Richard Cremer

Age 82 b. 1944-02-10
๐Ÿ“ 360 Dinsmoor Dr, Chesterfield Mo
๐Ÿ“ž (314) 941-4422, (111) 111-0002, (314) 469-1364
โœ‰๏ธ RJCREMER@YAHOO.COM, rjcremer@yahoo.com

Richard Cremer from Williamsburg, VA

Age 66
๐Ÿ“ 26 Hampton Ky, Williamsburg, VA 23185
๐Ÿ“ž (757) 565-3424, (757) 565-4589, (802) 649-1443, (757) 565-3424, (757) 565-4589, (757) 572-0622, (802) 649-1443, (802) 649-1643, (508) 543-7238
๐Ÿ‘จโ€๐Ÿ‘ฉโ€๐Ÿ‘ง Relatives: Andrea Mccrenskykremer,Aaron L Kremer,Benjamin Kremer,Jackie Kremer,Jackie Kremer,Benjamin Kremer

Richard Cremer from Kerrville, TX

Age 86
๐Ÿ“ 2180 Bandera Hwy, Kerrville, TX 78028
๐Ÿ“ž (239) 659-4388, (813) 779-4388, (830) 896-4753, (970) 926-2206, (970) 926-7122, (830) 257-4988, (979) 412-0358, (239) 659-4388, (830) 896-4753, (906) 573-2805, (813) 779-4388

Richard Cremer from Rolla, MO

Age 65 b. Apr 1961 Phelps Co.
๐Ÿ“ Po Box 1941
๐Ÿ“ž (573) 341-5848, (808) 634-7116

Richard Cremer from Jonesboro, GA

Age 88 b. 1938 Clayton Co.
๐Ÿ“ 698 Mundys Mill Rd
๐Ÿ“ž (770) 478-4657, (404) 376-9375

Richard Cremer from Edwards, CO

Age 98 b. Apr 1928 Eagle Co.
๐Ÿ“ 15 W Lake Creek Rd
๐Ÿ“ž (970) 926-7122, (941) 652-5792

Richard Cremer from Roseburg, OR

Age 75 b. Aug 1950 Douglas Co.
๐Ÿ“ 1213 Se Douglas Ave
๐Ÿ“ž (541) 672-4373

Richard Cremer from Little Elm, TX

Age 59 b. Feb 1967 Denton Co.
๐Ÿ“ 1600 Wynfield Dr
๐Ÿ“ž (972) 294-8011

Richard Cremer

๐Ÿ“ 3867 Cremer Rd, W Frankfort Il
๐Ÿ“ž (618) 937-2098, (618) 513-8668
โœ‰๏ธ 50CREMER@GMAIL.COM

Richard Cremer from Chesterfield, MO

Age 82 b. Feb 1944 Saint Louis Co.
๐Ÿ“ 360 Dinsmoor Dr
๐Ÿ“ž (314) 469-1364

Richard Cremer from Racine, WI

Age 72 b. Aug 1953 Racine Co.
๐Ÿ“ 1101 Brooker St
๐Ÿ“ž (262) 634-1051

Richard Cremer from Clarkston, MI

Age 92 b. Jul 1933 Oakland Co.
๐Ÿ“ 5299 Pine Knob Ln
๐Ÿ“ž (810) 674-3075

Richard Cremer from Caseyville, IL

Age 57 b. Dec 1968 Saint Clair Co.
๐Ÿ“ 36 Willow Wood Ct
๐Ÿ“ž (618) 346-0147

Richard Cremer from San Diego, CA

Age 64 b. Apr 1962 San Diego Co.
๐Ÿ“ 6306 Rancho Mission Rd Apt 286
๐Ÿ“ž (928) 646-5179
๐Ÿ‘ค aka Cichard Cremer

Richard Cremer from Washington, IL

Age 68 b. Sep 1957 Tazewell Co.
๐Ÿ“ 1936 Canterbury Dr Apt 2 R
๐Ÿ‘ค aka Richard A Cremer

Richard Cremer from Washington, IL

Age 68 b. Sep 1957 Tazewell Co.
๐Ÿ“ 312 Parkview Dr

Richard Cremer from San Diego, CA

Age 86 b. Sep 1939 San Diego Co.
๐Ÿ“ 6306 Rancho Mission Rd 286
๐Ÿ‘ค aka Cremer Cichard, Cremer Richard D, Cremer Richard D

