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Randy Lee Stackhouse Jr from Plain City, UT

Age 64
📍 2655 N 4350 W, #plain City, UT 84404-9620
✉️ spoiled_princess_77@yahoo.com, randy_stackhouse@hotmail.com, randystackhouse@yahoo.com, randy_stackhouse1976@hotmail.com, randy_stackhouse@yahoo.com, randy_stackhouse1976@epix.net, randy_stackhouse@epix.net, randy.stackhouse@latinmail.com, randy_stackhouse1976@yahoo.com
👨‍👩‍👧 Relatives: April L Vermillion,Cecilia Alice Mcmilleon,Cecilia A Stackhouse,Christopher A Ramsey Sr,Ian James Stackhouse,Kathy L Ramsey,Melissa Ann Ml Ramsey,Michael A Ramsey,Rachel L Stackhouse,Randy Lee Stackhouse,Randy L Stackhouse Sr,Sarah Lynn Stackhouse,Brooke Lierin Fishermcmilleon,Daniel Miles Vermillion,Darion Lamar Mcdowell,Darren K Mccowen,David A Gray Jr,David W Mcmilleon,David L Mcmilleon,David S Mcmilleon Sr,Gwendolyn D Fisher,Heather R Parsons,Jeffrey L Ramsey,Jennifer L Mcmilleon,Joy Louetta Mccowen,Laura L Fister,Marta Jo Ramsey,Michael E Backensto,Michael Gray Calob,Michael J Mcmilleon,Nona L Fisher,Pamela A Mcmilleon,Rachel P Mccann,Rachel Stackhouse Gray,Randy L Stackhouse 3rd,Rickey D Mckee,Robert E Mcbride,Robert S Ramsey,Sharon Fisher Branum,Shooter Mclean,Steven Roy Mcfarland Sr,Susanne E Mccurry,Terri R Ramsey,Theresa Marie Pearsall,Valerie Annette Gray,Wilma J Ramsey,Wilma Ramsey,Zachary D Vermillion
🕐 15 previous addresses

Randy Stackhouse from Carrollton, OH

Age 60
📍 1913 Burrow Rd, Carrollton, OH 44615
📞 (330) 627-2440, (330) 627-8180, (330) 627-2440, (330) 627-8180
✉️ edwinnskubydu@aol.com
👨‍👩‍👧 Relatives: Trisha D Stackhouse,Elizabeth E Stackhouse,Kelly Ann Stackhouse,Jr Randy Stackhouse,Elizabeth E Stackhouse,Kelly A Stackhouse,Trisha D Stackhouse,Eliz Stackhouse

Randy Stackhouse from Ankeny, IA

Age 74 b. Jul 1951 Polk Co.
📍 3310 Sw Maize Dr
📞 (515) 289-8402, (515) 314-4556, (515) 289-8307

Randy Stackhouse from Las Vegas, NV

Age 71 b. Apr 1954 Clark Co.
📍 914 Scarlet Ridge Dr
📞 (702) 360-4210

Randy Stackhouse

📍 2913 Rocky Ridge Dr, El Paso Tx
📞 (719) 235-7044, (719) 337-9342
✉️ CECILIA.STACKHOUSE@YAHOO.COM

