OpenDataUSA

Quick Navigation

Mr Ray E Nugent Jr from Naples, FL

Age 93 b. 11/18/1932
📍 143 April Sound Dr, #naples, FL 34119-1353
✉️ renugent@aol.com, ray.nugent@comcast.net, ray.nugent@aol.com, ray@nugentappraisal.com, ray.nugent@prodigy.com, ray.nugent@excite.com, ray.nugent@juno.com, ray.nugent@verizon.net
👨‍👩‍👧 Relatives: Velia C Nugent,Carolyn A Olliff,Gwendloyn C Nugent,Gwendolyn C Nugent,Lori E Nugent,Olivia Lucinda Nugent,Ray Nugent,Rayford E Nugent 3rd,Shirley S Nugent,V Nugent,Zena A Sellers,Aiko N Olliff,Amelia C Canales,Andrew D Chapman,Charlotte Margaret Weber,Curtis F Chapman,Dennis G Chapman,Dennis G Chapman,Ginger G Magnuson,Judith A Chapman,Larry R Sellers Jr,Laura S Dupuy,Lawrence A Sellers,Lucinda A Chapman,Mable Maliisia Taylor,Nicole T Cimas,Nicole Taylor,Patricia W Freise,Richard Edward Taylor,Rochelle M Taylor,Ron A Taylor,Ronald D Taylor,Roy H Canales,Suzanne M Taylor,Terry R Hardman,Thomas W Olliff,V Taylor,Wilmer G Olliff,Allison Joy Chapman,Anthony J Robuccio,Daniel Wayne Smith,Eric Alan Brock,Franklin David Lang,Howard Patrick Snook,James A Robuccio,Jennifer L Sellers,Jennifer L Smith,Mark S Duval,Scott C Sellers
🕐 16 previous addresses

Ray Nugent from Naples, FL

📍 Po Box 11984, #naples, FL 34101-2984
✉️ ray@emailappraisals.com, ray@nugentappraisal.com, nukpaba@gmail.com
👨‍👩‍👧 Relatives: Ray E Nugent,Velia C Nugent,Zena A Sellers,Amelia C Canales,Carolyn A Olliff,Charlotte Margaret Weber,Ginger G Magnuson,Gwendloyn C Nugent,Gwendolyn C Nugent,Larry R Sellers Jr,Laura S Dupuy,Lawrence A Sellers,Lori E Nugent,Mable Maliisia Taylor,Nicole T Cimas,Nicole Taylor,Olivia Lucinda Nugent,Patricia W Freise,Rayford E Nugent 3rd,Richard Edward Taylor,Rochelle M Taylor,Ron A Taylor,Ronald D Taylor,Roy H Canales,Shirley S Nugent,Suzanne M Taylor,Terry R Hardman,V Nugent,V Taylor,Andrew D Chapman,Anthony J Robuccio,Curtis F Chapman,Daniel Wayne Smith,Denise M Scheppe,Dennis G Chapman,Dennis G Chapman,Franklin David Lang,Howard Patrick Snook,James A Robuccio,Jennifer L Sellers,Jennifer L Smith,Judith A Chapman,Lucinda A Chapman,Mark S Duval,Robert T Taylor,Stacey E Brown,Suzanne M Taylor,Thomas W Olliff,Timothy W Rogers

