Julius Kramer from Cinnaminson, NJ

Age 57
๐Ÿ“ 2403 Chestnut Hill Dr, Cinnaminson, NJ 08077
๐Ÿ“ž (856) 829-3780, (856) 234-0732, (856) 829-3780, (215) 342-6148
โœ‰๏ธ thedavekramer@comcast.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Jessica Kramer,Gerson M Kramer,Berson Kramer,Gerson Mollie Kramer,Jessica I Kramer,David Kramer

Julius Kramer from South Setauket, NY

Age 85
๐Ÿ“ 3 Balin Ave #7, South Setauket, NY 11720
๐Ÿ“ž (631) 698-3878, (631) 585-3040, (631) 698-3878, (352) 326-5378
โœ‰๏ธ juliushp@aol.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Evelyn A Kramer,Susan E Kramerrego

Julius Kramer from Little Neck, NY

Age 102
๐Ÿ“ 24316 73rd Ave, Little Neck, NY 11362
๐Ÿ“ž (718) 377-6785, (718) 377-6785, (917) 853-2227, (917) 853-3678, (718) 428-4697, (718) 428-2238

Julius Kramer from Cocoa Beach, FL

Age 109
๐Ÿ“ 12 Sloop Dr, Cocoa Beach, FL 32931
๐Ÿ“ž (718) 891-1845
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Samuel Dr Kramer,Mollie Kramer,Matthew E Kramer,Nancy Proulx Kramer,Capt Doc Kramer

Julius Kramer from S Setauket, NY

Age 97 b. Dec 1928 Suffolk Co.
๐Ÿ“ 3 Balin Ave
๐Ÿ“ž (765) 675-4393, (631) 698-3878

Julius Kramer from Leesburg, FL

Age 98 b. 1928 Male
๐Ÿ“ 14 Lattice Dr Apt 521
๐Ÿ“ž (631) 703-4944 (Cell), (352) 326-5378

Julius Kramer from Boca Raton, FL

Age 108 b. Sep 1917
๐Ÿ“ 18064 105th Ave S Apt South
๐Ÿ“ž (561) 479-4244
๐Ÿ‘ค aka Julie M Kramer

Julius Kramer from Garfield, NJ

0
๐Ÿ“ 52 Manner Ave, Garfield, NJ 07026
๐Ÿ“ž (973) 546-5467
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Mildred E Kramer

Julius Kramer from Buffalo, NY

0
๐Ÿ“ 18 Ava Ln, Buffalo, NY 14221
๐Ÿ“ž (716) 634-7037
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Phyllis R Kramer

Julius Kramer from Manchaca, TX

Age 61 b. Jul 1964
๐Ÿ“ 13010 Onion Creek Dr
๐Ÿ“ž (512) 280-8482

Julius Kramer from New York, NY

Age 114 b. Jan 1912 New York Co.
๐Ÿ“ 307 5th Ave
๐Ÿ“ž (718) 428-2238

Julius Kramer from Beachwood, OH

Age 109 b. Dec 1916 Cuyahoga Co.
๐Ÿ“ 26400 George Zeiger Dr Apt 203
๐Ÿ“ž (561) 997-5854

Julius Kramer from Miami, FL

Age 112
๐Ÿ“ 3923 166th St #208n, Miami, FL 33160
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Pearl G Kramer

Julius Kramer from Bloomfield, CT

Male
๐Ÿ“ 4 Dorothy Dr
๐Ÿ“ž (860) 250-0217 (SPRINT)

