John R Latendresse

Age 69 b. 1956-11-16
๐Ÿ“ 1546 Hollytree Ln, Crystal Lake Il
๐Ÿ“ž (815) 477-9063, (815) 260-4536
โœ‰๏ธ CL1546@SBCGLOBAL.NET

John Latendresse from Little Rock, AR

Age 80 b. Oct 1945 Pulaski Co.
๐Ÿ“ 12 Countryside Cv
๐Ÿ“ž (501) 868-3034, (501) 868-3032

John Latendresse from Denver, CO

Age 75
๐Ÿ“ 3745 Niagara Way, Denver, CO 80237
๐Ÿ“ž (303) 758-8631
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Suzanne D Latendresse,Jason Robert Latendresse,Susie Latendresse

John Latendresse from Denver, CO

Age 87 b. Feb 1939 Denver Co.
๐Ÿ“ 3745 S Niagara Way
๐Ÿ“ž (303) 758-8631

John Latendresse from Bellvue, CO

Age 45
๐Ÿ“ 2829 County Road 23, Bellvue, CO 80512
๐Ÿ“ž (970) 490-2592, (731) 584-4922
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Bennett L Latendresse,Bennett L Latendresse

John Latendresse from Crystal Lake, IL

๐Ÿ“ 1546 Hollytree Ln
๐Ÿ“ž (815) 477-9063, (815) 275-1435

John Latendresse from Bellvue, CO

Age 56 b. Apr 1969 Larimer Co.
๐Ÿ“ 2829 N County Road 23
๐Ÿ“ž (970) 490-2592

John Latendresse

๐Ÿ“ 124 N College Ave, Fort Collins Co
๐Ÿ“ž (970) 420-2301, (970) 420-2301
โœ‰๏ธ JAKELATENDRESSE@AOL.COM

John Latendresse

๐Ÿ“ 5889 Quarry, Timnath Co 80547
๐Ÿ“ž (970) 420-2301, (970) 420-2301
โœ‰๏ธ JAKELATENDRESSE@AOL.COM

John Latendresse from Dayton, OH

Age 80 b. Sep 1945 Montgomery Co.
๐Ÿ“ 8570 Timber Park Dr

John Latendresse from Bethesda, MD

Montgomery Co.
๐Ÿ“ 7309 Broxburn Ct
๐Ÿ“ž (301) 229-2782

John Latendresse from Bellvue, CO

Larimer Co.
๐Ÿ“ 2932 2nd St 325

John Latendresse from Camden, TN

๐Ÿ“ Po Box 908

John Latendresse from Nashville, TN

Davidson Co.
๐Ÿ“ 807 Watts Ln B

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 15 contact records for John Latendresse across 6 states. The most recent address on file is in Little Rock, Arkansas. Of these records, 11 include phone numbers and 4 include email addresses. Ages range from 45 to 75, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Latendresse John R

Sevier County
· Sunrise Blvd, Beech-Springs

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to John Latendresse in Beech-Springs. Values shown are from county assessor records and may differ from current market prices.

John Robert Latendresse

12 Countryside Cove, Little Rock, AR, 72223

John Latendresse

Republican
5889quarry St, Timnath, CO, 80547
DOB: 1969 Gender: Male Ph: 970-490-2592
County: Larimer

John D Latendresse

Democrat
100 Hartsdale Ave, 12, 10530
DOB: 19540215 Gender: Male

John D Latendresse

Democrat
299 St Marks Place, 10301
DOB: 19540215 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for John Latendresse in Arkansas, Colorado. Records show affiliations with REP, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2009 HONDA ACCORD
ยท Registered to: John Latendresse
ยท VIN: 1HGCP26829A104435
·
12 Countryside Cv, Little Rock, AR, 72223
·
(501) 868-3032
2011 LEXUS RX 350
ยท Registered to: John Latendresse
ยท VIN: 2T2BK1BA7BC115018
·
3745 S Niagara Way, Denver, CO, 80237-1247
·
(303) 758-8631
2012 Honda Civic
ยท Registered to: John Latendresse
ยท VIN: 19XFB2F9XCE047232
·
12 Countryside Cv, Little Rock, AR, 72223-4290
·
(501) 868-3032
2008 TOYOTA TUNDRA
ยท Registered to: John Latendresse
ยท VIN: 5TFBV541X8X037781
·
1402 Highway 92 W, Lewellen, NE, 69147-2132
2008 HONDA CR-V
ยท Registered to: John Latendresse
ยท VIN: 3CZRE38508G701164
·
1546 Hollytree Ln, Crystal Lake, IL, 60014-8971

