John Garrahan from Natick, MA

Age 52
๐Ÿ“ 84 Washington Ave, Natick, MA 01760
๐Ÿ“ž (508) 650-0352, (508) 651-1455, (617) 698-8998, (508) 650-0352, (508) 820-9950, (617) 783-3871, (216) 227-9655
โœ‰๏ธ caphealey@aol.com, garrahan_jack@emc.com, garrahanjack@emc.com

John Garrahan from Natick, MA

Age 85
๐Ÿ“ 30 Glenwood St, Natick, MA 01760
๐Ÿ“ž (508) 650-0352, (508) 650-9951, (508) 879-5700, (617) 698-8998, (508) 775-1126, (508) 651-1455
โœ‰๏ธ jperten@bowditch.com
๐Ÿช Sulfaro Contracting Co, Inc

John Garrahan from Arlington, MA

Age 54
๐Ÿ“ 208 Gray St, Arlington, MA 02476
๐Ÿ“ž (781) 648-8664, (781) 648-8664, (703) 734-0934, (617) 547-8664
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William F Garrahan,Susan M Garrahan,Barbara B Garrahan,Paul A Garrahan,Thomas B Garrahan

John Garrahan from Middletown, DE

Age 62
๐Ÿ“ 405 Hampton Ct #87, Middletown, DE 19709
๐Ÿ“ž (302) 376-9758, (302) 376-9759, (302) 376-9758, (302) 376-9759, (410) 437-8997, (410) 439-9742

John Garrahan from Bellingham, MA

Age 56
๐Ÿ“ 63 Maple St, Bellingham, MA 02019
๐Ÿ“ž (508) 966-3483, (508) 561-2894, (508) 966-3483
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Debra L Garrahan

John Garrahan from Pittsgrove, NJ

Age 68 b. Sep 1957 Salem Co.
๐Ÿ“ 811 Upper Neck Rd
๐Ÿ“ž (856) 691-8739

John Garrahan from Albany, NY

Age 76
๐Ÿ“ 269 Manning Blvd #2, Albany, NY 12206
๐Ÿ“ž (518) 477-7208, (518) 437-1930, (518) 859-6156, (518) 477-7208, (518) 463-7462
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Marie C Garrahan,Jr Johnf Garrahan

John Garrahan from Middletown, DE

Age 74 b. Mar 1952 New Castle Co.
๐Ÿ“ 405 N Hampton Ct Unit 87
๐Ÿ“ž (302) 423-4478
๐Ÿ‘ค aka John P Garrahan, Jack Garrahan

John Garrahan from Yarmouth Port, MA

Age 68 b. Jun 1957 Barnstable Co.
๐Ÿ“ 35 Country Club Dr
๐Ÿ“ž (508) 362-5289

John Garrahan from Marmora, NJ

Age 105 b. Sep 1920 Cape May Co.
๐Ÿ“ 1012 Route Us 9 S 9
๐Ÿ“ž (609) 390-9337

John Garrahan from Hillside, NJ

Age 66
๐Ÿ“ 356 Bloy St, Hillside, NJ 07205
๐Ÿ“ž (908) 851-2792

John Garrahan from Wantagh, NY

Age 86
๐Ÿ“ 1626 George Rd, Wantagh, NY 11793
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James J Garrahan

John Garrahan from Boston, MA

0
๐Ÿ“ 2 Fern St, Boston, MA 02134
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: John P Garrahanjr

