Kathryn L Azevedo

๐Ÿ“ 5631 E 28th Ave, Denver Co
๐Ÿ“ž (720) 379-4008, (303) 241-1653
โœ‰๏ธ KATE.AZEVEDO9@GMAIL.COM, kate.azevedo9@gmail.com

Kathryn Azevedo

Age 79 b. 1946-07-26
๐Ÿ“ 1108 Valley View Dr, Ennis Tx
๐Ÿ“ž (972) 875-8194, (214) 980-2796
โœ‰๏ธ KATHRYNAZEVEDO@HOTMAIL.COM

Kathryn N Azevedo

๐Ÿ“ 9155 Connie Ave, Stockton Ca
๐Ÿ“ž (209) 647-0497, (209) 271-2462
โœ‰๏ธ KASSI123@SBCGLOBAL.NET

Kathryn Azevedo from Menlo Park, CA

Age 56 b. Apr 1970 San Mateo Co.
๐Ÿ“ 8 Cleland Pl
๐Ÿ“ž (650) 938-0833, (410) 942-0731

Kathryn Azevedo from Hanford, CA

Age 76 b. Dec 1949 Kings Co.
๐Ÿ“ 1027 Williams Ct
๐Ÿ“ž (559) 924-5142

Kathryn Azevedo from Fairfield, CA

Age 73 b. Apr 1953 Solano Co.
๐Ÿ“ 1806 Standish Way
๐Ÿ“ž (707) 422-8952

Kathryn Azevedo from Daphne, AL

Age 42 b. 1984 Female
๐Ÿ“ 106 Timberline Ct
๐Ÿ’ผ 1702
๐Ÿ“ž (251) 586-4598 (Cell)

Kathryn Azevedo from Mobile, AL

0
๐Ÿ“ 1655 Andover Blvd, Mobile, AL 36609
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: James Steven Azevedo,Donald J Azevedo

Kathryn Azevedo from Irvine, CA

Female
๐Ÿ“ 2324 Verano Pl
๐Ÿ“ž (714) 856-9796 (AT&T MOBILITY)

Kathryn Azevedo from Durham, CA

Age 72 b. 1954 Female
๐Ÿ“ 2527 Burdick Rd
๐Ÿ“ž (530) 566-4839

Kathryn Azevedo from Fairfield, CA

Age 102 b. Jan 1924 Solano Co.
๐Ÿ“ 1806 Standish Wa
๐Ÿ‘ค aka Azevedo Katie

Kathryn Azevedo from Chico, CA

Age 71 b. Oct 1954 Butte Co.
๐Ÿ“ 2133 Moyer Wa

Kathryn Azevedo from Ennis, TX

Age 79 b. Jul 1946 Ellis Co.
๐Ÿ“ 1613 W Jamestown Dr

Kathryn Azevedo from North Highlands, CA

Age 87 b. Dec 1938 Sacramento Co.
๐Ÿ“ 4233 Kirkby Wa
๐Ÿ‘ค aka Nadine K Azevedo, K N Azevedo

Kathryn Azevedo from Clearwater, FL

Age 79 b. Dec 1946 Pinellas Co.
๐Ÿ“ 1501 N Saturn Ave

Kathryn Azevedo from Winthrop, ME

Age 78 b. Sep 1947 Kennebec Co.
๐Ÿ“ 11 Wedgewood Dr

Kathryn Azevedo from Greenville, NC

Pitt Co.
๐Ÿ“ 2619 S Wright Rd

Kathryn Azevedo from Syracuse, NY

Onondaga Co.
๐Ÿ“ 820 Comstock Ave 201

Kathryn Azevedo from Mobile, AL

Mobile Co.
๐Ÿ“ 1655 Androver Blvd

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 23 contact records for Kathryn Azevedo across 8 states. The most recent address on file is in Menlo Park, California. Of these records, 13 include phone numbers and 7 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Azevedo Kathryn N Tr

Placer County
· 1507 Chancellor Av, Roseville Ca

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Kathryn Azevedo in Roseville. Values shown are from county assessor records and may differ from current market prices.

