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Ms Marjorie Daniels Mccray from Wilson, NC

Age 65 b. 7/6/1960
📍 501 Granger S St, #wilson, NC 27893-6021
✉️ marjorie.daniels@pharma.com, marjorie.daniels@netscape.com, marjorie.daniels@collegeclub.com, mdaniels@bbnp.com
👨‍👩‍👧 Relatives: Luby G Gray Jr,Maurice Mccray,Douglas Earl Gray Sr,Franshaun Mc Mccray,Jessie Lee Gray,Larry D Gray,Mary A Raggio,Mattie Taylor Mccray,Monita Mccray,Monita Veren Mccray,Roger L Gray,Brittany R Gray,Chelle M Stracener,Christopher D Gray,D Reed,D Reed,D Reed,Danny C Stracener,David Lamont Ballard,David J Ballard,Donald L Gray,Donna L Reed,Gaetano Caporale,Gloria D Raggio,Gracie Marie Stracener,Gregory M Ballard,Jaime Reed,Jeffrey Reed Reed,John Bowie Gray Jr,Judy F Ellis,Kayleigh E Andrews,Lawrence T Raggio Jr,Lawrence T Raggio,Lisa D Mccalister,Margaret R Dickerson,Margaret A Dickerson,Margaret Gray,Milton T Dickerson,Norman E Dickerson,Ricky A Stracener,Roger Lee Gray,Sarah E Mckay,Sharon A Gray,Shawn Lee Ballard,Sheryl A Walsh,Victor D Guy,Virginia G Ballard,Wanda H Gray
🕐 3 previous addresses

Marjorie Lynne Mccray from Half Moon Bay, CA

Age 71 b. 12/27/1954
📍 21 Erin Ln, #half Moon Bay, CA 94019-1770
✉️ marjorie_mccray@hotmail.com, marjorie_mccray@netzero.com, mccraym@comcast.net
👨‍👩‍👧 Relatives: Mark Alan Mccray,Kimberly Anne Mcnay,Allison M Mcnay,Allison M Mcnay,Bruce David Mcnay,Corey Thompson,Doreen J Thompson,John Joseph Thompson,Kimber Thompson,Margaret Mcnay,Melinda M Vincent,Michael P Thompson,Michelle A Mcdonald,William J Thompson,William J Thompson,Alea C Vasquez,Andre Lamar Mcdonald,Angelia S Simonton,Arnold J Mcclurg,Benny Louis Vincent,Brian James Cain,Danford L Schow,David C Vasquez,Demetra Davis Dennis,Felicia Gant Mcdonald,Foster L Brooks,Gary A Browning,Gary A Browning,Gina L Hirsch,Heather Lori Dury,James Roy Mcallister,James O Simone Jr,John Thompson Jr,Joseph B Wright,Joy Ellen Lagoo,Kevin J Cain,Kevin D Mcdonald,Lawrence M Vincent,Linda S Browning,Marietta Mcdonald Wright,Michael G Mcdonald Sr,Orget B Mcdonald,Patrick W Mcdonald,Paul P Palmer,Rena Bernice Mcdonald,Richard L Hirsch,Sandra S Thompson,Shane M Vincent,Virdie M Kelley,William Howard Thompson
🕐 10 previous addresses

Ms Marjorie H Mccray from Middlebrook, VA

Age 85 b. 5/23/1940
📍 3110 Walkers Creek Rd, #middlebrook, VA 24459-2011
👨‍👩‍👧 Relatives: John David Mccray Sr,Todd A Mccray,Donald J Mccormick,Gladys H Mccray,Holly E Mccray,Marjorie H Mccray,Alecia S Hostettler,Amy Jo Anderson,Amy B Tyner,Barbara K Creech,Caren R Anderson,Carollyn J Anderson,Cheryl A Batchelor,David James Anderson,David A Anderson,Dyke K Hostettler,Elizabeth Blanco Simental,Frances W Anderson Jr,Gayle Ray Anderson,Homero Alvarado Sr,Idalia L Lopez,Jamie H Anderson,Jan R Hall,Janice R Anderson,John H Sintef,Katherine L Anderson,Kathryn C Hostettler,Kevin Shane Harrison,Laurie J Lewis,Laurie J Lewis,Leigh K Anderson,Lesley Alvarado,Maria Alvarado,Marshall W Batchelor,Martha L Alvarado,Max R Harrison,Michael W Batchelor,Monica C Anderson,Nora H Batchelor,Nora Hostettler Sintef,Patricia K Roberts,Rosetta G Hostettler,Shirley M Batchelor,Sonia Miralda Alvarado,Sonia Miralda Alvarado,Wesley M Anderson,William H Anderson
🕐 16 previous addresses