John Garrahan from Bellingham, MA

Age 68 b. 1958 Male
๐Ÿ“ Po Box 23
๐Ÿ“ž (508) 561-2894

John Garrahan from Framingham, MA

Age 97 b. Sep 1928 Middlesex Co.
๐Ÿ“ 61 Nixon Rd

John Garrahan from Hillside, NJ

Age 79 b. 1947 Union Co.
๐Ÿ“ 356 Bloy St

John Garrahan from Hillside, NJ

Age 78 b. Oct 1947
๐Ÿ“ 1262 Liberty Ave

John Garrahan from Arlington, MA

Age 72 b. Sep 1953
๐Ÿ“ 208 Gray St

John Garrahan from Albany, NY

Age 88 b. Mar 1938 Albany Co.
๐Ÿ“ 269 Manning Blvd 2

John Garrahan from Honolulu, HI

Age 67 b. Sep 1958 Honolulu Co.
๐Ÿ“ 1902 Fox Blvd A

John Garrahan from Providence, RI

Age 62 b. Mar 1964 Providence Co.
๐Ÿ“ 287 Amherst St

John Garrahan from Marmora, NJ

Age 105 b. Sep 1920 Cape May Co.
๐Ÿ“ 1012 Route Us 9 S

John Garrahan from Providence, RI

Age 80 b. May 1945
๐Ÿ“ 62 Sterling Ave

John Garrahan from Highlands, NJ

0
๐Ÿ“ 66 Po Box, Highlands, NJ 07732

John Garrahan from Hudson, FL

Age 38 b. 1988 Male
๐Ÿ“ 12748 Circle Lake Dr

John Garrahan from East Stroudsburg, PA

Monroe Co.
๐Ÿ“ 5252 Penn Es

John Garrahan from Framingham, MA

Middlesex Co.
๐Ÿ“ 5 Marhew Extension St

John Garrahan from Chalfont, PA

Bucks Co.
๐Ÿ“ 113 Megan Ci

John Garrahan from Albany, NY

Albany Co.
๐Ÿ“ 33 Glenwood Rd

John Garrahan from Pawtucket, RI

๐Ÿ“ 107 Denver St

John Garrahan from Clinton Township, MI

Macomb Co.
๐Ÿ“ 20476 Kingston Dr

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for John Garrahan across 9 states. The most recent address on file is in Pittsgrove, New Jersey. Of these records, 12 include phone numbers and 2 include email addresses. Ages range from 52 to 86, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Garrahan, John

Union County
PIN: 2007_808_45
· 356 Bloy St
Lot: 4,276sqft

Garrahan John L--etal

Middlesex County
· 208 Gray St, Arlington Ma 2476
Built: 1928.0
Assessed: $608,800 ยท Sale: $194,500 (1993/01/01)

Garrahan, John

Residential Union County
· 356 Bloy St, 07205

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to John Garrahan in Arlington. Values shown are from county assessor records and may differ from current market prices.

John M Garrahan

Democrat
2110 Mays Landing Rd 32, Millville, 08332
DOB: 9/13/1957
County: Cumberland

John F Garrahan

Reg: 2006004031
1070 Luther Rd 132b, 2, 12061
DOB: 19380309 Gender: Male

John Edward Garrahan

33 Harrison St, Cumberland, 02864

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for John Garrahan. Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1988 TOYOTA COROLLA
ยท Registered to: John Garrahan
ยท VIN: JT2AE92W1J3144371
·
2914 Chatterton Dr, San Angelo, TX, 76904
2013 Toyota Sienna
ยท Registered to: John Garrahan
ยท VIN: 5TDKK3DC2DS341167
·
208 Gray St, Arlington, MA, 02476
·
(857) 389-6415
2004 TOYOTA SIENNA VAN
ยท Registered to: John Garrahan
ยท VIN: 5TDZA23C34S187386
·
2914 Chatterton Dr, San Angelo, TX, 76904
2013 Hyundai Sonata
ยท Registered to: John Garrahan
ยท VIN: 5NPEB4AC5DH801306
·
2914 Chatterton Dr, San Angelo, TX, 76904
·
(325) 949-6308
2003 TOYOTA SEQUOIA
ยท Registered to: John Garrahan
·
30 Glenwood St, Natick, MA, 01760
·
(508) 650-0352

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with John Garrahan. Registered makes include Toyota, Hyundai. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Emc

Vice President Global Marketing
+15084351000garrahan_john@emc.com
Hopkinton,

Dr Garrahan

Owner
Marmora, NJ
Social Services (Services)

John Garrahan

United Kingdom

Florida Wholesale Homes

John GarrahanSales Customer
johnnycakes62988@aim.com
60 Pleasant St, Lincoln, RI2865
ownerfinancing4u.com

