Herman Dyer

Age 82 b. 1943-03-23
๐Ÿ“ 23454 Reames Rd, Zachary La 70791
๐Ÿ“ž (225) 933-2921, (225) 654-5430
โœ‰๏ธ MSDYERRN@YAHOO.COM, msdyerrn@yahoo.com

Herman Dyer

Age 77 b. 1948-12-24
๐Ÿ“ 5870 Waggoner Cv, Rex Ga
๐Ÿ“ž (678) 760-3493
โœ‰๏ธ CONNIEDYER11@YAHOO.COM, conniedyer11@yahoo.com

Herman Dyer from Macon, GA

Apr 1958
๐Ÿ“ 2705 Nowell Dr
๐Ÿ“ž (478) 319-9522
โœ‰๏ธ pahv1@aol.com
๐Ÿ‘ค aka Steven Herman Dyer, H S Dyer, Stephen Herman Dyer

Herman Dyer from Newburgh, IN

Age 94
๐Ÿ“ 4366 Lincoln Dr, Newburgh, IN 47630
๐Ÿ“ž (812) 490-2797, (812) 853-9546
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Rebecca Kay Dyer,Alma S Dyer,Shirley D Dyerbeard,Shirley A Dyer

Herman Dyer from Somerset, KY

Age 81
๐Ÿ“ 171 Arlen Dr, Somerset, KY 42503
๐Ÿ“ž (606) 679-4555, (606) 679-4555, (859) 581-2429, (606) 678-7541

Herman Dyer from Atlanta, GA

Age 97 b. Aug 1928 Fulton Co.
๐Ÿ“ 1180 Mayland Cir Sw
๐Ÿ“ž (404) 758-2124, (404) 313-1473

Herman Dyer from Oak Ridge, TN

Age 89
๐Ÿ“ 114 Arizona Rd, Oak Ridge, TN 37830
๐Ÿ“ž (423) 346-3632, (423) 346-9816, (865) 388-9809, (865) 481-0589, (865) 481-6117
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Glenda Y Dyer,Betty Alan Dyer,Mitchell W Dyer

Herman Dyer from Chesapeake, VA

Age 107 b. Oct 1918 Chesapeake City Co.
๐Ÿ“ 2817 Taylor Rd
๐Ÿ“ž (757) 488-3211

Herman Dyer from Zachary, LA

Age 82 b. Mar 1943
๐Ÿ“ 23454 Reames Rd
๐Ÿ“ž (225) 654-5430
๐Ÿ‘ค aka H Dyer

Herman Dyer from Henderson, KY

Age 58
๐Ÿ“ 238 Main St #a, Henderson, KY 42420
๐Ÿ“ž (270) 830-6023, (270) 333-4905, (502) 333-4180, (615) 441-4774
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Sara L Matlock,D Dyer

Herman Dyer from North Fairfield, OH

Age 78
๐Ÿ“ 495 New State Rd #8, North Fairfield, OH 44855
๐Ÿ“ž (419) 744-2248, (419) 744-2510
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Dolores M Dyer

Herman Dyer from Rex, GA

Age 77 b. Dec 1948
๐Ÿ“ 5870 Waggoner Cv
๐Ÿ“ž (678) 289-2809
๐Ÿ‘ค aka Herman Herbert Dyer, Herman Hermna Dyer, Herman Dyer

Herman Dyer from Vassalboro, ME

Age 88 b. Jul 1937
๐Ÿ“ 293 Stone Rd
๐Ÿ“ž (412) 665-0392

Herman Dyer from Odessa, TX

Age 99 b. May 1926 Ector Co.
๐Ÿ“ 814 E 14th St
๐Ÿ“ž (607) 657-2533

Herman Dyer from Salyersville, KY

Age 90 b. Jun 1935
๐Ÿ“ 669 Po Box
๐Ÿ“ž (606) 349-3029
๐Ÿ‘ค aka Herman Dyer, H Dyer, Herman L Dyer