Marjorie Mccray from Memphis, TN

Age 79
📍 5303 Bradley Ridge Ln, Memphis, TN 38125
📞 (901) 737-3657, (901) 372-6647, (901) 948-4342
👨‍👩‍👧 Relatives: Denise Mccraychambers,Nathaniel R Mccray,Vida M Mccraysmith,N Mccray

Marjorie H Mccray from Cape Carteret, NC

📍 116 Apollo Dr, #cape Carteret, NC 28584-9756
👨‍👩‍👧 Relatives: Gladys H Mccray,John David Mccray Jr,David James Anderson,Dyke K Hostettler,Jamie H Anderson,John David Mccray Sr,Kathryn C Hostettler,Leigh K Anderson,Marjorie H Mccray,Nora H Batchelor,Rosetta G Hostettler,Todd A Mccray,William H Anderson,Alecia S Hostettler,Amy Jo Anderson,Brett Justin Piche,Caren R Anderson,David A Anderson,David A Anderson,Edward M Lewis,Eleanor Helen Demyan,Eleanor B Sintef,Eleanor B Sintef,Elizabeth Blanco Simental,Gayle Ray Anderson,Gregory R Piche,Holly E Mccray,Homero Alvarado Jr,Homero Alvarado Sr,Idalia L Lopez,Jan M Molina,John H Sintef,Keith Scott Harrison,Lesley Alvarado,Lesley Alvarado,Leslie D Alvarado,Maria Alvarado,Maria Elena Alvarado,Martha L Alvarado,Michael W Batchelor,Monica C Anderson,Patricia A Piche,Sonia Miralda Alvarado,Sonia Miranda Alvarado,Sonia Miralda Alvarado,Timothy P Casey,Tina Lynne Harrison

Marjorie Mccray from Cary, NC

Age 62 b. Oct 1963 Wake Co.
📍 106 Tasman Ct
📞 (919) 319-9077

Marjorie Mccray from Little Rock, AR

Age 89 b. Jun 1936 Pulaski Co.
📍 522 E 21st St
📞 (501) 737-3657

Marjorie Mccray from Yucca Valley, CA

Age 97 b. Sep 1928 San Bernardino Co.
📍 58309 Joshua Dr
📞 (618) 233-0630

Marjorie Mccray from Kansas City, MO

Age 99 b. Jun 1926 Clay Co.
📍 3621 Ne 52nd Ter
📞 (816) 452-0340

Marjorie Mccray from Glendale, AZ

Age 103 b. Jan 1923 Maricopa Co.
📍 5325 W Butler Dr Apt A9
📞 (623) 934-3802

Marjorie Mccray from Kansas City, MO

Age 99 b. Jun 1926 Platte Co.
📍 3621 Ne East Ter 52 Nd
📞 (816) 452-0340

Marjorie Mccray from New Orleans, LA

0
📍 4300 Sullen Pl, New Orleans, LA 70131
👨‍👩‍👧 Relatives: John E Ray,Keith Mccray

