OpenDataUSA

Quick Navigation

Mr Karl Maurice Dyer from Hughesville, MD

Age 56
📍 6360 Cracklingtown Rd, #hughesville, MD 20637-2059
📞 (301) 274-0070, (301) 645-3539, (301) 780-8976
✉️ karlmdyer@msn.com, karlmdyer@yahoo.com, karlmdyer@aol.com, karlmdyer@cox.net, karldyer@aol.com, karlmdyer@centurytel.net, karlmdyer@hotmail.com
👨‍👩‍👧 Relatives: Myra A Dyer,Daja Nicole Dyer,Daniel Dyer,Iyunia C Dyer,Joseph R Dyer,Joseph R Dyer Jr,Joseph Dewayne Dyer,Joshua Dyer,Karl Isaiah Dyer,Theresa A Dyer Jr,Annie P Coleman,Antonio L Coleman,Audrey M Proctor,Brenda L Skipper,Danelle M Dyer,Dennis Proctor William,Francis C Proctor Sr,Jessica Hamilton,Lawrence S Proctor,Lawrence B Proctor,Patrick E Proctor,Portia A Proctor,Rodney Angelo Dyer,Sherman P Mckenney Sr,Aishah D Proctor,Alford Leon Danzy,Benita V Proctor,Crystal M Proctor,Eunice M Proctor,Fostina M Mckenney,Frances M Mack,Francis C Proctor Jr,Frederick W Corbin Jr,Harry Lee Robinson Jr,James M Dyer,Jordan A Proctor,Keahna P Proctor,Keisha Nate Proctor,Kimberly Dee Proctor,Lynn M Proctor,Patsy Diane Proctor,Rebecca Ann Dyer,Rosezitta G Proctor,Sheila M Dyer Mckenney,Simone Dyer,Stanley L Campbell
🕐 11 previous addresses

Mr Karl B Dyer from Dover, DE

Age 71 b. 5/8/1954
📍 18 Heatherfield Way, #dover, DE 19904-9749
✉️ anume98@aol.com, karldyer@comcast.net, nume98@aol.com, anume@juno.com, anume@ameritech.net, anume98@ameritech.net, anume98@juno.com, anume@aol.com
👨‍👩‍👧 Relatives: Elysse C Dyer,Anwar R Dyer,Carol Jmarquez Dyer,Darlene Milligan Ramsey,Joshua M Dyer,Karl C Dyton,Kimberly A Milligan,Sandra A Dyer,Tysean Milligan,Tysean Milligan,Almoatassin Zerrad,Auberjenois S Zerrad,Chris R Milligan,Crystal M Green,Darlene Terri Milligan,Darlene Milligan-Ramsey,Elysse Zerrad,Essaid Said Zerrad,Kamal Zerrad Jr,Kary Dyton,Khalid Zerrad,Leah Jeanette Zerrad,Mark V Butler,Michelle L Zerrad,Mounir Zerrad,Msimba Simmba Milligan,Norma Marquez,Rafael A Marquez,Said Zerrad,Tarik Moises Zerrad,Yassmine S Zerrad,Youssef Zerrad,Ysaias Ramirez,Albertha A Jones,Christine Zerrad,David T Myers,Douglas P Stillman,Eugene B Jones,Gregory Jones,Helen M Zerrad,Helen M Zerrad,Josefine Z Ensley,Khadija Zerrad,Latanya R Murray,Martina Marquez,Michael P Jones Jr,Michelle L Eckels,Michelle L Stillman Jr,Ralph D Jones
🕐 10 previous addresses

Karl Dyer from Clovis, CA

Age 64
📍 3415 Soledad Ave, Clovis, CA 93619
📞 (916) 871-3667, (916) 871-8584, (916) 788-7495, (916) 788-9495, (916) 483-9666, (805) 483-9666
✉️ dyerkz@icloud.com, kzdyer@comcast.net, kzdyer@iwon.com