Randy Stackhouse from Gibsonia, PA

Age 95 b. 1931 Allegheny Co.
📍 3804 Hilltop Dr
📞 (724) 443-8983

Randy Stackhouse from Ashland, OH

Age 71 b. Apr 1954 Ashland Co.
📍 1012 Oak St
📞 (219) 395-9614

Randy Stackhouse from Carrollton, OH

Age 52 b. Sep 1973 Carroll Co.
📍 1267 Antigua Rd

Randy Stackhouse from Des Moines, IA

Age 74 b. Jul 1951 Polk Co.
📍 1003 Kingman Ci

Randy Stackhouse from Wapato, WA

Age 75 b. Sep 1950 Yakima Co.
📍 1691 Lombard Loop Rd

Randy Stackhouse from Lexington, NE

Age 68 b. Sep 1957 Dawson Co.
📍 604 Scott Ln

Randy Stackhouse from Ashland, OH

Age 63 b. Sep 1962 Ashland Co.
📍 816 James St 5

Randy Stackhouse from Spring Valley, MN

Age 59 b. 1967 Male
📍 524 Hillcrest Dr
📞 (507) 346-7906

Randy Stackhouse from Polk, OH

Ashland Co.
📍 151 State Hwy 1250
📞 (860) 665-0422

Randy Stackhouse from Millville, PA

Columbia Co.
📍 241 Hogs Back Rd Apt B
📞 (570) 458-0210

Randy Stackhouse from Spring Valley, MN

Fillmore Co.
📍 24 Hillcrest Dr S
📞 (507) 346-7906

Randy Stackhouse from Millville, PA

Columbia Co.
📍 34 Kyttle Hollow Rd
📞 (570) 458-0210

Randy Stackhouse

📍 558 Hartsock Loop, Fort Benning Ga
📞 (719) 235-7044

Randy Stackhouse from Lexington, KY

Fayette Co.
📍 2313 Cabot Dr

Randy Stackhouse from Carrollton, OH

Carroll Co.
📍 1257 Antigua Rd

Randy Stackhouse from Wykoff, MN

Fillmore Co.
📍 1 Box 124 A

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 21 contact records for Randy Stackhouse across 9 states. The most recent address on file is in Ankeny, Iowa. Of these records, 13 include phone numbers and 3 include email addresses. The listed age is 60. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Stackhouse, Randy

Tarrant County
PIN: 37880B-65-3
· 808 Mexicali Way, TX
Built: 2006.0
Assessed: $0

Stackhouse Randy L & Lori L (w)

Allegheny County
· 3804 Hilltop Dr, Richland
Sale: $0 (12292001.0)

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Randy Stackhouse in Richland. Values shown are from county assessor records and may differ from current market prices.

Randy L Stackhouse

NO Reg: 06/01/1991
3804 Hilltop Dr, Gibsonia, PA, 15044
DOB: 12/12/1956 Gender: Male

Randy L Stackhouse

Democrat Reg: 04/17/1995
34 Kyttle Hollow Rd, Millville, PA, 17846
DOB: 01/23/1963 Gender: Male

Randy L Stackhouse

5665 Palmyra Ave, Las Vegas, NV, 89146
County: Clark

Randy P Stackhouse

WOR
154 Bertram Pl, 16, 13207
DOB: 19860313 Gender: Male

Randy Allen Stackhouse

NAV Reg: 4/15/2017
304 SW Kalmia Ave, Warrenton, OR, 97146
DOB: 1/1/1997
County: Clatsop

Randy L Stackhouse

3804 Hilltop Dr
DOB: 12/12/1956 Gender: Male

Source: State Election Offices · Secretary of State Voter Files · Board of Elections 6 voter registration records were found for Randy Stackhouse in Pennsylvania, Nevada, Oregon. Records show affiliations with NO, D, WOR, NAV, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

1997 FORD F150
· Registered to: Randy Stackhouse
· VIN: 1FTDX18W9VKD35782
·
524 Hillcrest Dr, Spring Valley, MN, 55975
·
(507) 346-7906
2002 CHEVROLET VENTURE MINIVAN PASSENGER
· Registered to: Randy Stackhouse
· VIN: 1GNDX03E52D295572
·
4934 Joseph Dr, Colorado Springs, CO, 80916
2007 Dodge Ram 2500
· Registered to: Randy Stackhouse
· VIN: 3D7KS28A97G791412
·
619 Cleveland St, Paris, MO, 65275
·
(660) 327-4842
2006 Chevrolet Equinox
· Registered to: Randy Stackhouse
· VIN: 2CNDL73F966193844
·
524 Hillcrest Dr, Spring Valley, MN, 55975
·
(507) 346-7906
2013 Chevrolet Silverado 3500HD
· Registered to: Randy Stackhouse
· VIN: 1GC4K1C82DF211156
·
619 Cleveland St, Paris, MO, 65275
·
(660) 327-4842
2009 Honda Pilot
· Registered to: Randy Stackhouse
· VIN: 5FNYF48539B004809
·
3310 Sw Maize Dr, Waukee, IA, 50263-8224
·
(515) 979-3626
2008 Dodge Ram 3500
· Registered to: Randy Stackhouse
· VIN: 3D7MX49A18G168694
·
619 Cleveland St, Paris, MO, 65275
·
(660) 327-4842
1999 FORD TAURUS 4DR SEDAN
· Registered to: Randy Stackhouse
· VIN: 1FAFP52U2XA105619
·
524 Hillcrest Dr, Spring Valley, MN, 55975
·
(507) 346-7906
2007 HYUNDAI ACCENT HCHBK 2DR
· Registered to: Randy Stackhouse
· VIN: KMHCM36C97U032433
·
2421 Showcase Dr, Las Vegas, NV, 89134
· Registered to: Randy Stackhouse
·
1913 Burrow Rd SW, Carrollton, OH, 44615
·
(330) 627-8180

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 10 vehicle registration records are associated with Randy Stackhouse. Registered makes include Ford, Chevrolet, Dodge, Honda and others. The most recent model year on record is 2013. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

