Raymond Hoke

๐Ÿ“ 5640 Surfrider Wy, Sd Ca 92154
๐Ÿ“ž (808) 347-1798, (808) 347-0000
โœ‰๏ธ HOKERRAY211@YAHOO.COM, hokerray211@yahoo.com

Raymond Hoke

๐Ÿ“ 3222 Sageflower Dr, San Diego Ca
๐Ÿ“ž (808) 347-1798, (808) 347-0000
โœ‰๏ธ HOKERRAY211@YAHOO.COM

Raymond Hoke

๐Ÿ“ 5640 Surf Rider Way Apt 361, San Diego Ca
๐Ÿ“ž (808) 347-1798, (808) 347-0000
โœ‰๏ธ HOKERRAY211@YAHOO.COM

Raymond Hoke

๐Ÿ“ 5640 Surf Rider Way, San Diego Ca
๐Ÿ“ž (808) 347-1798, (808) 347-0000
โœ‰๏ธ HOKERRAY211@YAHOO.COM

Raymond Hoke

Age 66 b. 1959-12-24
๐Ÿ“ 5205 Grand Mesa Dr, Fort Worth Tx
๐Ÿ“ž (817) 223-1728, (817) 281-1866
โœ‰๏ธ HOKE_BONNIEL@YAHOO.COM

Raymond Hoke from Elk Creek, NE

Age 111 b. Mar 1915 Johnson Co.
๐Ÿ“ Po Box 7
๐Ÿ“ž (402) 877-2195, (914) 375-3734

Raymond Hoke from Whitesboro, NY

Age 112 b. Mar 1914 Oneida Co.
๐Ÿ“ 17 Capardo Dr
๐Ÿ“ž (315) 768-7943, (317) 576-0091

Raymond Hoke from Peabody, MA

Age 52
๐Ÿ“ 6 Bay State Blvd, Peabody, MA 01960
๐Ÿ“ž (978) 538-9237, (978) 538-9237, (781) 581-1435, (978) 994-7597
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Laurie A Zupan,Laurie Hoke

Raymond Hoke from Kissimmee, FL

Age 67
๐Ÿ“ 907 Delano Ct, Kissimmee, FL 34758
๐Ÿ“ž (407) 932-2645, (606) 932-2645
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Rosa E Hoke,Ros Hoke,Sabrina E Hoke

Raymond Hoke from Fort Worth, TX

Age 54
๐Ÿ“ 5205 Grand Mesa Dr, Fort Worth, TX 76137
๐Ÿ“ž (817) 281-1866, (817) 281-1866, (817) 284-0008, (940) 382-9317, (817) 919-5374, (580) 772-3143
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Raymond F Hoke,Sheila Wilder Hoke,Bonnie Bunnell Hoke

Raymond Hoke from Elkhart, IN

Age 60 b. Aug 1965 Elkhart Co.
๐Ÿ“ 26272 Lakeview Dr
๐Ÿ“ž (574) 266-6024

Raymond Hoke from Kissimmee, FL

Age 79 b. Aug 1946 Osceola Co.
๐Ÿ“ 907 Delano Ct
๐Ÿ“ž (407) 932-2645

Raymond Hoke from Spring Grove, PA

Age 104 b. Feb 1922 York Co.
๐Ÿ“ 6194 York Rd
๐Ÿ“ž (717) 225-3383

Raymond Hoke from Honolulu, HI

Honolulu Co.
๐Ÿ“ 5452 Mcmorris Dr
๐Ÿ“ž (973) 762-2875, (808) 347-1798

Raymond Hoke from Elkhart, IN

Age 61 b. Jan 1965 Elkhart Co.
๐Ÿ“ 59577 County Rd 113
๐Ÿ“ž (808) 671-2759

Raymond Hoke from Allentown, PA

Age 79 b. Jan 1947 Lehigh Co.
๐Ÿ“ 2227 W Woodlawn St
๐Ÿ“ž (610) 821-1032

Raymond Hoke from Elizabethtown, PA

Age 63 b. Aug 1962 Lancaster Co.
๐Ÿ“ 154 Joan St
๐Ÿ“ž (717) 367-9511

Raymond Hoke from Hernando, FL

Age 93 b. Dec 1932 Citrus Co.
๐Ÿ“ 4590 E Parsons Point Rd
๐Ÿ“ž (352) 344-4546

Raymond Hoke

๐Ÿ“ 1061 Pine, Middletown Pa 17057
๐Ÿ“ž (717) 991-8112, (717) 991-8112
โœ‰๏ธ PATTI022158@AOL.COM

