Guy E Pratt

Age 85 b. 1941-02-17
๐Ÿ“ 1944 Bogie Dr, Wixom Mi
๐Ÿ“ž (248) 960-9356
โœ‰๏ธ GEPRATT@SBCGLOBAL.NET

Guy Pratt from Hazard, KY

Age 77
๐Ÿ“ 740 Sun Valley Ter, Hazard, KY 41701
๐Ÿ“ž (606) 439-0199, (606) 436-2694, (606) 439-0199
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Denver L Pratt,Greta K Pratt,Jerrye S Pratt,Claudia B Pratt

Guy Pratt from Burlington, IA

Age 77 b. Jul 1948 Des Moines Co.
๐Ÿ“ 908 Franklin St
๐Ÿ“ž (548) 462-5584

Guy Pratt from Borger, TX

Age 56
๐Ÿ“ 313 Jefferson St, Borger, TX 79007
๐Ÿ“ž (806) 273-3901, (806) 273-3901
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Iris Pratt,Alice Shelton Pratt

Guy Pratt from Auburn, WA

Age 53
๐Ÿ“ 1910 21st St, Auburn, WA 98001
๐Ÿ“ž (253) 735-9025, (253) 756-5346, (253) 839-0483, (303) 238-1798
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Cindy Leigh Pratt

Guy Pratt from Norwalk, CA

Age 98 b. Mar 1927 Los Angeles Co.
๐Ÿ“ 15125 Wilder Ave
๐Ÿ“ž (310) 374-4900

Guy Pratt from Colorado Spgs, CO

Age 99 b. Sep 1926 El Paso Co.
๐Ÿ“ 2045 Roanoke St 220
๐Ÿ“ž (631) 789-6130

Guy Pratt from Arlington, WA

Age 105 b. Apr 1920
๐Ÿ“ 28203 3rd Ave Ne
๐Ÿ“ž (212) 765-7917

Guy Pratt from Garden City, NY

Age 87 b. Aug 1938 Nassau Co.
๐Ÿ“ 406 Stewart Ave
๐Ÿ“ž (516) 742-5141
๐Ÿ‘ค aka Guy Pratt, James Pratt, Pratt Guy

Guy Pratt from Baltimore, MD

Age 66
๐Ÿ“ 3403 Rosedale Rd, Baltimore, MD 21215
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Shirley M Pratt,Witten Pratt

Guy Pratt from Colorado Springs, CO

Age 87
๐Ÿ“ 902 Monroe St, Colorado Springs, CO 80907
๐Ÿ“ž (719) 632-5830, (719) 475-9063

Guy Pratt from Merritt Island, FL

0
๐Ÿ“ 460 Island Beach Blvd, Merritt Island, FL 32952
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Hildy Pratt Findlay,Jeffrey P Pratt

Guy Pratt from Ozark, MO

Christian Co.
๐Ÿ“ 343 Prairie Hollow Rd
๐Ÿ“ž (417) 443-0506

Guy Pratt from Cheshire, CT

Male
๐Ÿ“ 298 Highland Ave
๐Ÿ“ž (203) 231-0127 (VERIZON WIRELESS)

Guy Pratt from Trumbull, CT

0000 Male
๐Ÿ“ 25 Blackstone Rd
๐Ÿ“ž (203) 880-9356

Guy Pratt from Baltimore, MD

Age 78 b. Jan 1948 Baltimore City Co.
๐Ÿ“ 3403 Rosedale Rd

Guy Pratt from Okemos, MI

Age 85 b. Feb 1941 Ingham Co.
๐Ÿ“ 1913 Yuma Trl

Guy Pratt from Pocatello, ID

Age 53 b. Feb 1973 Bannock Co.
๐Ÿ“ 260 Warren Ave
๐Ÿ‘ค aka Guy Pratt

Guy Pratt from Tacoma, WA

Age 65 b. Nov 1960 Pierce Co.
๐Ÿ“ 3211 N 21st St

Guy Pratt from Borger, TX

Age 68 b. Sep 1957 Hutchinson Co.
๐Ÿ“ 313 W Jefferson St

Guy Pratt from Lusby, MD

Age 77 b. Aug 1948 Calvert Co.
๐Ÿ“ 547 Maple Way 487

Guy Pratt from Stratton, VT

Age 87 b. Aug 1938 Windham Co.
๐Ÿ“ 4315 Village Watch
๐Ÿ‘ค aka Guy Pratt, James Pratt, Pratt Guy

