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Ms Regina Lopez Avalos from Patterson, CA

Age 64 b. 8/19/1961
📍 360 Chase St, #patterson, CA 95363-2408
✉️ reginaavalos@yahoo.com, regina.chavez@yahoo.com, regina.lopez@comcast.net
👨‍👩‍👧 Relatives: Lopez Oscar Chavez,Adrian Lopez Sr,Alejandra Chavez,Ana Maria Lopez,Ana M Lopez,Antonio G Chavez,Avalos J Lopez,Beatrice Lopez,Eduardo Lopez Rincon Sr,Gina Lopez,Gina R Lopez,Heriberto Chavez,Heriberto Villanueva,Ivan M Lopez,Jose J Lopez,Josefina P Lopez,Julio Lopez,Maria Chavez,Maria G Mares,Patricia L Lopez,Paula J Diaz,Pedro J Chavez,Pedro G Chavez,Regina Avalos,Rolando Lopez,Victorino Lopez Rincon,Anibal B Sanchez,Antonio Chavez Jr,Antonio A Guerrero,Antonio Sanchez,Catalina Diaz,Cleofas F Diaz,Cristina Godinez,Elia Ruiz,Gabriela Lopez,Herlinda Z Covarrubias,Jose Manuel Guerrero,Jose Antonio Guerrero,Jose Lopez Jr,Maria D Peralta,Mariadelourdes Mendoza Lopez,Nelva Lus Casanova,Patricia Lopez Alamo,Paula C Diaz,Ruby Diaz,Veronica Chavez,Veronica Lopez,Yolanda Ortiz
🕐 13 previous addresses

Regina Avalos

Age 61 b. 1964-12-31
📍 416 Conservation Dr, Weston Fl
📞 (954) 821-9109, (305) 679-5253
✉️ REGI_AVALOS@YAHOO.COM, regi_avalos@yahoo.com

Regina Avalos from Tempe, AZ

Age 50 b. Jan 1976
📍 2045 E Broadway Rd Apt 2003
📞 (480) 829-9137, (480) 921-3169
✉️ gjavalos1@aol.com
👤 aka Gina Jo Avalos, R Avalos, Regina J Azalos

Regina Avalos from San Diego, CA

Age 47 b. 11/24/1978
📍 419 Deep Dell Rd, Apt G, #san Diego, CA 92114-7515
👨‍👩‍👧 Relatives: A C Avalos,Alfredo Ruiz Ramirez,Angelvidal G Avalos,Georgina A Hernandez,Irma Rosario Echevarria Sr,Johnny Avallos,Juana Avalos,Luis Rolando Avalos,Nora Fran Casas,Ramon S Avalos,Saul R Ramirez,Vilma Arely Miranda,Adrian J Ramirez,Alma Y Ramirez,Angel Enrique Avalos,Baltazar Echevarria,Claudia E Ramirez,Dan Echevarriaavalos,Danny Echevarria,David I Astorga,Enrique A Avalos,Franco Ramirez,Herminia Echevarria,Jaime M Echevarria,Jaime M Echevarria,Jaime Echevarria Jr,Jami A Echevarria,Jose L Ramirez,Jose G Ramirez,Luis Lopez Ramirez,Manuel E Hernandez,Melissa Echeverria,Melissa Echeverria,Miguel A Campos,Moreno I Echevarria,Nidia L Ramirez,Ramon Avalos,Raquel A Avalos,Richard P Avalos,Rocio Jimenez,Roxana Patricia Avalos,Ruben Ramirez Ramirez,Samuel R Ramirez,Samuel R Zuno,Stephanie E Avalos,Victor M Echeverria,Vilma Areli Miranda,Vilma Miranda
🕐 11 previous addresses

Regina Avalos

Age 47 b. 1978-11-24
📍 419 Deep Dell Rd Apt G, San Diego Ca
📞 (619) 735-5663, (619) 434-1513
✉️ SPRITE1078@YAHOO.COM

Regina J Avalos

Age 51 b. 1975-02-08
📍 475 N Sierra Vista St, Porterville Ca
📞 (559) 782-1093, (559) 310-3872
✉️ REGINA1093@SBCGLOBAL.NET

