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Ms Michele L Finnegan from Shoreline, WA

Age 49
📍 18742 Ridgefield Nw Rd, #shoreline, WA 98177-3227
👨‍👩‍👧 Relatives: Jack D Green,Carol Lynn Finnegan,James A Finnegan,Kara Lee Keller,Sean M Finnegan,Alec D Green,Andrew Finnegan,C. Lynn Finnegan,Dan Green,Daniel G Green,Dean A Schils,George Daniel Green,Jacky L Green Sr,James P Gillis,Jodi A Baskerville,Josh P Green,Judy H Green,Liza B Green,Maureen Finnegan,Robert Keller,Walden A Baskerville,Amanda J Conley,Anne Stewart Chapman,Celia A Gillis,Christie Louise White,Courtney M Watlington,Daniel S Neill-Green,George Leon Streeter,Grant M Greenberg,Gregory W Mckee,Jack W Green,Joyce Ann Cole,M G Greenberg,M Greenberg,M Greenberg,Marian Hartman,Marlon J Green Jr,Marsha A Lynn,Mary Melody Green,Matthew Greenberg Grant,Morgan S Greenberg,Robert A Keller,Shun Rain Sr,Teresa Neill Green,Tzai Shi Shun,Vivian P Little
🕐 14 previous addresses

Ms Michele Ann Finnegan from Mechanicsville, IA

Age 62
📍 Po Box 235, #mechanicsville, IA 52306-0235
👨‍👩‍👧 Relatives: Donna M Kuehnle,Ellen M Kuehnle,J L Kuehnle,John K Finnegan Jr,John L Kuehnle,John L Kuehnle,John Louis Kuehnle,Kuehnle Finnegan,Michele Finnegan,Michele A Finnegan,Michele F Kuehnle,Michele F Kuehnle,Ruth F Kuehnle,Anne M Kuehnle,Jane E Malaby,Alison Malaby,Anne Matulka,Anne Matulka,Daniel B Matulka,Dorothea Bertha Gunn,Erik Malaby,Eunice E Baxter,Joseph F Matulka,Kayla E Matulka,Kenneth L Malaby,Kenneth E Malaby,Kenneth W Malaby,Paul A Vandam,Rachael L Matulka,Sarah M Malaby,Shirley M Malaby,Tammi L Matulka,Trent M Hansen,William W Baxter
🕐 5 previous addresses

Michele Finnegan

📍 1802 Mount Diablo Way, Livermore Ca
📞 (925) 784-1349, (925) 455-0661
✉️ DANDMFINN@SBCGLOBAL.NET

Michele Finnegan

📍 1802 Mt Diablo Wy, Lvrmr Ca 94551
📞 (925) 784-1349, (925) 455-0661
✉️ DANDMFINN@SBCGLOBAL.NET

Michele Finnegan

Age 56 b. 1969-05-29
📍 2251 Se Moorefield Ct, Tecumseh Ks
📞 (785) 580-9038, (785) 379-5341
✉️ MICHELLEFINNEGAN1@YAHOO.COM

Michele Finnegan

Age 48 b. 1977-05-05
📍 1321 W Hollywood Ave Fl 1, Chicago Il
📞 (773) 655-2723
✉️ SHELLYFINN77@GMAIL.COM

Michele Finnegan from Richland, MS

0
📍 203 Sundance Cir, Richland, MS 39218
📞 (601) 371-1896
👨‍👩‍👧 Relatives: Jimmy P Finnegan,Hiriam P Finnegan,Sherl D Finnegan,Barbara Ann Finnegan,Donna Michele Finnegan,Jimmy P Finnegan,Cynthia A Mulholland

Michele Finnegan from Sicklerville, NJ

Age 56
📍 1979 Pine St, Sicklerville, NJ 08081
👨‍👩‍👧 Relatives: James E Finnegan,James J Finnegan,Michelle M Finnegan,Jamie L Finnegan

Michele Finnegan from Sammamish, WA

Age 60 b. Aug 1965
📍 20832 Ne 26th Pl
📞 (425) 947-4879
👤 aka Michele Denise Mcnulty, Michelle Finnegan, Michelem M Finnegan

Michele Finnegan from Manalapan, NJ

Age 63 b. Aug 1962 Monmouth Co.
📍 21 Manor Ct
📞 (718) 967-9334

Michele Finnegan from Springfield, VA

Age 55 b. Feb 1971 Fairfax Co.
📍 6139 Willowick Ln
📞 (208) 733-3488
👤 aka Michele Mari Conners, Michele M Finnegan

Michele Finnegan

📍 Po Box 305, Wurtsboro Ny
📞 (845) 888-0542, (845) 888-0542
✉️ FINNEMICH@YAHOO.COM

