Ms Gloria Acosta Byron from Las Vegas, NV

Age 82 b. 9/12/1943
๐Ÿ“ 3910 Legend Hills St, Unit 102, #las Vegas, NV 89129-4550
๐Ÿ“ž (702) 869-3676, (646) 265-2065, (718) 829-4477
โœ‰๏ธ victoria.byron@juno.com, byrogram@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Victoria Acosta,Gloria A Byron
๐Ÿ• 7 previous addresses

Gloria Byron from New York, NY

Age 77
๐Ÿ“ 324 41st St #304, New York, NY 10017
๐Ÿ“ž (212) 557-7475, (212) 557-7475, (212) 628-4312, (212) 697-8558, (212) 867-4373, (212) 286-9538, (516) 288-6463
โœ‰๏ธ sdb405@aol.com

Gloria Byron

Age 44 b. 1981-11-23
๐Ÿ“ 7017 S Artesian Ave Fl 1, Chicago Il
๐Ÿ“ž (773) 434-0664, (312) 607-8397
โœ‰๏ธ GLORIA_BYRON@YAHOO.COM

Gloria Byron

Age 68 b. 1958-01-30
๐Ÿ“ 1277 Waterfront Dr, Mt Pleasant Sc
๐Ÿ“ž (843) 270-1859, (843) 224-2236
โœ‰๏ธ MBYRON01@GMAIL.COM

Gloria Byron from Brookfield, WI

Age 93 b. Mar 1933 Waukesha Co.
๐Ÿ“ 13615 W Burleigh Rd Apt 8
๐Ÿ“ž (724) 335-6225, (262) 821-2872

Gloria Byron from Muskegon, MI

Age 57 b. Jun 1968 Muskegon Co.
๐Ÿ“ 763 Catawba Ave
๐Ÿ“ž (231) 722-1329, (616) 773-0343

Gloria Byron from Isle Of Palms, SC

Age 52 b. 1974 Charleston Co.
๐Ÿ“ Po Box 524
๐Ÿ“ž (216) 831-1924, (229) 546-3012

Gloria Byron from Mount Pleasant, SC

Age 68 b. 1958 Charleston Co.
๐Ÿ“ 1277 Waterfront Dr
๐Ÿ“ž (843) 881-6660

Gloria Byron from Grand Island, NY

Age 65
๐Ÿ“ 905 Legion Dr, Grand Island, NY 14072
๐Ÿ“ž (716) 773-7940, (716) 773-7940
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Michael J Byron

Gloria Byron from Daytona Beach, FL

Age 81 b. Feb 1945 Volusia Co.
๐Ÿ“ 728 Ruby St
๐Ÿ“ž (386) 682-4023

Gloria Byron from La Puente, CA

Age 87 b. Oct 1938 Los Angeles Co.
๐Ÿ“ 13721 Ragus St
๐Ÿ“ž (626) 814-1277
๐Ÿ‘ค aka Yron Gloria D, Bryon Gloria D

Gloria Byron from Roseville, CA

Age 64 b. Sep 1961 Placer Co.
๐Ÿ“ 7497 School House Ln
๐Ÿ“ž (916) 773-9083

Gloria Byron from Moncks Corner, SC

Age 91 b. Jun 1934 Berkeley Co.
๐Ÿ“ 130 Bridle Ln
๐Ÿ“ž (803) 761-6439

Gloria Byron from Augusta, ME

Age 104 b. May 1921 Kennebec Co.
๐Ÿ“ 12 Lambard Rd Apt 3
๐Ÿ“ž (207) 622-6035

Gloria Byron from New York, NY

Age 88 b. Jun 1937 New York Co.
๐Ÿ“ 324 E 41st St Unit 304
๐Ÿ‘ค aka Gloria S Blum

Gloria Byron from Mount Pleasant, SC

Age 68 b. Jan 1958 Charleston Co.
๐Ÿ“ 1427 Oak Landing Rd

Gloria Byron from Green Valley, AZ

Age 64 b. Sep 1961 Pima Co.
๐Ÿ“ 925 Huerta Ln S

Gloria Byron from Lakewood, WA

Age 52 b. Jan 1974 Pierce Co.
๐Ÿ“ 8862 81 St Ave Sw
๐Ÿ‘ค aka Gloria S Eggerton, Gloria S Eagerton