Regina M Avalos from Visalia, CA

Age 31 b. 10/30/1994
📍 315 W School Ave, #visalia, CA 93291-4922
👨‍👩‍👧 Relatives: Christina S Briggs,Gerardo Perez,Richard R Avalos,Vanity Avalos,Ana Mercedes Ortiz,Anthony R Avalos,Anthony C Delossantos,Betty Chavez,Christina F Avalos,Floyd Richard Duggins,Francisco M Bejar,Frank M Bejar,Isaac Anthony Avalos,Richard R Avalos,Richard Ralph Avalos Jr,Rudy A Avalos Jr,Thomas A Briggs,Thomas A Briggs,Velia G Bejar,Velia Bejar,Alex G Garcia,Anthony M Delossantos,Antonia Diaz Garcia,Awbrey S Keeling,Claudia Malave Bejar,Elizabeth Aguilar,Floyd R Duggins,Geraldine A Garcia,Hector M Salcedo,Jayne Lynette Duggins,Jessyka M Avery,Josie S Martinez,Leo A Avalos,Lucila Avalos,Maria L Garcia,Martha M Esparza,Melissa I Garcia,Michael W Garcia,Michael J Garcia,Michael Garcia,Miguel A Chavez,Miroslava M Rivas,Patricia Ann Garcia,Rachelle Nicole Jones,Rhoda Delos Delossantos,Roger Lee Keeling,Stephanie A Keeling,Terry L Keeling,Vince Garcia
🕐 2 previous addresses

Regina Avalos from Downey, CA

Age 45 b. Dec 1980 Los Angeles Co.
📍 9362 Via Amorita
📞 (562) 630-5295

Regina Avalos from Omaha, NE

Female
📍 5806 S 20th St
📞 (402) 812-6798 (CRICKET)

Regina Avalos from Tempe, AZ

Age 50 b. Sep 1975 Maricopa Co.
📍 909 S Terrace Rd

Regina Avalos from Santa Maria, CA

Age 76 b. Jun 1949 Santa Barbara Co.
📍 1338 N Miller St

Regina Avalos from Strathmore, CA

Age 51 b. Feb 1975 Tulare Co.
📍 22989 Lawson Dr Unit 93267
👤 aka Regina J Planing, Regina Avalos

Regina Avalos from Hillsboro, OR

Washington Co.
📍 2445 Nw 3rd Ave
📞 (503) 693-9343

Regina Avalos from Crp Christi, TX

Nueces Co.
📍 6730 Everhart Rd
📞 (361) 906-1620

Regina Mar Avalos from Visalia, CA

📍 1415 S Central St, Apt 6, #visalia, CA 93277-4471

Regina Avalos from Santa Maria, CA

Santa Barbara Co.
📍 807 Seaside Dr

Source: Public Records Aggregators · Commercial Data Providers · Consumer Data Sources Our search returned 16 contact records for Regina Avalos across 5 states. The most recent address on file is in Tempe, Arizona. Of these records, 10 include phone numbers and 5 include email addresses. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

2005 CHEVROLET MALIBU
· Registered to: Regina Avalos
· VIN: 1G1ZT64805F160233
·
504 N Douglas St, Big Spring, TX, 79720
2012 Kia Rio5
· Registered to: Regina Avalos
· VIN: KNADM5A32C6094991
·
2045 E Broadway Rd, Tempe, AZ, 85282-1734
·
(480) 921-3169
2011 TOYOTA CAMRY CAR UPPER MIDSIZE
· Registered to: Regina Avalos
· VIN: 4T1BF3EK8BU165689
·
416 Conservation Dr, Weston, FL, 33327
·
(954) 217-2938
2004 GMC Yukon Denali
· Registered to: Regina Avalos
· VIN: 1GKFK66UX4J193067
·
504 N Douglas St, Big Spring, TX, 79720
2012 KIA RIO5
· Registered to: Regina Avalos
· VIN: KNADM5A33C6054919
·
2045 E Broadway Rd, Tempe, AZ, 85282-1734
·
(480) 921-3169
1991 LINCOLN TOWN CAR 4DR SEDAN
· Registered to: Regina Avalos
· VIN: 1LNLM81W1MY693277
·
5806 S 20th St, Omaha, NE, 68107
1992 FORD ESCORT 4DR SEDAN
· Registered to: Regina Avalos
· VIN: 3FAPP13J2NR161743
·
5806 S 20th St, Omaha, NE, 68107