Richard Cremer from Sturtevant, WI

Age 72 b. Aug 1953 Racine Co.
๐Ÿ“ 1701 Wisconsin St

Richard Cremer from Lakewood, CA

Age 91 b. May 1934 Los Angeles Co.
๐Ÿ“ 521 Lakewood Blvd

Richard Cremer from Naples, FL

Age 98 b. Apr 1928 Collier Co.
๐Ÿ“ 24 Golf Cottage Dr

Richard Cremer from Saint Charles, MO

Age 57 b. Dec 1968 Saint Charles Co.
๐Ÿ“ 1001 Parkcrest Dr 8

Richard Cremer from Brimley, MI

Age 89 b. May 1936 Chippewa Co.
๐Ÿ“ 1620 S Walker Rd

Richard Cremer from Stayton, OR

Age 103 b. Jan 1923 Marion Co.
๐Ÿ“ 15381 Fern Ridge Rd Se R 2

Richard Cremer from Washington, IL

Age 91 b. Jun 1934 Tazewell Co.
๐Ÿ“ 312 Parkview Dr R 3

Richard Cremer from Lihue, HI

Age 49 b. May 1976 Kauai Co.
๐Ÿ“ 3561 Rice St

Richard Cremer from Lihue, HI

Kauai Co.
๐Ÿ“ 3547 Rice St
๐Ÿ“ž (956) 254-1869

Richard Cremer from Lihue, HI

Age 50 b. 1976 Male
๐Ÿ“ 1954 Kaku St

Richard Cremer from Mission, KS

Johnson Co.
๐Ÿ“ 5221 Hadley Ct

Richard Cremer from Stayton, OR

Marion Co.
๐Ÿ“ 615381 Se Fren Ridge Rd

Richard Cremer

๐Ÿ“ 1 W Frankfort Il

Source: Public Records Aggregators ยท Commercial Data Providers ยท Consumer Data Sources Our search returned 31 contact records for Richard Cremer across 13 states. The most recent address on file is in Rolla, Missouri. Of these records, 16 include phone numbers and 3 include email addresses. Ages range from 66 to 86, which may indicate multiple individuals sharing this name. Records are compiled from government agencies and commercial data sources. Data accuracy varies by source.

Cremer Richard A

Cumberland County
· 272 Rotherham Dr, Crossville-North

Source: County Assessor Records ยท County Recorder Offices ยท State Property Tax Databases We found 1 property record linked to Richard Cremer in Crossville-North. Values shown are from county assessor records and may differ from current market prices.

Richard Cremer

County: St. Louis

Richard A Cremer

Democrat Reg: 8/26/2015
1213 SE Douglas Ave, Roseburg, OR, 97470
DOB: 1/1/1950 Ph: 541-672-4373
County: Douglas

Source: State Election Offices ยท Secretary of State Voter Files ยท Board of Elections 2 voter registration records were found for Richard Cremer in Oregon. Party affiliation is listed as DEM. 1 registration is currently active. Voter data is released as public information under state election laws and reflects status at time of the state data release.

2004 FORD ESCAPE
ยท Registered to: Richard Cremer
ยท VIN: 1FMYU93114KA40898
·
1303 N Bishop Ave, Rolla, MO, 65401
2012 Volkswagen Beetle
ยท Registered to: Richard Cremer
ยท VIN: 3VWVA7AT8CM629489
·
510 Vista View Dr, Murphy, TX, 75094-5305
·
(972) 998-9495
2008 VOLKSWAGEN TOUAREG 2 FULL SIZE UTILITY
ยท Registered to: Richard Cremer
ยท VIN: WVGBE77L98D064220
·
510 Vista View Dr, Murphy, TX, 75094
·
(972) 442-0345
2012 Toyota Prius V
ยท Registered to: Richard Cremer
ยท VIN: JTDZN3EU4C3059772
·
24 Golf Cottage Dr, Naples, FL, 34105-7113
·
(239) 659-4388
2006 Volkswagen Jetta
ยท Registered to: Richard Cremer
ยท VIN: 3VWDT71K76M753920
·
510 Vista View Dr, Murphy, TX, 75094
·
(972) 998-9495
2008 MAZDA 4DR SEDAN
ยท Registered to: Richard Cremer
ยท VIN: JM1BK32F781142938
·
5512 Fairfax Ct, McKinney, TX, 75070
·
(469) 247-1467

Source: State DMV Records ยท DPPA-Compliant Data Providers ยท Vehicle Registration Databases 6 vehicle registration records are associated with Richard Cremer. Registered makes include Ford, Volkswagen, Toyota, Mazda. The most recent model year on record is 2012. Vehicle data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.