Marjorie Mccray from Half Moon Bay, CA

Age 72 b. 1954 Female
📍 21 Erin Ln
📞 (408) 644-2087

Marjorie Mccray from Turlock, CA

Age 97 b. Jun 1928 Stanislaus Co.
📍 Po Box 532

Marjorie Mccray from New Orleans, LA

Age 56 b. Dec 1969 Orleans Co.
📍 2526 Saint Thomas St

Marjorie Mccray from Sunnyvale, CA

Age 71 b. Dec 1954 Santa Clara Co.
📍 609 San Conrado Te 4

Marjorie Mccray from Oakland, CA

Age 108 b. Jun 1917 Alameda Co.
📍 2270 35th Ave 1

Marjorie Mccray from Narragansett, RI

Age 96 b. Jul 1929
📍 234 S Pier Rd

Marjorie Mccray from Atlanta, GA

Age 106 b. Aug 1919 Fulton Co.
📍 691 Florence Pl Nw

Marjorie Mccray from Memphis, TN

Age 73 b. 1953 Shelby Co.
📍 5303 Bradley Ridge Ln

Marjorie Mccray from Miami Gardens, FL

Miami Dade Co.
📍 3380 Nw 197th Ter
📞 (817) 295-5006

Marjorie Mccray from Stamford, CT

📍 23 Pressprich St

Marjorie Mccray from Washington, DC

District Of Columbia Co.
📍 1310 Emerson St

Marjorie Mccray from Atlanta, GA

Fulton Co.
📍 1707 Fairbanks St Sw

Marjorie Mccray from Conway, SC

Horry Co.
📍 1143 Altman Cir Apt A

Marjorie Mccray from Saint Louis, MO

Saint Louis City Co.
📍 705 Olive St

Marjorie Mccray from W Jefferson, NC

Ashe Co.
📍 345 Buck Mt Cir

Marjorie Mccray from Middlebrook, VA

Augusta Co.
📍 3013 Walker Rd

Marjorie Mccray from Miami, FL

Miami Dade Co.
📍 3380 Nw Ter 197

Marjorie Mccray from Phoenix, AZ

Maricopa Co.
📍 9118 N 65th Ave

Marjorie Mccray from Narragansett, RI

📍 Narragansett, RI, 02882

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 31 contact records for Marjorie McCray across 14 states. The most recent address on file is in Cary, North Carolina. Of these records, 12 include phone numbers and 2 include email addresses. The listed age is 79. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

McCray Marjorie Carole

Dinwiddie County

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Marjorie McCray in District-2. Values shown are from county assessor records and may differ from current market prices.

marjorie DANIELS mccray

Democrat Reg: 05/01/1982
501 Granger St S, Wilson, NC, 27893
DOB: 1960 Gender: Female
County: Wilson

Marjorie A McCray

20 Center Rd, Narragansett, 02882

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Marjorie McCray in North Carolina. Party affiliation is listed as DEM. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2010 Honda CR-V
· Registered to: Marjorie Mccray
· VIN: 5J6RE3H72AL004590
·
1428 7th Ave, Santa Cruz, CA, 95062
·
(408) 997-3957
2011 GMC Terrain
· Registered to: Marjorie Mccray
· VIN: 2CTFLUE57B6304681
·
501 Granger St S, Wilson, NC, 27893-6021
·
(252) 243-7471

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Marjorie McCray. Registered makes include Honda, Gmc. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Gilead Sciences

Senior Manager Dsph Operations Project Management
+16505743000marjorie.mccray@gilead.com
San Mateo,
LinkedIn

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 3 business affiliations were found for Marjorie McCray. Roles listed include Senior Manager Dsph Operations Project Management and Associate Director Pve Operations Project Management. Records are compiled from state business registries, SEC filings, and professional networking databases.

Marjorie McCray

Central High School - Fort Wayne, IN, IN
1960

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Marjorie McCray has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Oct 17, 2002
2002
Emily'S List
McCray, Marjorie Cashier @ Memorial Hospital Belleville, IL
$300 Aug 29, 2003
2004
Dscc Non Federal Building Fund
McCray, Marjorie M Retired Belleville, IL
$50 Aug 21, 2003
2004
Dnc Non Federal Max Pac
McCray, Marjorie M Retired Belleville, IL
$200 May 13, 2003
2004
Dnc Non Federal Max Pac
McCray, Marjorie M Retired Belleville, IL
$300 Sep 3, 2003
2004
Emily'S List
McCray, Marjorie Cashier @ Memorial Hospital Belleville, IL
$300 Sep 3, 2003
Emily'S List
Contributor Cashier @ Memorial Hospital Belleville, IL
$200 May 13, 2003
Unknown Committee
McCray, Marjorie M Ms Retired Belleville, IL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 7 political contribution records found for Marjorie McCray. Total disclosed contributions amount to $1,400. Recipients include Emily'S List. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Marjorie McCray

Age 83 Female
·
23 Young Dixon Way, Stamford, CT 06902 (Fairfield County)
41.0427, -73.5528
· (203) 325-2416
Marital: Single TZ: Eastern
Edu: High School
Single Family
MP

Marjorie D McCray

Age 57 Female
·
501 Granger St S, Wilson, NC 27893 (Wilson County)
35.7073, -77.9184
· (252) 243-7471
Marital: Married TZ: Eastern
Edu: High School
Single Family
MP

Marjorie H McCray

Age 77 Female
·
313 Star Hill Dr, Swansboro, NC 28584 (Onslow County)
34.7105, -77.0565
· (252) 393-8279
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 2004 Purchased 2007
MP

Marjorie B McCray

Age 53 Female
·
106 Tasman Ct, Cary, NC 27513 (Wake County)
35.8169, -78.7777
· (919) 452-4892
Marital: Married TZ: Eastern
Homeowner Single Family Built 1990 Purchased 1999
MP

Marjorie C McCray

Age 32 Female
·
4613 Fairway Rd, N Dinwiddie, VA 23803 (Petersburg City County)
37.2094, -77.4824
TZ: Eastern
Homeowner Single Family Built 1966 Purchased 2008
MP

