Phillip L Geyer

Age 59 b. 1967-02-17
๐Ÿ“ 7920 Black Forest Ln Apt 13206, Charlotte Nc
๐Ÿ“ž (813) 494-6920, (704) 521-2085
โœ‰๏ธ PGCHIEFS@MSN.COM, pgchiefs@msn.com

Phillip Geyer

Age 93 b. 1933-01-06
๐Ÿ“ 12930 Walking Horse, Helotes Tx 78023
๐Ÿ“ž (623) 866-8368, (210) 257-8141
โœ‰๏ธ PGEYER@SATX.RR.COM, pgeyer@satx.rr.com

Phillip Geyer

Age 71 b. 1954-05-25
๐Ÿ“ 11277 Barrington Bl, Parma Hts Oh 44130
๐Ÿ“ž (216) 632-2168
โœ‰๏ธ PAIGE2169@ATT.NET, paige2169@att.net

Phillip Geyer

Age 94 b. 1931-08-16
๐Ÿ“ 3323 Norris Ave, Parma Oh
๐Ÿ“ž (440) 241-1801, (440) 884-6268
โœ‰๏ธ WAYNE118@SBCGLOBAL.NET

Phillip Geyer from Valrico, FL

Age 47
๐Ÿ“ 2602 Queen Alberta Dr, Valrico, FL 33596
๐Ÿ“ž (623) 975-1824, (480) 585-4451, (641) 585-4451, (480) 473-2180, (727) 442-7777, (727) 631-5121
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Stacey Lynn Waterbury,Stacey Geyer,Phillip L Geyer

Phillip Geyer from Jacksonville, FL

Age 79 b. Jul 1946 Duval Co.
๐Ÿ“ 3801 Crown Point Rd 3081
๐Ÿ“ž (432) 580-8189

Phillip Geyer from Jacksonville, FL

Age 79 b. Jul 1946 Duval Co.
๐Ÿ“ 4337 Windswept Ct
๐Ÿ“ž (904) 262-3319

Phillip Geyer from Naperville, IL

Age 67 b. Apr 1959 Will Co.
๐Ÿ“ 3019 Rollingridge Rd
๐Ÿ“ž (630) 369-4789

Phillip Geyer from Hurricane, WV

Age 72 b. Dec 1953 Putnam Co.
๐Ÿ“ 106 Red Deer Dr
๐Ÿ“ž (805) 297-3847

Phillip Geyer from Cleveland, OH

Age 91 b. Aug 1934 Cuyahoga Co.
๐Ÿ“ 3323 Norris Ave
๐Ÿ“ž (440) 884-6268

Phillip Geyer from Ocala, FL

Age 88 b. Oct 1937 Marion Co.
๐Ÿ“ 9 Pine Cir Run
๐Ÿ“ž (352) 680-1476

Phillip Geyer from San Pedro, CA

Age 52
๐Ÿ“ 4034 Pacific Ave #3, San Pedro, CA 90731
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Michelle A Simoneau,Phillip Andrew Geyer

Phillip Geyer

๐Ÿ“ 11277 Barrington, Parma Hts Oh 44130
๐Ÿ“ž (216) 632-2169
โœ‰๏ธ PAIGE2169@ATT.NET

Phillip Geyer

๐Ÿ“ 11277 Barrington Blvd, Parma Heights Oh
๐Ÿ“ž (216) 632-2169
โœ‰๏ธ PAIGE2169@ATT.NET

Phillip Geyer from Alpine, CA

Male
๐Ÿ“ 19376 Japatul Rd
๐Ÿ“ž (619) 672-1083 (VERIZON WIRELESS)

Phillip Geyer from Scottsdale, AZ

0000 Male
๐Ÿ“ 8001 E Juan Tabo Rd
๐Ÿ“ž (928) 713-1626

Phillip Geyer from Cleveland, OH

Age 71 b. May 1954 Cuyahoga Co.
๐Ÿ“ 4644 W 149th St

Phillip Geyer from San Pedro, CA

Age 62 b. Sep 1963 Los Angeles Co.
๐Ÿ“ 4034 S Pacific Ave Apt 3

Phillip Geyer from Tampa, FL

Age 59 b. Feb 1967 Hillsborough Co.
๐Ÿ“ 18916 Bellflower Rd

Phillip Geyer from Milwaukie, OR

Age 86 b. Jul 1939 Clackamas Co.
๐Ÿ“ 3400 Se Naef Rd A 21
๐Ÿ‘ค aka Phillip Geyer, Phillip S Geyer