7-Eleven

Manager
(702) 383-0510Zedghi_Ray@seveneleven.com
Las Vegas, NV
Food Stores (Food)

R & L Auto Svc

Owner
(330) 627-2005
Carrollton, OH
Automotive Services, Parking and Repair (Automotive)

Randy Stackhouse

Randy Stackhouse
(407) 723-3680randy@stackhouse.com

Carroll County Veterans Club

Randy StackhousePresident
Carrollton, OH

Randy Stackhouse

Florida
LinkedIn

Randy Stackhouse

Melbourne, Florida Area

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 8 business affiliations were found for Randy Stackhouse. Companies include 7-Eleven, R & L Auto Svc, Randy Stackhouse. Roles listed include President. Records are compiled from state business registries, SEC filings, and professional networking databases.

Stackhouse, Randy

Addr: 1025 NE 52nd Saylor Twnshp, Des Moines, IA, 50313
IA

Stackhouse, Randy

Addr: 1025 NE 52nd Saylor Twnshp, Des Moines, IA, 50313
IA

Stackhouse, Randy

Addr: 1025 NE 52nd Saylor Twnshp, Des Moines, IA, 50313
IA

Stackhouse, Randy

Addr: 1025 NE 52nd Saylor Twnshp, Des Moines, IA, 50313
IA

R & L Auto Care Center INC

Addr: 1267 Antigua Rd SW, Carrollton, OH, 44615
OH
Officer: Randy Stackhouse

Unknown Corporation

ID: 2091301
Officer: Randy Stackhouse

Source: Public Records Randy Stackhouse appears in 6 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

randy stackhouse

A
Addr: Indialantic, FL

Source: State Professional Licensing Boards · Dept. of Professional Regulation Randy Stackhouse holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Randy Stackhouse

Sandalwood High School - Jacksonville, FL, FL
1976

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Randy Stackhouse has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$50 Jun 1, 2014
2014
Liberty Catalyst Fund
Stackhouse, Randy Indialantic, FL
$50 Oct 18, 2020
2020
Trump Make America Great Again Committee
Stackhouse, Randy Engineer @ Cadence Systems Indialantic, FL
$50 Jun 30, 2015
2016 REP
Miller, Monique Irene
Stackhouse, Randy Product Manager Indialantic, FL
$6 Dec 5, 1998
1998
Troopers For A Safer Ohio Pac
Stackhouse, Randy Carrollton, OH
$5 Feb 28, 1998
1998
Ohioans For Wildlife Conservation Committee
Stackhouse, Randy Jr Carrollton, OH
$50 Oct 15, 2020
2020
Trump Make America Great Again Committee
Stackhouse, Randy Engineer @ Cadence Systems Indialantic, FL
$50 Jun 1, 2014
Liberty Catalyst Fund
Contributor Indialantic, FL
$3 Nov 15, 2020
Unknown Committee
Stackhouse, Randy Engineer @ Cadence Systems Indialantic, FL
$50
2014
Liberty Catalyst Fund
Contributor Indialantic, FL

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 9 political contribution records found for Randy Stackhouse. Total disclosed contributions amount to $314. Recipients include Liberty Catalyst Fund. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Randy Stackhouse

Age 50 Male
·
524 Hillcrest Dr, Spring Valley, MN 55975 (Fillmore County)
43.6937, -92.3872
Marital: Married TZ: Central
Homeowner Single Family Built 1961 Purchased 2007
MP

Randy Stackhouse

·
617 Canton Rd NW, Carrollton, OH 44615 (Carroll County)
40.5822, -81.0924
TZ: Eastern
Homeowner Single Family Built 1998 Purchased 2002
MP

Randy J Stackhouse

Age 66 Male
·
2301 S 59th Ave, Yakima, WA 98903 (Yakima County)
46.5265, -120.6960
Marital: Married TZ: Pacific
Homeowner Single Family Built 2013 Purchased 2016
MP

Randy J Stackhouse

·
1913 Burrow Rd SW, Carrollton, OH 44615 (Carroll County)
40.5600, -81.1270
· (330) 627-8180
TZ: Eastern
Homeowner Single Family Built 1998
MP

Randy L Stackhouse

Age 54 Male
·
34 Kyttle Hollow Rd, Millville, PA 17846 (Columbia County)
41.1078, -76.4950
Marital: Single TZ: Eastern
Edu: Some College
Homeowner Multi-Family Built 1992 Purchased 2001
MP