Remarc Management Inc

Owner
+19498305730rcremer@remarc.biz
Mission Viejo,

Dairy Queen

Richard CremerPartner
(573) 364-7200rcremer@dairyqueenfargo.com
1303 N Bishop Ave, Rolla, MO65401

Richard A Cremer PC

President
(541) 672-1955
Roseburg, OR
Legal Services (Services)

Work Smart Learning Systems

Owner
(830) 896-4753
Kerrville, TX
Engineering, Management, Accounting, Research and Related Industries (Services)

Morant Enteprises

Richard CremerPartner
(808) 634-7116richard.cremer@bellsouth.net
Po Box 1769, Lihue, HI96766

Jim's Painting & Papering Svc

Richard CremerVice-Principal
richard.cremer@bellsouth.net
Po Box 1769, Lihue, HI96766
gsjsa.net

Richard Cremer

Owner, Richard A. Cremer, PC<br

Jim's Painting & Papering Svc

Richard CremerVice-Principal
richard.cremer@bellsouth.net
Po Box 1769, Lihue, HI96766

Source: State Secretary of State ยท SEC EDGAR ยท LinkedIn Professional Data ยท Business Registries 16 business affiliations were found for Richard Cremer. Companies include Dairy Queen, Richard A Cremer PC, Work Smart Learning Systems and 2 more. Roles listed include Owner and Partner. Records are compiled from state business registries, SEC filings, and professional networking databases.

Richard O Cremer

ID: 09910332
Addr: 360 East Coronado Road Suite 100, Phoneix, AZ, 85004
AZ

Richard E. Cremer

Richard E. Cremer

Richard E. Cremer

Richard E. Cremer

Richard T Cremer,

Addr: 1303 N. Bishop, Rolla, MO, 65401
MO

Richard A. Cremer P.c.

Addr: Pacific Building, Roseburg, OR, 97470
OR
PRESIDENT: Richard A Cremer

Richard A. Cremer P.c.

Addr: Pacific Building, Roseburg, OR, 97470
OR
Officer: richard A cremer

Source: Public Records Richard Cremer appears in 8 corporate filings from state Secretary of State offices and SEC EDGAR, listed as an officer, director, or registered agent.

Inventor Record

Richard Cremer

Source: USPTO Patent Database ยท U.S. Patent & Trademark Office Richard Cremer is listed as an inventor or co-inventor on 1 USPTO patent. Patent data is public information published by the United States Patent and Trademark Office upon grant or application publication.

Richard Cremer

Lee M.Thurston High School - Redford, MI, MI
1964

Source: Historical Yearbook Archives ยท State Dept. of Education ยท Educator License Databases Richard Cremer has 1 education-related record on file, which may include educator certifications and historical yearbook entries. Yearbook data represents a historical snapshot and may not reflect current information.