Raymond Hoke

๐Ÿ“ 26272 Lakeview Dr, Elkhart In 46514
๐Ÿ“ž (574) 266-6024, (574) 266-6024
โœ‰๏ธ RAYHOKE1@HOTMAIL.COM

Raymond Hoke

๐Ÿ“ 26272 Lakeview Dr, Elkhart In
๐Ÿ“ž (574) 266-6024, (574) 266-6024
โœ‰๏ธ RAYHOKE1@HOTMAIL.COM

Raymond Hoke

๐Ÿ“ 1061 N Pine St, Middletown Pa
๐Ÿ“ž (717) 991-8112, (717) 991-8112
โœ‰๏ธ PATTI022158@AOL.COM

Raymond Hoke from Livermore, CA

Alameda Co.
๐Ÿ“ 846 Caliente Ave
๐Ÿ“ž (256) 329-8142

Raymond Hoke from Doniphan, MO

Age 62 b. Oct 1963 Ripley Co.
๐Ÿ“ Rr 2 Po Box 167 D

Raymond Hoke from Lynn, MA

Age 64 b. Oct 1961 Essex Co.
๐Ÿ“ 139 Western Ave Apt 10

Raymond Hoke from Meridian, ID

Age 71 b. Nov 1954 Ada Co.
๐Ÿ“ 2102 N Lark Pl Unit D

Raymond Hoke from Middletown, PA

Age 63 b. Aug 1962 Dauphin Co.
๐Ÿ“ 1061 N Pine St

Raymond Hoke from Weatherford, OK

Custer Co.
๐Ÿ“ 817 N Kansas St
๐Ÿ“ž (580) 772-3143

Raymond Hoke from Watauga, TX

Tarrant Co.
๐Ÿ“ 7536 Meadowlark Ln

Raymond Hoke from Fowlerville, MI

Livingston Co.
๐Ÿ“ 5765 W Mason Rd

Raymond Hoke from Lake Odessa, MI

Ionia Co.
๐Ÿ“ 624 Eagle Point Rd

Raymond Hoke from Lynn, MA

๐Ÿ“ 31 W Baltimore St Apt 3

Raymond Hoke from Allentown, PA

Lehigh Co.
๐Ÿ“ 2231 W Allen St

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 34 contact records for Raymond Hoke across 13 states. The most recent address on file is in Elk Creek, Nebraska. Of these records, 25 include phone numbers and 10 include email addresses. Ages range from 52 to 67, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Hoke Raymond D

Osceola County
PIN: 252628611614500140
· 907 Delano Ct, Kissimmee 34758
Value: $56,200

Hoke Raymond D & Diane K

Barry County
· 6147 Pineknoll Dr, Rutland

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 2 property records linked to Raymond Hoke in Rutland. Values shown are from county assessor records and may differ from current market prices.

Raymond Eugene Hoke

Republican Reg: 08/06/2015
1061 N Pine St, Middletown, PA, 17057
DOB: 08/02/1962

Raymond F Hoke

Democrat Reg: 02/05/2009
2227 W Woodlawn St, Allentown, PA, 18104
DOB: 03/07/1947

Raymond Martin Hoke

County: Ripley

Raymond Lee Hoke

Republican Reg: 3/31/2010
558 Division Ave, Drain, OR, 97435
DOB: 1/1/1954
County: Douglas

Raymond Eugene Hoke

1061 N Pine St
DOB: 08/02/1962

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 5 voter registration records were found for Raymond Hoke in Pennsylvania, Oregon. Records show affiliations with R, D, REP, which may reflect different individuals or changes over time. 3 registrations are currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2011 Chevrolet Cruze
ยท Registered to: Raymond Hoke
ยท VIN: 1G1PC5SH9B7102700
·
Rr 2, Doniphan, MO, 63935
·
(573) 593-4753
2011 RAM RAM PICKUP 2500
ยท Registered to: Raymond Hoke
ยท VIN: 3D7UT2CL6BG629146
·
558 Division Ave, Drain, OR, 97435-0090
·
(541) 517-3085
2006 Honda Pilot
ยท Registered to: Raymond Hoke
ยท VIN: 2HKYF18636H535884
·
2227 W Woodlawn St, Allentown, PA, 18104
2010 GMC SIERRA 2500HD
ยท Registered to: Raymond Hoke
ยท VIN: 1GT4K0BG4AF151539
·
Rr 2 Box 4121, Doniphan, MO, 63935-7623
2011 RAM 2500
ยท Registered to: Raymond Hoke
·
558 Division Ave, Drain, OR, 97435
·
(541) 517-3085

