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Ralph M Lujan from Santa Fe, NM

Age 69 b. 12/8/1956
📍 2985 Corte De Espuelas, #santa Fe, NM 87505-5285
✉️ randjgang@aol.com, rlujan@bright.net
👨‍👩‍👧 Relatives: Judy Catheline Lujan,Carol A Lujan,Damien J Lujan,Donna L Cordova,Donnell J Chambers,Janet K Lujan,Ralph E Lujan,Renee R Lujan,Renee R Pierce,Richard R Lujan,Tami D Mcclary,A J Lujan,A J Lujan,A J Lujan,Alfred J Lujan,Alyssa R Lujan,Andrea Marie Peck,Ashley N Lujan,Charlie P Gagnon,Crystal A Kahlich,Daniel R Green,Danny Ray Green,Devyn C Lujan,Edalia P Lujan,Floyd D Green,Heather Leann Lujan,Helen T Green,Jake Gagnon,Janira Cordova,Jaron S Peck,Judith A Lujan,Judy Lujan,Lawrence F Cordova,Margaret W Osborn,Mark J Lujan,Martha Green,Michael Lee Strieker,Michelle L Collier,Misty M Lujan,Nicholas J Cordova,Renee Gagnonpierce,Robert L Chambers Jr,Roland E Lujan,Sherry Lynn Green,Steve D Rose,Steven R Pierce,Torry C Chambers,Vincent M Rose
🕐 16 previous addresses

Mr Ralph L Lujan from Spring, TX

Age 77 b. 9/3/1948
📍 21403 Roseville Dr, #spring, TX 77388-2941
✉️ rlujan@concentric.net, ralphl4117@rcn.com
👨‍👩‍👧 Relatives: Dolores R Lujan,Daniel L Lujan,Mary T Croy,Mary T Lujan,Vicente R Lujan,Alexander D Croy,Charity S Lujan,Eleanor Gail Croy,Elizabeth C Sears,Emily A Croy,Jeanne Michele Croy,John T Croy,Madeline J Croy,Patrick J Croy,Renee Croy,Timothy Croy,Timothy Croy,Vincente R Lujan,Alexandra D Kemper,Charity A Sissom,Charles Edward Anderson,Courtney R Croy,Cynthia A Foley,Cynthia Kemper,Cynthia F Kemper,David A Barbee Jr,David W Sissom,Ernest B Kruger,Fred Kemper,Gary L Kruger,James F Kemper,James Everett Sears Jr,James Earl Vanalstine,Jonathan Kruger,Monica P Kemper,Monica Kemper,Mpaige Kemper,Phillip A Kemper,Robert Matthew Kemper,Robert Donald Sissom,Robyn A Tanski,Sarah Vanalstine,Sarah S Vanalstine,Shelly L Anderson,Staffan K Vandyke,Teresa M Tanski,Vandyke Staffa,Virginia A Sissom,Wilma M Kruger
🕐 4 previous addresses

Ralph Lujan

Age 77 b. 1948-09-03
📍 21403 Roseville Dr, Spring Tx 77388
📞 (832) 967-3214, (832) 797-7861
✉️ DOLLORESLUJAN@PRODIGY.NET, dolloreslujan@prodigy.net

Ralph Lujan from Waco, TX

Age 45
📍 2101 Ruidoso St, Waco, TX 76712
📞 (254) 666-9237, (254) 420-4137, (254) 715-5887, (254) 753-0462, (254) 420-4137, (254) 666-9237
✉️ lujan@ev1.net
👨‍👩‍👧 Relatives: Kimberly Garcia Lujan,Johnny Flores Lujan,Eva Villegas Lujan,Belinda L Naveja,Angela Lujan,Charlie Lujan,Darla K Lujan,Mark Lujan,Darla Kay Torres

Mr Ralph V Lujan from Covina, CA

Age 69 b. 11/25/1956
📍 4412 N Sunflower Ave, #covina, CA 91724-2327
👨‍👩‍👧 Relatives: Suzanna J Lujan,Andrew V Lujan,David R Lujan,Gabriel C Lujan,Joe R Lujan,Ofelia A Rodriguez,Rene A Lujan,Adriana M Rodriguez,Christopher Rodriguez,Elisa Beth Lobaina,Joel J Lobaina Sr,Joel Louis Lobaina,Joseph M Lujan,Lori M Boyer,Magdalen Rodriguez,Magdalena L Rodriguez,Mirta Lobaina Meza,Patricio G Rodriguez,Paul M Rodriguez Jr,Paul M Rodriguez Jr,Raul M Rodriguez Sr,Raul Rodriguez,Raul Moises Rodriguez Jr,Richard Rodriguez,Ruth Lobaina Sneed,Teresa Segura Lobaina,Vanessa M Lujan,Adriana Zubiate,Albert E Montes,Anabel Fuentes,Angel L Lobaina,Antonio V Buenrostro,Armando M Rodriguez,Consuelo M Buenrostro,Consuelo M Buenrostro,Consuelo Buenrostro,Coral B Rodriguez,Daniel G Boyer,Genevive A Rodriguez,James A Fuentes,Jeffrey S Sneed Jr,Karina Rodriguez,Maria M Rodriguez,Miguel A Rodriguez,Omar Buenrostro,Omar R Rodriguez,Pedro Angel Fuentes,Reynaldo Rodriguez Jr,Vincent Anthony Calderon
🕐 9 previous addresses