Herman Dyer from Wilmington, DE

Age 95 b. Feb 1931 New Castle Co.
๐Ÿ“ 912 Maryland Ave
๐Ÿ“ž (302) 658-9741

Herman Dyer from Belfast, ME

Age 101 b. Jul 1924 Waldo Co.
๐Ÿ“ 93 Congress St
๐Ÿ“ž (207) 338-4269

Herman Dyer from Covington, KY

Age 93 b. Jan 1933 Kenton Co.
๐Ÿ“ 1223 Fisk St
๐Ÿ“ž (330) 273-8799

Herman Dyer from New Tazewell, TN

Age 83 b. Jun 1942
๐Ÿ“ 808 Majestic Way

Herman Dyer from Los Angeles, CA

Age 105 b. Apr 1920 Los Angeles Co.
๐Ÿ“ Po Box 451325

Herman Dyer from Ocean City, MD

Age 67 b. Mar 1959 Worcester Co.
๐Ÿ“ 208 4th St Unit 1

Herman Dyer from Lisle, IL

Age 96 b. Apr 1929 Du Page Co.
๐Ÿ“ 4304 Nutmeg Ln Apt 153
๐Ÿ‘ค aka Dyer Herman

Herman Dyer from Euless, TX

Age 66 b. Oct 1959 Tarrant Co.
๐Ÿ“ 1812 Greenbriar Dr

Herman Dyer from N Fairfield, OH

Age 90 b. Aug 1935 Huron Co.
๐Ÿ“ 495 New State Rd S 8

Herman Dyer from Marion, IL

Age 69 b. Jun 1956
๐Ÿ“ 2732 Route 37

Herman Dyer from New Albany, IN

Age 48 b. Sep 1977 Floyd Co.
๐Ÿ“ 1807 Grant Line Rd

Herman Dyer from Newburgh, IN

Age 70 b. Sep 1955 Warrick Co.
๐Ÿ“ 4366 E Lincoln Dr

Herman Dyer from Somerset, KY

Age 50 b. Sep 1975 Pulaski Co.
๐Ÿ“ 2300 Boat Dock Rd

Herman Dyer from Castalia, OH

Age 90 b. Jun 1935 Erie Co.
๐Ÿ“ 110 Adams St

Herman Dyer from Tallahassee, FL

Age 112 b. Jan 1914 Leon Co.
๐Ÿ“ 1955 Ox Bottom Rd R 18

Herman Dyer from Miami, FL

0
๐Ÿ“ 9472 77th Ave, Miami, FL 33156

Herman Dyer from New Tazewell, TN

Age 72
๐Ÿ“ 808 Majestic Way #12, New Tazewell, TN 37825

Herman Dyer from Clarkesville, GA

Habersham Co.
๐Ÿ“ 2203 Roger Vanhook Rd
๐Ÿ“ž (706) 754-6553

Herman H Dyer Jr from Atlanta, GA

๐Ÿ“ 2043 S Niskey Rd Rd, #atlanta, GA 30331

Herman Dyer from Cameron, TX

Milam Co.
๐Ÿ“ Rr 2 Po Box 78

Herman Dyer from Atlanta, GA

Fulton Co.
๐Ÿ“ 2043 S Niskey Lake W Rd

Herman Dyer from Eva, IN

๐Ÿ“ 5500 Jefferson

Herman Dyer from Asheville, NC

๐Ÿ“ 68 Louisiana Av

Herman Dyer from Culver City, CA

Los Angeles Co.
๐Ÿ“ 12106 Summertime Ln

Herman Dyer from New Tazewell, TN

Claiborne Co.
๐Ÿ“ 808 Majestic Wa 12

Herman Dyer from Cleveland, OH

Cuyahoga Co.
๐Ÿ“ 1886 171st St

Herman Dyer from El Cajon, CA

San Diego Co.
๐Ÿ“ 1013 S Magnolia Ave

Herman Dyer from Pleasant Hill, CA

Contra Costa Co.
๐Ÿ“ 873 Ruth Dr

Herman Dyer from Newburgh, IN

๐Ÿ“ Newburgh, IN, 47630

Herman Dyer

๐Ÿ“ 1 N Fairfield Oh

Unknown Person

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 47 contact records for Herman Dyer across 15 states. The most recent address on file is in Macon, Georgia. Of these records, 20 include phone numbers and 3 include email addresses. Ages range from 58 to 94, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Dyer, Herman

East-baton-rouge County
PIN: 2486199
· 23200-23880 Und Reames Rd
Lot: 188,207sqft

Dyer, Herman

East-baton-rouge County
PIN: 2486172
· 23200-23880 Und Reames Rd
Lot: 199,888sqft

Dyer Herman D & Gayl N

Milam County
· 5053 E Fm 485, Burlington

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Herman Dyer in Burlington. Values shown are from county assessor records and may differ from current market prices.

