Luann Crawford

Age 54 b. 1971-03-27
๐Ÿ“ 27652 Ft Toulouse Ct, Daphne Al 36526
๐Ÿ“ž (610) 716-1219, (610) 716-1218
โœ‰๏ธ GLCRAWFORD85@GMAIL.COM, glcrawford85@gmail.com

Luann Ann Crawford from New River, AZ

Age 91 b. 7/21/1934
๐Ÿ“ 3704 W Abrams Dr, #new River, AZ 85087-6208
โœ‰๏ธ leeandlu@peoplepc.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Leroy Crawford,Garold W Crawford
๐Ÿ• 16 previous addresses

Luann Crawford from Denton, TX

Age 54
๐Ÿ“ 2601 Timber Trl, Denton, TX 76209
๐Ÿ“ž (541) 267-4488, (541) 751-0030, (940) 435-0608, (503) 842-5092, (541) 751-0030, (541) 267-4488, (504) 862-9589, (504) 828-1321
โœ‰๏ธ lucrawford@charter.net, lucrawford@hotmail.com
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Bryan Lee Crawford,Luann G Crawford

Luann Crawford from Daphne, AL

Age 55 b. 1971 Female
๐Ÿ“ 27652 Fort Toulouse Ct
๐Ÿ“ž (251) 644-4470 (Cell), (251) 644-4770
โœ‰๏ธ luanncrawford@aol.com

Luann Crawford from Lumberton, NJ

Age 43
๐Ÿ“ 8 Abington Way, Lumberton, NJ 08048
๐Ÿ“ž (334) 626-7112

Luann Crawford from Medina, NY

Age 52
๐Ÿ“ 4218 West Ave, Medina, NY 14103
๐Ÿ“ž (585) 318-4233, (585) 638-6220
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Patricia A Smith,Joseph J Carlton,Jennifer M Smith,Howard F Smithjr,P A Smith,Carlton Smith

Luann Crawford from Lancaster, NY

Age 70 b. Jun 1955 Erie Co.
๐Ÿ“ 22 Villa Pl
๐Ÿ“ž (765) 378-5118

Luann Crawford from Otsego, MN

Age 58
๐Ÿ“ 8465 Palmgren Ave, Otsego, MN 55330
๐Ÿ“ž (763) 441-1460, (210) 650-9212, (512) 658-1453
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: William M Crawford,Mary M Crawford

Luann Crawford

๐Ÿ“ 9451 River Rock Dr S, Chanhassen Mn
๐Ÿ“ž (612) 655-6707, (612) 597-9782
โœ‰๏ธ LWATSON999@GMAIL.COM

Luann Crawford from Montgomery, AL

Age 71 b. Jan 1955 Montgomery Co.
๐Ÿ“ Po Box 4
๐Ÿ“ž (317) 864-9536

Luann Crawford from Grant Township, MI

Age 62 b. Aug 1963 Saint Clair Co.
๐Ÿ“ 5524 Jeddo Rd
๐Ÿ“ž (810) 327-6380

Luann Crawford from Montgomery, AL

Age 71 b. Jan 1955
๐Ÿ“ 572 Glenmede Ln
๐Ÿ“ž (334) 244-7890
๐Ÿ‘ค aka Luann A Crawford, Lu Ann Crawford, Luann C Sanders

Luann Crawford from Marion, IA

Age 79 b. Mar 1947 Linn Co.
๐Ÿ“ 400 Lindale Dr Trlr 47
๐Ÿ“ž (319) 373-5303

Luann Crawford from Ladoga, IN

Age 70 b. Jul 1955
๐Ÿ“ 8246 S 625 E
๐Ÿ“ž (765) 942-0213
๐Ÿ‘ค aka Lu Ann Crawford

Luann Crawford from Cambria Hts, NY

Queens Co.
๐Ÿ“ 11928 227th St
๐Ÿ“ž (718) 341-5927

Luann Crawford from Turnersville, NJ

0
๐Ÿ“ 14 Eagle Rd, Turnersville, NJ 08012
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Katherine S Crawford

Luann Crawford from Adrian, MI

Female
๐Ÿ“ 1915 Dietz Rd
๐Ÿ“ž (517) 673-6212 (SPRINT)