Guy Pratt from Delray Beach, FL

Age 88 b. 1938 Male
๐Ÿ“ 2665 N Ocean Blvd
๐Ÿ“ž (516) 742-5141

Guy Pratt from Arkansas City, KS

Cowley Co.
๐Ÿ“ 31456 53rd Rd
๐Ÿ“ž (620) 442-4620

Guy Pratt from Spencer, OK

Oklahoma Co.
๐Ÿ“ 11616 Ne 41st St
๐Ÿ“ž (620) 285-2581

Guy Pratt from Holtsville, NY

Suffolk Co.
๐Ÿ“ 608 Union Ave
๐Ÿ“ž (513) 771-7694

Guy Pratt from Lexington Park, MD

Saint Marys Co.
๐Ÿ“ 21336 Brighton Ave
๐Ÿ“ž (440) 779-1258

Guy Pratt from Parrish, FL

Manatee Co.
๐Ÿ“ 4007 Banbury Cir
๐Ÿ“ž (941) 776-2565

Guy Pratt

๐Ÿ“ 7437 E Farm Road 156, Rogersville Mo
๐Ÿ“ž (417) 353-8481

Guy Pratt from Westover, MD

Somerset Co.
๐Ÿ“ 30420 Revells Neck Rd

Guy Pratt from Hazard, KY

Perry Co.
๐Ÿ“ 740 Sun Vly Te

Guy Pratt from Wichita, KS

Sedgwick Co.
๐Ÿ“ 6444 E Bayley St

Guy Pratt from Tigard, OR

Washington Co.
๐Ÿ“ 14059 Sw 119th Pl

Guy Pratt from Everett, WA

Snohomish Co.
๐Ÿ“ 502 Pilchuck Pa

Guy Pratt from Baltimore, MD

Baltimore City Co.
๐Ÿ“ 2403 Rosedale Rd

Guy Pratt from Redondo Beach, CA

Los Angeles Co.
๐Ÿ“ 205 S Francisca Ave Apt 6

Guy Pratt from Wichita, KS

Sedgwick Co.
๐Ÿ“ 221 N Baehr St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 41 contact records for Guy Pratt across 17 states. The most recent address on file is in Burlington, Iowa. Of these records, 24 include phone numbers and 3 include email addresses. Ages range from 53 to 87, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Pratt, Guy J

Manatee County
PIN: 502104359
· 11514 Jackson Manor Ct, Parrish 34219
Value: $108,584

Pratt Guy

Calvert County
PIN: 501129295
· 547 Maple Way, LUSBY md
Built: 1995.0
Assessed: $137,000

Pratt Guy G Ii & Dawn M

Des-moines County
· Not Available, Huron

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Guy Pratt in Huron. Values shown are from county assessor records and may differ from current market prices.

Guy Jeffrey Pratt

11514 Jackson Manor Ct, Parrish, , 34219

Guy D Pratt

Republican Reg: 10/18/2016
19442 McCord Rd, Oregon City, OR, 97045
DOB: 1/1/1965
County: Clackamas

Guy A Pratt

Reg: 07/03/2012
1001 Tacoma Ave, Tacoma, WA, 98403
DOB: 11/23/1960 Gender: Male
County: PI

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Guy Pratt in , Oregon, Washington. Party affiliation is listed as REP. 2 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2008 GMC SIERRA
ยท Registered to: Guy Pratt
ยท VIN: 1GTHK23638F223117
·
1944 Bogie Dr, Wixom, MI, 48393
·
(248) 960-9356
2009 TOYOTA CAMRY
ยท Registered to: Guy Pratt
ยท VIN: 4T1BE46K99U333289
·
1001 N Tacoma Ave, Tacoma, WA, 98403-2928
2013 Lexus RX 350
ยท Registered to: Guy Pratt
ยท VIN: 2T2BK1BA7DC205062
·
608 Union Ave, Holtsville, NY, 11742
·
(516) 742-5141
2010 Hyundai Tucson
ยท Registered to: Guy Pratt
ยท VIN: KM8JU3AC7AU017967
·
11514 Jackson Manor Ct, Parrish, FL, 34219-7556
·
(941) 776-8184
2008 Hyundai Santa Fe
ยท Registered to: Guy Pratt
ยท VIN: 5NMSH13E18H171267
·
11514 Jackson Manor Ct, Parrish, FL, 34219-7556
·
(941) 776-8184
2011 Kia Soul
ยท Registered to: Guy Pratt
ยท VIN: KNDJT2A25B7198348
·
1001 N Tacoma Ave, Tacoma, WA, 98403
·
(253) 735-9025
2010 Lexus RX 350
ยท Registered to: Guy Pratt
ยท VIN: 2T2BK1BA4AC063264
·
608 Union Ave, Little Neck, NY, 11742-1421
·
(917) 364-0022

