Henry Gonzalez Espinal

๐Ÿ“ 27 Norwich Ave Apt 6, Norwich Ct
๐Ÿ“ž (860) 705-6486, (860) 303-1126
โœ‰๏ธ HGE03@HOTMAIL.COM, hge03@hotmail.com

Henry Espinal

Age 93 b. 1932-03-22
๐Ÿ“ 142 Irving St, San Francisco Ca
๐Ÿ“ž (415) 722-4326, (415) 722-4310
โœ‰๏ธ HANDB142@SBCGLOBAL.NET

Henry Espinal

Age 65 b. 1961-02-21
๐Ÿ“ 211 Jennifer Way, Pleasant Hill Ca
๐Ÿ“ž (925) 685-0918, (510) 504-0388
โœ‰๏ธ HAWK211@ATT.NET

Henry Espinal

Age 55 b. 1970-11-02
๐Ÿ“ 450 Rosewood Ave, San Jose Ca
๐Ÿ“ž (408) 509-4781, (408) 568-3213
โœ‰๏ธ LKESPINAL@YAHOO.COM

Henry Espinal

๐Ÿ“ 6703 Woodley Ave, Van Nuys Ca
๐Ÿ“ž (562) 506-7171, (818) 632-3522
โœ‰๏ธ HMESPINAL@YAHOO.COM

Henry Espinal from San Jose, CA

Age 56 b. 1970 Male
๐Ÿ“ 450 Rosewood Ave
๐Ÿ“ž (408) 390-0641 (Cell), (408) 568-3213, (408) 615-7134, (408) 362-9175

Henry Espinal from San Francisco, CA

Age 93 b. Mar 1932 San Francisco Co.
๐Ÿ“ 142 Irving St
๐Ÿ“ž (415) 665-2799, (517) 278-4540
๐Ÿ‘ค aka J Espinal Henry

Henry Espinal from Bronx, NY

Age 35
๐Ÿ“ 1040 Clay Ave, # 2d, #bronx, NY 10456-5909
โœ‰๏ธ hansome@aol.com

Henry Espinal from Peabody, MA

0
๐Ÿ“ 64 Lowell St #3, Peabody, MA 01960

Henry Espinal from Phillipsburg, NJ

Male
๐Ÿ“ 260 Chambers St
๐Ÿ“ž (908) 619-3529 (AT&T MOBILITY)