Ray F Nugent from Pipersville, PA

Age 66 b. 6/20/1959
📍 6171 Mountain Laurel Ct, #pipersville, PA 18947-1037
✉️ gina@tahitiannoni.com
👨‍👩‍👧 Relatives: Michele Ann Nugent,Alexis A Nugent,Michele Eslyse Nugent,Athena C Nugent,D V Nugent,John C Nugent Jr,John C Nugent Jr,John C Nugent Jr,Margaret M Nugent,Rosemarie M Tosti,Sara E Stewart,Thomas J Mccabe,Alice Boudes,Beverley H Beddard,J Mccabe,J Mccabe,J Mccabe,J Mccabe,Jacqueline R Harms,Jacqueline M Mccabe,Janet E Mccann,Jennifer Rose Eason,John J Mccabe,Joseph F Mullins,Katherine R Mccabe,Kristopher Dav Stewart,Laughlin D Mc,Madeline A Mccabe,Marie Tassy Boudes,Marie C Tassy Boudes,Mark A Tosti Sr,Michael Patrick Mccabe,Michael R Tosti,Michael C Wethman,Paula S Boudes,Pol F Boudes,R Mccabe,R Mccabe,R Mccabe,Rachel M Mccabe,Rebecca F Mccabe,Recebcca J Mccabe,Sarah E Mccabe,Shannon L Mcneil,Thomas K Mcneil Sr,W Mccann,Wendy L Mcneil,William P Mccann,William Kenneth Tosti
🕐 16 previous addresses

Ray Nugent

Age 64 b. 1961-06-14
📍 28620 S Gougar Rd, Manhtn Il 60442
📞 (815) 592-3304
✉️ RNUGENTJR@AOL.COM, rnugentjr@aol.com

Ray Nugent

Age 62 b. 1963-07-29
📍 4430 Ne 16th Ave, Oakland Park Fl
📞 (239) 353-7122, (239) 353-7122
✉️ RAY@NUGENTAPPRAISAL.COM, ray@nugentappraisal.com

Ray Nugent

Age 62 b. 1963-07-12
📍 784 Tivoli Cir Apt 208, Deerfield Bch Fl 33441-7837, Deerfield Beach Fl
📞 (561) 330-4424, (239) 353-7122
✉️ RAY@NUGENTAPPRAISAL.COM

Ray Nugent from Warwick, RI

Age 58 b. 12/10/1967
📍 52 Landon Rd, #warwick, RI 02888-4619
👨‍👩‍👧 Relatives: Tara M Nugent,Cathy M Nugent,Joseph R Nugent,Kenneth Wayne Nugent,Ray Nugent,Robert Nugent,Grace M Nugent,Grace M Nugent,Howard E Nugent,Judith A Nugent,Judson David Buch,Lena D Buch,Linda A Mancini,Marion G Nugent,Paul S Mancini,Paul G Mancini,Paul G Mancini,Paul V Mancini,Robert J Nugent,Todd G Mancini,Toni M Mancini,Toni Maria Mancini,Alicia Ann Autieri,Ana Autieri,Ann M Autieri,Anna M Autieri,Anna N Irt,Anna M Nevola,Antonio S Faial,Brian M Morgan,Brian Morgan,John M Faial,Joseph Faial,Joseph J Faial,Joseph J Nevola Jr,Julie L Autieri,Justin J Mancini,Margaret M Morgan,Margaret M Morgan,Maria D Faial,Maria Docarmo Faial,Mary D Autieri,Michelle C Lewis,Mildred J Faial,Nina Mancini,Robert S Autieri,Robert S Autieri,Susan M Faial,Thomas Mark Nevola
🕐 16 previous addresses

Ray Nugent from Deville, LA

Age 74
📍 177 Kizzie Normand Rd, Deville, LA 71328
📞 (318) 253-4933, (318) 253-4933, (318) 336-7762, (318) 466-1288
👨‍👩‍👧 Relatives: Eddie Graham Nugent,Cathy Lee Nugent,Irbylean N Nugent,Cathy M Nugent,Raymond D Nugent,Eddie Nugent,Courtney Nugent Case,Husb Nugent,Courtney Dawn Nugent

Ray Nugent from Gilmer, TX

Age 68 b. Sep 1957 Upshur Co.
📍 Po Box 931
📞 (903) 762-6724

Ray Nugent from Abita Springs, LA

Age 100
📍 575 Po Box, Abita Springs, LA 70420
📞 (985) 892-7255

Ray Nugent from Gilmer, TX

Age 63
📍 Carnation Rd, Gilmer, TX 75644
📞 (903) 856-2658
👨‍👩‍👧 Relatives: Susan E Nugent,Hilliard Ray Nugent

