Ms Jan Y Dial from Clarksville, TN

Age 72 b. 8/17/1953

Jan Dial from Clarksville, TN

Age 44
๐Ÿ“ 1031 Cumberland Dr, Clarksville, TN 37040
๐Ÿ“ž (931) 648-1952, (615) 740-0461, (931) 645-9393, (931) 906-9287, (931) 648-1952, (615) 740-0461
โœ‰๏ธ jan.dial@rcenter.org, jydial@aol.com, jydial@yahoo.com, jyyonkers@hotmail.com, ydial@aol.com

Jan Dial

๐Ÿ“ 4650 Dandelion Cir Ne, Marietta Ga
๐Ÿ“ž (770) 973-0404, (404) 372-7579
โœ‰๏ธ JSDLASATA@AOL.COM

Jan Dial from Foley, AL

Age 69 b. 1957 U
๐Ÿ“ 13047 Lipscomb Rd
๐Ÿ“ž (251) 752-4629 (Cell), (251) 968-4629
โœ‰๏ธ 51saintsgirl@gmail.com

Jan Dial from Piedmont, SC

Age 57 b. Oct 1968 Greenville Co.
๐Ÿ“ 1112 White Rd L 9
๐Ÿ“ž (925) 335-2369

Jan Dial

๐Ÿ“ 6808 Ivy St, Springfield Or
๐Ÿ“ž (541) 729-1834, (541) 726-1780
โœ‰๏ธ SEAWOLFDET9@COMCAST.NET

Jan Dial from Chicago, IL

Female
๐Ÿ“ 1990 Judith Dr
๐Ÿ“ž (773) 225-5738 (T-MOBILE)
โœ‰๏ธ JYD.3172@GMAIL.COM

Jan Dial from Greenville, SC

Age 57 b. Oct 1968 Greenville Co.
๐Ÿ“ 206 Sandra Ave
๐Ÿ“ž (619) 223-4353

Jan Dial from Springfield, OR

Age 78 b. Aug 1947
๐Ÿ“ 6808 Ivy St
๐Ÿ“ž (541) 726-1780

Jan Dial

๐Ÿ“ 4155 500, Rigby Id 83442
๐Ÿ“ž (208) 604-0408, (208) 604-0408
โœ‰๏ธ JDIAL@SD251.ORG

Jan B Dial

๐Ÿ“ 13047 Lipscomb, Foley Al 36535
๐Ÿ“ž (251) 752-4629, (251) 752-4629
โœ‰๏ธ EDDIE.DIAL@GMAIL.COM

Jan B Dial

๐Ÿ“ 13047 Lipscomb Rd, Foley Al
๐Ÿ“ž (251) 752-4629, (251) 752-4629
โœ‰๏ธ EDDIE.DIAL@GMAIL.COM

Jan Dial

๐Ÿ“ 4155 E 500 N, Rigby Id
๐Ÿ“ž (208) 604-0408, (208) 604-0408
โœ‰๏ธ JDIAL@SD251.ORG

Jan Dial from Clarksville, TN

Age 72 b. Aug 1953 Montgomery Co.
๐Ÿ“ 7031 Cumberland Dr

Jan Dial from Summerdale, AL

Age 68 b. May 1957 Baldwin Co.
๐Ÿ“ 13699 County Rd 28
๐Ÿ‘ค aka Jan B Nugent

Jan Dial from Ashton, ID

Fremont Co.
๐Ÿ“ 3301 Highway 20
๐Ÿ“ž (208) 652-3372

Jan Dial from Springfield, OR

Lane Co.
๐Ÿ“ 7229 Holly St

Jan Dial from Rigby, ID

Jefferson Co.
๐Ÿ“ 4155 E 500 N

Jan Dial from Columbia, SC

Richland Co.
๐Ÿ“ Po Box 13588

Jan Dial

๐Ÿ“ 2 Maroa Il Po Box 72

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Jan Dial across 6 states. The most recent address on file is in Foley, Alabama. Of these records, 16 include phone numbers and 11 include email addresses. The listed age is 44. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Dial, Jan

Baldwin County
PIN: 05-55-04-20-0-000-013.001
· 13047 Lipscomb Rd
Lot: 153,880sqft

Dial Jan & Donna

Lane County
· 6808 Ivy St, Eugene-Springfield

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Jan Dial in Eugene-Springfield. Values shown are from county assessor records and may differ from current market prices.