Gloria Byron from Rockisland, IL

Female
๐Ÿ“ 814 26 1/2 Ave
๐Ÿ“ž (309) 948-8454 (I WIRELESS)

Gloria Byron from Milwaukee, WI

Milwaukee Co.
๐Ÿ“ 6336 W Kaul Ave

Gloria Byron from Grand Island, NY

Erie Co.
๐Ÿ“ 905 Legion Dr

Gloria Byron from New York, NY

New York Co.
๐Ÿ“ 324 E 41st St 304

Gloria Byron from Bronx, NY

Bronx Co.
๐Ÿ“ 1430 Thieriot Av 1 C

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 23 contact records for Gloria Byron across 11 states. The most recent address on file is in Brookfield, Wisconsin. Of these records, 15 include phone numbers and 4 include email addresses. Ages range from 65 to 77, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Byron Gloria

Erie County
PIN: 1446000630600002026000
· 905 Legion Dr, Grand Island ny
Built: 1985.0
Assessed: $230,000

Byron,gloria

Los-angeles County
PIN: 8560-002-027
· 13721 Ragus St
Lot: 6,097sqft

Byron Gloria

Erie County
· 905 Legion Dr, Grand-Island Ny 14072
Built: 1985.0
Assessed: $230,000

Gloria Byron

2024 Erie County
· 905 Legion, Grand Island

Gloria Byron

2021 Erie County
· 905 Legion, Grand Island

Gloria Byron

2022 Erie County
· 905 Legion, Grand Island

Gloria Byron

2023 Erie County
· 905 Legion, Grand Island

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 7 property records linked to Gloria Byron in Grand-Island. Values shown are from county assessor records and may differ from current market prices.

Gloria Byron

Rincon, 313264879
DOB: 1/1/1974 Gender: Female
Congress: 001

Gloria Byron

Lenox, 31637
DOB: 1/1/1951 Gender: Female
Congress: 008

Gloria Rose Byron

Republican Reg: 08/01/1998
2511 Dove St, Williamsport, PA, 17701
DOB: 11/02/1972 Gender: Female

Gloria Jean Byron

Reg: 19940101
430 E Central Ave, Lenox, 31637
Gender: Female

Gloria A Byron

3910 Legend Hills St Unit 102, Las Vegas, NV, 89129
County: Clark

Gloria Byron

Reg: B1208881
1430 Thieriot Avenue 1c
DOB: 19430912 Gender: Female
Senate: 15

Gloria B Byron

Reg: C0350654
324 East 41 Street 304
DOB: 19370610 Gender: Female
Senate: 12

Gloria E Byron

Reg: 10838950
905 Legion Dr
DOB: 19480820 Gender: Female
Senate: 26

Gloria Rose Byron

2511 Dove St
DOB: 11/02/1972 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 9 voter registration records were found for Gloria Byron in Pennsylvania, Nevada. Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Bmw 7-Series
ยท Registered to: Gloria Byron
ยท VIN: WBAKB8C50ACY63631
·
13721 Ragus St, La Puente, CA, 91746-1319
·
(626) 814-1277
2006 Buick Lacrosse
ยท Registered to: Gloria Byron
ยท VIN: 2G4WC582861193351
·
3910 Legend Hills St Unit 102, Las Vegas, NV, 89129-4550
·
(702) 869-3676
2002 CHEVROLET TRAILBLAZER WAGON
ยท Registered to: Gloria Byron
ยท VIN: 1GNDT13S922302915
·
3910 Legend Hills St Unit 102, Las Vegas, NV, 89129
·
(702) 869-3676
1992 LINCOLN TOWN CAR
ยท Registered to: Gloria Byron
ยท VIN: 1LNLM82W4NY607251
·
728 Ruby St, Daytona Beach, FL, 32114
2005 CHEVROLET EQUINOX
ยท Registered to: Gloria Byron
ยท VIN: 2CNDL73F156042740
·
3910 Legend Hills St Unit 102, Las Vegas, NV, 89129
·
(702) 869-3676

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Gloria Byron. Registered makes include Bmw, Buick, Chevrolet, Lincoln. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Peninsula Family Medical Center

Gloria ByronPhysician
(253) 851-5121gbyron@ymcasf.org
Gig Harbor, WA98335

Gloria Byron

United States

Gloria Byron

Market Operat ยท Hilton Head Island, South Carolina

Byron Medical Jackets

Owner
female
Grand Island, NY
Watches and Clocks, Measurement, Analyzer and Control Instruments, and Photo and Medical Goods (Products)

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Gloria Byron. Companies include Peninsula Family Medical Center, Byron Medical Jackets. Roles listed include Physician. Records are compiled from state business registries, SEC filings, and professional networking databases.