Source: State DMV Records · DPPA-Compliant Data Providers · Vehicle Registration Databases 7 vehicle registration records are associated with Regina Avalos. Registered makes include Chevrolet, Kia, Toyota, Gmc and others. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Abba Employment Svc

Owner
(805) 928-6555
Santa Maria, CA
Business Services (Services)

Regina Avalos

Especialista En Datos Personales
Axa Mexico
Distrito Federal, Mexico Automotive
LinkedIn

Regina Avalos

Lead Teacher And Administration
Kindercare Learning Centers
California
LinkedIn

Zolman Construction Inc

Regina AvalosBusiness Systems Analyst
(480) 921-3169gjavalos@yahoo.com
2045 East Broadway Road, Tempe, AZ85282
zolman.com

Abba Employer Svc

Regina AvalosOwner
(805) 928-6555r.avalos@abbaemployerservices.com
Santa Maria, CA

Regina avalos

LEAD TEACHER at KINDER CA · Greater San Diego Area

Zolman Construction Inc

Regina AvalosBusiness Systems Analyst
(480) 921-3169gjavalos@yahoo.com
2045 East Broadway Road, Tempe, AZ85282

Source: State Secretary of State · SEC EDGAR · LinkedIn Professional Data · Business Registries 11 business affiliations were found for Regina Avalos. Companies include Abba Employment Svc, Axa Mexico, Abba Employer Svc and 1 more. Roles listed include Business Systems Analyst. Records are compiled from state business registries, SEC filings, and professional networking databases.

Personnel Options, INC.

Filed: Nov 19, 1993
Registered Agent: Regina Julian Avalos

Personnel Options, INC.

Filed: Nov 19, 1993
CEO: Regina Julian Avalos

Personnel Options, INC.

Addr: 709 N. Pierce Street, Santa Maria, CA, 93454
CA
CEO: Regina Julian Avalos

Source: Public Records Regina Avalos appears in 3 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Regina Avalos

Downey High School - Downey, CA, CA
1999

Source: Historical Yearbook Archives · State Dept. of Education · Educator License Databases Regina Avalos has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$105 May 30, 2018
2018
California Association Of Realtors Issues Mobilization Pac
Avalos, Regina Real Estate Broker @ Pacific Realty Santa Maria, CA
$105 May 30, 2018
California Association Of Realtors Issues Mobilization Pac
Contributor Real Estate Broker @ Pacific Realty Santa Maria, CA
$105
2018
California Association Of Realtors Issues Mobilization Pac
Contributor Real Estate Broker @ Pacific Realty Santa Maria, CA

Source: FEC Disclosure Database · State Ethics Commissions · Stanford DIME Project 3 political contribution records found for Regina Avalos. Total disclosed contributions amount to $316. Recipients include California Association Of Realtors Issues Mobilization Pac. Federal law requires disclosure of contributions above $200 to federal candidates.

Regina Avalos

License: 1917517 Salesperson

Source: State Real Estate Commissions · NAR License Databases

MP

Regina J Avalos

Age 68 Female
·
PO Box 5485, Santa Maria, CA 93456 (Santa Barbara County)
34.9421, -120.4617
Marital: Married TZ: Pacific
Occ: Management Edu: Some College
Homeowner Built 1983 Purchased 2011
MP

Regina Avalos

Female
·
313 W School Ave, Visalia, CA 93291 (Tulare County)
36.3328, -119.2950
TZ: Pacific
Single Family
MP

Regina M Avalos

Age 32 Female
·
1333 Columbia Dr SE, Albuquerque, NM 87106 (Bernalillo County)
35.0670, -106.6170
· (505) 266-2041
TZ: Mountain
Multi-Family
MP

Regina J Avalos

Age 42 Female
·
475 N Sierra Vista St, Porterville, CA 93257 (Tulare County)
36.0732, -119.0020
· (559) 310-3874
Marital: Married TZ: Pacific
Occ: Management Edu: Some College
Homeowner Single Family Built 1988 Purchased 2002
MP