Ralph M Lujan from Norwalk, CA

Age 84 b. 8/15/1941
📍 Po Box, #norwalk, CA 90652
👨‍👩‍👧 Relatives: M Vincent Lujan,Vincent M Lujan,Carol Lujan,M Vincent Lujan,Amy J Portillo,Anamaria D Portillo,Carmen T Guzman,Christopher Hinojosa,Cristina T Salinas,Cynthia A Terrell,Daniel N Hinojosa Jr,Edith M Torres,Eleuteria Amada Guzman,Elizabeth C Torres,Enrique T Torres Sr,Enrique Torres,Enrique Torres Jr,Enrique Torres,Erin R Hinojosa,Francisco Guzman Pared Sr,Freddie M Portillo,Giuseppe M Portillo,Harry Torres Torres,Harry Torres-Guzman,Javier Torres,Jayson Guzman Torres,Jose Luis Torres,Merlinda L Gutierrez,Miguel A Torres,Mona T Sims,Patricia L Almanzar,Patricia L Almanzar,Rachael L Torres,Ramon L Torres,Ramon T Torres,Ricardo A Portillo,Richard M Portillo Jr,Selina M Portillo,Shelly A Grice,Silvia R Torres,Socorro A Garcia,Socorro A Rarick,Stacy L Nygaard,Susan M Hinojosa,Thomas Matthew Gutierrez,William Torres,Zachary Norris,Zachary L Norris,Zachary Norris
🕐 7 previous addresses

Ralph J Lujan from Longmont, CO

Age 76 b. 1/13/1950
📍 1419 Coffman St, Apt 13, #longmont, CO 80501-2735
👨‍👩‍👧 Relatives: Ralph Lujan,Jared J Lujan,Jeremy S Lujan,Jimmy Lujan,Reynaldo V Lujan,Rose Marie Lujan,Rose-Marie M Lujan,Wade J Lujan,Angee Cisneros,Angela R Luhan,Angela J Sisneros,Angela J Sisneros,Angie L Lujan,Annie S Lujan,Annie S Lujan,Bernard Lujan,Bernardo J Lujan Jr,Bernardo Lujan Sr,Brandon J Lujan,Candice Lujan,Dolly Luhan,Dolly O Luhan,Dolores Lujan,Frederick D Sisneros,Helen D Lujan,Jasmine Lujan,Joe O Lujan,Joseph C Lujan,Joseph A Lujan,Kimberly N Lujan,Marcial Samuel Lujan,Marcial S Lujan,Martianno J Luhan,Martiano J Luhan,Matthew Jacob Lujan,Michelle Lujan,Nicole Lujan,Paula M Sisneros,Pearl Y Lujan,Shuldan L Lujan,Tim A Vargas,Vidal S Sisneros,G I Lujan,G I Lujan,Marco Antonio Salas,Raul F Lujan Sr,Thomas G Lujan,Victor G Cordova Jr,Victor Jeneen Lujan,Willy J Ramirez Jr
🕐 4 previous addresses

Ralph Lujan from Pueblo, CO

Age 77
📍 3224 Hollybrook Ln, Pueblo, CO 81005
📞 (719) 561-3399, (719) 469-0842, (719) 561-3399
👨‍👩‍👧 Relatives: Brenda Kathleen Miazga,Debra Lynn Lujan,Diana Lynn Lujan,Martha Lujan

Ralph Lujan from Sacramento, CA

Age 68 b. Sep 1957 Sacramento Co.
📍 5101 37th Ave
📞 (916) 498-8345

Ralph Lujan

📍 2 Amadeo Lujan, Santa Fe Nm 87506
📞 (505) 557-9622, (806) 685-2207
✉️ LUJAN3225@ICLOUD.COM

Ralph Lujan

📍 Camino Cerrado, 27 Camino Cerrado Trlr 162, Santa Fe Nm
📞 (505) 557-9622, (806) 685-2207
✉️ LUJAN3225@ICLOUD.COM

Ralph Lujan from Norwalk, CA

Age 72
📍 59572 Po Box, Norwalk, CA 90652
📞 (626) 338-3275
👨‍👩‍👧 Relatives: Vince Lujan