Luann Crawford from Bradenton, FL

Age 82 b. Oct 1943 Manatee Co.
๐Ÿ“ 923 Gates Creek Rd

Luann Crawford from Pensacola, FL

Age 71 b. Jan 1955 Escambia Co.
๐Ÿ“ 2535 Magnolia Ave

Luann Crawford from Ladoga, IN

Age 70 b. Jul 1955 Montgomery Co.
๐Ÿ“ 7901 E 1100 S

Luann Crawford from Tillamook, OR

Age 66 b. Sep 1959 Tillamook Co.
๐Ÿ“ 5200 Castle Dr

Luann Crawford from Springdale, PA

Age 71 b. Aug 1954 Allegheny Co.
๐Ÿ“ 544 Chestnut St

Luann Crawford from Plymouth Meeting, PA

Age 54 b. Mar 1971 Montgomery Co.
๐Ÿ“ 777 W Germantown Pi 932
๐Ÿ‘ค aka Parks Luann

Luann Crawford from Denton, TX

Age 71 b. Nov 1954
๐Ÿ“ 2816 Nottingham Dr

Luann Crawford from Denton, TX

Age 71 b. Nov 1954 Denton Co.
๐Ÿ“ 2601 Timber Trl

Luann Crawford from Palmdale, CA

Age 68 b. Nov 1957 Los Angeles Co.
๐Ÿ“ 3053 Rancho Vista Bl

Luann Crawford from Maryville, TN

Age 72 b. Sep 1953 Blount Co.
๐Ÿ“ 537 Azalea Dr

Luann Crawford from Minneola, FL

Lake Co.
๐Ÿ“ 904 Scenic View Cir
๐Ÿ“ž (845) 361-2650

Luann Crawford from Daphne, AL

Baldwin Co.
๐Ÿ“ 133 Lake Front Dr 402
๐Ÿ“ž (731) 247-5807
๐Ÿ‘ค aka Luann Parks

Luann Crawford from New Orleans, LA

Orleans Co.
๐Ÿ“ 7836 Saint Charles Ave
๐Ÿ“ž (203) 847-7508

Luann Crawford from Mccall, ID

Valley Co.
๐Ÿ“ 14013 Comfort Rd

Luann Crawford from Palmdale, CA

Los Angeles Co.
๐Ÿ“ 39553 Sierra Hwy Unit 109

Luann Crawford from Escondido, CA

San Diego Co.
๐Ÿ“ 25826 Colver Ave

Luann Crawford from Helendale, CA

San Bernardino Co.
๐Ÿ“ 14592 Mast Ln

Luann Crawford from East Butler, PA

๐Ÿ“ East Butler, PA, 16029

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 38 contact records for Luann Crawford across 16 states. The most recent address on file is in Daphne, Alabama. Of these records, 22 include phone numbers and 8 include email addresses. Ages range from 43 to 58, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Crawford Luann

Montgomery County
PIN: 09 01 12 3 000 003.042
· 572 Glenmede Ln
Lot: 8,154sqft

Crawford Luann

Montgomery County
· 572 Glenmede Ln, Mount-Meigs

Luann Crawford

2022 Erie County
· 5 Hemlock, Lancaster

Luann Crawford

2021 Erie County
· 5 Hemlock, Lancaster

Luann Crawford

2024 Erie County
· 5 Hemlock, Lancaster

Luann Crawford

2023 Erie County
· 5 Hemlock, Lancaster

Crawford, Luann

Doc #2016072501387002
· 114-55 202nd Treet, St. Albans Ny 11412
Record: P

Crawford, Luann

Doc #2016060600155001
· 119-28 227th Street, Cambria Heights Ny 11411
Record: P

Crawford, Luann

Doc #2022120900393001
Record: P

Crawford, Luann

· 114-55 202 Street, 11412
2 stories ยท Class: B3
Assessed: $311,000

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 10 property records linked to Luann Crawford in Mount-Meigs, St. Albans, Cambria Heights. Values shown are from county assessor records and may differ from current market prices.