Phillip Geyer from Scottsdale, AZ

Age 93 b. Jan 1933 Maricopa Co.
๐Ÿ“ 10050 E Mt View Rd 20

Phillip Geyer from Winfield, WV

Putnam Co.
๐Ÿ“ 16 Hazel Cir
๐Ÿ“ž (304) 586-0968

Phillip Geyer from Valrico, FL

Hillsborough Co.
๐Ÿ“ 2602 Queen Alberta Dr

Phillip Geyer from San Pedro, CA

Los Angeles Co.
๐Ÿ“ 4034 S Pacific Ave 3

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 24 contact records for Phillip Geyer across 7 states. The most recent address on file is in Jacksonville, Florida. Of these records, 16 include phone numbers and 6 include email addresses. Ages range from 47 to 52, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Phillip L Geyer

4337 Windswept Ct, Jacksonville, , 32257

phillip LLEWELLYN geyer

Republican Reg: 06/09/2015
7920 Black Forest Ln #13206, Charlotte, NC, 28277
DOB: 1967 Gender: Male
County: Mecklenburg

Phillip Andrew Geyer

3755 N Nellis Blvd, Las Vegas, NV, 89115
County: Clark

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 3 voter registration records were found for Phillip Geyer in , North Carolina, Nevada. Party affiliation is listed as REP. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2007 Dodge Grand Caravan
ยท Registered to: Phillip Geyer
ยท VIN: 2D4GP44L67R263781
·
12930 Walking Horse, Helotes, TX, 78023-4570
·
(623) 975-1824
2008 Chrysler Town & Country
ยท Registered to: Phillip Geyer
ยท VIN: 2A8HR64X18R687759
·
12930 Walking Horse, Helotes, TX, 78023-4570
·
(210) 257-8141
2000 CHEVROLET SILVERADO C1500 FULL SIZE TRUCK
ยท Registered to: Phillip Geyer
ยท VIN: 2GCEC19V7Y1309613
·
16 Hazel Cir, Winfield, WV, 25213
·
(304) 586-0968
2007 CHRYSLER PACIFICA
ยท Registered to: Phillip Geyer
ยท VIN: 2A8GM48L07R185877
·
10604 Snow Rd, Cleveland, OH, 44130-1515
1993 NISSAN 300ZX CAR MID SPORTY
ยท Registered to: Phillip Geyer
ยท VIN: JN1RZ26H0PX537137
·
2602 Queen Alberta Dr, Valrico, FL, 33596
2004 Bmw 3 Series
ยท Registered to: Phillip Geyer
ยท VIN: WBAEV33404KR28583
·
2602 Queen Alberta Dr, Valrico, FL, 33596
2017 HYUNDAI TUCSON
ยท Registered to: Phillip Geyer
ยท VIN: KM8J33A27HU324284
·
4337 Windswept Ct, Jacksonville, FL, 32257
·
(386) 446-9031
1989 DODGE DAKOTA PICKUP
ยท Registered to: Phillip Geyer
ยท VIN: 1B7FL66X5KS013522
·
4337 Windswept Ct, Jacksonville, FL, 32257
·
(904) 262-3319

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 8 vehicle registration records are associated with Phillip Geyer. Registered makes include Dodge, Chrysler, Chevrolet, Nissan and others. The most recent model year on record is 2017. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Phillip Geyer

Construction Project Manager
Virtual Consulting Engineers
Louis Trichardt, Limpopo, South Africa Civil Engineering

Phillip Geyer

Construction Project Manager
Virtual Consulting Engineers
Limpopo

Foretheloveofgolf.com

Phillip GeyerAccountant
phillip.geyer@excite.com
2112 N Nellis Blvd # 24, Las Vegas, NV89115
foretheloveofgolf.com

Foretheloveofgolf.com

Phillip GeyerAccountant
phillip.geyer@excite.com
2112 N Nellis Blvd # 24, Las Vegas, NV89115

Phillip Geyer

Principal ยท Helotes, Texas

Foretheloveofgolf.com

Phillip GeyerAccountant
phillip.geyer@excite.com
2112 N Nellis Blvd # 24, Las Vegas, NV89115

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 9 business affiliations were found for Phillip Geyer. Companies include Virtual Consulting Engineers, Foretheloveofgolf.com. Roles listed include Accountant. Records are compiled from state business registries, SEC filings, and professional networking databases.

phillip geyer

A
Addr: Alpine, CA

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Phillip Geyer holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Phillip Geyer