Ralph Lujan from Waco, TX

Age 57 b. Aug 1968 Mclennan Co.
📍 2500 Glendale Dr
📞 (254) 666-9237

Ralph Lujan from Tulsa, OK

Age 69 b. Dec 1956 Tulsa Co.
📍 7028 E 59th St
📞 (918) 493-3469

Ralph Lujan from Santa Fe, NM

Age 71 b. 1955 Santa Fe Co.
📍 2310 Camino Artista
📞 (505) 471-5439

Ralph Lujan from Azusa, CA

Age 83 b. Sep 1942 Los Angeles Co.
📍 522 E Russell St
📞 (626) 338-3275
👤 aka Lujan Est Ralph

Ralph Lujan from Spring, TX

Age 77 b. Sep 1948 Harris Co.
📍 21403 Roseville Dr
📞 (281) 350-5641

Ralph Lujan from West Covina, CA

Age 70 b. 1956 Male
📍 1736 Fairridge Cir
✉️ hectorluj@insightbb.com

Ralph Lujan from Pueblo, CO

Male
📍 3224 Hollybrook Ln
📞 (719) 469-0842 (VERIZON WIRELESS)

Ralph Lujan from Greeley, CO

Age 89 b. Jan 1937 Weld Co.
📍 3750 W 24th St Unit 10 10

Ralph Lujan from Gilroy, CA

Age 63 b. Dec 1962 Santa Clara Co.
📍 725 Lexington Pl

Ralph Lujan from Santa Fe, NM

Age 69 b. Dec 1956
📍 27 Camino Cerrado Trlr
👤 aka Ralph Ramon Lujan, Ralphr R Lujan, Raymond Ralph Lujan

Ralph Lujan from Taos, NM

Age 73 b. Sep 1952 Taos Co.
📍 Po Box 3279

Ralph Lujan from Longmont, CO

0
📍 2598 Po Box, Longmont, CO 80502

Ralph Lujan from Covina, CA

Los Angeles Co.
📍 4412 N Sunflower Ave
📞 (626) 732-0310

Ralph Lujan from Albuquerque, NM

Bernalillo Co.
📍 1971 De Baca Ci

Ralph Lujan from Baldwin Park, CA

Los Angeles Co.
📍 4522 Monterey Ave

Ralph Lujan from Longmont, CO

Boulder Co.
📍 304 Challenger Pl

Ralph Lujan from Santa Fe, NM

Santa Fe Co.
📍 2310 Cami No Artista

Ralph Lujan from Waco, TX

Mclennan Co.
📍 3104 Willowbrook St

Ralph Lujan from Ontario, CA

San Bernardino Co.
📍 1250 E 6th St

Ralph Lujan from Albuquerque, NM

Bernalillo Co.
📍 224 Paseo Del Volcan

Ralph Lujan from Albuquerque, NM

Bernalillo Co.
📍 462 N

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 33 contact records for Ralph Lujan across 5 states. The most recent address on file is in Sacramento, California. Of these records, 19 include phone numbers and 7 include email addresses. Ages range from 45 to 77, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Lujan Ralph & Angela

Mclennan County
· 10135 Polo Park Cir, Waco

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 1 property record linked to Ralph Lujan in Waco. Values shown are from county assessor records and may differ from current market prices.

Ralph Lujan

Democrat
2000sunset Way Apt 7207, Longmont, CO, 80501
DOB: 1950 Gender: Male Ph: 303-774-7207
County: Boulder

Ralph Lujan

Democrat
Precinct: 720130

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 2 voter registration records were found for Ralph Lujan in Colorado. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1979 CHEVROLET
· Registered to: Ralph Lujan
· VIN: 1L69G9S315719
·
1968 McCall Pl, Longmont, CO, 80501
2004 GMC Yukon
· Registered to: Ralph Lujan
· VIN: 1GKEC13Z94J281345
·
21403 Roseville Dr, Spring, TX, 77388
·
(281) 350-5641
2011 Nissan Murano
· Registered to: Ralph Lujan
· VIN: JN8AZ1MW8BW169301
·
7028 E 59th St, Tulsa, OK, 74145-8214
·
(918) 732-7327
2003 CHEVROLET TRAILBLAZER FULL SIZE UTILITY
· Registered to: Ralph Lujan
· VIN: 1GNDT13S132239780
·
3224 Hollybrook Ln, Pueblo, CO, 81005
·
(719) 561-3399
1990 CHEVROLET C1500 PICKUP
· Registered to: Ralph Lujan
· VIN: 2GCEC19K0L1246773
·
10135 Polo Park Cir, Waco, TX, 76712
·
(254) 235-8073
2007 CHEVROLET TAHOE
· Registered to: Ralph Lujan
· VIN: 1GNEC13J27R101304
·
10135 Polo Park Cir, Waco, TX, 76712-8348
·
(254) 235-8073

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 6 vehicle registration records are associated with Ralph Lujan. Registered makes include Chevrolet, Gmc, Nissan. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Ralph Lujan

Staffing Sp
R.lujan
Waco, Texas, United States Staffing And Recruiting
LinkedIn

Ralph Lujan

I And E Operations Manager
Tom-E-Lee Industries, LLC
Texas
LinkedIn

Ralph Lujan

Staffing Sp. at R.Lujan · Waco, Texas Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 6 business affiliations were found for Ralph Lujan. Companies include R.lujan. Records are compiled from state business registries, SEC filings, and professional networking databases.