Ray Nugent from Alexander, AR

Age 70 b. 1956 Male
📍 535 Oakdale Rd
📞 (501) 960-0996 (Cell)
✉️ raynugent@sbcglobal.net

Ray Nugent from Fallsington, PA

Age 66 b. Jun 1959 Bucks Co.
📍 53 Old Locust Ave
📞 (215) 295-8262

Ray Nugent from Shreveport, LA

0
📍 5910 Roma Dr #24, Shreveport, LA 71105
👨‍👩‍👧 Relatives: Lois Bonds Nugent

Ray Nugent from Campbell, CA

Male
📍 398 N Milton Ave
📞 (408) 832-5167 (AT&T MOBILITY)

Ray Nugent from Loretto, KY

Age 83 b. 1943 Male
📍 1225 Spencer Hamilton Rd
📞 (270) 865-3361

Ray Nugent from Cincinnati, OH

Age 78 b. Aug 1947 Hamilton Co.
📍 2850 Lafeuille Ave 4

Ray Nugent from Naples, FL

Age 93 b. Nov 1932 Collier Co.
📍 170 10th St N

Ray Nugent from Los Angeles, CA

Age 69 b. Jul 1956 Los Angeles Co.
📍 6435 Garvanza Ave 5

Ray Nugent from Montrose, MI

Age 106 b. Feb 1920 Genesee Co.
📍 16071 Knob Hill Dr

Ray Nugent from Vidalia, LA

Age 86 b. Oct 1939 Concordia Co.
📍 107 Simonton Ln

Ray Nugent from Saint Clair, MO

Franklin Co.
📍 1232 W Springfield Rd
📞 (636) 629-0884

Ray Nugent from Deville, LA

Rapides Co.
📍 261 Beaubouef Rd
📞 (318) 466-1288

Ray Nugent from Portland, OR

Multnomah Co.
📍 5546 Ne Halsey St
📞 (501) 882-5968

Ray Nugent from Itasca, IL

Du Page Co.
📍 320 N Walnut St
📞 (630) 773-0670

Ray Nugent from Wallkill, NY

Ulster Co.
📍 15 Elizabeth Dr
📞 (870) 392-7438

Ray Nugent

📍 6626 Chapel Hill Blvd, Pasco Wa
📞 (815) 592-1978, (815) 592-1978

Ray Nugent from Grover Beach, CA

San Luis Obispo Co.
📍 251 S Oak Park Blvd Apt 45

Ray Nugent from Schaumburg, IL

Cook Co.
📍 204 Austin Ln 306

Unknown Person

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 30 contact records for Ray Nugent across 14 states. The most recent address on file is in Gilmer, Texas. Of these records, 21 include phone numbers and 7 include email addresses. Ages range from 63 to 100, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Nugent, Ray

Garland County
PIN: 71874
· Cima Way, FOUNTAIN LAKE ar
Assessed: $1,000

Nugent, Ray

Rapides County
PIN: 1301556088004801
· 216 Beauboeuf Rd
Lot: 83,720sqft

Source: County Assessor Records · County Recorder Offices · State Property Tax Databases We found 2 property records linked to Ray Nugent. Values shown are from county assessor records and may differ from current market prices.

2010 FORD FUSION
· Registered to: Ray Nugent
· VIN: 3FAHP0HA5AR306646
·
708 Stallings Rd, Taylors, SC, 29687-6646
·
(239) 353-7122
2007 Chrysler 300
· Registered to: Ray Nugent
· VIN: 2C3LA73W97H838394
·
398 N Milton Ave, Campbell, CA, 95008-1025
1999 DODGE RAM TRUCK PICKUP
· Registered to: Ray Nugent
· VIN: 1B7HC13Z6XJ574360
·
PO Box 432, Rye, TX, 77369
2009 Dodge Journey
· Registered to: RAY Nugent
· VIN: 3D4GG57V29T576555
·
6635 Mcguire St, Taylor, MI, 48180-1513
·
(313) 295-6052
2005 Hummer H2
· Registered to: Ray Nugent
· VIN: 5GRGN23U05H120141
·
19753 W Manteno Rd, Wilmington, IL, 60481
·
(815) 476-5473