Julius Kramer from West Hartford, CT

Age 114 b. Sep 1911
๐Ÿ“ 96 Fuller Dr

Julius Kramer from Little Neck, NY

Age 98 b. Dec 1927 Queens Co.
๐Ÿ“ 24316 R Ave 73

Julius Kramer from Englewood, NJ

Age 106 b. Apr 1920 Bergen Co.
๐Ÿ“ 306 Grand Ave

Julius Kramer from Cinnaminson, NJ

Age 69 b. Oct 1956
๐Ÿ“ 2403 Chestnut Hill Dr
๐Ÿ‘ค aka Jules M Kramer

Julius Kramer from Oakland Gardens, NY

Queens Co.
๐Ÿ“ 22452 76th Rd

Julius Kramer from Taylors, SC

Greenville Co.
๐Ÿ“ 220 Pinecroft Dr

Julius Kramer from Little Neck, NY

Queens Co.
๐Ÿ“ 24316 73rd Ave

Julius Kramer from Lawton, OK

Comanche Co.
๐Ÿ“ 1620 Se Tower Rd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 22 contact records for Julius Kramer across 8 states. The most recent address on file is in S Setauket, New York. Of these records, 13 include phone numbers and 2 include email addresses. Ages range from 57 to 112, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Kramer Julius F & Katie J

Hays County
· 2855 Garlic Creek Dr, Buda, TX 78610, Kyle-Buda

Kramer, Julius

Doc #FT_4260002038126
Record: P

Kramer, Julius

Doc #FT_4810002593981
Record: P

Kramer, Julius

Doc #FT_4880002415388
· 243-1 6 73 Avenue, Little Neck Ny 00000
Record: P

Kramer, Julius

Doc #FT_4940002183894
· 243-1 6 73 Ave, Little Neck Ny 00000
Record: P

Kramer, Julius

Doc #FT_4200002936620
Record: P

Kramer, Julius

Doc #2006071400717001
· 243-16 73rd Avenue, Little Neck Ny 11362
Record: P

Kramer, Julius

· 243-16 73 Avenue, 11362
2 stories ยท Class: B2
Assessed: $927,000

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 8 property records linked to Julius Kramer in Kyle-Buda, Little Neck. Values shown are from county assessor records and may differ from current market prices.

Julius Herbert Kramer

14 Lattice DR, Leesburg, , 34788

Julius Kramer

Democrat
243-16 73 Avenue, 11362
DOB: 19271202 Gender: Male

Julius H Kramer

CON
370 Birchwood Rd, 7, 11763
DOB: 19281206 Gender: Male

Julius Kramer

Democrat
925 East 14 Street, 11230
DOB: 19120130 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Julius Kramer in . Records show affiliations with DEM, CON, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 HONDA CIVIC
ยท Registered to: Julius Kramer
ยท VIN: 2HGFA1F53AH540652
·
2403 Chestnut Hill Dr, Cinnaminson, NJ, 08077
·
(856) 829-3780
2007 HONDA ACCORD
ยท Registered to: Julius Kramer
ยท VIN: 3HGCM56427G708525
·
2732 S 59th Ct, Cicero, IL, 60804-3133
1988 MERCURY COUGAR CAR UP/MID SPCLTY
ยท Registered to: Julius Kramer
ยท VIN: 1MEBM60F7JH717274
·
6843 Lake Ave, Elyria, OH, 44035
1999 TOYOTA AVALON 4DR SEDAN
ยท Registered to: Julius Kramer
ยท VIN: 4T1BF18B8XU320748
·
370 Birchwood Rd, Medford, NY, 11763
·
(631) 698-3878

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 4 vehicle registration records are associated with Julius Kramer. Registered makes include Honda, Mercury, Toyota. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Kramer Holding Company

Owner
(561) 997-5854
Boca Raton, FL
Holding and Other Investment Offices (Offices)

Kramer Holding Company Inc

President
(216) 464-0855
Cleveland, OH
Real Estate (Housing)

Kiwanis International Inc

President
Bloomfield, CT
Membership Organizations (Organizations)

Julius Kramer

Leeuwarden, Friesland, Netherlands Farming

Classic Cabinets & Design

Julius KramerCalculating Machine Operators
(917) 853-2227julius.kramer@classiccabinetsdesign.com
24316 73rd Ave, Little Neck, NY11362

Julius Kramer

An owner

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 8 business affiliations were found for Julius Kramer. Companies include Kramer Holding Company, Kramer Holding Company Inc, Kiwanis International Inc and 1 more. Roles listed include Calculating Machine Operators. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: 304 Commercial, Buda, TX, 78610
TX
MANAGER: julius F kramer

Kramer Rental Properties, L.L.C.

Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius Kramer

Unknown Corporation

Addr: 304 Commercial Drive, Buda, TX, 78610
TX
Officer: Julius F Kramer

Kramer Rental Properties, L.L.C.

ID: 0801040715
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

3909 Congress Avenue Properties, L.L.C.

ID: 0801040706
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Elroy Farm, L.L.C.

ID: 0801040719
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

3909 Congress Avenue Properties, L.L.C.

ID: 0801040706
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

Kramer Lake Property, L.L.C.

ID: 0801040710
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Kramer Medical, P.A.

ID: 0800356875
Addr: 3530 Bee Caves Road, Suite 101, Austin, TX, 78746
TX
Director: Julius F Kramer

Kramer Medical, P.A.

ID: 0800356875
Addr: 3530 Bee Caves Road, Suite 101, Austin, TX, 78746
TX
Member: Julius F Kramer

Kramer Palo Pinto Ranch, L.L.C.

ID: 0801040705
Addr: 304 Commercial, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Luling American Self Storage, L.L.C.

ID: 0801040708
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

Luling American Self Storage, L.L.C.

ID: 0801040708
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Kramer AAW, L.L.C.

ID: 0801040717
Addr: 304 Commercial Drive, Buda, TX, 78610
TX
Member: Julius F Kramer

Kramer Palo Pinto Ranch, L.L.C.

ID: 0801040705
Addr: 304 Commercial, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

Kramer FLP Managers, L.L.C.

ID: 0801040686
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Kramer Lake Property, L.L.C.

ID: 0801040710
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

Elroy Farm, L.L.C.

ID: 0801040719
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
DIRECTOR: Julius F Kramer

Kramer Industries LLC

ID: 0800556916
Addr: 304 Commercial Dr., Buda, TX, 78610
TX
Member: Julius F. Kramer

Kramer Medical, P.A.

ID: 0800356875
Addr: 3530 Bee Caves Road, Suite 101, Austin, TX, 78746
TX
Secretary: Julius F Kramer

Kramer Rental Properties, L.L.C.

ID: 0801040715
Addr: 304 Commercial Dr, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Taylor Armature Works LLC

ID: 0801264669
Addr: 304 Commercial Drive, Buda, TX, 78610
TX
MEMBER: Julius F Kramer

Source: Public Records Julius Kramer appears in 22 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

๐Ÿ›๏ธ

Julius Kramer

Department: Englewood City
Fund: PERS - Public Employee Retirement System
Retired: 2010-01
๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

๐Ÿ›๏ธ

Unknown

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Julius Kramer appears in 4 government employment records from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

$100 Nov 14, 1995
1996 DEM
Friedman, Larry
Kramer, Julius Ohio Sanitary Beachwood, OH
$100 Nov 14, 1995
DEM
Friedman, Larry
Contributor Ohio Sanitary Beachwood, OH
$40 Oct 19, 2020
Unknown Committee
Kramer, Julius Retired Leesburg, FL

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Julius Kramer. Total disclosed contributions amount to $240. Recipients include Friedman, Larry. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Julius Kramer

Male
·
245 Magnolia Blossom Cv, Driftwood, TX 78619 (Hays County)
30.0763, -98.0244
· (512) 829-4007
TZ: Central
Homeowner Single Family Built 2015 Purchased 2015
MP

Julius K Kramer

Age 91 Male
·
3066 E 26th Rd, Marseilles, IL 61341 (La Salle County)
41.3760, -88.6711
Marital: Single TZ: Central
Occ: Professional Edu: Some College
Single Family
MP

Julius Kramer

Male
·
17 Stafford Ln, Stony Brook, NY 11790 (Suffolk County)
40.8932, -73.1074
TZ: Eastern
Single Family
MP