Jan Phillip Dial

NAV Reg: 9/24/2012
6808 Ivy St, Springfield, OR, 97478
DOB: 1/1/1947
County: Lane

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Jan Dial in Oregon. Party affiliation is listed as NAV. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

[not Provided]

Director Annual Giving
+12154427086jdial@uop.edu
Fontana,

Jan S Dial

Owner
(770) 956-1688
Marietta, GA
Insurance Brokers, Agents and Services (Insurance)

Jan Dial

Clinical Nurse And Marketing Liaison
Home Choice Partners A Subsidiary Of Bioscrip
South Carolina

Grower Direct

Jan DialManager
(615) 456-1983jan.dial@worldnet.att.net
3868 Central Pike Apt 628, Hermitage, TN37076
buygrowerdirect.com

Jan Parker Dial

Owner/Instructor, Grace Yoga Studi

Eastrock Landscape

Jan DialSwim Instructor
jan.dial@worldnet.att.net
3868 Central Pike Apt 628, Hermitage, TN37076

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 14 business affiliations were found for Jan Dial. Companies include Jan S Dial, Eastrock Landscape. Roles listed include Director Annual Giving and Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

Jan Dial

Kennedy High School - Manchester, MO, MO
1980

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Jan Dial has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 May 16, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$68 Apr 1, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$10 Mar 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$25 Sep 29, 2014
2014 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Dec 2, 2019
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Jun 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Oct 2, 2018
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Feb 2, 2019
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Aug 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Mar 2, 2018
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$3 Jul 29, 2014
2014 DEM
Actblue
Dial, Jan Not Employed Springfield, OR
$10 Jan 2, 2019
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$25 Oct 29, 2014
2012 DEM
Actblue
Dial, Jan Not Employed Springfield, OR
$100 Sep 14, 2017
2018 REP
Republican National Committee
Dial, Jan Retired Marietta, GA
$75 Apr 23, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$3 Oct 29, 2014
2012 DEM
Actblue
Dial, Jan Not Employed Springfield, OR
$1 Sep 25, 2017
2018 REP
Republican National Committee
Dial, Jan Retired Marietta, GA
$100 Apr 20, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$10 Mar 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Feb 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$45 Nov 2, 2020
2020
Trump Make America Great Again Committee
Dial, Jan Retired Marietta, GA
$10 Jun 2, 2019
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Apr 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Jul 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$40 Nov 21, 2020
2020 REP
Perdue, David
Dial, Jan Retired Marietta, GA
$25 Jul 29, 2014
2014 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Jun 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Mar 2, 2021
2022 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 May 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Oct 2, 2018
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Dec 2, 2018
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Feb 2, 2018
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Sep 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Oct 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$25 Jun 15, 2016
2016
Americans For Responsible Solutions Pac
Dial, Jan Not Employed Springfield, OR
$15 Feb 1, 2018
2018 DEM
Casey, Robert P Jr
Dial, Jan Not Employed Willis, TX
$45 Apr 5, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$3 Sep 29, 2014
2014 DEM
Actblue
Dial, Jan Not Employed Springfield, OR
$50 May 7, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$10 Apr 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$50 Jun 30, 2014
2014 DEM
Democratic Congressional Campaign Committee
Dial, Jan Not Employed Springfield, OR
$50 Apr 30, 2008
2008 DEM
Clinton, Hillary Rodham
Dial, Jan Substitute Teacher, Yoga Teacher @ Varies Willis, TX
$10 Mar 2, 2019
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Dec 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Jul 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Aug 2, 2021
2022 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Nov 2, 2017
2018 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$10 Aug 2, 2020
2020 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$3 Aug 29, 2014
2014 DEM
Actblue
Dial, Jan Not Employed Springfield, OR
$25 Aug 29, 2014
2014 DEM
Merkley, Jeffrey Alan
Dial, Jan Not Employed Springfield, OR
$1 Sep 25, 2017
REP
Republican National Committee
Contributor Retired Marietta, GA
$5 Nov 20, 2020
Unknown Committee
Dial, Jan Retired Marietta, GA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 52 political contribution records found for Jan Dial. Total disclosed contributions amount to $1,110. Recipients include Republican National Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Jan E Dial

Age 48 Female
·
1220 White Rd, Piedmont, SC 29673 (Greenville County)
34.7489, -82.4773
· (864) 295-0012
Marital: Married TZ: Eastern
Occ: Healthcare Edu: High School
Homeowner Single Family Purchased 1998
MP

Jan M Dial

Age 59 Female
·
4155 E 500 N, Rigby, ID 83442 (Jefferson County)
43.6994, -111.8720
· (208) 745-0408
Marital: Married TZ: Mountain
Occ: White Collar Edu: Some College
Homeowner Single Family
MP

Jan M Dial

Age 67 Female
·
PO Box 336, Tenaha, TX 75974 (Shelby County)
31.9335, -94.2553
· (936) 248-5113
Marital: Married TZ: Central
Occ: Professional
Homeowner Built 1978
MP

Jan Y Dial

Age 64
·
1031 Cumberland Dr, Clarksville, TN 37040 (Montgomery County)
36.5086, -87.3622
· (931) 624-1507
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1962
MP

Jan P Dial

Age 69 Male
·
6808 Ivy St, Springfield, OR 97478 (Lane County)
44.0372, -122.9070
· (541) 726-1780
Marital: Married TZ: Pacific
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1996 Purchased 1996
MP

Jan E Dial

Age 58 Female
·
1144 W School Rd, Maroa, IL 61756 (Macon County)
40.0078, -88.9691
· (217) 794-5579
Marital: Married TZ: Central
Occ: Service Industry Edu: High School
Homeowner Single Family Built 1930

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Jan Dial. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Jan Dial. These loans were issued to businesses, not individuals.