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 5 vehicle registration records are associated with Ray Nugent. Registered makes include Ford, Chrysler, Dodge, Hummer. The most recent model year on record is 2010. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Intouch Solutions

+19133179700ray.nugent@intouchsol.com

Acentech Inc

Manager
(805) 379-5774
Thousand Oaks, CA
Engineering, Management, Accounting, Research and Related Industries (Services)

Nugent Appraisal Services

Owner
(239) 353-7122
Naples, FL
Real Estate (Housing)

Smartscale Systems

Ray NugentCEO at Smartscale Systems
LinkedInX

Gigabeam

Ray Nugent
(408) 376-0474rnugent@cisco.com
Campbell, CA95008

Ray Nugent

Owner
Manhattan, Illinois, United States Farming
LinkedIn

Nugent Appraisal Svc

Ray NugentOwner
(320) 216-5000sales@nugentappraisal.com
6389 Front St., Finlayson, MN55735
nugentappraisal.com

Dynamic Systems Integration

Ray NugentHuman Resources Manager
(757) 431-5000
Virginia Beach, VA

Cisco Systems

Ray NugentPrincipal
(408) 376-0474rnugent@cisco.com
Las Vegas, NV

Ray Nugent

United States

Nugent Appraisal Svc

Ray NugentOwner
(586) 360-8386r.nugent@nugentappraisal.com
54845 Mahogany Dr, Macomb, MI48042

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 40 business affiliations were found for Ray Nugent. Companies include Acentech Inc, Nugent Appraisal Services, Gigabeam and 3 more. Roles listed include Null and Director Software Engineering. Records are compiled from state business registries, SEC filings, and professional networking databases.

Unknown Corporation

Addr: AK
AK
Incorporator/Organizer: Ray Nugent

Bartlett'S, INC.

Addr: 705 3rd Avenue, West Point, GA, 31833
GA
Officer: Ray Nugent

Bartlett'S, INC.

Addr: 705 3rd Avenue, West Point, GA, 31833
GA
Officer: Ray Nugent

Bartlett'S, INC.

Addr: 705 3rd Avenue, West Point, GA, 31833
GA
Officer: Ray Nugent

Concrete Services of Charlotte LLC

ID: 0625375
Addr: 6100 Yellowood Rd, Charlotte, NC, 28210
Filed: Mar 26, 2002 NC Mecklenburg County
Registered Agent: Nugent, Ray

Concrete Services of Charlotte LLC

ID: 0625375
Addr: 6100 Yellowood Rd, Charlotte, NC, 28210
Filed: Mar 26, 2002 NC Mecklenburg County
Registered Agent: Nugent, Ray

Bartlett'S, INC.

Addr: 705 3rd Avenue, West Point, GA, 31833
GA
CFO: Ray Nugent

Unknown Corporation

Addr: 4903 Stuart Lane, Rye, TX, 77369
TX
Officer: Ray J Nugent

Unknown Corporation

Officer: ray Allen nugent

Source: Public Records Ray Nugent appears in 9 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

MP

Ray Nugent

Age 37 Male
·
127 Donna Dr, Burlington, NJ 08016 (Burlington County)
40.0861, -74.8303
TZ: Eastern
Single Family
MP

Ray E Nugent

Age 84 Male
·
143 April Sound Dr, Naples, FL 34119 (Collier County)
26.2423, -81.7279
· (239) 353-4604
Marital: Married TZ: Eastern
Occ: Education Edu: High School
Homeowner Single Family Built 1996 Purchased 1998
MP

Ray Nugent

Age 73 Male
·
1225 Spencer Hamilton Rd, Loretto, KY 40037 (Marion County)
37.5976, -85.3988
· (270) 865-3361
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1975
MP

Ray Nugent

Age 21
·
1636 Rivertowne Country Club Dr, Mt Pleasant, SC 29466 (Charleston County)
32.8789, -79.8223
Marital: Single TZ: Eastern
Homeowner Single Family Built 2007 Purchased 2014
MP

Ray Nugent

Age 77 Male
·
261 Beaubouef Rd, Deville, LA 71328 (Rapides County)
31.3194, -92.1543
TZ: Central
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 5 demographic profiles associated with Ray Nugent. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Ray Nugent. These loans were issued to businesses, not individuals.

