Michael Falar from Lavallette, NJ

Age 50
๐Ÿ“ 21 Washington Ave, Lavallette, NJ 08735
๐Ÿ“ž (908) 855-4959, (908) 634-6350
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Giovana Falar,Michael M Falar,Rita T Falar,Susan Keenan

Michael Falar from Lakewood, NJ

Age 84
๐Ÿ“ 673 New Castle Ct #a, Lakewood, NJ 08701
๐Ÿ“ž (732) 961-0867, (732) 846-5295, (732) 961-0867, (908) 634-6350, (732) 679-5093
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Giovana Falar,Michael M Falar,Rita T Falar

Michael Falar from Flemington, NJ

Age 62 b. 1964 Male
๐Ÿ“ 9 Fieldstone Pl
๐Ÿ“ž (732) 754-8596 (Cell)

Michael Falar from Lakewood, NJ

Age 62 b. 1964 Ocean Co.
๐Ÿ“ 673 New Castle Ct Apt A
๐Ÿ“ž (732) 961-0867

Michael Falar from Woodbridge, NJ

Age 61 b. Apr 1964
๐Ÿ“ 337 Grady Dr

Michael Falar from Woodbridge, NJ

Age 61 b. Apr 1964 Middlesex Co.
๐Ÿ“ 536 Bamford Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 6 contact records for Michael Falar in New Jersey. The most recent address on file is in Flemington, New Jersey. Of these records, 4 include phone numbers. Ages range from 50 to 84, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Falar, Michael

Ocean County
PIN: 1516_13_26
· 21 Washington Ave
Lot: 4,996sqft

Falar, Michael

Middlesex County
PIN: 1225_563.15_96
· 536 Bamford Ave
Lot: 4,997sqft

Falar, Michael

Residential Ocean County
· 536 Bamford Ave, 07095

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 3 property records linked to Michael Falar. Values shown are from county assessor records and may differ from current market prices.

Michael M Falar

Unaffiliated
9 Fieldstone Pl, Flemington, 08822
DOB: 4/24/1964
County: Hunterdon

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 1 voter registration record was found for Michael Falar. Party affiliation is listed as U. Voter data is released as public information under state election laws and reflects status at time of the state data release.

AllianceBernstein

Network Engineer
+12128236941michael.falar@alliancebernstein.com
New York,

Michael Falar

United States

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 3 business affiliations were found for Michael Falar. Roles listed include Network Engineer. Records are compiled from state business registries, SEC filings, and professional networking databases.

Michael Falar

Woodbridge High School - Woodbridge, NJ, NJ
1982

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Michael Falar has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Michael Falar

Age 53 Male
·
9 Fieldstone Pl, Flemington, NJ 08822 (Hunterdon County)
40.5046, -74.8047
Marital: Married TZ: Eastern
Homeowner Single Family Built 1983 Purchased 2014

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 1 demographic profile associated with Michael Falar. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Michael Falar. These loans were issued to businesses, not individuals.

Beacon Natural Resources LLC

Limited Liability Company(LLC

$37,500 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105
Approved

May 5, 2020

Forgiven

$21,110

Jobs Reported

1

Loan #

1818057402

Loan Size

Small

Nannies By Noa, LLC

Limited Liability Company(LLC

$31,686 Paid in Full
Address:
1345 Avenue of the Americas 33rd Floor
New York, NY10105-3105
Approved

May 11, 2020

Forgiven

$31,977

Jobs Reported

2

Loan #

4889037408

Loan Size

Small

Galab Dhungana Esquire PC

Corporation

$16,600 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Mar 3, 2021

Forgiven

$16,714

Jobs Reported

2

Loan #

6306108508

Loan Size

Small

Samker Co. LLC

Limited Liability Company(LLC

$41,390 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Feb 17, 2021

Forgiven

$41,678

Jobs Reported

8

Loan #

9442008402

Loan Size

Small

Urbanotv, INC DBA Ngl Collective

Sole Proprietorship

$120,752 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105-0014
Approved

May 1, 2020

Forgiven

$121,682

Jobs Reported

19

Loan #

5397477703

Loan Size

Small

Virgo Penn Business Centers LLC

Limited Liability Company(LLC

$17,707 Paid in Full
Address:
1345 Avenue of the Americas # 200
New York, NY10105-0302
Approved