Winfield City High School - Winfield, AL, AL
1972

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Phillip Geyer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$10 Jan 7, 1999
2000 REP
Florida Republican Party
Geyer, Phillip Contract Admin Jacksonville, FL
$50 May 7, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Geyer, Phillip Retired Helotes, TX
$10 Nov 5, 1998
1998 REP
Florida Republican Party
Geyer, Phillip Contract Admin Jacksonville, FL
$10 Jan 7, 1999
2000
Republican Party Of Florida
Geyer, Phillip Contract Admin Jacksonville, FL
$42 Sep 12, 2020
2020 REP
Trump, Donald J
Geyer, Phillip Retired Helotes, TX
$50 May 7, 2020
2020 REP
National Republican Senatorial Committee Expenditures *
Geyer, Phillip Retired Helotes, TX
$45 Dec 10, 2020
2020 REP
Trump, Donald J
Geyer, Phillip Retired Helotes, TX
$45 Nov 27, 2020
2020 REP
Trump, Donald J
Geyer, Phillip Retired Helotes, TX
$20 Oct 30, 2020
2020 REP
Trump, Donald J
Geyer, Phillip Retired Helotes, TX
$25 Aug 31, 2020
2020 REP
Nrcc
Geyer, Phillip Retired Helotes, TX
$10 Nov 5, 1998
REP
Florida Republican Party
Contributor Contract Admin Jacksonville, FL
$75 Aug 10, 2020
Unknown Committee
Geyer, Phillip Retired Helotes, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 12 political contribution records found for Phillip Geyer. Total disclosed contributions amount to $392. Recipients include Florida Republican Party. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Phillip L Geyer

Age 84 Male
·
12930 Walking Horse, Helotes, TX 78023 (Bexar County)
29.5639, -98.7083
· (210) 257-8141
Marital: Married TZ: Central
Occ: White Collar Edu: Some College
Homeowner Single Family Built 2009 Purchased 2013
MP

Phillip L Geyer

Age 71 Male
·
4337 Windswept Ct, Jacksonville, FL 32257 (Duval County)
30.1853, -81.6045
· (904) 262-3319
Marital: Married TZ: Eastern
Occ: White Collar
Homeowner Single Family Built 1982 Purchased 1999
MP

Phillip L Geyer

Age 50 Male
·
15598 Mountain View Ln, Frisco, TX 75035 (Collin County)
33.1323, -96.7378
TZ: Central
Single Family
MP

Phillip Geyer

Male
·
1017 Trout Run Rd, Saint Marys, PA 15857 (Elk County)
41.4229, -78.5226
TZ: Eastern
Homeowner Single Family
MP

Phillip Geyer

Age 24 Male
·
2901 Richard Grv N, Williamsburg, VA 23185 (James City County)
37.2450, -76.7666
· (757) 561-8031
Marital: Single TZ: Eastern
Homeowner Single Family Built 1987 Purchased 1987
MP

Phillip Geyer

Male
·
3705 W Cass St, Tampa, FL 33609 (Hillsborough County)
27.9502, -82.5039
· (303) 814-1552
TZ: Eastern
Single Family
MP

Phillip Geyer

Age 60 Male
·
3323 Norris Ave, Cleveland, OH 44134 (Cuyahoga County)
41.3942, -81.7085
· (440) 884-6268
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1961
MP

Phillip B Geyer

Age 27 Male
·
2421 Lennox Dr, Germantown, TN 38138 (Shelby County)
35.0834, -89.7992
· (901) 219-7815
Marital: Married TZ: Central
Homeowner Single Family Built 1999 Purchased 2014
MP

Phillip C Geyer

Age 63 Male
·
16 Hazel Cir, Winfield, WV 25213 (Putnam County)
38.5287, -81.8936
· (304) 541-5100
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1994 Purchased 1993
MP

Phillip Geyer

Male
·
8001 E Juan Tabo Rd, Scottsdale, AZ 85255 (Maricopa County)
33.7095, -111.9060
· (928) 713-1626
TZ: Mountain
Single Family
MP

Phillip J Geyer

Age 72 Male
·
PO Box 245, Alpine, CA 91903 (San Diego County)
32.8356, -116.7690
Marital: Single TZ: Pacific
Homeowner
MP

Phillip Geyer

Male
·
2719 Kala Ln, Plant City, FL 33563 (Hillsborough County)
28.0389, -82.0986
TZ: Eastern
Single Family

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 12 demographic profiles associated with Phillip Geyer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Phillip Geyer. These loans were issued to businesses, not individuals.

