Michael Fecko

Age 82 b. 1943-10-22
๐Ÿ“ 36158 Weber Dr, Sterling Heights Mi 48310
๐Ÿ“ž (586) 268-8557
โœ‰๏ธ MIKEFECKO@SBCGLOBAL.NET, mikefecko@sbcglobal.net

Michael Fecko from West Nyack, NY

Age 48
๐Ÿ“ 229 Germonds Rd, West Nyack, NY 10994
๐Ÿ“ž (718) 544-1812, (914) 623-0817, (845) 623-1329, (212) 349-9163
โœ‰๏ธ fecko@worldnet.att.net
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Maryann Fecko

Michael Fecko from Rochester, NY

Age 85
๐Ÿ“ 31 Jay Vee Ln, Rochester, NY 14612
๐Ÿ“ž (727) 938-9387, (724) 266-5474, (727) 938-9387, (724) 457-9729, (724) 266-2936, (724) 266-5474
๐Ÿช Mpf Insurance, Inc

Michael Fecko from Sterling Heights, MI

Age 70
๐Ÿ“ 36158 Weber Dr, Sterling Heights, MI 48310
๐Ÿ“ž (386) 736-3997, (205) 878-1551, (407) 277-9313, (256) 878-8908, (205) 593-9428

Michael Fecko from Irvine, CA

Age 85
๐Ÿ“ 14851 Jeffrey Rd #215, Irvine, CA 92618
๐Ÿ“ž (870) 446-2284, (949) 654-8372, (949) 697-5208, (909) 657-4673
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Lois I Fecko,Lois Fecko

Michael Fecko from Northfield, OH

Age 57 b. Aug 1968 Summit Co.
๐Ÿ“ 8273 Augusta Ln
๐Ÿ“ž (330) 468-0998

Michael Fecko from Ambridge, PA

Age 97 b. Sep 1928 Beaver Co.
๐Ÿ“ 467 Maplewood Ave
๐Ÿ“ž (724) 266-5474

Michael Fecko from Boaz, AL

Age 82 b. Oct 1943 Etowah Co.
๐Ÿ“ 110 Rosser Blvd
๐Ÿ“ž (718) 776-1989

Michael Fecko from Gary, IN

Age 87
๐Ÿ“ 4019 Pennsylvania St, Gary, IN 46409
๐Ÿ“ž (219) 884-4539

Michael Fecko

๐Ÿ“ 1116 Vail, Arl Hts Il 60005
๐Ÿ“ž (847) 997-3293, (847) 664-1058
โœ‰๏ธ WMFECKO@GMAIL.COM

Michael Fecko

๐Ÿ“ 1116 S Vail Ave, Arlington Hts Il
๐Ÿ“ž (847) 997-3293, (847) 664-1058
โœ‰๏ธ WMFECKO@GMAIL.COM

Michael Fecko

๐Ÿ“ 265 Bonnie Ln, Aurora Oh
๐Ÿ“ž (216) 401-7408, (330) 703-1498
โœ‰๏ธ KRISTIN@ENDEVIS.COM

Michael Fecko from Forest Hills, NY

Age 59 b. Jul 1966 Queens Co.
๐Ÿ“ 7025 Yellowstone Blvd Apt 18 K
๐Ÿ“ž (845) 623-1329

Michael Fecko from Vero Beach, FL

Male
๐Ÿ“ 1736 31st Ave
๐Ÿ“ž (772) 349-2292 (VERIZON WIRELESS)

