Joanne Saperstein from Plainview, NY

Age 56
๐Ÿ“ 55 Acorn Ln, Plainview, NY 11803
๐Ÿ“ž (516) 822-0819, (917) 822-4177

Joanne B Saperstein from Paramus, NJ

Age 69
๐Ÿ“ 386 Harrison St, Paramus, NJ 07652
๐Ÿ“ž (201) 599-1259, (201) 599-6549

Joanne Saperstein from Paramus, NJ

Age 72 b. Mar 1953 Bergen Co.
๐Ÿ“ 386 Harrison St
๐Ÿ“ž (201) 599-1259

Joanne Saperstein from Greenlawn, NY

Age 78 b. Oct 1947 Suffolk Co.
๐Ÿ“ 30 Tilden Ln

Joanne Saperstein from Flushing, NY

Age 72 b. Mar 1953 Queens Co.
๐Ÿ“ 1855 Corporal Kennedy St Apt 6 A

Joanne Saperstein from New York, NY

Female
๐Ÿ“ 147 E 82nd St Apt 7g

Joanne Saperstein from Garden City, NY

Nassau Co.
๐Ÿ“ 666 Old Country Rd Rm 406

Joanne Saperstein from Garden City, NY

Nassau Co.
๐Ÿ“ 600 Old Country Rd 530

Joanne Saperstein from Bayside, NY

Queens Co.
๐Ÿ“ 1855 Corporal Kennedy St 6 A

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 9 contact records for Joanne Saperstein across 2 states. The most recent address on file is in Paramus, New Jersey. Of these records, 3 include phone numbers. Ages range from 56 to 69, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Joanne B Saperstein

Democrat
386 Harrison St, Paramus, 07652
DOB: 3/10/1953
County: Bergen

Joanne Saperstein

Democrat
55 Acorn Ln, 16, 11803
DOB: 19571007 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Joanne Saperstein. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

Joanne Saperstein

RN at Guildnet ยท Greater New York City Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 2 business affiliations were found for Joanne Saperstein. Records are compiled from state business registries, SEC filings, and professional networking databases.

$20 Apr 23, 2020
2020 DEM
Democratic Action
Saperstein, Joanne Not Employed Huntington Station, NY
$35 Feb 9, 2016
2016 DEM
Sanders, Bernard
Saperstein, Joanne Nurse Case Manager @ Self Paramus, NJ
$35 Feb 9, 2016
DEM
Sanders, Bernard
Contributor Nurse Case Manager @ Self Paramus, NJ

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Joanne Saperstein. Total disclosed contributions amount to $90. Recipients include Sanders, Bernard. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joanne B Saperstein

Age 64 Female
·
386 Harrison St, Paramus, NJ 07652 (Bergen County)
40.9447, -74.0549
· (201) 599-1259
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1957

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Joanne Saperstein. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Joanne Saperstein. These loans were issued to businesses, not individuals.

Maria Schwartz PC

Subchapter S Corporation

$38,711 Paid in Full
Address:
600 Old Country Rd Rm 205
Garden City, NY11530-2011
Approved

Mar 28, 2021

Forgiven

$38,887

Jobs Reported

3

Loan #

2236588703

Loan Size

Small

Silberstein Awad & Miklos PC

Corporation

$776,300 Paid in Full
Address:
600 Old Country Rd Rm 505
Garden City, NY11530-2008
Approved

Jan 19, 2021

Forgiven

$781,702

Jobs Reported

44

Loan #

1704478310

Loan Size

Medium

Maxine Last

Sole Proprietorship

$47,055 Paid in Full
Address:
600 Old Country Rd Rm 310
Garden City, NY11530-2010
Approved

Apr 8, 2021

Forgiven

$47,273

Jobs Reported

2

Loan #

8762598703

Loan Size

Small

Law Office Of Heather N. Kaplan, P.c.

Corporation

$27,367 Paid in Full
Address:
600 Old Country Rd Rm 241
Garden City, NY11530
Approved

Apr 12, 2020

Forgiven

$27,580

Jobs Reported

7

Loan #

3693977107

Loan Size

Small

Jay Davis PLLC

Limited Liability Company(LLC

$29,912 Paid in Full
Address:
600 OLD COUNTRY RD Suite 410
Garden City, NY11530-2009
Approved

May 8, 2020

Forgiven

$30,207

Jobs Reported

2

Loan #

4130207405

Loan Size

Small

L & L Associates Holding CORP

Subchapter S Corporation

$41,700 Paid in Full
Address:
600 Old Country Rd Suite 326
Garden City, NY11530
Approved

Apr 16, 2020

Forgiven

$42,205

Jobs Reported

3

Loan #

2386747201

Loan Size

Small

Pontisakos & Brandman, P.c.

