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Joy Marie Ragland from Houston, TX

Age 64 b. 1/15/1962
📍 13722 Vickston Ln, #houston, TX 77014-2731
✉️ jragg115@aol.com, jwatson@angelfire.com, jragg115@angelfire.com, jragg@aol.com, jwatson0526@yahoo.com, jwatson0526@sbcglobal.net, jragland-watson@yahoo.com, jwatson@sbcglobal.net, jwatson0526@angelfire.com
👨‍👩‍👧 Relatives: James H Watson,Jimmy L Anderson,Joe J Timmons Jr,Marcus M Ragland,Michael M Ragland,Penny M Ragland,Tammy Jean Myers,Ana J Anderson,Anthony A Anderson,Calvin Antonio Watson,Colleen B Andersen,Dean A Andersen Jr,Donald E Ragland,Freddy Anderson,Iyeshia M Watson,Jamelle Larquita Sledge,James H Crowder,Joe A Timmons,Joseph A Ragland,Joseph Bernard Watson,Joshua B Anderson,Joyce M Forcha,Kerissa M Ragland,Laurie A Watson,Lisa S Timmons,Major Ragland,Mariquit S Nelson,Misty A Hurdle,Patrice N Ragland,Ricardo L Myers Jr,Ricardo Myers Jr,Ricardo Lamont Myers Sr,Ricky Ragland,Robert L Myers Jr,Ryan G Timmons Sr,Sabryan O Timmons,Scott Sharon Stevenson,Sharon L Davis,Sidney Myers,Stephanie Jones,Susie Timmons Jones,Sydney Danielle Myers,Tamika Marie Mcdonald,Tammy Ragland,Teneshea Quenell Watson,Clifford J Mcdonald Jr,Cyreatha L Bryant,Dana R Anderson,Deborah L Ragland,Nicole A Stegall
🕐 5 previous addresses

Joy L Ragland from Sacramento, CA

Age 60
📍 8628 Fallbrook Way, #sacramento, CA 95826-3110
✉️ crags1@webtv.net, ragland5555@gmail.com, joy.ragland@hotmail.com, jlgrinach@gmail.com, joy.ragland@go.los.rios.edu, crags1@aol.com, quishaj@yahoo.com
👨‍👩‍👧 Relatives: Alaric Hannibal Barca,Claude Lee Ragland,Jason Lee Ragland,Joy Ragland,Joy E Ragland,Peggy J Ragland,A E Ragland,Donna Faye Rinehart,P J Ragland,P J Ragland,P J Ragland,Pj J Ragland,Angela Joy Wilkes,Benjamin D Rinehart,Benjamin L Rinehart 3rd,Carrie M Dailey,Dana D Rinehart,Ms Dana D Rinehart,Dava P Keener,Donna F Dailey,Ernest K Dailey,Evelyn Benjamin,Fred H Dailey,Heather J Dailey,Jacob B Rinehart,Jake B Rinehart,Jalor B Rinehart,James J Rinehart,Jean G Dailey,Joshua A Rinehart,Karen P Dailey,Karen B Dailey,Lisa D Lawley,Melissa A Rinehart,Michael J Dailey,Michael J Dailey,Patricia A Rinehart,Richard H Dailey,Richard C Dailey,Richard Edward Dailey Jr,Richard E Prebich,Timothy E Dailey,Todd Andrew Dailey
🕐 15 previous addresses

Joy Ragland

Age 100 b. 1926-04-13
📍 216 S Jackson St, Tullahoma Tn
📞 (615) 542-6026, (916) 967-1316
✉️ DFDAILEY105@AOL.COM, dfdailey105@aol.com

Joy Ragland

Age 107 b. 1918-04-21
📍 4713 Hayford Way Apt 1, Sacramento Ca
📞 (916) 979-1335, (916) 737-9763
✉️ JLGRINACH@GMAIL.COM, jlgrinach@gmail.com