Henry Espinal from Rutherford, NJ

Age 55 b. Jul 1970 Bergen Co.
๐Ÿ“ 196 Union Ave Apt B

Henry Espinal from Nashua, NH

Age 61 b. Jan 1965 Hillsborough Co.
๐Ÿ“ 70 W Hollis St Unit 13

Henry Espinal from Flushing, NY

Age 55 b. Jul 1970 Queens Co.
๐Ÿ“ 3420 74th St Apt 1 H

Henry Espinal from Pleasant Hill, CA

Age 70 b. Sep 1955 Contra Costa Co.
๐Ÿ“ 211 Jennifer Wa

Henry Espinal from Jackson Heights, NY

Age 59 b. Sep 1966 Queens Co.
๐Ÿ“ 3534 95th St 1 E

Henry Espinal from San Jose, CA

Age 53 b. Sep 1972 Santa Clara Co.
๐Ÿ“ 5607 Lean Ave

Henry Espinal from Salem, MA

Age 49 b. Sep 1976
๐Ÿ“ 28 Mason St

Henry Espinal from Newark, NJ

Age 36 b. Jul 1989
๐Ÿ“ 426 Summer Ave Apt 1

Henry Espinal from Phillipsburg, NJ

Age 65 b. Oct 1960 Warren Co.
๐Ÿ“ 208 Washington St

Henry Espinal from New York, NY

0
๐Ÿ“ 602 139th St #4b, New York, NY 10031

Henry Espinal from New York, NY

New York Co.
๐Ÿ“ 601 W 139th St Apt 40
๐Ÿ“ž (503) 929-5154

Henry Espinal from Chelsea, MA

๐Ÿ“ 101 Congress Ave 2
๐Ÿ“ž (937) 439-4016

Henry Espinal from Jackson Hts, NY

Queens Co.
๐Ÿ“ 3534 95th St Apt 1 E
๐Ÿ“ž (608) 873-5669

Henry Espinal from Brooklyn, NY

Kings Co.
๐Ÿ“ 251 E 29th St Apt 2 H
๐Ÿ“ž (718) 462-7626

Henry Espinal from New York, NY

๐Ÿ“ 601 W 139th St, Apt 40, #new York, NY 10031-7316

Henry Espinal from Los Angeles, CA

Los Angeles Co.
๐Ÿ“ 1621 S Wilton Pl

Henry Espinal from Jackson Heights, NY

Queens Co.
๐Ÿ“ 3420 74th St 1 H

Henry Espinal from Manassas, VA

Manassas City Co.
๐Ÿ“ 8619 Lamont Ct

Henry Espinal from Montauk, NY

Suffolk Co.
๐Ÿ“ Po Box 444

Henry Espinal from Manassas, VA

๐Ÿ“ 10509 Lariat Ln Apt 14

Henry Espinal from Brooklyn, NY

Kings Co.
๐Ÿ“ 251 E 29th St 2 H

Henry Espinal from Bronx, NY

Bronx Co.
๐Ÿ“ 2285 Sedgwick Ave 507

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 36 contact records for Henry Espinal across 7 states. The most recent address on file is in San Jose, California. Of these records, 16 include phone numbers and 10 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Espinal Henry

Essex County
PIN: 085-492-033
· 49 -51 Graves Ave, LYNN ma
Built: 1890.0
Assessed: $401,400

Espinal Henry

Essex County
· 49 -51 Graves Ave, Lynn Ma 1901
Built: 1890.0
Assessed: $401,400 ยท Sale: $380,000 (2015/01/01)

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Henry Espinal in Lynn. Values shown are from county assessor records and may differ from current market prices.

Henry Espinal

Democrat
196 Union Ave, Rutherford, 07070
DOB: 7/17/1970
County: Bergen

Henry Espinal

LN Reg: 12/17/2007
1818 W Highland St, Allentown, PA, 18104
DOB: 07/02/1972 Gender: Male

Henry Espinal

Reg: 304632962
2285 Sedgwick Avenue 507, 10468
DOB: 19720703 Gender: Male

Henry Espinal

1818 W Highland St
DOB: 07/02/1972 Gender: Male

Henry R Espinal

233 Pearl St, Providence, 02907

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Henry Espinal in Pennsylvania. Records show affiliations with D, LN, which may reflect different individuals or changes over time. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2006 HONDA ACCORD
ยท Registered to: Henry Espinal
ยท VIN: 1HGCM56356A048775
·
13 Wellesley Rd, Nashua, NH, 03062
2008 HONDA ACCORD
ยท Registered to: Henry Espinal
ยท VIN: 1HGCP26818A134153
·
142 Irving St, San Francisco, CA, 94122-2762
·
(415) 665-2799
1992 EAGLE TALON CAR BASIC SPORTY
ยท Registered to: Henry Espinal
ยท VIN: 4E3CS44R6NE125157
·
260 Chambers St, Phillipsburg, NJ, 08865
·
(908) 454-1598
2012 TOYOTA TACOMA
ยท Registered to: Henry Espinal
ยท VIN: 3TMMU4FN4CM045217
·
9 Portland St Apt 3, Lynn, MA, 01902-3200
·
(857) 928-3725
2004 VOLKSWAGEN JETTA 4DR SEDAN
ยท Registered to: Henry Espinal
ยท VIN: 3VWSE69M74M044323
·
260 Chambers St, Phillipsburg, NJ, 08865
·
(908) 454-1598
2012 Toyota Tacoma
ยท Registered to: Henry Espinal
·
9 Portland St, Lynn, MA, 01902
·
(857) 928-3725

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Henry Espinal. Registered makes include Honda, Eagle, Toyota, Volkswagen. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Henry Espinal

Owner
Original Mortgage Solutions
Orlando, Florida, United States Real Estate

Henry Espinal

Olympia High School
Florida

Henry Espinal

forkliftoperator at Alli

Henry Espinal

Allentown, PA18104

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Henry Espinal. Companies include Original Mortgage Solutions. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

TREASURER: Henry O Espinal

Unknown Corporation

TREASURER: Henry O. Espinal

Mobil Cleaning Services, INC.