Randy Stackhouse

·
808 Mexicali Way, Haslet, TX 76052 (Tarrant County)
32.9851, -97.3752
TZ: Central
Homeowner Single Family Built 2006 Purchased 2015
MP

Randy L Stackhouse

Age 60 Male
·
3804 Hilltop Dr, Gibsonia, PA 15044 (Allegheny County)
40.6478, -79.9572
· (724) 443-8983
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1963 Purchased 1994
MP

Randy J Stackhouse

Age 63 Male
·
1267 Antigua Rd SW, Carrollton, OH 44615 (Carroll County)
40.5643, -81.1241
· (330) 904-1369
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family
MP

Randy Stackhouse

Male
·
535 E Canyon Vw, Ogden, UT 84404 (Weber County)
41.2786, -111.9660
TZ: Mountain
Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Randy Stackhouse. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Randy Stackhouse. These loans were issued to businesses, not individuals.

Padda & Sons INC

Subchapter S Corporation

$34,115 Paid in Full
Address:
30 W Wyoming Ave
Las Vegas, NV89102-2716
Approved

Jan 20, 2021

Forgiven

$34,291

Jobs Reported

9

Loan #

2208158303

Loan Size

Small

Padda & Sons, INC.

Subchapter S Corporation

$41,042 Paid in Full
Address:
30 W Wyoming Ave
Las Vegas, NV89102-2716
Approved

Apr 30, 2020

Forgiven

$41,279

Jobs Reported

8

Loan #

7622787306

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Randy Stackhouse. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Randy Stackhouse on the map

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Found 56 results across 14 states

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Randy Stackhouse in UT: Background Summary

Location
2655 N 4350 W Plain City, UT 84404-9620
Other Locations
Ankeny, IA · Las Vegas, NV · Gibsonia, PA and 10 more
Profiles Found
21 people with this name
Phone Numbers
(719) 235-7044 and 13 others on file
Email
spoiled_princess_77@yahoo.com and 10 others on file
Possible Relatives
April L Vermillion, Cecilia Alice Mcmilleon, Cecilia A Stackhouse, Christopher A Ramsey SR, Ian James Stackhouse and 49 more
Career
President at 7-Eleven, R & L Auto Svc
Voter Registration
Registered NO
Properties
2properties owned
Vehicles
10 linked — 1997 Ford F150, 2002 Chevrolet Venture and 8 more
Contributions
$313.8 total — Liberty Catalyst Fund, Liberty Catalyst Fund
PPP Loans
$75,157 for Padda & Sons INC, Padda & Sons, INC.

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Randy Stackhouse. Because public records are indexed by name rather than by a unique identifier, the 78 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available — some restrict access or redact certain fields such as date of birth or residential address — so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Randy Stackhouse

Search Complexity: High

78 public records across 14states, belonging to approximately 21 different individuals. With 21 distinct profiles across 14 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 14 states. Highest concentration: Ohio (15%), followed by Iowa and Pennsylvania. Spans the Midwest and West regions.

OH12recordsIA9recordsPA7recordsFL6recordsMN6recordsNV4records

Record Type Breakdown

Data spans 9 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Vehicle Registration Records (10) and Political Contribution Records (9).

24
Contact & Address Records
10
Vehicle Registration Records
9
Political Contribution Records
8
Business & Corporate Filings
6
Voter Registration Records
6
Corporate Records

Age Distribution

Age range: approximately 42 years, suggesting multiple generations. Largest group: Senior (65+) (63%).

Senior (65+)5peopleMiddle-Age (40-64)3people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Randy Stackhouse

Is Randy Stackhouse a registered voter?
Yes, voter registration records show Randy Stackhouse is registered in Pennsylvania with NO affiliation. We found 6 voter registration entries across 3 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Randy Stackhouse own property?
County assessor records show 2 properties associated with Randy Stackhouse . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Randy Stackhouse?
Records show 10 vehicle registrations associated with Randy Stackhouse, including a 1997 FORD F150. Registered makes include Ford, Chevrolet, Dodge, Honda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Randy Stackhouse?
We found 8 business affiliations for Randy Stackhouse, including 7-Eleven. Other companies include R & L Auto Svc, randy stackhouse. Business records are compiled from state registries, SEC filings, and professional databases.
Has Randy Stackhouse made political donations?
FEC disclosure records show 9 reported political contributions from Randy Stackhouse, totaling $314. Recipients include Liberty Catalyst Fund. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Randy Stackhouse?
Our database contains 78 total records for Randy Stackhouse spanning 14 states. This includes 21 distinct contact records, 13 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Randy Stackhouse?
The 78 records displayed for Randy Stackhouse are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Randy Stackhouse remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.