Gloria Byron

Detective Board
ACTIVE
License # 129501001
Firm: Gloria Byron
Addr: Zion, IL 60099

gloria byron

Detective Board
ACTIVE
License # 129501001
Addr: Zion, IL 60099
County: Lake
Issued: Apr 19, 2024 Exp: May 31, 2027

Licensed Professional

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Gloria Byron holds 4 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

$15 Jun 26, 2017
2018
Emily S List
Byron, Gloria Not Employed New York, NY
$35 May 8, 2020
2020
Trump Make America Great Again Committee
Byron, Gloria Retired Las Vegas, NV
$20 Nov 2, 2020
2020 REP
Nevada Republican Central Committee
Byron, Gloria Retired Las Vegas, NV
$100 Aug 7, 2017
2018 DEM
Ramsey, Andrea
Byron, Gloria Retired @ Not Employed New York, NY
$15 Jun 26, 2017
2018
Emily S List
Byron, Gloria Not Employed New York, NY
$15 Jun 26, 2017
2018
Emily S List
Byron, Gloria Not Employed New York, NY
$20 Nov 2, 2020
REP
Nevada Republican Central Committee
Contributor Retired Las Vegas, NV

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 7 political contribution records found for Gloria Byron. Total disclosed contributions amount to $220. Recipients include Nevada Republican Central Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Gloria Byron

Female
·
118 South Ave, Sparks, GA 31647 (Cook County)
31.1596, -83.4354
TZ: Eastern
Single Family
MP

Gloria S Byron

Age 59 Female
·
1277 Waterfront Dr, Mt Pleasant, SC 29464 (Charleston County)
32.8266, -79.8288
· (843) 270-1859
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1994 Purchased 1995
MP

Gloria A Byron

Age 73 Female
·
3910 Legend Hills St, Las Vegas, NV 89129 (Clark County)
36.2366, -115.3220
· (702) 869-3676
Marital: Single TZ: Pacific
Homeowner Multi-Family Built 2005 Purchased 2005
MP

Gloria S Byron

Age 89 Female
·
7497 School House Ln, Roseville, CA 95747 (Placer County)
38.7910, -121.3530
· (916) 773-9083
Marital: Single TZ: Pacific
Edu: High School
Homeowner Single Family Built 1998 Purchased 2009
MP

Gloria E Byron

Age 69 Female
·
905 Legion Dr, Grand Island, NY 14072 (Erie County)
42.9805, -78.9950
· (716) 773-7940
Marital: Single TZ: Eastern
Homeowner Single Family Built 1985
MP

Gloria S Byron

Age 43 Female
·
19 Aspen Dr, Rincon, GA 31326 (Effingham County)
32.2208, -81.2606
Marital: Married TZ: Eastern
Occ: Management Edu: High School
Single Family
MP

Gloria A Byron

Age 84 Female
·
13615 W Burleigh Rd, Brookfield, WI 53005 (Waukesha County)
43.0750, -88.0817
· (262) 821-2872
Marital: Married TZ: Central
Occ: White Collar Edu: High School
Homeowner Multi-Family
MP

Gloria R Byron

Age 49 Female
·
9590 Mill Pond Trl, Whitehall, MI 49461 (Muskegon County)
43.4313, -86.2993
Marital: Married TZ: Eastern
Occ: Professional Edu: Vocational/Technical
Single Family
MP

Gloria D Byron

Age 78 Female
·
13721 Ragus St, La Puente, CA 91746 (Los Angeles County)
34.0583, -117.9760
· (626) 814-1277
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1954 Purchased 1996

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Gloria Byron. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Gloria Byron. These loans were issued to businesses, not individuals.