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 5 vehicle registration records are associated with Raymond Hoke. Registered makes include Chevrolet, Ram, Honda, Gmc. The most recent model year on record is 2011. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Raymond Hoke

Military Officer
United States

Fluxscope Pictures

Raymond HokeSystems Sales
(574) 266-6024rhoke@tivejo.com
26272 Lakeview Dr, Elkhart, IN46514
fluxscope.com

Smith Dairy

Raymond HokeMaintenance Technician
(765) 935-1843raymondhoke@smithdairy.com
Richmond, IN

Fluxscope Pictures

Raymond HokeSystems Sales
(574) 266-6024rhoke@tivejo.com
26272 Lakeview Dr, Elkhart, IN46514

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 6 business affiliations were found for Raymond Hoke. Companies include Smith Dairy, Fluxscope Pictures. Roles listed include Systems Sales. Records are compiled from state business registries, SEC filings, and professional networking databases.

Licensed Professional

Source: State Professional Licensing Boards ยท Dept. of Professional Regulation Raymond Hoke holds 1 state-issued professional license on record. License data includes type, status, and issue dates from state regulatory boards. Always verify current status directly with the issuing board.

Raymond Hoke

Granada High School - Livermore, CA, CA
2000

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Raymond Hoke has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$25 May 10, 2007
2008
Texas Pharmacy Association Pac
Hoke, Raymond Pharmacist @ Glenview Pharmacy Fort Worth, TX
$25 May 10, 2007
Texas Pharmacy Association Pac
Contributor Pharmacist @ Glenview Pharmacy Fort Worth, TX
$25 20070510
Texas Pharmacy Association PAC
Contributor Pharmacist @ Glenview Pharmacy Fort Worth, TX

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 3 political contribution records found for Raymond Hoke. Total disclosed contributions amount to $75. Recipients include Texas Pharmacy Association Pac, Texas Pharmacy Association PAC. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Raymond Hoke

Male
·
630 Fieldwood Ln, Monterey, TN 38574 (Putnam County)
36.1399, -85.1214
TZ: Central
Single Family
MP

Raymond F Hoke

Age 70 Male
·
2227 W Woodlawn St, Allentown, PA 18104 (Lehigh County)
40.6116, -75.5127
· (610) 821-1032
Marital: Married TZ: Eastern
Occ: White Collar Edu: Some College
Homeowner Single Family Built 1964 Purchased 1982
MP

Raymond Hoke

Age 73 Male
·
PO Box 364, Ronceverte, WV 24970 (Greenbrier County)
37.7485, -80.4649
· (304) 647-1307
Marital: Single TZ: Eastern
Edu: High School
Homeowner Single Family Built 2007
MP

Raymond Hoke

Male
·
51401 Tiguas Dr, Fort Hood, TX 76544 (Bell County)
31.1373, -97.8030
· (254) 768-2337
TZ: Central
Multi-Family
MP

Raymond D Hoke

Age 58 Male
·
6147 Pineknoll Dr, Hastings, MI 49058 (Barry County)
42.6758, -85.4105
· (269) 948-7670
Marital: Married TZ: Eastern
Occ: White Collar Edu: Graduate School
Homeowner Single Family Built 2000 Purchased 2001
MP

Raymond A Hoke

Age 50 Male
·
507 W High St, Liberty, IN 47353 (Union County)
39.6365, -84.9377
· (219) 363-7016
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1900 Purchased 2010
MP

Raymond M Hoke

Male
·
23351 Redsville Ln, Waynesville, MO 65583 (Pulaski County)
37.8230, -92.2723
TZ: Central
Homeowner Single Family Built 1987 Purchased 2009
MP

Raymond Hoke

Male
·
33715 Sundrop Ave, Murrieta, CA 92563 (Riverside County)
33.6303, -117.1540
· (951) 246-7074
TZ: Pacific
Homeowner Single Family Built 2004 Purchased 2012
MP

Raymond Hoke

Age 52 Male
·
26272 Lakeview Dr, Elkhart, IN 46514 (Elkhart County)
41.7440, -85.9748
· (574) 266-6024
Marital: Married TZ: Eastern
Edu: High School
Homeowner Single Family Built 1946 Purchased 2002
MP

Raymond E Hoke

Age 55 Male
·
1061 N Pine St, Middletown, PA 17057 (Dauphin County)
40.2087, -76.7325
· (717) 944-5665
Marital: Married TZ: Eastern
Occ: Professional Edu: High School
Homeowner Single Family Built 1954 Purchased 1997
MP

Raymond D Hoke

Age 71 Male
·
907 Delano Ct, Kissimmee, FL 34758 (Osceola County)
28.1699, -81.4755
Marital: Married TZ: Eastern
Edu: Some College
Homeowner Single Family Built 1985 Purchased 1991

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 11 demographic profiles associated with Raymond Hoke. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Raymond Hoke. These loans were issued to businesses, not individuals.