Herman Dyer

Macon, 31216
DOB: 1/1/1958 Gender: Male
Congress: 002

Herman Dyer

Rex, 302735208
DOB: 1/1/1948 Gender: Male
Congress: 005

Herman Dyer

Jonesboro, 302383130
DOB: 1/1/1928 Gender: Male
Congress: 013

Herman D Dyer

Reg: 19680105
2203 Roger Vanhook Rd, Clarkesville, 305232420
Gender: Male

herman J dyer

Democrat Reg: 03/23/1968
Removed
DOB: 1936 Gender: Male
County: Buncombe

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Herman Dyer. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 BUICK LACROSSE
ยท Registered to: Herman Dyer
ยท VIN: 1G4GE5ED2BF180618
·
23454 Reames Rd, Zachary, LA, 70791-6603
·
(225) 654-5430
2006 FORD F150 FULL SIZE TRUCK
ยท Registered to: Herman Dyer
ยท VIN: 1FTPW12536FA16128
·
5087 E Fm 485, Cameron, TX, 76520
2010 Chrysler Sebring
ยท Registered to: Herman Dyer
ยท VIN: 1C3CC5FBXAN205375
·
495 New State Rd S, North Fairfield, OH, 44855-9606
·
(419) 744-2510
2004 Ford Ranger
ยท Registered to: Herman Dyer
ยท VIN: 1FTZR11U44PA04618
·
2203 Roger Vanhook Rd, Clarkesville, GA, 30523
2009 BUICK ENCLAVE
ยท Registered to: Herman Dyer
ยท VIN: 5GAER23D69J173150
·
8343 Magnolia Dr, Jonesboro, GA, 30238-3130
·
(770) 477-6091
2017 FORD F-150
ยท Registered to: Herman Dyer
ยท VIN: 1FTEW1CP7HKC04605
·
5087 E Fm 485, Cameron, TX, 76520
1995 FORD WINDSTAR VAN
ยท Registered to: Herman Dyer
ยท VIN: 2FMDA5147SBB75324
·
495 New State Rd S, North Fairfield, OH, 44855
1985 CHEVROLET C10 PICKUP
ยท Registered to: Herman Dyer
ยท VIN: 1GCDC14HXFS113742
·
5087 E Fm 485, Cameron, TX, 76520
1981 OLDSMOBILE 98 4DR SEDAN
ยท Registered to: Herman Dyer
ยท VIN: 1G3AX69NXBM158004
·
495 New State Rd S, North Fairfield, OH, 44855

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 9 vehicle registration records are associated with Herman Dyer. Registered makes include Buick, Ford, Chrysler, Chevrolet and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Herman Dyer

Hawthorn East, Victoria, Australia
Melbourne, Victoria, Australia Retail

Old Meeting House Ice Cream

Herman DyerSales Customer
herman.dyer@yahoo.com
23454 Reames Rd, Zachary, LA70791
omhicecream.com

Old Meeting House Ice Cream

Herman DyerSales Customer
herman.dyer@yahoo.com
23454 Reames Rd, Zachary, LA70791

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Herman Dyer. Companies include Old Meeting House Ice Cream. Roles listed include Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Herman Dyer

Addr: 8343 Magnolia Dr, Jonesboro, GA, 30238
GA Clayton County
770-477-6091

Herman Dyer

Addr: 8343 Magnolia Dr, Jonesboro, GA, 30238
GA Clayton County
770-477-6091

Herman Dyer

Addr: 8343 Magnolia Dr, Jonesboro, GA, 30238
GA Clayton County
770-477-6091

New Love Missionary Baptist Church, INC.

Addr: 8343 Magnolia Dr, Jonesboro, GA, 30238
GA
Officer: Herman H Dyer

Unknown Corporation

Business Development Corporation/Cooperative Corporation/Federally Chartered Company/Foreign Corporation/Kentucky Corporation/Professional Services Corporation/Foreign Professional Services Corp./Kentucky Professional Services Corp/Kentucky Cooperative Corporation/Foreign Cooperative Corporation/Kentucky Mutual Insurance Co./Foreign Mutual Insurance Co.
Officer: Herman Dyer

Herman Dyer

Unknown Corporation

Addr: 23454 Reames Rd, Zachary, LOUISIANA, 70791
LOUISIANA
Officer: Herman Dyer

Salyersville Funeral Home, INC.