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with John Latendresse. Registered makes include Honda, Lexus, Toyota. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Al & Dee's Cedar Vu

Owner
(308) 355-2793
Lewellen, NE
Miscellaneous Retail (Stores)

American Pearl Farms

Chairman of the Board
(615) 353-1231
Nashville, TN
Wholesale Trade - Durable Goods (Products)

Tender Loving Canines Svc Dogs

John LatendresseInternet Marketing Specialist
blexter@gci.net
1546 Hollytree Ln, Crystal Lake, IL60014
tenderlovingcanines.org

American Pearl Co

John LatendresseChief Executive Officer
(615) 353-1231
Nashville, TN

Food & Drug Administration

John LatendresseOwner
(870) 543-7598jlatendresse@nctr.fda.gov
Jefferson, AR

John Latendresse

United States

Tender Loving Canines Svc Dogs

John LatendresseInternet Marketing Specialist
blexter@gci.net
1546 Hollytree Ln, Crystal Lake, IL60014

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 12 business affiliations were found for John Latendresse. Companies include Al & Dee's Cedar Vu, American Pearl Farms, American Pearl Co and 2 more. Roles listed include Internet Marketing Specialist and Manager. Records are compiled from state business registries, SEC filings, and professional networking databases.

John F. Latendresse Realty LLC, Dissolved March 24, 2022

Voluntarily Dissolved
Addr: Denver, CO
Registered Agent: John Francis Latendresse

eMotion Decoys, LLC

ID: 20161073432
Agent: John Latendresse
Registered Agent: John Latendresse

American Pearl Company, INC.

Addr: Hwy 70 E, Camden, TN, 00000
TN
Registered Agent: John Latendresse

Unknown Corporation

Addr: Camden, TN
TN
Officer: john R latendresse

Source: Public Records John Latendresse appears in 4 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

$300 Dec 18, 1979
1980 REP
Baker, Howard H Jr Senator
Latendresse, John R Camden, TN
$1,000 Apr 26, 1995
1996 REP
Frist, Bill
Latendresse, John American Pearl Co Camden, TN
$250 Feb 12, 1980
1980 REP
Baker, Howard H Jr Senator
Latendresse, John R Tenn Shell Co Camden, TN
$500 May 4, 1995
1996 REP
Alexander, Lamar
Latendresse, John R American Pearl Co Camden, TN
-$50 Nov 8, 1980
1980 REP
Baker, Howard H Jr Senator
Latendresse, John R Camden, TN
$300 Aug 24, 1992
1992 REP
Tennessee Republican Party Federal Election Account Victory '92
Latendresse, John R American Pearl Co Camden, TN
$500 Oct 1, 1996
1996 REP
Watson, Thomas Richard (tom Watson)
Latendresse, John Jewler Camden, TN
$200 Sep 30, 1996
1996 DEM
Tidwell, John C
Latendresse, John American Pearl Co Camden, TN
$500 Oct 21, 1991
1992 REP
Sundquist, Donald Kenneth
Latendresse, John R American Pearl Co Camden, TN
$200 Oct 8, 1996
1996 REP
Stevens, Jim
Latendresse, John American Pearl Co Camden, TN
$1,000 Aug 15, 1994
1994 REP
Frist, Bill
Latendresse, John American Pearl Co Camden, TN
$230 Mar 24, 1992
1992 REP
Tennessee Republican Party Federal Election Account Victory '92
Latendresse, John R American Pearl Co Camden, TN
$250 May 26, 1995
1996 REP
Tennessee Republican Party Federal Election Account Victory '92
Latendresse, John R Camden, TN
$250 Aug 9, 1990
1990 REP
Sundquist, Donald Kenneth
Latendresse, John R Tennessee Shell Co Camden, TN
$250 May 30, 1995
1996 REP
Thompson, Fred Dalton
Latendresse, John Am Pearl Co Camden, TN
$1,000 Nov 6, 1989
1990 REP
Sundquist, Donald Kenneth
Latendresse, John R Tennessee Shell Co I Camden, TN
$1,000 Aug 17, 1994
1994 REP
Thompson, Fred Dalton
Latendresse, John R Am Pearl Co Camden, TN
-$50 Nov 8, 1980
REP
Baker, Howard H Jr Senator
Contributor Camden, TN
$250 May 30, 1995
Unknown Committee
Latendresse, John Am Pearl Co Camden, TN