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Guy Pratt. Registered makes include Gmc, Toyota, Lexus, Hyundai and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Fidelity Bank Of Florida

+18132464757ext2272gpratt@aasysgroup.com

Engle's Perry County Chapel

Manager
(606) 436-2171
Hazard, KY
Personal Services (Services)

Guy Pratt Inc

President
male
Holtsville, NY
Construction - Special Trade Contractors (Construction)

Guy Pratt Inc

Guy PrattPresident
(631) 289-6100gpratt@guypratt.com
Holtsville, NY11742

Guy Pratt

Consultant At Tbd
Tbd
Detroit, Michigan, United States Information Technology And Services

Guy Pratt

Timber Salesman
Verbum Traducci??n Y Edici??n

Guy Pratt Inc

Guy PrattOwner
(631) 289-3843gpratt@guypratt.com
Holtsville, NY

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 15 business affiliations were found for Guy Pratt. Companies include Engle's Perry County Chapel, Guy Pratt Inc, Tbd. Roles listed include Null and Network Engineer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Guy R. Pratt

Guy R. Pratt

G. & P. Mining Company, INC.

Addr: KY
KY
Incorporator: Guy R. Pratt

Source: Public Records Guy Pratt appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Guy Pratt

South High School - Wichita, KS, KS
1984

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Guy Pratt has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$1,000 Sep 28, 2000
2000 REP
Grucci, Felix J Jr
Pratt, Guy Garden City, NY
$20 Jul 23, 2008
2008
Deputy Sheriffs Pac Star Pac
Pratt, Guy Wixom, MI
$1,000 Sep 27, 2000
2000 REP
Lazio, Rick A
Pratt, Guy Contractor Garden City, NY
$2,500 Dec 24, 2009
2010
Mangano, Ed
Pratt, Guy Holtsville, NY
$1,000 Jul 31, 2000
2000 REP
Lazio, Rick A
Pratt, Guy President Holstville, NY
$1,000 Dec 14, 1988
1988 REP
D'Amato, Alfonse M
Pratt, Guy Guy Pratt INC Holtsville, NY
$250 Sep 24, 1992
1992 REP
D'Amato, Alfonse M
Pratt, Guy Guy Pratt INC Garden City, NY
$20 Jul 23, 2008
Deputy Sheriffs Pac Star Pac
Contributor Wixom, MI
$105 Aug 12, 2020
Unknown Committee
Pratt, Guy Retired Wixom, MI

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 9 political contribution records found for Guy Pratt. Total disclosed contributions amount to $6,895. Recipients include Deputy Sheriffs Pac Star Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Guy R Pratt

Age 80 Male
·
2633 Red Leaf Dr, Lexington, KY 40509 (Fayette County)
38.0187, -84.4280
· (859) 420-8930
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Guy J Pratt

Age 55 Male
·
11514 Jackson Manor Ct, Parrish, FL 34219 (Manatee County)
27.5501, -82.4404
· (941) 776-8184
Marital: Married TZ: Eastern
Homeowner Single Family Built 2003 Purchased 2006
MP

Guy Pratt

Age 69 Male
·
PO Box 1886, Lusby, MD 20657 (Calvert County)
38.3633, -76.4276
TZ: Eastern
Occ: Professional Edu: High School
Homeowner Built 1995 Purchased 1996
MP

Guy G Pratt

Age 38 Male
·
615 N Orchard St, Mediapolis, IA 52637 (Des Moines County)
41.0122, -91.1642
· (319) 394-3638
Marital: Married TZ: Central
Homeowner Single Family Built 1959 Purchased 2014
MP