Entrena Beauty Cartel LLC

$20,012 Paid in Full
Address:
907 Delano Ct
Approved

Apr 22, 2021

Forgiven

$20,118

Loan #

8563558808

Loan Size

Small

Source: SBA PPP Loan Data ยท CARES Act Public Disclosures 1 PPP loan record is linked to businesses associated with Raymond Hoke. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Raymond Hoke on the map

Blank map of the United States, territories not included Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Florida Georgia Hawaii Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia West Virginia Wisconsin Wyoming District of Columbia District of Columbia
6
1
7
2
1
12
5
3
5
1
2
1
3
13
1
5
2

Raymond Hoke in SD, CA: Background Summary

Location
5640 Surfrider Wy, Sd Ca 92154, SD, CA
Other Locations
Elk Creek, NE ยท Whitesboro, NY ยท Elkhart, IN and 15 more
Profiles Found
34 people with this name
Phone Numbers
(573) 452-1114 and 22 others on file
Email
heather_price29@yahoo.com and 5 others on file
Possible Relatives
Heather L Polidori, Leah Elizabeth Wiggs, Patricia D Hoke, Raymond M Hoke SR, Raymond Hoke and 50 more
Career
Systems Sales at Smith Dairy, Fluxscope Pictures
Voter Registration
Registered Republican
Properties
1property owned
Vehicles
5 linked โ€” 2011 Chevrolet Cruze, 2011 Ram Ram Pickup 2500 and 3 more
Contributions
$75 total โ€” Texas Pharmacy Association Pac, Texas Pharmacy Association PAC
PPP Loans
$40,024 for Entrena Beauty Cartel LLC, Entrena Beauty Cartel LLC

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Raymond Hoke. Because public records are indexed by name rather than by a unique identifier, the 87 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Raymond Hoke

Search Complexity: High

87 public records across 17states, belonging to approximately 34 different individuals. With 34 distinct profiles across 17 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Voter Registration Records section may be most helpful for disambiguation because these records include birth year, party affiliation, and county โ€” highly useful for narrowing results.

Geographic Distribution

Records are widely distributed across 17 states. Highest concentration: Pennsylvania (15%), followed by Indiana and Florida. Spans the Northeast and Midwest regions.

PA13recordsIN12recordsFL7recordsCA6recordsTX5recordsMA5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (68%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Business & Corporate Filings (6) and Voter Registration Records (5).

51
Contact & Address Records
6
Business & Corporate Filings
5
Voter Registration Records
5
Vehicle Registration Records
3
Political Contribution Records
2
Property Ownership Records

Age Distribution

Age range: approximately 73 years, suggesting multiple generations. Largest group: Senior (65+) (60%).

Senior (65+)9peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Raymond Hoke

Is Raymond Hoke a registered voter?
Yes, voter registration records show Raymond Hoke is registered in Pennsylvania with R affiliation. We found 5 voter registration entries across 2 states. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Raymond Hoke own property?
County assessor records show 2 properties associated with Raymond Hoke . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Raymond Hoke?
Records show 5 vehicle registrations associated with Raymond Hoke, including a 2011 Chevrolet Cruze. Registered makes include Chevrolet, Ram, Honda, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Raymond Hoke?
We found 6 business affiliations for Raymond Hoke. Other companies include FLUXSCOPE PICTURES. Business records are compiled from state registries, SEC filings, and professional databases.
Has Raymond Hoke made political donations?
FEC disclosure records show 3 reported political contributions from Raymond Hoke, totaling $75. Recipients include Texas Pharmacy Association Pac and Texas Pharmacy Association PAC. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Raymond Hoke?
Our database contains 87 total records for Raymond Hoke spanning 17 states. This includes 34 distinct contact records, 25 with phone numbers, 10 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Raymond Hoke?
The 87 records displayed for Raymond Hoke are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Raymond Hoke remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.