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 19 political contribution records found for John Latendresse. Total disclosed contributions amount to $7,980. Recipients include Baker, Howard H Jr Senator. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

John R Latendresse

Age 60 Male
·
1546 Hollytree Ln, Crystal Lake, IL 60014 (McHenry County)
42.1980, -88.3482
· (815) 275-1435
Marital: Single TZ: Central
Edu: Some College
Homeowner Single Family Built 1991 Purchased 1991
MP

John R Latendresse

Age 71 Male
·
12 Countryside Cv, Little Rock, AR 72223 (Pulaski County)
34.8069, -92.4431
· (501) 868-3032
Marital: Married TZ: Central
Occ: Technical
Homeowner Single Family Built 1998 Purchased 2014
MP

John R Latendresse

Age 30 Male
·
48 Douglas Hook Rd, Chepachet, RI 02814 (Providence County)
41.9137, -71.6651
Marital: Single TZ: Eastern
Single Family
MP

John R Latendresse

Age 30 Male
·
5 Heroux Dr, N Smithfield, RI 02896 (Providence County)
41.9937, -71.5388
· (401) 762-3605
Marital: Single TZ: Eastern
Homeowner Single Family
MP

John F Latendresse

Age 78 Male
·
3745 S Niagara Way, Denver, CO 80237 (Denver County)
39.6493, -104.9110
· (303) 759-0807
Marital: Married TZ: Mountain
Edu: Some College
Homeowner Single Family Built 1967
MP

John D Latendresse

Age 63 Male
·
299 Saint Marks Pl, Staten Island, NY 10301 (Richmond County)
40.6427, -74.0786
Marital: Single TZ: Eastern
Multi-Family
MP

John K Latendresse

Age 48 Male
·
5889 Quarry St, Timnath, CO 80547 (Larimer County)
40.5079, -104.9560
TZ: Mountain
Homeowner Single Family Built 2009 Purchased 2014
MP

John D Latendresse

Age 63 Male
·
4719 Wyaconda Rd, Rockville, MD 20852 (Montgomery County)
39.0451, -77.0927
· (301) 881-7140
Marital: Married TZ: Eastern
Homeowner Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with John Latendresse. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with John Latendresse. These loans were issued to businesses, not individuals.

Davis Systems, INC

Subchapter S Corporation

$25,200 Paid in Full
Address:
PO Box 877
Tappahannock, VA22560
Approved

Apr 28, 2020

Forgiven

$25,436

Jobs Reported

5

Loan #

8962947209

Loan Size

Small

Weldon Pat Cude

Sole Proprietorship

$20,308 Paid in Full
Address:
PO Box 877
Pleasanton, TX78064-0877
Approved

Apr 27, 2020

Forgiven

$20,503

Jobs Reported

1

Loan #

4457957202

Loan Size

Small

Complete Turf LLC

Limited Liability Company(LLC

$17,200 Paid in Full
Address:
PO Box 877
Iva, SC29655-0877
Approved

Apr 6, 2020

Forgiven

$17,346

Jobs Reported

3

Loan #

6125057010

Loan Size

Small

Eagle Heights Community Church INC.

Non-Profit Organization

$116,998 Paid in Full
Address:
PO Box 877
Hammond, LA70404
Approved

Apr 10, 2020

Forgiven

$117,632

Jobs Reported

12

Loan #

2235407109

Loan Size

Small

Colorado Boy Brewing Company, INC

Subchapter S Corporation

$64,400 Paid in Full
Address:
PO Box 877
Ridgway, CO81432
Approved

Apr 8, 2020

Forgiven

$65,016

Jobs Reported

19

Loan #

7676167009

Loan Size

Small

De Jager Farms South

Partnership

$238,757 Paid in Full
Address:
PO Box 877
Chowchilla, CA93610-0877
Approved

Apr 27, 2020

Forgiven

$241,158

Jobs Reported

21

Loan #

5409617205

Loan Size

Medium

M Daignault Construction INC

Corporation

$25,700 Paid in Full
Address:
80 George Allen Rd
Chepachet, RI02814-1774
Approved

Jan 26, 2021

Forgiven

$25,848

Jobs Reported

2

Loan #

6197978304

Loan Size

Small

Equis Endeavor, INC.

