Kathleen Osterman from Jeffersontown, KY

Age 67
๐Ÿ“ 9501 Gutenberg Rd, Jeffersontown, KY 40299
๐Ÿ“ž (502) 266-9051, (502) 459-3343, (502) 491-2390

Kathleen Osterman from Sibley, IA

Age 78 b. Nov 1947 Female
๐Ÿ“ 434 12th Ave Ne
๐Ÿ’ผ 2305
๐Ÿ“ž (713) 208-9019 (Cell), (712) 754-2483

Kathleen Osterman from Hygiene, CO

Age 55
๐Ÿ“ 347 Po Box, Hygiene, CO 80533
๐Ÿ“ž (303) 682-2578, (303) 702-1710

Kathleen Osterman from Fond Du Lac, WI

Age 80 b. Nov 1945 Fond Du Lac Co.
๐Ÿ“ 182 E Scott St
๐Ÿ“ž (317) 845-8899
๐Ÿ‘ค aka Cathleen A Osterman, Kathy A Osterman

Kathleen Osterman from Coventry, RI

Age 66
๐Ÿ“ 33 Stephanie Dr, Coventry, RI 02816
๐Ÿ“ž (401) 821-5566

Kathleen Osterman from Pinckney, MI

Age 68 b. Mar 1958 Livingston Co.
๐Ÿ“ 1405 Swarthout Rd
๐Ÿ“ž (734) 716-8802

Kathleen Osterman from Northville, MI

Age 58 b. Dec 1967 Wayne Co.
๐Ÿ“ 16467 Westminister Dr Apt 94
๐Ÿ“ž (248) 596-0158

Kathleen Osterman from Coventry, RI

Age 77 b. Jul 1948 Kent Co.
๐Ÿ“ 21 Circlewood Dr 80085
๐Ÿ“ž (401) 821-5566
๐Ÿ‘ค aka Osterman K

Kathleen Osterman from Julian, CA

Age 80 b. Nov 1945 San Diego Co.
๐Ÿ“ 2633 Lot A Rd
๐Ÿ“ž (612) 935-9383
๐Ÿ‘ค aka Cathleen A Osterman, Kathy A Osterman

Kathleen Osterman from Sherman, TX

Age 41 b. Feb 1985 Grayson Co.
๐Ÿ“ 400 Sand Creek Cir
๐Ÿ“ž (903) 892-0145

Kathleen Osterman from Pittsburgh, PA

Age 52
๐Ÿ“ 1305 Bellaire Pl #a, Pittsburgh, PA 15226
๐Ÿ“ž (412) 559-5462, (412) 561-7260