Michele Finnegan

📍 34 Birch Rd, Wurtsboro Ny 12790
📞 (845) 888-0542, (845) 888-0542
✉️ FINNEMICH@YAHOO.COM

Michele Finnegan from North Easton, MA

Female
📍 17 Janine Dr
📞 (508) 735-8117 (VERIZON WIRELESS)

Michele Finnegan from Fort Walton Beach, FL

Age 59 b. 1967 Female
📍 11 Wedgewood Ln Ne
📞 (850) 862-2840

Michele Finnegan from Staten Island, NY

Age 63 b. Aug 1962 Richmond Co.
📍 260 Edgegrove Ave

Michele Finnegan from Alexandria, VA

Age 79 b. Mar 1947
📍 900 N Washington St Unit 2
👤 aka Michelle Dartiguenave Finnegan, Michel Finnegan, M Finnegan

Michele Finnegan from Gladstone, OR

Age 76 b. Mar 1950 Clackamas Co.
📍 640 Bellevue Ave

Michele Finnegan from Fort Walton Beach, FL

Age 59 b. Jan 1967 Okaloosa Co.
📍 315 Newcastle Dr

Michele Finnegan from Mechanicsville, IA

Age 71 b. Sep 1954 Cedar Co.
📍 220 E 1st St

Michele Finnegan from Chicago, IL

Cook Co.
📍 1321 W Hollywood Ave Unit 2
📞 (817) 429-4539

Michele Finnegan from Mechanicsville, IA

Age 70 b. 1956 Female
📍 Po Box 235

Michele Finnegan from Portland, ME

Cumberland Co.
📍 38 Northwood Dr

Michele Finnegan from El Cajon, CA

San Diego Co.
📍 2474 Hilton Head Pl Apt 1096

Michele Finnegan from San Diego, CA

San Diego Co.
📍 4236 Shields Pl

Michele Finnegan

📍 475 475 Usnh Yokosuka Bo

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 26 contact records for Michele Finnegan across 12 states. The most recent address on file is in Sammamish, Washington. Of these records, 15 include phone numbers and 6 include email addresses. The listed age is 56. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Finnegan Michele M

Plymouth County
· 00033 Manners Av, Brockton Ma 2301.0
Built: 1924.0
Assessed: $171,300 · Sale: $280,000 (2006/01/01)

Michele Finnegan

2023 Sullivan County
· 34 Birch, Mamakating

Michele Finnegan

2021 Sullivan County
· 34 Birch, Mamakating

Michele Finnegan

2022 Sullivan County
· 34 Birch, Mamakating

Michele Finnegan

2024 Sullivan County
· 34 Birch, Mamakating

Finnegan, Michele

Doc #2007081701411001
· 21 Manor Court, Manalapan Nj 07726
Record: P

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 6 property records linked to Michele Finnegan in Brockton, Manalapan. Values shown are from county assessor records and may differ from current market prices.

Michele A Finnegan

Republican
21 Manor Ct, Manalapan, 07726
DOB: 8/25/1962
County: Monmouth

Michele R Finnegan

Democrat Reg: 10/01/2004
422 Broomall St, Folsom, PA, 19033
DOB: 12/07/1983 Gender: Female

Michele R Finnegan

11 Wedgewood Ln NE, Ft Walton Bch, , 32547

michele ANN finnegan

Unaffiliated Reg: 02/16/2017
204 Buffy Ct, Richlands, NC, 28574
DOB: 1965 Gender: Female
County: Onslow

Michele Finnegan

Reg: 1/1/111694
34 Birch Rd
DOB: 19591203 Gender: Female
Senate: 19

Michele A Finnegan

Reg: 646779
10 Pratt Ct
DOB: 19650721 Gender: Female
Senate: 22

Michele A Finnegan

Reg: 301555374
260 Edgegrove Avenue
DOB: 19620825 Gender: Female
Senate: 11

Michele R Finnegan

Democrat Reg: 12/1/1976
640 Bellevue Ave, Gladstone, OR, 97027
DOB: 1/1/1950
County: Clackamas

Michele R Finnegan

422 Broomall St
DOB: 12/07/1983 Gender: Female

Michele Lynn Finnegan

Reg: 06/14/2017
18742 Ridgefield Rd, Shoreline, WA, 98177
DOB: 02/22/1970 Gender: Female
County: KI

Michele M Finnegan

Reg: 01/24/2007
20832 26th Pl, Sammamish, WA, 98074
DOB: 08/12/1965 Gender: Female
County: KI