Joy M Ragland Sr from Paterson, NJ

Age 53
📍 13 E 15th St, #paterson, NJ 07524-1508
✉️ joyragland@bigfoot.com
👨‍👩‍👧 Relatives: Adam Ragland,Billy Ragland,David L Ragland,Billy Ragland,Eugene Luther Ragland,Marquita Ragland,Mary E Ragland,Avia D Owens,Cheryl E Howard,Clues B Ragland Jr,Clues Ragland,Deborah S Owens,Delmar Ragland Raefeal,Diane Ragland,Henry Owens,Henry F Owens 3rd,Henry F Owens 4th,Henry F Owens,Henry Owens,Henry Montez Owens,Henry F Owens,Henry Freeman Owens 4th,Howard H Owens,Jayme D Taylor,Jessica Deshay Ragland,Jessica D Ragland,Jim Taylor,John B Taylor,Joy Wong Erickson,Kenneth W Clay,Kimberly W Ragland,Latoya S Ragland,Montazia Starnetta Owens,Mora R Owens,Mora Ruth Owens,Ora Denise Ragland,Ora Denise Ragland,Paula S Ray,Robbie M Ragland,Shakira Deubran Ragland,Sharon Denise Taylor,Starlene Brown Rhodes,Teresa D Ragland,Terri T Ellison
🕐 15 previous addresses

Joy Ragland from Houston, TX

Age 52
📍 13722 Vickston Ln, Houston, TX 77014
📞 (281) 440-0951, (281) 820-9731
✉️ jragg@aol.com, jragg115@aol.com
👨‍👩‍👧 Relatives: Joe Timmons,Jimmy Lee Anderson,Tamika M Myers,Marcus Ragland,Michael Ragland,Freddy C Anderson,Ana J Anderson

Joy Ragland

Age 64 b. 1962-01-15
📍 13722 Vickston, Houston Tx 77014
📞 (281) 794-0126
✉️ RAGLAND115@GMAIL.COM, ragland115@gmail.com

Joy Ragland

Age 88 b. 1937-08-08
📍 3403 Highland Meadow Dr, Farmers Brnch Tx
📞 (214) 995-1336, (972) 247-0404
✉️ LEZLI.RAGLAND@ATT.NET

Joy E Ragland from Tullahoma, TN

Age 92
📍 216 S Jackson St, #tullahoma, TN 37388-4425
👨‍👩‍👧 Relatives: Alaric Hannibal Barca,Claude Lee Ragland,Donna Faye Rinehart,Jason Lee Ragland,Joy E Ragland,Joy L Ragland,Peggy J Ragland,A E Ragland,Benjamin D Rinehart,Benjamin L Rinehart 3rd,Donna F Dailey,Ernest K Dailey,Jacob B Rinehart,Jake B Rinehart,Jalor B Rinehart,Joshua A Rinehart,Karen B Dailey,P J Ragland,P J Ragland,P J Ragland,Pj J Ragland,Richard Edward Dailey Jr,Timothy E Dailey,Angela Joy Wilkes,Ann H Lauth,Arlon Tanner Harwood,Audrey Lynn Harwood,Audrey L Thomaston,Dana D Rinehart,Dava P Keener,Emil W Prebich,Freemon D Keener,Gregory Wade Keener,Harold V Lauth Jr,Jennifer Ann Martinez,Joseph Martin Prebich,Karen P Dailey,Mary M Prebich,Michael L Lauth,Nancy Lynne Brinkley,Richard E Prebich,Stephanie M Dailey
🕐 3 previous addresses

Joy Ragland from Fair Oaks, CA

Age 100 b. Apr 1926 Sacramento Co.
📍 4941 Rockland Way
📞 (916) 967-7691

Joy Ragland from Paterson, NJ

Age 48
📍 13 15th St #2, Paterson, NJ 07524
📞 (973) 977-8777, (973) 977-8777
👨‍👩‍👧 Relatives: Adam J Ragland,David L Ragland

Joy Ragland from Graham, KY

Age 74
📍 4010 State Route 175, Graham, KY 42344
📞 (270) 338-1869
👨‍👩‍👧 Relatives: Daniel Ragland,Floyd D Ragland

Joy Ragland from Graham, KY

Age 86 b. Dec 1939 Muhlenberg Co.
📍 4010 State Rte 175 S
📞 (270) 338-1869

Joy Ragland from Irvine, CA

Age 91 b. Sep 1934 Orange Co.
📍 14591 Fir Ave
📞 (714) 551-1073
👤 aka Joy D Matteson, Joy Matteson

Joy Ragland from Springfield Gardens, NY

Age 88
📍 13014 231st St, Springfield Gardens, NY 11413
👨‍👩‍👧 Relatives: Lisa J Ragland