$180 Apr 2, 2008
2008 REP
Republican National Committee
Cremer, Richard E Retired Naples, FL
$300 Sep 30, 2020
2020
Biden Victory Fund
Cremer, Richard Retired Roseburg, OR
$500 Jan 22, 1980
1980 UNK
Montgomery Ward & Co. INC. Political Action Committee
Cremer, Richard E Montgomery Ward & Co Spring Grove, IL
$115 Apr 24, 2008
2008 REP
McCain, John S
Cremer, Richard E Retired Naples, FL
$100 Sep 30, 2010
2010 DEM
Kitzhaber, John
Cremer, Richard Attorney Roseburg, OR
$100 Oct 26, 2000
2000 N
De Muniz, Paul J
Cremer, Richard E Lawyer Roseburg, OR
$50 Sep 2, 2004
2004 I
A Life With Dignity Cmte
Cremer, Richard A Attorney Roseburg, OR
$100 May 20, 1996
1996 DEM
Dole, Donald A
Cremer, Richard Attorney Roseburg, OR
$250 Sep 10, 2012
2012 DEM
Obama, Barack
Cremer, Richard A Attorney @ Richard A Cremer Roseburg, OR
$250 Mar 12, 2002
2002 DEM
Stein, Bev
Cremer, Richard Attorney Roseburg, OR
$250 Sep 10, 2008
2008 DEM
Obama, Barack
Cremer, Richard A Attorney @ Self-Employed Roseburg, OR
$50 Jun 28, 2008
2008 REP
McCain, John S
Cremer, Richard E Retired Naples, FL
$100 Apr 2, 2010
2010
Marshall, Bill
Cremer, Richard A Attorney Roseburg, OR
$1,000 Mar 20, 2012
2012 REP
National Republican Senatorial Committee
Cremer, Richard Eldon Retired Naples, FL
$250 Sep 10, 2001
2002 DEM
Stein, Bev
Cremer, Richard Attorney Roseburg, OR
$180 Apr 2, 2008
REP
Republican National Committee
Contributor Retired Naples, FL
$1,000 Mar 20, 2012
Unknown Committee
Cremer, Richard Eldon Mr Retired Naples, FL
$100
2010 D
Kitzhaber, John
Contributor Attorney Roseburg, OR

Source: FEC Disclosure Database ยท State Ethics Commissions ยท Stanford DIME Project 18 political contribution records found for Richard Cremer. Total disclosed contributions amount to $4,875. Recipients include Republican National Committee, Kitzhaber, John. Federal law requires disclosure of contributions above $200 to federal candidates.

MP

Richard A Cremer

Age 50 Male
·
1503 Rice Run Dr, Wylie, TX 75098 (Collin County)
33.0220, -96.5372
· (972) 442-0345
Marital: Single TZ: Central
Edu: High School
Single Family
MP

Richard Cremer

Age 48 Male
·
2300 Delmar Ave, Granite City, IL 62040 (Madison County)
38.7614, -90.0963
Marital: Single TZ: Central
Occ: Professional
MP

Richard Cremer

Male
·
1505 Independence Rd, Rolla, MO 65401 (Phelps County)
37.9560, -91.7456
TZ: Central
Homeowner Single Family Built 1983 Purchased 2014
MP

Richard A Cremer

Male
·
3867 Cremer Rd, W Frankfort, IL 62896 (Franklin County)
37.9190, -88.8825
· (618) 937-2098
TZ: Central
Homeowner Single Family
MP

Richard Cremer

Age 73 Male
·
360 Dinsmoor Dr, Chesterfield, MO 63017 (Saint Louis County)
38.6607, -90.5276
· (314) 941-4422
Marital: Married TZ: Central
Edu: Graduate School
Homeowner Single Family Built 1973 Purchased 1991
MP

Richard Cremer

Male
·
1114 Joyce Ave, Rolla, MO 65401 (Phelps County)
37.9529, -91.7834
TZ: Central
Homeowner Single Family Built 1955 Purchased 2005
MP

Richard A Cremer

Age 67 Male
·
1213 SE Douglas Ave, Roseburg, OR 97470 (Douglas County)
43.2098, -123.3390
· (541) 672-4373
Marital: Married TZ: Pacific
Occ: Technical Edu: Graduate School
Homeowner Single Family Built 1895 Purchased 1988
MP

Richard E Cremer

Age 40 Male
·
14140 Mensano Dr, Frisco, TX 75035 (Collin County)
33.1607, -96.7551
· (469) 287-2903
Marital: Married TZ: Central
Edu: High School
Homeowner Single Family Built 2013 Purchased 2014
MP

Richard Cremer

Age 50 Male
·
7205 Porlamar Ct NW, Albuquerque, NM 87120 (Bernalillo County)
35.1089, -106.7180
· (505) 352-9419
Marital: Married TZ: Mountain
Homeowner Single Family Built 1996 Purchased 1996

Source: Consumer Marketing Databases ยท Commercial Data Aggregators Marketing databases contain 9 demographic profiles associated with Richard Cremer. This data is compiled from commercial aggregators and may include estimated income ranges, lifestyle indicators, and household characteristics. Accuracy is not guaranteed.