Mar 23, 2021

Forgiven

$5,775

Jobs Reported

2

Loan #

6453308607

Loan Size

Small

Rk Equity Advisors, LLC

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105
Approved

May 1, 2020

Forgiven

$21,050

Jobs Reported

1

Loan #

2071917700

Loan Size

Small

Excelsior J D Co LLC

Limited Liability Company(LLC

$186,060 Paid in Full
Address:
1345 Avenue of the Americas 1345 Ave Americas
New York, NY10105-0302
Approved

Apr 1, 2021

Forgiven

$187,605

Jobs Reported

36

Loan #

4208448709

Loan Size

Medium

Marc Rosen

Sole Proprietorship

$15,625 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105-0302
Approved

Feb 8, 2021

Forgiven

$15,757

Jobs Reported

1

Loan #

5400248408

Loan Size

Small

One Edge INC.

Corporation

$27,237 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Mar 20, 2021

Forgiven

$27,399

Jobs Reported

4

Loan #

4774718603

Loan Size

Small

Trim Tabs Asset Management LLC

Limited Liability Company(LLC

$153,700 Paid in Full
Address:
1345 AVENUE OF THE AMERICAS, 2nd Floor
New York, NY10105-0302
Approved

Apr 28, 2020

Forgiven

$155,372

Jobs Reported

8

Loan #

8436887204

Loan Size

Medium

Vbca LLC

Limited Liability Company(LLC

$129,660 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Mar 27, 2021

Forgiven

$130,797

Jobs Reported

7

Loan #

1552068708

Loan Size

Small

Dearborn Capital Group

Limited Liability Company(LLC

$20,832 Paid in Full
Address:
1345 Avenue Of The Americas
New York, NY10105
Approved

May 9, 2020

Forgiven

$21,011

Jobs Reported

1

Loan #

4461057402

Loan Size

Small

Quantilus Innovation INC.

Corporation

$87,400 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

Feb 10, 2021

Forgiven

$87,903

Jobs Reported

5

Loan #

6288028405

Loan Size

Small

Catalyst Financial Partners

Limited Liability Company(LLC

$11,200 Paid in Full
Address:
1345 Avenue of the Americas 33rd fl
New York, NY10105
Approved

Aug 3, 2020

Forgiven

$11,251

Jobs Reported

1

Loan #

2665238200

Loan Size

Small

Dearborn Capital Group LLC

Limited Liability Company(LLC

$36,972 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

Feb 3, 2021

Forgiven

$37,177

Jobs Reported

2

Loan #

2152748401

Loan Size

Small

Loanzon LLP-Sba Small 7a Term

Limited Liability Partnership

$17,500 Paid in Full
Address:
1345 Avenue of the Americas FL2
New York, NY10105
Approved

May 1, 2020

Forgiven

$17,663

Jobs Reported

1

Loan #

4258137701

Loan Size

Small

Hanley Advisors LLC

Limited Liability Company(LLC

$41,666 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Feb 19, 2021

Forgiven

$41,936

Jobs Reported

3

Loan #

1871058506

Loan Size

Small

Salisbury & Ryan LLP

Limited Liability Partnership

$92,072 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105-0014
Approved

May 1, 2020

Forgiven

$92,985

Jobs Reported

13

Loan #

5163867710

Loan Size

Small

Ovis Creative LLC

Limited Liability Company(LLC

$112,652 Paid in Full
Address:
1345 Avenue Of The Americas Fl 33
New York, NY10105-3105
Approved

May 1, 2020

Forgiven

$113,871

Jobs Reported

11

Loan #

5487437706

Loan Size

Small

Enlight Global Consulting CORP

Corporation

$20,438 Exemption 4
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Mar 8, 2021

Jobs Reported

1

Loan #

8052198500

Loan Size

Small

Joss Realty Partners B LLC

Limited Liability Company(LLC

$52,201 Paid in Full
Address:
1345 Avenue of the Americas Fl 31
New York, NY10105-3199
Approved

Feb 2, 2021

Forgiven

$52,544

Jobs Reported

5

Loan #

1583808403

Loan Size

Small

Luerzer'S Archive Usa INC

Corporation

$41,295 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

Mar 10, 2021

Forgiven

$39,683

Jobs Reported

2

Loan #

8528778504

Loan Size

Small

Supreme Services Of Ny

Subchapter S Corporation

$47,127 Exemption 4
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105
Approved

