Johnny Mosquera from Palmdale, CA

Age 51
๐Ÿ“ 4018 Woburn Ct, Palmdale, CA 93551
๐Ÿ“ž (818) 788-2239, (661) 917-8236, (661) 917-8237, (758) 323-8144, (661) 718-8241
โœ‰๏ธ chefjamosquera@gmail.com, jmosquera@tampabay.rr.com, johnny.mosquera@juno.com

Johnny Mosquera from Corona, NY

Age 50
๐Ÿ“ 9830 57th Ave #7b, Corona, NY 11368
๐Ÿ“ž (718) 760-1324, (917) 592-2689
โœ‰๏ธ guayaquil00@hotmail.com, mjohnny@aol.com, mjohnny1527@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Shirley F Mosquiera,Annabelle N Mosquera,Elvira A Mosquera,Gregorio P Mosquera,Raquel Mosquera

Johnny Mosquera

Age 59 b. 1967-02-05
๐Ÿ“ 1797 Nw 65th Av, Mrgt Fl 33063
๐Ÿ“ž (111) 111-0001, (111) 111-0002
โœ‰๏ธ JOHNNYMOSQUERA57@GMAIL.COM, johnnymosquera57@gmail.com

Johnny Mosquera from Ridgewood, NY

Age 50
๐Ÿ“ 7523 60th Pl, Ridgewood, NY 11385
๐Ÿ“ž (718) 760-1324
โœ‰๏ธ guayaquil00@hotmail.com, mjohnny1527@aol.com

Johnny Mosquera from Oakland Park, FL

Age 57
๐Ÿ“ 121 Royal Park Dr #24, Oakland Park, FL 33309
๐Ÿ“ž (954) 763-1821, (954) 938-0105, (954) 530-6657, (954) 777-3949, (954) 938-0105, (954) 938-6998, (954) 530-6657, (954) 763-1821, (718) 515-4465
โœ‰๏ธ jmoaquera@yahoo.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Iris Awilda Mosquera,Iris M Osquera,Johnny Mosquera,Catherine Mosquera

Johnny Mosquera from Taft, TN

Age 65
๐Ÿ“ 109 Pepper Rd, Taft, TN 38488
๐Ÿ“ž (931) 425-0353, (931) 425-6520, (931) 425-0353, (931) 425-6520
โœ‰๏ธ johnnymo@bellsouth.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Juan A Mosquera,Deena J Mosquera

Johnny Mosquera from Palmdale, CA

Age 55 b. 1971 Male
๐Ÿ“ 4018 Woburn Ct
๐Ÿ“ž (661) 917-8236 (Cell)
โœ‰๏ธ jmosquera@tampabay.rr.com

Johnny Mosquera from Bronx, NY

Age 48
๐Ÿ“ 231 Echo Pl #7c, Bronx, NY 10457
๐Ÿ“ž (718) 299-7942
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lautaro E Mosquera,Hilda Mosquera,Marilyn Jahaira Mosquera

Johnny Mosquera from Corona, NY

Age 62 b. Dec 1963 Queens Co.
๐Ÿ“ 9830 57th Ave 7 B
๐Ÿ“ž (541) 947-4982

Johnny Mosquera from Flushing, NY

Age 51
๐Ÿ“ 15503 Jewel Ave #3a, Flushing, NY 11367
๐Ÿ“ž (718) 919-5676
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Azucena Amdlia Mosquera,Tania A Mosquera

Johnny Silva Mosquera

๐Ÿ“ 20009 Sweetgum Cir Apt 34, Germantown Md
๐Ÿ“ž (301) 529-1160, (111) 111-0002
โœ‰๏ธ MONICAMEGIA87@YAHOO.COM

Johnny Silva Mosquera

๐Ÿ“ 20009 Sweetgum, Germantown Md 20874
๐Ÿ“ž (301) 529-1160, (111) 111-0002
โœ‰๏ธ MONICAMEGIA87@YAHOO.COM

Johnny Mosquera from Ridgewood, NY

๐Ÿ“ 7523 60 Th Pl
๐Ÿ“ž (646) 468-6245 (AT&T MOBILITY)
โœ‰๏ธ MJOHNNY1527@AOL.COM

Johnny Mosquera from Lyndhurst, NJ

Age 36 b. Jan 1990
๐Ÿ“ 99 Orient Way
๐Ÿ“ž (201) 438-4229
๐Ÿ‘ค aka John Henry Mosquera