Addr: MA
MA
PRESIDENT: Henry Espinal

Source: Public Records Henry Espinal appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

henry espinal

Non-Res Adjuster - All Lines
VALID
License # G151002
Addr: Coppell, TX
Issued: Aug 16, 2024

henry espinal

Non-Res Adjuster - All Lines
VALID
License # G151002
Addr: Coppell, TX

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Henry Espinal holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Henry Espinal

2015
City Seasonal Aide
Department: Department Of Sanitation
๐Ÿ’ต Pay: $12.00

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Henry Espinal appears in 2 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Henry Espinal

Sacred Heart High School - San Francisco, CA, CA
1950

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Henry Espinal has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Henry G Espinal

Age 32 Male
·
385 Kamena St, Fairview, NJ 07022 (Bergen County)
40.8159, -73.9973
· (201) 313-9774
Marital: Married TZ: Eastern
Homeowner Multi-Family Built 1987 Purchased 2002
MP

Henry Espinal

Male
·
38 Estes St, Lynn, MA 01902 (Essex County)
42.4652, -70.9363
TZ: Eastern
Multi-Family
MP

Henry N Espinal

Age 26 Male
·
112 Medford St, Malden, MA 02148 (Middlesex County)
42.4183, -71.0702
· (781) 975-0094
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Henry Espinal

Age 52 Male
·
13 Wellesley Rd, Nashua, NH 03062 (Hillsborough County)
42.7446, -71.5091
· (603) 889-7130
Marital: Single TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1974 Purchased 2003
MP

Henry J Espinal

Age 85 Male
·
142 Irving St, San Francisco, CA 94122 (San Francisco County)
37.7645, -122.4590
· (415) 665-2799
Marital: Married TZ: Pacific
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Henry Espinal

Male
·
49 Graves Ave, Lynn, MA 01902 (Essex County)
42.4789, -70.9456
TZ: Eastern
Homeowner Single Family Built 1890 Purchased 2015
MP

Henry A Espinal

Age 41 Male
·
3534 95th St, Jackson Hts, NY 11372 (Queens County)
40.7522, -73.8725
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Multi-Family
MP

Henry A Espinal

Age 26 Male
·
3104 Lincoln St, Franklin Park, IL 60131 (Cook County)
41.9355, -87.8838
· (773) 829-6149
Marital: Single TZ: Central
Homeowner Single Family Built 1951 Purchased 2006
MP

Henry R Espinal

Age 45 Male
·
233 Pearl St 2nd Fl, Providence, RI 02907 (Providence County)
41.8138, -71.4191
TZ: Eastern
MP

Henry Espinal

Age 30 Male
·
1715 Caton Ave, Brooklyn, NY 11226 (Kings County)
40.6511, -73.9642
TZ: Eastern
Multi-Family
MP

Henry Espinal

Age 56 Male
·
260 Chambers St, Phillipsburg, NJ 08865 (Warren County)
40.6893, -75.1929
· (908) 881-9893
Marital: Married TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1920 Purchased 2011
MP

Henry Espinal

Male
·
3117 Dupree St, Irving, TX 75062 (Dallas County)
32.8488, -96.9794
· (214) 580-0375
TZ: Central
Single Family
MP

Henry A Espinal

Age 33 Male
·
1140 Clay Ave, Bronx, NY 10456 (Bronx County)
40.8307, -73.9115
TZ: Eastern
Multi-Family
MP

Henry A Espinal

Age 47 Male
·
196 Union Ave, Rutherford, NJ 07070 (Bergen County)
40.8337, -74.1089
Marital: Single TZ: Eastern
Homeowner Multi-Family
MP

Henry Espinal

Male
·
616 Jumping Frog Ln, Knightdale, NC 27545 (Wake County)
35.7901, -78.5006
TZ: Eastern
Homeowner Single Family Built 2006 Purchased 2016
MP

Henry R Espinal

Age 45 Male
·
1818 W Highland St, Allentown, PA 18104 (Lehigh County)
40.6116, -75.5032
· (610) 437-3065
TZ: Eastern
Homeowner Single Family Built 1927 Purchased 2013

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 16 demographic profiles associated with Henry Espinal. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Henry Espinal. These loans were issued to businesses, not individuals.