Kathryn Azevedo

UAF
5631e 28th Ave, Denver, CO, 80207
DOB: 1977 Gender: Female
County: Denver

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Kathryn Azevedo in Colorado. Party affiliation is listed as UAF. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Lexus RX 350
ยท Registered to: Kathryn Azevedo
ยท VIN: JTJBK1BA1A2414678
·
1507 Chancellor Ave, Roseville, CA, 95661-4746
·
(916) 338-1889
1992 MAZDA MX-5 MIATA CAR BASIC SPORTY
ยท Registered to: Kathryn Azevedo
ยท VIN: JM1NA351XN1317551
·
1108 Valley View Dr, Ennis, TX, 75119
·
(972) 875-8194
2008 Honda Accord
ยท Registered to: Kathryn Azevedo
ยท VIN: JHMCP26868C034762
·
1507 Chancellor Ave, Roseville, CA, 95661

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Kathryn Azevedo. Registered makes include Lexus, Mazda, Honda. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Kathryn Azevedo

Project Director
Stanford Prevention Research Center
San Francisco, California, United States Research

Kathryn Azevedo

Project Director
Stanford Prevention Research Center
California

Kathryn Azevedo

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 5 business affiliations were found for Kathryn Azevedo. Companies include Stanford Prevention Research Center. Records are compiled from state business registries, SEC filings, and professional networking databases.

Kathryn Azevedo

Danvers High School - Danvers, MA, MA
2001

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Kathryn Azevedo has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$20 Sep 30, 2019
2020
Trump Make America Great Again Committee
Azevedo, Kathryn Director Of Corporate Wellness @ Fit Republic Health Clubs Manteca, CA
$6 Feb 3, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$100 Jun 5, 2024
2024 REP
Masters, Blake
Azevedo, Kathryn Retired Ennis, TX
$14 Feb 23, 2018
2018 DEM
Moser, Laura
Azevedo, Kathryn Not Employed Petaluma, CA
$100 Feb 19, 2019
2020 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$5 Mar 7, 2018
2018 DEM
Edwards For PA
Azevedo, Kathryn Not Employed Petaluma, CA
$50 May 9, 2023
2024 REP
Comer, James
Azevedo, Kathryn N Retired Ennis, TX
$3 Jan 10, 2020
2020
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$3 Feb 10, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$100 May 22, 2018
2018 REP
Cruz, Rafael Edward Ted
Azevedo, Kathryn N Information Requested Per Best Eff Ennis, TX
$50 Jul 27, 2012
2012
Madison Project INC.
Azevedo, Kathryn Retired Ennis, TX
$100 Nov 14, 2021
2022 REP
Jackson, Ronny Lynn
Azevedo, Kathryn N Retired Ennis, TX
$100 Sep 30, 2018
2018 REP
Cruz, Rafael Edward Ted
Azevedo, Kathryn N Retired Ennis, TX
$3 Jul 19, 2019
2020 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$100 Jun 27, 2019
2020 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$15 Jun 22, 2020
2020 DEM
Congressional Progressive Caucus Pac
Azevedo, Kathryn Not Employed Petaluma, CA
$200 Oct 26, 2016
2016 REP
Madison Project INC.
Azevedo, Kathryn Retired Ennis, TX
$75 Oct 5, 2016
2016
Abbott, Greg
Azevedo, Kathryn Ennis, TX
$3 Jun 26, 2016
2016 DEM
Progressive Change Campaign Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$100 Jul 10, 2021
2022
Trump Save America Joint Fundraising Committee
Azevedo, Kathryn N Retired Ennis, TX
$6 Mar 3, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$3 Feb 26, 2016
2016 DEM
Progressive Change Campaign Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$3 Jan 10, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$50 Invalid Date
2014 REP
Cuccinelli, Kenneth T Jr
Azevedo, Kathryn Ennis, TX
$100 May 22, 2018
2018 REP
Cruz, Rafael Edward Ted
Azevedo, Kathryn N Information Requested Per Best Eff Ennis, TX
$3 Jul 10, 2020
2020
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$3 Jun 10, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$10 Mar 26, 2016
2016 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$200 Oct 25, 2012
2012
Madison Project INC.
Azevedo, Kathryn Retired Ennis, TX
$100 Jun 23, 2017
2018
Walker, Scott
Azevedo, Kathryn Ennis, TX
$3 Jun 19, 2019
2020 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$6 Oct 3, 2018
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$27 Jul 30, 2019
2020 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$150 Sep 25, 2012
2012
Madison Project INC.
Azevedo, Kathryn Retired Ennis, TX
$50 Dec 20, 2012
2012
Madison Project Fund
Azevedo, Kathryn Retired Ennis, TX
$75 Nov 3, 2016
2016
Abbott, Greg
Azevedo, Kathryn Ennis, TX
$10 Feb 26, 2016
2016 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$100 Oct 13, 2021
2022
Abbott, Greg
Azevedo, Kathryn Ennis, TX
$3 Jul 26, 2016
2016 DEM
Progressive Change Campaign Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$3 Aug 26, 2016
2016 DEM
Progressive Change Campaign Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$50 Sep 27, 2018
2018 REP
House Freedom Fund
Azevedo, Kathryn Ennis, TX
$27 Nov 3, 2017
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$50 Sep 27, 2018
2018 REP
House Freedom Fund
Azevedo, Kathryn Ennis, TX
$10 Jan 26, 2016
2016 DEM
Sanders, Bernard
Azevedo, Kathryn Not Employed Petaluma, CA
$400 Apr 25, 2018
2018 REP
Madison Project INC.
Azevedo, Kathryn Retired Ennis, TX
$5 Apr 26, 2019
2020 DEM
Progressive Change Campaign Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$50 Oct 7, 2014
2014 REP
Ryan, Paul D
Azevedo, Kathryn Retired Ennis, TX
$13 Jul 9, 2019
2020 DEM
McGrath, Amy
Azevedo, Kathryn Not Employed Petaluma, CA
$6 Dec 3, 2017
2018
Justice Democrats
Azevedo, Kathryn Not Employed Petaluma, CA
$410 Sep 27, 2018
2018 REP
Senate Conservatives Fund
Azevedo, Kathryn Retired Ennis, TX
$10 May 26, 2015
DEM
Sanders, Bernard
Contributor Not Employed Petaluma, CA
$27 Nov 19, 2019
Unknown Committee
Azevedo, Kathryn Not Employed Petaluma, CA
$20
2010 R
Kasich, John & Taylor, Mary
Contributor Retired Ennis, TX
$100 20230710
Texans for Greg Abbott
Contributor Ennis, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 54 political contribution records found for Kathryn Azevedo. Total disclosed contributions amount to $3,229. Recipients include Sanders, Bernard, Kasich, John & Taylor, Mary, Texans for Greg Abbott. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Kathryn I Azevedo