The Daily Journal

John GarrahanEditorial Page Editor
(856) 691-5000djopinion@thedailyjournal.com
Vineland, NJ

A A All Electronic Svc

John GarrahanOwner
(508) 561-2894jgarrahan@bellsouth.net
63 Maple St, Bellingham, MA2019

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for John Garrahan. Companies include Dr Garrahan, The Daily Journal, A A All Electronic Svc. Roles listed include Vice President Global Marketing and Sales Customer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

SECRETARY: John Garrahan

Unknown Corporation

Addr: 18 Arch St., , Framingham, MA
MA
SECRETARY: John P. Garrahan

Sulfaro Contracting Co, INC.

Addr: 18 Arch St., , Framingham, MA
MA
SECRETARY: John Garrahan

Source: Public Records John Garrahan appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

John Garrahan

Framingham High School - Framingham, MA, MA
1976

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases John Garrahan has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 May 31, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$19 Nov 1, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$347 Dec 12, 1996
1996 DEM
Kennedy, Joseph P Ii
Garrahan, John P Garrahan Barbari & Framingham, MA
$19 Sep 25, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$500 Jun 29, 1984
1984 DEM
Rotondi, Samuel
Garrahan, John P Sheridan, Garrahan & Lander Framingham, MA
$2,500 Sep 25, 2006
2006 R
Massachusetts Republican Party
Garrahan, John Natick, MA
$250 Oct 23, 2012
2012
Romney Victory INC
Garrahan, John Executive @ Clearedge Partners, INC Natick, MA
$1,000 Jun 20, 1990
1990
Fund For A Democratic Majority
Garrahan, John P Attorney Natick, MA
$35 Oct 23, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$2,000 Jun 10, 2003
2004 REP
Bush, George W
Garrahan, John P Jr Executive @ Emc CORP Natick, MA
$50 Sep 22, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$1,000 Oct 17, 2018
2018 REP
Hurd, William
Garrahan, John President @ Clearedge Partners Natick, MA
$19 Sep 27, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$500 Jun 7, 2011
2012 REP
Brown, Scott P
Garrahan, John Executive @ Clearedge Partners Natick, MA
$1,000 Sep 18, 1987
1988 DEM
Dukakis, Michael S
Garrahan, John P Natick, MA
$250 Sep 30, 2010
2010 REP
Baker, Charles D (g)
Garrahan, John President @ Clearedge Partners Natick, MA
$250 Oct 23, 2012
2012 REP
Romney, Mitt / Ryan, Paul D.
Garrahan, John Executive @ Clearedge Partners, INC Natick, MA
$19 Jun 11, 2012
2012 DEM
Obama, Barack
Garrahan, John Training Specialist @ Department Of The Air Force San Angelo, TX
$75 Aug 24, 2002
2002 I
Badzmierowski, Robert J
Garrahan, John Bellingham, MA
$500 Oct 26, 2011
2012 REP
Brown, Scott P
Garrahan, John P Jr Executive @ Clearedge Partners Natick, MA
$500 May 23, 1989
1990 DEM
Atkins, Chester Greenough
Garrahan, John P Sheridan Garrahan & Framingham, MA
$500 Jul 26, 2010
2010 DEM
Franken, Al
Garrahan, John Architect @ Self-Employed Arlington, MA
$1,000 Oct 17, 2018
REP
Hurd, William
Contributor President @ Clearedge Partners Natick, MA
$1,000 Oct 17, 2018
Unknown Committee
Garrahan, John President @ Clearedge Partners Natick, MA
$2,500
2006 R
Massachusetts Republican Party
Contributor It Pricing Exchange Natick, MA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 25 political contribution records found for John Garrahan. Total disclosed contributions amount to $15,883. Recipients include Hurd, William, Massachusetts Republican Party. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John Garrahan

Male
·
668 Lakeshore Dr, New London, NH 03257 (Merrimack County)
43.4310, -71.9496
· (603) 877-0268
TZ: Eastern
Homeowner Single Family Built 1940
MP