Johnny Mosquera from Monroe, NY

Age 40 b. Dec 1985
๐Ÿ“ 57 Duelk Ave
๐Ÿ“ž (406) 781-3867
๐Ÿ‘ค aka Johnny J Mosqueron

Johnny Mosquera from Taft, TN

Age 77 b. Aug 1948 Lincoln Co.
๐Ÿ“ 109 Pepper Rd
๐Ÿ“ž (931) 425-6520

Johnny Mosquera from South Ozone Park, NY

Age 51
๐Ÿ“ 15044 125th St #2, South Ozone Park, NY 11420
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Azucena Amdlia Mosquera,Tania A Mosquera

Johnny Mosquera from South Ozone Park, NY

Age 63 b. Feb 1963 Queens Co.
๐Ÿ“ 15044 125th St Unit 2

Johnny Mosquera from Palm Springs, CA

Age 76 b. Sep 1949 Riverside Co.
๐Ÿ“ 2600 S Palm Canyon Dr

Johnny Mosquera from Newhall, CA

Age 65 b. Sep 1960 Los Angeles Co.
๐Ÿ“ 19781 Azure Field Dr

Johnny Mosquera from Corona, NY

Age 62 b. Dec 1963 Queens Co.
๐Ÿ“ 9720 57th Ave Apt 8 D

Johnny Mosquera from Fayetteville, TN

Lincoln Co.
๐Ÿ“ 567 Haysland Rd
๐Ÿ“ž (931) 438-8229

Johnny Mosquera from Walland, TN

Blount Co.
๐Ÿ“ 633 Patterson Rd
๐Ÿ“ž (610) 683-3931

Johnny Mosquera from Bronx, NY

Bronx Co.
๐Ÿ“ 231 Echo Pl Apt 8 A
๐Ÿ“ž (718) 299-7942

Johnny Mosquera from South Ozone Park, NY

Queens Co.
๐Ÿ“ 15044 125th St Fl 2

Johnny Mosquera from Brooklyn, NY

Kings Co.
๐Ÿ“ 417 40th St Apt B 11

Johnny Mosquera from Sn Bernrdno, CA

San Bernardino Co.
๐Ÿ“ 2433 N Sierra Way

Johnny Mosquera from Bronx, NY

Bronx Co.
๐Ÿ“ 3551 Dekalb Ave

Johnny Mosquera from Corona, NY

Queens Co.
๐Ÿ“ 5833 Penrod St Unit 1 A

Johnny Mosquera from Bronx, NY

Bronx Co.
๐Ÿ“ 231 Echo Pl 8 A

Johnny Mosquera from Taft, TN

Lincoln Co.
๐Ÿ“ Rr 1 Po Box 416

Johnny Mosquera from Houston, TX

Harris Co.
๐Ÿ“ 1138 6200 Gulfton

Johnny Mosquera from Miami Beach, FL

Miami Dade Co.
๐Ÿ“ 1537 Jefferson Ave 10

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 33 contact records for Johnny Mosquera across 6 states. The most recent address on file is in Palmdale, California. Of these records, 19 include phone numbers and 10 include email addresses. Ages range from 48 to 65, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Mosquera Johnny I Sr & Lori I

Walton County
PIN: 15-3N-19-19416-00A-0020
Value: $30,954

Mosquera Johnny I Sr & Lori I

Walton County
Assessed: $30,954

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Johnny Mosquera in De-Funiak-Springs. Values shown are from county assessor records and may differ from current market prices.