Luann Crawford

Reg: A4389250
5 Hemlock Ln, 8, 14086
DOB: 19550625 Gender: Female

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Luann Crawford. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 HYUNDAI SANTA FE
ยท Registered to: Luann Crawford
ยท VIN: 5NMSG3AB5AH396921
·
572 Glenmede Ln, Montgomery, AL, 36117
·
(334) 244-7890
2010 Ford Escape
ยท Registered to: Luann Crawford
ยท VIN: 1FMCU9DG5AKD01331
·
5524 Jeddo Rd, Grant Twp, MI, 48032-1302
·
(810) 327-6380
2002 FORD F250 FULL SIZE TRUCK
ยท Registered to: Luann Crawford
ยท VIN: 1FTNX20L82EB98193
·
2816 Nottingham Dr, Denton, TX, 76209
·
(940) 435-0608

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 3 vehicle registration records are associated with Luann Crawford. Registered makes include Hyundai, Ford. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Luann Crawford

Construction Coordinator
Spectrum Reach
Denton, Texas, United States Telecommunications

Luann Crawford

Construction Coordinator
Spectrum Reach

Luann Crawford

Construction Coordinator at Charte

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 4 business affiliations were found for Luann Crawford. Companies include Spectrum Reach. Records are compiled from state business registries, SEC filings, and professional networking databases.

๐Ÿ›๏ธ

Luann Crawford

Track Worker
Department: N.y.c. Transit Authority
๐Ÿ’ต Pay: $25.45

Source: City/State Transparency Portals ยท Government Payroll Databases ยท Open Data Portals Luann Crawford appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Luann Crawford

Union County High School - Lake Butler, FL, FL
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Luann Crawford has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$5 May 21, 2015
2016 DEM
Klobuchar, Amy J
Crawford, Luann Grocer @ Coborns INC Otsego, MN
$5 May 21, 2015
2016 DEM
Franken, Al
Crawford, Luann Grocer @ Coborns INC Otsego, MN
$25 Jun 30, 2014
2014 DEM
Franken, Al
Crawford, Luann Grocer @ Coborns INC Otsego, MN
$25 Jun 30, 2014
DEM
Franken, Al
Contributor Grocer @ Coborns INC Otsego, MN
$10 20201006
Denton County Democratic Party (CEC)
Contributor Spectrum @ Const.cooridinator Denton, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 5 political contribution records found for Luann Crawford. Total disclosed contributions amount to $70. Recipients include Franken, Al, Denton County Democratic Party (CEC). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Luann Crawford

Age 62 Female
·
7913 E 1100 S, Ladoga, IN 47954 (Montgomery County)
39.8795, -86.7569
TZ: Eastern
Single Family
MP

Luann G Crawford

Age 62 Female
·
2816 Nottingham Dr, Denton, TX 76209 (Denton County)
33.2408, -97.1065
· (940) 435-0608
Marital: Married TZ: Central
Homeowner Single Family Built 1965 Purchased 2009
MP

Luann Crawford

Age 63 Female
·
544 Chestnut St, Springdale, PA 15144 (Allegheny County)
40.5419, -79.7845
Marital: Single TZ: Eastern
Occ: Service Industry Edu: High School
Homeowner Single Family
MP

Luann Crawford

Age 53 Female
·
11928 227th St, Cambria Hts, NY 11411 (Queens County)
40.6892, -73.7362
· (646) 258-7373
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Luann J Crawford

Age 62 Female
·
25826 Colver Ave, Escondido, CA 92026 (San Diego County)
33.1808, -117.1110
Marital: Married TZ: Pacific
Occ: Professional Edu: High School
Homeowner Single Family Purchased 2009
MP

Luann E Crawford

Age 70 Female
·
400 Lindale Dr, Marion, IA 52302 (Linn County)
42.0326, -91.6258
· (319) 721-3272
Marital: Single TZ: Central
Edu: Some College
Homeowner Multi-Family
MP

Luann Crawford

Age 62 Female
·
5 Hemlock Ln, Lancaster, NY 14086 (Erie County)
42.8671, -78.6742
· (716) 481-6579
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 1989
MP

Luann Crawford

Age 54 Female
·
5524 Jeddo Rd, Grant Twp, MI 48032 (Saint Clair County)
43.1552, -82.5642
· (810) 327-6380
Marital: Inferred Married TZ: Eastern
Occ: Healthcare
Homeowner Single Family
MP

Luann Crawford

Age 37 Female
·
PO Box 201, Point, TX 75472 (Rains County)
32.8929, -95.8665
Marital: Married TZ: Central
Single Family
MP

Luann P Crawford

Age 46 Female
·
27652 Fort Toulouse Ct, Daphne, AL 36526 (Baldwin County)
30.6279, -87.8651
· (251) 644-4770
Marital: Inferred Married TZ: Central
Edu: High School
Homeowner Single Family Built 2001 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 10 demographic profiles associated with Luann Crawford. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Luann Crawford. These loans were issued to businesses, not individuals.