Monica Grayson

Independent Contractors

$8,332 Paid in Full
Address:
3868 Central Pike Apt 1019
Hermitage, TN37076-3476
Approved

May 12, 2021

Forgiven

$8,394

Jobs Reported

1

Loan #

9138588908

Loan Size

Small

Kendrick Mays

Sole Proprietorship

$20,832 Exemption 4
Address:
3868 Central Pike Apt 1010
Hermitage, TN37076-3476
Approved

Apr 29, 2021

Jobs Reported

1

Loan #

4611928907

Loan Size

Small

Andres Javier Nunez Mindiola

Self-Employed Individuals

$20,833 Paid in Full
Address:
3868 Central Pike Apt 512
Hermitage, TN37076-3453
Approved

Apr 5, 2021

Forgiven

$20,901

Jobs Reported

1

Loan #

6820828700

Loan Size

Small

Charles Wilbourn

Independent Contractors

$16,797 Paid in Full
Address:
3868 Central Pike Apt 623
Hermitage, TN37076-3458
Approved

May 17, 2021

Forgiven

$16,979

Jobs Reported

1

Loan #

2616229001

Loan Size

Small

Verl Dial

Sole Proprietorship

$4,887 Paid in Full
Address:
4155 E 500 N
Rigby, ID83442-5211
Approved

Feb 20, 2021

Forgiven

$4,902

Jobs Reported

1

Loan #

2165798502

Loan Size

Small

Laith Alnemri

Independent Contractors

$7,035 Paid in Full
Address:
3868 Central Pike Apt 218
Hermitage, TN37076-3441
Approved

May 17, 2021

Forgiven

$7,047

Jobs Reported

1

Loan #

2587259010

Loan Size

Small

Pedro Chacon Ojeda

Independent Contractors

$5,468 Paid in Full
Address:
3868 Central Pike Apt 709
Hermitage, TN37076-3461
Approved

May 20, 2021

Forgiven

$5,495

Jobs Reported

1

Loan #

4020599005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 7 PPP loan records are linked to businesses associated with Jan Dial. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Jan Dial on the map

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Jan Dial in TN: Background Summary

Location
1990 Judith Dr Clarksville, TN 37043-5810
Other Locations
Foley, AL ยท Piedmont, SC ยท Chicago, IL and 7 more
Profiles Found
22 people with this name
Phone Numbers
(773) 225-5738 and 18 others on file
Email
jan.dial@rcenter.org and 17 others on file
Possible Relatives
Angela Michelle Dial, Ashley Dial, Edward A Dial, Margaret K Artrip, Sean Thomas Dial and 118 more
Career
Director Annual Giving, Manager at Jan S Dial, Eastrock Landscape
Voter Registration
Registered NAV
Properties
2properties owned
Contributions
$1,110.42 total โ€” Republican National Committee
PPP Loans
$84,184 for Monica Grayson, Kendrick Mays

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Jan Dial. Because public records are indexed by name rather than by a unique identifier, the 108 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Jan Dial

Search Complexity: High

108 public records across 9states, belonging to approximately 22 different individuals. With 22 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Tennessee (10%), followed by South Carolina and Idaho. Spans the South and West regions.

TN11recordsSC6recordsID4recordsAL4recordsOR4recordsGA3records

Record Type Breakdown

Data spans 6 record categories. Largest: Political Contribution Records (52%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (24) and Business & Corporate Filings (14).

52
Political Contribution Records
24
Contact & Address Records
14
Business & Corporate Filings
7
PPP Loan Records
2
Property Ownership Records
1
Voter Registration Records

Age Distribution

Age range: approximately 35 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)4peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Jan Dial

Is Jan Dial a registered voter?
Yes, voter registration records show Jan Dial is registered in Oregon with NAV affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Jan Dial own property?
County assessor records show 2 properties associated with Jan Dial . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Jan Dial?
We found 14 business affiliations for Jan Dial (Director Annual Giving). Other companies include Eastrock Landscape. Business records are compiled from state registries, SEC filings, and professional databases.
Has Jan Dial made political donations?
FEC disclosure records show 52 reported political contributions from Jan Dial, totaling $1,110. Recipients include Republican National Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Jan Dial?
Our database contains 108 total records for Jan Dial spanning 9 states. This includes 22 distinct contact records, 16 with phone numbers, 11 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Jan Dial?
The 108 records displayed for Jan Dial are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Jan Dial remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.