Mr Karl Zoltan Dyer from Clovis, CA

Age 60
📍 3415 Soledad Ave, #clovis, CA 93619-8711
✉️ dyerkz@icloud.com, kzdyer@comcast.net
👨‍👩‍👧 Relatives: Kathryn L Dyer,Bryan Z Dyer,Diana L Wigton,Karl Z Dyer,Klint Dyer,Klint Dyer,Marta Irma Dyer,Renee N Dyer,Susan M Kennedy,Angie H Dyer,Angie Dyer,Bruce L Wigton,Bruce L Wigton,Bruce L Wigton,Cindy Marie Wigton,Clinton A Kirkwood,Diana L Wigton,Emily C Swilley,Hugh D Dyer Jr,James L Kennedy,Kathryn L Mishkin,Marie E Ramos,Sarah E Swilley,Selina L Boone,Water W Arrwhed,Bob A Ramos,Casy M Swilley,Debra J Kiley,Frank R Borer Sr,George P Nicolaides,Grace A Ramos,John A Smit,Kathleen M Swilley,Lisa Ramos,Lori N Nicolaides,Maria E Ramos,Maria J Smit,Paul Nicolaides,Stanley Nicolaides,William R Gavin,William Michael Gavin,William H Gavin,William L Swilley,Zackarie T Mishkin
🕐 14 previous addresses

Karl Dyer from Dover, DE

Age 72 b. 1954 Male
📍 18 Heatherfield Way
📞 (302) 698-3727 (Cell), (302) 730-3947

Karl Dyer from Roseville, CA

Age 67 b. Apr 1958 Placer Co.
📍 6688 Maple Creek Dr
📞 (805) 659-5156

Karl Dyer from Silver Spgs, FL

Age 62 b. Sep 1963 Marion Co.
📍 2230 Se 185th Ter
📞 (352) 625-6705

Karl Dyer from Hughesville, MD

Age 63 b. Dec 1962 Charles Co.
📍 6360 Cracklingtown Rd
📞 (301) 274-5853
👤 aka Myra A Dyer

Karl Dyer from New Ipswich, NH

Age 70 b. Sep 1955 Hillsborough Co.
📍 164 Hubbard Pond Rd
📞 (603) 878-2348

Karl Dyer from Athens, ME

Age 62 b. Sep 1963
📍 8 Valley Rd
📞 (352) 625-6705

Karl Dyer from New Ipswich, NH

Age 58
📍 164 Hubbard Pond Rd, New Ipswich, NH 03071
📞 (603) 878-2348, (978) 251-8349, (603) 878-2348, (978) 597-0441, (978) 256-2795

Karl Dyer

📍 18 Heatherfield Way, Dover De
📞 (302) 698-3727, (302) 698-3727
✉️ KARL.DYER54@GMAIL.COM

Karl Dyer from Richmond, VA

Male
📍 2244 E Tremont Ct
📞 (804) 869-6492 (AT&T MOBILITY)

Karl Dyer from Readfield, ME

Age 59 b. Dec 1966
📍 Po Box 532
👤 aka Karl Langleydyer

Karl Dyer from Fresno, CA

Age 66 b. Sep 1959 Fresno Co.
📍 1404 N Farris Ave

Karl Dyer from Henrico, VA

Age 55 b. Aug 1970
📍 6527 Varina Station Dr
👤 aka Karl P Oyer, Karl Dyer Perkins

Karl Dyer from Dover, DE

Age 71 b. May 1954 Kent Co.
📍 383 Mockingbird Ave

Karl Dyer from Salyersville, KY

0
📍 286 Po Box, Salyersville, KY 41465

Karl Dyer from Glassboro, NJ

📍 14 Hetton Ct
📞 (856) 547-2177

Karl Dyer from Haddonfield, NJ

Camden Co.
📍 1209 Copley Pl S
📞 (856) 547-2177

Karl Dyer from Richmond, VA

Richmond City Co.
📍 5812 Westower Dr
📞 (707) 833-5332

Karl Dyer from Bowie, MD

Prince Georges Co.
📍 1006 Devonwood Dr

Karl Dyer from Hudson, ME

📍 82 Brandy Ln

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 23 contact records for Karl Dyer across 9 states. The most recent address on file is in Clovis, California. Of these records, 16 include phone numbers and 5 include email addresses. Ages range from 58 to 64, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Dyer Karl B

Marion County
PIN: 3285-006-024
· 2230 SE 185th Ter, Silver Springs 34488
Value: $6,412

Dyer Karl B

Marion County
· 2230 SE 185th Ter, East-Marion 34488.0
Built: 1967.0
Assessed: $7,835

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Karl Dyer in East-Marion. Values shown are from county assessor records and may differ from current market prices.