John F Garrahan

Age 58 Male
·
2914 Chatterton Dr, San Angelo, TX 76904 (Tom Green County)
31.4239, -100.4770
· (325) 949-6308
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1968 Purchased 2006
MP

John Garrahan

Age 59 Male
·
PO Box 23, Bellingham, MA 02019 (Norfolk County)
42.0818, -71.4653
· (508) 561-2894
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Built 1890 Purchased 1990
MP

John F Garrahan

Age 79 Male
·
1070 Luther Rd, E Greenbush, NY 12061 (Rensselaer County)
42.6199, -73.6979
· (518) 477-7208
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Single Family
MP

John L Garrahan

Age 57 Male
·
208 Gray St, Arlington, MA 02476 (Middlesex County)
42.4157, -71.1696
· (857) 389-6415
Marital: Married TZ: Eastern
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1928 Purchased 1993
MP

John Garrahan

Age 69 Male
·
356 Bloy St, Hillside, NJ 07205 (Union County)
40.6961, -74.2371
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 1924 Purchased 1998

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with John Garrahan. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Garrahan. These loans were issued to businesses, not individuals.

Vicentinos Meat Market Corporation

Corporation

$21,882 Paid in Full
Address:
84 Washington Ave
Chelsea, MA02150-3925
Approved

Jun 26, 2020

Forgiven

$22,185

Jobs Reported

6

Loan #

5025598002

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with John Garrahan. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Garrahan on the map

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John Garrahan in Natick, MA: Background Summary

Location
84 Washington Ave,Natick, MA 01760, Natick, MA
Other Locations
Pittsgrove, NJ ยท Middletown, DE ยท Yarmouth Port, MA and 13 more
Profiles Found
31 people with this name
Phone Numbers
(508) 650-0352 and 10 others on file
Email
caphealey@aol.com and 3 others on file
Possible Relatives
John T Garrahan, Ann M Garrahan, Helen T Garrahan, Marcel Trepanier, John Patrick Garrahan and 19 more
Career
Vice President Global Marketing, Sales Customer at Dr Garrahan, The Daily Journal
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
5 linked โ€” 1988 Toyota Corolla, 2013 Toyota Sienna and 3 more
Contributions
$15.9K total โ€” Massachusetts Republican Party, Hurd, William
PPP Loans
$21,882 for Vicentinos Meat Market Corporation

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Garrahan. Because public records are indexed by name rather than by a unique identifier, the 101 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Garrahan

Search Complexity: High

101 public records across 11states, belonging to approximately 31 different individuals. With 31 distinct profiles across 11 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 11 states. Highest concentration: Massachusetts (31%), followed by New Jersey and New York. Spans the Northeast and South regions.

MA31recordsNJ11recordsNY5recordsDE5recordsRI5recordsTX2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (25) and Business & Corporate Filings (12).

42
Contact & Address Records
25
Political Contribution Records
12
Business & Corporate Filings
5
Vehicle Registration Records
3
Property Ownership Records
3
Voter Registration Records

Age Distribution

Age range: approximately 54 years, suggesting multiple generations. Largest group: Senior (65+) (76%).

Senior (65+)13peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Garrahan

Is John Garrahan a registered voter?
Yes, voter registration records show John Garrahan is registered with D affiliation. We found 3 voter registration entries across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Garrahan own property?
County assessor records show 3 properties associated with John Garrahan . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Garrahan?
Records show 5 vehicle registrations associated with John Garrahan, including a 1988 TOYOTA COROLLA. Registered makes include Toyota, Hyundai. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Garrahan?
We found 12 business affiliations for John Garrahan (Vice President Global Marketing). Other companies include The Daily Journal, A A All Electronic Svc. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Garrahan made political donations?
FEC disclosure records show 25 reported political contributions from John Garrahan, totaling $15,883. Recipients include Hurd, William and Massachusetts Republican Party. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Garrahan?
Our database contains 101 total records for John Garrahan spanning 11 states. This includes 31 distinct contact records, 12 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Garrahan?
The 101 records displayed for John Garrahan are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Garrahan remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.