Wade Redmond

Sole Proprietorship

$19,687 Paid in Full
Address:
3990 Las Vegas Blvd N Trlr 247
Las Vegas, NV89115-0553
Approved

Mar 31, 2021

Forgiven

$19,778

Jobs Reported

1

Loan #

3945128702

Loan Size

Small

Dushawnte Smith

Sole Proprietorship

$20,832 Paid in Full
Address:
3990 Las Vegas Blvd N
Las Vegas, NV89115-0550
Approved

Mar 24, 2021

Forgiven

$21,004

Jobs Reported

1

Loan #

7774928600

Loan Size

Small

Autumn V Roetman

Independent Contractors

$5,415 Paid in Full
Address:
3990 Las Vegas Blvd N Trlr 251
Las Vegas, NV89115-0554
Approved

May 20, 2021

Forgiven

$5,446

Jobs Reported

1

Loan #

4288529007

Loan Size

Small

Karina Salcedo

Sole Proprietorship

$20,579 Paid in Full
Address:
3990 Las Vegas Blvd N Trlr 261
Las Vegas, NV89115-0554
Approved

Mar 25, 2021

Forgiven

$20,673

Jobs Reported

1

Loan #

8864138608

Loan Size

Small

Noel Yovovich

Sole Proprietorship

$5,003 Paid in Full
Address:
344 Depot St
Asheville, NC28801-4311
Approved

Apr 12, 2021

Forgiven

$5,016

Jobs Reported

1

Loan #

2519008802

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 5 PPP loan records are linked to businesses associated with Phillip Geyer. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Phillip Geyer on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
3
8
13
1
2
5
7
1
1
1
6
1
4

Phillip Geyer in Charlotte, NC: Background Summary

Location
7920 Black Forest Ln Apt 13206, Charlotte Nc, Charlotte, NC
Other Locations
Jacksonville, FL ยท Naperville, IL ยท Hurricane, WV and 9 more
Profiles Found
24 people with this name
Phone Numbers
(813) 494-6920 and 16 others on file
Email
pgchiefs@msn.com and 3 others on file
Possible Relatives
Stacey Lynn Waterbury, Stacey Geyer, Phillip L Geyer, Michelle A Simoneau, Phillip Andrew Geyer
Career
Accountant at Virtual Consulting Engineers, Foretheloveofgolf.com
Voter Registration
Registered Republican
Vehicles
8 linked โ€” 2007 Dodge Grand Caravan, 2008 Chrysler Town & Country and 6 more
Contributions
$392 total โ€” Florida Republican Party
PPP Loans
$71,516 for Wade Redmond, Dushawnte Smith

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Phillip Geyer. Because public records are indexed by name rather than by a unique identifier, the 82 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Phillip Geyer

Search Complexity: High

82 public records across 14states, belonging to approximately 24 different individuals. With 24 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Florida (16%), followed by California and Ohio. Spans the South and West regions.

FL13recordsCA8recordsOH7recordsTX6recordsNV5recordsWV4records

Record Type Breakdown

Data spans 7 record categories. Largest: Contact & Address Records (45%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (12) and Business & Corporate Filings (9).

31
Contact & Address Records
12
Political Contribution Records
9
Business & Corporate Filings
8
Vehicle Registration Records
5
PPP Loan Records
3
Voter Registration Records

Age Distribution

Age range: approximately 48 years, suggesting multiple generations. Largest group: Senior (65+) (69%).

Senior (65+)9peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Phillip Geyer

Is Phillip Geyer a registered voter?
Yes, voter registration records show Phillip Geyer is registered in . We found 3 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
What vehicles are registered to Phillip Geyer?
Records show 8 vehicle registrations associated with Phillip Geyer, including a 2007 Dodge Grand Caravan. Registered makes include Dodge, Chrysler, Chevrolet, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Phillip Geyer?
We found 9 business affiliations for Phillip Geyer, including virtual consulting engineers. Other companies include foretheloveofgolf.com. Business records are compiled from state registries, SEC filings, and professional databases.
Has Phillip Geyer made political donations?
FEC disclosure records show 12 reported political contributions from Phillip Geyer, totaling $392. Recipients include Florida Republican Party. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Phillip Geyer?
Our database contains 82 total records for Phillip Geyer spanning 14 states. This includes 24 distinct contact records, 16 with phone numbers, 6 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Phillip Geyer?
The 82 records displayed for Phillip Geyer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Phillip Geyer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.