Bri-Nic Construction CORP.

Corporation

$105,120 Paid in Full
Address:
5 Hemlock Ln
Smithtown, NY11787-3727
Approved

May 1, 2020

Forgiven

$105,808

Jobs Reported

9

Loan #

6296017700

Loan Size

Small

Warren-Glenn Funeral Home And Cremation

Corporation

$19,532 Paid in Full
Address:
544 Chestnut St
Meadville, PA16335-2962
Approved

May 1, 2020

Forgiven

$19,699

Jobs Reported

3

Loan #

5411167701

Loan Size

Small

Tamika Smith

Sole Proprietorship

$13,125 Paid in Full
Address:
14348 FM 968 W Lot 17
Longview, TX75602-7380
Approved

Apr 1, 2021

Forgiven

$13,193

Jobs Reported

1

Loan #

4626748708

Loan Size

Small

Bri-Nic Construction CORP.

Corporation

$105,000 Paid in Full
Address:
5 Hemlock Ln
Smithtown, NY11787-3727
Approved

Feb 6, 2021

Forgiven

$105,811

Jobs Reported

12

Loan #

4688048400

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 4 PPP loan records are linked to businesses associated with Luann Crawford. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Luann Crawford

Scratch Tickets
$1,000
Prize Won
·Denton, TX (Denton County)
Claimed: 2020-08-19T00:00:00.000

Source: IMDb ยท Open Library ยท Sports Reference ยท FIDE Chess Federation Additional public records from specialized databases including entertainment industry credits (IMDb), published works (Open Library), sports statistics, and other publicly available reference sources.

Find Luann Crawford on the map

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Luann Crawford in Daphne, AL: Background Summary

Location
27652 Ft Toulouse Ct, Daphne Al 36526, Daphne, AL
Other Locations
Daphne, AL ยท Lancaster, NY ยท Montgomery, AL and 19 more
Profiles Found
38 people with this name
Phone Numbers
(865) 548-1100 and 32 others on file
Email
tdmaryvill3@aol.com and 14 others on file
Possible Relatives
Debra Sparks Crawford, Harold E Crawford JR, Luann N Crawford, Nicholas D Crawford, Nora Crawford and 160 more
Career
Spectrum Reach
Properties
4properties owned
Vehicles
3 linked โ€” 2010 Hyundai Santa Fe, 2010 Ford Escape and 1 more
Contributions
$70 total โ€” Franken, Al, Denton County Democratic Party (CEC)
PPP Loans
$243K for Bri-Nic Construction CORP., Warren-Glenn Funeral Home And Cremation

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Luann Crawford. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Luann Crawford

Search Complexity: High

88 public records across 18states, belonging to approximately 38 different individuals. With 38 distinct profiles across 18 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 18 states. Highest concentration: New York (11%), followed by Texas and Alabama. Spans the South and Northeast regions.

NY10recordsTX8recordsAL8recordsCA6recordsPA6recordsFL5records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (64%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Property Ownership Records (10) and Political Contribution Records (5).

48
Contact & Address Records
10
Property Ownership Records
5
Political Contribution Records
4
Business & Corporate Filings
4
PPP Loan Records
3
Vehicle Registration Records

Age Distribution

Age range: approximately 49 years, suggesting multiple generations. Largest group: Senior (65+) (57%).

Senior (65+)8peopleMiddle-Age (40-64)6people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Luann Crawford

Is Luann Crawford a registered voter?
Yes, voter registration records show Luann Crawford is registered. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Luann Crawford own property?
County assessor records show 10 properties associated with Luann Crawford in Mount-Meigs, New York and 9 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Luann Crawford?
Records show 3 vehicle registrations associated with Luann Crawford, including a 2010 HYUNDAI SANTA FE. Registered makes include Hyundai, Ford. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Luann Crawford?
We found 4 business affiliations for Luann Crawford, including spectrum reach. Business records are compiled from state registries, SEC filings, and professional databases.
Has Luann Crawford made political donations?
FEC disclosure records show 5 reported political contributions from Luann Crawford, totaling $70. Recipients include Franken, Al and Denton County Democratic Party (CEC). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Luann Crawford?
Our database contains 88 total records for Luann Crawford spanning 18 states. This includes 38 distinct contact records, 22 with phone numbers, 8 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Luann Crawford?
The 88 records displayed for Luann Crawford are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Luann Crawford remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.