Age 71 Female
·
1108 Valley View Dr, Ennis, TX 75119 (Ellis County)
32.3244, -96.6528
Marital: Married TZ: Central
Homeowner Single Family Built 1997 Purchased 1996
MP

Kathryn A Azevedo

Age 62 Female
·
2527 Burdick Rd, Durham, CA 95938 (Butte County)
39.6418, -121.8300
· (530) 566-4839
Marital: Married TZ: Pacific
Homeowner Single Family Built 1965 Purchased 2014
MP

Kathryn E Azevedo

Age 34 Female
·
146 Washington St, Topsfield, MA 01983 (Essex County)
42.6397, -70.9692
· (978) 235-3420
Marital: Married TZ: Eastern
Edu: Graduate School
Homeowner Single Family Built 1988 Purchased 2016
MP

Kathryn N Azevedo

Age 78 Female
·
1507 Chancellor Ave, Roseville, CA 95661 (Placer County)
38.7306, -121.2650
· (916) 773-3192
Marital: Married TZ: Pacific
Homeowner Single Family Built 1961 Purchased 2012
MP

Kathryn A Azevedo

Age 63 Female
·
269 Ely Rd N, Petaluma, CA 94954 (Sonoma County)
38.2798, -122.6600
· (707) 763-4732
Marital: Single TZ: Pacific
Homeowner Single Family Built 1918
MP