Joy Ragland from Houston, TX

Age 64 b. Jan 1962
📍 807 Dunson Glen Dr Apt B
👤 aka Joy Marie Ragland-Watson, Joy M Raglandwatson, Joy M Ragland Watson

Joy Ragland from Fair Oaks, CA

Age 100 b. Apr 1926 Sacramento Co.
📍 4941 Rockland Wa

Joy Ragland from Dallas, TX

Age 88 b. Aug 1937 Dallas Co.
📍 3402 Highland Meadow Dr

Joy Ragland from Oroville, CA

Butte Co.
📍 345 Crane Ave
📞 (530) 544-4840

Joy Ragland from New Market, AL

Female
📍 106 Broken Oak Pass

Joy Ragland from Graham, KY

📍 4010 S State Route 175

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Joy Ragland across 7 states. The most recent address on file is in Fair Oaks, California. Of these records, 14 include phone numbers and 8 include email addresses. Ages range from 48 to 88, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Ragland Joy G

Dallas County
· 3403 Highland Meadow Dr, Dallas Tx
Built: 1984.0
Assessed: $315,870

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Joy Ragland in Dallas. Values shown are from county assessor records and may differ from current market prices.

Joy M Ragland

Democrat
21 Grimes Pl 4, Paterson, 07514
DOB: 10/4/1965
County: Passaic

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 1 voter registration record was found for Joy Ragland. Party affiliation is listed as D. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Mercedes-Benz E-Class
· Registered to: Joy Ragland
· VIN: WDDHF8HB5BA345968
·
1 Chelsea Ct, Franklin Park, NJ, 08823
·
(732) 348-5529
2011 Subaru Outback
· Registered to: Joy Ragland
· VIN: 4S4BRBKC6B3447706
·
217 80th St, Virginia Beach, VA, 23451-1930
·
(757) 613-4738
2008 Dodge Durango
· Registered to: Joy Ragland
· VIN: 1D8HB48N68F146370
·
1 Chelsea Ct, Franklin Park, NJ, 08823-1501
2018 FORD ESCAPE S
· Registered to: Joy Ragland
· VIN: 1FMCU0F70IUB79206
·
13722 Vickston Lane, Houston, TX, 77014

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 4 vehicle registration records are associated with Joy Ragland. Registered makes include Mercedes-Benz, Subaru, Dodge, Ford. The most recent model year on record is 2018. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Joy Ragland

Client Servicing Assoc · Franklin Park, New Jersey

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 2 business affiliations were found for Joy Ragland. Records are compiled from state business registries, SEC filings, and professional networking databases.

Joy Ragland

Group Tour
Oct 12, 2010, 08:30 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Joy Ragland appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Joy Ragland

Fairbury-Cropsey High School - Fairbury, IL, IL
1985

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Joy Ragland has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Dec 29, 2009
2010 DEM
California Hospital Association Pac, Sponsored By Ca Assn Of Hospitals & Health Systems Cahhs
Ragland, Joy Past Chair Cov @ Oak Valley Care Center Oakdale, CA
$100 Sep 18, 2002
2002 DEM
California Healthcare Association Pac
Ragland, Joy Physician @ Joy Ragland, Physician South Lake Tahoe, CA
$100 Oct 23, 2001
2002 DEM
California Healthcare Association Pac
Ragland, Joy Physician @ Joy Ragland, Physician South Lake Tahoe, CA
$100 Dec 29, 2009
DEM
California Hospital Association Pac, Sponsored By Ca Assn Of Hospitals & Health Systems Cahhs
Contributor Past Chair Cov @ Oak Valley Care Center Oakdale, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 4 political contribution records found for Joy Ragland. Total disclosed contributions amount to $400. Recipients include California Hospital Association Pac, Sponsored By Ca Assn Of Hospitals & Health Systems Cahhs. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Joy M Ragland

Age 40 Female
·
217 80th St, Virginia Bch, VA 23451 (Virginia Beach City County)
36.9046, -75.9940
· (757) 613-4738
TZ: Eastern
Homeowner Multi-Family Built 1969
MP

Joy Ragland

Age 55 Female
·
13722 Vickston Ln, Houston, TX 77014 (Harris County)
29.9757, -95.4778
· (832) 815-9213
TZ: Central
Single Family
MP