Karl B Dyer

Democrat
14 Hetton Ct, Glassboro, 08028
DOB: 4/5/1985
County: Gloucester

Karl Dyer

18 Heatherfield Way, Dover, 19904
DOB: 1954
County: K

Karl B Dyer

2230 SE 185th Ter, Silver Springs, , 34488

Karl Isaiah Dyer

Democrat
6360 Cracklingtown Rd, Hughesville, MD, 20637
Gender: Male
County: Charles

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 4 voter registration records were found for Karl Dyer in , Maryland. Records show affiliations with D, DEM, which may reflect different individuals or changes over time. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2002 DODGE CARAVAN
· Registered to: Karl Dyer
· VIN: 2B4GP44312R764418
·
6360 Cracklingtown Rd, Hughesville, MD, 20637
·
(301) 274-0070
2011 Kia Sorento
· Registered to: Karl Dyer
· VIN: 5XYKUDA24BG009365
·
164 Hubbard Pond Rd, New Ipswich, NH, 03071-3004
·
(603) 878-2348
1991 MAZDA B2200 PICKUP
· Registered to: Karl Dyer
· VIN: JM2UF1130M0129548
·
21 Oak Ln Apt 36, Windham, ME, 04062
2006 VOLKSWAGEN JETTA 4DR SEDAN
· Registered to: Karl Dyer
· VIN: 3VWPG71K36M667778
·
164 Hubbard Pond Rd, New Ipswich, NH, 03071
·
(603) 878-2348
· Registered to: Karl Dyer
·
8 Valley Rd, Athens, ME, 04912

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Karl Dyer. Registered makes include Dodge, Kia, Mazda, Volkswagen and others. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

[not Provided]

karldyer92@gmail.com

Karl Dyer

City And Guilds 3667-02 Fibre Optic Installation And Test Engineer
Secure Options Group Limited
Oldham, Oldham, United Kingdom Security And Investigations
LinkedIn

Karl Dyer

City And Guilds 3667-02 Fibre Optic Installation And Test Engineer
Secure Options Group Limited
Oldham
LinkedIn

Orange Town Hall

Karl DyerOwner
(203) 891-4761karl.dyer@snet.net
Orange, CT

Coldwell Banker Residential Brokerage-Princet

Karl DyerSales Associate
(203) 878-7424karl.dyer@cbmoves.com
Milford, CT

Karl Dyer

Sergeant at City of · Sacramento, California Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 13 business affiliations were found for Karl Dyer. Companies include Secure Options Group Limited, Orange Town Hall, Coldwell Banker Residential Brokerage-Princet. Roles listed include Null. Records are compiled from state business registries, SEC filings, and professional networking databases.

Roseville Police Charitable Corporation

Filed: Feb 6, 1995
Registered Agent: Karl Zoltan Dyer

Roseville Police Charitable Corporation

Filed: Feb 6, 1995
CEO: Karl Zoltan Dyer

Roseville Police Charitable Corporation

Addr: 1051 Junction Blvd, Roseville, CA, 95678
CA
CEO: Karl Zoltan Dyer

Source: Public Records Karl Dyer appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

karl B dyer

Age 62
Persons with Disabilities Resident Hunti...
Addr: 2230 SE 185th Ter, Silver Springs, FL 34488
County: Marion
Phone: (352) 216-5052

karl B dyer

Persons with Disabilities Resident Hunti...
Addr: Silver Springs, FL 34488
County: Marion
Phone: (352) 216-5052

Source: State Professional Licensing Boards · Dept. of Professional Regulation Karl Dyer holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Inventor Record

Karl Dyer - Haddonfield

Patent Details

Karl Dyer
#8910715
Google Patents

Source: USPTO Patent Database · U.S. Patent & Trademark Office Karl Dyer is listed as an inventor or co-inventor on 2 USPTO patents. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

$10 Sep 28, 2023
2024 DEM
Dscc
Dyer, Karl Not Employed Dover, DE
$25 Oct 9, 2008
2008 REP
Republican National Committee
Dyer, Karl Police Officer @ Roseville Police Department Roseville, CA
$25 Oct 9, 2008
REP
Republican National Committee
Contributor Police Officer @ Roseville Police Department Roseville, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Karl Dyer. Total disclosed contributions amount to $60. Recipients include Republican National Committee. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Karl Dyer