Gabrielson, Brammer & Clark INC.

Subchapter S Corporation

$130,200 Paid in Full
Address:
411 Locust St
Chillicothe, MO64601-2515
Approved

Apr 10, 2020

Forgiven

$131,074

Jobs Reported

14

Loan #

2325667110

Loan Size

Small

Gaido & Fintzen LLC

Limited Liability Company(LLC

$397,107 Paid in Full
Address:
320 Walnut St
Saint Charles, IL60174-2725
Approved

Jan 28, 2021

Forgiven

$402,159

Jobs Reported

22

Loan #

7403558303

Loan Size

Medium

Source: SBA PPP Loan Data · CARES Act Public Disclosures 2 PPP loan records are linked to businesses associated with Ray Nugent. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Ray Nugent on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
1
3
7
7
4
4
2
11
4
2
3
2
1
1
1
1
1
2
1
2
4
1

Found 65 results across 22 states

Fewer
More

Ray Nugent in Manhtn, IL: Background Summary

Location
28620 S Gougar Rd, Manhtn Il 60442, Manhtn, IL
Other Locations
Gilmer, TX · Alexander, AR · Fallsington, PA and 14 more
Profiles Found
30 people with this name
Phone Numbers
(239) 353-4604 and 24 others on file
Email
renugent@aol.com and 12 others on file
Possible Relatives
Velia C Nugent, Carolyn A Olliff, Gwendloyn C Nugent, Gwendolyn C Nugent, Lori E Nugent and 145 more
Career
Director Software Engineering, Owner at Acentech Inc, Nugent Appraisal Services
Properties
2properties owned
Vehicles
5 linked — 2010 Ford Fusion, 2007 Chrysler 300 and 3 more
PPP Loans
$527K for Gabrielson, Brammer & Clark INC., Gaido & Fintzen LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Ray Nugent. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value — in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Ray Nugent

Search Complexity: High

103 public records across 22states, belonging to approximately 30 different individuals. With 30 distinct profiles across 22 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Property Ownership Records section may be most helpful for disambiguation because these records list property addresses and co-owners, which can help distinguish between individuals.

Geographic Distribution

Records are widely distributed across 22 states. Highest concentration: Louisiana (11%), followed by Florida and California. Spans the South and Midwest regions.

LA11recordsFL7recordsCA7recordsTX4recordsIL4recordsGA4records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (41%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (40) and Corporate Records (9).

40
Contact & Address Records
40
Business & Corporate Filings
9
Corporate Records
5
Vehicle Registration Records
2
Property Ownership Records
2
PPP Loan Records

Age Distribution

Age range: approximately 47 years, suggesting multiple generations. Largest group: Senior (65+) (83%).

Senior (65+)10peopleMiddle-Age (40-64)2people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Ray Nugent

Does Ray Nugent own property?
County assessor records show 2 properties associated with Ray Nugent . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Ray Nugent?
Records show 5 vehicle registrations associated with Ray Nugent, including a 2010 FORD FUSION. Registered makes include Ford, Chrysler, Dodge, Hummer. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Ray Nugent?
We found 40 business affiliations for Ray Nugent (null). Other companies include Nugent Appraisal Services, Gigabeam. Business records are compiled from state registries, SEC filings, and professional databases.
How many records exist for Ray Nugent?
Our database contains 103 total records for Ray Nugent spanning 22 states. This includes 30 distinct contact records, 21 with phone numbers, 7 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Ray Nugent?
The 103 records displayed for Ray Nugent are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Ray Nugent remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.