Jul 28, 2020

Jobs Reported

6

Loan #

9660468104

Loan Size

Small

Interactive Edge LLC

Limited Liability Company(LLC

$133,210 Paid in Full
Address:
1345 AVENUE OF THE AMERICAS 2nd Floor
New York, NY10105-0014
Approved

Apr 14, 2020

Forgiven

$134,473

Jobs Reported

7

Loan #

7699387106

Loan Size

Small

Glenmont Capital Management, LLC

Limited Liability Company(LLC

$83,600 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105-0302
Approved

Apr 12, 2020

Forgiven

$84,212

Jobs Reported

5

Loan #

3713527110

Loan Size

Small

Raiti PLLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

May 27, 2021

Forgiven

$20,920

Jobs Reported

1

Loan #

8420759002

Loan Size

Small

Commodity Asset Management LLC

Limited Liability Company(LLC

$30,410 Paid in Full
Address:
1345 Avenue Of The Americas Fl 33
New York, NY10105
Approved

May 1, 2020

Forgiven

$30,801

Jobs Reported

2

Loan #

1524347705

Loan Size

Small

Uss Holding LLC

Limited Liability Company(LLC

$150,000 Paid in Full
Address:
1345 Avenue Of The Americas
New York, NY10105
Approved

Apr 27, 2020

Forgiven

$151,414

Jobs Reported

6

Loan #

5866717206

Loan Size

Medium

Sterling Resources International LLC

Limited Liability Company(LLC

$69,400 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105-0302
Approved

Apr 28, 2020

Jobs Reported

3

Loan #

7706327207

Loan Size

Small

Beacon Natural Resources LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105-0302
Approved

Feb 18, 2021

Forgiven

$20,956

Jobs Reported

1

Loan #

1002508508

Loan Size

Small

Coady Diemar Partners, LLC

Limited Liability Company(LLC

$79,200 Paid in Full
Address:
1345 Avenue Of The Americas
New York, NY10105-0002
Approved

Apr 15, 2020

Forgiven

$79,992

Jobs Reported

5

Loan #

2179607202

Loan Size

Small

Samker Co. LLC

Limited Liability Company(LLC

$44,582 Paid in Full
Address:
1345 Avenue of the Americas 33rd Floor
New York, NY10105
Approved

Apr 15, 2020

Forgiven

$45,096

Jobs Reported

3

Loan #

8543687100

Loan Size

Small

Heather M. Johnson

Sole Proprietorship

$7,700 Paid in Full
Address:
1345 Avenue of the Americas
New York, NY10105-0302
Approved

May 21, 2021

Forgiven

$7,739

Jobs Reported

1

Loan #

5019459006

Loan Size

Small

Adit Ventures LLC

Limited Liability Company(LLC

$325,000 Paid in Full
Address:
1345 Avenue of the Americas FL 33
New York, NY10105-3105
Approved

Apr 16, 2020

Forgiven

$328,642

Jobs Reported

8

Loan #

2322727207

Loan Size

Medium

Caswell LLC

Limited Liability Company(LLC

$20,833 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105-0014
Approved

May 1, 2020

Forgiven

$21,078

Jobs Reported

1

Loan #

5792407704

Loan Size

Small

Mga Media Group LLC

Limited Liability Company(LLC

$29,582 Paid in Full
Address:
1345 Avenue of the Americas 2nd Floor
New York, NY10105
Approved

May 1, 2020

Forgiven

$29,873

Jobs Reported

2

Loan #

1073027703

Loan Size

Small

Salisbury & Ryan LLP

Limited Liability Company(LLC

$95,072 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Mar 3, 2021

Forgiven

$95,635

Jobs Reported

4

Loan #

6344048504

Loan Size

Small

Catalyst Financial Partners

Limited Liability Company(LLC

$11,200 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

Jan 23, 2021

Forgiven

$11,271

Jobs Reported

1

Loan #

4730688300

Loan Size

Small

Loanzon LLP

Limited Liability Partnership

$17,500 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Feb 9, 2021

Forgiven

$17,623

Jobs Reported

1

Loan #

5912138403

Loan Size

Small

Virgo 575 Business Centers LLC

Limited Liability Company(LLC

$22,565 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Apr 1, 2021

Forgiven

$22,761

Jobs Reported

3

Loan #

4744158709

Loan Size

Small

Kore Infrastructure LLC

Limited Liability Company(LLC

$68,878 Paid in Full
Address:
1345 Avenue of the Americas Fl 33
New York, NY10105-3105
Approved

Apr 22, 2021

Forgiven

$69,216

Jobs Reported

6

Loan #

7700288802

Loan Size

Small

Ellenoff Grossman %26 Schole LLP

Partnership

$2,567,785 Paid in Full
Address:
1345 Avenue of the Americas 0.0
New York, NY10105-0302
Approved

Apr 11, 2020

Forgiven

$2,600,708

Jobs Reported

120

Loan #

3186987105

Loan Size

Medium-Large

One Edge INC.