Age 59 Male
·
701 Gibson Dr, Roseville, CA 95678 (Placer County)
38.7659, -121.2894
Marital: Inferred Married TZ: Pacific
Edu: Some College
Multi-Family
MP

Karl Dyer

Age 53 Male
·
21 Oak Ln, Windham, ME 04062 (Cumberland County)
43.8371, -70.4368
Marital: Inferred Married TZ: Eastern
Edu: High School
Homeowner Multi-Family
MP

Karl Dyer

Age 61 Male
·
164 Hubbard Pond Rd, New Ipswich, NH 03071 (Hillsborough County)
42.7743, -71.9304
· (603) 878-2348
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 2002
MP

Karl Dyer

Male
·
6527 Varina Station Dr, Henrico, VA 23231 (Henrico County)
37.4881, -77.3810
TZ: Eastern
Homeowner Single Family Built 1996 Purchased 2017
MP

Karl Dyer

Age 50 Male
·
22 Terrapin Dr, Readfield, ME 04355 (Kennebec County)
44.3645, -69.9877
· (207) 685-9223
Marital: Married TZ: Eastern
Homeowner Single Family Built 2003
MP

Karl B Dyer

Age 63 Male
·
18 Heatherfield Way, Dover, DE 19904 (Kent County)
39.1601, -75.5665
· (302) 698-3727
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1994 Purchased 2004
MP

Karl Dyer

Age 21 Male
·
6360 Cracklingtown Rd, Hughesville, MD 20637 (Charles County)
38.5381, -76.8206
· (301) 274-0070
Marital: Single TZ: Eastern
Homeowner Single Family Built 1976 Purchased 1997

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Karl Dyer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Karl Dyer on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
11
3
5
3
1
7
7
4
2
5

Found 48 results across 10 states

Fewer
More

Karl Dyer in MD: Background Summary

Location
6360 Cracklingtown Rd Hughesville, MD 20637-2059
Other Locations
Clovis, CA · Dover, DE · Roseville, CA and 12 more
Profiles Found
23 people with this name
Phone Numbers
(301) 274-0070 and 18 others on file
Email
karlmdyer@msn.com and 18 others on file
Possible Relatives
Myra A Dyer, Daja Nicole Dyer, Daniel Dyer, Iyunia C Dyer, Joseph R Dyer and 128 more
Career
Secure Options Group Limited, Orange Town Hall
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked — 2002 Dodge Caravan, 2011 Kia Sorento and 3 more
Contributions
$60 total — Republican National Committee
Licenses
2 professional licenses (Persons with Disabilities Resident Hunting/Fishing License - SSA Qualification - 2 year)

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Karl Dyer. Because public records are indexed by name rather than by a unique identifier, the 72 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights — patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Karl Dyer

Search Complexity: High

72 public records across 10states, belonging to approximately 23 different individuals. With 23 distinct profiles across 10 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 10 states. Highest concentration: California (15%), followed by Maryland and Maine. Spans the South and Northeast regions.

CA11recordsMD7recordsME7recordsVA5recordsDE5recordsNH4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (48%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (13) and Vehicle Registration Records (5).

31
Contact & Address Records
13
Business & Corporate Filings
5
Vehicle Registration Records
4
Voter Registration Records
3
Corporate Records
3
Political Contribution Records

Age Distribution

Age range: approximately 16 years. Largest group: Senior (65+) (44%).

Senior (65+)4peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Karl Dyer

Is Karl Dyer a registered voter?
Yes, voter registration records show Karl Dyer is registered with D affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Karl Dyer own property?
County assessor records show 2 properties associated with Karl Dyer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Karl Dyer?
Records show 5 vehicle registrations associated with Karl Dyer, including a 2002 DODGE CARAVAN. Registered makes include Dodge, Kia, Mazda, Volkswagen. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Karl Dyer?
We found 13 business affiliations for Karl Dyer (null). Other companies include Orange Town Hall, Coldwell Banker Residential Brokerage-Princet. Business records are compiled from state registries, SEC filings, and professional databases.
Has Karl Dyer made political donations?
FEC disclosure records show 3 reported political contributions from Karl Dyer, totaling $60. Recipients include Republican National Committee. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Karl Dyer?
Our database contains 72 total records for Karl Dyer spanning 10 states. This includes 23 distinct contact records, 16 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Karl Dyer?
The 72 records displayed for Karl Dyer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Karl Dyer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.