H & O International INC

Corporation

$7,105 Paid in Full
Address:
385 Kamena St Apt 8
Fairview, NJ07022-1761
Approved

Mar 10, 2021

Forgiven

$7,143

Jobs Reported

3

Loan #

8620948510

Loan Size

Small

Ramirez Martinez

Sole Proprietorship

$20,833 Paid in Full
Address:
120 W 176th St Apt 2G
Bronx, NY10453-6703
Approved

Apr 20, 2021

Forgiven

$20,930

Jobs Reported

1

Loan #

6837778803

Loan Size

Small

Nicolas Mendez

Sole Proprietorship

$20,832 Exemption 4
Address:
120 W 176th St
Bronx, NY10453-6713
Approved

May 13, 2021

Jobs Reported

1

Loan #

1594149005

Loan Size

Small

Ramirez Martinez

Sole Proprietorship

$20,833 Paid in Full
Address:
120 W 176th St Apt 2G
Bronx, NY10453-6714
Approved

May 23, 2021

Forgiven

$20,882

Jobs Reported

1

Loan #

7203069006

Loan Size

Small

Kiyanna Lindo

Sole Proprietorship

$4,165 Paid in Full
Address:
1100 Teller Ave Apt 4K
Bronx, NY10456-5237
Approved

Apr 11, 2021

Forgiven

$4,175

Jobs Reported

1

Loan #

2311878806

Loan Size

Small

Miguel Mueses

Sole Proprietorship

$6,435 Paid in Full
Address:
1100 Teller Ave Apt 4P
Bronx, NY10456-5237
Approved

May 18, 2021

Forgiven

$6,463

Jobs Reported

1

Loan #

3290829008

Loan Size

Small

Muriel Abbey Mensah

Self-Employed Individuals

$20,715 Paid in Full
Address:
1100 Teller Ave Apt 40
Bronx, NY10456-5228
Approved

Mar 3, 2021

Forgiven

$20,780

Jobs Reported

1

Loan #

6455478507

Loan Size

Small

Miguel Mueses

Sole Proprietorship

$6,435 Paid in Full
Address:
1100 Teller Ave Apt 4P
Bronx, NY10456-5237
Approved

Apr 6, 2021

Forgiven

$6,469

Jobs Reported

1

Loan #

7348468710

Loan Size

Small

Ean Valdes

Sole Proprietorship

$20,833 Exemption 4
Address:
601 W 139th St
New York, NY10031-7312
Approved

Apr 22, 2021

Jobs Reported

1

Loan #

8450618806

Loan Size

Small

Michael Migliore

Independent Contractors

$2,323 Paid in Full
Address:
601 W 139th St Apt 45
New York, NY10031-7314
Approved

Apr 17, 2021

Forgiven

$2,335

Jobs Reported

1

Loan #

5225828810

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 10 PPP loan records are linked to businesses associated with Henry Espinal. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Henry Espinal on the map

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Henry Espinal in CA: Background Summary

Location
14434 Vose St Van Nuys, CA 91405-3160
Other Locations
San Jose, CA ยท San Francisco, CA ยท Phillipsburg, NJ and 15 more
Profiles Found
36 people with this name
Phone Numbers
(562) 506-7171 and 27 others on file
Email
hespinal@usa.net and 11 others on file
Possible Relatives
Lizeth G Chavez, Alejandro Chavez, Hernan J Espinal JR, Hernan M Espinal, Lorena I Espinal and 181 more
Career
Original Mortgage Solutions
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
6 linked โ€” 2006 Honda Accord, 2008 Honda Accord and 4 more
Licenses
2 professional licenses (NON-RES ADJUSTER - ALL LINES)
PPP Loans
$131K for H & O International INC, Ramirez Martinez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Henry Espinal. Because public records are indexed by name rather than by a unique identifier, the 99 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Henry Espinal

Search Complexity: High

99 public records across 11states, belonging to approximately 36 different individuals. With 36 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: New York (17%), followed by California and Massachusetts. Spans the Northeast and West regions.

NY17recordsCA14recordsMA12recordsNJ8recordsPA4recordsNH4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (55%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (10) and Business & Corporate Filings (8).

44
Contact & Address Records
10
PPP Loan Records
8
Business & Corporate Filings
6
Vehicle Registration Records
5
Voter Registration Records
3
Corporate Records

Age Distribution

Age range: approximately 57 years, suggesting multiple generations. Largest group: Senior (65+) (36%).

Senior (65+)4peopleMiddle-Age (40-64)6peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Henry Espinal

Is Henry Espinal a registered voter?
Yes, voter registration records show Henry Espinal is registered with D affiliation. We found 5 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Henry Espinal own property?
County assessor records show 2 properties associated with Henry Espinal . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Henry Espinal?
Records show 6 vehicle registrations associated with Henry Espinal, including a 2006 HONDA ACCORD. Registered makes include Honda, Eagle, Toyota, Volkswagen. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Henry Espinal?
We found 8 business affiliations for Henry Espinal, including original mortgage solutions. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Henry Espinal?
Our database contains 99 total records for Henry Espinal spanning 11 states. This includes 36 distinct contact records, 16 with phone numbers, 10 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Henry Espinal?
The 99 records displayed for Henry Espinal are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Henry Espinal remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.