Joy Ragland

Age 91 Female
·
4941 Rockland Way, Fair Oaks, CA 95628 (Sacramento County)
38.6516, -121.3010
· (916) 967-7691
Marital: Married TZ: Pacific
Occ: Professional Edu: Vocational/Technical
Homeowner Single Family Built 1967 Purchased 1990
MP

Joy H Ragland

Age 78 Female
·
2531 Faulkner Ct, Ocean Springs, MS 39564 (Jackson County)
30.4014, -88.7803
Marital: Married TZ: Central
Edu: Some College
Homeowner Single Family
MP

Joy Ragland

Female
·
106 Broken Oak Pass, New Market, AL 35761 (Madison County)
34.9151, -86.4085
TZ: Central
Homeowner Single Family Built 2011 Purchased 2012
MP

Joy F Ragland

Age 77 Female
·
106 Brank St, Greenville, KY 42345 (Muhlenberg County)
37.2077, -87.1786
· (270) 338-1869
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1925 Purchased 2011

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Joy Ragland. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Joy Ragland. These loans were issued to businesses, not individuals.

Michael Ragland

Sole Proprietorship

$732 Exemption 4
Address:
13722 Vickston Ln
Houston, TX77014-2731
Approved

May 12, 2021

Jobs Reported

1

Loan #

9443238904

Loan Size

Small

Patricia Deblock

Sole Proprietorship

$6,327 Paid in Full
Address:
216 S Jackson St
Athens, TN37303-4713
Approved

May 13, 2021

Forgiven

$6,350

Jobs Reported

1

Loan #

1832289008

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Joy Ragland. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Joy Ragland

Lotto Texas®
$1,203
Prize Won
·Houston, TX
Claimed: 1994-08-26T00:00:00.000

Source: IMDb · Open Library · Sports Reference · FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Joy Ragland on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
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Found 40 results across 10 states

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Joy Ragland in Tullahoma, TN: Background Summary

Location
216 S Jackson St, Tullahoma Tn, Tullahoma, TN
Other Locations
Fair Oaks, CA · Graham, KY · Irvine, CA and 4 more
Profiles Found
21 people with this name
Phone Numbers
(281) 794-0126 and 17 others on file
Email
jragg115@aol.com and 19 others on file
Possible Relatives
James H Watson, Jimmy L Anderson, Joe J Timmons JR, Marcus M Ragland, Michael M Ragland and 150 more
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
4 linked — 2011 Mercedes-Benz E-Class, 2011 Subaru Outback and 2 more
Contributions
$400 total — California Hospital Association Pac, Sponsored By Ca Assn Of Hospitals & Health Systems Cahhs
PPP Loans
$7,059 for Michael Ragland, Patricia Deblock
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Joy Ragland. Because public records are indexed by name rather than by a unique identifier, the 54 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Joy Ragland

Search Complexity: High

54 public records across 10states, belonging to approximately 21 different individuals. With 21 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: California (24%), followed by Texas and New Jersey. Spans the South and West regions.

CA13recordsTX11recordsNJ4recordsKY4recordsVA2recordsAL2records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (69%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (4) and Political Contribution Records (4).

31
Contact & Address Records
4
Vehicle Registration Records
4
Political Contribution Records
2
Business & Corporate Filings
2
PPP Loan Records
1
Property Ownership Records

Age Distribution

Age range: approximately 60 years, suggesting multiple generations. Largest group: Senior (65+) (70%).

Senior (65+)7peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Joy Ragland

Is Joy Ragland a registered voter?
Yes, voter registration records show Joy Ragland is registered with D affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Joy Ragland own property?
County assessor records show 1 property associated with Joy Ragland . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Joy Ragland?
Records show 4 vehicle registrations associated with Joy Ragland, including a 2011 Mercedes-Benz E-Class. Registered makes include Mercedes-Benz, Subaru, Dodge, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Joy Ragland?
We found 2 business affiliations for Joy Ragland. Business records are compiled from state registries, SEC filings, and professional databases.
Has Joy Ragland made political donations?
FEC disclosure records show 4 reported political contributions from Joy Ragland, totaling $400. Recipients include California Hospital Association Pac, Sponsored By Ca Assn Of Hospitals & Health Systems Cahhs. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Joy Ragland?
Our database contains 54 total records for Joy Ragland spanning 10 states. This includes 21 distinct contact records, 14 with phone numbers, 8 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Joy Ragland?
The 54 records displayed for Joy Ragland are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Joy Ragland remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.