Subchapter S Corporation

$77,850 Paid in Full
Address:
600 Old Country Rd Rm 323
Garden City, NY11530
Approved

May 1, 2020

Forgiven

$78,780

Jobs Reported

4

Loan #

1335587708

Loan Size

Small

Sperber & Stein LLP

Partnership

$230,271 Paid in Full
Address:
600 Old Country Rd Suite 233
Garden City, NY11530
Approved

Apr 29, 2020

Forgiven

$80,750

Jobs Reported

2

Loan #

3258417305

Loan Size

Medium

Aiello & Difalco LLP

Limited Liability Partnership

$80,790 Paid in Full
Address:
600 Old Country Rd Rm 520
Garden City, NY11530-2008
Approved

Jan 30, 2021

Forgiven

$81,313

Jobs Reported

4

Loan #

8785268309

Loan Size

Small

Pontisakos & Brandman P.c.

Subchapter S Corporation

$77,850 Paid in Full
Address:
600 Old Country Rd Rm 323
Garden City, NY11530-2010
Approved

Feb 5, 2021

Forgiven

$78,823

Jobs Reported

4

Loan #

3768448408

Loan Size

Small

Lawrence J. Scherer, Esq., P.c.

Subchapter S Corporation

$35,130 Paid in Full
Address:
600 Old Country Rd Rm 328
Garden City, NY11530
Approved

May 1, 2020

Forgiven

$35,579

Jobs Reported

3

Loan #

1051127708

Loan Size

Small

New York Title Agency INC

Cooperative

$51,700 Paid in Full
Address:
600 Old Country Rd Suite 330
Garden City, NY11530
Approved

Apr 29, 2020

Forgiven

$52,325

Jobs Reported

4

Loan #

2131517309

Loan Size

Small

Kim M. Ciesinski Esq.PLLC

Limited Liability Company(LLC

$32,900 Paid in Full
Address:
600 Old Country Rd Rm 310
Garden City, NY11530-2010
Approved

Feb 20, 2021

Forgiven

$33,228

Jobs Reported

3

Loan #

2407158502

Loan Size

Small

Finkle & Ross LLP

Limited Liability Partnership

$10,707 Paid in Full
Address:
600 Old Country Rd Rm 435
Garden City, NY11530
Approved

Jun 27, 2020

Forgiven

$10,795

Jobs Reported

2

Loan #

5214348007

Loan Size

Small

Brand Glick & Brand, P.c.

Corporation

$581,245 Paid in Full
Address:
600 Old Country Rd Rm 440
Garden City, NY11530-2009
Approved

Jan 25, 2021

Forgiven

$588,793

Jobs Reported

86

Loan #

5472058300

Loan Size

Medium

Silvio Resciniti

Sole Proprietorship

$20,832 Paid in Full
Address:
600 Old Country Rd Rm 241
Garden City, NY11530-2011
Approved

Feb 17, 2021

Forgiven

$20,982

Jobs Reported

1

Loan #

9585298405

Loan Size

Small

Kevin Schmitt & Associates PC

Corporation

$231,847 Paid in Full
Address:
600 Old Country Rd Rm 500
Garden City, NY11530
Approved

May 1, 2020

Forgiven

$235,060

Jobs Reported

13

Loan #

3606577707

Loan Size

Medium

David Sloan

Sole Proprietorship

$60,000 Paid in Full
Address:
600 Old Country Rd Rm 450
Garden City, NY11530-2046
Approved

Feb 4, 2021

Forgiven

$60,337

Jobs Reported

3

Loan #

3103968406

Loan Size

Small

Skyline Physical Medicine & Rehabilitation P.c.

Subchapter S Corporation

$140,110 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Feb 8, 2021

Forgiven

$141,262

Jobs Reported

42

Loan #

5307698409

Loan Size

Small

Dean J Lakis Attorney At Law

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
600 Old Country Rd Rm 230
Garden City, NY11530-2056
Approved

Jan 26, 2021

Forgiven

$20,966

Jobs Reported

1

Loan #

5857568301

Loan Size

Small

Law Offices Of Jay D. Raxenberg P.c.

Subchapter S Corporation

$18,632 Paid in Full
Address:
600 Old Country Rd Rm 519
Garden City, NY11530-2008
Approved

Apr 28, 2021

Forgiven

$18,863

Jobs Reported

1

Loan #

4104558909

Loan Size

Small

Valli Kane And Vagnini LLP

Partnership

$191,800 Paid in Full
Address:
600 Old Country Rd Rm 519
Garden City, NY11530-2008
Approved

Mar 28, 2021

Forgiven

$192,940

Jobs Reported

14

Loan #

2148858701

Loan Size

Medium

Stuart Pudell PC

Subchapter S Corporation

$8,347 Paid in Full
Address:
600 Old Country Rd Ste 328
Garden City, NY11530
Approved

May 1, 2020

Forgiven

$8,423

Jobs Reported

1

Loan #

2172427705

Loan Size

Small

Law Offices Of Thomas F. Liotti, LLC

Sole Proprietorship

$79,237 Paid in Full
Address:
600 Old Country Rd Rm 530
Garden City, NY11530
Approved

May 4, 2020

Forgiven

$72,953

Jobs Reported

6

Loan #

1718277401

Loan Size

Small

Wilmington Capital Securities, LLC

Limited Liability Company(LLC

$118,710 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

May 1, 2020

Forgiven

$119,986

Jobs Reported

11

Loan #

9326297306

Loan Size

Small

Schwartzapfel Lawyers P.c.