Find Richard Cremer on the map

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Richard Cremer in Chesterfield, MO: Background Summary

Location
360 Dinsmoor Dr, Chesterfield Mo, Chesterfield, MO
Other Locations
Rolla, MO ยท Jonesboro, GA ยท Edwards, CO and 15 more
Profiles Found
31 people with this name
Phone Numbers
(309) 635-2173 and 21 others on file
Email
rcremer@comcast.net and 4 others on file
Possible Relatives
Chad A Cremer, Claudette C Cremer, Cynthia S Cremer, Dawn R Rodgers, Douglas A Cremer SR and 52 more
Career
Owner, Partner at Dairy Queen, Richard A Cremer PC
Voter Registration
Registered Democrat
Properties
1property owned
Vehicles
6 linked โ€” 2004 Ford Escape, 2012 Volkswagen Beetle and 4 more
Contributions
$4,875 total โ€” Republican National Committee, Kitzhaber, John

This information is compiled from publicly available records and may include data for multiple individuals with similar names. Data may contain inaccuracies or be incomplete. This information should not be used for employment screening, tenant screening, credit decisions, or any purpose covered by the Fair Credit Reporting Act (FCRA). Always verify information independently before making any decisions.

How to Read This Report

This page aggregates publicly available records from government agencies, court systems, and official registries into a single report for Richard Cremer. Because public records are indexed by name rather than by a unique identifier, the 103 results displayed here may include information belonging to multiple individuals who share the same name โ€” a common occurrence, especially for frequently appearing names. To determine which records belong to the person you are researching, compare the location, approximate age, and any associated details across entries. Records that share an address or overlapping timeframe are more likely to refer to the same individual.

What Each Data Category Means

Property Records

Property records originate from county assessor and recorder offices, where real estate transactions, ownership transfers, and tax assessments are documented as a matter of public record. The assessed value shown for a property is the figure used by the county to calculate property taxes and frequently differs from the property's current market value โ€” in many jurisdictions assessed values lag behind market conditions by several years. A property record updates whenever a new deed, lien, or assessment is filed with the county, so the ownership and valuation data shown here reflects the most recent filing available in our sources rather than a real-time snapshot.

Voter Registration

Voter registration data is maintained by state and county election offices and is considered public record under the election laws of most states. The party affiliation shown reflects the voter's registration at the time the record was filed; it does not necessarily indicate current political preferences, as voters may change their affiliation or register differently in subsequent elections. Not all states make their voter files publicly available โ€” some restrict access or redact certain fields such as date of birth or residential address โ€” so the completeness of voter data varies by state. Registration status (active or inactive) indicates whether the election office considers the registration current, not whether the person actually voted in recent elections.

Business and Professional Records

Business records are compiled from state Secretary of State filings, SEC EDGAR corporate disclosures, and professional networking data. When a person appears as an officer, director, or registered agent, it reflects a formal role filed with a government agency โ€” these are legal positions of responsibility, not informal job titles. Records sourced from professional profiles represent information that individuals have chosen to make publicly available about their career history, skills, and affiliations. Business entity registrations show current or historical standing with the state, but a listing does not guarantee the entity is still actively operating.

Campaign Finance Contributions

Federal election law requires the disclosure of political contributions exceeding $200 to any single committee in a calendar year. These records are filed with the Federal Election Commission (FEC) and include the donor's name, mailing address, employer, occupation, and the amount contributed. Contributions to state and local candidates are governed by each state's campaign finance laws, which may set different disclosure thresholds. The data shown here reflects what was reported in official filings and may include contributions made over the course of many election cycles, so the dates and amounts should be read in their historical context.

Vehicle Records

Vehicle ownership records are obtained through sources that comply with the Driver's Privacy Protection Act (DPPA), the federal law that governs who may access motor vehicle records and for what purposes. The records shown indicate vehicles that have been registered to this individual through state DMV systems. Vehicle data may include make, model, year, and VIN, and reflects registration information at the time the record was filed. Vehicles that have been sold, traded, or transferred may still appear until the registration is updated in the state's records.

Patent Filings

Patent data is drawn from the United States Patent and Trademark Office (USPTO). Being listed as an inventor on a patent means this individual is credited as having made a substantive intellectual contribution to the invention described in the patent application. Patent records include the filing date, grant date, patent number, and a description of the invention. A patent listing does not indicate that the inventor currently owns the patent rights โ€” patents are frequently assigned to employers or transferred between entities after they are granted.