Guy Pratt

Age 79 Male
·
406 Stewart Ave, Garden City, NY 11530 (Nassau County)
40.7283, -73.6255
· (516) 742-5141
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1968
MP

Guy Pratt

Male
·
7437 E Farm Road 156, Rogersville, MO 65742 (Webster County)
37.1631, -93.1348
TZ: Central
Homeowner Single Family Built 2004 Purchased 2010
MP

Guy E Pratt

Age 76 Male
·
1944 Bogie Dr, Wixom, MI 48393 (Oakland County)
42.5504, -83.5189
· (248) 921-3800
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Graduate School
Homeowner Single Family Built 1955 Purchased 1994

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Guy Pratt. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Guy Pratt. These loans were issued to businesses, not individuals.

Vivianne Schael Raymond

Sole Proprietorship

$14,662 Paid in Full
Address:
1602 Monterey Rd Apt 13K
Seal Beach, CA90740-5202
Approved

Feb 11, 2021

Forgiven

$14,739

Jobs Reported

1

Loan #

7226498405

Loan Size

Small

Ballitek & Sons Trucking INC

Corporation

$3,750 Exemption 4
Address:
460 Island Beach Blvd
Merritt Island, FL32952-5063
Approved

Mar 24, 2021

Jobs Reported

1

Loan #

8026258610

Loan Size

Small

Kwang Park

Sole Proprietorship

$3,791 Paid in Full
Address:
1602 Monterey Rd Apt 13A
Seal Beach, CA90740-5236
Approved

Jan 23, 2021

Forgiven

$3,807

Jobs Reported

1

Loan #

4866778302

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Guy Pratt. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Guy Pratt on the map

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Guy Pratt in CA: Background Summary

Location
1602 Monterey Rd, APT 13C Seal Beach, CA 90740-5236
Other Locations
Burlington, IA ยท Norwalk, CA ยท Colorado Spgs, CO and 24 more
Profiles Found
41 people with this name
Phone Numbers
(562) 431-2234 and 28 others on file
Email
theoemgroup@thegrid.net and 4 others on file
Possible Relatives
Catherine E Pratt, Aubrey G Pratt, Betty N Pratt, Denise M Larson, Guy Pratt and 101 more
Career
Network Engineer at Engle's Perry County Chapel, Guy Pratt Inc
Voter Registration
Registered Republican
Properties
2properties owned
Vehicles
7 linked โ€” 2008 Gmc Sierra, 2009 Toyota Camry and 5 more
Contributions
$6,895 total โ€” Deputy Sheriffs Pac Star Pac
PPP Loans
$22,203 for Vivianne Schael Raymond, Ballitek & Sons Trucking INC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Guy Pratt. Because public records are indexed by name rather than by a unique identifier, the 96 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Guy Pratt

Search Complexity: High

96 public records across 17states, belonging to approximately 41 different individuals. With 41 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Maryland (9%), followed by New York and Washington. Spans the South and Midwest regions.

MD9recordsNY8recordsWA7recordsKY5recordsFL5recordsMI5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (15) and Political Contribution Records (9).

45
Contact & Address Records
15
Business & Corporate Filings
9
Political Contribution Records
7
Vehicle Registration Records
3
Property Ownership Records
3
Voter Registration Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (71%).

Senior (65+)10peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Guy Pratt

Is Guy Pratt a registered voter?
Yes, voter registration records show Guy Pratt is registered in . We found 3 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Guy Pratt own property?
County assessor records show 3 properties associated with Guy Pratt . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Guy Pratt?
Records show 7 vehicle registrations associated with Guy Pratt, including a 2008 GMC SIERRA. Registered makes include Gmc, Toyota, Lexus, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Guy Pratt?
We found 15 business affiliations for Guy Pratt (null). Other companies include Guy Pratt Inc, tbd. Business records are compiled from state registries, SEC filings, and professional databases.
Has Guy Pratt made political donations?
FEC disclosure records show 9 reported political contributions from Guy Pratt, totaling $6,895. Recipients include Deputy Sheriffs Pac Star Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Guy Pratt?
Our database contains 96 total records for Guy Pratt spanning 17 states. This includes 41 distinct contact records, 24 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Guy Pratt?
The 96 records displayed for Guy Pratt are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Guy Pratt remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.