Corporation

$21,137 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105
Approved

May 1, 2020

Forgiven

$21,322

Jobs Reported

2

Loan #

1628517702

Loan Size

Small

Katzke & Morgenbesser LLP

Partnership

$77,567 Paid in Full
Address:
1345 Avenue of the Americas, 11th Floor
New York, NY10105
Approved

Apr 30, 2020

Forgiven

$78,326

Jobs Reported

3

Loan #

6479437308

Loan Size

Small

American Friends Of Bnei Akiva Yeshivas In Israel INC

Non-Profit Organization

$30,000 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Feb 13, 2021

Forgiven

$30,201

Jobs Reported

1

Loan #

8269758405

Loan Size

Small

Bluerock Capital Markets LLC

Limited Liability Company(LLC

$1,151,369 Paid in Full
Address:
1345 Avenue of the Americas Fl 32
New York, NY10105-0302
Approved

Mar 26, 2021

Forgiven

$1,160,359

Jobs Reported

55

Loan #

9381658600

Loan Size

Medium-Large

New York International Group INC

Subchapter S Corporation

$24,043 Paid in Full
Address:
1345 Avenue of the Americas Fl 2
New York, NY10105-0014
Approved

Jan 29, 2021

Forgiven

$24,356

Jobs Reported

1

Loan #

7967348305

Loan Size

Small

Eip Ventures LLC

Limited Liability Partnership

$21,900 Paid in Full
Address:
1345 Avenue of the Americas 33rd Floor
New York, NY10105
Approved

Apr 14, 2020

Forgiven

$22,171

Jobs Reported

3

Loan #

7852607108

Loan Size

Small

F1 Technology Group INC

Corporation

$58,000 Paid in Full
Address:
1345 Avenue Of The Americas Fl 2
New York, NY10105
Approved

May 1, 2020

Forgiven

$50,471

Jobs Reported

6

Loan #

2102887708

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 50 PPP loan records are linked to businesses associated with Michael Falar. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Michael Falar on the map

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8

Michael Falar in Lakewood, NJ: Background Summary

Location
673 New Castle Ct Apt A, Lakewood, NJ 08701
Other Locations
Flemington, NJ ยท Woodbridge, NJ
Profiles Found
6 people with this name
Phone Numbers
(908) 855-4959 and 3 others on file
Possible Relatives
Giovana Falar, Michael M Falar, Rita T Falar, Susan Keenan
Career
Network Engineer
Voter Registration
Registered No Party Preference
Properties
2properties owned
PPP Loans
$6562K for Beacon Natural Resources LLC, Nannies By Noa, LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michael Falar. Because public records are indexed by name rather than by a unique identifier, the 65 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michael Falar

Search Complexity: Moderate

65 public records across 1state, belonging to approximately 6 different individuals. There are 6 distinct profiles in the results. Using the state filter or checking age and address details will help identify the correct individual.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Record Type Breakdown

Data spans 5 record categories. Largest: PPP Loan Records (79%), which are tied to specific businesses and addresses. Also includes Contact & Address Records (6) and Property Ownership Records (3).

50
PPP Loan Records
6
Contact & Address Records
3
Property Ownership Records
3
Business & Corporate Filings
1
Voter Registration Records

Age Distribution

Age range: approximately 34 years, suggesting multiple generations. Largest group: Senior (65+) (33%).

Senior (65+)1personMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michael Falar

Is Michael Falar a registered voter?
Yes, voter registration records show Michael Falar is registered with U affiliation. We found 1 voter registration entry across 0 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michael Falar own property?
County assessor records show 3 properties associated with Michael Falar . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What businesses are associated with Michael Falar?
We found 3 business affiliations for Michael Falar (Network Engineer). Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Michael Falar?
Our database contains 65 total records for Michael Falar spanning 1 state. This includes 6 distinct contact records, 4 with phone numbers. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michael Falar?
The 65 records displayed for Michael Falar are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michael Falar remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.