Important Limitations

Public records may contain outdated information, data entry errors, or records that belong to a different person who shares the same name as the individual you are researching. Government agencies update their records on varying schedules, and the data shown here may not reflect the most recent changes. Information on this page is provided for informational purposes only and should not be used for employment screening, tenant screening, credit decisions, or any other purpose regulated by the Fair Credit Reporting Act (FCRA). Always verify critical details through the originating government agency or official registry.

Your Rights

If you are the person described in these records, you have rights regarding your personal data. Under laws including the California Consumer Privacy Act (CCPA) and similar state privacy statutes, you may request the deletion or correction of your personal information. To submit a removal request, visit our opt-out page. For a complete description of how we collect, use, and protect personal data, please review our privacy policy.

Search Results Analysis for Richard Cremer

Search Complexity: High

103 public records across 15states, belonging to approximately 31 different individuals. With 31 distinct profiles across 15 states, additional identifying information such as a middle name, age, or city will significantly narrow these results.

For this search, the Political Contribution Records section may be most helpful for disambiguation because these records include employer and occupation, which are strong distinguishing fields.

Geographic Distribution

Records are widely distributed across 15 states. Highest concentration: Hawaii (11%), followed by Oregon and Illinois. Spans the West and Midwest regions.

HI11recordsOR10recordsIL10recordsMO9recordsTX8recordsFL5records

Record Type Breakdown

Data spans 8 record categories. Largest: Contact & Address Records (44%), which contain the most specific identifiers like phone numbers, email addresses, and physical addresses. Also includes Political Contribution Records (18) and Business & Corporate Filings (16).

41
Contact & Address Records
18
Political Contribution Records
16
Business & Corporate Filings
8
Corporate Records
6
Vehicle Registration Records
2
Voter Registration Records

Age Distribution

Age range: approximately 53 years, suggesting multiple generations. Largest group: Senior (65+) (78%).

Senior (65+)14peopleMiddle-Age (40-64)4people

Use the age information shown on individual record cards to help identify the correct person.

Frequently Asked Questions About Richard Cremer

Is Richard Cremer a registered voter?
Yes, voter registration records show Richard Cremer is registered. We found 2 voter registration entries across 1 state. Voter registration data is public record maintained by state election offices and released under state sunshine laws.
Does Richard Cremer own property?
County assessor records show 1 property associated with Richard Cremer . Assessed values are determined by county tax assessors and may differ from market value. These records are sourced from county recorder and assessor offices.
What vehicles are registered to Richard Cremer?
Records show 6 vehicle registrations associated with Richard Cremer, including a 2004 FORD ESCAPE. Registered makes include Ford, Volkswagen, Toyota, Mazda. Vehicle registration data is obtained through DPPA-compliant providers and is regulated under the federal Driver's Privacy Protection Act.
What businesses are associated with Richard Cremer?
We found 16 business affiliations for Richard Cremer (Owner). Other companies include Richard A Cremer PC, Work Smart Learning Systems. Business records are compiled from state registries, SEC filings, and professional databases.
Has Richard Cremer made political donations?
FEC disclosure records show 18 reported political contributions from Richard Cremer, totaling $4,875. Recipients include Republican National Committee and Kitzhaber, John. Federal law requires disclosure of individual contributions exceeding $200.
How many records exist for Richard Cremer?
Our database contains 103 total records for Richard Cremer spanning 15 states. This includes 31 distinct contact records, 16 with phone numbers, 3 with email addresses. Multiple records may represent different individuals sharing the same name. All data is compiled from publicly available government and commercial sources.
How accurate is the information shown for Richard Cremer?
The 103 records displayed for Richard Cremer are aggregated from government agencies, county offices, and official registries. While we source from authoritative databases, records can contain outdated information or belong to a different person with the same name. We recommend verifying important details through the original issuing agency before making decisions based on this data.
Can Richard Cremer remove this information?
Yes, any individual has the right to request removal of their personal information. Submit a free removal request through our opt-out page. Under the CCPA and similar state privacy laws, you can request deletion of your data. Removal is completed within 48 hours. You do not need to create an account.
Can I use this data for background checks or screening?
No. OpenDataUSA is not a Consumer Reporting Agency under the FCRA. These records may not be used for employment screening, tenant evaluation, credit decisions, insurance underwriting, or any other FCRA-regulated purpose. For official background checks, use an FCRA-compliant service.