Corporation

$458,910 Exemption 4
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Feb 27, 2021

Forgiven

$466,014

Jobs Reported

32

Loan #

5204638508

Loan Size

Medium

Law Office Of Heather N. Kaplan P.c.

Corporation

$27,647 Paid in Full
Address:
600 Old Country Rd Rm 241
Garden City, NY11530-2011
Approved

Jan 30, 2021

Forgiven

$27,932

Jobs Reported

7

Loan #

9019378302

Loan Size

Small

Shara Consulting CORP

Corporation

$20,800 Paid in Full
Address:
600 Old Country Rd Ste 326
Garden City, NY11530-0001
Approved

Apr 16, 2020

Forgiven

$21,052

Jobs Reported

1

Loan #

2579447201

Loan Size

Small

Law Offices Of Thomas F. Liotti LLC

Sole Proprietorship

$77,500 Paid in Full
Address:
600 Old Country Rd Rm 530
Garden City, NY11530-2022
Approved

Mar 12, 2021

Forgiven

$77,914

Jobs Reported

6

Loan #

9759088500

Loan Size

Small

Paul Stargot LLC

Partnership

$20,375 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Jan 28, 2021

Forgiven

$20,511

Jobs Reported

2

Loan #

7365708309

Loan Size

Small

Jdp Tax Services INC

Corporation

$14,625 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530
Approved

Jun 5, 2020

Forgiven

$14,712

Jobs Reported

3

Loan #

8274797807

Loan Size

Small

Divins And Divins PC

Corporation

$51,845 Paid in Full
Address:
600 Old Country Rd Rm 337
Garden City, NY11530-2055
Approved

Mar 10, 2021

Forgiven

$52,166

Jobs Reported

3

Loan #

8690708503

Loan Size

Small

Law Offices Of Jay D. Raxenberg, P.c.

Subchapter S Corporation

$16,250 Paid in Full
Address:
600 Old Country Rd Rm 519
Garden City, NY11530
Approved

May 4, 2020

Forgiven

$16,446

Jobs Reported

1

Loan #

1684697410

Loan Size

Small

Myron Cohen Associates, INC.

Corporation

$24,433 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530
Approved

Apr 28, 2020

Forgiven

$24,578

Jobs Reported

2

Loan #

1888197306

Loan Size

Small

Long Island Settlement Co

Corporation

$12,000 Paid in Full
Address:
600 Old Country Rd Suite 330
Garden City, NY11530
Approved

Apr 28, 2020

Forgiven

$12,145

Jobs Reported

2

Loan #

8109637202

Loan Size

Small

T.m.s. Services INC.

Subchapter S Corporation

$60,006 Paid in Full
Address:
600 Old Country Rd Rm 318
Garden City, NY11530-2010
Approved

Mar 31, 2021

Forgiven

$60,793

Jobs Reported

6

Loan #

3768868710

Loan Size

Small

Baram And Kaiser

Partnership

$37,300 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Jan 28, 2021

Forgiven

$19,260

Jobs Reported

3

Loan #

7433678305

Loan Size

Small

Skyline Management CORP.

Subchapter S Corporation

$266,513 Paid in Full
Address:
600 Old Country Rd Rm 425
Garden City, NY11530-2009
Approved

Apr 11, 2020

Forgiven

$269,711

Jobs Reported

18

Loan #

3296937102

Loan Size

Medium

Hoffman & Behar PLLC

Limited Liability Company(LLC

$85,455 Paid in Full
Address:
600 Old Country Rd Rm 302
Garden City, NY11530-2010
Approved

Jan 21, 2021

Forgiven

$85,961

Jobs Reported

5

Loan #

2841048300

Loan Size

Small

Daniel Costello

Corporation

$5,000 Paid in Full
Address:
600 Old Country Rd Rm 328
Garden City, NY11530-2055
Approved

Apr 8, 2021

Forgiven

$5,034

Jobs Reported

1

Loan #

8692978703

Loan Size

Small

Thomas C. Haberlack PC

Corporation

$7,500 Paid in Full
Address:
600 Old Country Rd Rm 328
Garden City, NY11530
Approved

Apr 30, 2020

Forgiven

$7,563

Jobs Reported

1

Loan #

5925217308

Loan Size

Small

American Investment Properties INC.