Johnny Ian Mosquera

6213 Matanzas DR, Sebring, , 33872

Johnny H Mosquera

Republican
75-23 60 Place, 11385
DOB: 19631220 Gender: Male

Johnny H Mosquera

Democrat
75-23 60 Place, 11385
DOB: 19900127 Gender: Male

Johnny S Mosquera

Democrat
400 Central Avenue, 0, 11221
DOB: 19630201 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Johnny Mosquera in . Records show affiliations with REP, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2013 Acura ILX
ยท Registered to: Johnny Mosquera
ยท VIN: 19VDE1F59DE016683
·
4018 Woburn Ct, Palmdale, CA, 93551
·
(818) 788-2239
2006 Honda Odyssey
ยท Registered to: Johnny Mosquera
ยท VIN: 5FNRL38896B014502
·
4018 Woburn Ct, Palmdale, CA, 93551
·
(818) 788-2239
2013 Subaru Legacy
ยท Registered to: Johnny Mosquera
ยท VIN: 4S3BMBP67D3018325
·
57 Duelk Ave, Monroe, NY, 10950
·
(406) 781-3867
2009 CHEVROLET SILVERADO K1500 FULL SIZE TRUCK
ยท Registered to: Johnny Mosquera
ยท VIN: 3GCEK13C79G175494
·
109 Pepper Rd, Taft, TN, 38488
·
(931) 425-6520
2006 Chevrolet Impala
ยท Registered to: Johnny Mosquera
ยท VIN: 2G1WU581369245794
·
109 Pepper Rd, Taft, TN, 38488
·
(931) 425-6520
1993 JEEP WRANGLER YJ WAGON
ยท Registered to: Johnny Mosquera
ยท VIN: 1J4FY29SXPP244592
·
109 Pepper Rd, Taft, TN, 38488
·
(931) 425-6520
1988 CHEVROLET C1500 PICKUP
ยท Registered to: Johnny Mosquera
ยท VIN: 1GCDC14Z8JZ284319
·
109 Pepper Rd, Taft, TN, 38488
·
(931) 425-6520

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Johnny Mosquera. Registered makes include Acura, Honda, Subaru, Chevrolet and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Johnny Mosquera

Elegant Openings

Johnny MosqueraMachine Operators
(661) 917-8236johnny.mosquera@elegantopenings.com
4018 Woburn Ct, Palmdale, CA93551

Brooklyn Hardware

Johnny MosqueraOwner
(661) 917-8236johnny.mosquera@juno.com
4018 Woburn Ct, Palmdale, CA93551
panelclip.com

Johnny Mosquera

Greater Los Angeles Area

Brooklyn Hardware

Johnny MosqueraOwner
(661) 917-8236johnny.mosquera@juno.com
4018 Woburn Ct, Palmdale, CA93551

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Johnny Mosquera. Companies include Elegant Openings, Brooklyn Hardware. Roles listed include Machine Operators and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Beldo, INC.

Filed: Dec 5, 1962
Registered Agent: Johnny Mosquera

Beldo, INC.

Filed: Dec 5, 1962
CEO: Johnny Mosquera

Beldo, INC.

Addr: 1935 W. Sheridan Road, San Bernardino, CA, 92407
CA
CEO: Johnny Mosquera

Source: Public Records Johnny Mosquera appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Johnny Mosquera

Cajon High School - San Bernardino, CA, CA
1989

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Johnny Mosquera has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 Oct 26, 2020
2020 DEM
Dnc Services CORP./Dem. Nat L Committee
Mosquera, Johnny Associate @ Evercore Partners Eureka, MO
$25 Oct 26, 2020
DEM
Dnc Services CORP./Dem. Nat L Committee
Contributor Associate @ Evercore Partners Eureka, MO

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 2 political contribution records found for Johnny Mosquera. Total disclosed contributions amount to $50. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Johnny I Mosquera

Age 69 Male
·
109 Pepper Rd, Taft, TN 38488 (Lincoln County)
35.0152, -86.7064
Marital: Married TZ: Central
Occ: Professional Edu: Graduate School
Homeowner Single Family
MP

Johnny Mosquera

Age 60 Male
·
121 Royal Park Dr, Ft Lauderdale, FL 33309 (Broward County)
26.1706, -80.1641
TZ: Eastern
Homeowner Multi-Family Built 1974 Purchased 2006
MP

Johnny Mosquera

Male
·
11934 Piney Bend Dr, Tomball, TX 77375 (Harris County)
30.0447, -95.6000
TZ: Central
Single Family
MP

Johnny Mosquera

Age 51 Male
·
2440 Marion Ave, Bronx, NY 10458 (Bronx County)
40.8600, -73.8942
TZ: Eastern
Multi-Family
MP

Johnny Mosquera

Age 46 Male
·
4018 Woburn Ct, Palmdale, CA 93551 (Los Angeles County)
34.6113, -118.2040
· (661) 917-8236
Marital: Single TZ: Pacific
Edu: High School
Homeowner Single Family
MP

Johnny H Mosquera

Age 77 Male
·
7523 60th Pl, Ridgewood, NY 11385 (Queens County)
40.6974, -73.8955
· (929) 232-5885
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Johnny Mosquera

Male
·
205 Church St, Petersburg, TN 37144 (Lincoln County)
35.3201, -86.6408
TZ: Central
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Johnny Mosquera. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Johnny Mosquera. These loans were issued to businesses, not individuals.