Kathleen Osterman from Pittsburgh, PA

Age 68 b. 1958 Allegheny Co.
๐Ÿ“ 3310 Brownsville Rd Apt 32

Kathleen Osterman from Indio, CA

Age 65 b. Sep 1960 Riverside Co.
๐Ÿ“ Po Box 1010

Kathleen Osterman from Deltona, FL

Age 47 b. Nov 1978 Volusia Co.
๐Ÿ“ 2951 Bedford St

Kathleen Osterman from Mound House, NV

Age 74 b. Jun 1951 Carson City Co.
๐Ÿ“ 19 Gypsum Dr

Kathleen Osterman from Omaha, NE

Age 66 b. 1960 Douglas Co.
๐Ÿ“ 5838 Pine St

Kathleen Osterman from Sibley, IA

Age 77 b. Sep 1948 Osceola Co.
๐Ÿ“ Rr 1 Po Box 84

Kathleen Osterman from Louisville, KY

Age 79 b. Oct 1946 Jefferson Co.
๐Ÿ“ 3810 Downing Wa

Kathleen Osterman from Longmont, CO

0
๐Ÿ“ 2060 Spencer St, Longmont, CO 80501

Kathleen P Osterman from Deltona, FL

๐Ÿ“ 2951 Bedford St, Deltona, FL 32738
๐Ÿ“ž (386) 789-1931

Kathleen Osterman from Louisville, KY

Jefferson Co.
๐Ÿ“ 9501 Gutenberg Rd
๐Ÿ“ž (502) 266-9051

Kathleen Osterman from Minneapolis, MN

Hennepin Co.
๐Ÿ“ 5944 Fremont Ave S

Kathleen Osterman from Chicago, IL

Cook Co.
๐Ÿ“ 360 E Randolph St 1404

Kathleen Osterman from Detroit, MI

Wayne Co.
๐Ÿ“ 3911 Concord St

Kathleen Osterman from Indianola, NE

Red Willow Co.
๐Ÿ“ 409 N Main
๐Ÿ‘ค aka Kathy Howard

Kathleen Osterman from Sterling Heights, MI

Macomb Co.
๐Ÿ“ 42043 Mendel Dr

Kathleen Osterman from Detroit, MI

Wayne Co.
๐Ÿ“ 5916 Barrett St

Kathleen Osterman from Montreal, WI

๐Ÿ“ Montreal, WI, 54550

Kathleen Osterman

๐Ÿ“ 11 Montreal Wi Po Box 102

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Kathleen Osterman across 14 states. The most recent address on file is in Sibley, Iowa. Of these records, 14 include phone numbers and 1 include email addresses. Ages range from 52 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Osterman Kathleen C-Wendy Forrester

Ottawa County
· 6392 Tyler St

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Kathleen Osterman. Values shown are from county assessor records and may differ from current market prices.

Kathleen A Osterman

Democrat Reg: 08/01/1980
1655 Mt Joseph St, Pittsburgh, PA, 15210
DOB: 04/23/1962 Gender: Female

Kathleen A Osterman

1655 Mt Joseph St
DOB: 04/23/1962 Gender: Female

Kathleen Osterman

33 Stephanie Dr, Coventry, 02816

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Kathleen Osterman in Pennsylvania. Party affiliation is listed as D. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2001 CHEVROLET MALIBU
ยท Registered to: Kathleen Osterman
ยท VIN: 1G1NE52J816224179
·
434 12th Ave NE, Sibley, IA, 51249
·
(712) 754-2483
2007 Jeep Liberty
ยท Registered to: Kathleen Osterman
ยท VIN: 1J4GL48K97W712589
·
6392 Tyler St, Hudsonville, MI, 49426
2012 FORD ESCAPE
ยท Registered to: Kathleen Osterman
ยท VIN: 1FMCU9DG6CKA43565
·
6392 Tyler St, Hudsonville, MI, 49426-9497
2011 Toyota Prius
ยท Registered to: Kathleen Osterman
ยท VIN: JTDKN3DU2B0279236
·
33 Stephanie Dr, Coventry, RI, 02816-2800
·
(401) 821-5566
2006 LEXUS IS 250
ยท Registered to: Kathleen Osterman
ยท VIN: JTHBK262462016849
·
3207 Beverly Rd, Austin, TX, 78703
·
(512) 374-9359

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Kathleen Osterman. Registered makes include Chevrolet, Jeep, Ford, Toyota and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Atlas of Osceola County

Kathleen OstermanBoard Member
Sibley, IA

Kathleen Osterman

Certified Yoga Teacher
Northwest Community College Sheldon Iowa
Sibley, Iowa, United States Health, Wellness And Fitness

Kathleen Osterman

Certified Yoga Teacher
Northwest Community College Sheldon Iowa

Kathleen Osterman

Sioux Falls, South Dakota Area

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Kathleen Osterman. Companies include Northwest Community College Sheldon Iowa. Roles listed include Board Member. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kathleen Osterman

Addr: 434 12th Ave NE, Sibley, IA, 51249
IA

Kathleen Osterman

Addr: 434 12th Ave NE, Sibley, IA, 51249
IA

Kathleen Osterman

Addr: 434 12th Ave. N.e., Sibley, IA, 51249
IA

Kathleen Osterman

Addr: 434 12th Ave NE, Sibley, IA, 51249
IA

Kathleen Osterman

Addr: 434 12th Ave NE, Sibley, IA, 51249
IA

Kathleen Osterman

Addr: 434 12th Ave. N.e., Sibley, IA, 51249
IA

Unknown Corporation

Addr: 434 12th Ave. N.e., Sibley, IA, 51249
IA
DIRECTOR: Kathleen Osterman

Unknown Corporation

Officer: Kathleen Osterman

Source: Public Records Kathleen Osterman appears in 8 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

kathleen A osterman

Expired
License # 159523
Addr: Berthoud, CO

Kathleen Osterman

NA
Expired
Addr: Berthoud, CO

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Kathleen Osterman holds 2 state-issued professional licenses on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Kathleen M Osterman