Michael Fecko from Tustin, CA

Age 97 b. Dec 1928 Orange Co.
๐Ÿ“ 12475 Hazeltine Dr

Michael Fecko from Hubbard, OH

Age 85 b. Jul 1940 Trumbull Co.
๐Ÿ“ 1346 Collar Price Rd

Michael Fecko from New Bedford, MA

Age 90 b. Nov 1935 Bristol Co.
๐Ÿ“ 53 Fielding St

Michael Fecko from Deltona, FL

Volusia Co.
๐Ÿ“ 1619 Weybridge St
๐Ÿ“ž (706) 376-5549

Michael Fecko from Toledo, OH

Lucas Co.
๐Ÿ“ 1503 Bernath Pkwy Apt A
๐Ÿ“ž (812) 466-2319

Michael Fecko from Harvest, AL

Age 82 b. 1944 Male
๐Ÿ“ 29853 Applewood Ln Nw

Michael Fecko from Forest Hills, NY

Queens Co.
๐Ÿ“ 7025 Yellowstone Bl 18 K

Michael Fecko from Youngstown, OH

Mahoning Co.
๐Ÿ“ 1756 Brockton Dr

Michael Fecko from Clifton, NJ

Passaic Co.
๐Ÿ“ 686 Allwood Rd

Michael Fecko from Rector, AR

Clay Co.
๐Ÿ“ Po Box 267

Michael Fecko from Broadview Heights, OH

Cuyahoga Co.
๐Ÿ“ 351 Vineyard Dr 202

Michael Fecko from Gary, IN

Lake Co.
๐Ÿ“ 4019 Pennsylvania St

Michael Fecko from Johnstown, PA

Cambria Co.
๐Ÿ“ 7 Plymouth Ave

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 28 contact records for Michael Fecko across 11 states. The most recent address on file is in Northfield, Ohio. Of these records, 17 include phone numbers and 6 include email addresses. Ages range from 48 to 87, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Fecko, Michael J Iii & Shannon

Indian River County
PIN: 33390300015004000005.0
· 1736 31st Av, Vero Beach 32960
Value: $48,930

Fecko Michael J Iii & Shannon

Indian-river County
· 1736 31st Av, Vero-Beach 32960.0
Built: 1955.0
Assessed: $73,964

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Michael Fecko in Vero-Beach. Values shown are from county assessor records and may differ from current market prices.

Michael K Fecko

Republican Reg: 10/01/1982
2610 Barnes Dr, Moon Twp, PA, 15108
DOB: 03/18/1961 Gender: Male

Michael J Fecko

1736 31ST Ave, Vero Beach, , 32960

Michael J Fecko

Reg: 305907595
70-25 Yellowstone Boulevard 18 K
DOB: 19660704 Gender: Male
Senate: 6

Michael K Fecko

2610 Barnes Dr
DOB: 03/18/1961 Gender: Male

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 4 voter registration records were found for Michael Fecko in Pennsylvania, . Party affiliation is listed as R. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Ford F-150
ยท Registered to: Michael Fecko
ยท VIN: 1FTFW1ET4BFC03815
·
8273 Augusta Ln, Sagamore Hls, OH, 44067-3400
2011 TOYOTA COROLLA
ยท Registered to: Michael Fecko
ยท VIN: 2T1BU4EE5BC711095
·
11291 Arbor Creek Dr Apt 1126, Richmond, VA, 23233-0214
·
(804) 273-0895
2012 Volkswagen CC
ยท Registered to: Michael Fecko
ยท VIN: WVWMP7AN4CE535842
·
467 Maplewood Ave, Ambridge, PA, 15003-2521
·
(724) 266-5474
2007 Ford Expedition
ยท Registered to: Michael Fecko
ยท VIN: 1FMFK18507LA83413
·
8273 Augusta Ln, Sagamore Hls, OH, 44067-3400
2005 Gmc Envoy
ยท Registered to: Michael Fecko
ยท VIN: 1GKDT13S652126486
·
1736 31St Ave, Vero Beach, FL, 32960
·
(772) 349-2292
2008 BMW X3 WAGON
ยท Registered to: Michael Fecko
ยท VIN: WBXPC93488WJ03459
·
2610 Barnes Dr, Coraopolis, PA, 15108
2003 VOLKSWAGEN GTI HCHBK 2DR
ยท Registered to: Michael Fecko
ยท VIN: 9BWDE61J934030114
·
2610 Barnes Dr, Coraopolis, PA, 15108

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 7 vehicle registration records are associated with Michael Fecko. Registered makes include Ford, Toyota, Volkswagen, Gmc and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

UL

Director Corporate Strategy
+18472728800michael.fecko@ul.com
Arlington Heights,

Michael P Fecko Insurance

President
(724) 266-5474
Ambridge, PA
Insurance Brokers, Agents and Services (Insurance)

Michael Fecko

Director, Corporate Strategy At Ul
UL
Arlington Heights, Illinois, United States Public Safety

Michael Fecko

Owner And President
Mike Fecko & Company
Virginia

Michael Fecko

Manager
(917) 226-6247michael.fecko@aol.com
7025 Yellowstone Blvd Apt 18, Forest hills, NY11375
suffernvillage.com

Mpf Insurance Inc

Michael FeckoOwner
(412) 741-3587m.fecko@erieinsurance.com
Sewickley, PA

Michael Fecko

Sewickley, PA15143

Michael Fecko

Manager
(917) 226-6247michael.fecko@aol.com
7025 Yellowstone Blvd Apt 18, Forest hills, NY11375

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 10 business affiliations were found for Michael Fecko. Companies include Michael P Fecko Insurance, UL, Mpf Insurance Inc. Roles listed include Director Corporate Strategy and Owner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Capstar Holdings INC.