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 11 voter registration records were found for Michele Finnegan in Pennsylvania, , North Carolina and 2 other states. Records show affiliations with R, D, UNA, DEM, which may reflect different individuals or changes over time. 4 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 HONDA ACCORD SDN
· Registered to: Michele Finnegan
· VIN: 1HGCM56497A220333
·
6332 Tisbury Dr, Burke, VA, 22015-4060
2009 Jeep Liberty
· Registered to: Michele Finnegan
· VIN: 1J8GN28K59W527696
·
159 Cornell Ave, Elyria, OH, 44035

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 2 vehicle registration records are associated with Michele Finnegan. Registered makes include Honda, Jeep. The most recent model year on record is 2009. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

City of Seattle

Human Resources Director
michele.finnegan@seattle.gov
Seattle,
LinkedIn

Michele Finnegan

Policy Director
Seattle Parks And Recreation
Washington
michele.finnegan@seattle.gov
LinkedIn

Do Art Inc

Michele FinneganGas Pumping Station Operators
(617) 548-6784michele.finnegan@doart.com
33 Manners Ave, Brockton, MA2301

Gen Poly

Michele FinneganAccountant
(703) 622-8948michele.finnegan@aol.com
6332 Tisbury Dr, Burke, VA22015
generalpolymers.net

Seattle Parks & Recreation

Michele FinneganHuman Resources Executive
(206) 684-4075m.finnegan@seattle.gov
Seattle, WA

Michele Finnegan

Quality Manager Cardiac

Gen Poly

Michele FinneganAccountant
(703) 622-8948michele.finnegan@aol.com
6332 Tisbury Dr, Burke, VA22015

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 9 business affiliations were found for Michele Finnegan. Companies include Do Art Inc, Seattle Parks & Recreation, Gen Poly. Roles listed include Human Resources Director and Gas Pumping Station Operators. Records are compiled from state business registries, SEC filings, and professional networking databases.

🏛️

Michele Finnegan

Executive 3
Department: Parks and Recreation Department

Source: City/State Transparency Portals · Government Payroll Databases · Open Data Portals Michele Finnegan appears in 1 government employment record from city, state, or federal transparency portals. Salary figures reflect taxpayer-funded public employee compensation and may not include overtime or benefits.

Michele D Finnegan

Group Tour
Dec 11, 2010, 09:30 AM
· WH

Source: White House Visitor Logs · Obama Administration Transparency Initiative · NARA Michele Finnegan appears in 1 White House visitor log entry from the WAVES/ACR access control system. These records were released under government transparency initiatives and primarily cover the Obama administration era.

Michele Finnegan

Marin Catholic High School - Kentfield, CA, CA
1965

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Michele Finnegan has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$100 Jun 21, 2009
2010
Nickels, Gregory J
Finnegan, Michele Public Administration @ City Of Seattle Parks And Rec Seattle, WA
$25 Aug 24, 2020
2020 DEM
Democratic Action
Finnegan, Michele Not Employed Jacksonville, NC
$25 Aug 24, 2020
DEM
Democratic Action
Contributor Not Employed Jacksonville, NC
$150 Nov 1, 2024
Unknown Committee
Finnegan, Michele Public Administration @ City Of Seattle Shoreline, WA
$250
2025
HARRELL BRUCE A (Bruce Harrell)
Michele Finnegan Edmonds, WA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 5 political contribution records found for Michele Finnegan. Total disclosed contributions amount to $550. Recipients include Democratic Action. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Michele A Finnegan

Age 52 Female
·
10 Pratt Ct, Binghamton, NY 13903 (Broome County)
42.0790, -75.9085
Marital: Single TZ: Eastern
Homeowner Single Family
MP

Michele A Finnegan

Age 60 Female
·
PO Box 235, Mechanicsvlle, IA 52306 (Cedar County)
41.9023, -91.2550
Marital: Inferred Single TZ: Central
Edu: High School
Single Family
MP

Michele R Finnegan

Age 66 Female
·
640 Bellevue Ave, Gladstone, OR 97027 (Clackamas County)
45.3806, -122.5970
· (503) 723-3477
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1930 Purchased 1992
MP

Michele M Finnegan

Age 52 Female
·
20832 NE 26th Pl, Sammamish, WA 98074 (King County)
47.6341, -122.0610
· (425) 947-4879
Marital: Married TZ: Pacific
Homeowner Single Family Built 1978 Purchased 2014
MP

Michele M Finnegan

Age 57 Female
·
54 Birch Rd, Wurtsboro, NY 12790 (Sullivan County)
41.5915, -74.5065
Marital: Inferred Married TZ: Eastern
Homeowner Single Family Built 1940 Purchased 1986
MP

Michele A Finnegan

Female
·
204 Buffy Ct, Richlands, NC 28574 (Onslow County)
34.9131, -77.5274
· (910) 581-4562
Marital: Single TZ: Eastern
Single Family
MP