Ralph Lujan

Los Alamos High School - Los Alamos, NM, NM
1974

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Ralph Lujan has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

MP

Ralph Lujan

Age 60 Male
·
4412 N Sunflower Ave, Covina, CA 91724 (Los Angeles County)
34.0937, -117.8460
· (626) 732-0310
Marital: Married TZ: Pacific
Edu: High School
Homeowner Single Family Built 1961 Purchased 2010
MP

Ralph E Lujan

Age 83 Male
·
2310 Camino Artista, Santa Fe, NM 87505 (Santa Fe County)
35.6404, -105.9800
· (505) 471-5439
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family
MP

Ralph Lujan

Age 49 Male
·
10135 Polo Park Cir, Woodway, TX 76712 (McLennan County)
31.4673, -97.2179
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1999 Purchased 2006
MP

Ralph L Lujan

Age 68 Male
·
21403 Roseville Dr, Spring, TX 77388 (Harris County)
30.0505, -95.4660
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 1979 Purchased 1988
MP

Ralph Lujan

Age 60 Male
·
1971 De Baca Cir SW, Albuquerque, NM 87105 (Bernalillo County)
35.0468, -106.6760
· (505) 873-4325
Marital: Married TZ: Mountain
Homeowner Single Family Built 1936
MP

Ralph Lujan

Age 67 Male
·
PO Box 3279, Taos, NM 87571 (Taos County)
36.3948, -105.5730
Marital: Married TZ: Mountain
Edu: High School
Homeowner Single Family
MP

Ralph Lujan

Age 60 Male
·
1736 Fairridge Cir, West Covina, CA 91792 (Los Angeles County)
34.0278, -117.9100
· (909) 964-5208
Marital: Married TZ: Pacific
Homeowner Single Family Built 1970 Purchased 1984

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 7 demographic profiles associated with Ralph Lujan. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Ralph Lujan on the map

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Found 49 results across 5 states

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Ralph Lujan in Spring, TX: Background Summary

Location
21403 Roseville Dr, Spring Tx 77388, Spring, TX
Other Locations
Sacramento, CA · Waco, TX · Tulsa, OK and 12 more
Profiles Found
33 people with this name
Phone Numbers
(505) 473-9771 and 21 others on file
Email
randjgang@aol.com and 7 others on file
Possible Relatives
Judy Catheline Lujan, Carol A Lujan, Damien J Lujan, Donna L Cordova, Donnell J Chambers and 242 more
Career
R.lujan
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked — 1979 Chevrolet, 2004 Gmc Yukon and 4 more

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ralph Lujan. Because public records are indexed by name rather than by a unique identifier, the 61 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ralph Lujan

Search Complexity: High

61 public records across 5states, belonging to approximately 33 different individuals. With 33 distinct profiles across 5 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county — highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 5 states. Highest concentration: California (25%), followed by New Mexico and Colorado. Spans the West and South regions.

CA15recordsNM13recordsCO10recordsTX9recordsOK2records

Record Type Breakdown

Data spans 5 record categories. Largest: Contact & Address Records (72%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (6) and Business & Corporate Filings (6).

38
Contact & Address Records
6
Vehicle Registration Records
6
Business & Corporate Filings
2
Voter Registration Records
1
Property Ownership Records

Age Distribution

Age range: approximately 44 years, suggesting multiple generations. Largest group: Senior (65+) (79%).

Senior (65+)11peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ralph Lujan

Is Ralph Lujan a registered voter?
Yes, voter registration records show Ralph Lujan is registered in Colorado with DEM affiliation. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Ralph Lujan own property?
County assessor records show 1 property associated with Ralph Lujan . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ralph Lujan?
Records show 6 vehicle registrations associated with Ralph Lujan, including a 1979 CHEVROLET. Registered makes include Chevrolet, Gmc, Nissan. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ralph Lujan?
We found 6 business affiliations for Ralph Lujan, including r.lujan. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Ralph Lujan?
Our database contains 61 total records for Ralph Lujan spanning 5 states. This includes 33 distinct contact records, 19 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ralph Lujan?
The 61 records displayed for Ralph Lujan are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ralph Lujan remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.