Group Tour
Apr 23, 2011, 10:00 AM
ยท WH

Source: White House Visitor Logs ยท Obama Administration Transparency Initiative ยท NARA Kathleen Osterman appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Kathleen Osterman

Republican Valley High School - Indianola, NE, NE
1979

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Kathleen Osterman has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$300 Sep 26, 2001
2002 REP
Sweeney, John E
Osterman, Kathleen Project Coordinator @ Health Now Ny Schenectady, NY
$300 Sep 26, 2001
REP
Sweeney, John E
Contributor Project Coordinator @ Health Now Ny Schenectady, NY
$300 Sep 26, 2001
Unknown Committee
Osterman, Kathleen Health Now NY/Project Coordinator Schenectady, NY

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Kathleen Osterman. Total disclosed contributions amount to $900. Recipients include Sweeney, John E. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Kathleen Osterman

Age 69 Female
·
33 Stephanie Dr, Coventry, RI 02816 (Kent County)
41.6693, -71.5647
· (401) 413-6566
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2007 Purchased 2007
MP

Kathleen R Osterman

Age 69 Female
·
434 12th Ave NE, Sibley, IA 51249 (Osceola County)
43.4098, -95.7353
· (712) 754-2483
Marital: Married TZ: Central
Occ: Healthcare Edu: Some College
Homeowner Single Family
MP

Kathleen J Osterman

Age 55 Female
·
510 Indianola St, Indianola, NE 69034 (Red Willow County)
40.2308, -100.4180
· (308) 364-2249
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1942
MP

Kathleen M Osterman

Age 32 Female
·
400 Sand Creek Cir, Sherman, TX 75092 (Grayson County)
33.6400, -96.6665
· (903) 892-0145
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1984 Purchased 1987
MP

Kathleen Osterman

Age 46 Female
·
PO Box 6708, Jackson, WY 83002 (Teton County)
43.4703, -110.7870
TZ: Mountain
Single Family
MP

Kathleen A Osterman

Female
·
5838 Pine St, Omaha, NE 68106 (Douglas County)
41.2443, -96.0028
· (402) 551-8638
TZ: Central
Homeowner Single Family Built 1940 Purchased 1992
MP

Kathleen C Osterman

Age 49 Female
·
6392 Tyler St, Hudsonville, MI 49426 (Ottawa County)
42.8999, -85.9387
Marital: Inferred Single TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Purchased 2015

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Kathleen Osterman. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kathleen Osterman. These loans were issued to businesses, not individuals.

David Lade

Sole Proprietorship

$11,700 Paid in Full
Address:
360 E Randolph St Apt 3707
Chicago, IL60601
Approved

Apr 28, 2020

Forgiven

$10,766

Jobs Reported

1

Loan #

7207797203

Loan Size

Small

Silver-Robins Consulting LLC

Limited Liability Company(LLC

$5,873 Paid in Full
Address:
360 E Randolph St
Chicago, IL60601-5069
Approved

Jul 27, 2020

Forgiven

$5,921

Jobs Reported

1

Loan #

8799448109

Loan Size

Small

Michael Zink

Self-Employed Individuals

$7,300 Paid in Full
Address:
360 E Randolph St
Chicago, IL60601-5069
Approved

Apr 4, 2021

Forgiven

$7,324

Jobs Reported

1

Loan #

6606658707

Loan Size

Small

Irving And Peter R. Meyers Ptr

Partnership

$43,800 Paid in Full
Address:
360 E Randolph St Suite 3104
Chicago, IL60601-5069
Approved

Apr 11, 2020

Forgiven

$44,088

Jobs Reported

2

Loan #

3333367108

Loan Size

Small

Silver-Robins Consulting LLC

Limited Liability Company(LLC

$5,872 Paid in Full
Address:
360 E Randolph St Apt 3405
Chicago, IL60601-7339
Approved

Feb 12, 2021

Forgiven

$5,916

Jobs Reported

1

Loan #

7926358410

Loan Size

Small

David Lade

Sole Proprietorship

$11,700 Paid in Full
Address:
360 E Randolph St Apt 3707
Chicago, IL60601-7340
Approved

Feb 8, 2021

Forgiven

$11,763

Jobs Reported

1

Loan #

5395168402

Loan Size

Small

Elizabeth Andrews

Sole Proprietorship

$3,373 Paid in Full
Address:
360 E Randolph St Apt 3703
Chicago, IL60601-7340
Approved

Mar 26, 2021

Forgiven

$3,393

Jobs Reported

1

Loan #

9628598609

Loan Size

Small

Rada Architects LTD.