Michele D Finnegan

Female
·
900 N Washington St, Alexandria, VA 22314 (Alexandria City County)
38.7958, -77.0489
· (571) 332-7885
TZ: Eastern
Homeowner Multi-Family Built 2009 Purchased 2015
MP

Michele M Finnegan

Age 46 Female
·
33 Manners Ave, Brockton, MA 02301 (Plymouth County)
42.1095, -71.0326
· (617) 548-6784
Marital: Single TZ: Eastern
Occ: Management Edu: Some College
Homeowner Single Family Built 1924 Purchased 2006
MP

Michele L Finnegan

Age 47 Female
·
18742 Ridgefield Rd NW, Seattle, WA 98177 (King County)
47.7650, -122.3710
Marital: Single TZ: Pacific
Edu: Some College
Homeowner Single Family Built 1948 Purchased 2017
MP

Michele A Finnegan

Age 52 Female
·
3558 Sheffield St, Philadelphia, PA 19136 (Philadelphia County)
40.0398, -75.0338
· (215) 332-3697
Marital: Married TZ: Eastern
Homeowner Single Family Built 1953 Purchased 1997
MP

Michele R Finnegan

Age 50 Female
·
11 Wedgewood Ln NE, Ft Walton Bch, FL 32547 (Okaloosa County)
30.4633, -86.6105
· (850) 862-2840
Marital: Married TZ: Central
Occ: Healthcare
Homeowner Single Family Built 1971 Purchased 2008
MP

Michele A Finnegan

Age 55 Female
·
21 Manor Ct, Englishtown, NJ 07726 (Monmouth County)
40.3058, -74.3184
· (917) 756-4942
Marital: Married TZ: Eastern
Occ: Healthcare Edu: Some College
Homeowner Single Family Built 1980 Purchased 2007

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Michele Finnegan. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Michele Finnegan on the map

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Found 50 results across 15 states

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Michele Finnegan in Livermore, CA: Background Summary

Location
1802 Mount Diablo Way, Livermore Ca, Livermore, CA
Other Locations
Sammamish, WA · Manalapan, NJ · Springfield, VA and 10 more
Profiles Found
26 people with this name
Phone Numbers
(425) 582-7836 and 18 others on file
Email
dandmfinn@sbcglobal.net and 3 others on file
Possible Relatives
Jack D Green, Carol Lynn Finnegan, James A Finnegan, Kara Lee Keller, Sean M Finnegan and 81 more
Career
Human Resources Director, Gas Pumping Station Operators at Do Art Inc, Seattle Parks & Recreation
Voter Registration
Registered Democrat
Properties
2properties owned
Vehicles
2 linked — 2007 Honda Accord Sdn, 2009 Jeep Liberty
Contributions
$550 total — Democratic Action
White House
1 recorded visit

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Michele Finnegan. Because public records are indexed by name rather than by a unique identifier, the 74 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Michele Finnegan

Search Complexity: High

74 public records across 15states, belonging to approximately 26 different individuals. With 26 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Washington (11%), followed by Virginia and New Jersey. Spans the West and Northeast regions.

WA8recordsVA7recordsNJ4recordsCA4recordsNY4recordsMA4records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (44%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Voter Registration Records (11) and Business & Corporate Filings (9).

26
Contact & Address Records
11
Voter Registration Records
9
Business & Corporate Filings
6
Property Ownership Records
5
Political Contribution Records
2
Vehicle Registration Records

Age Distribution

Age range: approximately 30 years, suggesting multiple generations. Largest group: Senior (65+) (30%).

Senior (65+)3peopleMiddle-Age (40-64)7people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Michele Finnegan

Is Michele Finnegan a registered voter?
Yes, voter registration records show Michele Finnegan is registered with R affiliation. We found 11 voter registration entries across 5 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Michele Finnegan own property?
County assessor records show 6 properties associated with Michele Finnegan in Brockton, New Jersey and 5 other locations. Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Michele Finnegan?
Records show 2 vehicle registrations associated with Michele Finnegan, including a 2007 HONDA ACCORD SDN. Registered makes include Honda, Jeep. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Michele Finnegan?
We found 9 business affiliations for Michele Finnegan (Human Resources Director). Other companies include Seattle Parks & Recreation, Gen Poly. Business records are compiled from state registries, SEC filings, and professional databases.
Has Michele Finnegan made political donations?
FEC disclosure records show 5 reported political contributions from Michele Finnegan, totaling $550. Recipients include Democratic Action. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Michele Finnegan?
Our database contains 74 total records for Michele Finnegan spanning 15 states. This includes 26 distinct contact records, 15 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Michele Finnegan?
The 74 records displayed for Michele Finnegan are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Michele Finnegan remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.