Regina Avalos

Female
·
4301 Morris St NE, Albuquerque, NM 87111 (Bernalillo County)
35.1316, -106.5250
TZ: Mountain
Multi-Family
MP

Regina J Avalos

Age 41 Female
·
2045 E Broadway Rd, Tempe, AZ 85282 (Maricopa County)
33.4074, -111.8990
· (480) 921-3169
Marital: Married TZ: Mountain
Edu: Some College
Multi-Family
MP

Regina Avalos

Female
·
416 Conservation Dr, Ft Lauderdale, FL 33327 (Broward County)
26.1052, -80.4169
· (954) 821-9109
TZ: Eastern
Homeowner Single Family Built 2001 Purchased 2004
MP

Regina L Avalos

Age 48 Female
·
355 Chase St, Patterson, CA 95363 (Stanislaus County)
37.4795, -121.1270
Marital: Married TZ: Pacific
Edu: Some College
Single Family
MP

Regina R Avalos

Age 48 Female
·
5806 S 20th St, Omaha, NE 68107 (Douglas County)
41.2000, -95.9419
· (402) 812-6798
Marital: Single TZ: Central
Homeowner Single Family

Source: Consumer Marketing Databases · Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Regina Avalos. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Note: PPP loans shown are for businesses with addresses associated with Regina Avalos. These loans were issued to businesses, not individuals.

Carliss Henderson

Sole Proprietorship

$20,833 Paid in Full
Address:
2045 E Broadway Rd
Tempe, AZ85282-1734
Approved

Apr 19, 2021

Forgiven

$20,907

Jobs Reported

1

Loan #

6092308807

Loan Size

Small

Mauricio Jaramillo Astudillo

Independent Contractors

$8,910 Paid in Full
Address:
2045 E Broadway Rd N/A
Tempe, AZ85282-1734
Approved

Mar 13, 2021

Forgiven

$8,948

Jobs Reported

1

Loan #

1727618601

Loan Size

Small

Jamila Cousins

Sole Proprietorship

$5,372 Exemption 4
Address:
2045 E Broadway Rd Apt 2017
Tempe, AZ85282-0010
Approved

Apr 15, 2021

Jobs Reported

1

Loan #

4132058800

Loan Size

Small

Shanajia McMillon

Sole Proprietorship

$20,834 Paid in Full
Address:
2045 E Broadway Rd Apt 2032
Tempe, AZ85282-0008
Approved

Mar 12, 2021

Forgiven

$20,978

Jobs Reported

1

Loan #

9958598503

Loan Size

Small

Carliss Henderson

Sole Proprietorship

$20,833 Paid in Full
Address:
2045 E Broadway Rd
Tempe, AZ85282-1734
Approved

Mar 24, 2021

Forgiven

$20,919

Jobs Reported

1

Loan #

8355938603

Loan Size

Small

Shanajia McMillon

Sole Proprietorship

$20,834 Paid in Full
Address:
2045 E Broadway Rd Apt 2032
Tempe, AZ85282-0008
Approved

May 11, 2021

Forgiven

$20,942

Jobs Reported

1

Loan #

8399968908

Loan Size

Small

Italo Johnson

Self-Employed Individuals

$20,833 Paid in Full
Address:
2045 E Broadway Rd
Tempe, AZ85282-1734
Approved

May 18, 2021

Forgiven

$20,936

Jobs Reported

1

Loan #

2911109003

Loan Size

Small

Italo Johnson

Sole Proprietorship

$15,207 Paid in Full
Address:
2045 E Broadway Rd Apt 2032
Tempe, AZ85282-0008
Approved

Mar 15, 2021

Forgiven

$15,355

Jobs Reported

1

Loan #

2479068607

Loan Size

Small

Elijah Cid

Self-Employed Individuals

$20,833 Exemption 4
Address:
2045 E Broadway Rd # 164
Tempe, AZ85282-1734
Approved

May 20, 2021

Jobs Reported

1

Loan #

4570489001

Loan Size

Small

Lavell Wright

Self-Employed Individuals

$20,833 Exemption 4
Address:
2045 E Broadway Rd Apt. 2047
Tempe, AZ85282
Approved