Kathryn L Azevedo

Age 39 Female
·
5631 E 28th Ave, Denver, CO 80207 (Denver County)
39.7567, -104.9220
· (720) 379-4008
Marital: Married TZ: Mountain
Homeowner Single Family Built 1949 Purchased 2009
MP

Kathryn Azevedo

Female
·
1182 Hansen Ct, Hanford, CA 93230 (Kings County)
36.3366, -119.6610
TZ: Pacific
Homeowner Single Family Built 1973 Purchased 2006
MP

Kathryn W Azevedo

Age 33 Female
·
106 Timberline Ct, Daphne, AL 36526 (Baldwin County)
30.6474, -87.9052
· (251) 626-8277
Marital: Married TZ: Central
Homeowner Single Family Built 2007 Purchased 2006

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Kathryn Azevedo. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Kathryn Azevedo. These loans were issued to businesses, not individuals.

Nicole Hathaway

Sole Proprietorship

$20,833 Exemption 4
Address:
1500 N Angel St Trlr 56
Layton, UT84041-1986
Approved

May 29, 2021

Jobs Reported

1

Loan #

9797829004

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Kathryn Azevedo. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Kathryn Azevedo on the map

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Kathryn Azevedo in CA: Background Summary

Location
1979 Kobara Ln San Jose, CA 95124-1517
Other Locations
Menlo Park, CA ยท Hanford, CA ยท Fairfield, CA and 11 more
Profiles Found
23 people with this name
Phone Numbers
(408) 559-3655 and 22 others on file
Email
gregory.azevedo@gmail.com and 7 others on file
Possible Relatives
Gregory G Azevedo, Daniel J Healy, Elizabeth Jeanne Testa, Ernest Finbar Healy, James H Healy and 179 more
Career
Stanford Prevention Research Center
Voter Registration
Registered UAF
Properties
1property owned
Vehicles
3 linked โ€” 2010 Lexus Rx 350, 1992 Mazda Mx-5 Miata and 1 more
Contributions
$3,229 total โ€” Texans for Greg Abbott, Kasich, John & Taylor, Mary
PPP Loans
$20,833 for Nicole Hathaway

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Kathryn Azevedo. Because public records are indexed by name rather than by a unique identifier, the 99 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Kathryn Azevedo

Search Complexity: High

99 public records across 9states, belonging to approximately 23 different individuals. With 23 distinct profiles across 9 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 9 states. Highest concentration: California (21%), followed by Texas and Alabama. Spans the West and South regions.

CA21recordsTX5recordsAL4recordsMA3recordsCO2recordsNC1record

Record Type Breakdown

Data spans 7 record categories. Largest: Political Contribution Records (60%), which include employer and occupation, which are strong distinguishing fields. Also includes Contact & Address Records (25) and Business & Corporate Filings (5).

54
Political Contribution Records
25
Contact & Address Records
5
Business & Corporate Filings
3
Vehicle Registration Records
1
Property Ownership Records
1
Voter Registration Records

Age Distribution

Age range: approximately 59 years, suggesting multiple generations. Largest group: Senior (65+) (80%).

Senior (65+)8peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Kathryn Azevedo

Is Kathryn Azevedo a registered voter?
Yes, voter registration records show Kathryn Azevedo is registered in Colorado with UAF affiliation. We found 1 voter registration entry across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Kathryn Azevedo own property?
County assessor records show 1 property associated with Kathryn Azevedo . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Kathryn Azevedo?
Records show 3 vehicle registrations associated with Kathryn Azevedo, including a 2010 Lexus RX 350. Registered makes include Lexus, Mazda, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Kathryn Azevedo?
We found 5 business affiliations for Kathryn Azevedo, including stanford prevention research center. Business records are compiled from state registries, SEC filings, and professional databases.
Has Kathryn Azevedo made political donations?
FEC disclosure records show 54 reported political contributions from Kathryn Azevedo, totaling $3,229. Recipients include Sanders, Bernard and Kasich, John & Taylor, Mary and 1 others. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Kathryn Azevedo?
Our database contains 99 total records for Kathryn Azevedo spanning 9 states. This includes 23 distinct contact records, 13 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Kathryn Azevedo?
The 99 records displayed for Kathryn Azevedo are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Kathryn Azevedo remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.