Tu Van Huynh

Independent Contractors

$4,250 Paid in Full
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

May 1, 2020

Forgiven

$4,293

Jobs Reported

1

Loan #

8683967310

Loan Size

Small

Henry Garcia

Independent Contractors

$10,089 Paid in Full
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 13, 2021

Forgiven

$10,126

Jobs Reported

1

Loan #

2762088804

Loan Size

Small

Gladis Romero

Independent Contractors

$1,791 Exemption 4
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 20, 2021

Jobs Reported

1

Loan #

6703498807

Loan Size

Small

Gladis Romero

Independent Contractors

$1,791 Exemption 4
Address:
1400 Barton Rd
Redlands, CA92373-1400
Approved

May 23, 2021

Jobs Reported

1

Loan #

6664429005

Loan Size

Small

Johnny Doan

Self-Employed Individuals

$16,041 Exemption 4
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 24, 2021

Jobs Reported

1

Loan #

1311328909

Loan Size

Small

Gloria Benard

Self-Employed Individuals

$10,833 Exemption 4
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 5, 2021

Jobs Reported

1

Loan #

6966158703

Loan Size

Small

Leslie Cruz

Self-Employed Individuals

$5,448 Paid in Full
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

May 20, 2021

Forgiven

$5,504

Jobs Reported

1

Loan #

4071099008

Loan Size

Small

Gloria Benard

Self-Employed Individuals

$10,833 Exemption 4
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 27, 2021

Jobs Reported

1

Loan #

2936978910

Loan Size

Small

Leslie Cruz

Self-Employed Individuals

$5,448 Paid in Full
Address:
1400 Barton Rd
Redlands, CA92373-5475
Approved

Apr 20, 2021

Forgiven

$5,467

Jobs Reported

1

Loan #

6943168801

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 9 PPP loan records are linked to businesses associated with Gloria Byron. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Gloria Byron on the map

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Gloria Byron in NV: Background Summary

Location
3910 Legend Hills St, UNIT 102 Las Vegas, NV 89129-4550
Other Locations
Brookfield, WI ยท Muskegon, MI ยท Isle Of Palms, SC and 13 more
Profiles Found
23 people with this name
Phone Numbers
(702) 869-3676 and 21 others on file
Email
victoria.byron@juno.com and 4 others on file
Possible Relatives
Victoria Acosta, Gloria A Byron, Bess Byron, Lucille N Blume, Herve M Byron and 6 more
Career
Peninsula Family Medical Center, Byron Medical Jackets
Voter Registration
Registered Republican
Properties
3properties owned
Vehicles
5 linked โ€” 2010 Bmw 7-Series, 2006 Buick Lacrosse and 3 more
Contributions
$220 total โ€” Nevada Republican Central Committee
Licenses
2 professional licenses (DETECTIVE BOARD)
PPP Loans
$66,524 for Tu Van Huynh, Henry Garcia

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Gloria Byron. Because public records are indexed by name rather than by a unique identifier, the 89 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Gloria Byron

Search Complexity: High

89 public records across 13states, belonging to approximately 23 different individuals. With 23 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: New York (12%), followed by California and Nevada. Spans the West and Northeast regions.

NY11recordsCA8recordsNV7recordsSC6recordsIL5recordsGA4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (9) and PPP Loan Records (9).

33
Contact & Address Records
9
Voter Registration Records
9
PPP Loan Records
7
Property Ownership Records
7
Political Contribution Records
6
Business & Corporate Filings

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (77%).

Senior (65+)10peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Gloria Byron

Is Gloria Byron a registered voter?
Yes, voter registration records show Gloria Byron is registered. We found 9 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Gloria Byron own property?
County assessor records show 7 properties associated with Gloria Byron . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Gloria Byron?
Records show 5 vehicle registrations associated with Gloria Byron, including a 2010 Bmw 7-Series. Registered makes include Bmw, Buick, Chevrolet, Lincoln. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Gloria Byron?
We found 6 business affiliations for Gloria Byron, including Peninsula Family Medical Center. Other companies include Byron Medical Jackets. Business records are compiled from state registries, SEC filings, and professional databases.
Has Gloria Byron made political donations?
FEC disclosure records show 7 reported political contributions from Gloria Byron, totaling $220. Recipients include Nevada Republican Central Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Gloria Byron?
Our database contains 89 total records for Gloria Byron spanning 13 states. This includes 23 distinct contact records, 15 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Gloria Byron?
The 89 records displayed for Gloria Byron are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Gloria Byron remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.