May 11, 2020

Jobs Reported

1

Loan #

5032147401

Loan Size

Small

Jamila Cousins

Sole Proprietorship

$5,372 Paid in Full
Address:
2045 E Broadway Rd Apt 2017
Tempe, AZ85282-0007
Approved

Mar 24, 2021

Forgiven

$5,395

Jobs Reported

1

Loan #

8161428605

Loan Size

Small

Italo Johnson

Sole Proprietorship

$8,750 Paid in Full
Address:
2045 E Broadway Rd Apt 2032
Tempe, AZ85282-0007
Approved

Jan 19, 2021

Forgiven

$8,847

Jobs Reported

1

Loan #

1785468308

Loan Size

Small

Mauricio Jaramillo Astudillo

Independent Contractors

$8,910 Paid in Full
Address:
2045 E Broadway Rd N/A
Tempe, AZ85282-1734
Approved

May 18, 2021

Forgiven

$8,932

Jobs Reported

1

Loan #

3538569007

Loan Size

Small

Source: SBA PPP Loan Data · CARES Act Public Disclosures 13 PPP loan records are linked to businesses associated with Regina Avalos. These Paycheck Protection Program loans were part of the 2020-2021 CARES Act pandemic relief and were released by the SBA under FOIA.

Find Regina Avalos on the map

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Found 39 results across 7 states

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Regina Avalos in Weston, FL: Background Summary

Location
416 Conservation Dr, Weston Fl, Weston, FL
Other Locations
Tempe, AZ · Downey, CA · Omaha, NE and 4 more
Profiles Found
16 people with this name
Phone Numbers
(209) 892-5725 and 16 others on file
Email
reginaavalos@yahoo.com and 6 others on file
Possible Relatives
Lopez Oscar Chavez, Adrian Lopez SR, Alejandra Chavez, Ana Maria Lopez, Ana M Lopez and 136 more
Career
Business Systems Analyst at Abba Employment Svc, Axa Mexico
Vehicles
7 linked — 2005 Chevrolet Malibu, 2012 Kia Rio5 and 5 more
Contributions
$315.78 total — California Association Of Realtors Issues Mobilization Pac, California Association Of Realtors Issues Mobilization Pac
PPP Loans
$198K for Carliss Henderson, Mauricio Jaramillo Astudillo

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Regina Avalos. Because public records are indexed by name rather than by a unique identifier, the 68 results displayed here may include information belonging to multiple individuals who share the same name — a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency — these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Regina Avalos

Search Complexity: High

68 public records across 7states, belonging to approximately 16 different individuals. With 16 distinct profiles across 7 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 7 states. Highest concentration: California (28%), followed by Arizona and Texas. Spans the West and South regions.

CA19recordsAZ10recordsTX3recordsNE2recordsNM2recordsFL2records

Record Type Breakdown

Data spans 6 record categories. Largest: Contact & Address Records (35%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes PPP Loan Records (13) and Business & Corporate Filings (11).

20
Contact & Address Records
13
PPP Loan Records
11
Business & Corporate Filings
7
Vehicle Registration Records
3
Corporate Records
3
Political Contribution Records

Age Distribution

Age range: approximately 45 years, suggesting multiple generations. Largest group: Senior (65+) (25%).

Senior (65+)2peopleMiddle-Age (40-64)5peopleYounger Adult (25-39)1person

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Regina Avalos

What vehicles are registered to Regina Avalos?
Records show 7 vehicle registrations associated with Regina Avalos, including a 2005 CHEVROLET MALIBU. Registered makes include Chevrolet, Kia, Toyota, Gmc. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Regina Avalos?
We found 11 business affiliations for Regina Avalos, including Abba Employment Svc. Other companies include axa mexico, Abba Employer Svc. Business records are compiled from state registries, SEC filings, and professional databases.
Has Regina Avalos made political donations?
FEC disclosure records show 3 reported political contributions from Regina Avalos, totaling $316. Recipients include California Association Of Realtors Issues Mobilization Pac. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Regina Avalos?
Our database contains 68 total records for Regina Avalos spanning 7 states. This includes 16 distinct contact records, 10 with phone numbers, 5 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Regina Avalos?
The 68 records displayed for Regina Avalos are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Regina Avalos remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.