

Age 82 Female
·
1833 Vaughn Ln, Montgomery, AL 36106 (Montgomery County)
32.3525, -86.2516
· (334) 270-0790
TZ: Central
Homeowner Single Family
MP

Freddie L Copeland

Age 40 Male
·
788 Plum Creek Rd, Sparta, TN 38583 (White County)
36.0104, -85.4022
· (931) 841-5702
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family Built 1976
MP

Freddie Copeland

Age 53 Male
·
701 N Rutherford Rd, Greer, SC 29651 (Greenville County)
34.9492, -82.2835
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1968 Purchased 1967
MP

Freddie J Copeland

Age 57 Male
·
519 Huckleberry Dr, Lake Jackson, TX 77566 (Brazoria County)
29.0575, -95.4390
· (979) 236-7878
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Single Family Built 1987 Purchased 1998
MP

Freddie M Copeland

Age 57 Male
·
2102 Houston Ave, Valdosta, GA 31602 (Lowndes County)
30.8718, -83.2546
· (229) 251-7158
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1995 Purchased 1995

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Freddie Copeland. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Freddie Copeland. These loans were issued to businesses, not individuals.

Morgan Taylor

Sole Proprietorship

$20,666 Exemption 4
Address:
811 W Mary St Apt C7
Valdosta, GA31601-3781
Approved

May 18, 2021

Jobs Reported

1

Loan #

3379619000

Loan Size

Small

Micheal Morgan

Independent Contractors

$20,000 Exemption 4
Address:
811 W Mary St Apt A1
Valdosta, GA31601-3781
Approved

May 20, 2021

Jobs Reported

1

Loan #

4636339006

Loan Size

Small

95 Enterprises LLC

Limited Liability Company(LLC

$34,607 Paid in Full
Address:
PO Box 116
Manning, SC29102
Approved

Apr 7, 2020

Forgiven

$36,520

Jobs Reported

8

Loan #

6945597003

Loan Size

Small

Janika Facon

Sole Proprietorship

$16,665 Exemption 4
Address:
811 W Mary St
Valdosta, GA31601-3700
Approved

May 13, 2021

Jobs Reported

1

Loan #

1165119009

Loan Size

Small

Shakeria Jackson

Sole Proprietorship

$14,743 Exemption 4
Address:
811 W Mary St
Valdosta, GA31601-3700
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

4667178906

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Freddie Copeland. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Freddie Copeland on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 44 results across 11 states

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Freddie Copeland in AL: Background Summary

Location
2006 Ashton Muscle Shoals, AL 35661-4711
Other Locations
Tallahassee, FL · Mobile, AL · Montgomery, AL and 11 more
Profiles Found
22 people with this name
Phone Numbers
(256) 381-8234 and 15 others on file
Email
catara@hiwaay.net and 3 others on file
Possible Relatives
Jane G Copeland, Adrian R Copeland, Catara S Copeland, Freddie L Copeland JR, Freddie Copeland and 18 more
Career
Lieutenant
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
5 linked — 2012 Hyundai Accent, 2013 Dodge Dart and 3 more
Contributions
$245 total — Williams, Franklin Delano Jr, Williams, Franklin Delano Jr
Licenses
2 professional licenses (Resident 65+ Hunt/Fish)
PPP Loans
$107K for Morgan Taylor, Micheal Morgan
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Freddie Copeland. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Freddie Copeland

Search Complexity: High

86 public records across 11states, belonging to approximately 22 different individuals. With 22 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Alabama (17%), followed by Texas and Florida. Spans the South and West regions.

AL15recordsTX6recordsFL5recordsSC5recordsGA4recordsNC3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (26) and Vehicle Registration Records (5).

26
Contact & Address Records
26
Political Contribution Records
5
Vehicle Registration Records
5
Business & Corporate Filings
5
PPP Loan Records
3
Voter Registration Records

Age Distribution

Age range: approximately 54 years, suggesting multiple generations. Largest group: Senior (65+) (88%).

Senior (65+)7peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Freddie Copeland

Is Freddie Copeland a registered voter?
Yes, voter registration records show Freddie Copeland is registered. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Freddie Copeland own property?
County assessor records show 2 properties associated with Freddie Copeland . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Freddie Copeland?
Records show 5 vehicle registrations associated with Freddie Copeland, including a 2012 Hyundai Accent. Registered makes include Hyundai, Dodge, Lexus, N. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Freddie Copeland?
We found 5 business affiliations for Freddie Copeland (LIEUTENANT). Business records are compiled from state registries, SEC filings, and professional databases.
Has Freddie Copeland made political donations?
FEC disclosure records show 26 reported political contributions from Freddie Copeland, totaling $245. Recipients include Williams, Franklin Delano Jr and Texas Farm Bureau AGFUND. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Freddie Copeland?
Our database contains 86 total records for Freddie Copeland spanning 11 states. This includes 22 distinct contact records, 14 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Freddie Copeland?
The 86 records displayed for Freddie Copeland are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Freddie Copeland remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.