Addr: 8430 Mayfield Rd Ste 200, Chester Twp, OH, 44026
OH
Officer: Michael J Fecko

Unknown Corporation

ID: 1750795
Officer: Michael Fecko

Source: Public Records Michael Fecko appears in 2 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Michael Fecko

Quaker Valley High School - Leetsdale, PA, PA
1979

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Michael Fecko has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$250 Apr 18, 2019
2020 REP
Trump, Donald J
Fecko, Michael Ins Broker @ Mpfinsurance INC Sewickley, PA
$5 Jul 14, 2016
2016 DEM
Democratic Executive Committee Of Florida
Fecko, Michael Iii Not Employed Vero Beach, FL
$150 Aug 31, 2001
2002 DEM
Kwidis, C Gus
Fecko, Michael Sewickley, PA
$100 Jan 3, 2001
2002 I
Chin, Rockwell J
Fecko, Michael Queens, NY
$250 Oct 28, 2008
2008 REP
Mustio, Mark
Fecko, Michael K Sewickley, PA
$250 Nov 8, 2002
2002
Erie Insurance Political Action Committee
Fecko, Michael Independent Insurance Age Sewickley, PA
$250 Dec 6, 2005
2006 R
Mustio, Mark (committee 1)
Fecko, Michael Sewickley, PA
$125 Mar 23, 2001
2002 DEM
Kwidis, C Gus
Fecko, Michael Moon Twp, PA
$250 May 27, 2003
2004 REP
Mustio, Mark
Fecko, Michael Sewickley, PA
$250 Oct 6, 2004
2004 REP
Mustio, Mark
Fecko, Michael Sewickley, PA
$5 Jul 14, 2016
DEM
Democratic Executive Committee Of Florida
Contributor Not Employed Vero Beach, FL
$100 Jul 29, 2020
Unknown Committee
Fecko, Michael Ins. Broker @ Mpf Insurance INC Coraopolis, PA
$250
2006 R
Mustio, Mark (committee 1)
Contributor Sewickley, PA

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 13 political contribution records found for Michael Fecko. Total disclosed contributions amount to $2,235. Recipients include Democratic Executive Committee Of Florida, Mustio, Mark (committee 1). Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michael K Fecko

Age 56 Male
·
2610 Barnes Dr, Coraopolis, PA 15108 (Allegheny County)
40.5442, -80.2299
· (412) 716-4564
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1988 Purchased 1989
MP

Michael G Fecko

Age 51 Male
·
5130 Eagleson Rd, Gladwin, MI 48624 (Gladwin County)
44.0168, -84.5686
Marital: Single TZ: Eastern
Single Family
MP

Michael J Fecko

Age 49 Male
·
265 Bonnie Ln, Aurora, OH 44202 (Portage County)
41.2886, -81.3566
· (440) 463-5766
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 2004 Purchased 2016
MP

Michael J Fecko

Age 77 Male
·
1346 Collar Price Rd, Hubbard, OH 44425 (Trumbull County)
41.2062, -80.5828
· (330) 534-9220
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1971 Purchased 2015

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 4 demographic profiles associated with Michael Fecko. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Michael Fecko. These loans were issued to businesses, not individuals.

Lrj Consulting INC

Subchapter S Corporation

$39,617 Paid in Full
Address:
34305 Solon Rd
Solon, OH44139
Approved

Apr 30, 2020

Forgiven

$39,999

Jobs Reported

5

Loan #

7159177308

Loan Size

Small

Mazanec Raskin & Ryder Co Lpa

Subchapter S Corporation

$953,400 Paid in Full
Address:
34305 Solon Rd
Solon, OH44139-2626
Approved

Apr 13, 2020

Forgiven

$949,716

Jobs Reported

54

Loan #

4534037104

Loan Size

Medium

McKinney & Company Certified Public Acco

Subchapter S Corporation

$20,470 Paid in Full
Address:
34305 Solon Rd
Solon, OH44139
Approved

May 1, 2020

Forgiven

$20,661

Jobs Reported

2

Loan #

8234547710

Loan Size

Small

Jean-Philippe Blaise

Independent Contractors

$14,305 Paid in Full
Address:
7025 Yellowstone Blvd
Forest Hills, NY11375-3164
Approved