Corporation

$199,000 Paid in Full
Address:
360 E Randolph St Apt 4103
Chicago, IL60601-7341
Approved

Jan 26, 2021

Forgiven

$199,910

Jobs Reported

11

Loan #

6346628309

Loan Size

Medium

Sickler INC

Corporation

$29,240 Paid in Full
Address:
360 E Randolph St Apt 4302
Chicago, IL60601-7341
Approved

Mar 3, 2021

Forgiven

$29,367

Jobs Reported

4

Loan #

6305768505

Loan Size

Small

Sickler INC

Corporation

$29,240 Paid in Full
Address:
360 E Randolph St Apt 4302
Chicago, IL60601-7341
Approved

May 1, 2020

Forgiven

$29,441

Jobs Reported

3

Loan #

6218997706

Loan Size

Small

Michael Zink

Self-Employed Individuals

$7,300 Paid in Full
Address:
360 E Randolph St
Chicago, IL60601-5069
Approved

Apr 26, 2021

Forgiven

$7,321

Jobs Reported

1

Loan #

1655498907

Loan Size

Small

Irving And Peter R. Meyers Ptr

Partnership

$45,308 Paid in Full
Address:
360 E Randolph St Apt 3104
Chicago, IL60601-7338
Approved

Feb 10, 2021

Forgiven

$45,591

Jobs Reported

2

Loan #

6252518408

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 12 PPP loan records are linked to businesses associated with Kathleen Osterman. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kathleen Osterman on the map

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Kathleen Osterman in TX: Background Summary

Location
4275 Ridgebend Dr Round Rock, TX 78665-5008
Other Locations
Sibley, IA ยท Fond Du Lac, WI ยท Pinckney, MI and 16 more
Profiles Found
31 people with this name
Phone Numbers
(512) 638-2088 and 14 others on file
Email
kathleen.osterman@yahoo.com
Possible Relatives
Brian Thomas Boswell JR, Dane W Osterman, David W Osterman, K Osterman, Kiki Osterman and 100 more
Career
Board Member at Northwest Community College Sheldon Iowa
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
5 linked โ€” 2001 Chevrolet Malibu, 2007 Jeep Liberty and 3 more
Contributions
$900 total โ€” Sweeney, John E
Licenses
2 professional licenses (NA)
PPP Loans
$400K for David Lade, Silver-Robins Consulting LLC
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kathleen Osterman. Because public records are indexed by name rather than by a unique identifier, the 90 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kathleen Osterman

Search Complexity: High

90 public records across 16states, belonging to approximately 31 different individuals. With 31 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: Iowa (16%), followed by Michigan and Rhode Island. Spans the Midwest and South regions.

IA14recordsMI9recordsRI6recordsKY5recordsNE5recordsCO4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (51%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (12) and Corporate Records (8).

41
Contact & Address Records
12
PPP Loan Records
8
Corporate Records
6
Business & Corporate Filings
5
Vehicle Registration Records
3
Voter Registration Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (64%).

Senior (65+)9peopleMiddle-Age (40-64)5people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kathleen Osterman

Is Kathleen Osterman a registered voter?
Yes, voter registration records show Kathleen Osterman is registered in Pennsylvania with D affiliation. We found 3 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kathleen Osterman own property?
County assessor records show 1 property associated with Kathleen Osterman . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kathleen Osterman?
Records show 5 vehicle registrations associated with Kathleen Osterman, including a 2001 CHEVROLET MALIBU. Registered makes include Chevrolet, Jeep, Ford, Toyota. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kathleen Osterman?
We found 6 business affiliations for Kathleen Osterman (Board Member). Business records are compiled from state registries, SEC filings, and professional databases.
Has Kathleen Osterman made political donations?
FEC disclosure records show 3 reported political contributions from Kathleen Osterman, totaling $900. Recipients include Sweeney, John E. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Kathleen Osterman?
Our database contains 90 total records for Kathleen Osterman spanning 16 states. This includes 31 distinct contact records, 14 with phone numbers, 1 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kathleen Osterman?
The 90 records displayed for Kathleen Osterman are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kathleen Osterman remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.