Subchapter S Corporation

$174,400 Paid in Full
Address:
PO Box 877
Floral Park, NY11002
Approved

Apr 14, 2020

Forgiven

$175,626

Jobs Reported

25

Loan #

7592127109

Loan Size

Medium

Elements Concrete Co

Corporation

$5,468 Paid in Full
Address:
PO Box 877
Harwich, MA02645
Approved

Apr 7, 2020

Forgiven

$5,540

Jobs Reported

1

Loan #

6660657004

Loan Size

Small

La Casa Toscana LLC

Subchapter S Corporation

$52,000 Paid in Full
Address:
PO Box 877
Anaconda, MT59711
Approved

Apr 27, 2020

Forgiven

$52,671

Jobs Reported

4

Loan #

4639437200

Loan Size

Small

Colorado Shoe School LLC

Single Member LLC

$3,478 Paid in Full
Address:
2829 N County Road 23
Bellvue, CO80512-5853
Approved

Apr 18, 2021

Forgiven

$3,485

Jobs Reported

2

Loan #

5561938807

Loan Size

Small

Twin City Auto Parts, INC.

Corporation

$38,100 Paid in Full
Address:
PO Box 877
Sandersville, GA31082
Approved

Apr 5, 2020

Forgiven

$38,514

Jobs Reported

7

Loan #

5130007006

Loan Size

Small

Gerald Rader

Sole Proprietorship

$20,800 Paid in Full
Address:
PO Box 877
Skippack, PA19474
Approved

Apr 27, 2020

Forgiven

$21,003

Jobs Reported

1

Loan #

4890227207

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 13 PPP loan records are linked to businesses associated with John Latendresse. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find John Latendresse on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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John Latendresse in AR: Background Summary

Location
12 Countryside Cv Little Rock, AR 72223-4290
Other Locations
Little Rock, AR ยท Denver, CO ยท Crystal Lake, IL and 5 more
Profiles Found
15 people with this name
Phone Numbers
(501) 868-3032 and 9 others on file
Email
latendresse12001@hotmail.com and 7 others on file
Possible Relatives
Mary Latendresse, Christina L Latendresse, Christina Latendresse Rosenblum, Jason J Latendresse JR, John E Lane and 45 more
Career
Internet Marketing Specialist, Manager at Al & Dee's Cedar Vu, American Pearl Farms
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked โ€” 2009 Honda Accord, 2011 Lexus Rx 350 and 3 more
Contributions
$7,980 total
PPP Loans
$803K for Davis Systems, INC, Weldon Pat Cude

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for John Latendresse. Because public records are indexed by name rather than by a unique identifier, the 86 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for John Latendresse

Search Complexity: High

86 public records across 10states, belonging to approximately 15 different individuals. With 15 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: Colorado (13%), followed by Illinois and Arkansas. Spans the South and West regions.

CO11recordsIL9recordsAR9recordsTN8recordsRI2recordsMD2records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (26%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (19) and PPP Loan Records (13).

20
Contact & Address Records
19
Political Contribution Records
13
PPP Loan Records
12
Business & Corporate Filings
5
Vehicle Registration Records
4
Voter Registration Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (67%).

Senior (65+)4peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About John Latendresse

Is John Latendresse a registered voter?
Yes, voter registration records show John Latendresse is registered in Arkansas. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does John Latendresse own property?
County assessor records show 1 property associated with John Latendresse . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to John Latendresse?
Records show 5 vehicle registrations associated with John Latendresse, including a 2009 HONDA ACCORD. Registered makes include Honda, Lexus, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with John Latendresse?
We found 12 business affiliations for John Latendresse, including Al & Dee's Cedar Vu. Other companies include American Pearl Farms, American Pearl Co. Business records are compiled from state registries, SEC filings, and professional databases.
Has John Latendresse made political donations?
FEC disclosure records show 19 reported political contributions from John Latendresse, totaling $7,980. Recipients include Baker, Howard H Jr Senator. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for John Latendresse?
Our database contains 86 total records for John Latendresse spanning 10 states. This includes 15 distinct contact records, 11 with phone numbers, 4 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for John Latendresse?
The 86 records displayed for John Latendresse are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can John Latendresse remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.