Marjorie M McCray

Age 91 Female
·
3621 NE 52nd Ter, Kansas City, MO 64119 (Clay County)
39.1892, -94.5357
· (816) 452-0340
Marital: Single TZ: Central
Homeowner Single Family Built 1950
MP

Marjorie C McCray

Age 82 Female
·
5303 Bradley Ridge Ln, Memphis, TN 38125 (Shelby County)
35.0035, -89.8170
· (901) 737-5320
Marital: Married TZ: Central
Occ: Professional Edu: High School
Homeowner Single Family Built 1997 Purchased 2013
MP

Marjorie A McCray

Age 88 Female
·
20 Center Rd, Narragansett, RI 02882 (Washington County)
41.4909, -71.4452
· (401) 789-2099
Marital: Married TZ: Eastern
Homeowner Single Family Built 1984

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 8 demographic profiles associated with Marjorie McCray. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Marjorie McCray. These loans were issued to businesses, not individuals.

Shawn Tetreault

Sole Proprietorship

$19,487 Paid in Full
Address:
20 Center Rd
Milton, NH03851-4602
Approved

Mar 12, 2021

Forgiven

$19,612

Jobs Reported

1

Loan #

9990798504

Loan Size

Small

Mje Telestructure LLC

Limited Liability Company(LLC

$134,010 Paid in Full
Address:
116 Apollo Dr
Cape Carteret, NC28584
Approved

Apr 28, 2020

Forgiven

$135,266

Jobs Reported

7

Loan #

8512327203

Loan Size

Small

Mje Telestructure LLC

Limited Liability Company(LLC

$138,900 Paid in Full
Address:
116 Apollo Dr
Cape Carteret, NC28584-9756
Approved

Jan 28, 2021

Forgiven

$139,710

Jobs Reported

7

Loan #

7645108300

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 3 PPP loan records are linked to businesses associated with Marjorie McCray. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Marjorie McCray on the map

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Found 50 results across 16 states

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Marjorie McCray in NC: Background Summary

Location
501 Granger S St Wilson, NC 27893-6021
Other Locations
Cary, NC · Little Rock, AR · Yucca Valley, CA and 19 more
Profiles Found
31 people with this name
Phone Numbers
(252) 243-7471 and 14 others on file
Email
marjorie.daniels@pharma.com and 6 others on file
Possible Relatives
Luby G Gray JR, Maurice Mccray, Douglas Earl Gray SR, Franshaun Mc Mccray, Jessie Lee Gray and 154 more
Career
Senior Manager Dsph Operations Project Management, Associate Director Pve Operations Project Management
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
2 linked — 2010 Honda Cr-V, 2011 Gmc Terrain
Contributions
$1,400 total — Emily'S List
PPP Loans
$292K for Shawn Tetreault, Mje Telestructure LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Marjorie McCray. Because public records are indexed by name rather than by a unique identifier, the 63 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Marjorie McCray

Search Complexity: High

63 public records across 16states, belonging to approximately 31 different individuals. With 31 distinct profiles across 16 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 16 states. Highest concentration: North Carolina (16%), followed by California and Tennessee. Spans the South and West regions.

NC10recordsCA7recordsTN5recordsMO4recordsLA3recordsVA3records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (67%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (7) and Business & Corporate Filings (3).

36
Contact & Address Records
7
Political Contribution Records
3
Business & Corporate Filings
3
PPP Loan Records
2
Voter Registration Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 52 years, suggesting multiple generations. Largest group: Senior (65+) (86%).

Senior (65+)12peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Marjorie McCray

Is Marjorie McCray a registered voter?
Yes, voter registration records show Marjorie McCray is registered in North Carolina with DEM affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Marjorie McCray own property?
County assessor records show 1 property associated with Marjorie McCray . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Marjorie McCray?
Records show 2 vehicle registrations associated with Marjorie McCray, including a 2010 Honda CR-V. Registered makes include Honda, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Marjorie McCray?
We found 3 business affiliations for Marjorie McCray (Senior Manager Dsph Operations Project Management). Business records are compiled from state registries, SEC filings, and professional databases.
Has Marjorie McCray made political donations?
FEC disclosure records show 7 reported political contributions from Marjorie McCray, totaling $1,400. Recipients include Emily'S List. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Marjorie McCray?
Our database contains 63 total records for Marjorie McCray spanning 16 states. This includes 31 distinct contact records, 12 with phone numbers, 2 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Marjorie McCray?
The 63 records displayed for Marjorie McCray are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Marjorie McCray remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.