Addr: KY
KY
Director: Herman Dyer

Source: Public Records Herman Dyer appears in 8 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

MP

Herman J Dyer

Male
·
93 Congress St, Belfast, ME 04915 (Waldo County)
44.4205, -69.0065
· (207) 338-4269
TZ: Eastern
Homeowner Single Family
MP

Herman Dyer

Age 93 Male
·
58 Georgia Ave, Maysville, GA 30558 (Banks County)
34.2520, -83.5617
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Herman Dyer

Male
·
2705 Nowell Dr, Macon, GA 31216 (Bibb County)
32.7354, -83.6688
TZ: Eastern
Homeowner Single Family Built 1984
MP

Herman L Dyer

Age 74 Male
·
23454 Reames Rd, Zachary, LA 70791 (East Baton Rouge County)
30.6923, -91.0273
· (225) 933-2502
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family
MP

Herman H Dyer

Age 89 Male
·
8343 Magnolia Dr, Jonesboro, GA 30238 (Clayton County)
33.5267, -84.3733
· (770) 477-6091
Marital: Married TZ: Eastern
Homeowner Single Family Built 1972
MP

Herman C Dyer

Age 82 Male
·
495 New State Rd S, N Fairfield, OH 44855 (Huron County)
41.0810, -82.6106
· (419) 744-2510
Marital: Inferred Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Herman H Dyer

Age 69 Male
·
5870 Waggoner Cv, Rex, GA 30273 (Clayton County)
33.5945, -84.2790
· (678) 289-2809
TZ: Eastern
Single Family
MP

Herman D Dyer

Age 87 Male
·
2203 Roger Vanhook Rd, Clarkesville, GA 30523 (Habersham County)
34.7098, -83.4299
· (706) 754-6553
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1970
MP

Herman Dyer

Male
·
5087 E Fm 485, Cameron, TX 76520 (Milam County)
30.8332, -96.9826
TZ: Central
Homeowner Single Family Purchased 2005

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Herman Dyer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Herman Dyer. These loans were issued to businesses, not individuals.

Cornerstone Baptist Church Of Alice

Non-Profit Organization

$38,823 Paid in Full
Address:
1200 N. Stadium
Alice, TX78332
Approved

May 1, 2020

Forgiven

$39,137

Jobs Reported

3

Loan #

4515327701

Loan Size

Small

Twanda Broughton

Sole Proprietorship

$7,542 Paid in Full
Address:
5870 Waggoner Cv
Rex, GA30273-5208
Approved

Apr 8, 2021

Forgiven

$7,573

Jobs Reported

1

Loan #

9462908703

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Herman Dyer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Herman Dyer on the map

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Herman Dyer in Zachary, LA: Background Summary

Location
23454 Reames Rd, Zachary La 70791, Zachary, LA
Other Locations
Macon, GA ยท Atlanta, GA ยท Chesapeake, VA and 27 more
Profiles Found
47 people with this name
Phone Numbers
(225) 933-2921 and 22 others on file
Email
msdyerrn@yahoo.com and 2 others on file
Possible Relatives
Darryl L Dyer, Herman H Dyer, Pallas E Dyer, Darryl Dyer, Suzarn L Hightower JR and 53 more
Career
Sales Customer at Old Meeting House Ice Cream
Voter Registration
Registered Democrat
Properties
3properties owned
Vehicles
9 linked โ€” 2011 Buick Lacrosse, 2006 Ford F150 and 7 more
PPP Loans
$46,365 for Cornerstone Baptist Church Of Alice, Twanda Broughton

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Herman Dyer. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Herman Dyer

Search Complexity: High

101 public records across 15states, belonging to approximately 47 different individuals. With 47 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Georgia (20%), followed by Kentucky and Louisiana. Spans the South and Midwest regions.

GA20recordsKY8recordsLA8recordsIN7recordsOH6recordsTX6records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (66%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (9) and Corporate Records (8).

61
Contact & Address Records
9
Vehicle Registration Records
8
Corporate Records
5
Voter Registration Records
4
Business & Corporate Filings
3
Property Ownership Records

Age Distribution

Age range: approximately 63 years, suggesting multiple generations. Largest group: Senior (65+) (87%).

Senior (65+)20peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Herman Dyer

Is Herman Dyer a registered voter?
Yes, voter registration records show Herman Dyer is registered. We found 5 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Herman Dyer own property?
County assessor records show 3 properties associated with Herman Dyer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Herman Dyer?
Records show 9 vehicle registrations associated with Herman Dyer, including a 2011 BUICK LACROSSE. Registered makes include Buick, Ford, Chrysler, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Herman Dyer?
We found 4 business affiliations for Herman Dyer. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Herman Dyer?
Our database contains 101 total records for Herman Dyer spanning 15 states. This includes 47 distinct contact records, 20 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Herman Dyer?
The 101 records displayed for Herman Dyer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Herman Dyer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.