Alexander Nunez

Independent Contractors

$11,139 Paid in Full
Address:
12730 Vista Isles Dr
Plantation, FL33325-1336
Approved

Apr 2, 2021

Forgiven

$11,193

Jobs Reported

1

Loan #

5180978706

Loan Size

Small

Alexander Nunez

Independent Contractors

$11,139 Paid in Full
Address:
12730 Vista Isles Dr
Plantation, FL33325-1336
Approved

Apr 16, 2021

Forgiven

$11,176

Jobs Reported

1

Loan #

4680358808

Loan Size

Small

Cesar Ferreiro Sanchez

Independent Contractors

$5,251 Paid in Full
Address:
12730 Vista Isles Dr
Plantation, FL33325-1336
Approved

May 20, 2021

Forgiven

$5,282

Jobs Reported

1

Loan #

3876589005

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Johnny Mosquera. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Johnny Mosquera on the map

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Johnny Mosquera in Mrgt, FL: Background Summary

Location
1797 NW 65th Av, Mrgt Fl 33063, Mrgt, FL
Other Locations
Palmdale, CA ยท Corona, NY ยท Ridgewood, NY and 13 more
Profiles Found
33 people with this name
Phone Numbers
(818) 788-2239 and 17 others on file
Email
chefjamosquera@gmail.com and 9 others on file
Possible Relatives
Shirley F Mosquiera, Annabelle N Mosquera, Elvira A Mosquera, Gregorio P Mosquera, Raquel Mosquera and 12 more
Career
Machine Operators, Owner at Elegant Openings, Brooklyn Hardware
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
7 linked โ€” 2013 Acura Ilx, 2006 Honda Odyssey and 5 more
Contributions
$50 total โ€” Dnc Services CORP./Dem. Nat L Committee
PPP Loans
$27,529 for Alexander Nunez, Alexander Nunez

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Johnny Mosquera. Because public records are indexed by name rather than by a unique identifier, the 76 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Johnny Mosquera

Search Complexity: High

76 public records across 8states, belonging to approximately 33 different individuals. With 33 distinct profiles across 8 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 8 states. Highest concentration: New York (28%), followed by California and Tennessee. Spans the Northeast and West regions.

NY21recordsCA15recordsTN8recordsFL4recordsTX2recordsMD1record

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (54%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (10) and Vehicle Registration Records (7).

37
Contact & Address Records
10
Business & Corporate Filings
7
Vehicle Registration Records
4
Voter Registration Records
3
Corporate Records
3
PPP Loan Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)4peopleMiddle-Age (40-64)7peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Johnny Mosquera

Is Johnny Mosquera a registered voter?
Yes, voter registration records show Johnny Mosquera is registered in . We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Johnny Mosquera own property?
County assessor records show 2 properties associated with Johnny Mosquera . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Johnny Mosquera?
Records show 7 vehicle registrations associated with Johnny Mosquera, including a 2013 Acura ILX. Registered makes include Acura, Honda, Subaru, Chevrolet. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Johnny Mosquera?
We found 10 business affiliations for Johnny Mosquera. Other companies include Brooklyn Hardware. Business records are compiled from state registries, SEC filings, and professional databases.
Has Johnny Mosquera made political donations?
FEC disclosure records show 2 reported political contributions from Johnny Mosquera, totaling $50. Recipients include Dnc Services CORP./Dem. Nat L Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Johnny Mosquera?
Our database contains 76 total records for Johnny Mosquera spanning 8 states. This includes 33 distinct contact records, 19 with phone numbers, 10 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Johnny Mosquera?
The 76 records displayed for Johnny Mosquera are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Johnny Mosquera remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.