Julius Kramer

Male
·
14 Lattice Dr, Leesburg, FL 34788 (Lake County)
28.8234, -81.7771
· (631) 703-4944
TZ: Eastern
Single Family
MP

Julius H Kramer

Age 88 Male
·
370 Birchwood Rd, Medford, NY 11763 (Suffolk County)
40.8340, -72.9982
· (631) 698-3878
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Purchased 2005
MP

Julius Kramer

Male
·
310 D St NW, Ardmore, OK 73401 (Carter County)
34.1774, -97.1321
TZ: Central
Multi-Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 6 demographic profiles associated with Julius Kramer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Julius Kramer. These loans were issued to businesses, not individuals.

Ashali Jones

Independent Contractors

$13,540 Paid in Full
Address:
26400 George Zeiger Dr Apt 104
Beachwood, OH44122-7511
Approved

May 26, 2021

Forgiven

$13,592

Jobs Reported

1

Loan #

7743469009

Loan Size

Small

Linsey McNew LLC

Single Member LLC

$20,833 Paid in Full
Address:
13010 Onion Creek Dr
Manchaca, TX78652-5620
Approved

May 18, 2021

Forgiven

$20,881

Jobs Reported

1

Loan #

3143909008

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Julius Kramer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Julius Kramer on the map

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Julius Kramer in Cinnaminson, NJ: Background Summary

Location
2403 Chestnut Hill Dr,Cinnaminson, NJ 08077, Cinnaminson, NJ
Other Locations
S Setauket, NY ยท Leesburg, FL ยท Boca Raton, FL and 11 more
Profiles Found
22 people with this name
Phone Numbers
(856) 829-3780 and 13 others on file
Email
thedavekramer@comcast.net and 1 other on file
Possible Relatives
Jessica Kramer, Gerson M Kramer, Berson Kramer, Gerson Mollie Kramer, Jessica I Kramer and 18 more
Career
Calculating Machine Operators at Kramer Holding Company, Kramer Holding Company Inc
Voter Registration
Registered Democrat
Properties
4properties owned
Vehicles
4 linked โ€” 2010 Honda Civic, 2007 Honda Accord and 2 more
Contributions
$240 total โ€” Friedman, Larry
PPP Loans
$34,373.33 for Ashali Jones, Linsey McNew LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Julius Kramer. Because public records are indexed by name rather than by a unique identifier, the 91 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Julius Kramer

Search Complexity: High

91 public records across 9states, belonging to approximately 22 different individuals. With 22 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: Texas (27%), followed by New York and Florida. Spans the South and Northeast regions.

TX25recordsNY16recordsFL13recordsNJ5recordsOH4recordsCT3records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (37%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Corporate Records (22) and Property Ownership Records (8).

30
Contact & Address Records
22
Corporate Records
8
Property Ownership Records
8
Business & Corporate Filings
4
Voter Registration Records
4
Vehicle Registration Records

Age Distribution

Age range: approximately 58 years, suggesting multiple generations. Largest group: Senior (65+) (85%).

Senior (65+)11peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Julius Kramer

Is Julius Kramer a registered voter?
Yes, voter registration records show Julius Kramer is registered in . We found 4 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Julius Kramer own property?
County assessor records show 8 properties associated with Julius Kramer in Kyle-Buda, New York and 7 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Julius Kramer?
Records show 4 vehicle registrations associated with Julius Kramer, including a 2010 HONDA CIVIC. Registered makes include Honda, Mercury, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Julius Kramer?
We found 8 business affiliations for Julius Kramer, including Kramer Holding Company. Other companies include Kramer Holding Company Inc, Kiwanis International Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Julius Kramer made political donations?
FEC disclosure records show 3 reported political contributions from Julius Kramer, totaling $240. Recipients include Friedman, Larry. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Julius Kramer?
Our database contains 91 total records for Julius Kramer spanning 9 states. This includes 22 distinct contact records, 13 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Julius Kramer?
The 91 records displayed for Julius Kramer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Julius Kramer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.