Jan 23, 2021

Forgiven

$14,397

Jobs Reported

1

Loan #

4331848303

Loan Size

Small

Noa Hanan

Self-Employed Individuals

$5,927 Paid in Full
Address:
7025 Yellowstone Blvd
Forest Hills, NY11375-3164
Approved

Mar 12, 2021

Forgiven

$5,984

Jobs Reported

1

Loan #

9830048503

Loan Size

Small

Albert Saiedian

Independent Contractors

$7,500 Paid in Full
Address:
7025 Yellowstone Blvd
Forest Hills, NY11375-3164
Approved

Mar 25, 2021

Forgiven

$7,536

Jobs Reported

1

Loan #

8838868600

Loan Size

Small

Grigoriy Niyazov

Self-Employed Individuals

$14,500 Paid in Full
Address:
7025 Yellowstone Blvd
Forest Hills, NY11375
Approved

Apr 30, 2020

Forgiven

$14,304

Jobs Reported

1

Loan #

7740827306

Loan Size

Small

Mpf Insurance INC

Subchapter S Corporation

$28,300 Paid in Full
Address:
517 Broad St
Sewickley, PA15143-1780
Approved

May 1, 2020

Forgiven

$70,680

Jobs Reported

5

Loan #

7721147700

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 8 PPP loan records are linked to businesses associated with Michael Fecko. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Michael Fecko on the map

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Michael Fecko in Sterling Heights, MI: Background Summary

Location
36158 Weber Dr, Sterling Heights Mi 48310, Sterling Heights, MI
Other Locations
Northfield, OH ยท Ambridge, PA ยท Boaz, AL and 14 more
Profiles Found
28 people with this name
Phone Numbers
(724) 266-5474 and 18 others on file
Email
mfecko1@yahoo.com and 7 others on file
Possible Relatives
Ann S Davis, Elizabeth M Fecko, Elizabeth R Fecko, Jeffrey J Fecko, John M Davis and 50 more
Career
Director Corporate Strategy, Owner at Michael P Fecko Insurance, UL
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
7 linked โ€” 2011 Ford F-150, 2011 Toyota Corolla and 5 more
Contributions
$2,235 total โ€” Mustio, Mark (committee 1), Democratic Executive Committee Of Florida
PPP Loans
$1084K for Lrj Consulting INC, Mazanec Raskin & Ryder Co Lpa

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michael Fecko. Because public records are indexed by name rather than by a unique identifier, the 88 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michael Fecko

Search Complexity: High

88 public records across 13states, belonging to approximately 28 different individuals. With 28 distinct profiles across 13 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 13 states. Highest concentration: Pennsylvania (15%), followed by Ohio and New York. Spans the Northeast and Midwest regions.

PA13recordsOH11recordsNY7recordsFL5recordsCA4recordsMI4records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (13) and Business & Corporate Filings (10).

37
Contact & Address Records
13
Political Contribution Records
10
Business & Corporate Filings
8
PPP Loan Records
7
Vehicle Registration Records
4
Voter Registration Records

Age Distribution

Age range: approximately 50 years, suggesting multiple generations. Largest group: Senior (65+) (70%).

Senior (65+)7peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michael Fecko

Is Michael Fecko a registered voter?
Yes, voter registration records show Michael Fecko is registered in Pennsylvania with R affiliation. We found 4 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michael Fecko own property?
County assessor records show 2 properties associated with Michael Fecko . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michael Fecko?
Records show 7 vehicle registrations associated with Michael Fecko, including a 2011 Ford F-150. Registered makes include Ford, Toyota, Volkswagen, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michael Fecko?
We found 10 business affiliations for Michael Fecko (Director Corporate Strategy). Other companies include ul, Mpf Insurance Inc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Michael Fecko made political donations?
FEC disclosure records show 13 reported political contributions from Michael Fecko, totaling $2,235. Recipients include Democratic Executive Committee Of Florida and Mustio, Mark (committee 1). Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michael Fecko?
Our database contains 88 total records for Michael Fecko spanning 13 states. This includes 28 distinct contact records, 17 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michael Fecko?
The 88 records displayed for Michael Fecko are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michael Fecko remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.