Subchapter S Corporation

$9,532 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Jan 30, 2021

Forgiven

$9,621

Jobs Reported

1

Loan #

8821528302

Loan Size

Small

Stuart P Gelberg Atty

Sole Proprietorship

$23,159 Paid in Full
Address:
600 Old Country Rd Rm 410
Garden City, NY11530-2009
Approved

Jan 22, 2021

Forgiven

$23,267

Jobs Reported

1

Loan #

3985578310

Loan Size

Small

Lester & Associates PC

Corporation

$202,100 Paid in Full
Address:
600 Old Country Rd Rm 229
Garden City, NY11530-2011
Approved

Jan 22, 2021

Forgiven

$203,419

Jobs Reported

9

Loan #

3994818301

Loan Size

Medium

Miller Montiel & Strano PC

Subchapter S Corporation

$122,884 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Mar 10, 2021

Forgiven

$123,255

Jobs Reported

7

Loan #

8796858500

Loan Size

Small

The Altarac Law Firm PLLC

Limited Liability Company(LLC

$42,500 Paid in Full
Address:
600 Old Country Rd
Garden City, NY11530-2045
Approved

Mar 25, 2021

Forgiven

$42,728

Jobs Reported

4

Loan #

9161918604

Loan Size

Small

Thomas Haberlack

Corporation

$7,500 Paid in Full
Address:
600 Old Country Rd Rm 328
Garden City, NY11530-2055
Approved

Feb 19, 2021

Forgiven

$7,561

Jobs Reported

1

Loan #

1651798503

Loan Size

Small

Kass Consulting CORP

Corporation

$31,875 Paid in Full
Address:
600 Old Country Rd Rm 326
Garden City, NY11530-2055
Approved

Feb 13, 2021

Forgiven

$32,278

Jobs Reported

2

Loan #

8234658410

Loan Size

Small

Baram And Kaiser

Partnership

$29,500 Paid in Full
Address:
600 Old Country Rd #505
Garden City, NY11530-2008
Approved

May 15, 2020

Forgiven

$29,670

Jobs Reported

3

Loan #

6980757401

Loan Size

Small

Aiello & Difalco LLP

Limited Liability Partnership

$81,452 Paid in Full
Address:
600 Old Country Rd Rm 520
Garden City, NY11530
Approved

May 1, 2020

Forgiven

$82,250

Jobs Reported

4

Loan #

2647357702

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Joanne Saperstein. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Joanne Saperstein on the map

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Joanne Saperstein in Paramus, NJ: Background Summary

Location
386 Harrison St, Paramus, NJ 07652, Paramus, NJ 7652
Other Locations
Paramus, NJ ยท Greenlawn, NY ยท Flushing, NY and 3 more
Profiles Found
9 people with this name
Phone Numbers
(516) 822-0819 and 2 others on file
Possible Relatives
Ruth J Sapperstein, Martin Ira Saperstein, Allen Howar Saperstein, Allyson J Saperstein, Joanne T Saperstein and 3 more
Voter Registration
Registered Democrat
Contributions
$89.67 total โ€” Sanders, Bernard
PPP Loans
$4766K for Maria Schwartz PC, Silberstein Awad & Miklos PC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joanne Saperstein. Because public records are indexed by name rather than by a unique identifier, the 68 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joanne Saperstein

Search Complexity: Moderate

68 public records across 2states, belonging to approximately 9 different individuals. There are 9 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are concentrated across 2 states. Highest concentration: New York (10%), followed by New Jersey. Concentrated in the Northeast.

NY7recordsNJ5records

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (75%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (10) and Political Contribution Records (3).

50
PPP Loan Records
10
Contact & Address Records
3
Political Contribution Records
2
Voter Registration Records
2
Business & Corporate Filings

Age Distribution

Age range: approximately 23 years, suggesting multiple generations. Largest group: Senior (65+) (75%).

Senior (65+)3peopleMiddle-Age (40-64)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joanne Saperstein

Is Joanne Saperstein a registered voter?
Yes, voter registration records show Joanne Saperstein is registered with D affiliation. We found 2 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What businesses are associated with Joanne Saperstein?
We found 2 business affiliations for Joanne Saperstein. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joanne Saperstein made political donations?
FEC disclosure records show 3 reported political contributions from Joanne Saperstein, totaling $90. Recipients include Sanders, Bernard. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joanne Saperstein?
Our database contains 68 total records for Joanne Saperstein spanning 2 states. This includes 9 distinct contact records, 3 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joanne Saperstein?
The 68 records displayed for Joanne Saperstein are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joanne Saperstein remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.